M&t Realty Capital Corporation Mortgage Rates, Fees & Info
Baltimore, MDLEI: 254900KKWIJLOTNP7667
Tax ID: 52-1075143
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Mortgage Data
Review & Overview
M&t Realty Capital Corporation is a small mortgage company specializing in Refi and Home Purchase loans. M&t Realty Capital Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Washington, Chicago, Rochester, and Philadelphia among others. We have data for 61 markets. (Some data included below & more in-depth data is available with an active subscription.)M&t Realty Capital Corporation has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
141Origination Dollar Volume (All Markets)
$2,685,455,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 12 | $311,010,000 | $25,917,500 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $168,045,000 | $24,006,429 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $155,090,000 | $38,772,500 | $0 | 0.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 10 | $153,900,000 | $15,390,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5 | $153,665,000 | $30,733,000 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $120,735,000 | $17,247,857 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $98,960,000 | $49,480,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $95,005,000 | $13,572,143 | $0 | 0.00% |
| AKRON, OH (FHA|USDA|VA) | 3 | $86,215,000 | $28,738,333 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 6 | $81,170,000 | $13,528,333 | $0 | 0.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $76,015,000 | $25,338,333 | $0 | 0.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $70,160,000 | $17,540,000 | $0 | 0.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $68,475,000 | $68,475,000 | $0 | 0.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $63,725,000 | $12,745,000 | $0 | 0.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $59,005,000 | $11,801,000 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $55,390,000 | $13,847,500 | $0 | 0.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $53,385,000 | $17,795,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $48,535,000 | $16,178,333 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $47,505,000 | $47,505,000 | $0 | 0.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $45,205,000 | $45,205,000 | $0 | 0.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $44,590,000 | $22,295,000 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $44,290,000 | $22,145,000 | $0 | 0.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $40,505,000 | $40,505,000 | $0 | 0.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $34,610,000 | $17,305,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $34,285,000 | $34,285,000 | $0 | 0.00% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $33,875,000 | $33,875,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $32,935,000 | $32,935,000 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $27,305,000 | $27,305,000 | $0 | 0.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $25,625,000 | $25,625,000 | $0 | 0.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $24,505,000 | $24,505,000 | $0 | 0.00% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $24,095,000 | $24,095,000 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $21,915,000 | $21,915,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $19,005,000 | $19,005,000 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $17,795,000 | $17,795,000 | $0 | 0.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $17,105,000 | $17,105,000 | $0 | 0.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $16,185,000 | $16,185,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $14,705,000 | $14,705,000 | $0 | 0.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $13,825,000 | $13,825,000 | $0 | 0.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $12,825,000 | $12,825,000 | $0 | 0.00% |
| DOVER, DE (FHA|USDA|VA) | 1 | $12,375,000 | $12,375,000 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $12,005,000 | $12,005,000 | $0 | 0.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $11,910,000 | $5,955,000 | $0 | 0.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $11,670,000 | $5,835,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $11,255,000 | $11,255,000 | $0 | 0.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $10,575,000 | $10,575,000 | $0 | 0.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $10,505,000 | $10,505,000 | $0 | 0.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $10,505,000 | $10,505,000 | $0 | 0.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $9,820,000 | $4,910,000 | $0 | 0.00% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $9,035,000 | $9,035,000 | $0 | 0.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $8,255,000 | $8,255,000 | $0 | 0.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $7,905,000 | $7,905,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $7,605,000 | $7,605,000 | $0 | 0.00% |
| SALEM, OR (FHA|USDA|VA) | 1 | $7,215,000 | $7,215,000 | $0 | 0.00% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $7,085,000 | $7,085,000 | $0 | 0.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $6,605,000 | $6,605,000 | $0 | 0.00% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $6,085,000 | $6,085,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $5,055,000 | $5,055,000 | $0 | 0.00% |
| Batavia, NY (FHA|USDA|VA) | 2 | $3,580,000 | $1,790,000 | $0 | 0.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $1,995,000 | $1,995,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $1,955,000 | $1,955,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $1,285,000 | $1,285,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 125 | $2,371,485,000 | $18,971,880 | $0 | 0.00% |
| FHA | 16 | $313,970,000 | $19,623,125 | $0 | 0.00% |
For 2020, M&t Realty Capital Corporation's most frequently originated type of loan was Conventional, with 125 originations. Their 2nd most popular type was FHA, with 16 originations.
Loan Reason
For 2020, M&t Realty Capital Corporation's most frequently cited loan purpose was Refi, with 111 originations. The 2nd most popular reason was Home Purchase, with 25 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 141 | $2,685,455,000 | $19,045,780 | $0 | 0.00% |
For 2020, M&t Realty Capital Corporation's most frequently cited loan duration was Other, with 141 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 141 | $2,685,455,000 | $19,045,780 | $0 | 0.00% |
2020 saw M&t Realty Capital Corporation place emphasis on $1MM+ loans with 141 originations, totaling $2,685,455,000 in origination value.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 141 | $2,685,455,000 | $19,045,780 | $0 | 0.00% |
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 141 | $2,685,455,000 | $19,045,780 | $0 | 0.00% |
Approval Rates
Total approvals of all applications99.35%
M&t Realty Capital Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.49%
M&t Realty Capital Corporation has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 141 | $2,685,455,000 | $19,045,780 |