M&t Realty Capital Corporation Mortgage Rates, Fees & Info
Baltimore, MDLEI: 254900KKWIJLOTNP7667
Tax ID: 52-1075143
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Mortgage Data
Review & Overview
M&t Realty Capital Corporation is a mid-sized mortgage company specializing in Refi and Home Purchase loans. M&t Realty Capital Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Washington, Phoenix, Las Vegas, and San Jose among others. We have data for 54 markets. (Some data included below & more in-depth data is available with an active subscription.)M&t Realty Capital Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
132Origination Dollar Volume (All Markets)
$4,406,980,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 9 | $876,965,000 | $97,440,556 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $584,800,000 | $73,100,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 7 | $306,045,000 | $43,720,714 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $239,585,000 | $26,620,556 | $0 | 0.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $229,710,000 | $57,427,500 | $0 | 0.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $193,735,000 | $64,578,333 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 6 | $187,520,000 | $31,253,333 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5 | $163,035,000 | $32,607,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $126,525,000 | $25,305,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $96,400,000 | $24,100,000 | $0 | 0.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 8 | $86,940,000 | $10,867,500 | $0 | 0.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $82,265,000 | $82,265,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $79,015,000 | $26,338,333 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $71,940,000 | $17,985,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $67,580,000 | $16,895,000 | $0 | 0.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $67,475,000 | $67,475,000 | $0 | 0.00% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $57,985,000 | $57,985,000 | $0 | 0.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $57,205,000 | $57,205,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $56,555,000 | $18,851,667 | $0 | 0.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $53,805,000 | $17,935,000 | $0 | 0.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $52,065,000 | $52,065,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $51,335,000 | $51,335,000 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $50,445,000 | $50,445,000 | $0 | 0.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $49,995,000 | $49,995,000 | $0 | 0.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $46,210,000 | $23,105,000 | $0 | 0.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $40,860,000 | $20,430,000 | $0 | 0.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $37,260,000 | $18,630,000 | $0 | 0.00% |
| AKRON, OH (FHA|USDA|VA) | 1 | $31,485,000 | $31,485,000 | $0 | 0.00% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $30,400,000 | $15,200,000 | $0 | 0.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $28,975,000 | $9,658,333 | $0 | 0.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $27,095,000 | $27,095,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $22,875,000 | $22,875,000 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $22,215,000 | $7,405,000 | $0 | 0.00% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $22,135,000 | $22,135,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $22,125,000 | $22,125,000 | $0 | 0.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $19,925,000 | $19,925,000 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $17,995,000 | $17,995,000 | $0 | 0.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $17,635,000 | $17,635,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $12,835,000 | $12,835,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $12,785,000 | $12,785,000 | $0 | 0.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $12,165,000 | $12,165,000 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $11,355,000 | $11,355,000 | $0 | 0.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $11,205,000 | $11,205,000 | $0 | 0.00% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $10,090,000 | $5,045,000 | $0 | 0.00% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $9,005,000 | $9,005,000 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $8,385,000 | $8,385,000 | $0 | 0.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $8,355,000 | $8,355,000 | $0 | 0.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $6,595,000 | $6,595,000 | $0 | 0.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $6,365,000 | $6,365,000 | $0 | 0.00% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $6,335,000 | $6,335,000 | $0 | 0.00% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $4,975,000 | $4,975,000 | $0 | 0.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $4,905,000 | $4,905,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $3,505,000 | $3,505,000 | $0 | 0.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 122 | $4,182,910,000 | $34,286,148 | $0 | 0.00% |
| FHA | 10 | $224,070,000 | $22,407,000 | $0 | 0.00% |
For 2024, M&t Realty Capital Corporation's most frequently originated type of loan was Conventional, with 122 originations. Their 2nd most popular type was FHA, with 10 originations.
Loan Reason
For 2024, M&t Realty Capital Corporation's most frequently cited loan purpose was Refi, with 82 originations. The 2nd most popular reason was Home Purchase, with 43 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 132 | $4,406,980,000 | $33,386,212 | $0 | 0.00% |
For 2024, M&t Realty Capital Corporation's most frequently cited loan duration was Other, with 132 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 132 | $4,406,980,000 | $33,386,212 | $0 | 0.00% |
2024 saw M&t Realty Capital Corporation place emphasis on $1MM+ loans with 132 originations, totaling $4,406,980,000 in origination value.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 132 | $4,406,980,000 | $33,386,212 | $0 | 0.00% |
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 132 | $4,406,980,000 | $33,386,212 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
M&t Realty Capital Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.64%
M&t Realty Capital Corporation has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 132 | $4,406,980,000 | $33,386,212 |