M&t Realty Capital Corporation Mortgage Rates, Fees & Info
Baltimore, MDLEI: 254900KKWIJLOTNP7667
Tax ID: 52-1075143
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Mortgage Data
Review & Overview
M&t Realty Capital Corporation is a small mortgage company specializing in Refi and Home Purchase loans. M&t Realty Capital Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Phoenix, Cleveland, Los Angeles, and Bridgeport among others. We have data for 70 markets. (Some data included below & more in-depth data is available with an active subscription.)M&t Realty Capital Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
131Origination Dollar Volume (All Markets)
$2,925,155,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 8 | $543,490,000 | $67,936,250 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 6 | $157,290,000 | $26,215,000 | $0 | 0.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $154,400,000 | $25,733,333 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $109,375,000 | $36,458,333 | $0 | 0.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $105,825,000 | $35,275,000 | $0 | 0.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $102,425,000 | $102,425,000 | $0 | 0.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $101,850,000 | $25,462,500 | $0 | 0.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $95,395,000 | $31,798,333 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $81,205,000 | $16,241,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $81,060,000 | $40,530,000 | $0 | 0.00% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $78,220,000 | $39,110,000 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $73,790,000 | $36,895,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $73,655,000 | $73,655,000 | $0 | 0.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $72,485,000 | $14,497,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $63,995,000 | $63,995,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $61,005,000 | $61,005,000 | $0 | 0.00% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $58,435,000 | $19,478,333 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $53,315,000 | $53,315,000 | $0 | 0.00% |
| AKRON, OH (FHA|USDA|VA) | 4 | $44,900,000 | $11,225,000 | $0 | 0.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $41,940,000 | $10,485,000 | $0 | 0.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $33,765,000 | $33,765,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $33,755,000 | $11,251,667 | $0 | 0.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $31,580,000 | $7,895,000 | $0 | 0.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $29,755,000 | $29,755,000 | $0 | 0.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $29,145,000 | $29,145,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 3 | $28,905,000 | $9,635,000 | $0 | 0.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $28,485,000 | $28,485,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $27,785,000 | $27,785,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $27,015,000 | $27,015,000 | $0 | 0.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $25,055,000 | $25,055,000 | $0 | 0.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $23,135,000 | $23,135,000 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $21,290,000 | $10,645,000 | $0 | 0.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $20,640,000 | $10,320,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $19,485,000 | $19,485,000 | $0 | 0.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $19,425,000 | $19,425,000 | $0 | 0.00% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $18,690,000 | $9,345,000 | $0 | 0.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $17,865,000 | $5,955,000 | $0 | 0.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $17,355,000 | $17,355,000 | $0 | 0.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $16,695,000 | $16,695,000 | $0 | 0.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $16,560,000 | $8,280,000 | $0 | 0.00% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $15,955,000 | $15,955,000 | $0 | 0.00% |
| Hilo, HI (FHA|USDA|VA) | 1 | $14,455,000 | $14,455,000 | $0 | 0.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $14,275,000 | $14,275,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $14,225,000 | $14,225,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $14,205,000 | $14,205,000 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $13,815,000 | $13,815,000 | $0 | 0.00% |
| ERIE, PA (FHA|USDA|VA) | 1 | $13,565,000 | $13,565,000 | $0 | 0.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $13,465,000 | $13,465,000 | $0 | 0.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $13,105,000 | $13,105,000 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $12,565,000 | $12,565,000 | $0 | 0.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $11,775,000 | $11,775,000 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $11,090,000 | $5,545,000 | $0 | 0.00% |
| DuBois, PA (FHA|USDA|VA) | 1 | $10,855,000 | $10,855,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $10,100,000 | $5,050,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $9,785,000 | $9,785,000 | $0 | 0.00% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $9,125,000 | $9,125,000 | $0 | 0.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $8,845,000 | $8,845,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $7,920,000 | $3,960,000 | $0 | 0.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $7,505,000 | $7,505,000 | $0 | 0.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $6,805,000 | $6,805,000 | $0 | 0.00% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $6,495,000 | $6,495,000 | $0 | 0.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $6,355,000 | $6,355,000 | $0 | 0.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $6,295,000 | $6,295,000 | $0 | 0.00% |
| SALEM, OR (FHA|USDA|VA) | 1 | $6,105,000 | $6,105,000 | $0 | 0.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $5,985,000 | $5,985,000 | $0 | 0.00% |
| Malone, NY (FHA|USDA|VA) | 1 | $4,835,000 | $4,835,000 | $0 | 0.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $3,775,000 | $3,775,000 | $0 | 0.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $2,905,000 | $2,905,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $2,525,000 | $2,525,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 106 | $2,495,770,000 | $23,545,000 | $0 | 0.00% |
| FHA | 25 | $429,385,000 | $17,175,400 | $0 | 0.00% |
For 2022, M&t Realty Capital Corporation's most frequently originated type of loan was Conventional, with 106 originations. Their 2nd most popular type was FHA, with 25 originations.
Loan Reason
For 2022, M&t Realty Capital Corporation's most frequently cited loan purpose was Refi, with 94 originations. The 2nd most popular reason was Home Purchase, with 32 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 131 | $2,925,155,000 | $22,329,427 | $0 | 0.00% |
For 2022, M&t Realty Capital Corporation's most frequently cited loan duration was Other, with 131 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 131 | $2,925,155,000 | $22,329,427 | $0 | 0.00% |
2022 saw M&t Realty Capital Corporation place emphasis on $1MM+ loans with 131 originations, totaling $2,925,155,000 in origination value.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 131 | $2,925,155,000 | $22,329,427 | $0 | 0.00% |
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 131 | $2,925,155,000 | $22,329,427 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
M&t Realty Capital Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.55%
M&t Realty Capital Corporation has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 131 | $2,925,155,000 | $22,329,427 |