M&t Realty Capital Corporation Mortgage Rates, Fees & Info

Baltimore, MD

LEI: 254900KKWIJLOTNP7667

Tax ID: 52-1075143

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Mortgage Data

Review & Overview

M&t Realty Capital Corporation is a small mortgage company specializing in Refi and Home Purchase loans. M&t Realty Capital Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Phoenix, Cleveland, Los Angeles, and Bridgeport among others. We have data for 70 markets. (Some data included below & more in-depth data is available with an active subscription.)

M&t Realty Capital Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

131

Origination Dollar Volume (All Markets)

$2,925,155,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $543,490,000 $67,936,250 $0 0.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $157,290,000 $26,215,000 $0 0.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6 $154,400,000 $25,733,333 $0 0.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $109,375,000 $36,458,333 $0 0.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $105,825,000 $35,275,000 $0 0.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $102,425,000 $102,425,000 $0 0.00%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $101,850,000 $25,462,500 $0 0.00%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $95,395,000 $31,798,333 $0 0.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 5 $81,205,000 $16,241,000 $0 0.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $81,060,000 $40,530,000 $0 0.00%
RICHMOND, VA (FHA|USDA|VA) 2 $78,220,000 $39,110,000 $0 0.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $73,790,000 $36,895,000 $0 0.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $73,655,000 $73,655,000 $0 0.00%
ROCHESTER, NY (FHA|USDA|VA) 5 $72,485,000 $14,497,000 $0 0.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $63,995,000 $63,995,000 $0 0.00%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $61,005,000 $61,005,000 $0 0.00%
TUCSON, AZ (FHA|USDA|VA) 3 $58,435,000 $19,478,333 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $53,315,000 $53,315,000 $0 0.00%
AKRON, OH (FHA|USDA|VA) 4 $44,900,000 $11,225,000 $0 0.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $41,940,000 $10,485,000 $0 0.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $33,765,000 $33,765,000 $0 0.00%
Outside of Metro Areas 3 $33,755,000 $11,251,667 $0 0.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $31,580,000 $7,895,000 $0 0.00%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $29,755,000 $29,755,000 $0 0.00%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $29,145,000 $29,145,000 $0 0.00%
TULSA, OK (FHA|USDA|VA) 3 $28,905,000 $9,635,000 $0 0.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $28,485,000 $28,485,000 $0 0.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $27,785,000 $27,785,000 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $27,015,000 $27,015,000 $0 0.00%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $25,055,000 $25,055,000 $0 0.00%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $23,135,000 $23,135,000 $0 0.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $21,290,000 $10,645,000 $0 0.00%
CHARLESTON, WV (FHA|USDA|VA) 2 $20,640,000 $10,320,000 $0 0.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $19,485,000 $19,485,000 $0 0.00%
AMARILLO, TX (FHA|USDA|VA) 1 $19,425,000 $19,425,000 $0 0.00%
Lumberton, NC (FHA|USDA|VA) 2 $18,690,000 $9,345,000 $0 0.00%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $17,865,000 $5,955,000 $0 0.00%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $17,355,000 $17,355,000 $0 0.00%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $16,695,000 $16,695,000 $0 0.00%
SYRACUSE, NY (FHA|USDA|VA) 2 $16,560,000 $8,280,000 $0 0.00%
ROANOKE, VA (FHA|USDA|VA) 1 $15,955,000 $15,955,000 $0 0.00%
Hilo, HI (FHA|USDA|VA) 1 $14,455,000 $14,455,000 $0 0.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $14,275,000 $14,275,000 $0 0.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $14,225,000 $14,225,000 $0 0.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $14,205,000 $14,205,000 $0 0.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $13,815,000 $13,815,000 $0 0.00%
ERIE, PA (FHA|USDA|VA) 1 $13,565,000 $13,565,000 $0 0.00%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $13,465,000 $13,465,000 $0 0.00%
BINGHAMTON, NY (FHA|USDA|VA) 1 $13,105,000 $13,105,000 $0 0.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $12,565,000 $12,565,000 $0 0.00%
FORT WAYNE, IN (FHA|USDA|VA) 1 $11,775,000 $11,775,000 $0 0.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $11,090,000 $5,545,000 $0 0.00%
DuBois, PA (FHA|USDA|VA) 1 $10,855,000 $10,855,000 $0 0.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $10,100,000 $5,050,000 $0 0.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $9,785,000 $9,785,000 $0 0.00%
Huntingdon, PA (FHA|USDA|VA) 1 $9,125,000 $9,125,000 $0 0.00%
COLUMBUS, OH (FHA|USDA|VA) 1 $8,845,000 $8,845,000 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $7,920,000 $3,960,000 $0 0.00%
CORVALLIS, OR (FHA|USDA|VA) 1 $7,505,000 $7,505,000 $0 0.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $6,805,000 $6,805,000 $0 0.00%
UTICA-ROME, NY (FHA|USDA|VA) 1 $6,495,000 $6,495,000 $0 0.00%
HARRISONBURG, VA (FHA|USDA|VA) 1 $6,355,000 $6,355,000 $0 0.00%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $6,295,000 $6,295,000 $0 0.00%
SALEM, OR (FHA|USDA|VA) 1 $6,105,000 $6,105,000 $0 0.00%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $6,005,000 $6,005,000 $0 0.00%
GETTYSBURG, PA (FHA|USDA|VA) 1 $5,985,000 $5,985,000 $0 0.00%
Malone, NY (FHA|USDA|VA) 1 $4,835,000 $4,835,000 $0 0.00%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $3,775,000 $3,775,000 $0 0.00%
MORGANTOWN, WV (FHA|USDA|VA) 1 $2,905,000 $2,905,000 $0 0.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $2,525,000 $2,525,000 $0 0.00%
M&t Realty Capital Corporation's top markets include New York, Phoenix, Cleveland, Los Angeles, and Bridgeport among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 106 $2,495,770,000 $23,545,000 $0 0.00%
    FHA 25 $429,385,000 $17,175,400 $0 0.00%

    For 2022, M&t Realty Capital Corporation's most frequently originated type of loan was Conventional, with 106 originations. Their 2nd most popular type was FHA, with 25 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 94 $2,113,160,000 $22,480,426 $0 0.00%
    Home Purchase 32 $760,310,000 $23,759,688 $0 0.00%
    Home Improvement 5 $51,685,000 $10,337,000 $0 0.00%

    For 2022, M&t Realty Capital Corporation's most frequently cited loan purpose was Refi, with 94 originations. The 2nd most popular reason was Home Purchase, with 32 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 131 $2,925,155,000 $22,329,427 $0 0.00%

    For 2022, M&t Realty Capital Corporation's most frequently cited loan duration was Other, with 131 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 131 $2,925,155,000 $22,329,427 $0 0.00%

    2022 saw M&t Realty Capital Corporation place emphasis on $1MM+ loans with 131 originations, totaling $2,925,155,000 in origination value.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 131 $2,925,155,000 $22,329,427 $0 0.00%

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 131 $2,925,155,000 $22,329,427 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    M&t Realty Capital Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    88.55%

    M&t Realty Capital Corporation has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 131 $2,925,155,000 $22,329,427

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    131 $2,925,155,000 $22,329,427