Berlin Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Berlin averaged 7.4% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 7.28% and one month ago for the week of 2024-03-14, the average rate was 6.94%.

    Berlin's average rate one year ago was 6.47%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Berlin 30 Year Fixed Rate 2024-04-18 7.4%
    Berlin 30 Year Fixed Rate Refi 2024-04-18 7%
    Berlin 15 Year Fixed Rate 2024-04-18 6.59%
    Berlin 15 Year Fixed Rate Refi 2024-04-18 6.59%
    Berlin 30 Year FHA 2024-04-18 6.76%
    Berlin 30 Year FHA Refi 2024-04-18 6.96%
    Berlin 30 Year USDA 2024-04-18 6.96%
    Berlin 30 Year USDA Refi 2024-04-18 6.66%
    Berlin 30 Year VA 2024-04-18 6.86%
    Berlin 30 Year VA Refi 2024-04-18 6.56%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Berlin, NH.

    Berlin Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Berlin, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 22 7.20% $4,440
    Northway Bank 17 7.13% $3,914
    QUICKEN LOANS, LLC 17 6.88% $6,730
    Union Bank 14 6.69% $4,275
    CMG MORTGAGE, INC. 10 6.92% $4,414
    NORTHEAST CREDIT UNION 10 5.24% $1,797
    PRIMELENDING, A PLAINSCAPITAL COMPANY 8 7.58% $8,267
    Bank of New Hampshire 8 7.14% $3,441
    GUILD MORTGAGE COMPANY 7 7.09% $3,700
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.94% $5,490
    Bangor Savings Bank 5 7.43% $3,780
    Citizens Bank 5 6.88% $4,137
    Service Federal Credit Union 5 6.15% $2,826
    Mascoma Bank 5 7.08% $3,037
    Meredith Village Savings Bank 5 6.98% $3,347
    Mortgage Research Center, LLC 3 6.67% $2,129
    MOVEMENT MORTGAGE, LLC 3 7.02% $3,531
    NEWREZ LLC 3 7.25% $9,263
    TD Bank 3 7.13% $3,470
    NORTHEAST HOME LOAN, LLC 3 6.67% $3,666
    Mr. Cooper ( Nationstar Mortgage ) 2 7.31% $5,905
    Bethpage Federal Credit Union 2 6.88% $4,323
    American Mortgage & Equity Consultants, Inc. 2 6.93% $5,271
    Leader Bank 2 6.93% $4,385
    LOANDEPOT.COM, LLC 2 6.81% $3,720
    Citibank 2 5.69% $6,146
    ZILLOW HOME LOANS, LLC 2 7.63% $4,894
    NORTHPOINT MORTGAGE, INC. 2 6.94% $3,431
    GUARANTEED RATE, INC. 2 6.63% $6,036
    ST. MARY'S BANK 2 7.38% $3,215
    Holy Rosary Regional Credit Union 2 7.56% $2,821
    HOMESIDE FINANCIAL, LLC 2 6.94% $4,405
    NATIONS RELIABLE LENDING, LLC 2 6.38% $4,027
    EMM LOANS LLC 2 6.93% $8,669
    WASHINGTON TRUST MORTGAGE COMPANY LLC 1 5.38% $3,467
    Merrimack County Savings Bank 1 7.63% $3,784
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.63% $11,103
    AMERISAVE MORTGAGE CORPORATION 1 7.50% $7,358
    Bar Harbor Bank & Trust 1 8.13% $3,735
    BELLWETHER COMMUNITY 1 7.38% $14,644
    Community Bank 1 5.88% $38
    CROSSCOUNTRY MORTGAGE, LLC 1 7.50% $5,590
    EMBRACE HOME LOANS, INC. 1 7.38% $3,146
    ENVOY MORTGAGE, LTD 1 5.88% $12,997
    Equity Prime Mortgage LLC 1 7.63% $4,908
    Firstrust Savings Bank 1 6.50% $13,421
    Flagstar Bank, FSB 1 6.57% $4,343
    GUARANTEED RATE AFFINITY, LLC 1 7.13% $3,832
    HARBORONE MORTGAGE, LLC 1 6.88% $3,607
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.88% $1,690
    JPMorgan Chase Bank 1 6.99% $6,196
    Keystone Funding, Inc. 1 6.63% $7,642
    AMERICAN FINANCING CORPORATION 1 5.88% $5,572
    MERRIMACK VALLEY 1 6.00% $2,566
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.75% $6,726
    NAVY FEDERAL CREDIT UNION 1 6.75% $1,741
    NORTH COUNTRY 1 8.00% $5,278
    Northpointe Bank 1 7.38% $4,905
    Norway Savings Bank 1 8.25% $4,246
    NORWICH COMMERCIAL GROUP, INC. 1 6.63% $6,099
    PENNYMAC LOAN SERVICES, LLC 1 5.12% $7,803
    PHH Mortgage Corporation 1 6.99% $4,135
    Plains Commerce Bank 1 5.63% $8,481
    PROVINCE MORTGAGE ASSOCIATES, INC. 1 7.88% $6,996
    SALEM FIVE MORTGAGE COMPANY, LLC 1 6.38% $5,683
    The Camden National Bank 1 7.49% $4,402
    TOTAL MORTGAGE SERVICES, LLC 1 9.00% $9,974
    Toyota Financial Savings Bank 1 7.33% $5,415
    UniBank for Savings 1 7.00% $3,848

    Berlin Average Closing Costs & Other Stats

    Berlin, NH's 69 lenders originated 588 loans during 2023. The total origination value was $108,960,000, with an average loan value of $185,306.

    Berlin's average closing costs are $4,393.

    The top Berlin lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 22 loans originated. Their average total fees are $4,440, which is $527 higher than the next largest lender, Northway Bank.

    The lowest fee Berlin lenders (with over 10 loans originated) are NORTHEAST CREDIT UNION ($1,797), Northway Bank ($3,914), Union Bank ($4,275), CMG MORTGAGE, INC. ($4,414) and UNITED WHOLESALE MORTGAGE, LLC ($4,440).

    The lowest rate Berlin lenders (with over 10 loans originated) are NORTHEAST CREDIT UNION (5.24%), Union Bank (6.69%), QUICKEN LOANS, LLC (6.88%), CMG MORTGAGE, INC. (6.92%) and Northway Bank (7.13%).

    Berlin, NH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $4,265,000 $7,030,000 64.8% 6.5%
    QUICKEN LOANS, LLC $11,880,000 $6,670,000 -43.9% 6.1%
    Citizens Bank $7,425,000 $6,195,000 -16.6% 5.7%
    Union Bank $3,615,000 $6,025,000 66.7% 5.5%
    Mortgage Research Center, LLC $5,395,000 $4,815,000 -10.8% 4.4%
    Northway Bank $15,455,000 $4,810,000 -68.9% 4.4%
    NORTHEAST CREDIT UNION $3,595,000 $4,010,000 11.5% 3.7%
    CMG MORTGAGE, INC. $2,910,000 $3,970,000 36.4% 3.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $3,865,000 $3,605,000 -6.7% 3.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,095,000 $3,495,000 66.8% 3.2%
    Service Federal Credit Union $6,710,000 $3,290,000 -51.0% 3.0%
    Bank of New Hampshire $6,695,000 $3,145,000 -53.0% 2.9%
    GUILD MORTGAGE COMPANY $3,115,000 $2,880,000 -7.5% 2.6%
    Merrimack County Savings Bank $205,000 $2,710,000 1,222.0% 2.5%
    Bangor Savings Bank $3,855,000 $2,210,000 -42.7% 2.0%
    Mascoma Bank $7,190,000 $2,140,000 -70.2% 2.0%
    Franklin Savings Bank $1,235,000 $2,135,000 72.9% 2.0%
    Meredith Village Savings Bank $1,790,000 $2,110,000 17.9% 1.9%
    TD Bank $330,000 $1,745,000 428.8% 1.6%
    Toyota Financial Savings Bank $1,580,000 n/a 1.5%
    Bar Harbor Bank & Trust $820,000 $1,445,000 76.2% 1.3%
    LOANDEPOT.COM, LLC $1,975,000 $1,225,000 -38.0% 1.1%
    NORWICH COMMERCIAL GROUP, INC. $680,000 $1,225,000 80.1% 1.1%
    EMM LOANS LLC $440,000 $1,130,000 156.8% 1.0%
    NEW DAY FINANCIAL, LLC $665,000 $1,060,000 59.4% 1.0%
    Citibank $2,000,000 $990,000 -50.5% 0.9%
    NEWREZ LLC $385,000 $990,000 157.1% 0.9%
    DIGITAL Federal Credit Union $340,000 $905,000 166.2% 0.8%
    Leader Bank $850,000 n/a 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $1,500,000 $760,000 -49.3% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,195,000 $735,000 -38.5% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $200,000 $720,000 260.0% 0.7%
    GUARANTEED RATE, INC. $280,000 $690,000 146.4% 0.6%
    SALEM FIVE MORTGAGE COMPANY, LLC $650,000 $680,000 4.6% 0.6%
    ST. MARY'S BANK $960,000 $675,000 -29.7% 0.6%
    NAVY FEDERAL CREDIT UNION $1,680,000 $670,000 -60.1% 0.6%
    PENNYMAC LOAN SERVICES, LLC $780,000 $665,000 -14.7% 0.6%
    Waterstone Mortgage Corporation $650,000 n/a 0.6%
    MOVEMENT MORTGAGE, LLC $2,765,000 $630,000 -77.2% 0.6%
    NORTHEAST HOME LOAN, LLC $325,000 $550,000 69.2% 0.5%
    HARBORONE MORTGAGE, LLC $1,080,000 $535,000 -50.5% 0.5%
    The Camden National Bank $165,000 $515,000 212.1% 0.5%
    Firstrust Savings Bank $640,000 $485,000 -24.2% 0.4%
    BELLWETHER COMMUNITY $465,000 $475,000 2.2% 0.4%
    Bethpage Federal Credit Union $465,000 n/a 0.4%
    DRAPER AND KRAMER MORTGAGE CORP. $1,000,000 $465,000 -53.5% 0.4%
    Bank of America $1,040,000 $440,000 -57.7% 0.4%
    NORTHPOINT MORTGAGE, INC. $665,000 $430,000 -35.3% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,410,000 $410,000 -70.9% 0.4%
    HOMESIDE FINANCIAL, LLC $380,000 n/a 0.3%
    SIS BANCORP, MHC $345,000 $370,000 7.2% 0.3%
    American Mortgage & Equity Consultants, Inc. $565,000 $360,000 -36.3% 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $945,000 $335,000 -64.6% 0.3%
    NBKC BANK $375,000 $325,000 -13.3% 0.3%
    BROKER SOLUTIONS, INC. $760,000 $320,000 -57.9% 0.3%
    Holy Rosary Regional Credit Union $85,000 $315,000 270.6% 0.3%
    BNC National Bank $135,000 $305,000 125.9% 0.3%
    Plains Commerce Bank $305,000 n/a 0.3%
    GUARANTEED RATE AFFINITY, LLC $320,000 $295,000 -7.8% 0.3%
    WASHINGTON TRUST MORTGAGE COMPANY LLC $295,000 n/a 0.3%
    MERRIMACK VALLEY $290,000 n/a 0.3%
    PENTAGON FEDERAL CREDIT UNION $235,000 $275,000 17.0% 0.3%
    HOMEXPRESS MORTGAGE CORP. $265,000 n/a 0.2%
    Nations Lending Corporation $135,000 $265,000 96.3% 0.2%
    TOTAL MORTGAGE SERVICES, LLC $65,000 $265,000 307.7% 0.2%
    Evolve Bank & Trust $255,000 n/a 0.2%
    LONGBRIDGE FINANCIAL, LLC $215,000 $250,000 16.3% 0.2%
    NATIONS RELIABLE LENDING, LLC $250,000 n/a 0.2%
    NORTH COUNTRY $245,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $245,000 n/a 0.2%
    Norway Savings Bank $230,000 $230,000 0.0% 0.2%
    ENVOY MORTGAGE, LTD $275,000 $225,000 -18.2% 0.2%
    Equity Prime Mortgage LLC $215,000 n/a 0.2%
    Ixonia Bank $205,000 n/a 0.2%
    NFM, INC. $125,000 $205,000 64.0% 0.2%
    Wells Fargo Bank $530,000 $205,000 -61.3% 0.2%
    ZILLOW HOME LOANS, LLC $200,000 n/a 0.2%
    JPMorgan Chase Bank $2,390,000 $195,000 -91.8% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $490,000 $185,000 -62.2% 0.2%
    UniBank for Savings $185,000 n/a 0.2%
    VAN DYK MORTGAGE CORPORATION $185,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $320,000 $165,000 -48.4% 0.2%
    Keystone Funding, Inc. $165,000 n/a 0.2%
    PROVINCE MORTGAGE ASSOCIATES, INC. $325,000 $165,000 -49.2% 0.2%
    Discover Bank $160,000 n/a 0.1%
    PHH Mortgage Corporation $125,000 $160,000 28.0% 0.1%
    Eastern Bank $155,000 n/a 0.1%
    Logan Finance Corporation $155,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $145,000 n/a 0.1%
    Flagstar Bank, FSB $85,000 $135,000 58.8% 0.1%
    Coastal Community Bank $125,000 n/a 0.1%
    Community National Bank $1,360,000 $125,000 -90.8% 0.1%
    EMBRACE HOME LOANS, INC. $315,000 $125,000 -60.3% 0.1%
    First Seacoast Bank $125,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $450,000 $125,000 -72.2% 0.1%
    21ST MORTGAGE CORPORATION $65,000 $115,000 76.9% 0.1%
    LEADERONE FINANCIAL CORPORATION $85,000 $115,000 35.3% 0.1%
    Figure Lending LLC $180,000 $110,000 -38.9% 0.1%
    Bank Rhode Island $105,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $85,000 $105,000 23.5% 0.1%
    Third Federal Savings and Loan Association of Cleveland $75,000 n/a 0.1%
    BayCoast Bank $70,000 n/a 0.1%
    Northpointe Bank $75,000 $65,000 -13.3% 0.1%
    Carrington Mortgage Services, LLC $455,000 $55,000 -87.9% 0.1%
    HANSCOM $1,150,000 $55,000 -95.2% 0.1%
    LOGIX FEDERAL CREDIT UNION $55,000 n/a 0.1%
    NEW ENGLAND FEDERAL CREDIT UNION $365,000 $55,000 -84.9% 0.1%
    Community Bank $45,000 n/a 0.0%
    NEW HAMPSHIRE $125,000 $25,000 -80.0% 0.0%
    ONE Credit Union $25,000 n/a 0.0%

    Berlin's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.5% market share. In second place, with 6.1%, is QUICKEN LOANS, LLC, having originated $6,670,000 in loans. In third place, with 5.7%, is Citizens Bank, having originated $6,195,000 in loans. In fourth place, with 5.5%, is Union Bank, having originated $6,025,000 in loans. In fifth place, with 4.4%, is Mortgage Research Center, LLC, having originated $4,815,000 in loans.

    Berlin Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Berlin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $117,225 (-9.4%) $180,181 (5.3%) 0.00 347
    2018-02-01 $117,225 (-9.1%) $180,286 (7.3%) 0.00 334
    2018-03-01 $119,900 (-7.4%) $183,294 (5.8%) 0.00 323
    2018-04-01 $119,450 (-7.7%) $181,774 (4.0%) 0.00 317
    2018-05-01 $124,950 (-3.8%) $186,173 (6.8%) 0.00 321
    2018-06-01 $134,900 (1.9%) $190,044 (5.2%) 0.00 345
    2018-07-01 $139,900 (4.3%) $195,383 (6.3%) 0.00 366
    2018-08-01 $140,625 (8.8%) $188,087 (4.6%) 0.00 382
    2018-09-01 $139,900 (3.3%) $191,476 (-0.5%) 0.00 366
    2018-10-01 $139,450 (4.0%) $220,588 (13.8%) 0.00 356
    2018-11-01 $139,250 (11.4%) $221,447 (22.3%) 0.00 339
    2018-12-01 $143,250 (19.5%) $225,747 (26.5%) 0.00 315
    2019-01-01 $144,950 (23.7%) $232,256 (28.9%) 0.00 296
    2019-02-01 $149,900 (27.9%) $236,501 (31.2%) 0.00 272
    2019-03-01 $149,900 (25.0%) $228,706 (24.8%) 0.00 273
    2019-04-01 $149,900 (25.5%) $230,818 (27.0%) 0.00 273
    2019-05-01 $152,450 (22.0%) $233,606 (25.5%) 0.00 287
    2019-06-01 $150,000 (11.2%) $227,175 (19.5%) 0.00 333
    2019-07-01 $149,900 (7.2%) $232,361 (18.9%) 0.00 340
    2019-08-01 $149,655 (6.4%) $237,840 (26.5%) 0.00 343
    2019-09-01 $149,286 (6.7%) $237,252 (23.9%) 0.00 352
    2019-10-01 $149,178 (7.0%) $238,368 (8.1%) 0.00 347
    2019-11-01 $149,900 (7.7%) $251,174 (13.4%) 0.00 313
    2019-12-01 $145,625 (1.7%) $248,888 (10.3%) 0.00 289
    2020-01-01 $147,000 (1.4%) $252,551 (8.7%) 0.00 274
    2020-02-01 $152,500 (1.7%) $262,318 (10.9%) 0.00 257
    2020-03-01 $159,900 (6.7%) $269,012 (17.6%) 0.00 242
    2020-04-01 $154,425 (3.0%) $264,602 (14.6%) 0.00 234
    2020-05-01 $159,900 (4.9%) $259,690 (11.2%) 0.00 236
    2020-06-01 $151,175 (0.8%) $259,380 (14.2%) 0.00 229
    2020-07-01 $152,450 (1.7%) $261,022 (12.3%) 0.00 208
    2020-08-01 $159,900 (6.9%) $275,367 (15.8%) 0.00 179
    2020-09-01 $159,823 (7.1%) $268,734 (13.3%) 0.00 175
    2020-10-01 $159,000 (6.6%) $261,804 (9.8%) 0.00 166
    2020-11-01 $152,424 (1.7%) $220,191 (-12.3%) 0.00 146
    2020-12-01 $152,400 (4.7%) $231,846 (-6.9%) 0.00 123
    2021-01-01 $159,950 (8.8%) $241,722 (-4.3%) 0.00 102
    2021-02-01 $172,000 (12.8%) $248,529 (-5.3%) 0.00 87
    2021-03-01 $199,450 (24.7%) $263,715 (-2.0%) 0.00 74
    2021-04-01 $187,725 (21.6%) $257,024 (-2.9%) 0.00 80
    2021-05-01 $199,000 (24.5%) $256,614 (-1.2%) 0.00 92
    2021-06-01 $249,450 (65.0%) $282,465 (8.9%) 0.00 121
    2021-07-01 $232,000 (52.2%) $275,822 (5.7%) 0.00 124
    2021-08-01 $228,450 (42.9%) $268,439 (-2.5%) 0.00 129
    2021-09-01 $229,950 (43.9%) $275,779 (2.6%) 0.00 116
    2021-10-01 $219,800 (38.2%) $271,541 (3.7%) 0.00 87
    2021-11-01 $189,500 (24.3%) $261,548 (18.8%) 0.00 79
    2021-12-01 $196,725 (29.1%) $254,692 (9.9%) 0.00 68
    2022-01-01 $169,000 (5.7%) $254,331 (5.2%) 0.00 60
    2022-02-01 $175,500 (2.0%) $285,370 (14.8%) 0.00 57
    2022-03-01 $194,450 (-2.5%) $299,053 (13.4%) 0.00 66
    2022-04-01 $223,000 (18.8%) $301,709 (17.4%) 0.00 65
    2022-05-01 $274,000 (37.7%) $333,303 (29.9%) 0.00 84
    2022-06-01 $279,675 (12.1%) $346,186 (22.6%) 0.00 107
    2022-07-01 $275,000 (18.5%) $324,785 (17.8%) 0.00 122
    2022-08-01 $261,000 (14.3%) $304,685 (13.5%) 0.00 134
    2022-09-01 $249,900 (8.7%) $304,388 (10.4%) 0.00 125
    2022-10-01 $252,950 (15.1%) $290,492 (7.0%) 0.00 120
    2022-11-01 $267,450 (41.1%) $296,777 (13.5%) 0.00 116
    2022-12-01 $239,950 (22.0%) $270,259 (6.1%) 0.00 106
    2023-01-01 $259,500 (53.6%) $278,575 (9.5%) 0.00 77
    2023-02-01 $259,500 (47.9%) $285,378 (0.0%) 0.00 69
    2023-03-01 $274,900 (41.4%) $295,935 (-1.0%) 0.00 72
    2023-04-01 $249,991 (12.1%) $298,471 (-1.1%) 0.00 72
    2023-05-01 $261,975 (-4.4%) $327,219 (-1.8%) 0.00 80
    2023-06-01 $265,000 (-5.3%) $324,381 (-6.3%) 0.00 104
    2023-07-01 $274,950 (0.0%) $337,073 (3.8%) 0.00 107
    2023-08-01 $289,900 (11.1%) $348,230 (14.3%) 0.00 111
    2023-09-01 $311,250 (24.6%) $361,945 (18.9%) 0.00 115
    2023-10-01 $287,000 (13.5%) $361,295 (24.4%) 0.00 121
    2023-11-01 $327,475 (22.4%) $383,017 (29.1%) 0.00 121
    2023-12-01 $325,000 (35.4%) $377,819 (39.8%) 0.00 111
    2024-01-01 $327,425 (26.2%) $390,121 (40.0%) 0.00 101
    2024-02-01 $324,975 (25.2%) $398,478 (39.6%) 0.00 95
    2024-03-01 $327,450 (19.1%) $396,671 (34.0%) 0.00 88
    Berlin's median listing price for 2024-03-01 was $327,450, a difference of $52,550 (19.1%) versus the prior year and $2,475 versus the prior month.

    Berlin's median listing price comes in at 0% of the national average.

    Berlin's average listing price for 2024-03-01 was $396,671, a difference of $100,736 (34.0%) versus the prior year and $-1,807 versus the prior month.

    For the 2024-03-01 period, Berlin had 88 MLS listings, a difference of -7 listings (-7%) versus the prior month and 16 listings (22%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Berlin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,525 sqft
    2018-02-01 0 days 1,514 sqft
    2018-03-01 0 days 1,569 sqft
    2018-04-01 0 days 1,571 sqft
    2018-05-01 0 days 1,584 sqft
    2018-06-01 0 days 1,600 sqft
    2018-07-01 0 days 1,634 sqft
    2018-08-01 0 days 1,606 sqft
    2018-09-01 0 days 1,600 sqft
    2018-10-01 0 days 1,619 sqft
    2018-11-01 0 days 1,646 sqft
    2018-12-01 0 days 1,621 sqft
    2019-01-01 0 days 1,722 sqft
    2019-02-01 0 days 1,753 sqft
    2019-03-01 0 days 1,723 sqft
    2019-04-01 0 days 1,725 sqft
    2019-05-01 0 days 1,669 sqft
    2019-06-01 0 days 1,664 sqft
    2019-07-01 0 days 1,682 sqft
    2019-08-01 0 days 1,690 sqft
    2019-09-01 0 days 1,698 sqft
    2019-10-01 0 days 1,712 sqft
    2019-11-01 0 days 1,701 sqft
    2019-12-01 0 days 1,740 sqft
    2020-01-01 0 days 1,749 sqft
    2020-02-01 0 days 1,792 sqft
    2020-03-01 0 days 1,786 sqft
    2020-04-01 0 days 1,755 sqft
    2020-05-01 0 days 1,679 sqft
    2020-06-01 0 days 1,631 sqft
    2020-07-01 0 days 1,657 sqft
    2020-08-01 0 days 1,678 sqft
    2020-09-01 0 days 1,662 sqft
    2020-10-01 0 days 1,648 sqft
    2020-11-01 0 days 1,669 sqft
    2020-12-01 0 days 1,698 sqft
    2021-01-01 0 days 1,665 sqft
    2021-02-01 0 days 1,775 sqft
    2021-03-01 0 days 1,857 sqft
    2021-04-01 0 days 1,746 sqft
    2021-05-01 0 days 1,672 sqft
    2021-06-01 0 days 1,716 sqft
    2021-07-01 0 days 1,670 sqft
    2021-08-01 0 days 1,576 sqft
    2021-09-01 0 days 1,530 sqft
    2021-10-01 0 days 1,548 sqft
    2021-11-01 0 days 1,512 sqft
    2021-12-01 0 days 1,545 sqft
    2022-01-01 0 days 1,554 sqft
    2022-02-01 0 days 1,680 sqft
    2022-03-01 0 days 1,658 sqft
    2022-04-01 0 days 1,536 sqft
    2022-05-01 0 days 1,631 sqft
    2022-06-01 0 days 1,555 sqft
    2022-07-01 0 days 1,563 sqft
    2022-08-01 0 days 1,569 sqft
    2022-09-01 0 days 1,567 sqft
    2022-10-01 0 days 1,568 sqft
    2022-11-01 0 days 1,599 sqft
    2022-12-01 0 days 1,506 sqft
    2023-01-01 0 days 1,490 sqft
    2023-02-01 0 days 1,502 sqft
    2023-03-01 0 days 1,607 sqft
    2023-04-01 0 days 1,606 sqft
    2023-05-01 0 days 1,637 sqft
    2023-06-01 0 days 1,672 sqft
    2023-07-01 0 days 1,669 sqft
    2023-08-01 0 days 1,739 sqft
    2023-09-01 0 days 1,636 sqft
    2023-10-01 0 days 1,687 sqft
    2023-11-01 0 days 1,738 sqft
    2023-12-01 0 days 1,720 sqft
    2024-01-01 0 days 1,782 sqft
    2024-02-01 0 days 1,799 sqft
    2024-03-01 0 days 1,695 sqft
    Berlin's median listing age (time on market) for 2024-03-01 was 0 days.

    Berlin's median square footage for active listings during the 2024-03-01 period was 1,695 sqft. One year prior, the average listing was 1,607 sqft.

    Berlin, NH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 343 $76,395,000 $222,726
    Cash Out Refi 87 $13,165,000 $151,322
    Home Improvement 75 $8,005,000 $106,733
    Other 47 $4,295,000 $91,383
    Refi 36 $7,100,000 $197,222

    Berlin's most frequently cited loan purpose was Home Purchase, with 343 originations. The 2nd most popular reason was Cash Out Refi, with 87 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 216 $42,930,000 $198,750
    7-8% 179 $35,735,000 $199,637
    Over 8% 88 $11,930,000 $135,568
    5-6% 69 $13,605,000 $197,174
    3-4% 13 $1,235,000 $95,000
    4-5% 6 $1,110,000 $185,000
    <2.5% 4 $60,000 $15,000

    During 2023, Berlin's most frequently originated rate bucket was 6-7%, with 216 originations.

    Loan Sizing (Berlin, NH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 217 $31,475,000 $145,046
    $200k-400k 169 $44,805,000 $265,118
    $100,000 or less 163 $9,155,000 $56,166
    $400k-600k 28 $13,620,000 $486,429
    $600k-1000k 8 $5,440,000 $680,000
    $Over $1MM 3 $4,465,000 $1,488,333

    Berlin's loan sizing saw the bucket of loans from $100k-200k with 217 originations, totaling $31,475,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 202 $45,490,000 $225,198
    60-80% 144 $35,840,000 $248,889
    20-40% 82 $7,730,000 $94,268
    40-60% 75 $12,185,000 $162,467
    Under 20% 70 $3,330,000 $47,571
    Over 100% 7 $1,815,000 $259,286

    Berlin's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 202 originations, totaling $45,490,000 in origination value.