Bank Of Colorado Mortgage Rates, Fees & Info

Fort Collins, CO

LEI: 549300R0DP2GXAIMGB41

Tax ID: 84-0205240

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
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  • Business Loans

    • Review & Overview

    Bank Of Colorado is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Colorado has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Fort Collins, Durango, Greeley, Denver, and Grand Junction among others. We have data for 61 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Colorado has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of Colorado is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 12/16/24
    30 Year Conventional Purchase 6.59% 12/16/24
    30 Year Conventional Refi 6.58% 12/16/24
    30 Year Cash-out Refi 6.40% 12/16/24
    30 Year FHA Purchase 7.43% 12/16/24
    30 Year FHA Refi 7.16% 12/16/24
    30 Year VA Purchase 6.01% 12/16/24
    30 Year VA Refi 6.27% 12/16/24
    30 Year USDA Purchase 6.72% 12/16/24
    15 Year Conventional Purchase 6.11% 12/16/24
    15 Year Conventional Refi 6.28% 12/16/24
    15 Year Cash-out Refi 6.28% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bank Of Colorado Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bank Of Colorado. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,857

    Origination Dollar Volume (All Markets)

    $576,095,000

    Employee count

    648

    Awards

    Bank of Colorado 30 Year Conventional Loans gold Bank of Colorado FHA Loans gold
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    FORT COLLINS, CO (FHA|USDA|VA) 315 $119,045,000 $377,921 $4,354 4.34%
    Durango, CO (FHA|USDA|VA) 193 $78,055,000 $404,430 $4,136 4.49%
    GREELEY, CO (FHA|USDA|VA) 262 $77,500,000 $295,802 $4,468 4.49%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 127 $61,855,000 $487,047 $5,200 4.47%
    Outside of Metro Areas 205 $50,855,000 $248,073 $4,312 4.70%
    GRAND JUNCTION, CO (FHA|USDA|VA) 142 $36,560,000 $257,465 $4,132 4.54%
    Fort Morgan, CO (FHA|USDA|VA) 119 $26,945,000 $226,429 $5,060 4.74%
    Glenwood Springs, CO (FHA|USDA|VA) 53 $21,705,000 $409,528 $4,898 4.53%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 86 $19,120,000 $222,326 $5,223 4.33%
    Sterling, CO (FHA|USDA|VA) 93 $13,505,000 $145,215 $3,587 4.74%
    Montrose, CO (FHA|USDA|VA) 57 $11,155,000 $195,702 $3,050 4.43%
    BOULDER, CO (FHA|USDA|VA) 19 $9,895,000 $520,789 $5,558 4.25%
    Edwards, CO (FHA|USDA|VA) 11 $7,685,000 $698,636 $6,473 4.19%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 30 $6,320,000 $210,667 $5,423 4.86%
    Gallup, NM (FHA|USDA|VA) 34 $4,220,000 $124,118 $1,977 4.99%
    Craig, CO (FHA|USDA|VA) 22 $4,120,000 $187,273 $4,163 4.33%
    Steamboat Springs, CO (FHA|USDA|VA) 6 $3,590,000 $598,333 $3,211 4.19%
    Breckenridge, CO (FHA|USDA|VA) 6 $3,460,000 $576,667 $5,817 4.46%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $2,150,000 $537,500 $4,998 4.50%
    ALBUQUERQUE, NM (FHA|USDA|VA) 7 $2,145,000 $306,429 $3,237 4.63%
    Gillette, WY (FHA|USDA|VA) 3 $905,000 $301,667 $4,654 4.21%
    RENO, NV (FHA|USDA|VA) 2 $820,000 $410,000 $5,165 4.56%
    FARMINGTON, NM (FHA|USDA|VA) 5 $795,000 $159,000 $3,472 4.32%
    Sheridan, WY (FHA|USDA|VA) 1 $735,000 $735,000 $0 5.50%
    LINCOLN, NE (FHA|USDA|VA) 3 $735,000 $245,000 $4,293 5.14%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $725,000 $241,667 $4,877 4.38%
    CHEYENNE, WY (FHA|USDA|VA) 3 $685,000 $228,333 $5,985 4.20%
    Scottsbluff, NE (FHA|USDA|VA) 3 $605,000 $201,667 $2,943 4.46%
    Cañon City, CO (FHA|USDA|VA) 2 $580,000 $290,000 $3,292 4.75%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $545,000 $545,000 $4,360 4.38%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $530,000 $265,000 $5,504 4.31%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $485,000 $485,000 $3,731 3.13%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $465,000 $465,000 $5,538 3.63%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $455,000 $455,000 $0 4.88%
    TUCSON, AZ (FHA|USDA|VA) 3 $445,000 $148,333 $3,787 4.88%
    PUEBLO, CO (FHA|USDA|VA) 3 $425,000 $141,667 $8,433 5.41%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $420,000 $210,000 $0 5.50%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $420,000 $210,000 $3,881 4.13%
    Granbury, TX (FHA|USDA|VA) 2 $410,000 $205,000 $4,245 4.63%
    SPRINGFIELD, MO (FHA|USDA|VA) 2 $390,000 $195,000 $7,584 4.12%
    Mineral Wells, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,059 4.13%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $335,000 $335,000 $3,414 4.50%
    WACO, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,419 4.63%
    Laramie, WY (FHA|USDA|VA) 1 $305,000 $305,000 $2,567 3.88%
    REDDING, CA (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.13%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $3,851 4.50%
    Nogales, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $4,202 4.13%
    Alamogordo, NM (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.25%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $5,126 4.75%
    RAPID CITY, SD (FHA|USDA|VA) 1 $235,000 $235,000 $3,980 4.50%
    MADERA, CA (FHA|USDA|VA) 1 $235,000 $235,000 $5,098 4.75%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.00%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.45%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,390 4.63%
    CASPER, WY (FHA|USDA|VA) 1 $175,000 $175,000 $2,282 5.00%
    SANTA FE, NM (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.88%
    Stephenville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,329 4.13%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,032 4.50%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $125,000 $125,000 $2,729 4.63%
    Taos, NM (FHA|USDA|VA) 1 $125,000 $125,000 $4,651 5.38%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.38%
    Bank Of Colorado's top markets include Fort Collins, Durango, Greeley, Denver, and Grand Junction among others.

    Their top states include:
  • Colorado (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Wyoming (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of Colorado based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    COLORAMO
    Similarity Rank: 40
    Grand Valley Bank
    Similarity Rank: 120
    ARAPAHOE CREDIT UNION
    Similarity Rank: 256
    The District Federal Credit Union
    Similarity Rank: 372
    DENVER COMMUNITY
    Similarity Rank: 480
    AAXY L.L.C.
    Similarity Rank: 480
    FC LENDING, LTD.
    Similarity Rank: 815
    Deer Valley Credit Union
    Similarity Rank: 820
    HIGHLAND HOMELOANS, LLC
    Similarity Rank: 948
    CAPITAL PLUS FINANCIAL, LLC
    Similarity Rank: 1038

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,656 $525,250,000 $317,180 $3,929 4.55%
    FHA 135 $31,435,000 $232,852 $8,407 4.46%
    VA 57 $17,655,000 $309,737 $5,562 3.83%
    USDA 9 $1,755,000 $195,000 $5,205 4.28%

    For 2019, Bank Of Colorado's most frequently originated type of loan was Conventional, with 1,656 originations. Their 2nd most popular type was FHA, with 135 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,125 $366,555,000 $325,827 $5,042 4.57%
    Refi 423 $136,365,000 $322,376 $3,424 4.32%
    Cash Out Refi 203 $58,375,000 $287,562 $4,166 4.39%
    Other 56 $9,910,000 $176,964 $2,119 4.98%
    Home Improvement 50 $4,890,000 $97,800 $1,421 5.28%

    For 2019, Bank Of Colorado's most frequently cited loan purpose was Home Purchase, with 1,125 originations. The 2nd most popular reason was Refi, with 423 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,302 $399,040,000 $306,482 $4,533 4.36%
    15 Year 181 $37,155,000 $205,276 $2,545 4.59%
    10 Year 121 $43,415,000 $358,802 $1,767 4.99%
    30+ year 94 $56,800,000 $604,255 $7,564 5.07%
    20 Year 51 $12,955,000 $254,020 $3,073 4.77%
    Other 39 $8,035,000 $206,026 $1,839 5.32%
    1 Year 37 $11,695,000 $316,081 $5,292 5.53%
    5 Year 26 $4,340,000 $166,923 $706 5.00%
    3 Year 6 $2,660,000 $443,333 $320 5.04%

    For 2019, Bank Of Colorado's most frequently cited loan duration was 30 Year, with 1,302 originations. The 2nd most popular length was 15 Year, with 181 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 789 $231,925,000 $293,948
    $2k-3k 237 $58,725,000 $247,785
    $<1k 216 $38,470,000 $178,102
    $3k-4k 185 $59,255,000 $320,297
    $5k+ 80 $63,600,000 $795,000
    $4k-5k 79 $34,575,000 $437,658

    Bank Of Colorado's average total fees were $4,533, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 789 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 909 $275,655,000 $303,251
    3-4% 556 $203,400,000 $365,827
    5-6% 359 $93,615,000 $260,766
    6-7% 26 $2,190,000 $84,231
    7-8% 5 $455,000 $91,000
    2.5-3% 2 $780,000 $390,000

    During 2019, Bank Of Colorado's average interest rate for loans was 4.36%, while their most frequently originated rate bucket for loans was 4-5%, with 909 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 850 $245,100,000 $288,353 $4,552 4.39%
    $100k-200k 405 $61,735,000 $152,432 $3,965 4.73%
    $400k-600k 297 $139,205,000 $468,704 $4,728 4.25%
    $100,000 or less 191 $10,575,000 $55,366 $1,575 5.12%
    $600k-1MM 70 $50,610,000 $723,000 $6,847 4.53%
    $1MM+ 44 $68,870,000 $1,565,227 $12,082 4.53%

    2019 saw Bank Of Colorado place emphasis on $200k-400k loans with 850 originations, totaling $245,100,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 356 $115,800,000 $325,281 $4,373 4.46%
    $50k-75k 339 $77,575,000 $228,835 $4,458 4.51%
    $75k-100k 297 $73,495,000 $247,458 $4,260 4.56%
    $150k-250k 274 $105,640,000 $385,547 $4,402 4.42%
    $50k or less 240 $34,420,000 $143,417 $3,757 4.57%
    $250k+ 170 $93,190,000 $548,176 $5,685 4.51%

    Bank Of Colorado lent most frequently to those with incomes in the $100k-150k range, with 356 originations. The second most popular income band? $50k-75k, with 339 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 350 $99,550,000 $284,429 $3,771 4.39%
    30-36% 308 $100,290,000 $325,617 $4,191 4.41%
    <20% 128 $46,400,000 $362,500 $3,717 4.39%
    44% 85 $25,625,000 $301,471 $4,610 4.51%
    36% 64 $17,990,000 $281,094 $4,056 4.58%
    42% 61 $20,515,000 $336,311 $4,761 4.34%
    47% 59 $16,525,000 $280,085 $5,316 4.52%
    38% 59 $17,295,000 $293,136 $4,203 4.46%
    43% 59 $15,845,000 $268,559 $5,036 4.49%
    39% 58 $15,570,000 $268,448 $4,308 4.33%
    49% 57 $15,975,000 $280,263 $4,895 4.52%
    37% 53 $14,235,000 $268,585 $4,287 4.43%
    46% 50 $13,170,000 $263,400 $4,421 4.47%
    40% 50 $14,660,000 $293,200 $4,241 4.42%
    41% 47 $14,365,000 $305,638 $4,897 4.57%
    50-60% 46 $12,850,000 $279,348 $7,486 4.44%
    45% 43 $12,205,000 $283,837 $4,170 4.58%
    48% 43 $12,935,000 $300,814 $5,191 4.58%
    >60% 19 $7,935,000 $417,632 $5,210 5.27%

    Bank Of Colorado lent most frequently to those with DTI ratios of 20-30%, with 350 originations. The next most common DTI ratio? 30-36%, with 308 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,462 $423,800,000 $289,877 $4,312 4.50%
    Not provided 243 $84,765,000 $348,827 $4,671 4.39%
    Not applicable 118 $57,700,000 $488,983 $7,943 5.01%
    Asian 18 $5,810,000 $322,778 $3,580 4.61%
    Black 7 $2,125,000 $303,571 $6,328 4.57%
    American Indian 7 $1,145,000 $163,571 $5,582 5.18%
    Other Asian 1 $465,000 $465,000 $2,838 3.63%
    Asian Indian 1 $285,000 $285,000 $2,814 4.38%

    Approval Rates

    Total approvals of all applications
    90.58%

    Bank Of Colorado has an average approval rate.

    Pick Rate

    Approvals leading to origination
    76.25%

    Bank Of Colorado has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,857 $576,095,000 $310,229

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $330,000 $165,000
    Multifamily:Site-Built 26 $24,400,000 $938,462
    Single Family (1-4 Units):Manufactured 37 $5,285,000 $142,838
    Single Family (1-4 Units):Site-Built 1,792 $546,080,000 $304,732

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 146 $25,680,000 $175,890 $2,847 4.72%
    40-60% 259 $81,855,000 $316,042 $3,616 4.35%
    60-80% 723 $257,815,000 $356,591 $4,242 4.51%
    80-100% 613 $184,105,000 $300,334 $5,395 4.43%
    Over 100% 26 $20,790,000 $799,615 $9,599 4.81%
    Under 20% 87 $5,585,000 $64,195 $926 5.35%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    BANK OF HAWAII CORPORATION Home equity loan or line of credit (HELOC) Trouble during payment process 2 50.0%
    BANK OF HAWAII CORPORATION Conventional home mortgage Trouble during payment process 1 25.0%
    BANK OF HAWAII CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 25.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Colorado 100 East Platte Avenue Fort Morgan, CO 80701 Full Service B&M $69,874
    Bank of Colorado 100 Garfield Street Denver, CO 80206 Full Service B&M $342
    Bank of Colorado 1041 West Main Street Windsor, CO 80550 Full Service B&M $173,295
    Bank of Colorado 106 South Interocean Avenue Holyoke, CO 80734 Full Service B&M $39,184
    Bank of Colorado 107 East Aztec Avenue Gallup, NM 87301 Full Service B&M $228,916
    Bank of Colorado 107 N. College Avenue Fort Collins, CO 80524 Full Service B&M $0
    Bank of Colorado 1102 Lincoln Ave Fort Collins, CO 80524 Full Service B&M $72,984
    Bank of Colorado 111 S. Rollie Avenue Fort Lupton, CO 80621 Full Service B&M $233,484
    Bank of Colorado 1146 Interquest Parkway Colorado Springs, CO 80921 Full Service B&M $16,270
    Bank of Colorado 1199 Main Avenue Durango, CO 81301 Full Service B&M $262,324
    Bank of Colorado 1200 Railroad Avenue Rifle, CO 81650 Full Service B&M $24,606
    Bank of Colorado 131 West Main Sterling, CO 80751 Full Service B&M $212,119
    Bank of Colorado 1443 Mesa View Drive Delta, CO 81416 Full Service B&M $56,218
    Bank of Colorado 1609 East Harmony Road Fort Collins, CO 80525 Full Service Cyber Office $7,021
    Bank of Colorado 1609 East Harmony Road Fort Collins, CO 80525 Full Service B&M $133,267
    Bank of Colorado 1650 West Maloney Avenue Gallup, NM 87301 Full Service Retail $1,609
    Bank of Colorado 16550 S. Townsend Montrose, CO 81401 Full Service B&M $42,511
    Bank of Colorado 1801 Broadway, Suite 100 Denver, CO 80202 Full Service B&M $68,693
    Bank of Colorado 1804 East Aztec Avenue Gallup, NM 87301 Full Service B&M $14,332
    Bank of Colorado 1888 West Eisenhower Boulevard Loveland, CO 80537 Full Service B&M $51,174
    Bank of Colorado 200 Grand Avenue Grand Junction, CO 81501 Full Service B&M $154,725
    Bank of Colorado 200 North Townsend Avenue Montrose, CO 81401 Full Service B&M $77,345
    Bank of Colorado 205 Country Center Drive Pagosa Springs, CO 81147 Full Service B&M $57,825
    Bank of Colorado 250 West Victory Way Craig, CO 81625 Full Service B&M $93,412
    Bank of Colorado 2903 F Road Grand Junction, CO 81504 Full Service B&M $30,130
    Bank of Colorado 300 Union Blvd Suite 100 Lakewood, CO 80228 Full Service B&M $87,130
    Bank of Colorado 301 Clayton Street Brush, CO 80723 Full Service B&M $108,709
    Bank of Colorado 3459 West 20th Street, Suite 114 Greeley, CO 80634 Full Service B&M $159,692
    Bank of Colorado 351 West 1st Street Akron, CO 80720 Full Service B&M $47,096
    Bank of Colorado 394 East Bridge Street Hotchkiss, CO 81419 Full Service B&M $26,542
    Bank of Colorado 420 East 8th Avenue Yuma, CO 80759 Full Service B&M $160,713
    Bank of Colorado 421 North Tejon Street Colorado Springs, CO 80903 Full Service B&M $59,157
    Bank of Colorado 4328 Edison Avenue Colorado Springs, CO 80915 Full Service B&M $24,727
    Bank of Colorado 435 South 4th Avenue, Unit A Brighton, CO 80601 Full Service B&M $10,334
    Bank of Colorado 4848 Thompson Parkway Johnstown, CO 80534 Full Service B&M $95,130
    Bank of Colorado 500 U.S. Highway 50, Business Loop Olathe, CO 81425 Full Service B&M $23,034
    Bank of Colorado 5201 South Yosemite Street Suite 100 Greenwood Village, CO 80111 Full Service B&M $110,611
    Bank of Colorado 533 Big Thompson Avenue Estes Park, CO 80517 Full Service B&M $96,254
    Bank of Colorado 59 South Elm Avenue Eaton, CO 80615 Full Service B&M $196,570
    Bank of Colorado 6 Town Plaza Durango, CO 81301 Full Service Retail $9,660
    Bank of Colorado 605 4th St Fort Lupton, CO 80621 Limited, Drive-thru $0
    Bank of Colorado 655 East Valley Road Basalt, CO 81621 Full Service B&M $32,030
    Bank of Colorado 7017 West 10th Street Greeley, CO 80634 Full Service B&M $32,568
    Bank of Colorado 901 Grand Avenue Glenwood Springs, CO 81601 Full Service B&M $128,321
    Bank of Colorado 902 E. 2nd Avenue Durango, CO 81301 Limited, Drive-thru $0
    Bank of Colorado 916 South Main Street, Suite 100 Longmont, CO 80501 Full Service B&M $32,095
    Bank of Colorado 945 S. Grand Mesa Drive Cedaredge, CO 81413 Full Service B&M $51,000

    For 2019, Bank Of Colorado had 47 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $166,242
    Net interest income $136,901
    Total noninterest income $40,184
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $7,207
    Trading account gains and fees $0
    Additional Noninterest Income $32,977
    Pre-tax net operating income $79,313
    Securities gains (or losses, -) $-3
    Income before extraordinary items $60,609
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $60,609
    Minority interest net income $0
    Net income $60,609
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $60,611

    Bank Of Colorado's gross interest income from loans was $166,242,000.
    Bank Of Colorado's net interest income from loans was $136,901,000.
    Bank Of Colorado's fee based income from loans was $7,207,000.
    Bank Of Colorado's net income from loans was $60,609,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $29,341
    Provision for credit losses $441
    Total noninterest expense $97,331
    Salaries and employee benefits $55,540
    Premises and equipment expense $10,560
    Additional noninterest expense $31,231
    Applicable income taxes $18,701
    Net charge-offs $319
    Cash dividends $9,000

    Bank Of Colorado's interest expense for loans was $29,341,000.
    Bank Of Colorado's payroll and benefits expense were $55,540,000.
    Bank Of Colorado's property, plant and equipment expenses $10,560,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.2%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,818,527
    Deposits held in domestic offices $3,818,527
    Deposits by Individuals, partnerships, and corporations $3,450,138
    Deposits by U.S. Government $2
    Deposits by States and political subdivisions in the U.S. $365,965
    Deposits by Commercial banks and other depository institutions in U.S. $2,422
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $622,548
    Demand deposits $368,913
    Nontransaction accounts $3,195,979
    Money market deposit accounts (MMDAs) $1,983,500
    Other savings deposits (excluding MMDAs) $598,844
    Total time deposits $613,635
    Total time and savings deposits $3,449,614
    Noninterest-bearing deposits $352,601
    Interest-bearing deposits $3,465,926
    Retail deposits $3,623,490
    IRAs and Keogh plan accounts $65,473
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $4,520,376
    Cash & Balances due from depository institutions $428,888
    Interest-bearing balances $362,860
    Total securities $1,368,218
    Federal funds sold & reverse repurchase $0
    Net loans and leases $2,579,813
    Loan and leases loss allowance $38,952
    Trading account assets $0
    Bank premises and fixed assets $79,202
    Other real estate owned $0
    Goodwill and other intangibles $39,300
    All other assets $24,955

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $4,520,376
    Total Liabilities $4,072,574
    Total deposits $3,818,527
    Interest-bearing deposits $3,465,926
    Deposits held in domestic offices $3,818,527
    % insured (estimated) $66
    Federal funds purchased and repurchase agreements $166,189
    Trading liabilities $0
    Other borrowed funds $66,235
    Subordinated debt $0
    All other liabilities $21,623

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,579,813
    Loan and leases loss allowance $38,952
    Total loans and leases (domestic) $2,618,765
    All real estate loans $2,254,544
    Real estate loans in domestic offices $2,254,544
    Construction and development loans $248,548
    Residential 1-4 family construction $87,456
    Other construction, all land development and other land $161,092
    Loans secured by nonfarm nonresidential properties $1,094,930
    Nonfarm nonresidential secured by owner-occupied properties $313,054
    Commercial real estate & other non-farm, non-residential $781,876
    Multifamily residential real estate $109,604
    1-4 family residential loans $582,385
    Farmland loans $219,077
    Loans held in foreign offices $0
    Farm loans $142,738
    Commercial and industrial loans $162,027
    To non-U.S. addressees $0
    Loans to individuals $38,516
    Credit card loans $1,800
    Related Plans $1,350
    Consumer Auto Loans $17,470
    Other loans to individuals $17,896
    All other loans & leases $28,022
    Loans to foreign governments and official institutions $0
    Other loans $2,014
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $271
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $353
    Non 1-4 family restructured loans & leases $316
    Total loans and leases (foreign) $0

    Bank of Colorado had $2,579,813,000 of loans outstanding in 2019. $2,254,544,000 of loans were in real estate loans. $248,548,000 of loans were in development loans. $109,604,000 of loans were in multifamily mortgage loans. $582,385,000 of loans were in 1-4 family mortgage loans. $142,738,000 of loans were in farm loans. $1,800,000 of loans were in credit card loans. $17,470,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,267 $344,756 $272,104
    Nonfarm, nonresidential loans - <$100k 173 $7,626 $44,081
    Nonfarm, nonresidential loans - $100-250k 425 $53,969 $126,986
    Nonfarm, nonresidential loans - $250k-1MM 669 $283,161 $423,260
    Commercial & Industrial, US addressed loans - <$1MM 1,742 $80,977 $46,485
    Commercial & Industrial, US addressed loans - <$100k 1,255 $17,374 $13,844
    Commercial & Industrial, US addressed loans - $100-250k 257 $19,910 $77,471
    Commercial & Industrial, US addressed loans - $250k-1MM 230 $43,693 $189,970
    Farmland loans - <$1MM 409 $56,821 $138,927
    Farmland loans - <$100k 108 $4,361 $40,380
    Farmland loans - $100-250k 183 $21,513 $117,557
    Farmland loans - $250k-1MM 118 $30,947 $262,263
    Agriculture operations loans - <$1MM 655 $45,071 $68,811
    Agriculture operations loans - <$100k 381 $7,831 $20,554
    Agriculture operations loans - $100-250k 157 $13,361 $85,102
    Agriculture operations loans - $250k-1MM 117 $23,879 $204,094