Fallon Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fallon averaged 6.75% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.76% and one month ago for the week of 2025-02-27, the average rate was 6.67%.

    Fallon's average rate one year ago was 7%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.14%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Fallon 30 Year Fixed Rate 2025-04-03 6.75%
    Fallon 30 Year Fixed Rate Refi 2025-04-03 7.14%
    Fallon 15 Year Fixed Rate 2025-04-03 6.02%
    Fallon 15 Year Fixed Rate Refi 2025-04-03 5.92%
    Fallon 30 Year FHA 2025-04-03 6.26%
    Fallon 30 Year FHA Refi 2025-04-03 6.36%
    Fallon 30 Year USDA 2025-04-03 6.12%
    Fallon 30 Year USDA Refi 2025-04-03 6.22%
    Fallon 30 Year VA 2025-04-03 6.01%
    Fallon 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fallon, NV.

    Fallon Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fallon, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    GUILD MORTGAGE COMPANY 16 6.85% $7,256
    QUICKEN LOANS, LLC 15 6.62% $7,100
    PRIMELENDING, A PLAINSCAPITAL COMPANY 11 7.02% $8,014
    UNITED WHOLESALE MORTGAGE, LLC 11 6.16% $12,979
    NAVY FEDERAL CREDIT UNION 5 6.90% $4,551
    GREATER NEVADA LLC 5 6.60% $7,972
    U.S. Bank 4 6.46% $10,014
    LOANDEPOT.COM, LLC 4 6.47% $10,372
    Zions Bank 2 6.81% $12,963
    AMERISAVE MORTGAGE CORPORATION 2 6.99% $12,047
    BROKER SOLUTIONS, INC. 2 6.38% $5,160
    Gateway First Bank 2 7.25% $5,415
    HOMESIDE FINANCIAL, LLC 2 6.56% $4,072
    Plains Commerce Bank 2 6.44% $8,525
    SECURITYNATIONAL MORTGAGE COMPANY 2 6.88% $5,394
    UNITED 2 6.50% $6,235
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.50% $7,107
    MASON MCDUFFIE MORTGAGE CORPORATION 1 6.50% $5,704
    MOUNTAIN AMERICA 1 6.63% $8,543
    CROSSCOUNTRY MORTGAGE, LLC 1 7.50% $6,724
    NBKC BANK 1 6.00% $4,783
    NEWREZ LLC 1 7.63% $3,888
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.38% $8,392
    PENNYMAC LOAN SERVICES, LLC 1 6.62% $6,231
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $8,156
    PLAZA HOME MORTGAGE, INC. 1 5.88% $8,567
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $8,832
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.88% $4,311
    CANOPY MORTGAGE, LLC 1 5.63% $13,911
    Wells Fargo Bank 1 6.75% $11,619
    SUMMIT FUNDING, INC. 1 7.13% $9,922
    TJC Mortgage, Inc. 1 6.13% $10,387
    AMERICAN FINANCIAL NETWORK, INC. 1 7.38% $8,154
    BELEM SERVICING LLC 1 7.13% $4,246
    Farm Credit Mid-America, ACA 1 6.50% $13,360
    GUARANTEED RATE, INC. 1 6.38% $3,521
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.99% $3,933
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.99% $7,222

    Fallon Average Closing Costs & Other Stats

    Fallon, NV's 38 lenders originated 489 loans during 2024. The total origination value was $138,995,000, with an average loan value of $284,243.

    Fallon's average closing costs are $6,664.

    The top Fallon lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 16 loans originated. Their average total fees are $7,256, which is $156 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Fallon lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($7,100), GUILD MORTGAGE COMPANY ($7,256), PRIMELENDING, A PLAINSCAPITAL COMPANY ($8,014), UNITED WHOLESALE MORTGAGE, LLC ($12,979) and .

    The lowest rate Fallon lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.16%), QUICKEN LOANS, LLC (6.62%), GUILD MORTGAGE COMPANY (6.85%), PRIMELENDING, A PLAINSCAPITAL COMPANY (7.02%) and .

    Fallon, NV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $12,535,000 $21,540,000 71.8% 15.5%
    QUICKEN LOANS, LLC $9,650,000 $12,790,000 32.5% 9.2%
    GUILD MORTGAGE COMPANY $9,765,000 $12,590,000 28.9% 9.1%
    Mortgage Research Center, LLC $5,050,000 $11,820,000 134.1% 8.5%
    NAVY FEDERAL CREDIT UNION $8,845,000 $7,785,000 -12.0% 5.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $5,485,000 $6,470,000 18.0% 4.7%
    FREEDOM MORTGAGE CORPORATION $510,000 $5,495,000 977.5% 4.0%
    CROSSCOUNTRY MORTGAGE, LLC $815,000 $4,400,000 439.9% 3.2%
    PENNYMAC LOAN SERVICES, LLC $1,935,000 $2,255,000 16.5% 1.6%
    LOANDEPOT.COM, LLC $1,155,000 $2,120,000 83.5% 1.5%
    Equity Prime Mortgage LLC $1,430,000 $1,895,000 32.5% 1.4%
    Zions Bank $1,810,000 $1,870,000 3.3% 1.3%
    Carrington Mortgage Services, LLC $420,000 $1,855,000 341.7% 1.3%
    SUMMIT FUNDING, INC. $3,600,000 $1,760,000 -51.1% 1.3%
    U.S. Bank $1,020,000 $1,750,000 71.6% 1.3%
    GREATER NEVADA LLC $2,410,000 $1,695,000 -29.7% 1.2%
    Gateway First Bank $1,330,000 $1,580,000 18.8% 1.1%
    NEWREZ LLC $645,000 $1,375,000 113.2% 1.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,735,000 $1,360,000 -21.6% 1.0%
    GUARANTEED RATE, INC. $570,000 $1,315,000 130.7% 0.9%
    SECURITYNATIONAL MORTGAGE COMPANY $1,315,000 n/a 0.9%
    Plains Commerce Bank $2,420,000 $1,235,000 -49.0% 0.9%
    PREMIER MORTGAGE RESOURCES, L.L.C. $985,000 $1,225,000 24.4% 0.9%
    NEW DAY FINANCIAL, LLC $1,185,000 n/a 0.9%
    Barrington Bank & Trust Company, N.A. $1,175,000 n/a 0.8%
    BROKER SOLUTIONS, INC. $2,415,000 $1,125,000 -53.4% 0.8%
    CANOPY MORTGAGE, LLC $1,120,000 n/a 0.8%
    TJC Mortgage, Inc. $830,000 $1,045,000 25.9% 0.8%
    UNITED $2,605,000 $970,000 -62.8% 0.7%
    VILLAGE CAPITAL MORTGAGE $935,000 $890,000 -4.8% 0.6%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $805,000 n/a 0.6%
    MOUNTAIN AMERICA $280,000 $800,000 185.7% 0.6%
    USAA Federal Savings Bank $770,000 $790,000 2.6% 0.6%
    Farm Credit Mid-America, ACA $705,000 n/a 0.5%
    LAKEVIEW LOAN SERVICING, LLC $695,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $235,000 $685,000 191.5% 0.5%
    Wells Fargo Bank $795,000 $665,000 -16.4% 0.5%
    Paramount Residential Mortgage Group, Inc. $1,165,000 $640,000 -45.1% 0.5%
    FIRST COLONY MORTGAGE CORPORATION $630,000 n/a 0.5%
    Century Mortgage Company DBA Century Lending Company $570,000 n/a 0.4%
    PHH Mortgage Corporation $145,000 $565,000 289.7% 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $335,000 $550,000 64.2% 0.4%
    The Federal Savings Bank $475,000 n/a 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $55,000 $455,000 727.3% 0.3%
    MASON MCDUFFIE MORTGAGE CORPORATION $1,020,000 $450,000 -55.9% 0.3%
    FINANCE OF AMERICA REVERSE LLC $445,000 n/a 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $285,000 $445,000 56.1% 0.3%
    GoPrime Mortgage, Inc. $435,000 n/a 0.3%
    UNIVERSAL MORTGAGE & FINANCE, INC. $415,000 $425,000 2.4% 0.3%
    AMERICAN FINANCING CORPORATION $410,000 n/a 0.3%
    The Loan Store, Inc. $400,000 n/a 0.3%
    LOANPAL, LLC $610,000 $390,000 -36.1% 0.3%
    CHURCHILL MORTGAGE CORPORATION $385,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $455,000 $375,000 -17.6% 0.3%
    HOMESIDE FINANCIAL, LLC $375,000 n/a 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $1,240,000 $365,000 -70.6% 0.3%
    The Central Trust Bank $345,000 n/a 0.2%
    LADERA LENDING, INC. $165,000 $325,000 97.0% 0.2%
    Willamette Valley Bank $315,000 n/a 0.2%
    NBKC BANK $485,000 $295,000 -39.2% 0.2%
    CARDINAL FINANCIAL $1,070,000 $275,000 -74.3% 0.2%
    ISERVE RESIDENTIAL LENDING, LLC $510,000 $275,000 -46.1% 0.2%
    PLAZA HOME MORTGAGE, INC. $275,000 n/a 0.2%
    PLANET HOME LENDING, LLC $265,000 n/a 0.2%
    VAN DYK MORTGAGE CORPORATION $1,885,000 $255,000 -86.5% 0.2%
    Ixonia Bank $245,000 n/a 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $235,000 n/a 0.2%
    AXIA FINANCIAL, LLC $255,000 $225,000 -11.8% 0.2%
    Figure Lending LLC $25,000 $225,000 800.0% 0.2%
    CLEARPATH LENDING $215,000 n/a 0.2%
    Northpointe Bank $215,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $205,000 n/a 0.1%
    BELEM SERVICING LLC $205,000 n/a 0.1%
    QUORUM FEDERAL CREDIT UNION $205,000 n/a 0.1%
    RESIDENTIAL BANCORP $630,000 $205,000 -67.5% 0.1%
    Washington Federal Bank $205,000 n/a 0.1%
    INFINITY EQUITY GROUP, INC. $365,000 $195,000 -46.6% 0.1%
    TOP FLITE FINANCIAL, INC. $195,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $275,000 $185,000 -32.7% 0.1%
    TEMPLE VIEW CAPITAL FUNDING, LP $175,000 n/a 0.1%
    Bank of America $135,000 $155,000 14.8% 0.1%
    LENDINGHOME FUNDING CORPORATION $155,000 n/a 0.1%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $540,000 $155,000 -71.3% 0.1%
    Nations Lending Corporation $235,000 $125,000 -46.8% 0.1%
    SPRING EQ, LLC $125,000 n/a 0.1%
    AMERICA FIRST $345,000 $115,000 -66.7% 0.1%
    SILVER STATE SCHOOLS SERVICE COMPANY, LLC $105,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $90,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $85,000 n/a 0.1%
    Discover Bank $275,000 $85,000 -69.1% 0.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $650,000 $55,000 -91.5% 0.0%
    21ST MORTGAGE CORPORATION $45,000 n/a 0.0%

    Fallon's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 15.5% market share. In second place, with 9.2%, is QUICKEN LOANS, LLC, having originated $12,790,000 in loans. In third place, with 9.1%, is GUILD MORTGAGE COMPANY, having originated $12,590,000 in loans. In fourth place, with 8.5%, is Mortgage Research Center, LLC, having originated $11,820,000 in loans. In fifth place, with 5.6%, is NAVY FEDERAL CREDIT UNION, having originated $7,785,000 in loans.

    Fallon Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fallon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $243,000 (5.3%) $249,385 (-2.0%) 0.00 39
    2018-02-01 $250,000 (7.3%) $271,856 (8.3%) 0.00 29
    2018-03-01 $285,000 (21.9%) $299,090 (21.2%) 0.00 22
    2018-04-01 $281,700 (25.2%) $293,706 (21.7%) 0.00 30
    2018-05-01 $263,750 (12.6%) $282,687 (12.4%) 0.00 41
    2018-06-01 $271,450 (23.8%) $293,795 (22.0%) 0.00 44
    2018-07-01 $265,000 (15.2%) $287,363 (19.8%) 0.00 50
    2018-08-01 $269,900 (7.6%) $287,046 (9.0%) 0.00 59
    2018-09-01 $262,000 (11.5%) $280,677 (7.8%) 0.00 71
    2018-10-01 $269,900 (8.9%) $279,849 (7.6%) 0.00 81
    2018-11-01 $269,900 (5.1%) $276,845 (2.7%) 0.00 80
    2018-12-01 $270,000 (6.3%) $277,610 (6.9%) 0.00 76
    2019-01-01 $271,250 (11.6%) $280,612 (12.5%) 0.00 75
    2019-02-01 $269,925 (8.0%) $276,320 (1.6%) 0.00 77
    2019-03-01 $268,964 (-5.6%) $278,071 (-7.0%) 0.00 72
    2019-04-01 $271,375 (-3.7%) $280,650 (-4.5%) 0.00 66
    2019-05-01 $276,350 (4.8%) $294,410 (4.2%) 0.00 61
    2019-06-01 $279,875 (3.1%) $307,630 (4.7%) 0.00 71
    2019-07-01 $283,650 (7.0%) $306,904 (6.8%) 0.00 74
    2019-08-01 $285,527 (5.8%) $315,940 (10.1%) 0.00 77
    2019-09-01 $286,468 (9.3%) $326,439 (16.3%) 0.00 77
    2019-10-01 $288,350 (6.8%) $331,780 (18.6%) 0.00 76
    2019-11-01 $280,000 (3.7%) $321,080 (16.0%) 0.00 67
    2019-12-01 $289,800 (7.3%) $326,739 (17.7%) 0.00 59
    2020-01-01 $294,700 (8.7%) $328,905 (17.2%) 0.00 58
    2020-02-01 $294,900 (9.3%) $329,217 (19.1%) 0.00 53
    2020-03-01 $296,500 (10.2%) $326,328 (17.4%) 0.00 69
    2020-04-01 $298,975 (10.2%) $327,707 (16.8%) 0.00 66
    2020-05-01 $294,900 (6.7%) $381,107 (29.5%) 0.00 60
    2020-06-01 $299,500 (7.0%) $444,966 (44.6%) 0.00 38
    2020-07-01 $306,125 (7.9%) $452,529 (47.5%) 0.00 34
    2020-08-01 $349,900 (22.6%) $509,848 (61.4%) 0.00 26
    2020-09-01 $338,000 (18.0%) $516,433 (58.2%) 0.00 22
    2020-10-01 $301,900 (4.7%) $479,083 (44.4%) 0.00 17
    2020-11-01 $298,550 (6.6%) $486,331 (51.5%) 0.00 16
    2020-12-01 $332,500 (14.7%) $504,906 (54.5%) 0.00 23
    2021-01-01 $298,250 (1.2%) $496,807 (51.1%) 0.00 23
    2021-02-01 $322,500 (9.4%) $492,107 (49.5%) 0.00 18
    2021-03-01 $297,436 (0.3%) $497,987 (52.6%) 0.00 19
    2021-04-01 $289,950 (-3.0%) $479,312 (46.3%) 0.00 29
    2021-05-01 $330,000 (11.9%) $440,075 (15.5%) 0.00 23
    2021-06-01 $336,000 (12.2%) $415,635 (-6.6%) 0.00 21
    2021-07-01 $362,500 (18.4%) $438,891 (-3.0%) 0.00 27
    2021-08-01 $390,000 (11.5%) $432,263 (-15.2%) 0.00 36
    2021-09-01 $384,500 (13.8%) $455,837 (-11.7%) 0.00 31
    2021-10-01 $395,000 (30.8%) $457,782 (-4.5%) 0.00 29
    2021-11-01 $352,500 (18.1%) $441,359 (-9.3%) 0.00 31
    2021-12-01 $359,750 (8.2%) $423,048 (-16.2%) 0.00 28
    2022-01-01 $367,250 (23.1%) $389,303 (-21.6%) 0.00 24
    2022-02-01 $377,300 (17.0%) $396,331 (-19.5%) 0.00 25
    2022-03-01 $395,000 (32.8%) $415,830 (-16.5%) 0.00 22
    2022-04-01 $379,950 (31.0%) $416,157 (-13.2%) 0.00 36
    2022-05-01 $394,500 (19.6%) $428,056 (-2.7%) 0.00 47
    2022-06-01 $399,450 (18.9%) $466,254 (12.2%) 0.00 60
    2022-07-01 $395,000 (9.0%) $461,460 (5.1%) 0.00 77
    2022-08-01 $387,350 (-0.7%) $452,190 (4.6%) 0.00 77
    2022-09-01 $388,337 (1.0%) $446,728 (-2.0%) 0.00 74
    2022-10-01 $369,990 (-6.3%) $421,822 (-7.9%) 0.00 84
    2022-11-01 $355,498 (0.9%) $404,733 (-8.3%) 0.00 93
    2022-12-01 $357,990 (-0.5%) $390,858 (-7.6%) 0.00 75
    2023-01-01 $354,993 (-3.3%) $388,849 (-0.1%) 0.00 57
    2023-02-01 $361,473 (-4.2%) $401,656 (1.3%) 0.00 47
    2023-03-01 $370,990 (-6.1%) $404,230 (-2.8%) 0.00 47
    2023-04-01 $386,780 (1.8%) $445,636 (7.1%) 0.00 33
    2023-05-01 $425,750 (7.9%) $450,629 (5.3%) 0.00 26
    2023-06-01 $401,183 (0.4%) $439,474 (-5.7%) 0.00 28
    2023-07-01 $434,000 (9.9%) $498,746 (8.1%) 0.00 32
    2023-08-01 $415,875 (7.4%) $502,631 (11.2%) 0.00 30
    2023-09-01 $435,000 (12.0%) $480,933 (7.7%) 0.00 39
    2023-10-01 $410,000 (10.8%) $472,744 (12.1%) 0.00 46
    2023-11-01 $407,250 (14.6%) $452,933 (11.9%) 0.00 55
    2023-12-01 $397,450 (11.0%) $451,167 (15.4%) 0.00 52
    2024-01-01 $390,975 (10.1%) $422,841 (8.7%) 0.00 48
    2024-02-01 $376,920 (4.3%) $403,918 (0.6%) 0.00 42
    2024-03-01 $399,900 (7.8%) $464,189 (14.8%) 0.00 31
    2024-04-01 $425,000 (9.9%) $476,950 (7.0%) 0.00 37
    2024-05-01 $422,500 (-0.8%) $477,752 (6.0%) 0.00 45
    2024-06-01 $425,000 (5.9%) $507,054 (15.4%) 0.00 44
    2024-07-01 $418,000 (-3.7%) $523,998 (5.1%) 0.00 49
    2024-08-01 $426,500 (2.6%) $498,830 (-0.8%) 0.00 52
    2024-09-01 $411,375 (-5.4%) $489,377 (1.8%) 0.00 43
    2024-10-01 $415,125 (1.3%) $492,945 (4.3%) 0.00 42
    2024-11-01 $429,900 (5.6%) $478,754 (5.7%) 0.00 49
    2024-12-01 $414,875 (4.4%) $483,441 (7.2%) 0.00 42
    2025-01-01 $406,225 (3.9%) $466,958 (10.4%) 0.00 45
    2025-02-01 $402,400 (6.8%) $449,853 (11.4%) 0.00 51
    2025-03-01 $427,450 (6.9%) $481,008 (3.6%) 0.00 44
    Fallon's median listing price for 2025-03-01 was $427,450, a difference of $27,550 (6.9%) versus the prior year and $25,050 versus the prior month.

    Fallon's median listing price comes in at 0% of the national average.

    Fallon's average listing price for 2025-03-01 was $481,008, a difference of $16,819 (3.6%) versus the prior year and $31,155 versus the prior month.

    For the 2025-03-01 period, Fallon had 44 MLS listings, a difference of -7 listings (-14%) versus the prior month and 13 listings (42%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fallon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,782 sqft
    2018-02-01 0 days 1,884 sqft
    2018-03-01 0 days 1,987 sqft
    2018-04-01 0 days 1,863 sqft
    2018-05-01 0 days 1,851 sqft
    2018-06-01 0 days 1,767 sqft
    2018-07-01 0 days 1,692 sqft
    2018-08-01 0 days 1,773 sqft
    2018-09-01 0 days 1,653 sqft
    2018-10-01 0 days 1,652 sqft
    2018-11-01 0 days 1,704 sqft
    2018-12-01 0 days 1,732 sqft
    2019-01-01 0 days 1,694 sqft
    2019-02-01 0 days 1,680 sqft
    2019-03-01 0 days 1,715 sqft
    2019-04-01 0 days 1,730 sqft
    2019-05-01 0 days 1,811 sqft
    2019-06-01 0 days 1,853 sqft
    2019-07-01 0 days 1,837 sqft
    2019-08-01 0 days 1,866 sqft
    2019-09-01 0 days 1,879 sqft
    2019-10-01 0 days 1,889 sqft
    2019-11-01 0 days 1,831 sqft
    2019-12-01 0 days 1,852 sqft
    2020-01-01 0 days 1,830 sqft
    2020-02-01 0 days 1,818 sqft
    2020-03-01 0 days 1,865 sqft
    2020-04-01 0 days 1,877 sqft
    2020-05-01 0 days 1,822 sqft
    2020-06-01 0 days 1,820 sqft
    2020-07-01 0 days 1,839 sqft
    2020-08-01 0 days 1,895 sqft
    2020-09-01 0 days 1,772 sqft
    2020-10-01 0 days 1,624 sqft
    2020-11-01 0 days 1,567 sqft
    2020-12-01 0 days 1,654 sqft
    2021-01-01 0 days 1,624 sqft
    2021-02-01 0 days 1,773 sqft
    2021-03-01 0 days 1,589 sqft
    2021-04-01 0 days 1,559 sqft
    2021-05-01 0 days 1,693 sqft
    2021-06-01 0 days 1,602 sqft
    2021-07-01 0 days 1,536 sqft
    2021-08-01 0 days 1,600 sqft
    2021-09-01 0 days 1,643 sqft
    2021-10-01 0 days 1,744 sqft
    2021-11-01 0 days 1,604 sqft
    2021-12-01 0 days 1,568 sqft
    2022-01-01 0 days 1,541 sqft
    2022-02-01 0 days 1,610 sqft
    2022-03-01 0 days 1,640 sqft
    2022-04-01 0 days 1,631 sqft
    2022-05-01 0 days 1,633 sqft
    2022-06-01 0 days 1,713 sqft
    2022-07-01 0 days 1,706 sqft
    2022-08-01 0 days 1,690 sqft
    2022-09-01 0 days 1,710 sqft
    2022-10-01 0 days 1,668 sqft
    2022-11-01 0 days 1,639 sqft
    2022-12-01 0 days 1,636 sqft
    2023-01-01 0 days 1,621 sqft
    2023-02-01 0 days 1,611 sqft
    2023-03-01 0 days 1,616 sqft
    2023-04-01 0 days 1,660 sqft
    2023-05-01 0 days 1,779 sqft
    2023-06-01 0 days 1,752 sqft
    2023-07-01 0 days 1,715 sqft
    2023-08-01 0 days 1,689 sqft
    2023-09-01 0 days 1,777 sqft
    2023-10-01 0 days 1,758 sqft
    2023-11-01 0 days 1,721 sqft
    2023-12-01 0 days 1,660 sqft
    2024-01-01 0 days 1,606 sqft
    2024-02-01 0 days 1,593 sqft
    2024-03-01 0 days 1,628 sqft
    2024-04-01 0 days 1,834 sqft
    2024-05-01 0 days 1,799 sqft
    2024-06-01 0 days 1,824 sqft
    2024-07-01 0 days 1,725 sqft
    2024-08-01 0 days 1,740 sqft
    2024-09-01 0 days 1,702 sqft
    2024-10-01 0 days 1,709 sqft
    2024-11-01 0 days 1,694 sqft
    2024-12-01 0 days 1,677 sqft
    2025-01-01 0 days 1,681 sqft
    2025-02-01 0 days 1,658 sqft
    2025-03-01 0 days 1,776 sqft
    Fallon's median listing age (time on market) for 2025-03-01 was 0 days.

    Fallon's median square footage for active listings during the 2025-03-01 period was 1,776 sqft. One year prior, the average listing was 1,628 sqft.

    Fallon, NV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 280 $90,350,000 $322,679
    Cash Out Refi 89 $20,755,000 $233,202
    Refi 70 $23,640,000 $337,714
    Other 27 $1,985,000 $73,519
    Home Improvement 23 $2,265,000 $98,478

    Fallon's most frequently cited loan purpose was Home Purchase, with 280 originations. The 2nd most popular reason was Cash Out Refi, with 89 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 204 $64,810,000 $317,696
    5-6% 120 $40,020,000 $333,500
    7-8% 72 $22,030,000 $305,972
    Over 8% 64 $5,990,000 $93,594
    4-5% 15 $5,645,000 $376,333
    <2.5% 13 $185,000 $14,231
    3-4% 1 $315,000 $315,000

    During 2024, Fallon's most frequently originated rate bucket was 6-7%, with 204 originations.

    Loan Sizing (Fallon, NV MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 270 $84,000,000 $311,111
    $400k-600k 73 $33,535,000 $459,384
    $100,000 or less 71 $3,545,000 $49,930
    $100k-200k 63 $9,295,000 $147,540
    $600k-1000k 12 $8,620,000 $718,333

    Fallon's loan sizing saw the bucket of loans from $200k-400k with 270 originations, totaling $84,000,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 238 $85,700,000 $360,084
    60-80% 65 $18,555,000 $285,462
    Under 20% 61 $2,865,000 $46,967
    40-60% 40 $10,050,000 $251,250
    20-40% 39 $4,885,000 $125,256
    Over 100% 28 $10,660,000 $380,714

    Fallon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 238 originations, totaling $85,700,000 in origination value.