M&t Realty Capital Corporation Mortgage Rates, Fees & Info
Baltimore, MDLEI: 254900KKWIJLOTNP7667
Tax ID: 52-1075143
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Mortgage Data
Review & Overview
M&t Realty Capital Corporation is a mid-sized mortgage company specializing in Refi and Home Purchase loans. M&t Realty Capital Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Atlanta, Washington, Seattle, Baltimore, and Columbus among others. We have data for 57 markets. (Some data included below & more in-depth data is available with an active subscription.)M&t Realty Capital Corporation has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
132Origination Dollar Volume (All Markets)
$3,039,110,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $294,070,000 | $49,011,667 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 10 | $186,800,000 | $18,680,000 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $172,295,000 | $34,459,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $145,435,000 | $20,776,429 | $0 | 0.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $130,005,000 | $43,335,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $129,140,000 | $64,570,000 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 7 | $122,155,000 | $17,450,714 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 8 | $97,490,000 | $12,186,250 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $91,195,000 | $18,239,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $89,910,000 | $44,955,000 | $0 | 0.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $89,860,000 | $44,930,000 | $0 | 0.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $87,755,000 | $87,755,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $86,340,000 | $43,170,000 | $0 | 0.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $79,200,000 | $19,800,000 | $0 | 0.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $77,190,000 | $38,595,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $76,625,000 | $25,541,667 | $0 | 0.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $62,360,000 | $31,180,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $56,285,000 | $18,761,667 | $0 | 0.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $53,675,000 | $17,891,667 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $53,570,000 | $13,392,500 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $52,740,000 | $26,370,000 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $51,340,000 | $25,670,000 | $0 | 0.00% |
| ERIE, PA (FHA|USDA|VA) | 5 | $49,315,000 | $9,863,000 | $0 | 0.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $42,805,000 | $42,805,000 | $0 | 0.00% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $40,275,000 | $40,275,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $39,905,000 | $39,905,000 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $39,755,000 | $39,755,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $39,055,000 | $39,055,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $39,005,000 | $39,005,000 | $0 | 0.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $32,005,000 | $32,005,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $31,105,000 | $31,105,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $29,825,000 | $29,825,000 | $0 | 0.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $26,600,000 | $4,433,333 | $0 | 0.00% |
| RENO, NV (FHA|USDA|VA) | 1 | $25,275,000 | $25,275,000 | $0 | 0.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $24,505,000 | $24,505,000 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $22,605,000 | $22,605,000 | $0 | 0.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $21,105,000 | $21,105,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $20,825,000 | $20,825,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $20,235,000 | $20,235,000 | $0 | 0.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $19,805,000 | $19,805,000 | $0 | 0.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $18,505,000 | $18,505,000 | $0 | 0.00% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $17,115,000 | $17,115,000 | $0 | 0.00% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $16,605,000 | $16,605,000 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $15,525,000 | $15,525,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $13,605,000 | $13,605,000 | $0 | 0.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $13,445,000 | $13,445,000 | $0 | 0.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $13,345,000 | $13,345,000 | $0 | 0.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $12,690,000 | $6,345,000 | $0 | 0.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $10,915,000 | $10,915,000 | $0 | 0.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $10,695,000 | $10,695,000 | $0 | 0.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $10,365,000 | $10,365,000 | $0 | 0.00% |
| MADISON, WI (FHA|USDA|VA) | 1 | $7,145,000 | $7,145,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $7,125,000 | $7,125,000 | $0 | 0.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $6,505,000 | $6,505,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $5,925,000 | $5,925,000 | $0 | 0.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $5,135,000 | $1,711,667 | $0 | 0.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $5,025,000 | $5,025,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 116 | $2,666,670,000 | $22,988,534 | $0 | 0.00% |
| FHA | 16 | $372,440,000 | $23,277,500 | $0 | 0.00% |
For 2018, M&t Realty Capital Corporation's most frequently originated type of loan was Conventional, with 116 originations. Their 2nd most popular type was FHA, with 16 originations.
Loan Reason
For 2018, M&t Realty Capital Corporation's most frequently cited loan purpose was Refi, with 94 originations. The 2nd most popular reason was Home Purchase, with 34 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 132 | $3,039,110,000 | $23,023,561 | $0 | 0.00% |
For 2018, M&t Realty Capital Corporation's most frequently cited loan duration was Other, with 132 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 129 | $3,036,775,000 | $23,540,891 | $0 | 0.00% |
| $600k-1MM | 3 | $2,335,000 | $778,333 | $0 | 0.00% |
2018 saw M&t Realty Capital Corporation place emphasis on $1MM+ loans with 129 originations, totaling $3,036,775,000 in origination value.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 132 | $3,039,110,000 | $23,023,561 | $0 | 0.00% |
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 132 | $3,039,110,000 | $23,023,561 | $0 | 0.00% |
Approval Rates
Total approvals of all applications99.29%
M&t Realty Capital Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination94.70%
M&t Realty Capital Corporation has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 132 | $3,039,110,000 | $23,023,561 |