Bank Of Colorado Mortgage Rates, Fees & Info

Fort Collins, CO

LEI: 549300R0DP2GXAIMGB41

Tax ID: 84-0205240

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bank Of Colorado is a small bank specializing in Home Purchase and Refi loans. Bank Of Colorado has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Fort Collins, Denver, Durango, Greeley, and Glenwood Springs among others. We have data for 63 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Colorado has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of Colorado is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 12/16/24
    30 Year Conventional Purchase 6.59% 12/16/24
    30 Year Conventional Refi 6.58% 12/16/24
    30 Year Cash-out Refi 6.40% 12/16/24
    30 Year FHA Purchase 7.43% 12/16/24
    30 Year FHA Refi 7.16% 12/16/24
    30 Year VA Purchase 6.01% 12/16/24
    30 Year VA Refi 6.27% 12/16/24
    30 Year USDA Purchase 6.72% 12/16/24
    15 Year Conventional Purchase 6.11% 12/16/24
    15 Year Conventional Refi 6.28% 12/16/24
    15 Year Cash-out Refi 6.28% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bank Of Colorado Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bank Of Colorado. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,862

    Origination Dollar Volume (All Markets)

    $1,148,190,000

    Employee count

    703 Show all (10) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    FORT COLLINS, CO (FHA|USDA|VA) 521 $217,685,000 $417,821 $4,173 3.04%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 355 $214,815,000 $605,113 $5,003 3.21%
    Durango, CO (FHA|USDA|VA) 256 $122,200,000 $477,344 $4,829 3.07%
    GREELEY, CO (FHA|USDA|VA) 331 $113,785,000 $343,761 $3,972 3.10%
    Outside of Metro Areas 382 $108,960,000 $285,236 $4,306 3.23%
    Glenwood Springs, CO (FHA|USDA|VA) 114 $51,810,000 $454,474 $4,825 3.10%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 40 $35,650,000 $891,250 $7,075 3.12%
    BOULDER, CO (FHA|USDA|VA) 43 $34,815,000 $809,651 $5,539 3.21%
    Fort Morgan, CO (FHA|USDA|VA) 141 $34,365,000 $243,723 $4,512 3.28%
    GRAND JUNCTION, CO (FHA|USDA|VA) 108 $32,280,000 $298,889 $4,187 3.09%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 70 $29,670,000 $423,857 $3,649 3.34%
    Sterling, CO (FHA|USDA|VA) 146 $27,770,000 $190,205 $3,661 3.31%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 83 $22,895,000 $275,843 $4,930 2.97%
    Edwards, CO (FHA|USDA|VA) 18 $14,550,000 $808,333 $9,785 3.16%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 25 $13,245,000 $529,800 $6,592 3.31%
    FARMINGTON, NM (FHA|USDA|VA) 12 $10,360,000 $863,333 $4,372 3.11%
    Montrose, CO (FHA|USDA|VA) 37 $8,985,000 $242,838 $2,769 3.18%
    Breckenridge, CO (FHA|USDA|VA) 9 $8,615,000 $957,222 $12,615 3.33%
    Craig, CO (FHA|USDA|VA) 47 $8,075,000 $171,809 $3,941 3.14%
    Steamboat Springs, CO (FHA|USDA|VA) 8 $5,820,000 $727,500 $8,007 2.99%
    Gallup, NM (FHA|USDA|VA) 39 $5,355,000 $137,308 $2,679 3.35%
    Gillette, WY (FHA|USDA|VA) 12 $2,880,000 $240,000 $3,979 2.88%
    ALBUQUERQUE, NM (FHA|USDA|VA) 6 $2,270,000 $378,333 $6,979 2.90%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $2,220,000 $1,110,000 $3,640 3.50%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $1,625,000 $1,625,000 $0 3.50%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $24,324 2.95%
    TUCSON, AZ (FHA|USDA|VA) 5 $1,485,000 $297,000 $4,699 2.89%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $1,235,000 $1,235,000 $17,265 3.45%
    LINCOLN, NE (FHA|USDA|VA) 3 $1,185,000 $395,000 $4,793 3.34%
    Cañon City, CO (FHA|USDA|VA) 4 $880,000 $220,000 $3,026 3.53%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $805,000 $805,000 $13,164 3.25%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $770,000 $385,000 $4,889 3.06%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $690,000 $345,000 $6,213 3.06%
    WICHITA, KS (FHA|USDA|VA) 2 $620,000 $310,000 $0 3.75%
    CHEYENNE, WY (FHA|USDA|VA) 2 $540,000 $270,000 $4,261 2.75%
    Bozeman, MT (FHA|USDA|VA) 2 $500,000 $250,000 $0 3.50%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $485,000 $485,000 $6,385 3.13%
    Los Alamos, NM (FHA|USDA|VA) 1 $475,000 $475,000 $4,658 2.75%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $445,000 $445,000 $10,467 2.50%
    PUEBLO, CO (FHA|USDA|VA) 1 $445,000 $445,000 $0 3.50%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $445,000 $445,000 $5,782 2.63%
    Grants, NM (FHA|USDA|VA) 3 $435,000 $145,000 $3,512 3.69%
    CASPER, WY (FHA|USDA|VA) 2 $400,000 $200,000 $2,804 3.06%
    Nogales, AZ (FHA|USDA|VA) 1 $395,000 $395,000 $7,491 3.20%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $350,000 $175,000 $3,618 3.00%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,677 3.25%
    Granbury, TX (FHA|USDA|VA) 1 $295,000 $295,000 $7,573 2.88%
    Riverton, WY (FHA|USDA|VA) 1 $285,000 $285,000 $8,466 2.88%
    Jackson, WY-ID (FHA|USDA|VA) 1 $275,000 $275,000 $3,030 2.13%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.00%
    Española, NM (FHA|USDA|VA) 1 $255,000 $255,000 $7,263 2.50%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,995 3.13%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,869 3.13%
    SANTA FE, NM (FHA|USDA|VA) 1 $215,000 $215,000 $2,495 3.00%
    Shawano, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,847 2.75%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.75%
    Laramie, WY (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.25%
    Woodward, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.00%
    Coffeyville, KS (FHA|USDA|VA) 1 $105,000 $105,000 $3,758 3.88%
    FARGO, ND-MN (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.13%
    Bemidji, MN (FHA|USDA|VA) 1 $65,000 $65,000 $2,813 2.88%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $65,000 $65,000 $1,280 2.63%
    Show Low, AZ (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.25%
    Bank Of Colorado's top markets include Fort Collins, Denver, Durango, Greeley, and Glenwood Springs among others.

    Their top states include:
  • Colorado (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Wyoming (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of Colorado based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Grand Valley Bank
    Similarity Rank: 182
    COLORAMO
    Similarity Rank: 284
    First Credit Union
    Similarity Rank: 378
    AAXY L.L.C.
    Similarity Rank: 540
    The District Federal Credit Union
    Similarity Rank: 882
    AVENTA Credit Union
    Similarity Rank: 930
    ARIZONA CENTRAL
    Similarity Rank: 1166
    CAPITAL PLUS FINANCIAL, LLC
    Similarity Rank: 1200
    Credence Funding Corporation
    Similarity Rank: 1313
    WESTSTAR MORTGAGE CORPORATION
    Similarity Rank: 1408

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,680 $1,092,770,000 $407,750 $4,228 3.17%
    FHA 95 $26,895,000 $283,105 $9,566 3.05%
    VA 60 $22,570,000 $376,167 $4,975 2.64%
    USDA 27 $5,955,000 $220,556 $5,292 2.74%

    For 2021, Bank Of Colorado's most frequently originated type of loan was Conventional, with 2,680 originations. Their 2nd most popular type was FHA, with 95 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,363 $623,985,000 $457,803 $6,013 3.24%
    Refi 957 $374,325,000 $391,144 $3,269 3.02%
    Cash Out Refi 422 $126,640,000 $300,095 $3,441 3.05%
    Home Improvement 64 $10,620,000 $165,938 $1,943 3.60%
    Other 56 $12,620,000 $225,357 $2,741 3.31%

    For 2021, Bank Of Colorado's most frequently cited loan purpose was Home Purchase, with 1,363 originations. The 2nd most popular reason was Refi, with 957 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,847 $677,625,000 $366,879 $4,352 3.04%
    15 Year 310 $71,090,000 $229,323 $2,841 2.90%
    10 Year 296 $172,170,000 $581,655 $1,984 3.66%
    30+ year 157 $121,665,000 $774,936 $10,303 3.37%
    20 Year 104 $26,500,000 $254,808 $3,500 3.18%
    Other 60 $39,180,000 $653,000 $1,919 3.71%
    1 Year 55 $21,635,000 $393,364 $5,919 3.86%
    5 Year 29 $14,885,000 $513,276 $676 3.69%
    3 Year 4 $3,440,000 $860,000 $577 3.60%

    For 2021, Bank Of Colorado's most frequently cited loan duration was 30 Year, with 1,847 originations. The 2nd most popular length was 15 Year, with 310 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,403 $437,535,000 $311,857
    $5k+ 232 $205,120,000 $884,138
    $<1k 212 $64,610,000 $304,764
    $2k-3k 196 $56,880,000 $290,204
    $3k-4k 152 $54,360,000 $357,632
    $4k-5k 106 $47,350,000 $446,698

    Bank Of Colorado's average total fees were $4,352, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,403 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,291 $567,115,000 $439,284
    2.5-3% 1,229 $483,265,000 $393,218
    <2.5% 201 $63,765,000 $317,239
    4-5% 132 $32,960,000 $249,697
    5-6% 7 $745,000 $106,429
    Over 8% 2 $340,000 $170,000

    During 2021, Bank Of Colorado's average interest rate for loans was 3.04%, while their most frequently originated rate bucket for loans was 3-4%, with 1,291 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,198 $352,350,000 $294,115 $3,980 3.11%
    $400k-600k 572 $278,840,000 $487,483 $4,503 3.03%
    $100k-200k 513 $77,595,000 $151,257 $3,194 3.15%
    $600k-1MM 233 $175,645,000 $753,841 $7,876 3.18%
    $100,000 or less 218 $14,570,000 $66,835 $1,830 3.55%
    $1MM+ 128 $249,190,000 $1,946,797 $15,416 3.33%

    2021 saw Bank Of Colorado place emphasis on $200k-400k loans with 1,198 originations, totaling $352,350,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 538 $194,930,000 $362,323 $4,105 3.08%
    $50k-75k 477 $112,955,000 $236,803 $3,993 3.09%
    $150k-250k 418 $183,350,000 $438,636 $4,623 3.06%
    $250k+ 375 $246,765,000 $658,040 $7,184 3.17%
    $75k-100k 352 $100,550,000 $285,653 $3,968 3.10%
    $50k or less 309 $49,295,000 $159,531 $3,333 3.13%

    Bank Of Colorado lent most frequently to those with incomes in the $100k-150k range, with 538 originations. The second most popular income band? $50k-75k, with 477 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 562 $203,150,000 $361,477 $4,105 3.02%
    30-36% 502 $186,320,000 $371,155 $4,411 3.10%
    <20% 300 $108,140,000 $360,467 $4,423 3.02%
    38% 100 $37,230,000 $372,300 $4,694 3.05%
    42% 87 $29,955,000 $344,310 $4,287 3.00%
    41% 86 $32,430,000 $377,093 $4,494 3.02%
    39% 82 $31,520,000 $384,390 $4,575 3.09%
    43% 81 $27,565,000 $340,309 $4,787 3.09%
    36% 78 $27,760,000 $355,897 $4,432 3.12%
    40% 77 $30,365,000 $394,351 $4,779 3.05%
    44% 76 $22,510,000 $296,184 $3,872 3.04%
    37% 74 $24,110,000 $325,811 $3,736 3.05%
    49% 69 $21,975,000 $318,478 $4,265 3.00%
    47% 67 $22,195,000 $331,269 $4,922 3.05%
    45% 56 $18,180,000 $324,643 $4,225 3.04%
    48% 54 $18,650,000 $345,370 $4,310 3.01%
    46% 34 $12,790,000 $376,176 $4,774 3.00%
    50-60% 34 $15,360,000 $451,765 $8,545 3.16%
    >60% 8 $4,700,000 $587,500 $7,569 3.25%

    Bank Of Colorado lent most frequently to those with DTI ratios of 20-30%, with 562 originations. The next most common DTI ratio? 30-36%, with 502 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,194 $780,130,000 $355,574 $4,287 3.09%
    Not applicable 273 $202,715,000 $742,546 $18,826 3.70%
    Not provided 328 $128,800,000 $392,683 $5,136 3.12%
    Asian 39 $25,195,000 $646,026 $4,059 3.09%
    American Indian 14 $5,520,000 $394,286 $4,006 3.11%
    Black 12 $4,120,000 $343,333 $6,140 3.12%
    Asian Indian 1 $1,105,000 $1,105,000 $14,373 3.38%
    Other Asian 1 $605,000 $605,000 $3,094 3.38%

    Approval Rates

    Total approvals of all applications
    93.70%

    Bank Of Colorado has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.99%

    Bank Of Colorado has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,862 $1,148,190,000 $401,184

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,862 $1,148,190,000 $401,184

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 308 $92,900,000 $301,623 $2,981 3.11%
    40-60% 687 $271,445,000 $395,116 $3,955 3.09%
    60-80% 1,155 $534,995,000 $463,199 $4,882 3.22%
    80-100% 592 $222,080,000 $375,135 $5,262 3.05%
    Over 100% 21 $11,825,000 $563,095 $11,946 3.36%
    Under 20% 97 $14,405,000 $148,505 $1,604 3.49%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    BANK OF HAWAII CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 33.3%
    BANK OF HAWAII CORPORATION Conventional home mortgage Closing on a mortgage 1 33.3%
    BANK OF HAWAII CORPORATION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 33.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Colorado 1200 Railroad Avenue Rifle, CO 81650 Full Service B&M $39,407
    Bank of Colorado 100 Garfield St, Suite 100 Denver, CO 80206 Full Service B&M $29,520
    Bank of Colorado 1041 Main St Windsor, CO 80550 Full Service B&M $295,328
    Bank of Colorado 107 East Aztec Avenue Gallup, NM 87301 Full Service B&M $361,315
    Bank of Colorado 107 N. College Avenue Fort Collins, CO 80524 Full Service B&M $0
    Bank of Colorado 1102 E Lincoln Ave Fort Collins, CO 80524 Full Service B&M $114,648
    Bank of Colorado 111 S. Rollie Avenue Fort Lupton, CO 80621 Full Service B&M $291,804
    Bank of Colorado 1146 Interquest Parkway Colorado Springs, CO 80921 Full Service B&M $26,376
    Bank of Colorado 1199 Main Avenue Durango, CO 81301 Full Service B&M $439,089
    Bank of Colorado 13 N 50th Ave Brighton, CO 80601 Full Service B&M $48,283
    Bank of Colorado 131 West Main Sterling, CO 80751 Full Service B&M $266,811
    Bank of Colorado 133 N Interocean Ave Holyoke, CO 80734 Full Service B&M $52,028
    Bank of Colorado 1443 Mesa View Drive Delta, CO 81416 Full Service B&M $75,925
    Bank of Colorado 1601 19th St, Suite 130 Denver, CO 80202 Full Service B&M $0
    Bank of Colorado 1601 19th Street, Suite 130 Denver, CO 80202 Full Service B&M $82,997
    Bank of Colorado 1609 East Harmony Road Fort Collins, CO 80525 Full Service Cyber Office $14,003
    Bank of Colorado 1609 East Harmony Road Fort Collins, CO 80525 Full Service B&M $213,416
    Bank of Colorado 1650 West Maloney Avenue Gallup, NM 87301 Full Service Retail $3,805
    Bank of Colorado 16550 S. Townsend Montrose, CO 81401 Full Service B&M $57,311
    Bank of Colorado 1804 East Aztec Avenue Gallup, NM 87301 Full Service B&M $18,935
    Bank of Colorado 1888 West Eisenhower Boulevard Loveland, CO 80537 Full Service B&M $84,820
    Bank of Colorado 200 Grand Avenue Grand Junction, CO 81501 Full Service B&M $257,630
    Bank of Colorado 200 North Townsend Avenue Montrose, CO 81401 Full Service B&M $118,965
    Bank of Colorado 205 Country Center Drive Pagosa Springs, CO 81147 Full Service B&M $91,243
    Bank of Colorado 206 E 4th St, Ste 200 Loveland, CO 80537 Full Service B&M $10,335
    Bank of Colorado 250 West Victory Way Craig, CO 81625 Full Service B&M $133,645
    Bank of Colorado 255 E Sheldon Ave, Suite B Prescott, AZ 86301 Full Service B&M $18,198
    Bank of Colorado 2679 W Main St, Suite 100 Littleton, CO 80120 Full Service B&M $24,869
    Bank of Colorado 275 Union Boulevard Lakewood, CO 80228 Full Service B&M $106,400
    Bank of Colorado 2903 Patterson Rd Grand Junction, CO 81504 Full Service B&M $42,311
    Bank of Colorado 301 Clayton Street Brush, CO 80723 Full Service B&M $144,801
    Bank of Colorado 3459 West 20th Street, Suite 114 Greeley, CO 80634 Full Service B&M $213,535
    Bank of Colorado 365 W 1st St Akron, CO 80720 Full Service B&M $57,892
    Bank of Colorado 394 East Bridge Street Hotchkiss, CO 81419 Full Service B&M $45,835
    Bank of Colorado 420 East 8th Avenue Yuma, CO 80759 Full Service B&M $216,438
    Bank of Colorado 421 North Tejon Street Colorado Springs, CO 80903 Full Service B&M $96,662
    Bank of Colorado 4328 Edison Avenue Colorado Springs, CO 80915 Full Service B&M $32,120
    Bank of Colorado 4848 Thompson Parkway Johnstown, CO 80534 Full Service B&M $181,417
    Bank of Colorado 500 U.S. Highway 50, Business Loop Olathe, CO 81425 Full Service B&M $29,880
    Bank of Colorado 5201 South Yosemite Street Suite 100 Greenwood Village, CO 80111 Full Service B&M $109,008
    Bank of Colorado 529 Main Street, Suite 101 Fort Morgan, CO 80701 Full Service B&M $146,479
    Bank of Colorado 533 Big Thompson Avenue Estes Park, CO 80517 Full Service B&M $161,074
    Bank of Colorado 55 S Elm Ave Eaton, CO 80615 Full Service B&M $280,493
    Bank of Colorado 6 Town Plaza Durango, CO 81301 Full Service Retail $12,849
    Bank of Colorado 605 4th St Fort Lupton, CO 80621 Limited, Drive-thru $0
    Bank of Colorado 655 East Valley Road Basalt, CO 81621 Full Service B&M $52,540
    Bank of Colorado 7017 West 10th Street Greeley, CO 80634 Full Service B&M $59,215
    Bank of Colorado 901 E 120th Ave, Suite F Thornton, CO 80233 Full Service B&M $7,597
    Bank of Colorado 901 Grand Avenue Glenwood Springs, CO 81601 Full Service B&M $186,577
    Bank of Colorado 902 E. 2nd Avenue Durango, CO 81301 Limited, Drive-thru $0
    Bank of Colorado 916 South Main Street, Suite 100 Longmont, CO 80501 Full Service B&M $46,731
    Bank of Colorado 945 S. Grand Mesa Drive Cedaredge, CO 81413 Full Service B&M $72,834

    For 2021, Bank Of Colorado had 52 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $191,786
    Net interest income $183,943
    Total noninterest income $38,501
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $6,694
    Trading account gains and fees $0
    Additional Noninterest Income $31,807
    Pre-tax net operating income $104,796
    Securities gains (or losses, -) $5
    Income before extraordinary items $79,974
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $79,974
    Minority interest net income $0
    Net income $79,974
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $79,970

    Bank Of Colorado's gross interest income from loans was $191,786,000.
    Bank Of Colorado's net interest income from loans was $183,943,000.
    Bank Of Colorado's fee based income from loans was $6,694,000.
    Bank Of Colorado's net income from loans was $79,974,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $7,843
    Provision for credit losses $1,950
    Total noninterest expense $115,698
    Salaries and employee benefits $70,256
    Premises and equipment expense $12,873
    Additional noninterest expense $32,569
    Applicable income taxes $24,827
    Net charge-offs $133
    Cash dividends $0

    Bank Of Colorado's interest expense for loans was $7,843,000.
    Bank Of Colorado's payroll and benefits expense were $70,256,000.
    Bank Of Colorado's property, plant and equipment expenses $12,873,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.8%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $5,772,275
    Deposits held in domestic offices $5,772,275
    Deposits by Individuals, partnerships, and corporations $5,222,209
    Deposits by U.S. Government $1
    Deposits by States and political subdivisions in the U.S. $549,119
    Deposits by Commercial banks and other depository institutions in U.S. $946
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $953,006
    Demand deposits $652,727
    Nontransaction accounts $4,819,269
    Money market deposit accounts (MMDAs) $3,318,445
    Other savings deposits (excluding MMDAs) $1,025,730
    Total time deposits $475,094
    Total time and savings deposits $5,119,548
    Noninterest-bearing deposits $608,720
    Interest-bearing deposits $5,163,555
    Retail deposits $5,614,004
    IRAs and Keogh plan accounts $62,420
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $6,574,472
    Cash & Balances due from depository institutions $343,315
    Interest-bearing balances $288,962
    Total securities $2,512,446
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,557,440
    Loan and leases loss allowance $45,766
    Trading account assets $0
    Bank premises and fixed assets $84,057
    Other real estate owned $0
    Goodwill and other intangibles $37,605
    All other assets $39,609

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $6,574,472
    Total Liabilities $6,008,543
    Total deposits $5,772,275
    Interest-bearing deposits $5,163,555
    Deposits held in domestic offices $5,772,275
    % insured (estimated) $59
    Federal funds purchased and repurchase agreements $173,535
    Trading liabilities $0
    Other borrowed funds $33,421
    Subordinated debt $0
    All other liabilities $29,312

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,557,440
    Loan and leases loss allowance $45,766
    Total loans and leases (domestic) $3,603,206
    All real estate loans $3,179,064
    Real estate loans in domestic offices $3,179,064
    Construction and development loans $391,572
    Residential 1-4 family construction $179,974
    Other construction, all land development and other land $211,598
    Loans secured by nonfarm nonresidential properties $1,565,935
    Nonfarm nonresidential secured by owner-occupied properties $457,834
    Commercial real estate & other non-farm, non-residential $1,108,101
    Multifamily residential real estate $169,970
    1-4 family residential loans $799,817
    Farmland loans $251,770
    Loans held in foreign offices $0
    Farm loans $144,304
    Commercial and industrial loans $197,106
    To non-U.S. addressees $0
    Loans to individuals $36,208
    Credit card loans $2,014
    Related Plans $973
    Consumer Auto Loans $16,072
    Other loans to individuals $17,149
    All other loans & leases $59,734
    Loans to foreign governments and official institutions $0
    Other loans $5,070
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $264
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $335
    Non 1-4 family restructured loans & leases $110
    Total loans and leases (foreign) $0

    Bank of Colorado had $3,557,440,000 of loans outstanding in 2021. $3,179,064,000 of loans were in real estate loans. $391,572,000 of loans were in development loans. $169,970,000 of loans were in multifamily mortgage loans. $799,817,000 of loans were in 1-4 family mortgage loans. $144,304,000 of loans were in farm loans. $2,014,000 of loans were in credit card loans. $16,072,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,318 $394,145 $299,048
    Nonfarm, nonresidential loans - <$100k 146 $6,201 $42,473
    Nonfarm, nonresidential loans - $100-250k 418 $52,646 $125,947
    Nonfarm, nonresidential loans - $250k-1MM 754 $335,298 $444,692
    Commercial & Industrial, US addressed loans - <$1MM 2,008 $109,315 $54,440
    Commercial & Industrial, US addressed loans - <$100k 1,436 $22,491 $15,662
    Commercial & Industrial, US addressed loans - $100-250k 298 $24,568 $82,443
    Commercial & Industrial, US addressed loans - $250k-1MM 274 $62,256 $227,212
    Farmland loans - <$1MM 392 $59,701 $152,298
    Farmland loans - <$100k 96 $4,315 $44,948
    Farmland loans - $100-250k 177 $21,397 $120,887
    Farmland loans - $250k-1MM 119 $33,989 $285,622
    Agriculture operations loans - <$1MM 698 $43,143 $61,809
    Agriculture operations loans - <$100k 416 $8,820 $21,202
    Agriculture operations loans - $100-250k 166 $13,762 $82,904
    Agriculture operations loans - $250k-1MM 116 $20,561 $177,250