M&t Realty Capital Corporation Mortgage Rates, Fees & Info
Baltimore, MDLEI: 254900KKWIJLOTNP7667
Tax ID: 52-1075143
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Mortgage Data
Review & Overview
M&t Realty Capital Corporation is a mid-sized mortgage company specializing in Refi and Home Purchase loans. M&t Realty Capital Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Las Vegas, Miami, Los Angeles, and Denver among others. We have data for 73 markets. (Some data included below & more in-depth data is available with an active subscription.)M&t Realty Capital Corporation has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
168Origination Dollar Volume (All Markets)
$3,834,060,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 20 | $502,020,000 | $25,101,000 | $0 | 0.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 7 | $306,435,000 | $43,776,429 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $210,955,000 | $70,318,333 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $188,420,000 | $47,105,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $176,180,000 | $44,045,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 7 | $141,885,000 | $20,269,286 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $123,130,000 | $30,782,500 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5 | $119,625,000 | $23,925,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $108,025,000 | $36,008,333 | $0 | 0.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $95,540,000 | $47,770,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $91,625,000 | $30,541,667 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $89,110,000 | $22,277,500 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 6 | $85,620,000 | $14,270,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $84,975,000 | $84,975,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $79,675,000 | $79,675,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $76,495,000 | $25,498,333 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $70,120,000 | $17,530,000 | $0 | 0.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $63,530,000 | $31,765,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $62,035,000 | $20,678,333 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $61,755,000 | $12,351,000 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $61,380,000 | $30,690,000 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $57,005,000 | $57,005,000 | $0 | 0.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $53,655,000 | $53,655,000 | $0 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $51,915,000 | $17,305,000 | $0 | 0.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $51,305,000 | $10,261,000 | $0 | 0.00% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $47,855,000 | $15,951,667 | $0 | 0.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $46,875,000 | $46,875,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $46,775,000 | $46,775,000 | $0 | 0.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $43,025,000 | $43,025,000 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $42,015,000 | $8,403,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $41,755,000 | $41,755,000 | $0 | 0.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $32,635,000 | $32,635,000 | $0 | 0.00% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $28,090,000 | $14,045,000 | $0 | 0.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $27,750,000 | $6,937,500 | $0 | 0.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $23,505,000 | $23,505,000 | $0 | 0.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $22,105,000 | $22,105,000 | $0 | 0.00% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $22,105,000 | $22,105,000 | $0 | 0.00% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $21,475,000 | $21,475,000 | $0 | 0.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $21,395,000 | $21,395,000 | $0 | 0.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $21,300,000 | $10,650,000 | $0 | 0.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $20,390,000 | $10,195,000 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $19,215,000 | $19,215,000 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $17,645,000 | $5,881,667 | $0 | 0.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $16,605,000 | $16,605,000 | $0 | 0.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $16,435,000 | $5,478,333 | $0 | 0.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $16,105,000 | $16,105,000 | $0 | 0.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $15,195,000 | $15,195,000 | $0 | 0.00% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $14,865,000 | $14,865,000 | $0 | 0.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $13,360,000 | $6,680,000 | $0 | 0.00% |
| DOVER, DE (FHA|USDA|VA) | 1 | $13,155,000 | $13,155,000 | $0 | 0.00% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $12,595,000 | $12,595,000 | $0 | 0.00% |
| Starkville, MS (FHA|USDA|VA) | 1 | $12,455,000 | $12,455,000 | $0 | 0.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $11,705,000 | $11,705,000 | $0 | 0.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $11,655,000 | $11,655,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $10,395,000 | $10,395,000 | $0 | 0.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $9,805,000 | $9,805,000 | $0 | 0.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $9,175,000 | $9,175,000 | $0 | 0.00% |
| ERIE, PA (FHA|USDA|VA) | 1 | $8,965,000 | $8,965,000 | $0 | 0.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $8,855,000 | $8,855,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $8,405,000 | $8,405,000 | $0 | 0.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $7,985,000 | $7,985,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $7,305,000 | $7,305,000 | $0 | 0.00% |
| BEND, OR (FHA|USDA|VA) | 1 | $7,245,000 | $7,245,000 | $0 | 0.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $7,205,000 | $7,205,000 | $0 | 0.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $6,905,000 | $6,905,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $5,425,000 | $5,425,000 | $0 | 0.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $4,735,000 | $4,735,000 | $0 | 0.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $4,585,000 | $4,585,000 | $0 | 0.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $3,825,000 | $3,825,000 | $0 | 0.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $3,635,000 | $3,635,000 | $0 | 0.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $3,085,000 | $3,085,000 | $0 | 0.00% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $2,385,000 | $2,385,000 | $0 | 0.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $1,685,000 | $1,685,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 154 | $3,508,010,000 | $22,779,286 | $0 | 0.00% |
| FHA | 14 | $326,050,000 | $23,289,286 | $0 | 0.00% |
For 2019, M&t Realty Capital Corporation's most frequently originated type of loan was Conventional, with 154 originations. Their 2nd most popular type was FHA, with 14 originations.
Loan Reason
For 2019, M&t Realty Capital Corporation's most frequently cited loan purpose was Refi, with 119 originations. The 2nd most popular reason was Home Purchase, with 46 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 168 | $3,834,060,000 | $22,821,786 | $0 | 0.00% |
For 2019, M&t Realty Capital Corporation's most frequently cited loan duration was Other, with 168 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 168 | $3,834,060,000 | $22,821,786 | $0 | 0.00% |
2019 saw M&t Realty Capital Corporation place emphasis on $1MM+ loans with 168 originations, totaling $3,834,060,000 in origination value.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 168 | $3,834,060,000 | $22,821,786 | $0 | 0.00% |
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 168 | $3,834,060,000 | $22,821,786 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
M&t Realty Capital Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination97.62%
M&t Realty Capital Corporation has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 168 | $3,834,060,000 | $22,821,786 |