American Nationwide Mortgage Company Rates, Fees & Info

TAMPA, FL

LEI: 549300WKXTUY0SWZNZ90

Tax ID: 59-3378746

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Mortgage Data

Review & Overview

American Nationwide Mortgage Company is a smaller mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. American Nationwide Mortgage Company has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boston, Chicago, Miami, Seattle, and Raleigh among others. We have data for 70 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Nationwide Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Nationwide Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.20% 12/17/24
30 Year Conventional Refi 6.12% 12/17/24
30 Year Cash-out Refi 6.38% 12/17/24
30 Year FHA Purchase 7.04% 12/17/24
30 Year FHA Refi 5.77% 12/17/24
30 Year VA Purchase 5.97% 12/17/24
30 Year VA Refi 5.24% 12/17/24
30 Year USDA Purchase 5.76% 12/17/24
15 Year Conventional Purchase 5.68% 12/17/24
15 Year Conventional Refi 4.74% 12/17/24
15 Year Cash-out Refi 4.74% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Nationwide Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from American Nationwide Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

497

Origination Dollar Volume (All Markets)

$119,245,000

Awards

AMERICAN NATIONWIDE MORTGAGE COMPANY FHA Loans silver
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 48 $19,350,000 $403,125 $10,697 5.04%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 65 $12,445,000 $191,462 $8,241 4.93%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 38 $8,920,000 $234,737 $8,302 4.82%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 16 $6,150,000 $384,375 $8,244 4.76%
RALEIGH-CARY, NC (FHA|USDA|VA) 20 $6,000,000 $300,000 $6,142 4.91%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 26 $5,880,000 $226,154 $7,531 4.87%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 26 $5,360,000 $206,154 $8,092 4.88%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 21 $4,945,000 $235,476 $9,569 4.76%
JACKSONVILLE, FL (FHA|USDA|VA) 18 $4,810,000 $267,222 $10,439 4.66%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 19 $4,615,000 $242,895 $8,161 4.88%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 15 $3,765,000 $251,000 $8,121 4.84%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 12 $2,890,000 $240,833 $5,867 4.94%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 6 $2,750,000 $458,333 $8,960 4.46%
COLUMBUS, OH (FHA|USDA|VA) 14 $2,200,000 $157,143 $6,461 4.80%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 8 $1,960,000 $245,000 $4,809 5.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $1,900,000 $237,500 $10,265 4.86%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $1,790,000 $223,750 $9,191 4.78%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,400,000 $233,333 $7,167 5.33%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $1,170,000 $146,250 $7,221 4.63%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $1,155,000 $231,000 $7,260 4.87%
ROANOKE, VA (FHA|USDA|VA) 6 $1,070,000 $178,333 $6,844 4.73%
Outside of Metro Areas 6 $1,020,000 $170,000 $5,864 5.38%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $985,000 $197,000 $8,730 4.63%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $910,000 $227,500 $5,574 5.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $905,000 $301,667 $8,163 4.50%
MONROE, MI (FHA|USDA|VA) 5 $835,000 $167,000 $4,851 4.35%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $810,000 $405,000 $6,146 4.56%
TOLEDO, OH (FHA|USDA|VA) 8 $790,000 $98,750 $5,427 4.75%
MOBILE, AL (FHA|USDA|VA) 5 $765,000 $153,000 $5,781 4.88%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $705,000 $235,000 $8,751 5.46%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $670,000 $335,000 $7,581 4.88%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 6 $630,000 $105,000 $4,603 5.10%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $580,000 $145,000 $5,863 5.03%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $550,000 $137,500 $6,661 4.59%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $475,000 $158,333 $4,445 5.46%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $470,000 $235,000 $5,298 5.25%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $470,000 $235,000 $8,722 5.06%
WACO, TX (FHA|USDA|VA) 1 $455,000 $455,000 $6,417 4.88%
Boone, NC (FHA|USDA|VA) 1 $425,000 $425,000 $3,805 4.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $420,000 $210,000 $6,927 4.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $400,000 $200,000 $5,817 4.81%
Hutchinson, MN (FHA|USDA|VA) 3 $395,000 $131,667 $5,123 5.00%
KANKAKEE, IL (FHA|USDA|VA) 2 $310,000 $155,000 $7,796 5.38%
GAINESVILLE, GA (FHA|USDA|VA) 1 $305,000 $305,000 $13,356 3.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $300,000 $150,000 $5,982 4.75%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $295,000 $295,000 $8,248 4.88%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $285,000 $285,000 $5,247 4.75%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $275,000 $275,000 $5,178 5.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $265,000 $265,000 $11,897 4.88%
BATON ROUGE, LA (FHA|USDA|VA) 1 $235,000 $235,000 $8,461 4.38%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $10,766 5.13%
ROCHESTER, MN (FHA|USDA|VA) 2 $220,000 $110,000 $3,565 4.06%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $205,000 $205,000 $11,654 4.50%
EL CENTRO, CA (FHA|USDA|VA) 1 $165,000 $165,000 $8,370 4.63%
ST. CLOUD, MN (FHA|USDA|VA) 1 $165,000 $165,000 $7,123 4.75%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $4,700 4.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $155,000 $155,000 $6,112 4.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $155,000 $155,000 $4,084 4.88%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $145,000 $145,000 $6,696 5.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,248 5.00%
KNOXVILLE, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,055 4.50%
FRESNO, CA (FHA|USDA|VA) 1 $125,000 $125,000 $5,778 4.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $115,000 $115,000 $4,562 4.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $115,000 $115,000 $5,713 5.50%
BURLINGTON, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,043 4.50%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $105,000 $105,000 $6,678 5.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,870 4.50%
LYNCHBURG, VA (FHA|USDA|VA) 1 $95,000 $95,000 $6,530 4.63%
Athens, TX (FHA|USDA|VA) 1 $95,000 $95,000 $7,418 5.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $85,000 $85,000 $4,610 5.63%
American Nationwide Mortgage Company's top markets include Boston, Chicago, Miami, Seattle, and Raleigh among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against AMERICAN NATIONWIDE MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Westport Federal Credit Union
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    Union County Savings Bank
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    Charter Oak Federal Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 228 $51,270,000 $224,868 $9,462 4.80%
    Conventional 218 $55,880,000 $256,330 $6,133 4.98%
    VA 39 $9,875,000 $253,205 $9,209 4.67%
    USDA 12 $2,220,000 $185,000 $6,117 4.82%

    For 2018, American Nationwide Mortgage Company's most frequently originated type of loan was FHA, with 228 originations. Their 2nd most popular type was Conventional, with 218 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 403 $94,395,000 $234,231 $8,063 4.89%
    Cash Out Refi 62 $16,680,000 $269,032 $7,995 4.84%
    Refi 32 $8,170,000 $255,313 $5,714 4.70%

    For 2018, American Nationwide Mortgage Company's most frequently cited loan purpose was Home Purchase, with 403 originations. The 2nd most popular reason was Cash Out Refi, with 62 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 477 $115,235,000 $241,583 $8,019 4.89%
    15 Year 11 $2,265,000 $205,909 $5,571 4.19%
    20 Year 7 $1,425,000 $203,571 $4,545 4.61%
    Other 2 $320,000 $160,000 $4,710 4.56%

    For 2018, American Nationwide Mortgage Company's most frequently cited loan duration was 30 Year, with 477 originations. The 2nd most popular length was 15 Year, with 11 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 193 $44,755,000 $231,891
    $2k-3k 106 $21,080,000 $198,868
    $3k-4k 94 $21,250,000 $226,064
    $5k+ 59 $21,555,000 $365,339
    $4k-5k 32 $8,290,000 $259,063
    $<1k 3 $275,000 $91,667

    American Nationwide Mortgage Company's average total fees were $8,019, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 193 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 311 $74,055,000 $238,119
    5-6% 158 $37,680,000 $238,481
    3-4% 25 $6,755,000 $270,200
    6-7% 2 $630,000 $315,000
    7-8% 1 $125,000 $125,000

    During 2018, American Nationwide Mortgage Company's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 4-5%, with 311 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 235 $65,045,000 $276,787 $8,676 4.82%
    $100k-200k 183 $27,945,000 $152,705 $6,466 4.89%
    $400k-600k 37 $17,535,000 $473,919 $10,602 4.84%
    $100,000 or less 33 $2,655,000 $80,455 $5,033 5.15%
    $600k-1MM 9 $6,065,000 $673,889 $16,649 4.99%

    2018 saw American Nationwide Mortgage Company place emphasis on $200k-400k loans with 235 originations, totaling $65,045,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 144 $30,420,000 $211,250 $7,456 4.89%
    $50k or less 128 $18,980,000 $148,281 $6,763 4.87%
    $75k-100k 97 $25,825,000 $266,237 $8,696 4.84%
    $100k-150k 90 $28,400,000 $315,556 $8,813 4.83%
    $150k-250k 32 $13,380,000 $418,125 $9,804 4.89%
    $250k+ 6 $2,240,000 $373,333 $6,162 5.29%

    American Nationwide Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 144 originations. The second most popular income band? $50k or less, with 128 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 84 $19,760,000 $235,238 $9,190 4.77%
    30-36% 58 $12,800,000 $220,690 $7,448 4.79%
    20-30% 50 $11,390,000 $227,800 $7,018 4.75%
    46% 34 $9,140,000 $268,824 $7,858 4.91%
    49% 32 $8,800,000 $275,000 $8,315 4.94%
    48% 32 $8,910,000 $278,438 $8,347 4.94%
    42% 23 $5,965,000 $259,348 $8,352 4.79%
    43% 22 $5,580,000 $253,636 $8,114 4.77%
    47% 22 $4,490,000 $204,091 $7,435 4.97%
    40% 21 $5,095,000 $242,619 $8,033 5.09%
    39% 20 $3,780,000 $189,000 $6,966 5.06%
    44% 20 $6,260,000 $313,000 $8,954 4.97%
    45% 19 $4,335,000 $228,158 $7,005 4.95%
    41% 16 $3,910,000 $244,375 $8,313 5.02%
    37% 12 $2,320,000 $193,333 $6,974 5.05%
    36% 12 $2,590,000 $215,833 $6,442 4.94%
    38% 11 $2,265,000 $205,909 $6,507 4.91%
    <20% 6 $1,010,000 $168,333 $4,182 4.50%
    >60% 3 $845,000 $281,667 $9,561 4.50%

    American Nationwide Mortgage Company lent most frequently to those with DTI ratios of 50-60%, with 84 originations. The next most common DTI ratio? 30-36%, with 58 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 356 $87,480,000 $245,730 $7,844 4.86%
    Black 115 $24,985,000 $217,261 $8,032 4.89%
    Asian 22 $6,180,000 $280,909 $8,423 5.01%
    Not applicable 1 $175,000 $175,000 $8,100 4.00%
    Not provided 1 $165,000 $165,000 $8,166 4.50%
    Other Asian 1 $135,000 $135,000 $4,676 3.75%
    Filipino 1 $125,000 $125,000 $4,855 4.38%

    Approval Rates

    Total approvals of all applications
    90.73%

    American Nationwide Mortgage Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    70.42%

    American Nationwide Mortgage Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 497 $119,245,000 $239,930

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 497 $119,245,000 $239,930

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 8 $1,250,000 $156,250 $4,874 4.22%
    40-60% 17 $3,005,000 $176,765 $7,253 4.74%
    60-80% 97 $26,095,000 $269,021 $6,794 5.05%
    80-100% 361 $85,045,000 $235,582 $8,085 4.85%
    Over 100% 14 $3,850,000 $275,000 $13,445 4.51%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    AMERICAN PACIFIC MORTGAGE Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 25.0%
    AMERICAN PACIFIC MORTGAGE Other type of mortgage Closing on a mortgage 1 12.5%
    AMERICAN PACIFIC MORTGAGE Conventional home mortgage Closing on a mortgage 2 25.0%
    AMERICAN PACIFIC MORTGAGE Conventional home mortgage Trouble during payment process 2 25.0%
    AMERICAN PACIFIC MORTGAGE FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%