M&t Realty Capital Corporation Mortgage Rates, Fees & Info

Baltimore, MD

LEI: 254900KKWIJLOTNP7667

Tax ID: 52-1075143

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Mortgage Data

Review & Overview

M&t Realty Capital Corporation is a small mortgage company specializing in Refi and Home Purchase loans. M&t Realty Capital Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Washington, Chicago, Rochester, and Philadelphia among others. We have data for 61 markets. (Some data included below & more in-depth data is available with an active subscription.)

M&t Realty Capital Corporation has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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Originations

141

Origination Dollar Volume (All Markets)

$2,685,455,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 12 $311,010,000 $25,917,500 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 7 $168,045,000 $24,006,429 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4 $155,090,000 $38,772,500 $0 0.00%
ROCHESTER, NY (FHA|USDA|VA) 10 $153,900,000 $15,390,000 $0 0.00%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5 $153,665,000 $30,733,000 $0 0.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $120,735,000 $17,247,857 $0 0.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $98,960,000 $49,480,000 $0 0.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 7 $95,005,000 $13,572,143 $0 0.00%
AKRON, OH (FHA|USDA|VA) 3 $86,215,000 $28,738,333 $0 0.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $81,170,000 $13,528,333 $0 0.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $76,015,000 $25,338,333 $0 0.00%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $70,160,000 $17,540,000 $0 0.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $68,475,000 $68,475,000 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $63,725,000 $12,745,000 $0 0.00%
SYRACUSE, NY (FHA|USDA|VA) 5 $59,005,000 $11,801,000 $0 0.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $55,390,000 $13,847,500 $0 0.00%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $53,385,000 $17,795,000 $0 0.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3 $48,535,000 $16,178,333 $0 0.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $47,505,000 $47,505,000 $0 0.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $45,205,000 $45,205,000 $0 0.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $44,590,000 $22,295,000 $0 0.00%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $44,290,000 $22,145,000 $0 0.00%
GAINESVILLE, FL (FHA|USDA|VA) 1 $40,505,000 $40,505,000 $0 0.00%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $34,610,000 $17,305,000 $0 0.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $34,285,000 $34,285,000 $0 0.00%
MODESTO, CA (FHA|USDA|VA) 1 $33,875,000 $33,875,000 $0 0.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $32,935,000 $32,935,000 $0 0.00%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $27,305,000 $27,305,000 $0 0.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $25,625,000 $25,625,000 $0 0.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $24,505,000 $24,505,000 $0 0.00%
VALLEJO, CA (FHA|USDA|VA) 1 $24,095,000 $24,095,000 $0 0.00%
BATON ROUGE, LA (FHA|USDA|VA) 1 $21,915,000 $21,915,000 $0 0.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $19,005,000 $19,005,000 $0 0.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $17,795,000 $17,795,000 $0 0.00%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $17,105,000 $17,105,000 $0 0.00%
HATTIESBURG, MS (FHA|USDA|VA) 1 $16,185,000 $16,185,000 $0 0.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $14,705,000 $14,705,000 $0 0.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $13,825,000 $13,825,000 $0 0.00%
CORVALLIS, OR (FHA|USDA|VA) 1 $12,825,000 $12,825,000 $0 0.00%
DOVER, DE (FHA|USDA|VA) 1 $12,375,000 $12,375,000 $0 0.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $12,005,000 $12,005,000 $0 0.00%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $11,910,000 $5,955,000 $0 0.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $11,670,000 $5,835,000 $0 0.00%
TULSA, OK (FHA|USDA|VA) 1 $11,255,000 $11,255,000 $0 0.00%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $10,575,000 $10,575,000 $0 0.00%
COLUMBIA, SC (FHA|USDA|VA) 1 $10,505,000 $10,505,000 $0 0.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $10,505,000 $10,505,000 $0 0.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $9,820,000 $4,910,000 $0 0.00%
KOKOMO, IN (FHA|USDA|VA) 1 $9,035,000 $9,035,000 $0 0.00%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $8,255,000 $8,255,000 $0 0.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $7,905,000 $7,905,000 $0 0.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $7,605,000 $7,605,000 $0 0.00%
SALEM, OR (FHA|USDA|VA) 1 $7,215,000 $7,215,000 $0 0.00%
EL PASO, TX (FHA|USDA|VA) 1 $7,085,000 $7,085,000 $0 0.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $6,605,000 $6,605,000 $0 0.00%
ROANOKE, VA (FHA|USDA|VA) 1 $6,085,000 $6,085,000 $0 0.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $5,055,000 $5,055,000 $0 0.00%
Batavia, NY (FHA|USDA|VA) 2 $3,580,000 $1,790,000 $0 0.00%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $1,995,000 $1,995,000 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $1,955,000 $1,955,000 $0 0.00%
Outside of Metro Areas 1 $1,285,000 $1,285,000 $0 0.00%
M&t Realty Capital Corporation's top markets include New York, Washington, Chicago, Rochester, and Philadelphia among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 125 $2,371,485,000 $18,971,880 $0 0.00%
    FHA 16 $313,970,000 $19,623,125 $0 0.00%

    For 2020, M&t Realty Capital Corporation's most frequently originated type of loan was Conventional, with 125 originations. Their 2nd most popular type was FHA, with 16 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 111 $2,075,925,000 $18,702,027 $0 0.00%
    Home Purchase 25 $584,615,000 $23,384,600 $0 0.00%
    Home Improvement 5 $24,915,000 $4,983,000 $0 0.00%

    For 2020, M&t Realty Capital Corporation's most frequently cited loan purpose was Refi, with 111 originations. The 2nd most popular reason was Home Purchase, with 25 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 141 $2,685,455,000 $19,045,780 $0 0.00%

    For 2020, M&t Realty Capital Corporation's most frequently cited loan duration was Other, with 141 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 141 $2,685,455,000 $19,045,780 $0 0.00%

    2020 saw M&t Realty Capital Corporation place emphasis on $1MM+ loans with 141 originations, totaling $2,685,455,000 in origination value.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 141 $2,685,455,000 $19,045,780 $0 0.00%

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 141 $2,685,455,000 $19,045,780 $0 0.00%

    Approval Rates

    Total approvals of all applications
    99.35%

    M&t Realty Capital Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    91.49%

    M&t Realty Capital Corporation has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 141 $2,685,455,000 $19,045,780

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 12 $104,820,000 $8,735,000
    Multifamily:Site-Built 129 $2,580,635,000 $20,004,922