Cedartown Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Cedartown averaged 7.04% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 7.18% and one month ago for the week of 2024-05-09, the average rate was 6.98%.

Cedartown's average rate one year ago was 6.8%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.15%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Cedartown 30 Year Fixed Rate 2024-06-13 7.04%
Cedartown 30 Year Fixed Rate Refi 2024-06-13 7.15%
Cedartown 15 Year Fixed Rate 2024-06-13 5.97%
Cedartown 15 Year Fixed Rate Refi 2024-06-13 6.27%
Cedartown 30 Year FHA 2024-06-13 6.8%
Cedartown 30 Year FHA Refi 2024-06-13 6.51%
Cedartown 30 Year USDA 2024-06-13 6.61%
Cedartown 30 Year USDA Refi 2024-06-13 6.81%
Cedartown 30 Year VA 2024-06-13 6.52%
Cedartown 30 Year VA Refi 2024-06-13 6.52%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Cedartown, GA.

Cedartown Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Cedartown, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 26 6.70% $6,741
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 21 7.04% $5,791
HOMESTAR FINANCIAL CORPORATION 20 6.63% $4,619
UNITED WHOLESALE MORTGAGE, LLC 10 6.85% $6,866
VANDERBILT MORTGAGE AND FINANCE, INC. 9 6.97% $5,379
Truist 8 6.41% $3,905
MEMBER FIRST MORTGAGE, LLC 7 6.20% $5,119
Renasant Bank 6 6.94% $5,314
MOVEMENT MORTGAGE, LLC 6 6.51% $6,743
GUARANTEED RATE, INC. 4 6.56% $7,423
Colony Bank 4 6.22% $3,376
Regions Bank 4 6.50% $5,062
Flagstar Bank, FSB 3 7.11% $5,676
United Community Bank 3 7.08% $4,252
ROYAL UNITED MORTGAGE LLC 3 6.88% $5,767
Magnolia Bank 3 6.67% $8,898
CROSSCOUNTRY MORTGAGE, LLC 3 6.73% $6,283
BANKSOUTH MORTGAGE COMPANY, LLC 3 7.46% $6,491
Mr. Cooper ( Nationstar Mortgage ) 3 7.58% $6,662
MUTUAL OF OMAHA MORTGAGE, INC. 3 7.33% $6,841
DIRECT LENDERS, LLC 3 7.33% $3,163
FirstBank 3 7.00% $7,764
SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 7.08% $4,687
Ameris Bank 3 6.21% $6,956
STOCKTON MORTGAGE CORPORATION 3 7.04% $4,758
SWBC MORTGAGE CORPORATION 3 6.38% $11,750
Carrington Mortgage Services, LLC 2 5.88% $7,222
CREDIT UNION FINANCIAL SERVICES, LLC 2 6.13% $5,485
EVERETT FINANCIAL, INC. 2 6.81% $4,504
Wells Fargo Bank 2 6.69% $4,960
CARDINAL FINANCIAL 2 6.88% $6,451
BROKER SOLUTIONS, INC. 2 7.63% $4,883
LOANDEPOT.COM, LLC 2 7.31% $8,497
Mortgage Research Center, LLC 1 7.63% $2,478
Alcova Mortgage LLC 1 6.99% $0
AMERICAN FINANCING CORPORATION 1 6.38% $4,887
AmeriHome Mortgage Company, LLC 1 6.88% $5,876
AMERISAVE MORTGAGE CORPORATION 1 7.38% $5,441
Associated Credit Union 1 6.13% $4,645
BancorpSouth 1 6.88% $3,864
Bank of America 1 5.75% $6,401
BETTER MORTGAGE CORPORATION 1 7.00% $4,916
CALIBER HOME LOANS, INC. 1 6.50% $4,516
CASTLE & COOKE MORTGAGE, LLC 1 7.49% $3,507
CONTOUR MORTGAGE CORPORATION 1 6.25% $6,538
DAS Acquisition Company, LLC 1 7.99% $3,601
DELMAR FINANCIAL COMPANY 1 7.00% $10,883
First National Bank of America 1 9.63% $15,333
First Option Mortgage, LLC 1 7.13% $5,559
FREEDOM MORTGAGE CORPORATION 1 5.99% $7,753
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.63% $7,070
LGE COMMUNITY 1 5.38% $3,231
MORTGAGE INVESTORS GROUP, INC. 1 6.25% $7,304
ACOPIA, LLC 1 6.38% $9,552
PENNYMAC LOAN SERVICES, LLC 1 6.38% $4,709
PREMIA MORTGAGE, LLC 1 6.50% $507
Prosperity Home Mortgage, LLC 1 6.75% $8,481
Quontic Bank 1 9.25% $8,560
SECURITYNATIONAL MORTGAGE COMPANY 1 5.88% $3,803
SHELTER HOME MORTGAGE, LLC 1 6.63% $6,012
South State Bank 1 6.00% $12,569
Synovus Bank 1 7.88% $3,494
U.S. Bank 1 7.00% $2,868

Cedartown Average Closing Costs & Other Stats

Cedartown, GA's 63 lenders originated 750 loans during 2023. The total origination value was $138,640,000, with an average loan value of $184,853.

Cedartown's average closing costs are $5,426.

The top Cedartown lender as defined by loan originations is QUICKEN LOANS, LLC, with 26 loans originated. Their average total fees are $6,741, which is $950 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Cedartown lenders (with over 10 loans originated) are HOMESTAR FINANCIAL CORPORATION ($4,619), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,791), QUICKEN LOANS, LLC ($6,741), UNITED WHOLESALE MORTGAGE, LLC ($6,866) and .

The lowest rate Cedartown lenders (with over 10 loans originated) are HOMESTAR FINANCIAL CORPORATION (6.63%), QUICKEN LOANS, LLC (6.70%), UNITED WHOLESALE MORTGAGE, LLC (6.85%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (7.04%) and .

Cedartown, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $11,285,000 $13,285,000 17.7% 9.6%
HOMESTAR FINANCIAL CORPORATION $21,730,000 $10,665,000 -50.9% 7.7%
QUICKEN LOANS, LLC $11,750,000 $10,090,000 -14.1% 7.3%
UNITED WHOLESALE MORTGAGE, LLC $5,160,000 $6,360,000 23.3% 4.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,230,000 $5,120,000 58.5% 3.7%
Regions Bank $5,120,000 $3,570,000 -30.3% 2.6%
CROSSCOUNTRY MORTGAGE, LLC $1,110,000 $3,450,000 210.8% 2.5%
United Community Bank $9,045,000 $3,385,000 -62.6% 2.4%
Truist $6,430,000 $3,175,000 -50.6% 2.3%
FAMILY SAVINGS $3,250,000 $3,140,000 -3.4% 2.3%
MOVEMENT MORTGAGE, LLC $2,300,000 $2,985,000 29.8% 2.2%
GUARANTEED RATE, INC. $510,000 $2,730,000 435.3% 2.0%
SWBC MORTGAGE CORPORATION $3,390,000 $2,710,000 -20.1% 2.0%
Renasant Bank $2,430,000 $2,650,000 9.1% 1.9%
BROKER SOLUTIONS, INC. $1,435,000 $2,395,000 66.9% 1.7%
Mortgage Research Center, LLC $5,915,000 $2,370,000 -59.9% 1.7%
EVERETT FINANCIAL, INC. $5,085,000 $2,175,000 -57.2% 1.6%
MEMBER FIRST MORTGAGE, LLC $2,690,000 $2,075,000 -22.9% 1.5%
PENNYMAC LOAN SERVICES, LLC $2,945,000 $2,045,000 -30.6% 1.5%
Magnolia Bank $1,675,000 $1,870,000 11.6% 1.3%
Flagstar Bank, FSB $1,850,000 $1,655,000 -10.5% 1.2%
Ameris Bank $2,645,000 $1,535,000 -42.0% 1.1%
STOCKTON MORTGAGE CORPORATION $675,000 $1,510,000 123.7% 1.1%
Colony Bank $755,000 $1,410,000 86.8% 1.0%
FREEDOM MORTGAGE CORPORATION $3,015,000 $1,335,000 -55.7% 1.0%
LOANDEPOT.COM, LLC $1,890,000 $1,310,000 -30.7% 0.9%
CARDINAL FINANCIAL $1,065,000 $1,290,000 21.1% 0.9%
AMERISAVE MORTGAGE CORPORATION $1,580,000 $1,220,000 -22.8% 0.9%
NAVY FEDERAL CREDIT UNION $1,420,000 $1,115,000 -21.5% 0.8%
ACOPIA, LLC $590,000 $1,095,000 85.6% 0.8%
FirstBank $925,000 $1,075,000 16.2% 0.8%
Hometown Equity Mortgage, LLC $470,000 $1,075,000 128.7% 0.8%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $1,145,000 $1,075,000 -6.1% 0.8%
ORIX REAL ESTATE CAPITAL, LLC $1,025,000 n/a 0.7%
Carrington Mortgage Services, LLC $1,295,000 $1,015,000 -21.6% 0.7%
Wells Fargo Bank $1,665,000 $975,000 -41.4% 0.7%
USAA Federal Savings Bank $970,000 n/a 0.7%
BANKSOUTH MORTGAGE COMPANY, LLC $280,000 $920,000 228.6% 0.7%
MORTGAGE INVESTORS GROUP, INC. $350,000 $880,000 151.4% 0.6%
TRIAD FINANCIAL SERVICES, INC. $1,095,000 $840,000 -23.3% 0.6%
DIRECT LENDERS, LLC $950,000 $795,000 -16.3% 0.6%
SECURITYNATIONAL MORTGAGE COMPANY $1,050,000 $750,000 -28.6% 0.5%
Century Bank of Georgia $735,000 n/a 0.5%
South State Bank $1,900,000 $730,000 -61.6% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $3,435,000 $700,000 -79.6% 0.5%
LIMA ONE CAPITAL, LLC $75,000 $670,000 793.3% 0.5%
CONTOUR MORTGAGE CORPORATION $175,000 $665,000 280.0% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $630,000 n/a 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $350,000 $580,000 65.7% 0.4%
ZILLOW HOME LOANS, LLC $215,000 $570,000 165.1% 0.4%
First Option Mortgage, LLC $490,000 $540,000 10.2% 0.4%
TOWNE MORTGAGE COMPANY $540,000 n/a 0.4%
HOMEOWNERS FINANCIAL GROUP USA, LLC $805,000 $485,000 -39.8% 0.3%
SOUTHWEST STAGE FUNDING, LLC $230,000 $485,000 110.9% 0.3%
DAS Acquisition Company, LLC $820,000 $475,000 -42.1% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,435,000 $470,000 -67.2% 0.3%
Prosperity Home Mortgage, LLC $615,000 $470,000 -23.6% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $1,685,000 $440,000 -73.9% 0.3%
Goldwater Bank, N.A. $185,000 $440,000 137.8% 0.3%
PREMIA MORTGAGE, LLC $425,000 n/a 0.3%
CREDIT UNION FINANCIAL SERVICES, LLC $45,000 $420,000 833.3% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $615,000 $420,000 -31.7% 0.3%
HOMESIDE FINANCIAL, LLC $205,000 $410,000 100.0% 0.3%
PLANET HOME LENDING, LLC $645,000 $395,000 -38.8% 0.3%
Coosa Valley Credit Union $585,000 $380,000 -35.0% 0.3%
ROYAL UNITED MORTGAGE LLC $370,000 $380,000 2.7% 0.3%
CANOPY MORTGAGE, LLC $365,000 n/a 0.3%
GUARANTEED RATE AFFINITY, LLC $430,000 $360,000 -16.3% 0.3%
LGE COMMUNITY $325,000 $360,000 10.8% 0.3%
First National Bank of America $355,000 n/a 0.3%
LENDINGHOME FUNDING CORPORATION $625,000 $340,000 -45.6% 0.2%
21ST MORTGAGE CORPORATION $795,000 $335,000 -57.9% 0.2%
Alcova Mortgage LLC $125,000 $320,000 156.0% 0.2%
SHELTER HOME MORTGAGE, LLC $315,000 n/a 0.2%
DELMAR FINANCIAL COMPANY $305,000 n/a 0.2%
Talbot State Bank $295,000 n/a 0.2%
Bank of America $535,000 $285,000 -46.7% 0.2%
Century Mortgage Company DBA Century Lending Company $155,000 $285,000 83.9% 0.2%
DEEPHAVEN MORTGAGE LLC $540,000 $285,000 -47.2% 0.2%
Paramount Residential Mortgage Group, Inc. $285,000 n/a 0.2%
BancorpSouth $280,000 n/a 0.2%
First National Community Bank $280,000 n/a 0.2%
Loan Simple, Inc. $255,000 $265,000 3.9% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $255,000 n/a 0.2%
CMG MORTGAGE, INC. $245,000 n/a 0.2%
DOMINION FINANCIAL SERVICES, LLC $235,000 n/a 0.2%
Morris Bank $235,000 n/a 0.2%
SOUTHPOINT FINANCIAL SERVICES, INC. $215,000 $235,000 9.3% 0.2%
The Huntington National Bank $225,000 n/a 0.2%
MILEND, INC. $445,000 $215,000 -51.7% 0.2%
NEW DAY FINANCIAL, LLC $400,000 $215,000 -46.3% 0.2%
Quontic Bank $215,000 n/a 0.2%
Synovus Bank $545,000 $215,000 -60.6% 0.2%
VILLAGE CAPITAL MORTGAGE $230,000 $215,000 -6.5% 0.2%
Bank of England $115,000 $205,000 78.3% 0.1%
UNION HOME MORTGAGE CORP. $365,000 $195,000 -46.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $190,000 n/a 0.1%
Nations Lending Corporation $1,015,000 $190,000 -81.3% 0.1%
CALCON MUTUAL MORTGAGE LLC $385,000 $185,000 -51.9% 0.1%
Discover Bank $185,000 n/a 0.1%
GEORGIA'S OWN $55,000 $180,000 227.3% 0.1%
AmeriHome Mortgage Company, LLC $175,000 n/a 0.1%
EMM LOANS LLC $175,000 n/a 0.1%
Associated Credit Union $280,000 $165,000 -41.1% 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $165,000 n/a 0.1%
CALIBER HOME LOANS, INC. $770,000 $155,000 -79.9% 0.1%
Capital City Home Loans, LLC $380,000 $155,000 -59.2% 0.1%
Figure Lending LLC $230,000 $150,000 -34.8% 0.1%
CIVIC FINANCIAL SERVICES, LLC $620,000 $145,000 -76.6% 0.1%
NATIONS DIRECT MORTGAGE, LLC $145,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $145,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $175,000 $145,000 -17.1% 0.1%
U.S. Bank $145,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,805,000 $140,000 -92.2% 0.1%
Citizens Bank $135,000 n/a 0.1%
River City Bank $135,000 n/a 0.1%
ITHINK FINANCIAL Credit Union $25,000 $115,000 360.0% 0.1%
LOANPAL, LLC $195,000 $105,000 -46.2% 0.1%
AMERICAN FINANCING CORPORATION $325,000 $100,000 -69.2% 0.1%
BETTER MORTGAGE CORPORATION $185,000 $95,000 -48.6% 0.1%
CASTLE & COOKE MORTGAGE, LLC $95,000 n/a 0.1%
PNC Bank $90,000 n/a 0.1%
DELTA COMMUNITY CREDIT UNION $25,000 $60,000 140.0% 0.0%
Oconee State Bank $55,000 n/a 0.0%
CREDIT UNION OF GEORGIA $435,000 $45,000 -89.7% 0.0%
Union Savings Bank $25,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $175,000 $5,000 -97.1% 0.0%

Cedartown's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.6% market share. In second place, with 7.7%, is HOMESTAR FINANCIAL CORPORATION, having originated $10,665,000 in loans. In third place, with 7.3%, is QUICKEN LOANS, LLC, having originated $10,090,000 in loans. In fourth place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,360,000 in loans. In fifth place, with 3.7%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $5,120,000 in loans.


Cedartown Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Cedartown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $146,175 (12.8%) $182,011 (2.6%) 0.00 132
2018-02-01 $144,225 (8.9%) $179,949 (-6.2%) 0.00 130
2018-03-01 $149,000 (14.6%) $197,781 (6.2%) 0.00 127
2018-04-01 $169,900 (21.5%) $290,756 (55.0%) 0.00 113
2018-05-01 $185,887 (24.0%) $296,363 (51.3%) 0.00 122
2018-06-01 $175,900 (19.4%) $297,132 (58.9%) 0.00 133
2018-07-01 $181,738 (29.9%) $313,781 (72.9%) 0.00 125
2018-08-01 $177,908 (36.9%) $309,551 (86.5%) 0.00 136
2018-09-01 $174,500 (29.4%) $301,174 (72.0%) 0.00 139
2018-10-01 $152,100 (1.8%) $259,381 (32.7%) 0.00 181
2018-11-01 $147,450 (-0.7%) $264,992 (37.1%) 0.00 170
2018-12-01 $147,400 (1.0%) $267,741 (42.1%) 0.00 153
2019-01-01 $139,900 (-4.3%) $267,206 (46.8%) 0.00 150
2019-02-01 $159,925 (10.9%) $311,346 (73.0%) 0.00 123
2019-03-01 $148,329 (-0.5%) $301,116 (52.3%) 0.00 125
2019-04-01 $133,900 (-21.2%) $270,615 (-6.9%) 0.00 128
2019-05-01 $134,425 (-27.7%) $252,505 (-14.8%) 0.00 147
2019-06-01 $132,250 (-24.8%) $245,802 (-17.3%) 0.00 141
2019-07-01 $143,000 (-21.3%) $250,416 (-20.2%) 0.00 148
2019-08-01 $139,759 (-21.4%) $254,521 (-17.8%) 0.00 149
2019-09-01 $146,898 (-15.8%) $257,478 (-14.5%) 0.00 146
2019-10-01 $168,675 (10.9%) $293,521 (13.2%) 0.00 130
2019-11-01 $187,700 (27.3%) $311,865 (17.7%) 0.00 119
2019-12-01 $191,775 (30.1%) $305,890 (14.3%) 0.00 124
2020-01-01 $193,330 (38.2%) $313,228 (17.2%) 0.00 116
2020-02-01 $186,815 (16.8%) $319,289 (2.6%) 0.00 105
2020-03-01 $174,900 (17.9%) $306,452 (1.8%) 0.00 100
2020-04-01 $169,900 (26.9%) $300,286 (11.0%) 0.00 92
2020-05-01 $179,900 (33.8%) $330,796 (31.0%) 0.00 67
2020-06-01 $192,200 (45.3%) $347,707 (41.5%) 0.00 66
2020-07-01 $194,250 (35.8%) $369,739 (47.7%) 0.00 53
2020-08-01 $189,900 (35.9%) $353,335 (38.8%) 0.00 54
2020-09-01 $223,662 (52.3%) $416,662 (61.8%) 0.00 51
2020-10-01 $219,950 (30.4%) $387,090 (31.9%) 0.00 63
2020-11-01 $197,400 (5.2%) $363,255 (16.5%) 0.00 73
2020-12-01 $199,950 (4.3%) $377,107 (23.3%) 0.00 70
2021-01-01 $215,000 (11.2%) $397,001 (26.8%) 0.00 63
2021-02-01 $259,900 (39.1%) $415,424 (30.1%) 0.00 53
2021-03-01 $246,175 (40.8%) $433,808 (41.6%) 0.00 40
2021-04-01 $199,500 (17.4%) $447,128 (48.9%) 0.00 44
2021-05-01 $214,900 (19.5%) $482,804 (46.0%) 0.00 48
2021-06-01 $209,925 (9.2%) $458,666 (31.9%) 0.00 54
2021-07-01 $217,500 (12.0%) $517,804 (40.1%) 0.00 51
2021-08-01 $216,225 (13.9%) $511,380 (44.7%) 0.00 60
2021-09-01 $205,550 (-8.1%) $474,156 (13.8%) 0.00 62
2021-10-01 $222,994 (1.4%) $471,777 (21.9%) 0.00 62
2021-11-01 $224,925 (13.9%) $454,616 (25.2%) 0.00 64
2021-12-01 $228,650 (14.4%) $437,833 (16.1%) 0.00 70
2022-01-01 $269,900 (25.5%) $374,072 (-5.8%) 0.00 62
2022-02-01 $262,450 (1.0%) $369,202 (-11.1%) 0.00 49
2022-03-01 $279,725 (13.6%) $360,819 (-16.8%) 0.00 51
2022-04-01 $277,675 (39.2%) $372,134 (-16.8%) 0.00 47
2022-05-01 $289,675 (34.8%) $370,195 (-23.3%) 0.00 54
2022-06-01 $285,875 (36.2%) $364,718 (-20.5%) 0.00 78
2022-07-01 $280,000 (28.7%) $379,336 (-26.7%) 0.00 86
2022-08-01 $289,675 (34.0%) $356,942 (-30.2%) 0.00 101
2022-09-01 $277,225 (34.9%) $351,625 (-25.8%) 0.00 103
2022-10-01 $269,000 (20.6%) $336,716 (-28.6%) 0.00 103
2022-11-01 $274,850 (22.2%) $358,771 (-21.1%) 0.00 101
2022-12-01 $271,750 (18.9%) $358,289 (-18.2%) 0.00 93
2023-01-01 $274,950 (1.9%) $370,756 (-0.9%) 0.00 87
2023-02-01 $259,927 (-1.0%) $360,339 (-2.4%) 0.00 72
2023-03-01 $259,988 (-7.1%) $354,072 (-1.9%) 0.00 69
2023-04-01 $299,900 (8.0%) $471,430 (26.7%) 0.00 85
2023-05-01 $299,950 (3.6%) $497,305 (34.3%) 0.00 77
2023-06-01 $318,575 (11.4%) $491,279 (34.7%) 0.00 84
2023-07-01 $309,450 (10.5%) $458,719 (20.9%) 0.00 95
2023-08-01 $297,000 (2.5%) $394,323 (10.5%) 0.00 96
2023-09-01 $299,999 (8.2%) $442,784 (25.9%) 0.00 93
2023-10-01 $319,950 (18.9%) $426,540 (26.7%) 0.00 117
2023-11-01 $315,000 (14.6%) $424,396 (18.3%) 0.00 120
2023-12-01 $319,950 (17.7%) $427,517 (19.3%) 0.00 118
2024-01-01 $308,975 (12.4%) $425,545 (14.8%) 0.00 110
2024-02-01 $302,250 (16.3%) $353,440 (-1.9%) 0.00 98
2024-03-01 $299,500 (15.2%) $356,948 (0.8%) 0.00 91
2024-04-01 $309,500 (3.2%) $364,209 (-22.7%) 0.00 103
2024-05-01 $309,475 (3.2%) $376,782 (-24.2%) 0.00 115
Cedartown's median listing price for 2024-05-01 was $309,475, a difference of $9,525 (3.2%) versus the prior year and $-25 versus the prior month.

Cedartown's median listing price comes in at 0% of the national average.

Cedartown's average listing price for 2024-05-01 was $376,782, a difference of $-120,523 (-24.2%) versus the prior year and $12,573 versus the prior month.

For the 2024-05-01 period, Cedartown had 115 MLS listings, a difference of 12 listings (12%) versus the prior month and 38 listings (49%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Cedartown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,797 sqft
2018-02-01 0 days 1,801 sqft
2018-03-01 0 days 1,781 sqft
2018-04-01 0 days 1,752 sqft
2018-05-01 0 days 1,897 sqft
2018-06-01 0 days 1,922 sqft
2018-07-01 0 days 1,939 sqft
2018-08-01 0 days 1,899 sqft
2018-09-01 0 days 1,798 sqft
2018-10-01 0 days 1,734 sqft
2018-11-01 0 days 1,702 sqft
2018-12-01 0 days 1,692 sqft
2019-01-01 0 days 1,792 sqft
2019-02-01 0 days 1,814 sqft
2019-03-01 0 days 1,808 sqft
2019-04-01 0 days 1,802 sqft
2019-05-01 0 days 1,822 sqft
2019-06-01 0 days 1,824 sqft
2019-07-01 0 days 1,900 sqft
2019-08-01 0 days 1,870 sqft
2019-09-01 0 days 1,826 sqft
2019-10-01 0 days 1,840 sqft
2019-11-01 0 days 2,064 sqft
2019-12-01 0 days 1,928 sqft
2020-01-01 0 days 1,918 sqft
2020-02-01 0 days 1,923 sqft
2020-03-01 0 days 1,915 sqft
2020-04-01 0 days 1,912 sqft
2020-05-01 0 days 1,914 sqft
2020-06-01 0 days 2,058 sqft
2020-07-01 0 days 2,326 sqft
2020-08-01 0 days 2,199 sqft
2020-09-01 0 days 2,040 sqft
2020-10-01 0 days 2,160 sqft
2020-11-01 0 days 1,962 sqft
2020-12-01 0 days 1,998 sqft
2021-01-01 0 days 1,901 sqft
2021-02-01 0 days 1,952 sqft
2021-03-01 0 days 1,934 sqft
2021-04-01 0 days 1,854 sqft
2021-05-01 0 days 1,783 sqft
2021-06-01 0 days 1,523 sqft
2021-07-01 0 days 1,843 sqft
2021-08-01 0 days 1,775 sqft
2021-09-01 0 days 1,685 sqft
2021-10-01 0 days 1,710 sqft
2021-11-01 0 days 1,750 sqft
2021-12-01 0 days 1,797 sqft
2022-01-01 0 days 1,867 sqft
2022-02-01 0 days 1,809 sqft
2022-03-01 0 days 1,810 sqft
2022-04-01 0 days 1,776 sqft
2022-05-01 0 days 1,761 sqft
2022-06-01 0 days 1,773 sqft
2022-07-01 0 days 1,746 sqft
2022-08-01 0 days 1,744 sqft
2022-09-01 0 days 1,739 sqft
2022-10-01 0 days 1,731 sqft
2022-11-01 0 days 1,708 sqft
2022-12-01 0 days 1,794 sqft
2023-01-01 0 days 1,842 sqft
2023-02-01 0 days 1,736 sqft
2023-03-01 0 days 1,618 sqft
2023-04-01 0 days 1,731 sqft
2023-05-01 0 days 1,739 sqft
2023-06-01 0 days 1,764 sqft
2023-07-01 0 days 1,778 sqft
2023-08-01 0 days 1,743 sqft
2023-09-01 0 days 1,820 sqft
2023-10-01 0 days 1,825 sqft
2023-11-01 0 days 1,792 sqft
2023-12-01 0 days 1,778 sqft
2024-01-01 0 days 1,761 sqft
2024-02-01 0 days 1,775 sqft
2024-03-01 0 days 1,750 sqft
2024-04-01 0 days 1,771 sqft
2024-05-01 0 days 1,775 sqft
Cedartown's median listing age (time on market) for 2024-05-01 was 0 days.

Cedartown's median square footage for active listings during the 2024-05-01 period was 1,775 sqft. One year prior, the average listing was 1,739 sqft.

Cedartown, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 450 $99,220,000 $220,489
Cash Out Refi 131 $20,925,000 $159,733
Other 80 $5,360,000 $67,000
Refi 50 $10,630,000 $212,600
Home Improvement 39 $2,505,000 $64,231

Cedartown's most frequently cited loan purpose was Home Purchase, with 450 originations. The 2nd most popular reason was Cash Out Refi, with 131 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 276 $59,320,000 $214,928
7-8% 195 $37,915,000 $194,436
Over 8% 132 $12,580,000 $95,303
5-6% 108 $24,460,000 $226,481
<2.5% 14 $1,160,000 $82,857
4-5% 3 $915,000 $305,000
3-4% 1 $175,000 $175,000

During 2023, Cedartown's most frequently originated rate bucket was 6-7%, with 276 originations.

Loan Sizing (Cedartown, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 280 $43,420,000 $155,071
$200k-400k 252 $66,370,000 $263,373
$100,000 or less 182 $9,710,000 $53,352
$400k-600k 31 $14,735,000 $475,323
$600k-1000k 3 $2,205,000 $735,000
$Over $1MM 2 $2,200,000 $1,100,000

Cedartown's loan sizing saw the bucket of loans from $100k-200k with 280 originations, totaling $43,420,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 350 $83,410,000 $238,314
60-80% 146 $30,540,000 $209,178
Under 20% 84 $3,010,000 $35,833
40-60% 74 $10,150,000 $137,162
20-40% 63 $5,515,000 $87,540
Over 100% 10 $3,510,000 $351,000

Cedartown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 350 originations, totaling $83,410,000 in origination value.