American Nationwide Mortgage Company Rates, Fees & Info
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Tax ID: 59-3378746
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Mortgage Data
Review & Overview
American Nationwide Mortgage Company is a smaller mortgage company specializing in Home Purchase loans. American Nationwide Mortgage Company has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Providence, Chicago, Minneapolis, Virginia Beach, and Orlando among others. We have data for 40 markets. (Some data included below & more in-depth data is available with an active subscription.)American Nationwide Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Nationwide Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.20% | 4/21/24 |
| 30 Year Conventional Refi | 6.12% | 4/21/24 |
| 30 Year Cash-out Refi | 6.38% | 4/21/24 |
| 30 Year FHA Purchase | 7.04% | 4/21/24 |
| 30 Year FHA Refi | 5.77% | 4/21/24 |
| 30 Year VA Purchase | 5.97% | 4/21/24 |
| 30 Year VA Refi | 5.24% | 4/21/24 |
| 30 Year USDA Purchase | 5.76% | 4/21/24 |
| 15 Year Conventional Purchase | 5.68% | 4/21/24 |
| 15 Year Conventional Refi | 4.74% | 4/21/24 |
| 15 Year Cash-out Refi | 4.74% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Nationwide Mortgage Company Mortgage Calculator
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This is not an official calculator from American Nationwide Mortgage Company. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
169Origination Dollar Volume (All Markets)
$45,555,000Relative Rate
American Nationwide Mortgage Company's average 30 year fixed mortgage rate was
6.21%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.27%.
Relative Fees (Closing Costs)
American Nationwide Mortgage Company's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,331.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 16 | $7,010,000 | $438,125 | $21,011 | 6.83% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 20 | $5,630,000 | $281,500 | $12,751 | 6.89% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 31 | $5,615,000 | $181,129 | $6,395 | 4.43% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 13 | $3,395,000 | $261,154 | $10,570 | 6.89% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 8 | $2,700,000 | $337,500 | $13,475 | 6.22% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $19,181 | 6.38% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $18,301 | 6.31% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $5,422 | 5.84% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $8,283 | 6.78% |
| Outside of Metro Areas | 5 | $1,215,000 | $243,000 | $11,286 | 6.43% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $21,809 | 7.56% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $7,715 | 6.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $11,547 | 5.95% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,556 | 7.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $10,809 | 5.98% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $8,265 | 6.09% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $12,118 | 7.00% |
| Dublin, GA (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $8,549 | 6.10% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $12,714 | 6.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,538 | 7.19% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $24,853 | 6.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,135 | 6.99% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $25,038 | 6.63% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,084 | 6.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,106 | 5.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $14,058 | 6.63% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,416 | 6.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,547 | 6.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,026 | 6.56% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,828 | 6.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,071 | 7.25% |
| Wilson, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,882 | 6.94% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,654 | 6.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,015 | 7.38% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,077 | 7.25% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.50% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,110 | 7.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,209 | 6.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,793 | 5.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against AMERICAN NATIONWIDE MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 18
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Product Mix
For 2023, American Nationwide Mortgage Company's most frequently originated type of loan was Conventional, with 84 originations. Their 2nd most popular type was FHA, with 75 originations.
Loan Reason
For 2023, American Nationwide Mortgage Company's most frequently cited loan purpose was Home Purchase, with 147 originations. The 2nd most popular reason was Cash Out Refi, with 13 originations.
Loan Duration/Length
For 2023, American Nationwide Mortgage Company's most frequently cited loan duration was 30 Year, with 162 originations. The 2nd most popular length was 10 Year, with 3 originations.
Origination Fees/Closing Costs
American Nationwide Mortgage Company's average total fees were $11,331, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 77 originations.
Interest Rates
During 2023, American Nationwide Mortgage Company's average interest rate for loans was 6.21%, while their most frequently originated rate bucket for loans was 6-7%, with 83 originations.
Loan Sizing
2023 saw American Nationwide Mortgage Company place emphasis on $200k-400k loans with 81 originations, totaling $23,495,000 in origination value.
Applicant Income
American Nationwide Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 46 originations. The second most popular income band? $100k-150k, with 45 originations.
Applicant Debt to Income Ratio
American Nationwide Mortgage Company lent most frequently to those with DTI ratios of 50-60%, with 26 originations. The next most common DTI ratio? 30-36%, with 18 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.70%
American Nationwide Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination64.50%
American Nationwide Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 169 | $45,555,000 | $269,556 |