Bank Of Colorado Mortgage Rates, Fees & Info
Fort Collins, COLEI: 549300R0DP2GXAIMGB41
Tax ID: 84-0205240
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Bank Data
Review & Overview
Bank Of Colorado is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Colorado has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Fort Collins, Durango, Greeley, Denver, and Grand Junction among others. We have data for 61 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Colorado has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of Colorado is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/18/24 |
| 30 Year Conventional Purchase | 6.59% | 4/18/24 |
| 30 Year Conventional Refi | 6.58% | 4/18/24 |
| 30 Year Cash-out Refi | 6.40% | 4/18/24 |
| 30 Year FHA Purchase | 7.43% | 4/18/24 |
| 30 Year FHA Refi | 7.16% | 4/18/24 |
| 30 Year VA Purchase | 6.01% | 4/18/24 |
| 30 Year VA Refi | 6.27% | 4/18/24 |
| 30 Year USDA Purchase | 6.72% | 4/18/24 |
| 15 Year Conventional Purchase | 6.11% | 4/18/24 |
| 15 Year Conventional Refi | 6.28% | 4/18/24 |
| 15 Year Cash-out Refi | 6.28% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bank Of Colorado Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,857Origination Dollar Volume (All Markets)
$576,095,000Employee count
648Awards
Bank of Colorado - 2019
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For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| FORT COLLINS, CO (FHA|USDA|VA) | 315 | $119,045,000 | $377,921 | $4,354 | 4.34% |
| Durango, CO (FHA|USDA|VA) | 193 | $78,055,000 | $404,430 | $4,136 | 4.49% |
| GREELEY, CO (FHA|USDA|VA) | 262 | $77,500,000 | $295,802 | $4,468 | 4.49% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 127 | $61,855,000 | $487,047 | $5,200 | 4.47% |
| Outside of Metro Areas | 205 | $50,855,000 | $248,073 | $4,312 | 4.70% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 142 | $36,560,000 | $257,465 | $4,132 | 4.54% |
| Fort Morgan, CO (FHA|USDA|VA) | 119 | $26,945,000 | $226,429 | $5,060 | 4.74% |
| Glenwood Springs, CO (FHA|USDA|VA) | 53 | $21,705,000 | $409,528 | $4,898 | 4.53% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 86 | $19,120,000 | $222,326 | $5,223 | 4.33% |
| Sterling, CO (FHA|USDA|VA) | 93 | $13,505,000 | $145,215 | $3,587 | 4.74% |
| Montrose, CO (FHA|USDA|VA) | 57 | $11,155,000 | $195,702 | $3,050 | 4.43% |
| BOULDER, CO (FHA|USDA|VA) | 19 | $9,895,000 | $520,789 | $5,558 | 4.25% |
| Edwards, CO (FHA|USDA|VA) | 11 | $7,685,000 | $698,636 | $6,473 | 4.19% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 30 | $6,320,000 | $210,667 | $5,423 | 4.86% |
| Gallup, NM (FHA|USDA|VA) | 34 | $4,220,000 | $124,118 | $1,977 | 4.99% |
| Craig, CO (FHA|USDA|VA) | 22 | $4,120,000 | $187,273 | $4,163 | 4.33% |
| Steamboat Springs, CO (FHA|USDA|VA) | 6 | $3,590,000 | $598,333 | $3,211 | 4.19% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $3,460,000 | $576,667 | $5,817 | 4.46% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $2,150,000 | $537,500 | $4,998 | 4.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $3,237 | 4.63% |
| Gillette, WY (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,654 | 4.21% |
| RENO, NV (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $5,165 | 4.56% |
| FARMINGTON, NM (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,472 | 4.32% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 5.50% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,293 | 5.14% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,877 | 4.38% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,985 | 4.20% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,943 | 4.46% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,292 | 4.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,360 | 4.38% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,504 | 4.31% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,731 | 3.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,538 | 3.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 4.88% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,787 | 4.88% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,433 | 5.41% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 5.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,881 | 4.13% |
| Granbury, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,245 | 4.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,584 | 4.12% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,059 | 4.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,414 | 4.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,419 | 4.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,567 | 3.88% |
| REDDING, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,851 | 4.50% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,202 | 4.13% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,126 | 4.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,980 | 4.50% |
| MADERA, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,098 | 4.75% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.45% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,390 | 4.63% |
| CASPER, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,282 | 5.00% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.88% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,329 | 4.13% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,032 | 4.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,729 | 4.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,651 | 5.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.38% |
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Product Mix
For 2019, Bank Of Colorado's most frequently originated type of loan was Conventional, with 1,656 originations. Their 2nd most popular type was FHA, with 135 originations.
Loan Reason
For 2019, Bank Of Colorado's most frequently cited loan purpose was Home Purchase, with 1,125 originations. The 2nd most popular reason was Refi, with 423 originations.
Loan Duration/Length
For 2019, Bank Of Colorado's most frequently cited loan duration was 30 Year, with 1,302 originations. The 2nd most popular length was 15 Year, with 181 originations.
Origination Fees/Closing Costs
Bank Of Colorado's average total fees were $4,533, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 789 originations.
Interest Rates
During 2019, Bank Of Colorado's average interest rate for loans was 4.36%, while their most frequently originated rate bucket for loans was 4-5%, with 909 originations.
Loan Sizing
2019 saw Bank Of Colorado place emphasis on $200k-400k loans with 850 originations, totaling $245,100,000 in origination value.
Applicant Income
Bank Of Colorado lent most frequently to those with incomes in the $100k-150k range, with 356 originations. The second most popular income band? $50k-75k, with 339 originations.
Applicant Debt to Income Ratio
Bank Of Colorado lent most frequently to those with DTI ratios of 20-30%, with 350 originations. The next most common DTI ratio? 30-36%, with 308 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.58%
Bank Of Colorado has an average approval rate.
Pick Rate
Approvals leading to origination76.25%
Bank Of Colorado has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,857 | $576,095,000 | $310,229 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF HAWAII CORPORATION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 50.0% |
| BANK OF HAWAII CORPORATION | Conventional home mortgage | Trouble during payment process | 1 | 25.0% |
| BANK OF HAWAII CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Bank of Colorado | 100 East Platte Avenue Fort Morgan, CO 80701 | Full Service B&M | $69,874 |
| Bank of Colorado | 100 Garfield Street Denver, CO 80206 | Full Service B&M | $342 |
| Bank of Colorado | 1041 West Main Street Windsor, CO 80550 | Full Service B&M | $173,295 |
| Bank of Colorado | 106 South Interocean Avenue Holyoke, CO 80734 | Full Service B&M | $39,184 |
| Bank of Colorado | 107 East Aztec Avenue Gallup, NM 87301 | Full Service B&M | $228,916 |
| Bank of Colorado | 107 N. College Avenue Fort Collins, CO 80524 | Full Service B&M | $0 |
| Bank of Colorado | 1102 Lincoln Ave Fort Collins, CO 80524 | Full Service B&M | $72,984 |
| Bank of Colorado | 111 S. Rollie Avenue Fort Lupton, CO 80621 | Full Service B&M | $233,484 |
| Bank of Colorado | 1146 Interquest Parkway Colorado Springs, CO 80921 | Full Service B&M | $16,270 |
| Bank of Colorado | 1199 Main Avenue Durango, CO 81301 | Full Service B&M | $262,324 |
| Bank of Colorado | 1200 Railroad Avenue Rifle, CO 81650 | Full Service B&M | $24,606 |
| Bank of Colorado | 131 West Main Sterling, CO 80751 | Full Service B&M | $212,119 |
| Bank of Colorado | 1443 Mesa View Drive Delta, CO 81416 | Full Service B&M | $56,218 |
| Bank of Colorado | 1609 East Harmony Road Fort Collins, CO 80525 | Full Service Cyber Office | $7,021 |
| Bank of Colorado | 1609 East Harmony Road Fort Collins, CO 80525 | Full Service B&M | $133,267 |
| Bank of Colorado | 1650 West Maloney Avenue Gallup, NM 87301 | Full Service Retail | $1,609 |
| Bank of Colorado | 16550 S. Townsend Montrose, CO 81401 | Full Service B&M | $42,511 |
| Bank of Colorado | 1801 Broadway, Suite 100 Denver, CO 80202 | Full Service B&M | $68,693 |
| Bank of Colorado | 1804 East Aztec Avenue Gallup, NM 87301 | Full Service B&M | $14,332 |
| Bank of Colorado | 1888 West Eisenhower Boulevard Loveland, CO 80537 | Full Service B&M | $51,174 |
| Bank of Colorado | 200 Grand Avenue Grand Junction, CO 81501 | Full Service B&M | $154,725 |
| Bank of Colorado | 200 North Townsend Avenue Montrose, CO 81401 | Full Service B&M | $77,345 |
| Bank of Colorado | 205 Country Center Drive Pagosa Springs, CO 81147 | Full Service B&M | $57,825 |
| Bank of Colorado | 250 West Victory Way Craig, CO 81625 | Full Service B&M | $93,412 |
| Bank of Colorado | 2903 F Road Grand Junction, CO 81504 | Full Service B&M | $30,130 |
| Bank of Colorado | 300 Union Blvd Suite 100 Lakewood, CO 80228 | Full Service B&M | $87,130 |
| Bank of Colorado | 301 Clayton Street Brush, CO 80723 | Full Service B&M | $108,709 |
| Bank of Colorado | 3459 West 20th Street, Suite 114 Greeley, CO 80634 | Full Service B&M | $159,692 |
| Bank of Colorado | 351 West 1st Street Akron, CO 80720 | Full Service B&M | $47,096 |
| Bank of Colorado | 394 East Bridge Street Hotchkiss, CO 81419 | Full Service B&M | $26,542 |
| Bank of Colorado | 420 East 8th Avenue Yuma, CO 80759 | Full Service B&M | $160,713 |
| Bank of Colorado | 421 North Tejon Street Colorado Springs, CO 80903 | Full Service B&M | $59,157 |
| Bank of Colorado | 4328 Edison Avenue Colorado Springs, CO 80915 | Full Service B&M | $24,727 |
| Bank of Colorado | 435 South 4th Avenue, Unit A Brighton, CO 80601 | Full Service B&M | $10,334 |
| Bank of Colorado | 4848 Thompson Parkway Johnstown, CO 80534 | Full Service B&M | $95,130 |
| Bank of Colorado | 500 U.S. Highway 50, Business Loop Olathe, CO 81425 | Full Service B&M | $23,034 |
| Bank of Colorado | 5201 South Yosemite Street Suite 100 Greenwood Village, CO 80111 | Full Service B&M | $110,611 |
| Bank of Colorado | 533 Big Thompson Avenue Estes Park, CO 80517 | Full Service B&M | $96,254 |
| Bank of Colorado | 59 South Elm Avenue Eaton, CO 80615 | Full Service B&M | $196,570 |
| Bank of Colorado | 6 Town Plaza Durango, CO 81301 | Full Service Retail | $9,660 |
| Bank of Colorado | 605 4th St Fort Lupton, CO 80621 | Limited, Drive-thru | $0 |
| Bank of Colorado | 655 East Valley Road Basalt, CO 81621 | Full Service B&M | $32,030 |
| Bank of Colorado | 7017 West 10th Street Greeley, CO 80634 | Full Service B&M | $32,568 |
| Bank of Colorado | 901 Grand Avenue Glenwood Springs, CO 81601 | Full Service B&M | $128,321 |
| Bank of Colorado | 902 E. 2nd Avenue Durango, CO 81301 | Limited, Drive-thru | $0 |
| Bank of Colorado | 916 South Main Street, Suite 100 Longmont, CO 80501 | Full Service B&M | $32,095 |
| Bank of Colorado | 945 S. Grand Mesa Drive Cedaredge, CO 81413 | Full Service B&M | $51,000 |
For 2019, Bank Of Colorado had 47 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $166,242 |
| Net interest income | $136,901 |
| Total noninterest income | $40,184 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $7,207 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $32,977 |
| Pre-tax net operating income | $79,313 |
| Securities gains (or losses, -) | $-3 |
| Income before extraordinary items | $60,609 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $60,609 |
| Minority interest net income | $0 |
| Net income | $60,609 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $60,611 |
Bank Of Colorado's gross interest income from loans was $166,242,000.
Bank Of Colorado's net interest income from loans was $136,901,000.
Bank Of Colorado's fee based income from loans was $7,207,000.
Bank Of Colorado's net income from loans was $60,609,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $29,341 |
| Provision for credit losses | $441 |
| Total noninterest expense | $97,331 |
| Salaries and employee benefits | $55,540 |
| Premises and equipment expense | $10,560 |
| Additional noninterest expense | $31,231 |
| Applicable income taxes | $18,701 |
| Net charge-offs | $319 |
| Cash dividends | $9,000 |
Bank Of Colorado's interest expense for loans was $29,341,000.
Bank Of Colorado's payroll and benefits expense were $55,540,000.
Bank Of Colorado's property, plant and equipment expenses $10,560,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 1.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.2% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $3,818,527 |
| Deposits held in domestic offices | $3,818,527 |
| Deposits by Individuals, partnerships, and corporations | $3,450,138 |
| Deposits by U.S. Government | $2 |
| Deposits by States and political subdivisions in the U.S. | $365,965 |
| Deposits by Commercial banks and other depository institutions in U.S. | $2,422 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $622,548 |
| Demand deposits | $368,913 |
| Nontransaction accounts | $3,195,979 |
| Money market deposit accounts (MMDAs) | $1,983,500 |
| Other savings deposits (excluding MMDAs) | $598,844 |
| Total time deposits | $613,635 |
| Total time and savings deposits | $3,449,614 |
| Noninterest-bearing deposits | $352,601 |
| Interest-bearing deposits | $3,465,926 |
| Retail deposits | $3,623,490 |
| IRAs and Keogh plan accounts | $65,473 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $4,520,376 |
| Cash & Balances due from depository institutions | $428,888 |
| Interest-bearing balances | $362,860 |
| Total securities | $1,368,218 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $2,579,813 |
| Loan and leases loss allowance | $38,952 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $79,202 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $39,300 |
| All other assets | $24,955 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $4,520,376 |
| Total Liabilities | $4,072,574 |
| Total deposits | $3,818,527 |
| Interest-bearing deposits | $3,465,926 |
| Deposits held in domestic offices | $3,818,527 |
| % insured (estimated) | $66 |
| Federal funds purchased and repurchase agreements | $166,189 |
| Trading liabilities | $0 |
| Other borrowed funds | $66,235 |
| Subordinated debt | $0 |
| All other liabilities | $21,623 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $2,579,813 |
| Loan and leases loss allowance | $38,952 |
| Total loans and leases (domestic) | $2,618,765 |
| All real estate loans | $2,254,544 |
| Real estate loans in domestic offices | $2,254,544 |
| Construction and development loans | $248,548 |
| Residential 1-4 family construction | $87,456 |
| Other construction, all land development and other land | $161,092 |
| Loans secured by nonfarm nonresidential properties | $1,094,930 |
| Nonfarm nonresidential secured by owner-occupied properties | $313,054 |
| Commercial real estate & other non-farm, non-residential | $781,876 |
| Multifamily residential real estate | $109,604 |
| 1-4 family residential loans | $582,385 |
| Farmland loans | $219,077 |
| Loans held in foreign offices | $0 |
| Farm loans | $142,738 |
| Commercial and industrial loans | $162,027 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $38,516 |
| Credit card loans | $1,800 |
| Related Plans | $1,350 |
| Consumer Auto Loans | $17,470 |
| Other loans to individuals | $17,896 |
| All other loans & leases | $28,022 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $2,014 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $271 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $353 |
| Non 1-4 family restructured loans & leases | $316 |
| Total loans and leases (foreign) | $0 |
Bank of Colorado had $2,579,813,000 of loans outstanding in 2019. $2,254,544,000 of loans were in real estate loans. $248,548,000 of loans were in development loans. $109,604,000 of loans were in multifamily mortgage loans. $582,385,000 of loans were in 1-4 family mortgage loans. $142,738,000 of loans were in farm loans. $1,800,000 of loans were in credit card loans. $17,470,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1,267 | $344,756 | $272,104 |
| Nonfarm, nonresidential loans - <$100k | 173 | $7,626 | $44,081 |
| Nonfarm, nonresidential loans - $100-250k | 425 | $53,969 | $126,986 |
| Nonfarm, nonresidential loans - $250k-1MM | 669 | $283,161 | $423,260 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,742 | $80,977 | $46,485 |
| Commercial & Industrial, US addressed loans - <$100k | 1,255 | $17,374 | $13,844 |
| Commercial & Industrial, US addressed loans - $100-250k | 257 | $19,910 | $77,471 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 230 | $43,693 | $189,970 |
| Farmland loans - <$1MM | 409 | $56,821 | $138,927 |
| Farmland loans - <$100k | 108 | $4,361 | $40,380 |
| Farmland loans - $100-250k | 183 | $21,513 | $117,557 |
| Farmland loans - $250k-1MM | 118 | $30,947 | $262,263 |
| Agriculture operations loans - <$1MM | 655 | $45,071 | $68,811 |
| Agriculture operations loans - <$100k | 381 | $7,831 | $20,554 |
| Agriculture operations loans - $100-250k | 157 | $13,361 | $85,102 |
| Agriculture operations loans - $250k-1MM | 117 | $23,879 | $204,094 |