M&t Realty Capital Corporation Mortgage Rates, Fees & Info
Baltimore, MDLEI: 254900KKWIJLOTNP7667
Tax ID: 52-1075143
Latest/2021 | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
M&t Realty Capital Corporation is a mid-sized mortgage company specializing in loans. M&t Realty Capital Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Washington, Albany, Buffalo, and Charlotte among others. We have data for 75 markets. (Some data included below & more in-depth data is available with an active subscription.)M&t Realty Capital Corporation has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
157Origination Dollar Volume (All Markets)
$3,559,955,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 15 | $448,465,000 | $29,897,667 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 13 | $429,495,000 | $33,038,077 | $0 | 0.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $159,305,000 | $31,861,000 | $0 | 0.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 7 | $157,365,000 | $22,480,714 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $124,610,000 | $62,305,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $121,560,000 | $60,780,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 5 | $118,495,000 | $23,699,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 5 | $105,485,000 | $21,097,000 | $0 | 0.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $80,005,000 | $80,005,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $79,125,000 | $26,375,000 | $0 | 0.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 5 | $77,475,000 | $15,495,000 | $0 | 0.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $77,370,000 | $12,895,000 | $0 | 0.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $72,275,000 | $24,091,667 | $0 | 0.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $72,035,000 | $24,011,667 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $71,745,000 | $23,915,000 | $0 | 0.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $70,360,000 | $35,180,000 | $0 | 0.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $69,800,000 | $34,900,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $68,935,000 | $22,978,333 | $0 | 0.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $65,260,000 | $16,315,000 | $0 | 0.00% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $64,080,000 | $32,040,000 | $0 | 0.00% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $63,035,000 | $63,035,000 | $0 | 0.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $58,645,000 | $58,645,000 | $0 | 0.00% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $57,595,000 | $57,595,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $54,215,000 | $54,215,000 | $0 | 0.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $49,275,000 | $49,275,000 | $0 | 0.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $49,030,000 | $24,515,000 | $0 | 0.00% |
| ITHACA, NY (FHA|USDA|VA) | 3 | $47,105,000 | $15,701,667 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $46,975,000 | $46,975,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $46,175,000 | $46,175,000 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $39,535,000 | $13,178,333 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $32,915,000 | $32,915,000 | $0 | 0.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $29,165,000 | $29,165,000 | $0 | 0.00% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $29,005,000 | $29,005,000 | $0 | 0.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $28,705,000 | $28,705,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $21,705,000 | $21,705,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $21,475,000 | $21,475,000 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $20,025,000 | $20,025,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $19,805,000 | $19,805,000 | $0 | 0.00% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $19,675,000 | $19,675,000 | $0 | 0.00% |
| Lumberton, NC (FHA|USDA|VA) | 6 | $19,520,000 | $3,253,333 | $0 | 0.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $16,355,000 | $16,355,000 | $0 | 0.00% |
| Vernal, UT (FHA|USDA|VA) | 1 | $15,465,000 | $15,465,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $15,005,000 | $15,005,000 | $0 | 0.00% |
| MADERA, CA (FHA|USDA|VA) | 1 | $11,935,000 | $11,935,000 | $0 | 0.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $11,910,000 | $5,955,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $11,905,000 | $11,905,000 | $0 | 0.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $11,525,000 | $11,525,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $10,185,000 | $10,185,000 | $0 | 0.00% |
| Marion, IN (FHA|USDA|VA) | 1 | $9,505,000 | $9,505,000 | $0 | 0.00% |
| Corning, NY (FHA|USDA|VA) | 1 | $9,485,000 | $9,485,000 | $0 | 0.00% |
| ERIE, PA (FHA|USDA|VA) | 1 | $9,375,000 | $9,375,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $9,205,000 | $9,205,000 | $0 | 0.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $9,005,000 | $9,005,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $8,805,000 | $8,805,000 | $0 | 0.00% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $8,515,000 | $8,515,000 | $0 | 0.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $7,535,000 | $7,535,000 | $0 | 0.00% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $7,425,000 | $7,425,000 | $0 | 0.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $7,275,000 | $7,275,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $7,235,000 | $7,235,000 | $0 | 0.00% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $6,825,000 | $6,825,000 | $0 | 0.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $6,715,000 | $6,715,000 | $0 | 0.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $6,075,000 | $6,075,000 | $0 | 0.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.00% |
| Emporia, KS (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $5,845,000 | $5,845,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $5,805,000 | $5,805,000 | $0 | 0.00% |
| Easton, MD (FHA|USDA|VA) | 1 | $4,725,000 | $4,725,000 | $0 | 0.00% |
| Kearney, NE (FHA|USDA|VA) | 1 | $4,375,000 | $4,375,000 | $0 | 0.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $4,245,000 | $4,245,000 | $0 | 0.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $3,785,000 | $3,785,000 | $0 | 0.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $3,665,000 | $3,665,000 | $0 | 0.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $3,195,000 | $3,195,000 | $0 | 0.00% |
| Freeport, IL (FHA|USDA|VA) | 1 | $3,195,000 | $3,195,000 | $0 | 0.00% |
| SALEM, OR (FHA|USDA|VA) | 1 | $2,925,000 | $2,925,000 | $0 | 0.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $2,095,000 | $2,095,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 122 | $2,777,900,000 | $22,769,672 | $0 | 0.00% |
| FHA | 35 | $782,055,000 | $22,344,429 | $0 | 0.00% |
For 2021, M&t Realty Capital Corporation's most frequently originated type of loan was Conventional, with 122 originations. Their 2nd most popular type was FHA, with 35 originations.
Loan Reason
For 2021, M&t Realty Capital Corporation's most frequently cited loan purpose was Refi, with 131 originations. The 2nd most popular reason was Home Purchase, with 24 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 157 | $3,559,955,000 | $22,674,873 | $0 | 0.00% |
For 2021, M&t Realty Capital Corporation's most frequently cited loan duration was Other, with 157 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 157 | $3,559,955,000 | $22,674,873 | $0 | 0.00% |
2021 saw M&t Realty Capital Corporation place emphasis on $1MM+ loans with 157 originations, totaling $3,559,955,000 in origination value.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 157 | $3,559,955,000 | $22,674,873 | $0 | 0.00% |
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 157 | $3,559,955,000 | $22,674,873 | $0 | 0.00% |
Approval Rates
Total approvals of all applications99.41%
M&t Realty Capital Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.36%
M&t Realty Capital Corporation has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 157 | $3,559,955,000 | $22,674,873 |