Fallon Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fallon averaged 7% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2026-10-29) was 7.06% and one month ago for the week of 2026-10-01, the average rate was 7.5%.

    Fallon's average rate one year ago was 6.39%.

    For refis of the same type during the week of 2026-11-05, the average rate was 7.58%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2026-11-05 7.18%
    Fallon 30 Year Fixed Rate 2026-11-05 7%
    Fallon 30 Year Fixed Rate Refi 2026-11-05 7.58%
    Fallon 15 Year Fixed Rate 2026-11-05 6.67%
    Fallon 15 Year Fixed Rate Refi 2026-11-05 7.07%
    Fallon 30 Year FHA 2026-11-05 6.76%
    Fallon 30 Year FHA Refi 2026-11-05 7.13%
    Fallon 30 Year USDA 2026-11-05 7.1%
    Fallon 30 Year USDA Refi 2026-11-05 7.1%
    Fallon 30 Year VA 2026-11-05 6.98%
    Fallon 30 Year VA Refi 2026-11-05 6.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fallon, NV.

    Fallon Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fallon, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
    QUICKEN LOANS, LLC 17 6.75% $6,992
    UNITED WHOLESALE MORTGAGE, LLC 14 6.50% $10,432
    GUILD MORTGAGE COMPANY 14 6.46% $9,176
    PRIMELENDING, A PLAINSCAPITAL COMPANY 8 6.73% $8,734
    GREATER NEVADA LLC 8 6.50% $4,972
    CROSSCOUNTRY MORTGAGE, LLC 5 6.95% $10,607
    The Loan Store, Inc. 4 6.71% $5,918
    Plains Commerce Bank 4 6.47% $6,767
    NAVY FEDERAL CREDIT UNION 4 6.28% $3,458
    INFINITY EQUITY GROUP, INC. 3 7.21% $7,598
    U.S. Bank 3 6.79% $5,442
    UNITED 3 6.83% $9,687
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.43% $7,417
    Gateway First Bank 2 6.94% $6,016
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 7.19% $7,608
    PENNYMAC LOAN SERVICES, LLC 2 6.44% $9,201
    JMAC LENDING, INC. 2 6.81% $4,667
    SECURITYNATIONAL MORTGAGE COMPANY 2 6.50% $12,131
    SUMMIT FUNDING, INC. 2 7.06% $9,033
    AMERISAVE MORTGAGE CORPORATION 2 6.43% $20,344
    VAN DYK MORTGAGE CORPORATION 2 6.13% $5,082
    LOANDEPOT.COM, LLC 2 6.69% $10,992
    Zions Bank 2 6.56% $4,746
    MASON MCDUFFIE MORTGAGE CORPORATION 2 6.38% $5,830
    Century Mortgage Company DBA Century Lending Company 2 6.69% $7,641
    Paramount Residential Mortgage Group, Inc. 1 6.63% $3,537
    ARC HOME LLC 1 7.00% $9,595
    BOKF 1 6.50% $3,252
    CANOPY MORTGAGE, LLC 1 6.63% $6,113
    CARDINAL FINANCIAL 1 7.25% $6,678
    CHURCHILL MORTGAGE CORPORATION 1 5.63% $15,753
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.50% $7,449
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.49% $5,462
    Firefighters First Federal Credit Union 1 6.13% $0
    First Bank 1 6.63% $3,593
    JPMorgan Chase Bank 1 7.13% $4,952
    LAKEVIEW LOAN SERVICING, LLC 1 5.99% $5,053
    Meridian Bank Corporation 1 5.88% $11,390
    MOVEMENT MORTGAGE, LLC 1 6.63% $8,631
    NEWREZ LLC 1 6.99% $6,159
    ALLIANT CREDIT UNION 1 6.75% $5,253
    Prosperity Home Mortgage, LLC 1 6.88% $14,508
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.88% $2,642
    RESIDENTIAL BANCORP 1 7.50% $6,267
    Texana Bank 1 7.25% $3,278
    The Central Trust Bank 1 5.63% $6,829
    Wells Fargo Bank 1 6.25% $15,583

    Fallon Average Closing Costs & Other Stats

    Fallon, NV's 47 lenders originated 565 loans during 2025. The total origination value was $173,515,000, with an average loan value of $307,106.

    Fallon's average closing costs are $6,913.

    The top Fallon lender as defined by loan originations is QUICKEN LOANS, LLC, with 17 loans originated. Their average total fees are $6,992, which is $3,440 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Fallon lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($6,992), GUILD MORTGAGE COMPANY ($9,176), UNITED WHOLESALE MORTGAGE, LLC ($10,432), .

    The lowest rate Fallon lenders (with over 10 loans originated) are GUILD MORTGAGE COMPANY (6.46%), UNITED WHOLESALE MORTGAGE, LLC (6.50%), QUICKEN LOANS, LLC (6.75%), .

    Fallon, NV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $21,540,000 $20,415,000 -5.2% 11.8%
    Mortgage Research Center, LLC $11,820,000 $14,705,000 24.4% 8.5%
    QUICKEN LOANS, LLC $12,790,000 $11,250,000 -12.0% 6.5%
    GUILD MORTGAGE COMPANY $12,590,000 $10,180,000 -19.1% 5.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $6,470,000 $8,645,000 33.6% 5.0%
    NAVY FEDERAL CREDIT UNION $7,785,000 $7,380,000 -5.2% 4.3%
    FREEDOM MORTGAGE CORPORATION $5,495,000 $7,275,000 32.4% 4.2%
    ORANGE COUNTY'S CREDIT UNION $5,185,000 n/a 3.0%
    CROSSCOUNTRY MORTGAGE, LLC $4,400,000 $4,675,000 6.3% 2.7%
    NEWREZ LLC $1,375,000 $3,160,000 129.8% 1.8%
    SECURITYNATIONAL MORTGAGE COMPANY $1,315,000 $3,155,000 139.9% 1.8%
    GREATER NEVADA LLC $1,695,000 $3,135,000 85.0% 1.8%
    PENNYMAC LOAN SERVICES, LLC $2,255,000 $2,910,000 29.0% 1.7%
    AMERISAVE MORTGAGE CORPORATION $685,000 $2,730,000 298.5% 1.6%
    Equity Prime Mortgage LLC $1,895,000 $2,385,000 25.9% 1.4%
    The Federal Savings Bank $475,000 $2,335,000 391.6% 1.3%
    WALKER & DUNLOP, LLC $2,265,000 n/a 1.3%
    Plains Commerce Bank $1,235,000 $2,255,000 82.6% 1.3%
    The Loan Store, Inc. $400,000 $2,175,000 443.8% 1.3%
    SUMMIT FUNDING, INC. $1,760,000 $1,950,000 10.8% 1.1%
    AMERICAN FINANCIAL RESOURCES, INC. $375,000 $1,850,000 393.3% 1.1%
    Gateway First Bank $1,580,000 $1,825,000 15.5% 1.1%
    The Central Trust Bank $345,000 $1,765,000 411.6% 1.0%
    UNITED $970,000 $1,700,000 75.3% 1.0%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $55,000 $1,675,000 2,945.5% 1.0%
    CMG MORTGAGE, INC. $1,550,000 n/a 0.9%
    BROKER SOLUTIONS, INC. $1,125,000 $1,545,000 37.3% 0.9%
    Texana Bank $1,475,000 n/a 0.9%
    U.S. Bank $1,750,000 $1,470,000 -16.0% 0.8%
    Century Mortgage Company DBA Century Lending Company $570,000 $1,350,000 136.8% 0.8%
    Carrington Mortgage Services, LLC $1,855,000 $1,195,000 -35.6% 0.7%
    LOANPAL, LLC $390,000 $1,185,000 203.8% 0.7%
    Zions Bank $1,870,000 $1,175,000 -37.2% 0.7%
    VILLAGE CAPITAL MORTGAGE $890,000 $1,165,000 30.9% 0.7%
    MASON MCDUFFIE MORTGAGE CORPORATION $450,000 $1,130,000 151.1% 0.7%
    FIRST COLONY MORTGAGE CORPORATION $630,000 $1,115,000 77.0% 0.6%
    INFINITY EQUITY GROUP, INC. $195,000 $1,095,000 461.5% 0.6%
    GUARANTEED RATE, INC. $1,315,000 $1,070,000 -18.6% 0.6%
    MOUNTAIN AMERICA $800,000 $1,065,000 33.1% 0.6%
    TJC Mortgage, Inc. $1,045,000 $1,065,000 1.9% 0.6%
    ISERVE RESIDENTIAL LENDING, LLC $275,000 $1,025,000 272.7% 0.6%
    NEW DAY FINANCIAL, LLC $1,185,000 $1,025,000 -13.5% 0.6%
    Nations Lending Corporation $125,000 $970,000 676.0% 0.6%
    AMERICAN FINANCIAL NETWORK, INC. $365,000 $935,000 156.2% 0.5%
    CANOPY MORTGAGE, LLC $1,120,000 $930,000 -17.0% 0.5%
    JMAC LENDING, INC. $885,000 n/a 0.5%
    VAN DYK MORTGAGE CORPORATION $255,000 $885,000 247.1% 0.5%
    Wells Fargo Bank $665,000 $880,000 32.3% 0.5%
    BETTER MORTGAGE CORPORATION $805,000 n/a 0.5%
    Meridian Bank Corporation $760,000 n/a 0.4%
    ALLIANT CREDIT UNION $690,000 n/a 0.4%
    Paramount Residential Mortgage Group, Inc. $640,000 $660,000 3.1% 0.4%
    LOANDEPOT.COM, LLC $2,120,000 $615,000 -71.0% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $695,000 $590,000 -15.1% 0.3%
    Barrington Bank & Trust Company, N.A. $1,175,000 $580,000 -50.6% 0.3%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $580,000 n/a 0.3%
    PHH Mortgage Corporation $565,000 $575,000 1.8% 0.3%
    PLANET HOME LENDING, LLC $265,000 $560,000 111.3% 0.3%
    RESIDENTIAL BANCORP $205,000 $545,000 165.9% 0.3%
    JPMorgan Chase Bank $540,000 n/a 0.3%
    LENDSURE MORTGAGE CORP. $515,000 n/a 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $205,000 $495,000 141.5% 0.3%
    GoPrime Mortgage, Inc. $435,000 $465,000 6.9% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $445,000 $455,000 2.2% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,360,000 $445,000 -67.3% 0.3%
    T2 FINANCIAL LLC $425,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $385,000 $405,000 5.2% 0.2%
    21ST MORTGAGE CORPORATION $45,000 $400,000 788.9% 0.2%
    INTELLILOAN, INC. $395,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $375,000 $385,000 2.7% 0.2%
    S1L, Inc. $385,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $375,000 n/a 0.2%
    MOVEMENT MORTGAGE, LLC $375,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $90,000 $370,000 311.1% 0.2%
    MID AMERICA MORTGAGE, INC. $360,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $455,000 $345,000 -24.2% 0.2%
    Franklin Loan Corporation $325,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $325,000 n/a 0.2%
    Prosperity Home Mortgage, LLC $285,000 n/a 0.2%
    Firefighters First Federal Credit Union $275,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $445,000 $270,000 -39.3% 0.2%
    BOKF $265,000 n/a 0.2%
    CARDINAL FINANCIAL $275,000 $265,000 -3.6% 0.2%
    GSF Mortgage Corporation $255,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $195,000 $245,000 25.6% 0.1%
    Figure Lending LLC $225,000 $230,000 2.2% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $85,000 $215,000 152.9% 0.1%
    TEMPLE VIEW CAPITAL FUNDING, LP $175,000 $205,000 17.1% 0.1%
    BMO Harris Bank $195,000 n/a 0.1%
    LADERA LENDING, INC. $325,000 $190,000 -41.5% 0.1%
    Washington Federal Bank $205,000 $190,000 -7.3% 0.1%
    ARC HOME LLC $175,000 n/a 0.1%
    First Bank $165,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $235,000 $165,000 -29.8% 0.1%
    SPRING EQ, LLC $125,000 $165,000 32.0% 0.1%
    Discover Bank $85,000 $125,000 47.1% 0.1%
    USAlliance Federal Credit Union $105,000 n/a 0.1%
    Waterstone Mortgage Corporation $85,000 n/a 0.0%
    AMERICA FIRST $115,000 $25,000 -78.3% 0.0%

    Fallon's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.8% market share. In second place, with 8.5%, is Mortgage Research Center, LLC, having originated $14,705,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $11,250,000 in loans. In fourth place, with 5.9%, is GUILD MORTGAGE COMPANY, having originated $10,180,000 in loans. In fifth place, with 5.0%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $8,645,000 in loans.

    Fallon Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fallon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $243,000 (5.3%) $249,385 (-2.0%) 0.00 39
    2018-02-01 $250,000 (7.3%) $271,856 (8.3%) 0.00 29
    2018-03-01 $285,000 (21.9%) $299,090 (21.2%) 0.00 22
    2018-04-01 $281,700 (25.2%) $293,706 (21.7%) 0.00 30
    2018-05-01 $263,750 (12.6%) $282,687 (12.4%) 0.00 41
    2018-06-01 $271,450 (23.8%) $293,795 (22.0%) 0.00 44
    2018-07-01 $265,000 (15.2%) $287,363 (19.8%) 0.00 50
    2018-08-01 $269,900 (7.6%) $287,046 (9.0%) 0.00 59
    2018-09-01 $262,000 (11.5%) $280,677 (7.8%) 0.00 71
    2018-10-01 $269,900 (8.9%) $279,849 (7.6%) 0.00 81
    2018-11-01 $269,900 (5.1%) $276,845 (2.7%) 0.00 80
    2018-12-01 $270,000 (6.3%) $277,610 (6.9%) 0.00 76
    2019-01-01 $271,250 (11.6%) $280,612 (12.5%) 0.00 75
    2019-02-01 $269,925 (8.0%) $276,320 (1.6%) 0.00 77
    2019-03-01 $268,964 (-5.6%) $278,071 (-7.0%) 0.00 72
    2019-04-01 $271,375 (-3.7%) $280,650 (-4.5%) 0.00 66
    2019-05-01 $276,350 (4.8%) $294,410 (4.2%) 0.00 61
    2019-06-01 $279,875 (3.1%) $307,630 (4.7%) 0.00 71
    2019-07-01 $283,650 (7.0%) $306,904 (6.8%) 0.00 74
    2019-08-01 $285,527 (5.8%) $315,940 (10.1%) 0.00 77
    2019-09-01 $286,468 (9.3%) $326,439 (16.3%) 0.00 77
    2019-10-01 $288,350 (6.8%) $331,780 (18.6%) 0.00 76
    2019-11-01 $280,000 (3.7%) $321,080 (16.0%) 0.00 67
    2019-12-01 $289,800 (7.3%) $326,739 (17.7%) 0.00 59
    2020-01-01 $294,700 (8.7%) $328,905 (17.2%) 0.00 58
    2020-02-01 $294,900 (9.3%) $329,217 (19.1%) 0.00 53
    2020-03-01 $296,500 (10.2%) $326,328 (17.4%) 0.00 69
    2020-04-01 $298,975 (10.2%) $327,707 (16.8%) 0.00 66
    2020-05-01 $294,900 (6.7%) $381,107 (29.5%) 0.00 60
    2020-06-01 $299,500 (7.0%) $444,966 (44.6%) 0.00 38
    2020-07-01 $306,125 (7.9%) $452,529 (47.5%) 0.00 34
    2020-08-01 $349,900 (22.6%) $509,848 (61.4%) 0.00 26
    2020-09-01 $338,000 (18.0%) $516,433 (58.2%) 0.00 22
    2020-10-01 $301,900 (4.7%) $479,083 (44.4%) 0.00 17
    2020-11-01 $298,550 (6.6%) $486,331 (51.5%) 0.00 16
    2020-12-01 $332,500 (14.7%) $504,906 (54.5%) 0.00 23
    2021-01-01 $298,250 (1.2%) $496,807 (51.1%) 0.00 23
    2021-02-01 $322,500 (9.4%) $492,107 (49.5%) 0.00 18
    2021-03-01 $297,436 (0.3%) $497,987 (52.6%) 0.00 19
    2021-04-01 $289,950 (-3.0%) $479,312 (46.3%) 0.00 29
    2021-05-01 $330,000 (11.9%) $440,075 (15.5%) 0.00 23
    2021-06-01 $336,000 (12.2%) $415,635 (-6.6%) 0.00 21
    2021-07-01 $362,500 (18.4%) $438,891 (-3.0%) 0.00 27
    2021-08-01 $390,000 (11.5%) $432,263 (-15.2%) 0.00 36
    2021-09-01 $384,500 (13.8%) $455,837 (-11.7%) 0.00 31
    2021-10-01 $395,000 (30.8%) $457,782 (-4.5%) 0.00 29
    2021-11-01 $352,500 (18.1%) $441,359 (-9.3%) 0.00 31
    2021-12-01 $359,750 (8.2%) $423,048 (-16.2%) 0.00 28
    2022-01-01 $367,250 (23.1%) $389,303 (-21.6%) 0.00 24
    2022-02-01 $377,300 (17.0%) $396,331 (-19.5%) 0.00 25
    2022-03-01 $395,000 (32.8%) $415,830 (-16.5%) 0.00 22
    2022-04-01 $379,950 (31.0%) $416,157 (-13.2%) 0.00 36
    2022-05-01 $394,500 (19.6%) $428,056 (-2.7%) 0.00 47
    2022-06-01 $399,450 (18.9%) $466,254 (12.2%) 0.00 60
    2022-07-01 $395,000 (9.0%) $461,460 (5.1%) 0.00 77
    2022-08-01 $387,350 (-0.7%) $452,190 (4.6%) 0.00 77
    2022-09-01 $388,337 (1.0%) $446,728 (-2.0%) 0.00 74
    2022-10-01 $369,990 (-6.3%) $421,822 (-7.9%) 0.00 84
    2022-11-01 $355,498 (0.9%) $404,733 (-8.3%) 0.00 93
    2022-12-01 $357,990 (-0.5%) $390,858 (-7.6%) 0.00 75
    2023-01-01 $354,993 (-3.3%) $388,849 (-0.1%) 0.00 57
    2023-02-01 $361,473 (-4.2%) $401,656 (1.3%) 0.00 47
    2023-03-01 $370,990 (-6.1%) $404,230 (-2.8%) 0.00 47
    2023-04-01 $386,780 (1.8%) $445,636 (7.1%) 0.00 33
    2023-05-01 $425,750 (7.9%) $450,629 (5.3%) 0.00 26
    2023-06-01 $401,183 (0.4%) $439,474 (-5.7%) 0.00 28
    2023-07-01 $434,000 (9.9%) $498,746 (8.1%) 0.00 32
    2023-08-01 $415,875 (7.4%) $502,631 (11.2%) 0.00 30
    2023-09-01 $435,000 (12.0%) $480,933 (7.7%) 0.00 39
    2023-10-01 $410,000 (10.8%) $472,744 (12.1%) 0.00 46
    2023-11-01 $404,500 (13.8%) $453,159 (12.0%) 0.00 55
    2023-12-01 $397,450 (11.0%) $451,167 (15.4%) 0.00 52
    2024-01-01 $389,725 (9.8%) $422,967 (8.8%) 0.00 48
    2024-02-01 $376,920 (4.3%) $404,017 (0.6%) 0.00 42
    2024-03-01 $399,900 (7.8%) $464,189 (14.8%) 0.00 31
    2024-04-01 $425,000 (9.9%) $477,953 (7.3%) 0.00 37
    2024-05-01 $422,500 (-0.8%) $477,752 (6.0%) 0.00 45
    2024-06-01 $425,000 (5.9%) $507,054 (15.4%) 0.00 44
    2024-07-01 $418,000 (-3.7%) $523,998 (5.1%) 0.00 49
    2024-08-01 $426,500 (2.6%) $498,830 (-0.8%) 0.00 52
    2024-09-01 $420,500 (-3.3%) $493,162 (2.5%) 0.00 43
    2024-10-01 $413,750 (0.9%) $491,421 (4.0%) 0.00 42
    2024-11-01 $429,900 (6.3%) $478,754 (5.7%) 0.00 49
    2024-12-01 $414,875 (4.4%) $483,441 (7.2%) 0.00 42
    2025-01-01 $406,225 (4.2%) $466,958 (10.4%) 0.00 45
    2025-02-01 $402,400 (6.8%) $449,853 (11.4%) 0.00 51
    2025-03-01 $427,450 (6.9%) $481,008 (3.6%) 0.00 44
    2025-04-01 $426,950 (0.5%) $476,305 (-0.3%) 0.00 54
    2025-05-01 $429,900 (1.8%) $470,455 (-1.5%) 0.00 64
    2025-06-01 $414,975 (-2.4%) $458,724 (-9.5%) 0.00 61
    2025-07-01 $406,250 (-2.8%) $451,287 (-13.9%) 0.00 65
    2025-08-01 $399,950 (-6.2%) $454,766 (-8.8%) 0.00 69
    2025-09-01 $393,450 (-6.4%) $441,515 (-10.5%) 0.00 68
    2025-10-01 $397,450 (-3.9%) $444,042 (-9.6%) 0.00 62
    2025-11-01 $414,900 (-3.5%) $450,657 (-5.9%) 0.00 51
    2025-12-01 $410,850 (-1.0%) $446,128 (-7.7%) 0.00 43
    2026-01-01 $427,000 (5.1%) $580,062 (24.2%) 0.00 31
    2026-02-01 $458,625 (14.0%) $606,009 (34.7%) 0.00 29
    2026-03-01 $447,645 (4.7%) $612,057 (27.2%) 0.00 27
    2026-04-01 $430,170 (0.8%) $565,509 (18.7%) 0.00 35
    2026-05-01 $417,000 (-3.0%) $522,613 (11.1%) 0.00 41
    2026-06-01 $447,125 (7.8%) $544,437 (18.7%) 0.00 44
    2026-07-01 $445,390 (9.6%) $527,238 (16.8%) 0.00 51
    2026-08-01 $431,500 (7.9%) $542,558 (19.3%) 0.00 47
    2026-09-01 $422,500 (7.4%) $536,397 (21.5%) 0.00 55
    2026-10-01 $420,000 (5.7%) $542,214 (22.1%) 0.00 62
    Fallon's median listing price for 2026-10-01 was $420,000, a difference of $22,550 (5.7%) versus the prior year and $-2,500 versus the prior month.

    Fallon's median listing price comes in at 0% of the national average.

    Fallon's average listing price for 2026-10-01 was $542,214, a difference of $98,172 (22.1%) versus the prior year and $5,817 versus the prior month.

    For the 2026-10-01 period, Fallon had 62 MLS listings, a difference of 7 listings (13%) versus the prior month and 0 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fallon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,782 sqft
    2018-02-01 0 days 1,884 sqft
    2018-03-01 0 days 1,987 sqft
    2018-04-01 0 days 1,863 sqft
    2018-05-01 0 days 1,851 sqft
    2018-06-01 0 days 1,767 sqft
    2018-07-01 0 days 1,692 sqft
    2018-08-01 0 days 1,773 sqft
    2018-09-01 0 days 1,653 sqft
    2018-10-01 0 days 1,652 sqft
    2018-11-01 0 days 1,704 sqft
    2018-12-01 0 days 1,732 sqft
    2019-01-01 0 days 1,694 sqft
    2019-02-01 0 days 1,680 sqft
    2019-03-01 0 days 1,715 sqft
    2019-04-01 0 days 1,730 sqft
    2019-05-01 0 days 1,811 sqft
    2019-06-01 0 days 1,853 sqft
    2019-07-01 0 days 1,837 sqft
    2019-08-01 0 days 1,866 sqft
    2019-09-01 0 days 1,879 sqft
    2019-10-01 0 days 1,889 sqft
    2019-11-01 0 days 1,831 sqft
    2019-12-01 0 days 1,852 sqft
    2020-01-01 0 days 1,830 sqft
    2020-02-01 0 days 1,818 sqft
    2020-03-01 0 days 1,865 sqft
    2020-04-01 0 days 1,877 sqft
    2020-05-01 0 days 1,822 sqft
    2020-06-01 0 days 1,820 sqft
    2020-07-01 0 days 1,839 sqft
    2020-08-01 0 days 1,895 sqft
    2020-09-01 0 days 1,772 sqft
    2020-10-01 0 days 1,624 sqft
    2020-11-01 0 days 1,567 sqft
    2020-12-01 0 days 1,654 sqft
    2021-01-01 0 days 1,624 sqft
    2021-02-01 0 days 1,773 sqft
    2021-03-01 0 days 1,589 sqft
    2021-04-01 0 days 1,559 sqft
    2021-05-01 0 days 1,693 sqft
    2021-06-01 0 days 1,602 sqft
    2021-07-01 0 days 1,536 sqft
    2021-08-01 0 days 1,600 sqft
    2021-09-01 0 days 1,643 sqft
    2021-10-01 0 days 1,744 sqft
    2021-11-01 0 days 1,604 sqft
    2021-12-01 0 days 1,568 sqft
    2022-01-01 0 days 1,541 sqft
    2022-02-01 0 days 1,610 sqft
    2022-03-01 0 days 1,640 sqft
    2022-04-01 0 days 1,631 sqft
    2022-05-01 0 days 1,633 sqft
    2022-06-01 0 days 1,713 sqft
    2022-07-01 0 days 1,706 sqft
    2022-08-01 0 days 1,690 sqft
    2022-09-01 0 days 1,710 sqft
    2022-10-01 0 days 1,668 sqft
    2022-11-01 0 days 1,639 sqft
    2022-12-01 0 days 1,636 sqft
    2023-01-01 0 days 1,621 sqft
    2023-02-01 0 days 1,611 sqft
    2023-03-01 0 days 1,616 sqft
    2023-04-01 0 days 1,660 sqft
    2023-05-01 0 days 1,779 sqft
    2023-06-01 0 days 1,752 sqft
    2023-07-01 0 days 1,715 sqft
    2023-08-01 0 days 1,689 sqft
    2023-09-01 0 days 1,777 sqft
    2023-10-01 0 days 1,758 sqft
    2023-11-01 0 days 1,705 sqft
    2023-12-01 0 days 1,660 sqft
    2024-01-01 0 days 1,606 sqft
    2024-02-01 0 days 1,593 sqft
    2024-03-01 0 days 1,632 sqft
    2024-04-01 0 days 1,838 sqft
    2024-05-01 0 days 1,799 sqft
    2024-06-01 0 days 1,824 sqft
    2024-07-01 0 days 1,725 sqft
    2024-08-01 0 days 1,740 sqft
    2024-09-01 0 days 1,717 sqft
    2024-10-01 0 days 1,701 sqft
    2024-11-01 0 days 1,694 sqft
    2024-12-01 0 days 1,677 sqft
    2025-01-01 0 days 1,679 sqft
    2025-02-01 0 days 1,658 sqft
    2025-03-01 0 days 1,776 sqft
    2025-04-01 0 days 1,828 sqft
    2025-05-01 0 days 1,737 sqft
    2025-06-01 0 days 1,680 sqft
    2025-07-01 0 days 1,625 sqft
    2025-08-01 0 days 1,634 sqft
    2025-09-01 0 days 1,603 sqft
    2025-10-01 0 days 1,621 sqft
    2025-11-01 0 days 1,615 sqft
    2025-12-01 0 days 1,624 sqft
    2026-01-01 0 days 1,651 sqft
    2026-02-01 0 days 1,776 sqft
    2026-03-01 0 days 1,706 sqft
    2026-04-01 0 days 1,597 sqft
    2026-05-01 0 days 1,564 sqft
    2026-06-01 0 days 1,619 sqft
    2026-07-01 0 days 1,653 sqft
    2026-08-01 0 days 1,608 sqft
    2026-09-01 0 days 1,571 sqft
    2026-10-01 0 days 1,645 sqft
    Fallon's median listing age (time on market) for 2026-10-01 was 0 days.

    Fallon's median square footage for active listings during the 2026-10-01 period was 1,645 sqft. One year prior, the average listing was 1,621 sqft.

    Fallon, NV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 296 $100,840,000 $340,676
    Cash Out Refi 120 $33,370,000 $278,083
    Refi 92 $33,610,000 $365,326
    Other 38 $4,210,000 $110,789
    Home Improvement 18 $1,380,000 $76,667
    NA 1 $105,000 $105,000

    Fallon's most frequently cited loan purpose was Home Purchase, with 296 originations. The 2nd most popular reason was Cash Out Refi, with 120 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 259 $92,615,000 $357,587
    5-6% 149 $52,695,000 $353,658
    Over 8% 72 $6,900,000 $95,833
    7-8% 67 $18,195,000 $271,567
    <2.5% 10 $370,000 $37,000
    4-5% 8 $2,740,000 $342,500

    During 2025, Fallon's most frequently originated rate bucket was 6-7%, with 259 originations.

    Loan Sizing (Fallon, NV MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 302 $95,920,000 $317,616
    $400k-600k 104 $48,840,000 $469,615
    $100,000 or less 78 $4,370,000 $56,026
    $100k-200k 69 $9,985,000 $144,710
    $600k-1000k 10 $6,950,000 $695,000
    $Over $1MM 2 $7,450,000 $3,725,000

    Fallon's loan sizing saw the bucket of loans from $200k-400k with 302 originations, totaling $95,920,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 266 $99,790,000 $375,150
    60-80% 93 $31,205,000 $335,538
    20-40% 59 $8,005,000 $135,678
    Under 20% 57 $2,725,000 $47,807
    40-60% 45 $14,715,000 $327,000
    Over 100% 21 $8,185,000 $389,762

    Fallon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 266 originations, totaling $99,790,000 in origination value.