ENID Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Enid averaged 6.97% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

    The average rate for the prior week (2024-04-04) was 6.81% and one month ago for the week of 2024-03-07, the average rate was 7.17%.

    Enid's average rate one year ago was 6.47%.

    For refis of the same type during the week of 2024-04-11, the average rate was 7.08%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-11 6.88%
    Enid 30 Year Fixed Rate 2024-04-11 6.97%
    Enid 30 Year Fixed Rate Refi 2024-04-11 7.08%
    Enid 15 Year Fixed Rate 2024-04-11 6.36%
    Enid 15 Year Fixed Rate Refi 2024-04-11 6.66%
    Enid 30 Year FHA 2024-04-11 6.86%
    Enid 30 Year FHA Refi 2024-04-11 6.74%
    Enid 30 Year USDA 2024-04-11 6.51%
    Enid 30 Year USDA Refi 2024-04-11 6.81%
    Enid 30 Year VA 2024-04-11 6.68%
    Enid 30 Year VA Refi 2024-04-11 6.37%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ENID, OK.

    ENID Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ENID, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Gateway First Bank 39 6.96% $4,308
    PRIMELENDING, A PLAINSCAPITAL COMPANY 25 6.96% $4,716
    QUICKEN LOANS, LLC 21 6.84% $7,082
    BOKF 15 7.38% $3,565
    American Mortgage & Equity Consultants, Inc. 7 7.03% $4,901
    ROYAL UNITED MORTGAGE LLC 6 7.35% $7,091
    UNITED WHOLESALE MORTGAGE, LLC 5 6.72% $7,584
    InterBank 3 8.29% $1,490
    NBKC BANK 3 7.79% $3,065
    Great Plains National Bank 3 6.50% $3,633
    Stride Bank 3 7.00% $3,820
    COMMUNICATION 3 6.33% $3,151
    Vision Bank 2 6.44% $2,475
    Wells Fargo Bank 2 6.25% $3,930
    NAVY FEDERAL CREDIT UNION 2 5.56% $3,491
    CORNERSTONE HOME LENDING, INC. 2 7.31% $5,604
    OPEN MORTGAGE, LLC 2 6.68% $4,011
    PENNYMAC LOAN SERVICES, LLC 2 8.12% $4,821
    BancFirst 2 6.31% $7,251
    Discover Bank 2 7.12% $0
    Simmons Bank 2 6.38% $4,517
    First United Bank and Trust Company 2 6.75% $4,984
    Bank of America 2 5.75% $4,016
    AMERISAVE MORTGAGE CORPORATION 2 6.13% $8,657
    LOANDEPOT.COM, LLC 2 6.38% $8,676
    U.S. Bank 1 6.99% $3,363
    Tinker Federal Credit Union 1 6.50% $4,463
    Amarillo National Bank 1 7.13% $3,481
    AMERICAN FINANCING CORPORATION 1 6.50% $5,358
    AmeriHome Mortgage Company, LLC 1 5.99% $13,337
    ANECA Federal Credit Union 1 6.38% $9,057
    Arvest Bank 1 6.25% $5,605
    BETTER MORTGAGE CORPORATION 1 6.75% $2,425
    BMO Harris Bank 1 7.13% $4,695
    CROSSCOUNTRY MORTGAGE, LLC 1 5.70% $7,669
    FLAT BRANCH MORTGAGE, INC. 1 6.38% $3,577
    GUARANTEED RATE, INC. 1 6.63% $8,378
    JPMorgan Chase Bank 1 6.50% $2,706
    MidFirst Bank 1 6.38% $3,675
    Mortgage Research Center, LLC 1 7.63% $5,686
    OKLAHOMA'S 1 6.25% $3,622
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.25% $4,530
    RCB Bank 1 6.13% $5,881
    SOUTHWEST STAGE FUNDING, LLC 1 6.88% $10,631
    Stifel Bank and Trust 1 5.75% $3,666
    T2 FINANCIAL LLC 1 5.88% $5,909
    The Huntington National Bank 1 6.38% $4,867
    THRIVE MORTGAGE, LLC 1 7.13% $6,084
    Ally Bank 1 6.25% $8,171
    United Fidelity Funding Corp. 1 6.25% $6,299
    USAA Federal Savings Bank 1 7.63% $3,818

    ENID Average Closing Costs & Other Stats

    ENID, OK's 51 lenders originated 913 loans during 2023. The total origination value was $136,115,000, with an average loan value of $149,085.

    ENID's average closing costs are $4,771.

    The top ENID lender as defined by loan originations is Gateway First Bank, with 39 loans originated. Their average total fees are $4,308, which is $408 lower than the next largest lender, PRIMELENDING, A PLAINSCAPITAL COMPANY.

    The lowest fee ENID lenders (with over 10 loans originated) are BOKF ($3,565), Gateway First Bank ($4,308), PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,716), QUICKEN LOANS, LLC ($7,082) and .

    The lowest rate ENID lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.84%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.96%), Gateway First Bank (6.96%), BOKF (7.38%) and .

    ENID, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Gateway First Bank $15,745,000 $15,795,000 0.3% 11.6%
    FINANCIAL CONCEPTS MORTGAGE, LLC $19,050,000 $12,950,000 -32.0% 9.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $15,350,000 $8,450,000 -45.0% 6.2%
    Mortgage Research Center, LLC $9,505,000 $7,890,000 -17.0% 5.8%
    Great Plains National Bank $4,795,000 $7,655,000 59.6% 5.6%
    BOKF $8,015,000 $7,225,000 -9.9% 5.3%
    QUICKEN LOANS, LLC $10,720,000 $7,120,000 -33.6% 5.2%
    The Security National Bank of Enid $11,885,000 $5,870,000 -50.6% 4.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,215,000 $3,910,000 221.8% 2.9%
    THE BANK OF KREMLIN $3,585,000 n/a 2.6%
    NAVY FEDERAL CREDIT UNION $3,535,000 $2,945,000 -16.7% 2.2%
    PENNYMAC LOAN SERVICES, LLC $1,070,000 $2,520,000 135.5% 1.9%
    NBKC BANK $4,655,000 $2,415,000 -48.1% 1.8%
    InterBank $3,145,000 $2,265,000 -28.0% 1.7%
    Stride Bank $6,505,000 $2,070,000 -68.2% 1.5%
    American Mortgage & Equity Consultants, Inc. $2,030,000 n/a 1.5%
    Tinker Federal Credit Union $4,065,000 $2,020,000 -50.3% 1.5%
    USAA Federal Savings Bank $3,930,000 $1,940,000 -50.6% 1.4%
    First United Bank and Trust Company $1,295,000 $1,715,000 32.4% 1.3%
    RCB Bank $335,000 $1,675,000 400.0% 1.2%
    13946 $1,455,000 n/a 1.1%
    Arvest Bank $1,105,000 $1,445,000 30.8% 1.1%
    ACB BANK $1,435,000 n/a 1.1%
    BancFirst $1,760,000 $1,425,000 -19.0% 1.0%
    COMMUNICATION $1,605,000 $1,415,000 -11.8% 1.0%
    OPEN MORTGAGE, LLC $650,000 $1,025,000 57.7% 0.8%
    AMERISAVE MORTGAGE CORPORATION $435,000 $925,000 112.6% 0.7%
    GUARANTEED RATE, INC. $835,000 $905,000 8.4% 0.7%
    Paramount Residential Mortgage Group, Inc. $875,000 n/a 0.6%
    CORNERSTONE HOME LENDING, INC. $1,660,000 $830,000 -50.0% 0.6%
    SOUTHWEST STAGE FUNDING, LLC $380,000 $760,000 100.0% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $740,000 n/a 0.5%
    Armed Forces Bank $895,000 $720,000 -19.6% 0.5%
    Simmons Bank $35,000 $720,000 1,957.1% 0.5%
    ANECA Federal Credit Union $665,000 n/a 0.5%
    CMG MORTGAGE, INC. $700,000 $665,000 -5.0% 0.5%
    Chickasaw Community Bank $2,465,000 $640,000 -74.0% 0.5%
    BMO Harris Bank $605,000 n/a 0.4%
    U.S. Bank $1,525,000 $600,000 -60.7% 0.4%
    Wells Fargo Bank $1,270,000 $585,000 -53.9% 0.4%
    ROYAL UNITED MORTGAGE LLC $425,000 $555,000 30.6% 0.4%
    LOANDEPOT.COM, LLC $1,490,000 $550,000 -63.1% 0.4%
    21ST MORTGAGE CORPORATION $395,000 $495,000 25.3% 0.4%
    AmeriHome Mortgage Company, LLC $465,000 n/a 0.3%
    AMCAP MORTGAGE, LTD. $450,000 n/a 0.3%
    GUARANTY HOME MORTGAGE CORPORATION $425,000 n/a 0.3%
    Stifel Bank and Trust $325,000 $415,000 27.7% 0.3%
    Flagstar Bank, FSB $525,000 $410,000 -21.9% 0.3%
    Vision Bank $410,000 n/a 0.3%
    The Huntington National Bank $705,000 $395,000 -44.0% 0.3%
    FLAT BRANCH MORTGAGE, INC. $390,000 n/a 0.3%
    United Fidelity Funding Corp. $375,000 $390,000 4.0% 0.3%
    Barrington Bank & Trust Company, N.A. $530,000 $380,000 -28.3% 0.3%
    Bank of America $165,000 $370,000 124.2% 0.3%
    KS StateBank $75,000 $340,000 353.3% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $335,000 n/a 0.2%
    NBC Oklahoma $315,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $1,080,000 $310,000 -71.3% 0.2%
    CARDINAL FINANCIAL $3,325,000 $310,000 -90.7% 0.2%
    F & M Bank $815,000 $305,000 -62.6% 0.2%
    AMERICAN FINANCING CORPORATION $550,000 $300,000 -45.5% 0.2%
    Discover Bank $90,000 $300,000 233.3% 0.2%
    ENDEAVOR CAPITAL, LLC. $300,000 n/a 0.2%
    NEWREZ LLC $325,000 $295,000 -9.2% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $165,000 $250,000 51.5% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $350,000 $235,000 -32.9% 0.2%
    LOANPAL, LLC $340,000 $235,000 -30.9% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,715,000 $235,000 -86.3% 0.2%
    US MORTGAGE CORPORATION $235,000 n/a 0.2%
    VAN DYK MORTGAGE CORPORATION $225,000 n/a 0.2%
    Nations Lending Corporation $215,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $185,000 $205,000 10.8% 0.2%
    Amarillo National Bank $195,000 n/a 0.1%
    PLANET HOME LENDING, LLC $125,000 $195,000 56.0% 0.1%
    T2 FINANCIAL LLC $185,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $380,000 $180,000 -52.6% 0.1%
    Assurance Financial Group, L.L.C. $175,000 n/a 0.1%
    Ally Bank $125,000 $165,000 32.0% 0.1%
    THRIVE MORTGAGE, LLC $165,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $155,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $710,000 $145,000 -79.6% 0.1%
    MidFirst Bank $15,000 $135,000 800.0% 0.1%
    Sooner State Bank $180,000 $135,000 -25.0% 0.1%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $125,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $970,000 $125,000 -87.1% 0.1%
    JPMorgan Chase Bank $805,000 $120,000 -85.1% 0.1%
    COMMUNITYAMERICA $115,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $200,000 $115,000 -42.5% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $115,000 n/a 0.1%
    NEW FED MORTGAGE, CORP. $105,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $105,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $725,000 $95,000 -86.9% 0.1%
    LENDINGHOME FUNDING CORPORATION $395,000 $95,000 -75.9% 0.1%
    BETTER MORTGAGE CORPORATION $460,000 $85,000 -81.5% 0.1%
    EVERETT FINANCIAL, INC. $85,000 n/a 0.1%
    ASSOCIATED MORTGAGE CORPORATION $810,000 $75,000 -90.7% 0.1%
    Coastal Community Bank $75,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.1%
    OKLAHOMA'S $75,000 n/a 0.1%
    The City National Bank and Trust Company of Lawton $65,000 n/a 0.0%
    First Security Bank & Trust Company $45,000 n/a 0.0%
    Deere Employees Credit Union $35,000 n/a 0.0%
    Fidelity Bank $25,000 n/a 0.0%

    ENID's top lender by overall market share is Gateway First Bank, with 11.6% market share. In second place, with 9.5%, is FINANCIAL CONCEPTS MORTGAGE, LLC, having originated $12,950,000 in loans. In third place, with 6.2%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $8,450,000 in loans. In fourth place, with 5.8%, is Mortgage Research Center, LLC, having originated $7,890,000 in loans. In fifth place, with 5.6%, is Great Plains National Bank, having originated $7,655,000 in loans.

    ENID Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - ENID (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $147,100 (-8.0%) $187,567 (-1.2%) 0.00 284
    2018-02-01 $142,225 (-13.5%) $182,857 (-5.6%) 0.00 273
    2018-03-01 $149,950 (-9.1%) $189,762 (-1.8%) 0.00 274
    2018-04-01 $153,550 (-7.8%) $195,155 (-1.2%) 0.00 271
    2018-05-01 $152,675 (-10.1%) $197,506 (0.2%) 0.00 276
    2018-06-01 $159,000 (-4.2%) $198,887 (0.1%) 0.00 285
    2018-07-01 $153,450 (-9.2%) $196,389 (-3.5%) 0.00 308
    2018-08-01 $157,450 (-3.9%) $206,114 (1.9%) 0.00 304
    2018-09-01 $165,900 (6.0%) $209,988 (7.8%) 0.00 301
    2018-10-01 $167,500 (11.2%) $212,531 (12.4%) 0.00 283
    2018-11-01 $161,825 (9.3%) $212,436 (12.1%) 0.00 276
    2018-12-01 $159,900 (9.2%) $205,089 (9.2%) 0.00 258
    2019-01-01 $165,500 (12.5%) $208,659 (11.3%) 0.00 246
    2019-02-01 $165,250 (16.2%) $211,602 (15.7%) 0.00 250
    2019-03-01 $175,786 (17.2%) $211,017 (11.2%) 0.00 267
    2019-04-01 $176,511 (15.0%) $208,870 (7.0%) 0.00 274
    2019-05-01 $161,875 (6.0%) $199,971 (1.3%) 0.00 287
    2019-06-01 $167,250 (5.2%) $206,264 (3.7%) 0.00 293
    2019-07-01 $166,875 (8.8%) $206,287 (5.0%) 0.00 277
    2019-08-01 $169,655 (7.8%) $209,085 (1.4%) 0.00 269
    2019-09-01 $169,286 (2.0%) $207,747 (-1.1%) 0.00 265
    2019-10-01 $169,041 (0.9%) $206,856 (-2.7%) 0.00 262
    2019-11-01 $169,900 (5.0%) $205,724 (-3.2%) 0.00 264
    2019-12-01 $159,900 (0.0%) $194,269 (-5.3%) 0.00 252
    2020-01-01 $152,625 (-7.8%) $188,339 (-9.7%) 0.00 253
    2020-02-01 $154,950 (-6.2%) $187,959 (-11.2%) 0.00 246
    2020-03-01 $174,825 (-0.6%) $210,605 (-0.2%) 0.00 231
    2020-04-01 $171,500 (-2.8%) $209,018 (0.1%) 0.00 239
    2020-05-01 $174,450 (7.8%) $210,861 (5.5%) 0.00 220
    2020-06-01 $171,450 (2.5%) $209,788 (1.7%) 0.00 213
    2020-07-01 $170,000 (1.9%) $213,059 (3.3%) 0.00 196
    2020-08-01 $169,900 (0.1%) $211,872 (1.3%) 0.00 181
    2020-09-01 $171,975 (1.6%) $213,303 (2.7%) 0.00 180
    2020-10-01 $176,200 (4.2%) $206,144 (-0.3%) 0.00 188
    2020-11-01 $174,925 (3.0%) $199,125 (-3.2%) 0.00 169
    2020-12-01 $174,500 (9.1%) $197,553 (1.7%) 0.00 157
    2021-01-01 $169,900 (11.3%) $197,611 (4.9%) 0.00 141
    2021-02-01 $157,875 (1.9%) $189,783 (1.0%) 0.00 129
    2021-03-01 $157,700 (-9.8%) $188,392 (-10.6%) 0.00 119
    2021-04-01 $157,825 (-8.0%) $190,551 (-8.8%) 0.00 108
    2021-05-01 $152,450 (-12.6%) $200,909 (-4.7%) 0.00 103
    2021-06-01 $164,950 (-3.8%) $209,669 (-0.1%) 0.00 102
    2021-07-01 $159,900 (-5.9%) $204,123 (-4.2%) 0.00 126
    2021-08-01 $149,900 (-11.8%) $196,500 (-7.3%) 0.00 157
    2021-09-01 $146,225 (-15.0%) $202,293 (-5.2%) 0.00 153
    2021-10-01 $149,900 (-14.9%) $209,934 (1.8%) 0.00 151
    2021-11-01 $148,425 (-15.2%) $213,080 (7.0%) 0.00 152
    2021-12-01 $148,900 (-14.7%) $216,678 (9.7%) 0.00 143
    2022-01-01 $138,700 (-18.4%) $215,582 (9.1%) 0.00 125
    2022-02-01 $128,700 (-18.5%) $217,940 (14.8%) 0.00 113
    2022-03-01 $134,250 (-14.9%) $241,245 (28.1%) 0.00 88
    2022-04-01 $155,000 (-1.8%) $253,429 (33.0%) 0.00 81
    2022-05-01 $174,925 (14.7%) $261,459 (30.1%) 0.00 86
    2022-06-01 $179,575 (8.9%) $264,129 (26.0%) 0.00 91
    2022-07-01 $182,000 (13.8%) $229,323 (12.4%) 0.00 112
    2022-08-01 $182,375 (21.7%) $224,185 (14.1%) 0.00 124
    2022-09-01 $188,000 (28.6%) $233,524 (15.4%) 0.00 129
    2022-10-01 $190,000 (26.8%) $234,207 (11.6%) 0.00 142
    2022-11-01 $192,000 (29.4%) $224,584 (5.4%) 0.00 144
    2022-12-01 $196,200 (31.8%) $221,287 (2.1%) 0.00 143
    2023-01-01 $199,900 (44.1%) $237,516 (10.2%) 0.00 131
    2023-02-01 $199,800 (55.2%) $235,619 (8.1%) 0.00 138
    2023-03-01 $236,225 (76.0%) $265,325 (10.0%) 0.00 128
    2023-04-01 $239,950 (54.8%) $259,196 (2.3%) 0.00 134
    2023-05-01 $276,100 (57.8%) $275,652 (5.4%) 0.00 128
    2023-06-01 $229,450 (27.8%) $261,327 (-1.1%) 0.00 121
    2023-07-01 $224,700 (23.5%) $260,212 (13.5%) 0.00 127
    2023-08-01 $217,875 (19.5%) $254,745 (13.6%) 0.00 136
    2023-09-01 $195,900 (4.2%) $242,166 (3.7%) 0.00 153
    2023-10-01 $219,950 (15.8%) $264,323 (12.9%) 0.00 151
    2023-11-01 $219,450 (14.3%) $262,814 (17.0%) 0.00 152
    2023-12-01 $230,000 (17.2%) $267,021 (20.7%) 0.00 164
    2024-01-01 $247,475 (23.8%) $277,537 (16.9%) 0.00 162
    2024-02-01 $243,950 (22.1%) $266,931 (13.3%) 0.00 175
    2024-03-01 $237,900 (0.7%) $256,774 (-3.2%) 0.00 167
    ENID's median listing price for 2024-03-01 was $237,900, a difference of $1,675 (0.7%) versus the prior year and $-6,050 versus the prior month.

    ENID's median listing price comes in at 0% of the national average.

    ENID's average listing price for 2024-03-01 was $256,774, a difference of $-8,551 (-3.2%) versus the prior year and $-10,157 versus the prior month.

    For the 2024-03-01 period, ENID had 167 MLS listings, a difference of -8 listings (-5%) versus the prior month and 39 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - ENID (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,906 sqft
    2018-02-01 0 days 1,898 sqft
    2018-03-01 0 days 1,914 sqft
    2018-04-01 0 days 1,935 sqft
    2018-05-01 0 days 1,940 sqft
    2018-06-01 0 days 1,904 sqft
    2018-07-01 0 days 1,876 sqft
    2018-08-01 0 days 1,838 sqft
    2018-09-01 0 days 1,844 sqft
    2018-10-01 0 days 1,863 sqft
    2018-11-01 0 days 1,840 sqft
    2018-12-01 0 days 1,824 sqft
    2019-01-01 0 days 1,869 sqft
    2019-02-01 0 days 1,925 sqft
    2019-03-01 0 days 1,924 sqft
    2019-04-01 0 days 1,923 sqft
    2019-05-01 0 days 1,871 sqft
    2019-06-01 0 days 1,803 sqft
    2019-07-01 0 days 1,808 sqft
    2019-08-01 0 days 1,825 sqft
    2019-09-01 0 days 1,816 sqft
    2019-10-01 0 days 1,810 sqft
    2019-11-01 0 days 1,819 sqft
    2019-12-01 0 days 1,761 sqft
    2020-01-01 0 days 1,737 sqft
    2020-02-01 0 days 1,730 sqft
    2020-03-01 0 days 1,833 sqft
    2020-04-01 0 days 1,870 sqft
    2020-05-01 0 days 1,879 sqft
    2020-06-01 0 days 1,855 sqft
    2020-07-01 0 days 1,918 sqft
    2020-08-01 0 days 1,931 sqft
    2020-09-01 0 days 1,965 sqft
    2020-10-01 0 days 1,858 sqft
    2020-11-01 0 days 1,886 sqft
    2020-12-01 0 days 1,844 sqft
    2021-01-01 0 days 1,845 sqft
    2021-02-01 0 days 1,736 sqft
    2021-03-01 0 days 1,799 sqft
    2021-04-01 0 days 1,880 sqft
    2021-05-01 0 days 1,796 sqft
    2021-06-01 0 days 1,800 sqft
    2021-07-01 0 days 1,812 sqft
    2021-08-01 0 days 1,695 sqft
    2021-09-01 0 days 1,640 sqft
    2021-10-01 0 days 1,686 sqft
    2021-11-01 0 days 1,697 sqft
    2021-12-01 0 days 1,698 sqft
    2022-01-01 0 days 1,647 sqft
    2022-02-01 0 days 1,553 sqft
    2022-03-01 0 days 1,575 sqft
    2022-04-01 0 days 1,620 sqft
    2022-05-01 0 days 1,687 sqft
    2022-06-01 0 days 1,780 sqft
    2022-07-01 0 days 1,757 sqft
    2022-08-01 0 days 1,819 sqft
    2022-09-01 0 days 1,848 sqft
    2022-10-01 0 days 1,864 sqft
    2022-11-01 0 days 1,849 sqft
    2022-12-01 0 days 1,750 sqft
    2023-01-01 0 days 1,755 sqft
    2023-02-01 0 days 1,744 sqft
    2023-03-01 0 days 1,796 sqft
    2023-04-01 0 days 1,850 sqft
    2023-05-01 0 days 1,937 sqft
    2023-06-01 0 days 1,786 sqft
    2023-07-01 0 days 1,797 sqft
    2023-08-01 0 days 1,748 sqft
    2023-09-01 0 days 1,754 sqft
    2023-10-01 0 days 1,812 sqft
    2023-11-01 0 days 1,803 sqft
    2023-12-01 0 days 1,867 sqft
    2024-01-01 0 days 1,952 sqft
    2024-02-01 0 days 1,995 sqft
    2024-03-01 0 days 1,925 sqft
    ENID's median listing age (time on market) for 2024-03-01 was 0 days.

    ENID's median square footage for active listings during the 2024-03-01 period was 1,925 sqft. One year prior, the average listing was 1,796 sqft.

    ENID, OK Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    73056 Enid, OK MSA $650 $680 $840 $1,120 $1,310
    73073 Enid, OK MSA $700 $730 $900 $1,220 $1,450
    73701 Enid, OK MSA $620 $640 $840 $1,090 $1,130
    73702 Enid, OK MSA $670 $680 $900 $1,170 $1,210
    73703 Enid, OK MSA $730 $750 $990 $1,280 $1,330
    73705 Enid, OK MSA $670 $680 $900 $1,170 $1,210
    73718 Enid, OK MSA $660 $680 $890 $1,150 $1,200
    73720 Enid, OK MSA $650 $670 $870 $1,130 $1,180
    73727 Enid, OK MSA $670 $680 $900 $1,170 $1,210
    73730 Enid, OK MSA $590 $610 $800 $1,030 $1,070
    73733 Enid, OK MSA $610 $640 $820 $1,070 $1,150
    73735 Enid, OK MSA $650 $670 $880 $1,140 $1,180
    73736 Enid, OK MSA $610 $630 $830 $1,070 $1,110
    73738 Enid, OK MSA $590 $610 $800 $1,030 $1,070
    73739 Enid, OK MSA $670 $680 $900 $1,170 $1,210
    73742 Enid, OK MSA $670 $690 $900 $1,170 $1,310
    73743 Enid, OK MSA $670 $680 $900 $1,170 $1,210
    73753 Enid, OK MSA $680 $700 $920 $1,190 $1,230
    73754 Enid, OK MSA $730 $740 $980 $1,270 $1,320
    73757 Enid, OK MSA $590 $620 $800 $1,040 $1,090
    73761 Enid, OK MSA $670 $680 $900 $1,170 $1,210
    73773 Enid, OK MSA $650 $670 $880 $1,140 $1,180
    74630 Enid, OK MSA $590 $610 $800 $1,030 $1,070
    74640 Enid, OK MSA $590 $610 $800 $1,030 $1,070

    2022 Average & Median Rent Data Statistics
    ENID, OK average 1BR rent: $668, median: $680
    ENID, OK average 2BR rent: $873, median: $885
    ENID, OK average 3BR rent: $1,134, median: $1,145

    ENID, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 697 $113,245,000 $162,475
    Refi 66 $10,280,000 $155,758
    Other 55 $3,685,000 $67,000
    Home Improvement 51 $2,645,000 $51,863
    Cash Out Refi 44 $6,260,000 $142,273

    Enid's most frequently cited loan purpose was Home Purchase, with 697 originations. The 2nd most popular reason was Refi, with 66 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 308 $54,310,000 $176,331
    7-8% 197 $28,685,000 $145,609
    Over 8% 119 $11,765,000 $98,866
    5-6% 110 $23,750,000 $215,909
    <2.5% 47 $1,245,000 $26,489
    4-5% 15 $1,835,000 $122,333
    2.5-3% 5 $685,000 $137,000
    3-4% 1 $105,000 $105,000

    During 2023, Enid's most frequently originated rate bucket was 6-7%, with 308 originations.

    Loan Sizing (ENID, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 351 $17,825,000 $50,783
    $100k-200k 321 $46,745,000 $145,623
    $200k-400k 212 $57,390,000 $270,708
    $400k-600k 26 $11,870,000 $456,538
    $600k-1000k 3 $2,285,000 $761,667

    ENID's loan sizing saw the bucket of loans from $100,000 or less with 351 originations, totaling $17,825,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 428 $76,290,000 $178,248
    60-80% 146 $22,140,000 $151,644
    Under 20% 93 $1,515,000 $16,290
    Over 100% 44 $12,500,000 $284,091
    20-40% 41 $2,325,000 $56,707
    40-60% 39 $5,105,000 $130,897

    ENID's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 428 originations, totaling $76,290,000 in origination value.