American Nationwide Mortgage Company Rates, Fees & Info

TAMPA, FL

LEI: 549300WKXTUY0SWZNZ90

Tax ID: 59-3378746

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

American Nationwide Mortgage Company is a smaller mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. American Nationwide Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boston, Chicago, Raleigh, Providence, and Jacksonville among others. We have data for 78 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Nationwide Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Nationwide Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.20% 12/17/24
30 Year Conventional Refi 6.12% 12/17/24
30 Year Cash-out Refi 6.38% 12/17/24
30 Year FHA Purchase 7.04% 12/17/24
30 Year FHA Refi 5.77% 12/17/24
30 Year VA Purchase 5.97% 12/17/24
30 Year VA Refi 5.24% 12/17/24
30 Year USDA Purchase 5.76% 12/17/24
15 Year Conventional Purchase 5.68% 12/17/24
15 Year Conventional Refi 4.74% 12/17/24
15 Year Cash-out Refi 4.74% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Nationwide Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from American Nationwide Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

596

Origination Dollar Volume (All Markets)

$160,190,000

Awards

AMERICAN NATIONWIDE MORTGAGE COMPANY FHA Loans bronze
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 55 $22,535,000 $409,727 $9,283 3.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 69 $15,905,000 $230,507 $7,563 2.97%
RALEIGH-CARY, NC (FHA|USDA|VA) 43 $12,065,000 $280,581 $6,175 2.94%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 30 $9,160,000 $305,333 $10,140 3.19%
JACKSONVILLE, FL (FHA|USDA|VA) 29 $8,555,000 $295,000 $7,618 3.04%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 30 $8,520,000 $284,000 $9,476 3.22%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 20 $6,940,000 $347,000 $6,888 3.04%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 26 $6,370,000 $245,000 $6,346 3.09%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 24 $5,920,000 $246,667 $6,538 3.35%
ST. LOUIS, MO-IL (FHA|USDA|VA) 24 $5,390,000 $224,583 $5,930 3.24%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 15 $4,245,000 $283,000 $7,539 2.81%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 15 $4,125,000 $275,000 $5,621 2.99%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 15 $4,045,000 $269,667 $9,076 2.99%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 14 $3,640,000 $260,000 $9,673 3.02%
Outside of Metro Areas 17 $3,565,000 $209,706 $7,492 3.21%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $2,870,000 $358,750 $8,013 2.92%
RICHMOND, VA (FHA|USDA|VA) 14 $2,800,000 $200,000 $8,314 3.00%
ROANOKE, VA (FHA|USDA|VA) 13 $2,475,000 $190,385 $5,708 3.03%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 8 $2,060,000 $257,500 $6,589 2.83%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 9 $1,955,000 $217,222 $5,329 3.12%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 6 $1,810,000 $301,667 $4,973 2.85%
WORCESTER, MA-CT (FHA|USDA|VA) 5 $1,775,000 $355,000 $9,574 3.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 9 $1,325,000 $147,222 $6,917 2.99%
LAFAYETTE, LA (FHA|USDA|VA) 9 $1,245,000 $138,333 $7,630 3.26%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,469 2.80%
Dublin, GA (FHA|USDA|VA) 7 $1,155,000 $165,000 $6,094 3.16%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $1,125,000 $375,000 $8,067 3.17%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,695 3.00%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,341 3.09%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $995,000 $199,000 $9,065 3.37%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $895,000 $895,000 $19,480 3.88%
WILMINGTON, NC (FHA|USDA|VA) 2 $710,000 $355,000 $5,331 2.69%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $585,000 $585,000 $21,270 2.99%
LUBBOCK, TX (FHA|USDA|VA) 3 $585,000 $195,000 $5,395 3.50%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $550,000 $275,000 $7,745 2.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $470,000 $235,000 $5,926 2.94%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $455,000 $455,000 $17,339 3.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $445,000 $445,000 $4,973 3.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $435,000 $435,000 $5,742 3.13%
Ellensburg, WA (FHA|USDA|VA) 2 $430,000 $215,000 $3,729 2.81%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $415,000 $415,000 $5,365 3.50%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $385,000 $385,000 $6,258 3.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $380,000 $190,000 $5,503 2.56%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $350,000 $175,000 $8,120 3.31%
ASHEVILLE, NC (FHA|USDA|VA) 1 $335,000 $335,000 $5,106 2.99%
PANAMA CITY, FL (FHA|USDA|VA) 1 $315,000 $315,000 $9,823 2.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $315,000 $315,000 $5,195 3.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $310,000 $155,000 $7,321 2.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $305,000 $305,000 $10,316 2.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $305,000 $305,000 $5,184 2.88%
COLUMBIA, SC (FHA|USDA|VA) 1 $285,000 $285,000 $5,605 3.49%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $285,000 $285,000 $4,951 2.49%
VALDOSTA, GA (FHA|USDA|VA) 1 $285,000 $285,000 $6,812 3.63%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $275,000 $275,000 $6,440 3.50%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $270,000 $135,000 $6,860 3.18%
EL PASO, TX (FHA|USDA|VA) 1 $265,000 $265,000 $10,570 3.00%
Jefferson, GA (FHA|USDA|VA) 2 $260,000 $130,000 $3,318 3.31%
BELLINGHAM, WA (FHA|USDA|VA) 1 $245,000 $245,000 $10,735 3.63%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $225,000 $225,000 $3,662 2.38%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $225,000 $225,000 $2,720 2.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $215,000 $215,000 $7,143 3.00%
BURLINGTON, NC (FHA|USDA|VA) 1 $215,000 $215,000 $7,649 2.88%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $205,000 $205,000 $5,782 2.50%
OCALA, FL (FHA|USDA|VA) 1 $195,000 $195,000 $8,273 3.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $195,000 $195,000 $11,236 2.88%
JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $8,805 3.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,099 3.50%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $155,000 $155,000 $4,348 3.50%
Lewisburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $7,453 2.75%
Cornelia, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,685 3.49%
Torrington, CT (FHA|USDA|VA) 1 $145,000 $145,000 $4,231 2.75%
GOLDSBORO, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,691 2.13%
LYNCHBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $4,500 3.00%
Rolla, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,704 3.00%
Key West, FL (FHA|USDA|VA) 1 $105,000 $105,000 $5,433 3.49%
Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,175 3.50%
Morgan City, LA (FHA|USDA|VA) 1 $95,000 $95,000 $5,340 3.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $95,000 $95,000 $5,299 2.88%
American Nationwide Mortgage Company's top markets include Boston, Chicago, Raleigh, Providence, and Jacksonville among others.

Their top states include:
  • Massachusetts (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against AMERICAN NATIONWIDE MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 398 $107,710,000 $270,628 $6,107 3.06%
    FHA 147 $39,735,000 $270,306 $11,064 3.07%
    VA 35 $9,655,000 $275,857 $7,997 2.96%
    USDA 16 $3,090,000 $193,125 $6,795 3.27%

    For 2021, American Nationwide Mortgage Company's most frequently originated type of loan was Conventional, with 398 originations. Their 2nd most popular type was FHA, with 147 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 290 $80,800,000 $278,621 $8,662 3.16%
    Refi 170 $43,040,000 $253,176 $5,548 2.86%
    Cash Out Refi 136 $36,350,000 $267,279 $7,292 3.09%

    For 2021, American Nationwide Mortgage Company's most frequently cited loan purpose was Home Purchase, with 290 originations. The 2nd most popular reason was Refi, with 170 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 503 $138,385,000 $275,119 $7,775 3.14%
    15 Year 56 $13,840,000 $247,143 $5,909 2.52%
    20 Year 18 $4,070,000 $226,111 $5,349 2.89%
    Other 12 $2,750,000 $229,167 $6,929 3.01%
    10 Year 7 $1,145,000 $163,571 $3,432 2.41%

    For 2021, American Nationwide Mortgage Company's most frequently cited loan duration was 30 Year, with 503 originations. The 2nd most popular length was 15 Year, with 56 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 185 $51,715,000 $279,541
    $2k-3k 132 $29,640,000 $224,545
    $3k-4k 106 $24,830,000 $234,245
    $5k+ 100 $35,510,000 $355,100
    $4k-5k 67 $17,205,000 $256,791
    $<1k 4 $680,000 $170,000

    American Nationwide Mortgage Company's average total fees were $7,775, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 185 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 291 $78,165,000 $268,608
    2.5-3% 235 $61,905,000 $263,426
    <2.5% 66 $18,830,000 $285,303
    4-5% 4 $1,290,000 $322,500

    During 2021, American Nationwide Mortgage Company's average interest rate for loans was 3.14%, while their most frequently originated rate bucket for loans was 3-4%, with 291 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 314 $87,080,000 $277,325 $7,679 3.05%
    $100k-200k 172 $26,720,000 $155,349 $5,866 3.08%
    $400k-600k 85 $39,635,000 $466,294 $9,493 3.02%
    $100,000 or less 18 $1,510,000 $83,889 $5,067 3.15%
    $600k-1MM 7 $5,245,000 $749,286 $18,381 3.38%

    2021 saw American Nationwide Mortgage Company place emphasis on $200k-400k loans with 314 originations, totaling $87,080,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 158 $39,650,000 $250,949 $7,849 3.11%
    $50k or less 140 $25,700,000 $183,571 $6,552 3.09%
    $100k-150k 122 $38,710,000 $317,295 $7,645 3.01%
    $75k-100k 119 $34,975,000 $293,908 $7,802 3.04%
    $150k-250k 50 $18,600,000 $372,000 $7,627 3.01%
    $250k+ 7 $2,555,000 $365,000 $6,723 2.75%

    American Nationwide Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 158 originations. The second most popular income band? $50k or less, with 140 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 96 $26,170,000 $272,604 $6,692 3.08%
    20-30% 71 $18,085,000 $254,718 $6,450 2.90%
    50-60% 44 $12,670,000 $287,955 $10,348 2.91%
    49% 34 $10,660,000 $313,529 $9,471 3.23%
    44% 33 $8,585,000 $260,152 $7,446 3.06%
    43% 33 $9,035,000 $273,788 $7,903 3.15%
    42% 32 $7,190,000 $224,688 $6,479 3.20%
    39% 30 $8,280,000 $276,000 $6,830 3.16%
    45% 29 $7,875,000 $271,552 $8,291 3.12%
    <20% 25 $5,215,000 $208,600 $6,067 2.80%
    40% 25 $6,655,000 $266,200 $7,655 3.22%
    37% 24 $6,140,000 $255,833 $6,550 3.04%
    41% 23 $6,235,000 $271,087 $7,067 3.26%
    46% 21 $6,125,000 $291,667 $7,945 3.00%
    36% 19 $5,075,000 $267,105 $7,185 2.99%
    48% 18 $5,270,000 $292,778 $7,768 3.02%
    38% 18 $4,730,000 $262,778 $7,109 3.05%
    47% 17 $5,315,000 $312,647 $9,279 3.10%
    >60% 4 $880,000 $220,000 $4,377 2.88%

    American Nationwide Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 96 originations. The next most common DTI ratio? 20-30%, with 71 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 357 $96,305,000 $269,762 $6,867 3.04%
    Black 124 $31,960,000 $257,742 $8,781 3.16%
    Not provided 78 $21,200,000 $271,795 $8,608 3.03%
    Asian 30 $8,930,000 $297,667 $6,158 2.94%
    American Indian 5 $1,185,000 $237,000 $7,228 3.18%
    Chinese 1 $425,000 $425,000 $6,414 3.25%
    Other Asian 1 $185,000 $185,000 $6,989 3.38%

    Approval Rates

    Total approvals of all applications
    91.77%

    American Nationwide Mortgage Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    65.77%

    American Nationwide Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 596 $160,190,000 $268,775

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    596 $160,190,000 $268,775

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 17 $2,775,000 $163,235 $5,385 2.90%
    40-60% 69 $16,315,000 $236,449 $5,635 2.83%
    60-80% 207 $56,015,000 $270,604 $6,398 3.08%
    80-100% 283 $80,405,000 $284,117 $8,671 3.10%
    Over 100% 16 $4,100,000 $256,250 $10,438 3.27%
    Under 20% 4 $580,000 $145,000 $5,020 2.81%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    American Mortgage Service Company FHA mortgage Closing on a mortgage 2 66.7%
    American Mortgage Service Company Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 33.3%