American Nationwide Mortgage Company Rates, Fees & Info

TAMPA, FL

LEI: 549300WKXTUY0SWZNZ90

Tax ID: 59-3378746

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Mortgage Data

Review & Overview

American Nationwide Mortgage Company is a smaller mortgage company specializing in Home Purchase loans. American Nationwide Mortgage Company has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Raleigh, Minneapolis, Virginia Beach, and Providence among others. We have data for 47 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Nationwide Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Nationwide Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.20% 10/13/24
30 Year Conventional Refi 6.12% 10/13/24
30 Year Cash-out Refi 6.38% 10/13/24
30 Year FHA Purchase 7.04% 10/13/24
30 Year FHA Refi 5.77% 10/13/24
30 Year VA Purchase 5.97% 10/13/24
30 Year VA Refi 5.24% 10/13/24
30 Year USDA Purchase 5.76% 10/13/24
15 Year Conventional Purchase 5.68% 10/13/24
15 Year Conventional Refi 4.74% 10/13/24
15 Year Cash-out Refi 4.74% 10/13/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Nationwide Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from American Nationwide Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

211

Origination Dollar Volume (All Markets)

$55,255,000

Awards

AMERICAN NATIONWIDE MORTGAGE COMPANY 30 Year Conventional Loans silver
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 30 $7,910,000 $263,667 $10,382 4.84%
RALEIGH-CARY, NC (FHA|USDA|VA) 20 $6,370,000 $318,500 $7,293 3.96%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 26 $5,170,000 $198,846 $6,603 3.73%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $3,750,000 $267,857 $9,987 5.09%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 14 $3,710,000 $265,000 $14,608 5.69%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 10 $3,080,000 $308,000 $9,536 4.99%
RICHMOND, VA (FHA|USDA|VA) 10 $2,760,000 $276,000 $9,649 4.59%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 8 $2,520,000 $315,000 $10,499 5.27%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $1,675,000 $335,000 $14,566 4.15%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $1,505,000 $301,000 $11,391 4.40%
Dublin, GA (FHA|USDA|VA) 5 $1,175,000 $235,000 $9,477 5.08%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,035,000 $345,000 $12,308 5.42%
Outside of Metro Areas 8 $1,020,000 $127,500 $7,225 3.92%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $915,000 $305,000 $9,054 4.41%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $805,000 $268,333 $16,827 5.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $770,000 $192,500 $8,819 4.16%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $715,000 $238,333 $5,681 4.87%
ROANOKE, VA (FHA|USDA|VA) 5 $715,000 $143,000 $6,206 4.75%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $525,000 $525,000 $10,900 6.99%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $525,000 $525,000 $4,955 5.00%
LAFAYETTE, LA (FHA|USDA|VA) 3 $515,000 $171,667 $11,384 5.75%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $480,000 $240,000 $4,862 4.56%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $435,000 $145,000 $8,498 5.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $435,000 $435,000 $21,168 6.88%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $425,000 $425,000 $20,894 6.63%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $425,000 $425,000 $14,398 5.75%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $415,000 $415,000 $22,319 5.13%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $415,000 $415,000 $24,605 5.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $405,000 $405,000 $12,284 5.99%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $405,000 $405,000 $18,703 5.75%
Quincy, IL-MO (FHA|USDA|VA) 1 $395,000 $395,000 $8,189 6.38%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $375,000 $375,000 $14,205 4.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $355,000 $355,000 $12,234 5.75%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $350,000 $175,000 $7,697 3.62%
SAVANNAH, GA (FHA|USDA|VA) 1 $325,000 $325,000 $4,385 5.49%
BATON ROUGE, LA (FHA|USDA|VA) 1 $325,000 $325,000 $17,595 5.63%
PITTSBURGH, PA (FHA|USDA|VA) 1 $315,000 $315,000 $9,317 6.99%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $275,000 $275,000 $10,890 4.00%
Shelbyville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $9,955 4.50%
Wilson, NC (FHA|USDA|VA) 1 $225,000 $225,000 $12,875 2.88%
JACKSON, TN (FHA|USDA|VA) 1 $225,000 $225,000 $12,682 3.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $195,000 $195,000 $4,867 4.38%
Cullman, AL (FHA|USDA|VA) 1 $155,000 $155,000 $8,583 5.99%
GAINESVILLE, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,828 5.99%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,082 5.99%
ST. CLOUD, MN (FHA|USDA|VA) 1 $135,000 $135,000 $3,997 2.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,654 4.00%
American Nationwide Mortgage Company's top markets include Chicago, Raleigh, Minneapolis, Virginia Beach, and Providence among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against AMERICAN NATIONWIDE MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Homestar Mortgage, Inc.
    Similarity Rank: 8
    Rhode Island Credit Union
    Similarity Rank: 15
    SOMERSET
    Similarity Rank: 21
    RSI BANK
    Similarity Rank: 30
    QUINCY CREDIT UNION
    Similarity Rank: 50
    Schuyler Savings Bank
    Similarity Rank: 51
    First Savings Bank of Hegewisch
    Similarity Rank: 64
    DADE COUNTY FEDERAL CREDIT UNION
    Similarity Rank: 94
    JOHNSON MORTGAGE COMPANY, L.L.C.
    Similarity Rank: 105

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 135 $34,025,000 $252,037 $7,790 4.64%
    FHA 67 $18,285,000 $272,910 $13,379 4.92%
    VA 7 $2,535,000 $362,143 $12,377 4.11%
    USDA 2 $410,000 $205,000 $9,325 4.25%

    For 2022, American Nationwide Mortgage Company's most frequently originated type of loan was Conventional, with 135 originations. Their 2nd most popular type was FHA, with 67 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 153 $41,945,000 $274,150 $10,531 4.77%
    Cash Out Refi 34 $7,860,000 $231,176 $8,636 4.87%
    Refi 24 $5,450,000 $227,083 $6,558 4.05%

    For 2022, American Nationwide Mortgage Company's most frequently cited loan purpose was Home Purchase, with 153 originations. The 2nd most popular reason was Cash Out Refi, with 34 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 199 $54,445,000 $273,593 $10,160 4.80%
    10 Year 6 $90,000 $15,000 $293 2.92%
    15 Year 5 $555,000 $111,000 $4,838 3.50%
    20 Year 1 $165,000 $165,000 $4,308 3.63%

    For 2022, American Nationwide Mortgage Company's most frequently cited loan duration was 30 Year, with 199 originations. The 2nd most popular length was 10 Year, with 6 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 93 $29,325,000 $315,323
    $4k-5k 34 $8,150,000 $239,706
    $1k-2k 26 $6,900,000 $265,385
    $3k-4k 22 $5,130,000 $233,182
    $2k-3k 21 $4,745,000 $225,952
    $<1k 2 $80,000 $40,000

    American Nationwide Mortgage Company's average total fees were $10,160, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 93 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 64 $15,740,000 $245,938
    5-6% 63 $16,165,000 $256,587
    4-5% 48 $14,260,000 $297,083
    6-7% 19 $6,375,000 $335,526
    <2.5% 7 $345,000 $49,286
    Over 8% 4 $690,000 $172,500
    2.5-3% 3 $815,000 $271,667
    7-8% 3 $865,000 $288,333

    During 2022, American Nationwide Mortgage Company's average interest rate for loans was 4.80%, while their most frequently originated rate bucket for loans was 3-4%, with 64 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 108 $30,930,000 $286,389 $10,646 4.78%
    $100k-200k 51 $8,145,000 $159,706 $7,516 4.96%
    $400k-600k 31 $14,585,000 $470,484 $14,051 4.85%
    $100,000 or less 20 $960,000 $48,000 $2,961 3.39%
    $600k-1MM 1 $635,000 $635,000 $10,748 6.38%

    2022 saw American Nationwide Mortgage Company place emphasis on $200k-400k loans with 108 originations, totaling $30,930,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 63 $13,935,000 $221,190 $8,916 4.67%
    $75k-100k 41 $11,835,000 $288,659 $11,927 4.63%
    $100k-150k 38 $12,540,000 $330,000 $11,120 5.14%
    $50k or less 36 $6,000,000 $166,667 $7,471 4.65%
    $150k-250k 28 $9,130,000 $326,071 $9,374 4.59%
    $250k+ 3 $995,000 $331,667 $12,305 3.54%

    American Nationwide Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 63 originations. The second most popular income band? $75k-100k, with 41 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 28 $6,030,000 $215,357 $7,831 4.48%
    50-60% 22 $6,170,000 $280,455 $13,679 4.72%
    20-30% 18 $4,110,000 $228,333 $7,237 4.94%
    49% 16 $4,370,000 $273,125 $9,385 4.41%
    43% 15 $4,115,000 $274,333 $9,550 4.22%
    41% 13 $3,455,000 $265,769 $10,347 4.71%
    40% 13 $3,305,000 $254,231 $8,545 4.45%
    44% 10 $2,820,000 $282,000 $8,282 4.09%
    48% 10 $2,650,000 $265,000 $10,155 5.22%
    42% 9 $2,865,000 $318,333 $12,571 5.18%
    39% 9 $2,285,000 $253,889 $8,979 5.39%
    46% 9 $2,705,000 $300,556 $11,801 5.03%
    47% 8 $2,460,000 $307,500 $12,380 4.55%
    <20% 8 $1,490,000 $186,250 $7,025 5.50%
    45% 7 $2,275,000 $325,000 $11,076 5.18%
    36% 6 $1,630,000 $271,667 $5,716 4.02%
    38% 5 $1,215,000 $243,000 $11,883 4.88%
    37% 5 $1,305,000 $261,000 $11,305 4.72%

    American Nationwide Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 28 originations. The next most common DTI ratio? 50-60%, with 22 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 109 $28,265,000 $259,312 $8,855 4.51%
    Black 47 $13,115,000 $279,043 $12,092 5.38%
    Not provided 40 $10,160,000 $254,000 $10,776 4.76%
    Asian 14 $3,350,000 $239,286 $6,361 3.73%
    Filipino 1 $365,000 $365,000 $8,816 6.13%

    Approval Rates

    Total approvals of all applications
    92.53%

    American Nationwide Mortgage Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    48.34%

    American Nationwide Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 211 $55,255,000 $261,872

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    211 $55,255,000 $261,872

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 10 $1,470,000 $147,000 $7,440 5.85%
    40-60% 16 $2,750,000 $171,875 $6,470 4.58%
    60-80% 50 $13,290,000 $265,800 $8,030 4.54%
    80-100% 121 $36,445,000 $301,198 $11,511 4.95%
    Over 100% 4 $1,160,000 $290,000 $15,064 4.56%
    Under 20% 10 $140,000 $14,000 $305 1.75%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    AMERICAN PACIFIC MORTGAGE Conventional home mortgage Trouble during payment process 1 100.0%