Summit Mortgage Corporation Rates, Fees & Info

Plymouth, MN

LEI: 5493001YIUWLFRXQUO81

Tax ID: 41-1726353

5 stars - Updated: 12/4/24 - out of 5 stars, based on 42 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Summit Mortgage Corporation is a smaller mortgage company specializing in Home Purchase loans. Summit Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Philadelphia, Naples, Denver, and Jacksonville among others. We have data for 100 markets. (Some data included below & more in-depth data is available with an active subscription.)

Summit Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Summit Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.74% 12/4/24
30 Year Conventional Refi 6.61% 12/4/24
30 Year Cash-out Refi 6.86% 12/4/24
30 Year FHA Purchase 7.56% 12/4/24
30 Year FHA Refi 7.69% 12/4/24
30 Year VA Purchase 6.41% 12/4/24
30 Year VA Refi 6.68% 12/4/24
30 Year USDA Purchase 6.80% 12/4/24
30 Year USDA Refi 6.57% 12/4/24
15 Year Conventional Purchase 6.43% 12/4/24
15 Year Conventional Refi 6.21% 12/4/24
15 Year Cash-out Refi 6.21% 12/4/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Summit Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Summit Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,744

Origination Dollar Volume (All Markets)

$462,870,000

Awards

Summit Mortgage Corporation FHA Loans bronze Summit Mortgage Corporation FHA Loans silver Summit Mortgage Corporation 30 Year Conventional Loans bronze Summit Mortgage Corporation USDA Loans bronze
Show all (4) awards

Relative Rate

Summit Mortgage Corporation's average 30 year fixed mortgage rate was 6.19%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.29%.

Relative Fees (Closing Costs)

Summit Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $7,663.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 691 $185,995,000 $269,168 $7,063 6.17%
Outside of Metro Areas 185 $38,205,000 $206,514 $7,533 6.51%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 111 $28,875,000 $260,135 $9,282 6.02%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 76 $28,600,000 $376,316 $8,662 6.95%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 76 $20,740,000 $272,895 $6,826 5.81%
JACKSONVILLE, FL (FHA|USDA|VA) 94 $16,940,000 $180,213 $6,829 4.59%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 31 $11,955,000 $385,645 $8,358 6.36%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 35 $11,575,000 $330,714 $8,352 6.95%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 34 $11,090,000 $326,176 $7,717 6.61%
DULUTH, MN-WI (FHA|USDA|VA) 62 $9,150,000 $147,581 $5,281 5.55%
BOISE CITY, ID (FHA|USDA|VA) 22 $9,080,000 $412,727 $11,845 6.68%
Hutchinson, MN (FHA|USDA|VA) 32 $7,870,000 $245,938 $7,033 6.54%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 27 $6,935,000 $256,852 $8,973 5.83%
COLORADO SPRINGS, CO (FHA|USDA|VA) 16 $6,110,000 $381,875 $7,150 6.24%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 18 $5,040,000 $280,000 $8,800 6.76%
Brainerd, MN (FHA|USDA|VA) 9 $3,325,000 $369,444 $8,240 7.32%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 6 $3,320,000 $553,333 $15,366 6.56%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 7 $2,955,000 $422,143 $10,316 6.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 12 $2,620,000 $218,333 $7,719 6.53%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 9 $2,255,000 $250,556 $10,981 5.94%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $2,145,000 $715,000 $8,814 6.83%
EAST STROUDSBURG, PA (FHA|USDA|VA) 7 $1,915,000 $273,571 $8,632 6.82%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,885,000 $628,333 $25,318 5.71%
LAFAYETTE, LA (FHA|USDA|VA) 7 $1,875,000 $267,857 $11,758 6.82%
ST. CLOUD, MN (FHA|USDA|VA) 11 $1,805,000 $164,091 $6,808 5.09%
SALEM, OR (FHA|USDA|VA) 5 $1,755,000 $351,000 $11,411 6.53%
Faribault-Northfield, MN (FHA|USDA|VA) 5 $1,725,000 $345,000 $8,417 6.67%
ROCHESTER, MN (FHA|USDA|VA) 9 $1,685,000 $187,222 $5,672 5.35%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,535,000 $307,000 $7,894 7.03%
BOULDER, CO (FHA|USDA|VA) 5 $1,535,000 $307,000 $4,990 6.63%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $1,520,000 $380,000 $7,077 6.87%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,450,000 $362,500 $8,110 6.84%
GREELEY, CO (FHA|USDA|VA) 5 $1,385,000 $277,000 $6,812 5.43%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $1,355,000 $193,571 $9,055 4.59%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $1,345,000 $192,143 $7,001 7.14%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $1,280,000 $640,000 $9,407 6.19%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $1,230,000 $615,000 $10,683 6.44%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 8 $1,230,000 $153,750 $5,868 5.81%
Centralia, WA (FHA|USDA|VA) 2 $960,000 $480,000 $6,731 6.00%
OCALA, FL (FHA|USDA|VA) 5 $935,000 $187,000 $7,516 5.38%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $905,000 $905,000 $25,068 6.63%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $885,000 $295,000 $11,264 6.62%
FORT COLLINS, CO (FHA|USDA|VA) 2 $750,000 $375,000 $7,147 6.94%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $720,000 $360,000 $16,008 5.69%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $700,000 $350,000 $3,924 7.44%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $640,000 $320,000 $13,809 5.75%
Owatonna, MN (FHA|USDA|VA) 3 $625,000 $208,333 $3,605 6.88%
Watertown, SD (FHA|USDA|VA) 2 $520,000 $260,000 $12,791 6.19%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $515,000 $515,000 $9,752 6.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $505,000 $505,000 $6,986 6.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $450,000 $225,000 $4,795 6.31%
Hailey, ID (FHA|USDA|VA) 1 $435,000 $435,000 $8,124 6.88%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $410,000 $205,000 $4,402 7.31%
Alexandria, MN (FHA|USDA|VA) 3 $405,000 $135,000 $5,181 4.33%
Red Wing, MN (FHA|USDA|VA) 2 $400,000 $200,000 $3,887 6.25%
Cadillac, MI (FHA|USDA|VA) 3 $395,000 $131,667 $3,968 6.92%
PUEBLO, CO (FHA|USDA|VA) 1 $385,000 $385,000 $8,124 6.50%
PITTSBURGH, PA (FHA|USDA|VA) 1 $375,000 $375,000 $5,452 7.38%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $375,000 $375,000 $11,283 7.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $365,000 $365,000 $17,950 5.63%
Shelton, WA (FHA|USDA|VA) 1 $345,000 $345,000 $7,919 7.13%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $345,000 $345,000 $8,629 6.88%
FLINT, MI (FHA|USDA|VA) 2 $340,000 $170,000 $4,066 7.19%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $325,000 $325,000 $9,590 6.50%
Waycross, GA (FHA|USDA|VA) 1 $315,000 $315,000 $18,051 7.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $315,000 $315,000 $11,130 7.50%
Sandpoint, ID (FHA|USDA|VA) 1 $315,000 $315,000 $20,272 7.13%
LYNCHBURG, VA (FHA|USDA|VA) 1 $305,000 $305,000 $6,678 7.00%
EL PASO, TX (FHA|USDA|VA) 1 $295,000 $295,000 $10,531 6.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $295,000 $295,000 $9,885 6.38%
Albert Lea, MN (FHA|USDA|VA) 2 $290,000 $145,000 $11,432 3.50%
SAGINAW, MI (FHA|USDA|VA) 3 $285,000 $95,000 $5,038 6.42%
POCATELLO, ID (FHA|USDA|VA) 1 $275,000 $275,000 $9,930 7.63%
New Ulm, MN (FHA|USDA|VA) 1 $255,000 $255,000 $10,515 6.75%
Opelousas, LA (FHA|USDA|VA) 2 $250,000 $125,000 $6,755 7.19%
Palatka, FL (FHA|USDA|VA) 2 $240,000 $120,000 $4,796 3.00%
Menomonie, WI (FHA|USDA|VA) 1 $235,000 $235,000 $5,807 7.25%
Pella, IA (FHA|USDA|VA) 1 $225,000 $225,000 $3,419 7.38%
DOVER, DE (FHA|USDA|VA) 1 $225,000 $225,000 $17,144 6.49%
Traverse City, MI (FHA|USDA|VA) 1 $225,000 $225,000 $6,029 7.50%
Lake City, FL (FHA|USDA|VA) 2 $220,000 $110,000 $5,193 3.00%
Rexburg, ID (FHA|USDA|VA) 1 $215,000 $215,000 $6,747 7.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $205,000 $205,000 $4,492 5.88%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,518 7.75%
TUCSON, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $6,980 5.88%
Sayre, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,105 6.50%
Manitowoc, WI (FHA|USDA|VA) 2 $180,000 $90,000 $6,028 7.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $175,000 $175,000 $9,062 5.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $6,798 5.75%
Beaver Dam, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,643 5.63%
MANKATO, MN (FHA|USDA|VA) 1 $165,000 $165,000 $7,202 7.00%
Grand Rapids, MN (FHA|USDA|VA) 1 $165,000 $165,000 $5,098 6.38%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $155,000 $155,000 $7,289 7.50%
Fergus Falls, MN (FHA|USDA|VA) 2 $150,000 $75,000 $1,649 4.06%
TYLER, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,324 6.88%
Adrian, MI (FHA|USDA|VA) 1 $135,000 $135,000 $7,930 7.25%
Oil City, PA (FHA|USDA|VA) 1 $125,000 $125,000 $5,706 6.13%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,608 5.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $85,000 $85,000 $4,594 6.88%
Big Spring, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,083 6.50%
Summit Mortgage Corporation's top markets include Minneapolis, Philadelphia, Naples, Denver, and Jacksonville among others.

Their top states include:
  • Minnesota (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Summit Mortgage Corporation based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Republic Bank
    Similarity Rank: 21
    South Metro Federal Credit Union
    Similarity Rank: 55
    MISSION
    Similarity Rank: 93
    LEBANON
    Similarity Rank: 117
    N C P D Federal Credit Union
    Similarity Rank: 126
    County Savings Bank
    Similarity Rank: 135
    GREATER ALLIANCE
    Similarity Rank: 168

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,345 $345,995,000 $257,245 $6,263 6.05%
    FHA 304 $90,150,000 $296,546 $12,363 6.60%
    VA 60 $20,710,000 $345,167 $10,548 6.40%
    USDA 35 $6,015,000 $171,857 $7,373 6.39%

    For 2023, Summit Mortgage Corporation's most frequently originated type of loan was Conventional, with 1,345 originations. Their 2nd most popular type was FHA, with 304 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,660 $439,440,000 $264,723 $7,659 6.13%
    Cash Out Refi 55 $13,685,000 $248,818 $7,448 6.91%
    Refi 29 $9,745,000 $336,034 $6,887 6.76%

    For 2023, Summit Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,660 originations. The 2nd most popular reason was Cash Out Refi, with 55 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,664 $457,170,000 $274,742 $7,663 6.19%
    10 Year 62 $850,000 $13,710 $110 5.37%
    15 Year 14 $3,150,000 $225,000 $5,622 6.52%
    20 Year 4 $1,700,000 $425,000 $8,335 6.97%

    For 2023, Summit Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,664 originations. The 2nd most popular length was 10 Year, with 62 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 487 $132,115,000 $271,283
    $5k+ 367 $143,935,000 $392,193
    $4k-5k 245 $73,805,000 $301,245
    $<1k 223 $5,705,000 $25,583
    $3k-4k 217 $58,805,000 $270,991
    $2k-3k 198 $47,230,000 $238,535

    Summit Mortgage Corporation's average total fees were $7,663, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 487 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 867 $247,755,000 $285,761
    7-8% 516 $156,510,000 $303,314
    5-6% 181 $49,065,000 $271,077
    <2.5% 158 $2,380,000 $15,063
    Over 8% 20 $6,440,000 $322,000
    4-5% 2 $720,000 $360,000

    During 2023, Summit Mortgage Corporation's average interest rate for loans was 6.19%, while their most frequently originated rate bucket for loans was 6-7%, with 867 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 850 $244,960,000 $288,188 $7,933 6.81%
    $100k-200k 344 $54,500,000 $158,430 $5,452 6.63%
    $100,000 or less 258 $6,740,000 $26,124 $2,435 2.66%
    $400k-600k 221 $105,015,000 $475,181 $10,751 6.82%
    $600k-1MM 67 $47,445,000 $708,134 $11,179 6.87%
    $1MM+ 4 $4,210,000 $1,052,500 $9,647 6.91%

    2023 saw Summit Mortgage Corporation place emphasis on $200k-400k loans with 850 originations, totaling $244,960,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 462 $84,340,000 $182,554 $6,634 5.53%
    $75k-100k 422 $101,210,000 $239,834 $7,645 6.01%
    $100k-150k 394 $114,810,000 $291,396 $8,343 6.68%
    $150k-250k 226 $87,190,000 $385,796 $8,650 6.79%
    $50k or less 126 $15,030,000 $119,286 $5,218 5.52%
    $250k+ 114 $60,290,000 $528,860 $9,204 7.01%

    Summit Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 462 originations. The second most popular income band? $75k-100k, with 422 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 238 $64,510,000 $271,050 $6,497 6.29%
    20-30% 209 $59,615,000 $285,239 $6,847 6.78%
    49% 120 $34,250,000 $285,417 $8,728 6.35%
    46% 99 $25,055,000 $253,081 $7,938 6.09%
    44% 98 $28,100,000 $286,735 $7,699 6.31%
    47% 97 $22,045,000 $227,268 $7,785 5.55%
    43% 95 $22,485,000 $236,684 $7,727 5.82%
    48% 93 $23,605,000 $253,817 $7,122 6.02%
    45% 93 $21,125,000 $227,151 $7,874 5.80%
    50-60% 90 $30,270,000 $336,333 $12,972 6.43%
    42% 88 $21,270,000 $241,705 $7,049 5.54%
    39% 75 $16,735,000 $223,133 $6,689 6.12%
    41% 69 $17,515,000 $253,841 $7,544 5.68%
    40% 63 $17,965,000 $285,159 $7,799 6.35%
    38% 59 $15,535,000 $263,305 $6,984 5.93%
    37% 57 $14,125,000 $247,807 $7,026 5.79%
    <20% 51 $14,075,000 $275,980 $5,937 6.74%
    36% 49 $14,125,000 $288,265 $8,507 6.41%
    >60% 1 $465,000 $465,000 $8,050 6.50%

    Summit Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 238 originations. The next most common DTI ratio? 20-30%, with 209 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,359 $367,215,000 $270,210 $7,453 6.23%
    Not provided 157 $38,825,000 $247,293 $7,617 5.96%
    Black 153 $33,835,000 $221,144 $9,277 5.63%
    Asian 59 $19,335,000 $327,712 $7,856 6.60%
    American Indian 8 $1,850,000 $231,250 $8,967 6.78%
    Chinese 1 $445,000 $445,000 $4,313 6.88%
    Asian Indian 2 $440,000 $220,000 $8,264 6.50%
    Native Hawaiian or Islander 2 $290,000 $145,000 $12,690 3.00%
    Other Asian 1 $235,000 $235,000 $3,837 6.88%
    Korean 1 $235,000 $235,000 $3,066 7.25%
    Other Pacific Islander 1 $165,000 $165,000 $5,346 6.25%

    Approval Rates

    Total approvals of all applications
    95.04%

    Summit Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    72.71%

    Summit Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,744 $462,870,000 $265,407

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,744 $462,870,000 $265,407

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 57 $11,145,000 $195,526 $4,995 6.55%
    40-60% 107 $28,935,000 $270,421 $6,010 6.72%
    60-80% 377 $119,205,000 $316,194 $7,117 6.91%
    80-100% 972 $296,460,000 $305,000 $8,435 6.74%
    Over 100% 8 $2,560,000 $320,000 $16,824 6.66%
    Under 20% 223 $4,565,000 $20,471 $1,073 2.01%