Dupaco Community Mortgage Rates, Fees & Info
Dubuque, IALEI: 549300UXTDELQS5SLF91
Tax ID: 42-0674206
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Mortgage Data
Review & Overview
Dupaco Community is a smaller mortgage company specializing in Home Purchase loans. Dupaco Community has a high proportion of conventional loans. Their top markets by origination volume include: Dubuque, Cedar Rapids, Madison, Platteville, and Des Moines among others. We have data for 87 markets. (Some data included below & more in-depth data is available with an active subscription.)Dupaco Community has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dupaco Community is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.38% | 4/28/24 |
| 30 Year Conventional Purchase | 6.54% | 4/28/24 |
| 30 Year Conventional Refi | 5.65% | 4/28/24 |
| 30 Year Cash-out Refi | 5.96% | 4/28/24 |
| 15 Year Conventional Purchase | 5.68% | 4/28/24 |
| 15 Year Conventional Refi | 5.38% | 4/28/24 |
| 15 Year Cash-out Refi | 5.38% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Dupaco Community Mortgage Calculator
Your Estimates
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,850Origination Dollar Volume (All Markets)
$396,570,000Awards
DUPACO COMMUNITY - 2022
DUPACO COMMUNITY is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DUBUQUE, IA (FHA|USDA|VA) | 1,090 | $142,930,000 | $131,128 | $2,243 | 4.58% |
| Outside of Metro Areas | 568 | $64,920,000 | $114,296 | $2,397 | 4.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 358 | $38,770,000 | $108,296 | $2,342 | 5.04% |
| MADISON, WI (FHA|USDA|VA) | 89 | $31,985,000 | $359,382 | $3,118 | 4.84% |
| Platteville, WI (FHA|USDA|VA) | 264 | $31,040,000 | $117,576 | $2,548 | 4.52% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 90 | $30,490,000 | $338,778 | $2,567 | 4.84% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 125 | $13,215,000 | $105,720 | $2,186 | 4.75% |
| Carroll, IA (FHA|USDA|VA) | 67 | $6,645,000 | $99,179 | $2,064 | 4.67% |
| IOWA CITY, IA (FHA|USDA|VA) | 18 | $3,760,000 | $208,889 | $3,083 | 4.51% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 12 | $3,430,000 | $285,833 | $3,657 | 5.08% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $2,705,000 | $245,909 | $7,232 | 4.23% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 17 | $2,535,000 | $149,118 | $2,585 | 5.06% |
| Clinton, IA (FHA|USDA|VA) | 11 | $1,625,000 | $147,727 | $2,823 | 4.77% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $1,585,000 | $1,585,000 | $0 | 3.80% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,193 | 4.56% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $2,919 | 4.15% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $4,105 | 4.88% |
| Marshalltown, IA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $1,682 | 4.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $0 | 4.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,208 | 5.21% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,623 | 5.44% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,899 | 3.44% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,951 | 5.06% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,887 | 3.62% |
| TULSA, OK (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,197 | 5.08% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $3,229 | 4.33% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,016 | 4.92% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,460 | 4.67% |
| AMES, IA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $2,509 | 4.31% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,915 | 3.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $208 | 3.56% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,468 | 6.44% |
| Burlington, IA-IL (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $1,405 | 5.44% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,420 | 4.19% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 5.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $3,303 | 5.06% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,473 | 2.75% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,841 | 3.50% |
| Sterling, IL (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $2,488 | 6.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,927 | 5.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,117 | 5.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,609 | 5.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 3.95% |
| Mason City, IA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,138 | 5.50% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,918 | 4.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,056 | 6.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,254 | 4.13% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,639 | 5.00% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,002 | 4.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,033 | 5.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,131 | 6.00% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,069 | 5.63% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.00% |
| Freeport, IL (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $495 | 3.88% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,098 | 6.63% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,734 | 5.88% |
| Douglas, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,155 | 4.63% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,649 | 4.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,060 | 5.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.00% |
| Newport, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,031 | 6.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.25% |
| Winona, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,931 | 5.00% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.38% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,965 | 4.69% |
| Angola, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.25% |
| Pella, IA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.38% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,242 | 2.88% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,983 | 3.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,971 | 4.88% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,507 | 4.88% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,387 | 5.13% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,904 | 6.00% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,156 | 2.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,210 | 4.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.75% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against DUPACO COMMUNITY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 90
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,635 | $325,375,000 | $199,006 | $2,415 | 4.19% |
| HELOC | 1,215 | $71,195,000 | $58,597 | n/a | 5.42% |
For 2022, Dupaco Community's most frequently originated type of loan was Conventional, with 1,635 originations. Their 2nd most popular type was HELOC, with 1,215 originations.
Loan Reason
For 2022, Dupaco Community's most frequently cited loan purpose was Home Purchase, with 996 originations. The 2nd most popular reason was Other, with 853 originations.
Loan Duration/Length
For 2022, Dupaco Community's most frequently cited loan duration was 15 Year, with 1,455 originations. The 2nd most popular length was 30 Year, with 1,021 originations.
Origination Fees/Closing Costs
Dupaco Community's average total fees were $2,757, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 890 originations.
Interest Rates
During 2022, Dupaco Community's average interest rate for loans was 4.56%, while their most frequently originated rate bucket for loans was 4-5%, with 897 originations.
Loan Sizing
2022 saw Dupaco Community place emphasis on $100,000 or less loans with 1,472 originations, totaling $74,210,000 in origination value.
Applicant Income
Dupaco Community lent most frequently to those with incomes in the $50k-75k range, with 723 originations. The second most popular income band? $50k or less, with 605 originations.
Applicant Debt to Income Ratio
Dupaco Community lent most frequently to those with DTI ratios of 20-30%, with 654 originations. The next most common DTI ratio? 30-36%, with 578 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.99%
Dupaco Community has a below average approval rate.
Pick Rate
Approvals leading to origination81.72%
Dupaco Community has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 14 | $870,000 | $62,143 |
| NA | 2,836 | $395,700,000 | $139,528 |