Berlin Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Berlin averaged 6.87% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.68% and one month ago for the week of 2025-02-27, the average rate was 6.99%.

    Berlin's average rate one year ago was 6.92%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.94%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Berlin 30 Year Fixed Rate 2025-04-03 6.87%
    Berlin 30 Year Fixed Rate Refi 2025-04-03 6.94%
    Berlin 15 Year Fixed Rate 2025-04-03 5.62%
    Berlin 15 Year Fixed Rate Refi 2025-04-03 6.22%
    Berlin 30 Year FHA 2025-04-03 6.16%
    Berlin 30 Year FHA Refi 2025-04-03 6.26%
    Berlin 30 Year USDA 2025-04-03 6.22%
    Berlin 30 Year USDA Refi 2025-04-03 6.22%
    Berlin 30 Year VA 2025-04-03 6.16%
    Berlin 30 Year VA Refi 2025-04-03 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Berlin, NH.

    Berlin Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Berlin, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 34 6.79% $7,211
    Northway Bank 28 7.01% $3,874
    Union Bank 14 7.08% $3,722
    UNITED WHOLESALE MORTGAGE, LLC 13 6.79% $7,223
    Bangor Savings Bank 11 6.26% $3,532
    NORTHEAST CREDIT UNION 8 6.30% $3,800
    CMG MORTGAGE, INC. 8 7.23% $4,826
    PRIMELENDING, A PLAINSCAPITAL COMPANY 7 7.07% $5,151
    EMM LOANS LLC 6 6.44% $5,516
    Meredith Village Savings Bank 5 7.30% $5,221
    GUILD MORTGAGE COMPANY 5 6.87% $5,293
    MOVEMENT MORTGAGE, LLC 5 6.89% $6,058
    ST. MARY'S BANK 4 6.84% $3,377
    Mascoma Bank 4 6.81% $3,493
    Service Federal Credit Union 4 6.00% $2,737
    HARBORONE MORTGAGE, LLC 4 6.41% $3,897
    JPMorgan Chase Bank 4 6.81% $2,326
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 7.34% $4,664
    CROSSCOUNTRY MORTGAGE, LLC 3 7.23% $5,375
    Citizens Bank 3 6.25% $5,821
    Merrimack County Savings Bank 3 7.63% $4,162
    NORTHEAST HOME LOAN, LLC 3 7.00% $3,728
    Paramount Residential Mortgage Group, Inc. 2 6.63% $4,927
    BAY EQUITY LLC 2 6.63% $5,638
    BETTER MORTGAGE CORPORATION 2 7.31% $4,722
    CHURCHILL MORTGAGE CORPORATION 2 6.38% $6,699
    CIBM Bank 2 7.63% $4,572
    Farm Credit East, ACA 2 7.55% $5,627
    HANSCOM 2 6.50% $2,700
    LOANDEPOT.COM, LLC 2 6.75% $7,365
    Mortgage Research Center, LLC 2 7.06% $3,713
    M&T Bank 2 7.19% $4,757
    NORWICH COMMERCIAL GROUP, INC. 2 7.25% $4,808
    Plains Commerce Bank 2 6.93% $7,433
    Flagstar Bank, FSB 1 6.63% $4,632
    FIRST MORTGAGE COMPANY, INC. 1 7.88% $14,763
    MORTGAGE MARKETS CUSO, LLC 1 6.63% $4,406
    American Mortgage & Equity Consultants, Inc. 1 6.25% $4,114
    Evolve Bank & Trust 1 6.13% $4,013
    USAA Federal Savings Bank 1 7.13% $3,389
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.13% $3,403
    NAVY FEDERAL CREDIT UNION 1 7.13% $1,979
    NEW ENGLAND FEDERAL CREDIT UNION 1 7.13% $4,557
    NEWREZ LLC 1 7.88% $12,138
    DIGITAL Federal Credit Union 1 7.00% $2,656
    Deseret First Credit Union 1 7.63% $8,305
    NORTHPOINT MORTGAGE, INC. 1 7.50% $5,089
    Community National Bank 1 6.38% $2,186
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.63% $3,464
    OceanFirst Bank 1 6.13% $2,718
    Ally Bank 1 5.75% $8,878
    Wells Fargo Bank 1 5.63% $6,444
    Brookline Bank 1 5.88% $3,394
    BMO Harris Bank 1 7.63% $4,370
    RADIUS FINANCIAL GROUP INC. 1 7.50% $4,301
    SALEM FIVE MORTGAGE COMPANY, LLC 1 5.88% $4,329
    Bethpage Federal Credit Union 1 6.25% $3,770
    Sierra Pacific Mortgage Company, Inc. 1 6.00% $4,621
    Bank of America 1 6.50% $5,568
    The Camden National Bank 1 6.99% $4,035
    TOTAL MORTGAGE SERVICES, LLC 1 7.13% $5,595
    Toyota Financial Savings Bank 1 7.13% $3,608
    HARVARD UNIVERSITY EMPLOYEES 1 6.88% $3,798
    Keystone Funding, Inc. 1 6.63% $4,080
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.12% $8,671
    ARC HOME LLC 1 8.25% $5,436
    GUARANTEED RATE, INC. 1 7.99% $5,440

    Berlin Average Closing Costs & Other Stats

    Berlin, NH's 67 lenders originated 626 loans during 2024. The total origination value was $120,480,000, with an average loan value of $192,460.

    Berlin's average closing costs are $4,618.

    The top Berlin lender as defined by loan originations is QUICKEN LOANS, LLC, with 34 loans originated. Their average total fees are $7,211, which is $3,337 higher than the next largest lender, Northway Bank.

    The lowest fee Berlin lenders (with over 10 loans originated) are Bangor Savings Bank ($3,532), Union Bank ($3,722), Northway Bank ($3,874), QUICKEN LOANS, LLC ($7,211) and UNITED WHOLESALE MORTGAGE, LLC ($7,223).

    The lowest rate Berlin lenders (with over 10 loans originated) are Bangor Savings Bank (6.26%), UNITED WHOLESALE MORTGAGE, LLC (6.79%), QUICKEN LOANS, LLC (6.79%), Northway Bank (7.01%) and Union Bank (7.08%).

    Berlin, NH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    QUICKEN LOANS, LLC $6,670,000 $11,710,000 75.6% 9.7%
    UNITED WHOLESALE MORTGAGE, LLC $7,030,000 $6,855,000 -2.5% 5.7%
    Northway Bank $4,810,000 $6,280,000 30.6% 5.2%
    NORTHEAST CREDIT UNION $4,010,000 $6,100,000 52.1% 5.1%
    Mortgage Research Center, LLC $4,815,000 $4,780,000 -0.7% 4.0%
    Bangor Savings Bank $2,210,000 $4,770,000 115.8% 4.0%
    Union Bank $6,025,000 $4,340,000 -28.0% 3.6%
    CMG MORTGAGE, INC. $3,970,000 $4,320,000 8.8% 3.6%
    Citizens Bank $6,195,000 $3,885,000 -37.3% 3.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,495,000 $3,705,000 6.0% 3.1%
    Service Federal Credit Union $3,290,000 $2,880,000 -12.5% 2.4%
    EMM LOANS LLC $1,130,000 $2,670,000 136.3% 2.2%
    Meredith Village Savings Bank $2,110,000 $2,635,000 24.9% 2.2%
    JPMorgan Chase Bank $195,000 $2,630,000 1,248.7% 2.2%
    GUILD MORTGAGE COMPANY $2,880,000 $2,535,000 -12.0% 2.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $3,605,000 $2,415,000 -33.0% 2.0%
    Mascoma Bank $2,140,000 $2,300,000 7.5% 1.9%
    MOVEMENT MORTGAGE, LLC $630,000 $2,045,000 224.6% 1.7%
    Wells Fargo Bank $205,000 $1,805,000 780.5% 1.5%
    PENNYMAC LOAN SERVICES, LLC $665,000 $1,695,000 154.9% 1.4%
    Bank of America $440,000 $1,650,000 275.0% 1.4%
    NEW DAY FINANCIAL, LLC $1,060,000 $1,520,000 43.4% 1.3%
    M&T Bank $1,385,000 n/a 1.1%
    LOANDEPOT.COM, LLC $1,225,000 $1,375,000 12.2% 1.1%
    Mr. Cooper ( Nationstar Mortgage ) $735,000 $995,000 35.4% 0.8%
    BAY EQUITY LLC $975,000 n/a 0.8%
    NORWICH COMMERCIAL GROUP, INC. $1,225,000 $860,000 -29.8% 0.7%
    Plains Commerce Bank $305,000 $850,000 178.7% 0.7%
    ST. MARY'S BANK $675,000 $850,000 25.9% 0.7%
    HOMEXPRESS MORTGAGE CORP. $265,000 $825,000 211.3% 0.7%
    Merrimack County Savings Bank $2,710,000 $820,000 -69.7% 0.7%
    Farm Credit East, ACA $815,000 n/a 0.7%
    GUARANTEED RATE, INC. $690,000 $800,000 15.9% 0.7%
    Rockland Trust Company $755,000 n/a 0.6%
    Magnolia Bank $750,000 n/a 0.6%
    NORTHEAST HOME LOAN, LLC $550,000 $735,000 33.6% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $760,000 $730,000 -3.9% 0.6%
    Paramount Residential Mortgage Group, Inc. $720,000 n/a 0.6%
    HARBORONE MORTGAGE, LLC $535,000 $670,000 25.2% 0.6%
    SALEM FIVE MORTGAGE COMPANY, LLC $680,000 $665,000 -2.2% 0.6%
    GENEVA FINANCIAL, LLC $655,000 n/a 0.5%
    NAVY FEDERAL CREDIT UNION $670,000 $655,000 -2.2% 0.5%
    TOTAL MORTGAGE SERVICES, LLC $265,000 $605,000 128.3% 0.5%
    NEW ENGLAND FEDERAL CREDIT UNION $55,000 $590,000 972.7% 0.5%
    Community National Bank $125,000 $575,000 360.0% 0.5%
    NEWREZ LLC $990,000 $575,000 -41.9% 0.5%
    BETTER MORTGAGE CORPORATION $540,000 n/a 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $720,000 $515,000 -28.5% 0.4%
    USAA Federal Savings Bank $510,000 n/a 0.4%
    The Camden National Bank $515,000 $505,000 -1.9% 0.4%
    Deseret First Credit Union $475,000 n/a 0.4%
    Figure Lending LLC $110,000 $445,000 304.5% 0.4%
    CIBM Bank $440,000 n/a 0.4%
    BMO Harris Bank $435,000 n/a 0.4%
    Century Mortgage Company DBA Century Lending Company $435,000 n/a 0.4%
    FIRST MORTGAGE COMPANY, INC. $415,000 n/a 0.3%
    Brookline Bank $405,000 n/a 0.3%
    LIMA ONE CAPITAL, LLC $405,000 n/a 0.3%
    CALCON MUTUAL MORTGAGE LLC $385,000 n/a 0.3%
    CHURCHILL MORTGAGE CORPORATION $370,000 n/a 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $365,000 n/a 0.3%
    HANSCOM $55,000 $360,000 554.5% 0.3%
    Sierra Pacific Mortgage Company, Inc. $325,000 n/a 0.3%
    HARVARD UNIVERSITY EMPLOYEES $315,000 n/a 0.3%
    NORTHPOINT MORTGAGE, INC. $430,000 $310,000 -27.9% 0.3%
    CONTOUR MORTGAGE CORPORATION $305,000 n/a 0.3%
    Cornerstone First Mortgage, Inc $305,000 n/a 0.3%
    Bethpage Federal Credit Union $465,000 $295,000 -36.6% 0.2%
    ALLIED MORTGAGE GROUP, INC. $285,000 n/a 0.2%
    ENVOY MORTGAGE, LTD $225,000 $280,000 24.4% 0.2%
    Hometown Equity Mortgage, LLC $280,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $410,000 $270,000 -34.1% 0.2%
    Nations Lending Corporation $265,000 $265,000 0.0% 0.2%
    Flagstar Bank, FSB $135,000 $255,000 88.9% 0.2%
    LENOX FINANCIAL MORTGAGE CORPORATION $255,000 n/a 0.2%
    Ally Bank $225,000 n/a 0.2%
    MORTGAGE EQUITY PARTNERS LLC $225,000 n/a 0.2%
    TD Bank $1,745,000 $225,000 -87.1% 0.2%
    UNION HOME MORTGAGE CORP. $225,000 n/a 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $205,000 n/a 0.2%
    Leader Bank $850,000 $205,000 -75.9% 0.2%
    FINANCE OF AMERICA REVERSE LLC $190,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $185,000 n/a 0.2%
    ARC HOME LLC $185,000 n/a 0.2%
    Equity Prime Mortgage LLC $215,000 $185,000 -14.0% 0.2%
    ZILLOW HOME LOANS, LLC $200,000 $185,000 -7.5% 0.2%
    EVERETT FINANCIAL, INC. $175,000 n/a 0.1%
    FREEDOM MORTGAGE CORPORATION $175,000 n/a 0.1%
    Salem Co-Operative Bank $175,000 n/a 0.1%
    Toyota Financial Savings Bank $1,580,000 $175,000 -88.9% 0.1%
    Waterstone Mortgage Corporation $650,000 $175,000 -73.1% 0.1%
    NORTH COUNTRY $245,000 $170,000 -30.6% 0.1%
    DIGITAL Federal Credit Union $905,000 $165,000 -81.8% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $165,000 $165,000 0.0% 0.1%
    Norway Savings Bank $230,000 $160,000 -30.4% 0.1%
    21ST MORTGAGE CORPORATION $115,000 $155,000 34.8% 0.1%
    Evolve Bank & Trust $255,000 $155,000 -39.2% 0.1%
    OceanFirst Bank $155,000 n/a 0.1%
    PLANET HOME LENDING, LLC $155,000 n/a 0.1%
    American Mortgage & Equity Consultants, Inc. $360,000 $145,000 -59.7% 0.1%
    KeyBank $135,000 n/a 0.1%
    Logan Finance Corporation $155,000 $125,000 -19.4% 0.1%
    RADIUS FINANCIAL GROUP INC. $125,000 n/a 0.1%
    Keystone Funding, Inc. $165,000 $115,000 -30.3% 0.1%
    Granite State Credit Union $105,000 n/a 0.1%
    OCMBC, INC. $105,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $335,000 $95,000 -71.6% 0.1%
    Discover Bank $160,000 $90,000 -43.8% 0.1%
    ALLIANT CREDIT UNION $75,000 n/a 0.1%
    First Seacoast Bank $125,000 $75,000 -40.0% 0.1%
    MORTGAGE MARKETS CUSO, LLC $65,000 n/a 0.1%
    NEW HAMPSHIRE $25,000 $55,000 120.0% 0.0%
    Coastal Community Bank $125,000 $45,000 -64.0% 0.0%
    U.S. Bank $25,000 n/a 0.0%

    Berlin's top lender by overall market share is QUICKEN LOANS, LLC, with 9.7% market share. In second place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,855,000 in loans. In third place, with 5.2%, is Northway Bank, having originated $6,280,000 in loans. In fourth place, with 5.1%, is NORTHEAST CREDIT UNION, having originated $6,100,000 in loans. In fifth place, with 4.0%, is Mortgage Research Center, LLC, having originated $4,780,000 in loans.

    Berlin Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Berlin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $117,225 (-9.4%) $180,181 (5.3%) 0.00 347
    2018-02-01 $117,225 (-9.1%) $180,286 (7.3%) 0.00 334
    2018-03-01 $119,900 (-7.4%) $183,294 (5.8%) 0.00 323
    2018-04-01 $119,450 (-7.7%) $181,774 (4.0%) 0.00 317
    2018-05-01 $124,950 (-3.8%) $186,173 (6.8%) 0.00 321
    2018-06-01 $134,900 (1.9%) $190,044 (5.2%) 0.00 345
    2018-07-01 $139,900 (4.3%) $195,383 (6.3%) 0.00 366
    2018-08-01 $140,625 (8.8%) $188,087 (4.6%) 0.00 382
    2018-09-01 $139,900 (3.3%) $191,476 (-0.5%) 0.00 366
    2018-10-01 $139,450 (4.0%) $220,588 (13.8%) 0.00 356
    2018-11-01 $139,250 (11.4%) $221,447 (22.3%) 0.00 339
    2018-12-01 $143,250 (19.5%) $225,747 (26.5%) 0.00 315
    2019-01-01 $144,950 (23.7%) $232,256 (28.9%) 0.00 296
    2019-02-01 $149,900 (27.9%) $236,501 (31.2%) 0.00 272
    2019-03-01 $149,900 (25.0%) $228,706 (24.8%) 0.00 273
    2019-04-01 $149,900 (25.5%) $230,818 (27.0%) 0.00 273
    2019-05-01 $152,450 (22.0%) $233,606 (25.5%) 0.00 287
    2019-06-01 $150,000 (11.2%) $227,175 (19.5%) 0.00 333
    2019-07-01 $149,900 (7.2%) $232,361 (18.9%) 0.00 340
    2019-08-01 $149,655 (6.4%) $237,840 (26.5%) 0.00 343
    2019-09-01 $149,286 (6.7%) $237,252 (23.9%) 0.00 352
    2019-10-01 $149,178 (7.0%) $238,368 (8.1%) 0.00 347
    2019-11-01 $149,900 (7.7%) $251,174 (13.4%) 0.00 313
    2019-12-01 $145,625 (1.7%) $248,888 (10.3%) 0.00 289
    2020-01-01 $147,000 (1.4%) $252,551 (8.7%) 0.00 274
    2020-02-01 $152,500 (1.7%) $262,318 (10.9%) 0.00 257
    2020-03-01 $159,900 (6.7%) $269,012 (17.6%) 0.00 242
    2020-04-01 $154,425 (3.0%) $264,602 (14.6%) 0.00 234
    2020-05-01 $159,900 (4.9%) $259,690 (11.2%) 0.00 236
    2020-06-01 $151,175 (0.8%) $259,380 (14.2%) 0.00 229
    2020-07-01 $152,450 (1.7%) $261,022 (12.3%) 0.00 208
    2020-08-01 $159,900 (6.9%) $275,367 (15.8%) 0.00 179
    2020-09-01 $159,823 (7.1%) $268,734 (13.3%) 0.00 175
    2020-10-01 $159,000 (6.6%) $261,804 (9.8%) 0.00 166
    2020-11-01 $152,424 (1.7%) $220,191 (-12.3%) 0.00 146
    2020-12-01 $152,400 (4.7%) $231,846 (-6.9%) 0.00 123
    2021-01-01 $159,950 (8.8%) $241,722 (-4.3%) 0.00 102
    2021-02-01 $172,000 (12.8%) $248,529 (-5.3%) 0.00 87
    2021-03-01 $199,450 (24.7%) $263,715 (-2.0%) 0.00 74
    2021-04-01 $187,725 (21.6%) $257,024 (-2.9%) 0.00 80
    2021-05-01 $199,000 (24.5%) $256,614 (-1.2%) 0.00 92
    2021-06-01 $249,450 (65.0%) $282,465 (8.9%) 0.00 121
    2021-07-01 $232,000 (52.2%) $275,822 (5.7%) 0.00 124
    2021-08-01 $228,450 (42.9%) $268,439 (-2.5%) 0.00 129
    2021-09-01 $229,950 (43.9%) $275,779 (2.6%) 0.00 116
    2021-10-01 $219,800 (38.2%) $271,541 (3.7%) 0.00 87
    2021-11-01 $189,500 (24.3%) $261,548 (18.8%) 0.00 79
    2021-12-01 $196,725 (29.1%) $254,692 (9.9%) 0.00 68
    2022-01-01 $169,000 (5.7%) $254,331 (5.2%) 0.00 60
    2022-02-01 $175,500 (2.0%) $285,370 (14.8%) 0.00 57
    2022-03-01 $194,450 (-2.5%) $299,053 (13.4%) 0.00 66
    2022-04-01 $223,000 (18.8%) $301,709 (17.4%) 0.00 65
    2022-05-01 $274,000 (37.7%) $333,303 (29.9%) 0.00 84
    2022-06-01 $279,675 (12.1%) $346,186 (22.6%) 0.00 107
    2022-07-01 $275,000 (18.5%) $324,785 (17.8%) 0.00 122
    2022-08-01 $261,000 (14.3%) $304,685 (13.5%) 0.00 134
    2022-09-01 $249,900 (8.7%) $304,388 (10.4%) 0.00 125
    2022-10-01 $252,950 (15.1%) $290,492 (7.0%) 0.00 120
    2022-11-01 $267,450 (41.1%) $296,777 (13.5%) 0.00 116
    2022-12-01 $239,950 (22.0%) $270,259 (6.1%) 0.00 106
    2023-01-01 $259,500 (53.6%) $278,575 (9.5%) 0.00 77
    2023-02-01 $259,500 (47.9%) $285,378 (0.0%) 0.00 69
    2023-03-01 $274,900 (41.4%) $295,935 (-1.0%) 0.00 72
    2023-04-01 $249,991 (12.1%) $298,471 (-1.1%) 0.00 72
    2023-05-01 $261,975 (-4.4%) $327,219 (-1.8%) 0.00 80
    2023-06-01 $265,000 (-5.3%) $324,381 (-6.3%) 0.00 104
    2023-07-01 $274,950 (0.0%) $337,073 (3.8%) 0.00 107
    2023-08-01 $289,900 (11.1%) $348,230 (14.3%) 0.00 111
    2023-09-01 $311,250 (24.6%) $361,945 (18.9%) 0.00 115
    2023-10-01 $287,000 (13.5%) $361,295 (24.4%) 0.00 121
    2023-11-01 $327,475 (22.4%) $383,017 (29.1%) 0.00 121
    2023-12-01 $325,000 (35.4%) $377,819 (39.8%) 0.00 111
    2024-01-01 $327,425 (26.2%) $390,121 (40.0%) 0.00 101
    2024-02-01 $324,975 (25.2%) $398,478 (39.6%) 0.00 95
    2024-03-01 $327,450 (19.1%) $396,671 (34.0%) 0.00 88
    2024-04-01 $337,175 (34.9%) $389,774 (30.6%) 0.00 93
    2024-05-01 $306,950 (17.2%) $368,342 (12.6%) 0.00 112
    2024-06-01 $299,450 (13.0%) $376,103 (15.9%) 0.00 148
    2024-07-01 $295,000 (7.3%) $367,431 (9.0%) 0.00 152
    2024-08-01 $299,700 (3.4%) $385,787 (10.8%) 0.00 168
    2024-09-01 $309,900 (-0.4%) $403,845 (11.6%) 0.00 179
    2024-10-01 $322,475 (12.4%) $402,169 (11.3%) 0.00 186
    2024-11-01 $319,500 (-2.4%) $400,093 (4.5%) 0.00 171
    2024-12-01 $309,950 (-4.6%) $405,735 (7.4%) 0.00 161
    Berlin's median listing price for 2024-12-01 was $309,950, a difference of $-15,050 (-4.6%) versus the prior year and $-9,550 versus the prior month.

    Berlin's median listing price comes in at 0% of the national average.

    Berlin's average listing price for 2024-12-01 was $405,735, a difference of $27,916 (7.4%) versus the prior year and $5,642 versus the prior month.

    For the 2024-12-01 period, Berlin had 161 MLS listings, a difference of -10 listings (-6%) versus the prior month and 50 listings (45%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Berlin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,525 sqft
    2018-02-01 0 days 1,514 sqft
    2018-03-01 0 days 1,569 sqft
    2018-04-01 0 days 1,571 sqft
    2018-05-01 0 days 1,584 sqft
    2018-06-01 0 days 1,600 sqft
    2018-07-01 0 days 1,634 sqft
    2018-08-01 0 days 1,606 sqft
    2018-09-01 0 days 1,600 sqft
    2018-10-01 0 days 1,619 sqft
    2018-11-01 0 days 1,646 sqft
    2018-12-01 0 days 1,621 sqft
    2019-01-01 0 days 1,722 sqft
    2019-02-01 0 days 1,753 sqft
    2019-03-01 0 days 1,723 sqft
    2019-04-01 0 days 1,725 sqft
    2019-05-01 0 days 1,669 sqft
    2019-06-01 0 days 1,664 sqft
    2019-07-01 0 days 1,682 sqft
    2019-08-01 0 days 1,690 sqft
    2019-09-01 0 days 1,698 sqft
    2019-10-01 0 days 1,712 sqft
    2019-11-01 0 days 1,701 sqft
    2019-12-01 0 days 1,740 sqft
    2020-01-01 0 days 1,749 sqft
    2020-02-01 0 days 1,792 sqft
    2020-03-01 0 days 1,786 sqft
    2020-04-01 0 days 1,755 sqft
    2020-05-01 0 days 1,679 sqft
    2020-06-01 0 days 1,631 sqft
    2020-07-01 0 days 1,657 sqft
    2020-08-01 0 days 1,678 sqft
    2020-09-01 0 days 1,662 sqft
    2020-10-01 0 days 1,648 sqft
    2020-11-01 0 days 1,669 sqft
    2020-12-01 0 days 1,698 sqft
    2021-01-01 0 days 1,665 sqft
    2021-02-01 0 days 1,775 sqft
    2021-03-01 0 days 1,857 sqft
    2021-04-01 0 days 1,746 sqft
    2021-05-01 0 days 1,672 sqft
    2021-06-01 0 days 1,716 sqft
    2021-07-01 0 days 1,670 sqft
    2021-08-01 0 days 1,576 sqft
    2021-09-01 0 days 1,530 sqft
    2021-10-01 0 days 1,548 sqft
    2021-11-01 0 days 1,512 sqft
    2021-12-01 0 days 1,545 sqft
    2022-01-01 0 days 1,554 sqft
    2022-02-01 0 days 1,680 sqft
    2022-03-01 0 days 1,658 sqft
    2022-04-01 0 days 1,536 sqft
    2022-05-01 0 days 1,631 sqft
    2022-06-01 0 days 1,555 sqft
    2022-07-01 0 days 1,563 sqft
    2022-08-01 0 days 1,569 sqft
    2022-09-01 0 days 1,567 sqft
    2022-10-01 0 days 1,568 sqft
    2022-11-01 0 days 1,599 sqft
    2022-12-01 0 days 1,506 sqft
    2023-01-01 0 days 1,490 sqft
    2023-02-01 0 days 1,502 sqft
    2023-03-01 0 days 1,607 sqft
    2023-04-01 0 days 1,606 sqft
    2023-05-01 0 days 1,637 sqft
    2023-06-01 0 days 1,672 sqft
    2023-07-01 0 days 1,669 sqft
    2023-08-01 0 days 1,739 sqft
    2023-09-01 0 days 1,636 sqft
    2023-10-01 0 days 1,687 sqft
    2023-11-01 0 days 1,738 sqft
    2023-12-01 0 days 1,720 sqft
    2024-01-01 0 days 1,782 sqft
    2024-02-01 0 days 1,799 sqft
    2024-03-01 0 days 1,695 sqft
    2024-04-01 0 days 1,644 sqft
    2024-05-01 0 days 1,605 sqft
    2024-06-01 0 days 1,605 sqft
    2024-07-01 0 days 1,577 sqft
    2024-08-01 0 days 1,650 sqft
    2024-09-01 0 days 1,658 sqft
    2024-10-01 0 days 1,655 sqft
    2024-11-01 0 days 1,641 sqft
    2024-12-01 0 days 1,706 sqft
    Berlin's median listing age (time on market) for 2024-12-01 was 0 days.

    Berlin's median square footage for active listings during the 2024-12-01 period was 1,706 sqft. One year prior, the average listing was 1,720 sqft.

    Berlin, NH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 323 $72,605,000 $224,783
    Cash Out Refi 112 $21,200,000 $189,286
    Other 67 $7,285,000 $108,731
    Home Improvement 66 $6,170,000 $93,485
    Refi 58 $13,220,000 $227,931

    Berlin's most frequently cited loan purpose was Home Purchase, with 323 originations. The 2nd most popular reason was Cash Out Refi, with 112 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 276 $56,990,000 $206,486
    7-8% 164 $32,920,000 $200,732
    Over 8% 97 $11,315,000 $116,649
    5-6% 70 $17,330,000 $247,571
    4-5% 6 $1,540,000 $256,667
    <2.5% 3 $45,000 $15,000

    During 2024, Berlin's most frequently originated rate bucket was 6-7%, with 276 originations.

    Loan Sizing (Berlin, NH MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 204 $55,770,000 $273,382
    $100k-200k 203 $30,185,000 $148,695
    $100,000 or less 178 $10,290,000 $57,809
    $400k-600k 31 $14,735,000 $475,323
    $600k-1000k 7 $4,885,000 $697,857
    $Over $1MM 3 $4,615,000 $1,538,333

    Berlin's loan sizing saw the bucket of loans from $200k-400k with 204 originations, totaling $55,770,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 194 $47,510,000 $244,897
    60-80% 167 $42,445,000 $254,162
    20-40% 89 $8,425,000 $94,663
    40-60% 88 $15,460,000 $175,682
    Under 20% 74 $3,280,000 $44,324
    Over 100% 4 $1,380,000 $345,000

    Berlin's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 194 originations, totaling $47,510,000 in origination value.