American Nationwide Mortgage Company Rates, Fees & Info
TAMPA, FLLEI: 549300WKXTUY0SWZNZ90
Tax ID: 59-3378746
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Mortgage Data
Review & Overview
American Nationwide Mortgage Company is a smaller mortgage company specializing in Home Purchase loans. American Nationwide Mortgage Company has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boston, Chicago, Miami, Nashville, and Orlando among others. We have data for 66 markets. (Some data included below & more in-depth data is available with an active subscription.)American Nationwide Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Nationwide Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.20% | 12/17/24 |
| 30 Year Conventional Refi | 6.12% | 12/17/24 |
| 30 Year Cash-out Refi | 6.38% | 12/17/24 |
| 30 Year FHA Purchase | 7.04% | 12/17/24 |
| 30 Year FHA Refi | 5.77% | 12/17/24 |
| 30 Year VA Purchase | 5.97% | 12/17/24 |
| 30 Year VA Refi | 5.24% | 12/17/24 |
| 30 Year USDA Purchase | 5.76% | 12/17/24 |
| 15 Year Conventional Purchase | 5.68% | 12/17/24 |
| 15 Year Conventional Refi | 4.74% | 12/17/24 |
| 15 Year Cash-out Refi | 4.74% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Nationwide Mortgage Company Mortgage Calculator
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This is not an official calculator from American Nationwide Mortgage Company. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
549Origination Dollar Volume (All Markets)
$140,745,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 73 | $28,755,000 | $393,904 | $9,859 | 4.30% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 74 | $14,950,000 | $202,027 | $8,594 | 4.54% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 36 | $9,430,000 | $261,944 | $8,904 | 4.41% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 31 | $7,475,000 | $241,129 | $9,278 | 4.35% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 30 | $7,000,000 | $233,333 | $7,981 | 4.58% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 24 | $6,170,000 | $257,083 | $5,202 | 4.06% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 26 | $6,170,000 | $237,308 | $9,068 | 4.51% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 17 | $4,575,000 | $269,118 | $7,598 | 4.44% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $4,110,000 | $293,571 | $9,512 | 4.36% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 15 | $3,835,000 | $255,667 | $6,573 | 4.63% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 17 | $3,745,000 | $220,294 | $6,367 | 4.64% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $3,570,000 | $446,250 | $10,426 | 4.17% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 13 | $3,095,000 | $238,077 | $8,428 | 4.37% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 12 | $3,060,000 | $255,000 | $7,253 | 4.29% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 10 | $3,010,000 | $301,000 | $7,711 | 4.55% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 13 | $2,915,000 | $224,231 | $9,361 | 4.93% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $2,900,000 | $241,667 | $5,042 | 4.21% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $7,474 | 4.20% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,995,000 | $399,000 | $9,748 | 4.13% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $6,470 | 3.88% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $5,793 | 4.22% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $6,577 | 4.76% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $3,788 | 5.04% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $7,624 | 3.95% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $11,430 | 4.17% |
| KANKAKEE, IL (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $7,233 | 4.73% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,095 | 4.79% |
| Outside of Metro Areas | 3 | $675,000 | $225,000 | $6,409 | 4.58% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,117 | 5.69% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,951 | 4.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 3.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,323 | 4.41% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $12,165 | 3.50% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,949 | 5.19% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,401 | 4.50% |
| Boone, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,394 | 4.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,792 | 5.71% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,586 | 4.19% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,107 | 5.63% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,671 | 5.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,796 | 3.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,690 | 6.26% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,508 | 5.13% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,904 | 4.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,546 | 4.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,147 | 4.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,392 | 5.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,819 | 4.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,037 | 4.38% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,913 | 5.38% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,843 | 3.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,270 | 4.94% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,562 | 4.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,844 | 4.38% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,392 | 4.50% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,463 | 4.63% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,891 | 3.88% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,823 | 4.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,235 | 3.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,986 | 4.38% |
| OCALA, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,252 | 4.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,274 | 3.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,090 | 4.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,263 | 4.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,198 | 4.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.63% |
Similar Lenders
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Product Mix
For 2019, American Nationwide Mortgage Company's most frequently originated type of loan was Conventional, with 266 originations. Their 2nd most popular type was FHA, with 228 originations.
Loan Reason
For 2019, American Nationwide Mortgage Company's most frequently cited loan purpose was Home Purchase, with 390 originations. The 2nd most popular reason was Cash Out Refi, with 86 originations.
Loan Duration/Length
For 2019, American Nationwide Mortgage Company's most frequently cited loan duration was 30 Year, with 516 originations. The 2nd most popular length was 15 Year, with 25 originations.
Origination Fees/Closing Costs
American Nationwide Mortgage Company's average total fees were $8,141, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 238 originations.
Interest Rates
During 2019, American Nationwide Mortgage Company's average interest rate for loans was 4.47%, while their most frequently originated rate bucket for loans was 4-5%, with 302 originations.
Loan Sizing
2019 saw American Nationwide Mortgage Company place emphasis on $200k-400k loans with 290 originations, totaling $79,760,000 in origination value.
Applicant Income
American Nationwide Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 164 originations. The second most popular income band? $50k or less, with 134 originations.
Applicant Debt to Income Ratio
American Nationwide Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 78 originations. The next most common DTI ratio? 50-60%, with 73 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.99%
American Nationwide Mortgage Company has an average approval rate.
Pick Rate
Approvals leading to origination51.37%
American Nationwide Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $85,000 | $85,000 |
| NA | 548 | $140,660,000 | $256,679 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 549 | $140,745,000 | $256,366 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| American Mortgage Service Company | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
| American Mortgage Service Company | FHA mortgage | Closing on a mortgage | 1 | 33.3% |
| American Mortgage Service Company | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |