Cedartown Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Cedartown averaged
6.81%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.72% and
one month ago for the week of 2025-02-27, the
average rate was 6.83%.
Cedartown's average rate one year ago was 7.06%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.94%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Cedartown 30 Year Fixed Rate | 2025-04-03 | 6.81% |
| Cedartown 30 Year Fixed Rate Refi | 2025-04-03 | 6.94% |
| Cedartown 15 Year Fixed Rate | 2025-04-03 | 5.62% |
| Cedartown 15 Year Fixed Rate Refi | 2025-04-03 | 6.02% |
| Cedartown 30 Year FHA | 2025-04-03 | 6.11% |
| Cedartown 30 Year FHA Refi | 2025-04-03 | 6.46% |
| Cedartown 30 Year USDA | 2025-04-03 | 6.22% |
| Cedartown 30 Year USDA Refi | 2025-04-03 | 6.42% |
| Cedartown 30 Year VA | 2025-04-03 | 6.26% |
| Cedartown 30 Year VA Refi | 2025-04-03 | 6.26% |
Cedartown Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Cedartown, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Cedartown Average Closing Costs & Other Stats
Cedartown, GA's 63 lenders originated 787
loans during 2024. The total origination value was $154,835,000, with an average loan value of
$196,741.
Cedartown's average closing costs are $5,797.
The top Cedartown lender as defined by loan originations is QUICKEN LOANS, LLC, with
34 loans originated. Their average total fees are
$6,382, which is $1,394
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Cedartown lenders (with over 10 loans originated) are
MEMBER FIRST MORTGAGE, LLC ($5,474), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($6,166), QUICKEN LOANS, LLC ($6,382), UNITED WHOLESALE MORTGAGE, LLC ($7,776) and .
The lowest rate Cedartown lenders (with over 10 loans originated) are
MEMBER FIRST MORTGAGE, LLC (6.51%), UNITED WHOLESALE MORTGAGE, LLC (6.64%), QUICKEN LOANS, LLC (6.92%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (7.07%) and .
Cedartown, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $6,360,000 | $11,065,000 | 74.0% | 7.1% |
| QUICKEN LOANS, LLC | $10,090,000 | $9,950,000 | -1.4% | 6.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,450,000 | $7,525,000 | 118.1% | 4.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $13,285,000 | $7,185,000 | -45.9% | 4.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,120,000 | $6,575,000 | 28.4% | 4.2% |
| United Community Bank | $3,385,000 | $5,155,000 | 52.3% | 3.3% |
| FAMILY SAVINGS | $3,140,000 | $4,345,000 | 38.4% | 2.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,940,000 | n/a | 2.5% | |
| MEMBER FIRST MORTGAGE, LLC | $2,075,000 | $3,660,000 | 76.4% | 2.4% |
| GUARANTEED RATE, INC. | $2,730,000 | $3,320,000 | 21.6% | 2.1% |
| MOVEMENT MORTGAGE, LLC | $2,985,000 | $3,300,000 | 10.6% | 2.1% |
| Ameris Bank | $1,535,000 | $3,180,000 | 107.2% | 2.1% |
| Mortgage Research Center, LLC | $2,370,000 | $2,910,000 | 22.8% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $2,045,000 | $2,795,000 | 36.7% | 1.8% |
| EVERETT FINANCIAL, INC. | $2,175,000 | $2,755,000 | 26.7% | 1.8% |
| Renasant Bank | $2,650,000 | $2,650,000 | 0.0% | 1.7% |
| SWBC MORTGAGE CORPORATION | $2,710,000 | $2,455,000 | -9.4% | 1.6% |
| CANOPY MORTGAGE, LLC | $365,000 | $2,310,000 | 532.9% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $1,335,000 | $2,190,000 | 64.0% | 1.4% |
| Regions Bank | $3,570,000 | $2,135,000 | -40.2% | 1.4% |
| GUILD MORTGAGE COMPANY | $1,760,000 | n/a | 1.1% | |
| Truist | $3,175,000 | $1,545,000 | -51.3% | 1.0% |
| Magnolia Bank | $1,870,000 | $1,530,000 | -18.2% | 1.0% |
| LENDINGHOME FUNDING CORPORATION | $340,000 | $1,525,000 | 348.5% | 1.0% |
| UNION HOME MORTGAGE CORP. | $195,000 | $1,475,000 | 656.4% | 1.0% |
| STOCKTON MORTGAGE CORPORATION | $1,510,000 | $1,435,000 | -5.0% | 0.9% |
| BROKER SOLUTIONS, INC. | $2,395,000 | $1,410,000 | -41.1% | 0.9% |
| Colony Bank | $1,410,000 | $1,410,000 | 0.0% | 0.9% |
| Century Mortgage Company DBA Century Lending Company | $285,000 | $1,400,000 | 391.2% | 0.9% |
| TOWNE MORTGAGE COMPANY | $540,000 | $1,335,000 | 147.2% | 0.9% |
| Flagstar Bank, FSB | $1,655,000 | $1,245,000 | -24.8% | 0.8% |
| Capital City Home Loans, LLC | $155,000 | $1,125,000 | 625.8% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $700,000 | $1,105,000 | 57.9% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $1,220,000 | $1,100,000 | -9.8% | 0.7% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $920,000 | $1,070,000 | 16.3% | 0.7% |
| CARDINAL FINANCIAL | $1,290,000 | $1,000,000 | -22.5% | 0.6% |
| Carrington Mortgage Services, LLC | $1,015,000 | $1,000,000 | -1.5% | 0.6% |
| Wells Fargo Bank | $975,000 | $975,000 | 0.0% | 0.6% |
| First National Community Bank | $280,000 | $960,000 | 242.9% | 0.6% |
| The Federal Savings Bank | $920,000 | n/a | 0.6% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $235,000 | $905,000 | 285.1% | 0.6% |
| EMM LOANS LLC | $175,000 | $820,000 | 368.6% | 0.5% |
| EVANSVILLE TEACHERS | $790,000 | n/a | 0.5% | |
| FIRST COMMUNITY MORTGAGE, INC. | $440,000 | $785,000 | 78.4% | 0.5% |
| 21ST MORTGAGE CORPORATION | $335,000 | $780,000 | 132.8% | 0.5% |
| SHELTER HOME MORTGAGE, LLC | $315,000 | $770,000 | 144.4% | 0.5% |
| NEWREZ LLC | $760,000 | n/a | 0.5% | |
| Goldwater Bank, N.A. | $440,000 | $755,000 | 71.6% | 0.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $255,000 | $750,000 | 194.1% | 0.5% |
| Hometown Equity Mortgage, LLC | $1,075,000 | $745,000 | -30.7% | 0.5% |
| AgFirst Farm Credit Bank | $720,000 | n/a | 0.5% | |
| Mortgage Assurance Inc. | $675,000 | n/a | 0.4% | |
| Equity Prime Mortgage LLC | $655,000 | n/a | 0.4% | |
| PLANET HOME LENDING, LLC | $395,000 | $655,000 | 65.8% | 0.4% |
| Coosa Valley Credit Union | $380,000 | $650,000 | 71.1% | 0.4% |
| MID AMERICA MORTGAGE, INC. | $5,000 | $645,000 | 12,800.0% | 0.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | $625,000 | n/a | 0.4% | |
| LGE COMMUNITY | $360,000 | $620,000 | 72.2% | 0.4% |
| Southern States Bank | $595,000 | n/a | 0.4% | |
| VILLAGE CAPITAL MORTGAGE | $215,000 | $590,000 | 174.4% | 0.4% |
| First National Bank of America | $355,000 | $580,000 | 63.4% | 0.4% |
| NFM, INC. | $575,000 | n/a | 0.4% | |
| LIMA ONE CAPITAL, LLC | $670,000 | $555,000 | -17.2% | 0.4% |
| Discover Bank | $185,000 | $545,000 | 194.6% | 0.4% |
| ARC HOME LLC | $515,000 | n/a | 0.3% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $510,000 | n/a | 0.3% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $420,000 | $500,000 | 19.0% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $500,000 | n/a | 0.3% | |
| NAVY FEDERAL CREDIT UNION | $1,115,000 | $480,000 | -57.0% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $480,000 | n/a | 0.3% | |
| ISERVE RESIDENTIAL LENDING, LLC | $470,000 | n/a | 0.3% | |
| ZILLOW HOME LOANS, LLC | $570,000 | $465,000 | -18.4% | 0.3% |
| Citizens Bank | $135,000 | $440,000 | 225.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $580,000 | $425,000 | -26.7% | 0.3% |
| PNC Bank | $90,000 | $425,000 | 372.2% | 0.3% |
| ROYAL UNITED MORTGAGE LLC | $380,000 | $425,000 | 11.8% | 0.3% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $1,075,000 | $420,000 | -60.9% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $145,000 | $415,000 | 186.2% | 0.3% |
| Figure Lending LLC | $150,000 | $405,000 | 170.0% | 0.3% |
| GEO-CORP, INC. | $405,000 | n/a | 0.3% | |
| FIRST COLONY MORTGAGE CORPORATION | $400,000 | n/a | 0.3% | |
| GEORGIA'S OWN | $180,000 | $390,000 | 116.7% | 0.3% |
| Prosperity Home Mortgage, LLC | $470,000 | $390,000 | -17.0% | 0.3% |
| LOANDEPOT.COM, LLC | $1,310,000 | $365,000 | -72.1% | 0.2% |
| USAA Federal Savings Bank | $970,000 | $365,000 | -62.4% | 0.2% |
| Associated Credit Union | $165,000 | $350,000 | 112.1% | 0.2% |
| Alcova Mortgage LLC | $320,000 | $340,000 | 6.3% | 0.2% |
| BAYSHORE MORTGAGE FUNDING, LLC | $335,000 | n/a | 0.2% | |
| LOANPAL, LLC | $105,000 | $335,000 | 219.0% | 0.2% |
| DIRECT LENDERS, LLC | $795,000 | $330,000 | -58.5% | 0.2% |
| NORWICH COMMERCIAL GROUP, INC. | $315,000 | n/a | 0.2% | |
| HOMESIDE FINANCIAL, LLC | $410,000 | $310,000 | -24.4% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $305,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $470,000 | $305,000 | -35.1% | 0.2% |
| MORTGAGE INVESTORS GROUP, INC. | $880,000 | $305,000 | -65.3% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $285,000 | $305,000 | 7.0% | 0.2% |
| COUNTRYPLACE MORTGAGE, LTD. | $295,000 | n/a | 0.2% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $295,000 | n/a | 0.2% | |
| Keystone Funding, Inc. | $295,000 | n/a | 0.2% | |
| SENTE MORTGAGE, INC. | $285,000 | n/a | 0.2% | |
| TOP FLITE FINANCIAL, INC. | $145,000 | $275,000 | 89.7% | 0.2% |
| NexBank | $255,000 | n/a | 0.2% | |
| PREMIA MORTGAGE, LLC | $425,000 | $255,000 | -40.0% | 0.2% |
| TOWER | $255,000 | n/a | 0.2% | |
| Synovus Bank | $215,000 | $235,000 | 9.3% | 0.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $485,000 | $225,000 | -53.6% | 0.1% |
| ITHINK FINANCIAL Credit Union | $115,000 | $225,000 | 95.7% | 0.1% |
| SUMMIT FUNDING, INC. | $225,000 | n/a | 0.1% | |
| Plains Commerce Bank | $215,000 | n/a | 0.1% | |
| Residential Acceptance Corporation | $215,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $205,000 | n/a | 0.1% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $195,000 | n/a | 0.1% | |
| M&T Bank | $195,000 | n/a | 0.1% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $185,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $140,000 | $185,000 | 32.1% | 0.1% |
| Wolfe Financial, Inc | $185,000 | n/a | 0.1% | |
| Century Bank of Georgia | $735,000 | $175,000 | -76.2% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $175,000 | n/a | 0.1% | |
| CREDIT UNION OF GEORGIA | $45,000 | $165,000 | 266.7% | 0.1% |
| U.S. Bank | $145,000 | $160,000 | 10.3% | 0.1% |
| ACOPIA, LLC | $1,095,000 | $155,000 | -85.8% | 0.1% |
| CSL Financial, LLC | $155,000 | n/a | 0.1% | |
| Fifth Third Bank | $155,000 | n/a | 0.1% | |
| MILEND, INC. | $215,000 | $155,000 | -27.9% | 0.1% |
| AMWEST FUNDING CORP. | $145,000 | n/a | 0.1% | |
| DOMINION FINANCIAL SERVICES, LLC | $235,000 | $145,000 | -38.3% | 0.1% |
| FirstBank | $1,075,000 | $145,000 | -86.5% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $840,000 | $145,000 | -82.7% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $135,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $125,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $115,000 | n/a | 0.1% | |
| River City Bank | $135,000 | $115,000 | -14.8% | 0.1% |
| DELTA COMMUNITY CREDIT UNION | $60,000 | $95,000 | 58.3% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $95,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $95,000 | n/a | 0.1% | |
| State Department Federal Credit Union | $75,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $100,000 | $65,000 | -35.0% | 0.0% |
| Bank of America | $285,000 | $55,000 | -80.7% | 0.0% |
| GEORGIA UNITED | $45,000 | n/a | 0.0% | |
| First Volunteer Bank | $35,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $35,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| Bank OZK | $25,000 | n/a | 0.0% |
Cedartown's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.1% market share. In second place, with 6.4%, is QUICKEN LOANS, LLC, having originated $9,950,000 in loans. In third place, with 4.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $7,525,000 in loans. In fourth place, with 4.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $7,185,000 in loans. In fifth place, with 4.2%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $6,575,000 in loans.
Cedartown Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Cedartown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $146,175 (12.8%) | $182,011 (2.6%) | 0.00 | 132 |
| 2018-02-01 | $144,225 (8.9%) | $179,949 (-6.2%) | 0.00 | 130 |
| 2018-03-01 | $149,000 (14.6%) | $197,781 (6.2%) | 0.00 | 127 |
| 2018-04-01 | $169,900 (21.5%) | $290,756 (55.0%) | 0.00 | 113 |
| 2018-05-01 | $185,887 (24.0%) | $296,363 (51.3%) | 0.00 | 122 |
| 2018-06-01 | $175,900 (18.1%) | $297,132 (58.9%) | 0.00 | 133 |
| 2018-07-01 | $181,738 (29.9%) | $313,781 (72.9%) | 0.00 | 125 |
| 2018-08-01 | $177,908 (36.9%) | $309,551 (86.5%) | 0.00 | 136 |
| 2018-09-01 | $174,500 (29.4%) | $301,174 (72.0%) | 0.00 | 139 |
| 2018-10-01 | $152,100 (1.8%) | $259,381 (32.7%) | 0.00 | 181 |
| 2018-11-01 | $147,450 (-0.7%) | $266,061 (37.7%) | 0.00 | 169 |
| 2018-12-01 | $147,400 (1.0%) | $269,423 (43.0%) | 0.00 | 151 |
| 2019-01-01 | $139,900 (-4.3%) | $268,188 (47.4%) | 0.00 | 149 |
| 2019-02-01 | $160,641 (11.4%) | $311,346 (73.0%) | 0.00 | 123 |
| 2019-03-01 | $149,147 (0.1%) | $301,944 (52.7%) | 0.00 | 125 |
| 2019-04-01 | $133,900 (-21.2%) | $270,615 (-6.9%) | 0.00 | 128 |
| 2019-05-01 | $134,425 (-27.7%) | $252,505 (-14.8%) | 0.00 | 147 |
| 2019-06-01 | $132,250 (-24.8%) | $245,802 (-17.3%) | 0.00 | 141 |
| 2019-07-01 | $143,000 (-21.3%) | $250,416 (-20.2%) | 0.00 | 148 |
| 2019-08-01 | $139,091 (-21.8%) | $253,347 (-18.2%) | 0.00 | 149 |
| 2019-09-01 | $145,227 (-16.8%) | $254,543 (-15.5%) | 0.00 | 147 |
| 2019-10-01 | $166,723 (9.6%) | $290,273 (11.9%) | 0.00 | 131 |
| 2019-11-01 | $185,500 (25.8%) | $311,865 (17.2%) | 0.00 | 119 |
| 2019-12-01 | $191,775 (30.1%) | $305,890 (13.5%) | 0.00 | 124 |
| 2020-01-01 | $193,330 (38.2%) | $313,228 (16.8%) | 0.00 | 116 |
| 2020-02-01 | $185,858 (15.7%) | $319,283 (2.6%) | 0.00 | 104 |
| 2020-03-01 | $173,650 (16.4%) | $306,332 (1.5%) | 0.00 | 99 |
| 2020-04-01 | $169,900 (26.9%) | $300,082 (10.9%) | 0.00 | 91 |
| 2020-05-01 | $179,900 (33.8%) | $330,940 (31.1%) | 0.00 | 66 |
| 2020-06-01 | $189,900 (43.6%) | $348,089 (41.6%) | 0.00 | 65 |
| 2020-07-01 | $192,100 (34.3%) | $370,517 (48.0%) | 0.00 | 52 |
| 2020-08-01 | $189,900 (36.5%) | $353,864 (39.7%) | 0.00 | 54 |
| 2020-09-01 | $223,662 (54.0%) | $416,662 (63.7%) | 0.00 | 51 |
| 2020-10-01 | $220,000 (32.0%) | $387,090 (33.4%) | 0.00 | 63 |
| 2020-11-01 | $197,400 (6.4%) | $363,255 (16.5%) | 0.00 | 73 |
| 2020-12-01 | $199,950 (4.3%) | $377,107 (23.3%) | 0.00 | 70 |
| 2021-01-01 | $215,000 (11.2%) | $397,001 (26.8%) | 0.00 | 63 |
| 2021-02-01 | $259,700 (39.7%) | $415,424 (30.1%) | 0.00 | 53 |
| 2021-03-01 | $246,175 (41.8%) | $433,808 (41.6%) | 0.00 | 40 |
| 2021-04-01 | $199,500 (17.4%) | $447,128 (49.0%) | 0.00 | 44 |
| 2021-05-01 | $214,900 (19.5%) | $482,804 (45.9%) | 0.00 | 48 |
| 2021-06-01 | $209,925 (10.6%) | $458,666 (31.8%) | 0.00 | 54 |
| 2021-07-01 | $217,500 (13.2%) | $517,804 (39.8%) | 0.00 | 51 |
| 2021-08-01 | $216,225 (13.9%) | $511,380 (44.5%) | 0.00 | 60 |
| 2021-09-01 | $205,550 (-8.1%) | $474,156 (13.8%) | 0.00 | 62 |
| 2021-10-01 | $212,450 (-3.4%) | $471,777 (21.9%) | 0.00 | 58 |
| 2021-11-01 | $219,900 (11.4%) | $462,583 (27.3%) | 0.00 | 60 |
| 2021-12-01 | $218,475 (9.3%) | $443,982 (17.7%) | 0.00 | 67 |
| 2022-01-01 | $247,500 (15.1%) | $378,373 (-4.7%) | 0.00 | 58 |
| 2022-02-01 | $259,900 (0.1%) | $370,251 (-10.9%) | 0.00 | 47 |
| 2022-03-01 | $276,375 (12.3%) | $362,001 (-16.6%) | 0.00 | 50 |
| 2022-04-01 | $275,450 (38.1%) | $372,134 (-16.8%) | 0.00 | 47 |
| 2022-05-01 | $289,675 (34.8%) | $370,195 (-23.3%) | 0.00 | 54 |
| 2022-06-01 | $281,200 (34.0%) | $364,637 (-20.5%) | 0.00 | 76 |
| 2022-07-01 | $279,950 (28.7%) | $380,187 (-26.6%) | 0.00 | 84 |
| 2022-08-01 | $284,450 (31.6%) | $357,388 (-30.1%) | 0.00 | 99 |
| 2022-09-01 | $277,225 (34.9%) | $351,625 (-25.8%) | 0.00 | 102 |
| 2022-10-01 | $269,000 (26.6%) | $336,072 (-28.8%) | 0.00 | 102 |
| 2022-11-01 | $274,700 (24.9%) | $358,854 (-22.4%) | 0.00 | 100 |
| 2022-12-01 | $271,750 (24.4%) | $358,790 (-19.2%) | 0.00 | 92 |
| 2023-01-01 | $272,000 (9.9%) | $371,014 (-2.0%) | 0.00 | 85 |
| 2023-02-01 | $258,225 (-0.6%) | $360,745 (-2.6%) | 0.00 | 69 |
| 2023-03-01 | $259,913 (-6.0%) | $354,304 (-2.1%) | 0.00 | 67 |
| 2023-04-01 | $299,900 (8.9%) | $474,430 (27.5%) | 0.00 | 82 |
| 2023-05-01 | $299,925 (3.5%) | $499,030 (34.8%) | 0.00 | 76 |
| 2023-06-01 | $309,563 (10.1%) | $496,307 (36.1%) | 0.00 | 81 |
| 2023-07-01 | $304,725 (8.9%) | $458,209 (20.5%) | 0.00 | 93 |
| 2023-08-01 | $294,875 (3.7%) | $394,775 (10.5%) | 0.00 | 95 |
| 2023-09-01 | $299,950 (8.2%) | $443,803 (26.2%) | 0.00 | 92 |
| 2023-10-01 | $314,450 (16.9%) | $427,434 (27.2%) | 0.00 | 114 |
| 2023-11-01 | $310,000 (12.9%) | $424,948 (18.4%) | 0.00 | 118 |
| 2023-12-01 | $315,900 (16.3%) | $429,103 (19.6%) | 0.00 | 115 |
| 2024-01-01 | $304,950 (12.1%) | $426,353 (14.9%) | 0.00 | 107 |
| 2024-02-01 | $299,750 (16.1%) | $351,786 (-2.5%) | 0.00 | 95 |
| 2024-03-01 | $298,000 (14.7%) | $355,494 (0.3%) | 0.00 | 89 |
| 2024-04-01 | $304,750 (1.6%) | $363,101 (-23.5%) | 0.00 | 101 |
| 2024-05-01 | $302,450 (0.8%) | $370,636 (-25.7%) | 0.00 | 112 |
| 2024-06-01 | $299,900 (-3.1%) | $362,306 (-27.0%) | 0.00 | 103 |
| 2024-07-01 | $279,325 (-8.3%) | $332,388 (-27.5%) | 0.00 | 112 |
| 2024-08-01 | $279,900 (-5.1%) | $332,361 (-15.8%) | 0.00 | 130 |
| 2024-09-01 | $282,450 (-5.8%) | $328,700 (-25.9%) | 0.00 | 154 |
| 2024-10-01 | $285,450 (-9.2%) | $327,075 (-23.5%) | 0.00 | 153 |
| 2024-11-01 | $285,000 (-8.1%) | $333,423 (-21.5%) | 0.00 | 166 |
| 2024-12-01 | $289,925 (-8.2%) | $341,068 (-20.5%) | 0.00 | 149 |
| 2025-01-01 | $293,450 (-3.8%) | $351,180 (-17.6%) | 0.00 | 137 |
| 2025-02-01 | $299,450 (-0.1%) | $356,003 (1.2%) | 0.00 | 128 |
| 2025-03-01 | $299,900 (0.6%) | $353,346 (-0.6%) | 0.00 | 118 |
Cedartown's median listing price comes in at 0% of the national average.
Cedartown's average listing price for 2025-03-01 was $353,346, a difference of $-2,148 (-0.6%) versus the prior year and $-2,657 versus the prior month.
For the 2025-03-01 period, Cedartown had 118 MLS listings, a difference of -10 listings (-8%) versus the prior month and 29 listings (33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Cedartown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,797 sqft |
| 2018-02-01 | 0 days | 1,794 sqft |
| 2018-03-01 | 0 days | 1,734 sqft |
| 2018-04-01 | 0 days | 1,725 sqft |
| 2018-05-01 | 0 days | 1,879 sqft |
| 2018-06-01 | 0 days | 1,916 sqft |
| 2018-07-01 | 0 days | 1,939 sqft |
| 2018-08-01 | 0 days | 1,890 sqft |
| 2018-09-01 | 0 days | 1,790 sqft |
| 2018-10-01 | 0 days | 1,731 sqft |
| 2018-11-01 | 0 days | 1,708 sqft |
| 2018-12-01 | 0 days | 1,707 sqft |
| 2019-01-01 | 0 days | 1,800 sqft |
| 2019-02-01 | 0 days | 1,813 sqft |
| 2019-03-01 | 0 days | 1,811 sqft |
| 2019-04-01 | 0 days | 1,802 sqft |
| 2019-05-01 | 0 days | 1,822 sqft |
| 2019-06-01 | 0 days | 1,824 sqft |
| 2019-07-01 | 0 days | 1,909 sqft |
| 2019-08-01 | 0 days | 1,879 sqft |
| 2019-09-01 | 0 days | 1,830 sqft |
| 2019-10-01 | 0 days | 1,841 sqft |
| 2019-11-01 | 0 days | 2,064 sqft |
| 2019-12-01 | 0 days | 1,928 sqft |
| 2020-01-01 | 0 days | 1,918 sqft |
| 2020-02-01 | 0 days | 1,922 sqft |
| 2020-03-01 | 0 days | 1,897 sqft |
| 2020-04-01 | 0 days | 1,888 sqft |
| 2020-05-01 | 0 days | 1,913 sqft |
| 2020-06-01 | 0 days | 2,027 sqft |
| 2020-07-01 | 0 days | 2,346 sqft |
| 2020-08-01 | 0 days | 2,199 sqft |
| 2020-09-01 | 0 days | 2,040 sqft |
| 2020-10-01 | 0 days | 2,160 sqft |
| 2020-11-01 | 0 days | 1,938 sqft |
| 2020-12-01 | 0 days | 1,949 sqft |
| 2021-01-01 | 0 days | 1,901 sqft |
| 2021-02-01 | 0 days | 1,952 sqft |
| 2021-03-01 | 0 days | 1,934 sqft |
| 2021-04-01 | 0 days | 1,866 sqft |
| 2021-05-01 | 0 days | 1,807 sqft |
| 2021-06-01 | 0 days | 1,523 sqft |
| 2021-07-01 | 0 days | 1,843 sqft |
| 2021-08-01 | 0 days | 1,775 sqft |
| 2021-09-01 | 0 days | 1,685 sqft |
| 2021-10-01 | 0 days | 1,710 sqft |
| 2021-11-01 | 0 days | 1,668 sqft |
| 2021-12-01 | 0 days | 1,762 sqft |
| 2022-01-01 | 0 days | 1,893 sqft |
| 2022-02-01 | 0 days | 1,793 sqft |
| 2022-03-01 | 0 days | 1,818 sqft |
| 2022-04-01 | 0 days | 1,776 sqft |
| 2022-05-01 | 0 days | 1,761 sqft |
| 2022-06-01 | 0 days | 1,770 sqft |
| 2022-07-01 | 0 days | 1,743 sqft |
| 2022-08-01 | 0 days | 1,743 sqft |
| 2022-09-01 | 0 days | 1,739 sqft |
| 2022-10-01 | 0 days | 1,708 sqft |
| 2022-11-01 | 0 days | 1,708 sqft |
| 2022-12-01 | 0 days | 1,797 sqft |
| 2023-01-01 | 0 days | 1,839 sqft |
| 2023-02-01 | 0 days | 1,720 sqft |
| 2023-03-01 | 0 days | 1,603 sqft |
| 2023-04-01 | 0 days | 1,730 sqft |
| 2023-05-01 | 0 days | 1,722 sqft |
| 2023-06-01 | 0 days | 1,755 sqft |
| 2023-07-01 | 0 days | 1,774 sqft |
| 2023-08-01 | 0 days | 1,743 sqft |
| 2023-09-01 | 0 days | 1,785 sqft |
| 2023-10-01 | 0 days | 1,797 sqft |
| 2023-11-01 | 0 days | 1,780 sqft |
| 2023-12-01 | 0 days | 1,763 sqft |
| 2024-01-01 | 0 days | 1,746 sqft |
| 2024-02-01 | 0 days | 1,744 sqft |
| 2024-03-01 | 0 days | 1,750 sqft |
| 2024-04-01 | 0 days | 1,765 sqft |
| 2024-05-01 | 0 days | 1,768 sqft |
| 2024-06-01 | 0 days | 1,750 sqft |
| 2024-07-01 | 0 days | 1,771 sqft |
| 2024-08-01 | 0 days | 1,767 sqft |
| 2024-09-01 | 0 days | 1,688 sqft |
| 2024-10-01 | 0 days | 1,701 sqft |
| 2024-11-01 | 0 days | 1,600 sqft |
| 2024-12-01 | 0 days | 1,698 sqft |
| 2025-01-01 | 0 days | 1,735 sqft |
| 2025-02-01 | 0 days | 1,770 sqft |
| 2025-03-01 | 0 days | 1,796 sqft |
Cedartown's median square footage for active listings during the 2025-03-01 period was 1,796 sqft. One year prior, the average listing was 1,750 sqft.
Cedartown, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 447 | $105,975,000 | $237,081 |
| Cash Out Refi | 129 | $22,785,000 | $176,628 |
| Other | 98 | $7,180,000 | $73,265 |
| Refi | 78 | $16,020,000 | $205,385 |
| Home Improvement | 35 | $2,875,000 | $82,143 |
Cedartown's most frequently cited loan purpose was Home Purchase, with 447 originations. The 2nd most popular reason was Cash Out Refi, with 129 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 327 | $75,935,000 | $232,217 |
| Over 8% | 172 | $19,440,000 | $113,023 |
| 7-8% | 139 | $29,055,000 | $209,029 |
| 5-6% | 108 | $25,090,000 | $232,315 |
| <2.5% | 12 | $110,000 | $9,167 |
| 4-5% | 5 | $1,435,000 | $287,000 |
| 3-4% | 2 | $570,000 | $285,000 |
During 2024, Cedartown's most frequently originated rate bucket was 6-7%, with 327 originations.
Loan Sizing (Cedartown, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 304 | $82,400,000 | $271,053 |
| $100k-200k | 268 | $41,120,000 | $153,433 |
| $100,000 or less | 170 | $8,750,000 | $51,471 |
| $400k-600k | 37 | $17,465,000 | $472,027 |
| $600k-1000k | 8 | $5,100,000 | $637,500 |
Cedartown's loan sizing saw the bucket of loans from $200k-400k with 304 originations, totaling $82,400,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 349 | $90,135,000 | $258,266 |
| 60-80% | 142 | $31,220,000 | $219,859 |
| Under 20% | 92 | $3,270,000 | $35,543 |
| 20-40% | 85 | $8,675,000 | $102,059 |
| 40-60% | 71 | $11,905,000 | $167,676 |
| Over 100% | 15 | $3,855,000 | $257,000 |
Cedartown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 349 originations, totaling $90,135,000 in origination value.