Mount Pleasant Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mount Pleasant averaged 6.01% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.12% and one month ago for the week of 2022-05-26, the average rate was 5.31%.

Mount Pleasant's average rate one year ago was 3.55%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Mount Pleasant 30 Year Fixed Rate 2022-06-30 6.01%
Mount Pleasant 30 Year Fixed Rate Refi 2022-06-30 5.77%
Mount Pleasant 15 Year Fixed Rate 2022-06-30 5.93%
Mount Pleasant 15 Year Fixed Rate Refi 2022-06-30 4.82%
Mount Pleasant 30 Year FHA 2022-06-30 5.88%
Mount Pleasant 30 Year FHA Refi 2022-06-30 5.79%
Mount Pleasant 30 Year USDA 2022-06-30 5.74%
Mount Pleasant 30 Year USDA Refi 2022-06-30 5.15%
Mount Pleasant 30 Year VA 2022-06-30 5.64%
Mount Pleasant 30 Year VA Refi 2022-06-30 5.28%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mount Pleasant, MI.

Mount Pleasant Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Mount Pleasant, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Isabella Bank 149 2.93% $2,813
Mercantile Bank of Michigan 90 3.26% $2,602
QUICKEN LOANS, LLC 68 3.19% $4,302
ACADEMY MORTGAGE CORPORATION 39 3.42% $3,356
MEMBERS FIRST Credit Union 36 3.15% $1,873
UNITED WHOLESALE MORTGAGE, LLC 24 3.12% $3,578
Fifth Third Bank 18 3.02% $2,841
MID AMERICA MORTGAGE, INC. 12 3.47% $3,404
UNION HOME MORTGAGE CORP. 12 3.13% $2,990
DOW CHEMICAL EMPLOYEES' 12 3.63% $2,663
Independent Bank 11 3.24% $2,881
The Huntington National Bank 10 3.03% $3,074
MORTGAGE CENTER L.C 9 3.21% $2,948
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 8 3.34% $3,324
TCF National Bank 8 3.17% $2,653
AMERIFIRST FINANCIAL CORPORATION 8 3.34% $3,206
TOWNE MORTGAGE COMPANY 6 3.44% $4,808
1st State Financial, Ltd. 5 2.98% $2,043
CALIBER HOME LOANS, INC. 5 3.19% $3,568
BETTER MORTGAGE CORPORATION 5 3.28% $1,555
LAKE MICHIGAN CREDIT UNION 5 2.98% $3,229
GreenStone Farm Credit Services, FLCA 5 3.80% $3,679
HOMESIDE FINANCIAL, LLC 4 3.18% $2,821
Frankenmuth Credit Union 4 3.09% $1,470
AMERISAVE MORTGAGE CORPORATION 4 3.22% $4,568
The Dart Bank 4 3.34% $2,730
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.41% $4,255
PNC Bank 4 3.00% $3,207
NEWREZ LLC 4 3.56% $3,302
Neighborhood Loans, Inc. 4 3.25% $3,208
LOANDEPOT.COM, LLC 3 3.12% $3,114
Bank of America 3 3.21% $3,194
HOME POINT FINANCIAL CORPORATION 3 3.00% $2,913
Mr. Cooper ( Nationstar Mortgage ) 3 4.25% $2,954
ROYAL UNITED MORTGAGE LLC 3 3.46% $6,074
RUOFF MORTGAGE COMPANY, INC. 3 3.13% $2,347
TOP FLITE FINANCIAL, INC. 3 3.33% $5,193
Wells Fargo Bank 3 3.96% $4,916
CROSSCOUNTRY MORTGAGE, LLC 2 3.25% $3,109
MICHIGAN MUTUAL, INC. 2 3.31% $3,168
NORTHERN MORTGAGE SERVICES, LLC 2 3.13% $2,276
MICHIGAN ONE COMMUNITY Credit Union 2 3.56% $3,006
J. VIRGIL, INC. 2 3.44% $5,020
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 2 3.38% $3,128
ENVOY MORTGAGE, LTD 2 3.31% $2,772
PREFERRED CREDIT UNION 2 3.38% $2,538
Level One Bank 2 3.56% $3,351
INLANTA MORTGAGE, INC. 2 3.50% $4,403
County National Bank 2 3.31% $2,862
Mortgage Research Center, LLC 2 3.19% $5,021
First National Bank of America 2 7.56% $5,585
Ally Bank 2 3.00% $3,115
FREEDOM MORTGAGE CORPORATION 2 2.88% $1,350
GENEVA FINANCIAL, LLC 2 3.38% $3,631
JPMorgan Chase Bank 2 3.18% $4,032
Flagstar Bank, FSB 2 3.35% $4,295
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.13% $1,993
NAVY FEDERAL CREDIT UNION 2 4.50% $2,674
Paramount Residential Mortgage Group, Inc. 1 3.50% $1,651
Platinum Home Mortgage Corporation 1 4.25% $10,974
Citizens Bank 1 3.38% $4,841
PREMIA MORTGAGE, LLC 1 2.99% $0
Preston Home Loans Inc 1 2.63% $3,278
Citadel Servicing Corporation 1 7.37% $2,985
CHERRY CREEK MORTGAGE, LLC 1 4.88% $718
RBC Bank, (Georgia) 1 3.00% $1,988
Renasant Bank 1 2.63% $2,657
VAN DYK MORTGAGE CORPORATION 1 2.88% $4,343
ZILLOW HOME LOANS, LLC 1 3.75% $3,438
SeaTrust Mortgage Company 1 2.88% $2,856
SOUTHWEST FUNDING, LP 1 3.25% $7,427
STAUNTON FINANCIAL, INC. 1 2.99% $3,189
STOCKTON MORTGAGE CORPORATION 1 3.25% $5,024
SUCCESS MORTGAGE PARTNERS, INC. 1 3.38% $6,590
BROKER SOLUTIONS, INC. 1 3.24% $3,341
BLG HOLDINGS, INC. 1 3.38% $4,391
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.75% $4,079
The State Bank 1 3.13% $2,178
West Michigan Credit Union 1 3.00% $4,171
AMERICAN FINANCING CORPORATION 1 3.50% $6,251
Truist Bank 1 3.49% $2,473
Truity Federal Credit Union 1 2.63% $2,020
GENISYS 1 3.38% $2,679
GUARANTEED RATE, INC. 1 3.38% $3,504
UNITED FINANCIAL Credit Union 1 3.38% $2,489
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.13% $3,647
Hometown Lenders, Inc. 1 3.25% $4,853
First Guaranty Mortgage Corporation 1 2.63% $2,429
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.25% $5,670
KELLER MORTGAGE, LLC 1 2.88% $5,361
Kellogg Community Credit Union 1 3.50% $2,582
KS StateBank 1 3.63% $2,185
LAFCU 1 3.50% $2,953
Discover Bank 1 3.99% $0
LOANPAL, LLC 1 3.25% $3,458
DFCU FINANCIAL 1 3.25% $2,970
MICHIGAN SCHOOLS AND GOVERNMENT 1 2.75% $2,643
CREDIT UNION ONE 1 3.13% $3,504
MMS MORTGAGE SERVICES, LTD. 1 3.25% $2,613
MORTGAGE 1 INCORPORATED 1 3.88% $3,197
MOVEMENT MORTGAGE, LLC 1 2.99% $4,072
Adventure Credit Union 1 5.25% $2,191
CONSUMERS 1 4.13% $2,861
COMMUNITY FINANCIAL CREDIT UNION 1 3.13% $2,380
Northpointe Bank 1 3.25% $2,628

Mount Pleasant, MI's 105 lenders originated 1,773 loans during 2021. The total origination value was $293,915,000, with an average loan value of $165,773.

The top Mount Pleasant lender as defined by loan originations is Isabella Bank, with 149 loans originated. Their average total fees are $2,813, which is $210 higher than the next largest lender, Mercantile Bank of Michigan.

The lowest fee Mount Pleasant lenders (with over 10 loans originated) are MEMBERS FIRST Credit Union ($1,873), Mercantile Bank of Michigan ($2,602), DOW CHEMICAL EMPLOYEES' ($2,663), Isabella Bank ($2,813) and Fifth Third Bank ($2,841).

The lowest rate Mount Pleasant lenders (with over 10 loans originated) are Isabella Bank (2.93%), Fifth Third Bank (3.02%), The Huntington National Bank (3.03%), UNITED WHOLESALE MORTGAGE, LLC (3.12%) and UNION HOME MORTGAGE CORP. (3.13%).

Mount Pleasant, MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Isabella Bank $63,030,000 $64,355,000 2.1% 21.9%
Mercantile Bank of Michigan $42,130,000 $30,815,000 -26.9% 10.5%
QUICKEN LOANS, LLC $22,025,000 $27,260,000 23.8% 9.3%
ACADEMY MORTGAGE CORPORATION $8,910,000 $11,690,000 31.2% 4.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $8,805,000 n/a 3.0%
ORIX REAL ESTATE CAPITAL, LLC $8,465,000 n/a 2.9%
MEMBERS FIRST Credit Union $6,715,000 $7,850,000 16.9% 2.7%
UNITED WHOLESALE MORTGAGE, LLC $3,135,000 $6,885,000 119.6% 2.3%
Fifth Third Bank $2,115,000 $5,045,000 138.5% 1.7%
MID AMERICA MORTGAGE, INC. $1,210,000 $4,995,000 312.8% 1.7%
Independent Bank $3,865,000 $4,815,000 24.6% 1.6%
Mortgage Research Center, LLC $2,905,000 $4,795,000 65.1% 1.6%
Old National Bank $125,000 $4,315,000 3,352.0% 1.5%
Commercial Bank $4,710,000 $3,865,000 -17.9% 1.3%
The Huntington National Bank $870,000 $3,660,000 320.7% 1.2%
DOW CHEMICAL EMPLOYEES' $2,190,000 $3,555,000 62.3% 1.2%
FREEDOM MORTGAGE CORPORATION $4,575,000 $3,045,000 -33.4% 1.0%
UNION HOME MORTGAGE CORP. $5,340,000 $2,965,000 -44.5% 1.0%
FIRST CHOICE MH LLC $1,745,000 $2,865,000 64.2% 1.0%
BM Real Estate Services, Inc. $2,790,000 n/a 0.9%
MORTGAGE CENTER L.C $4,270,000 $2,560,000 -40.0% 0.9%
PNC Bank $3,875,000 $2,400,000 -38.1% 0.8%
TOWNE MORTGAGE COMPANY $2,740,000 $2,400,000 -12.4% 0.8%
CREDIT UNION ONE $685,000 $2,330,000 240.1% 0.8%
TCF National Bank $3,095,000 $2,295,000 -25.8% 0.8%
GreenStone Farm Credit Services, FLCA $2,940,000 $2,225,000 -24.3% 0.8%
LOANDEPOT.COM, LLC $1,000,000 $2,165,000 116.5% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,980,000 $2,150,000 -27.9% 0.7%
NEWREZ LLC $420,000 $2,045,000 386.9% 0.7%
AMERIFIRST FINANCIAL CORPORATION $1,500,000 $2,020,000 34.7% 0.7%
CALIBER HOME LOANS, INC. $1,115,000 $1,945,000 74.4% 0.7%
LAKE MICHIGAN CREDIT UNION $2,060,000 $1,945,000 -5.6% 0.7%
PENNYMAC LOAN SERVICES, LLC $250,000 $1,670,000 568.0% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $745,000 $1,520,000 104.0% 0.5%
AMERISAVE MORTGAGE CORPORATION $830,000 $1,475,000 77.7% 0.5%
Flagstar Bank, FSB $2,430,000 $1,450,000 -40.3% 0.5%
The Dart Bank $1,535,000 $1,380,000 -10.1% 0.5%
Frankenmuth Credit Union $510,000 $1,365,000 167.6% 0.5%
Wells Fargo Bank $1,345,000 $1,365,000 1.5% 0.5%
HOME POINT FINANCIAL CORPORATION $450,000 $1,335,000 196.7% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $330,000 $1,270,000 284.8% 0.4%
TOP FLITE FINANCIAL, INC. $240,000 $1,255,000 422.9% 0.4%
BETTER MORTGAGE CORPORATION $1,130,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $195,000 $1,090,000 459.0% 0.4%
21ST MORTGAGE CORPORATION $1,380,000 $1,065,000 -22.8% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,550,000 $1,065,000 -31.3% 0.4%
Neighborhood Loans, Inc. $820,000 $1,005,000 22.6% 0.3%
1st State Financial, Ltd. $345,000 $975,000 182.6% 0.3%
MORTGAGE 1 INCORPORATED $590,000 $970,000 64.4% 0.3%
Bank of America $310,000 $955,000 208.1% 0.3%
Wildfire Credit Union $375,000 $935,000 149.3% 0.3%
Barrington Bank & Trust Company, N.A. $500,000 $920,000 84.0% 0.3%
BLG HOLDINGS, INC. $465,000 $850,000 82.8% 0.3%
KS StateBank $830,000 n/a 0.3%
J. VIRGIL, INC. $815,000 n/a 0.3%
INLANTA MORTGAGE, INC. $95,000 $735,000 673.7% 0.3%
HOMESIDE FINANCIAL, LLC $695,000 n/a 0.2%
Level One Bank $6,510,000 $600,000 -90.8% 0.2%
GUARANTEED RATE, INC. $490,000 $590,000 20.4% 0.2%
MICHIGAN MUTUAL, INC. $575,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $655,000 $565,000 -13.7% 0.2%
Citadel Servicing Corporation $490,000 n/a 0.2%
MICHIGAN ONE COMMUNITY Credit Union $490,000 n/a 0.2%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $635,000 $490,000 -22.8% 0.2%
Carrington Mortgage Services, LLC $325,000 $480,000 47.7% 0.2%
Citizens Bank $540,000 $475,000 -12.0% 0.2%
ROYAL UNITED MORTGAGE LLC $410,000 $475,000 15.9% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $610,000 $475,000 -22.1% 0.2%
BROKER SOLUTIONS, INC. $695,000 $465,000 -33.1% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $155,000 $455,000 193.5% 0.2%
JPMorgan Chase Bank $1,635,000 $445,000 -72.8% 0.2%
Horizon Bank $3,450,000 $440,000 -87.2% 0.1%
USAA Federal Savings Bank $250,000 $410,000 64.0% 0.1%
First Guaranty Mortgage Corporation $865,000 $405,000 -53.2% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $105,000 $400,000 281.0% 0.1%
Northpointe Bank $625,000 $395,000 -36.8% 0.1%
RUOFF MORTGAGE COMPANY, INC. $495,000 $385,000 -22.2% 0.1%
Platinum Home Mortgage Corporation $375,000 n/a 0.1%
COMMUNITY FIRST $530,000 $370,000 -30.2% 0.1%
DFCU FINANCIAL $370,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $105,000 $365,000 247.6% 0.1%
MMS MORTGAGE SERVICES, LTD. $360,000 n/a 0.1%
Truity Federal Credit Union $355,000 n/a 0.1%
GENISYS $350,000 n/a 0.1%
GENEVA FINANCIAL, LLC $255,000 $340,000 33.3% 0.1%
Paramount Residential Mortgage Group, Inc. $330,000 n/a 0.1%
U.S. Bank $330,000 $330,000 0.0% 0.1%
ROSS MORTGAGE CORPORATION $325,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $85,000 $320,000 276.5% 0.1%
CHERRY CREEK MORTGAGE, LLC $320,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $390,000 $320,000 -17.9% 0.1%
SeaTrust Mortgage Company $315,000 n/a 0.1%
NORTHERN MORTGAGE SERVICES, LLC $175,000 $310,000 77.1% 0.1%
RBC Bank, (Georgia) $305,000 n/a 0.1%
County National Bank $300,000 n/a 0.1%
PREFERRED CREDIT UNION $95,000 $300,000 215.8% 0.1%
UNITED $270,000 $295,000 9.3% 0.1%
ENVOY MORTGAGE, LTD $245,000 $290,000 18.4% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $190,000 $290,000 52.6% 0.1%
The State Bank $290,000 n/a 0.1%
NBKC BANK $285,000 n/a 0.1%
PREMIA MORTGAGE, LLC $285,000 n/a 0.1%
LAFCU $250,000 $270,000 8.0% 0.1%
SENB Bank $245,000 n/a 0.1%
Ally Bank $330,000 $240,000 -27.3% 0.1%
First National Bank of America $240,000 n/a 0.1%
EVERETT FINANCIAL, INC. $330,000 $235,000 -28.8% 0.1%
Lakeview Community Capital, LLC $235,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $65,000 $230,000 253.8% 0.1%
EMBRACE HOME LOANS, INC. $225,000 n/a 0.1%
KELLER MORTGAGE, LLC $225,000 n/a 0.1%
Kellogg Community Credit Union $225,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $270,000 $220,000 -18.5% 0.1%
COMMUNITY FINANCIAL CREDIT UNION $210,000 n/a 0.1%
ALLIANT CREDIT UNION $205,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $205,000 n/a 0.1%
STAUNTON FINANCIAL, INC. $205,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $205,000 n/a 0.1%
Lake Trust Credit Union $455,000 $200,000 -56.0% 0.1%
Hometown Lenders, Inc. $195,000 n/a 0.1%
Bay Bank $185,000 n/a 0.1%
CONSUMERS $350,000 $180,000 -48.6% 0.1%
Brighton Bank $175,000 n/a 0.1%
STOCKTON MORTGAGE CORPORATION $175,000 n/a 0.1%
Thumb Bank and Trust $105,000 $175,000 66.7% 0.1%
VIBE CREDIT UNION $135,000 $175,000 29.6% 0.1%
NFM, INC. $2,790,000 $165,000 -94.1% 0.1%
Plains Commerce Bank $185,000 $165,000 -10.8% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $620,000 $160,000 -74.2% 0.1%
West Michigan Credit Union $75,000 $160,000 113.3% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $120,000 $155,000 29.2% 0.1%
FINANCIAL PLUS CREDIT UNION $155,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $325,000 $155,000 -52.3% 0.1%
Preston Home Loans Inc $155,000 n/a 0.1%
Renasant Bank $125,000 $155,000 24.0% 0.1%
Eaton Community Bank $150,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $145,000 n/a 0.0%
SOUTHWEST FUNDING, LP $145,000 n/a 0.0%
STEARNS LENDING, LLC $145,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $75,000 $140,000 86.7% 0.0%
United Bay Community Credit Union $135,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $125,000 n/a 0.0%
Adventure Credit Union $170,000 $115,000 -32.4% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $195,000 $115,000 -41.0% 0.0%
MOVEMENT MORTGAGE, LLC $115,000 n/a 0.0%
Truist Bank $115,000 n/a 0.0%
UNITED FINANCIAL Credit Union $370,000 $105,000 -71.6% 0.0%
MEMBER FIRST MORTGAGE, LLC $145,000 $95,000 -34.5% 0.0%
AMERICAN ADVISORS GROUP $85,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $185,000 $85,000 -54.1% 0.0%
Discover Bank $55,000 $85,000 54.5% 0.0%
LIMA ONE CAPITAL, LLC $85,000 n/a 0.0%
MICHIGAN SCHOOLS AND GOVERNMENT $105,000 $85,000 -19.0% 0.0%
Wanigas Credit Union $85,000 n/a 0.0%
ARBOR FINANCIAL CREDIT UNION $375,000 $75,000 -80.0% 0.0%
Figure Lending LLC $55,000 n/a 0.0%
LOANPAL, LLC $55,000 n/a 0.0%
FinancialEdge Community Credit Union $115,000 $35,000 -69.6% 0.0%

Mount Pleasant's top lender by overall market share is Isabella Bank, with 21.9% market share. In second place, with 10.5%, is Mercantile Bank of Michigan, having originated $30,815,000 in loans. In third place, with 9.3%, is QUICKEN LOANS, LLC, having originated $27,260,000 in loans. In third place, with 4.0%, is ACADEMY MORTGAGE CORPORATION, having originated $11,690,000 in loans. In third place, with 3.0%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $8,805,000 in loans.


Mount Pleasant, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 799 $138,235,000 $173,010
Refi 600 $108,450,000 $180,750
Cash Out Refi 298 $41,480,000 $139,195
Home Improvement 38 $2,630,000 $69,211
Other 38 $3,120,000 $82,105

Mount Pleasant's most frequently cited loan purpose was Home Purchase, with 799 originations. The 2nd most popular reason was Refi, with 600 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 686 $118,100,000 $172,157
2.5-3% 600 $93,180,000 $155,300
<2.5% 285 $52,065,000 $182,684
4-5% 80 $9,700,000 $121,250
Over 8% 43 $2,865,000 $66,628
5-6% 26 $10,350,000 $398,077
7-8% 9 $635,000 $70,556
6-7% 8 $1,030,000 $128,750

During 2021, Mount Pleasant's most frequently originated rate bucket was 3-4%, with 686 originations.

Loan Sizing (Mount Pleasant, MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 877 $124,505,000 $141,967
$100,000 or less 540 $38,090,000 $70,537
$200k-400k 318 $81,120,000 $255,094
$400k-600k 25 $11,735,000 $469,400
$Over $1MM 8 $34,740,000 $4,342,500
$600k-1000k 5 $3,725,000 $745,000

Mount Pleasant's loan sizing saw the bucket of loans from $100k-200k with 877 originations, totaling $124,505,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 669 $112,895,000 $168,752
60-80% 627 $102,915,000 $164,139
40-60% 244 $35,770,000 $146,598
20-40% 84 $6,420,000 $76,429
Under 20% 47 $1,345,000 $28,617
Over 100% 11 $19,415,000 $1,765,000

Mount Pleasant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 669 originations, totaling $112,895,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Mount Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $142,450 (2.2%) $173,677 (6.4%) 0.00 264
2018-02-01 $142,450 (-1.0%) $172,701 (3.4%) 0.00 260
2018-03-01 $149,900 (3.7%) $181,364 (9.5%) 0.00 264
2018-04-01 $149,950 (0.6%) $184,728 (8.1%) 0.00 273
2018-05-01 $153,450 (6.8%) $188,875 (10.2%) 0.00 274
2018-06-01 $149,999 (3.5%) $181,719 (5.7%) 0.00 292
2018-07-01 $150,000 (0.1%) $181,526 (5.3%) 0.00 318
2018-08-01 $149,900 (1.7%) $179,256 (2.8%) 0.00 320
2018-09-01 $149,900 (0.0%) $180,876 (1.7%) 0.00 329
2018-10-01 $150,000 (1.7%) $185,067 (5.5%) 0.00 317
2018-11-01 $150,000 (7.9%) $183,261 (5.5%) 0.00 314
2018-12-01 $152,000 (8.6%) $184,598 (5.5%) 0.00 293
2019-01-01 $159,450 (11.9%) $187,733 (8.1%) 0.00 250
2019-02-01 $154,900 (8.7%) $186,558 (8.0%) 0.00 251
2019-03-01 $154,243 (2.9%) $187,574 (3.4%) 0.00 260
2019-04-01 $162,400 (8.3%) $191,555 (3.7%) 0.00 259
2019-05-01 $165,400 (7.8%) $197,837 (4.8%) 0.00 262
2019-06-01 $162,900 (8.6%) $194,057 (6.8%) 0.00 283
2019-07-01 $162,450 (8.3%) $192,507 (6.1%) 0.00 313
2019-08-01 $163,614 (9.2%) $190,166 (6.1%) 0.00 299
2019-09-01 $161,900 (8.0%) $186,565 (3.2%) 0.00 281
2019-10-01 $169,650 (13.1%) $191,703 (3.6%) 0.00 248
2019-11-01 $169,900 (13.3%) $205,797 (12.3%) 0.00 191
2019-12-01 $175,250 (15.3%) $208,807 (13.1%) 0.00 181
2020-01-01 $169,900 (6.6%) $202,742 (8.0%) 0.00 171
2020-02-01 $185,000 (19.4%) $206,417 (10.6%) 0.00 163
2020-03-01 $192,725 (25.0%) $213,154 (13.6%) 0.00 170
2020-04-01 $197,900 (21.9%) $219,778 (14.7%) 0.00 149
2020-05-01 $169,000 (2.2%) $210,252 (6.3%) 0.00 154
2020-06-01 $180,950 (11.1%) $215,338 (11.0%) 0.00 165
2020-07-01 $180,000 (10.8%) $215,959 (12.2%) 0.00 167
2020-08-01 $185,000 (13.1%) $226,126 (18.9%) 0.00 156
2020-09-01 $194,900 (20.4%) $239,146 (28.2%) 0.00 141
2020-10-01 $199,900 (17.8%) $241,110 (25.8%) 0.00 144
2020-11-01 $191,950 (13.0%) $236,620 (15.0%) 0.00 146
2020-12-01 $175,000 (-0.1%) $228,662 (9.5%) 0.00 144
2021-01-01 $159,900 (-5.9%) $221,146 (9.1%) 0.00 108
2021-02-01 $175,200 (-5.3%) $243,518 (18.0%) 0.00 85
2021-03-01 $182,450 (-5.3%) $253,447 (18.9%) 0.00 85
2021-04-01 $227,450 (14.9%) $274,961 (25.1%) 0.00 74
2021-05-01 $199,900 (18.3%) $257,014 (22.2%) 0.00 74
2021-06-01 $182,000 (0.6%) $223,391 (3.7%) 0.00 89
2021-07-01 $181,950 (1.1%) $232,574 (7.7%) 0.00 106
2021-08-01 $187,500 (1.4%) $220,088 (-2.7%) 0.00 122
2021-09-01 $182,500 (-6.4%) $212,787 (-11.0%) 0.00 138
2021-10-01 $185,000 (-7.5%) $216,144 (-10.4%) 0.00 140
2021-11-01 $179,950 (-6.3%) $213,082 (-10.0%) 0.00 119
2021-12-01 $182,450 (4.3%) $210,883 (-7.8%) 0.00 102
2022-01-01 $179,900 (12.5%) $216,071 (-2.3%) 0.00 87
2022-02-01 $179,900 (2.7%) $219,550 (-9.8%) 0.00 72
2022-03-01 $178,000 (-2.4%) $213,439 (-15.8%) 0.00 54
2022-04-01 $179,000 (-21.3%) $219,278 (-20.3%) 0.00 59
2022-05-01 $172,450 (-13.7%) $212,664 (-17.3%) 0.00 71
2022-06-01 $182,400 (0.2%) $222,399 (-0.4%) 0.00 88
Mount Pleasant's median listing price for 2022-06-01 was $182,400, a difference of $400 (0.2%) versus the prior year and $9,950 versus the prior month.

Mount Pleasant's median listing price comes in at 0% of the national average.

Mount Pleasant's average listing price for 2022-06-01 was $222,399, a difference of $-992 (-0.4%) versus the prior year and $9,735 versus the prior month.

For the 2022-06-01 period, Mount Pleasant had 88 MLS listings, a difference of 17 listings (24%) versus the prior month and -1 listings (-1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Mount Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,735 sqft
2018-02-01 0 days 1,750 sqft
2018-03-01 0 days 1,800 sqft
2018-04-01 0 days 1,872 sqft
2018-05-01 0 days 1,879 sqft
2018-06-01 0 days 1,820 sqft
2018-07-01 0 days 1,835 sqft
2018-08-01 0 days 1,819 sqft
2018-09-01 0 days 1,730 sqft
2018-10-01 0 days 1,770 sqft
2018-11-01 0 days 1,757 sqft
2018-12-01 0 days 1,750 sqft
2019-01-01 0 days 1,760 sqft
2019-02-01 0 days 1,739 sqft
2019-03-01 0 days 1,747 sqft
2019-04-01 0 days 1,796 sqft
2019-05-01 0 days 1,800 sqft
2019-06-01 0 days 1,774 sqft
2019-07-01 0 days 1,779 sqft
2019-08-01 0 days 1,735 sqft
2019-09-01 0 days 1,697 sqft
2019-10-01 0 days 1,769 sqft
2019-11-01 0 days 1,800 sqft
2019-12-01 0 days 1,787 sqft
2020-01-01 0 days 1,777 sqft
2020-02-01 0 days 1,810 sqft
2020-03-01 0 days 1,891 sqft
2020-04-01 0 days 1,892 sqft
2020-05-01 0 days 1,800 sqft
2020-06-01 0 days 1,929 sqft
2020-07-01 0 days 2,000 sqft
2020-08-01 0 days 2,000 sqft
2020-09-01 0 days 1,988 sqft
2020-10-01 0 days 2,000 sqft
2020-11-01 0 days 2,000 sqft
2020-12-01 0 days 1,930 sqft
2021-01-01 0 days 1,956 sqft
2021-02-01 0 days 2,070 sqft
2021-03-01 0 days 2,084 sqft
2021-04-01 0 days 2,193 sqft
2021-05-01 0 days 1,929 sqft
2021-06-01 0 days 1,766 sqft
2021-07-01 0 days 1,757 sqft
2021-08-01 0 days 1,715 sqft
2021-09-01 0 days 1,750 sqft
2021-10-01 0 days 1,686 sqft
2021-11-01 0 days 1,673 sqft
2021-12-01 0 days 1,675 sqft
2022-01-01 0 days 1,570 sqft
2022-02-01 0 days 1,568 sqft
2022-03-01 0 days 1,635 sqft
2022-04-01 0 days 1,650 sqft
2022-05-01 0 days 1,609 sqft
2022-06-01 0 days 1,702 sqft
Mount Pleasant's median listing age (time on market) for 2022-06-01 was 0 days.

Mount Pleasant's median square footage for active listings during the 2022-06-01 period was 1,702 sqft. One year prior, the average listing was 1,766 sqft.