Cedartown Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Cedartown averaged 6.86% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

The average rate for the prior week (2023-03-16) was 6.64% and one month ago for the week of 2023-02-16, the average rate was 6.76%.

Cedartown's average rate one year ago was 4.4%.

For refis of the same type during the week of 2023-03-23, the average rate was 6.82%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-23 6.42%
Cedartown 30 Year Fixed Rate 2023-03-23 6.86%
Cedartown 30 Year Fixed Rate Refi 2023-03-23 6.82%
Cedartown 15 Year Fixed Rate 2023-03-23 5.86%
Cedartown 15 Year Fixed Rate Refi 2023-03-23 6.34%
Cedartown 30 Year FHA 2023-03-23 6.24%
Cedartown 30 Year FHA Refi 2023-03-23 6.22%
Cedartown 30 Year USDA 2023-03-23 6.36%
Cedartown 30 Year USDA Refi 2023-03-23 6.11%
Cedartown 30 Year VA 2023-03-23 6.28%
Cedartown 30 Year VA Refi 2023-03-23 5.72%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Cedartown, GA.

Cedartown Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Cedartown, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
HOMESTAR FINANCIAL CORPORATION 32 5.18% $4,616
QUICKEN LOANS, LLC 27 4.90% $6,397
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 21 5.31% $4,617
MEMBER FIRST MORTGAGE, LLC 18 4.66% $4,264
UNITED WHOLESALE MORTGAGE, LLC 14 4.79% $5,349
HOME POINT FINANCIAL CORPORATION 12 5.13% $6,147
EVERETT FINANCIAL, INC. 11 5.38% $2,723
Renasant Bank 8 5.17% $3,799
SWBC MORTGAGE CORPORATION 7 4.98% $6,522
Truist 7 4.90% $3,843
Mr. Cooper ( Nationstar Mortgage ) 7 4.27% $6,752
MOVEMENT MORTGAGE, LLC 7 5.54% $5,751
Flagstar Bank, FSB 7 5.33% $4,627
Regions Bank 6 5.79% $4,111
FIRST COMMUNITY MORTGAGE, INC. 6 5.69% $4,397
United Community Bank 6 5.13% $4,980
AMERISAVE MORTGAGE CORPORATION 6 5.58% $6,609
PENNYMAC LOAN SERVICES, LLC 5 5.05% $6,869
LOANDEPOT.COM, LLC 5 5.05% $7,260
South State Bank 4 3.63% $4,283
VANDERBILT MORTGAGE AND FINANCE, INC. 4 5.38% $7,021
Ameris Bank 4 5.90% $6,898
Colony Bank 3 4.13% $2,693
SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 5.33% $6,170
DAS Acquisition Company, LLC 3 5.79% $7,545
DIRECT LENDERS, LLC 3 4.63% $5,219
Nations Lending Corporation 3 3.96% $6,638
BROKER SOLUTIONS, INC. 3 6.04% $5,072
Magnolia Bank 3 4.79% $4,746
FirstBank 3 4.83% $7,464
Prosperity Home Mortgage, LLC 2 5.88% $5,431
ACOPIA, LLC 2 5.63% $5,607
Associated Credit Union 2 4.69% $5,624
Atlantic Union Bank 2 5.56% $6,955
Bank of America 2 4.44% $5,545
BANKSOUTH MORTGAGE COMPANY, LLC 2 6.69% $4,951
Capital City Home Loans, LLC 2 4.63% $3,187
Carrington Mortgage Services, LLC 2 5.38% $5,345
CERTAINTY HOME LOANS, LLC 2 4.50% $3,395
KELLER MORTGAGE, LLC 2 5.56% $6,378
LGE COMMUNITY 2 4.54% $2,905
MILEND, INC. 2 3.93% $6,510
NEWREZ LLC 2 5.31% $3,630
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.19% $7,083
21ST MORTGAGE CORPORATION 2 7.08% $6,204
ROYAL UNITED MORTGAGE LLC 2 6.00% $6,559
STOCKTON MORTGAGE CORPORATION 2 4.75% $8,036
SUCCESS MORTGAGE PARTNERS, INC. 2 5.31% $6,683
Wells Fargo Bank 2 5.44% $5,519
MICHIGAN MUTUAL, INC. 1 7.00% $7,770
TOGETHER CREDIT UNION 1 5.68% $2,610
MORTGAGE INVESTORS GROUP, INC. 1 5.88% $3,677
Mortgage Research Center, LLC 1 5.88% $4,974
First Option Mortgage, LLC 1 3.50% $3,565
FIRST COLONY MORTGAGE CORPORATION 1 5.38% $7,755
M&T Bank 1 4.50% $5,900
EAGLE HOME MORTGAGE, LLC 1 3.63% $5,462
NAVY FEDERAL CREDIT UNION 1 6.00% $2,005
NBKC BANK 1 3.25% $1,726
BETTER MORTGAGE CORPORATION 1 3.00% $4,638
NFM, INC. 1 5.13% $14,422
Paramount Bank 1 5.13% $5,280
CREDIT UNION FINANCIAL SERVICES, LLC 1 4.50% $3,393
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.88% $4,593
UNION HOME MORTGAGE CORP. 1 5.38% $4,318
BAY EQUITY LLC 1 5.25% $11,180
CONTOUR MORTGAGE CORPORATION 1 5.50% $5,635
COMPASS MORTGAGE, INC. 1 5.50% $3,330
CITIZENS EQUITY FIRST 1 3.75% $1,023
Bank of England 1 5.50% $3,789
Century Mortgage Company DBA Century Lending Company 1 6.38% $4,040
SOUTHPOINT FINANCIAL SERVICES, INC. 1 4.88% $7,637
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 5.63% $12,295
Alcova Mortgage LLC 1 3.75% $625
Wyndham Capital Mortgage, Inc. 1 5.50% $7,709
CALIBER HOME LOANS, INC. 1 5.99% $2,835
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.99% $9,616
Ixonia Bank 1 4.13% $3,386
Synovus Bank 1 6.75% $4,397
LAKEVIEW LOAN SERVICING, LLC 1 5.63% $2,962
TJC Mortgage, Inc. 1 5.00% $3,820
GUARANTEED RATE AFFINITY, LLC 1 6.38% $4,563
LOANPAL, LLC 1 4.38% $5,730
Loan Simple, Inc. 1 6.63% $6,075
Gateway First Bank 1 4.00% $4,208
FIRST TECHNOLOGY 1 4.75% $3,817

Cedartown Average Closing Costs & Other Stats

Cedartown, GA's 86 lenders originated 962 loans during 2022. The total origination value was $181,570,000, with an average loan value of $188,742.

Cedartown's average closing costs are $5,088.

The top Cedartown lender as defined by loan originations is HOMESTAR FINANCIAL CORPORATION, with 32 loans originated. Their average total fees are $4,616, which is $1,781 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Cedartown lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($2,723), MEMBER FIRST MORTGAGE, LLC ($4,264), HOMESTAR FINANCIAL CORPORATION ($4,616), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,617) and UNITED WHOLESALE MORTGAGE, LLC ($5,349).

The lowest rate Cedartown lenders (with over 10 loans originated) are MEMBER FIRST MORTGAGE, LLC (4.66%), UNITED WHOLESALE MORTGAGE, LLC (4.79%), QUICKEN LOANS, LLC (4.90%), HOME POINT FINANCIAL CORPORATION (5.13%) and HOMESTAR FINANCIAL CORPORATION (5.18%).

Cedartown, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
HOMESTAR FINANCIAL CORPORATION $30,165,000 $21,730,000 -28.0% 12.0%
QUICKEN LOANS, LLC $24,225,000 $11,750,000 -51.5% 6.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $9,220,000 $11,285,000 22.4% 6.2%
United Community Bank $8,055,000 $9,045,000 12.3% 5.0%
Truist $6,315,000 $6,430,000 1.8% 3.5%
Mortgage Research Center, LLC $3,065,000 $5,915,000 93.0% 3.3%
UNITED WHOLESALE MORTGAGE, LLC $5,315,000 $5,160,000 -2.9% 2.8%
Regions Bank $7,230,000 $5,120,000 -29.2% 2.8%
EVERETT FINANCIAL, INC. $795,000 $5,085,000 539.6% 2.8%
HOME POINT FINANCIAL CORPORATION $4,465,000 $4,380,000 -1.9% 2.4%
Mr. Cooper ( Nationstar Mortgage ) $2,160,000 $3,435,000 59.0% 1.9%
SWBC MORTGAGE CORPORATION $4,055,000 $3,390,000 -16.4% 1.9%
FAMILY SAVINGS $1,670,000 $3,250,000 94.6% 1.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $5,085,000 $3,230,000 -36.5% 1.8%
FREEDOM MORTGAGE CORPORATION $5,235,000 $3,015,000 -42.4% 1.7%
PENNYMAC LOAN SERVICES, LLC $5,420,000 $2,945,000 -45.7% 1.6%
MEMBER FIRST MORTGAGE, LLC $4,275,000 $2,690,000 -37.1% 1.5%
Ameris Bank $3,250,000 $2,645,000 -18.6% 1.5%
Renasant Bank $2,090,000 $2,430,000 16.3% 1.3%
MOVEMENT MORTGAGE, LLC $515,000 $2,300,000 346.6% 1.3%
South State Bank $2,825,000 $1,900,000 -32.7% 1.0%
LOANDEPOT.COM, LLC $3,575,000 $1,890,000 -47.1% 1.0%
Flagstar Bank, FSB $1,010,000 $1,850,000 83.2% 1.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,695,000 $1,805,000 6.5% 1.0%
FIRST COMMUNITY MORTGAGE, INC. $970,000 $1,685,000 73.7% 0.9%
Magnolia Bank $1,055,000 $1,675,000 58.8% 0.9%
Wells Fargo Bank $2,660,000 $1,665,000 -37.4% 0.9%
AMERISAVE MORTGAGE CORPORATION $3,010,000 $1,580,000 -47.5% 0.9%
BROKER SOLUTIONS, INC. $2,185,000 $1,435,000 -34.3% 0.8%
LAKEVIEW LOAN SERVICING, LLC $725,000 $1,435,000 97.9% 0.8%
NAVY FEDERAL CREDIT UNION $1,460,000 $1,420,000 -2.7% 0.8%
Carrington Mortgage Services, LLC $2,060,000 $1,295,000 -37.1% 0.7%
CERTAINTY HOME LOANS, LLC $2,040,000 $1,285,000 -37.0% 0.7%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $2,175,000 $1,145,000 -47.4% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $285,000 $1,110,000 289.5% 0.6%
TRIAD FINANCIAL SERVICES, INC. $260,000 $1,095,000 321.2% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $570,000 $1,065,000 86.8% 0.6%
The Piedmont Bank $1,065,000 n/a 0.6%
SECURITYNATIONAL MORTGAGE COMPANY $830,000 $1,050,000 26.5% 0.6%
Nations Lending Corporation $540,000 $1,015,000 88.0% 0.6%
DIRECT LENDERS, LLC $995,000 $950,000 -4.5% 0.5%
FirstBank $1,985,000 $925,000 -53.4% 0.5%
DAS Acquisition Company, LLC $250,000 $820,000 228.0% 0.5%
HOMEOWNERS FINANCIAL GROUP USA, LLC $135,000 $805,000 496.3% 0.4%
21ST MORTGAGE CORPORATION $610,000 $795,000 30.3% 0.4%
The Federal Savings Bank $355,000 $795,000 123.9% 0.4%
CALIBER HOME LOANS, INC. $990,000 $770,000 -22.2% 0.4%
Colony Bank $400,000 $755,000 88.8% 0.4%
STOCKTON MORTGAGE CORPORATION $480,000 $675,000 40.6% 0.4%
NEWREZ LLC $3,300,000 $660,000 -80.0% 0.4%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $340,000 $650,000 91.2% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $465,000 $650,000 39.8% 0.4%
PLANET HOME LENDING, LLC $935,000 $645,000 -31.0% 0.4%
LENDINGHOME FUNDING CORPORATION $175,000 $625,000 257.1% 0.3%
CIVIC FINANCIAL SERVICES, LLC $620,000 n/a 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $550,000 $615,000 11.8% 0.3%
Prosperity Home Mortgage, LLC $285,000 $615,000 115.8% 0.3%
KELLER MORTGAGE, LLC $605,000 n/a 0.3%
ACOPIA, LLC $85,000 $590,000 594.1% 0.3%
Coosa Valley Credit Union $3,435,000 $585,000 -83.0% 0.3%
Synovus Bank $545,000 n/a 0.3%
DEEPHAVEN MORTGAGE LLC $540,000 n/a 0.3%
NFM, INC. $540,000 n/a 0.3%
Bank of America $180,000 $535,000 197.2% 0.3%
CSL Financial, LLC $75,000 $525,000 600.0% 0.3%
GUARANTEED RATE, INC. $675,000 $510,000 -24.4% 0.3%
First Option Mortgage, LLC $425,000 $490,000 15.3% 0.3%
AMERICAN ADVISORS GROUP $245,000 $470,000 91.8% 0.3%
Hometown Equity Mortgage, LLC $1,585,000 $470,000 -70.3% 0.3%
MILEND, INC. $345,000 $445,000 29.0% 0.2%
CREDIT UNION OF GEORGIA $25,000 $435,000 1,640.0% 0.2%
GUARANTEED RATE AFFINITY, LLC $145,000 $430,000 196.6% 0.2%
Atlantic Union Bank $400,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $115,000 $400,000 247.8% 0.2%
Princeton Mortgage Corporation $400,000 n/a 0.2%
CALCON MUTUAL MORTGAGE LLC $385,000 n/a 0.2%
Capital City Home Loans, LLC $380,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $370,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $365,000 n/a 0.2%
EAGLE HOME MORTGAGE, LLC $355,000 n/a 0.2%
Paramount Bank $355,000 n/a 0.2%
MORTGAGE INVESTORS GROUP, INC. $350,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $955,000 $350,000 -63.4% 0.2%
AMERICAN FINANCING CORPORATION $125,000 $325,000 160.0% 0.2%
Austin Capital Bank SSB $325,000 n/a 0.2%
LGE COMMUNITY $580,000 $325,000 -44.0% 0.2%
DIRECT MORTGAGE LOANS, LLC $315,000 n/a 0.2%
First Home Bank $315,000 n/a 0.2%
BAY EQUITY LLC $1,205,000 $295,000 -75.5% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $295,000 n/a 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $675,000 $290,000 -57.0% 0.2%
Wyndham Capital Mortgage, Inc. $345,000 $285,000 -17.4% 0.2%
Associated Credit Union $105,000 $280,000 166.7% 0.2%
BANKSOUTH MORTGAGE COMPANY, LLC $445,000 $280,000 -37.1% 0.2%
LOANLEADERS OF AMERICA, INC. $275,000 n/a 0.2%
CRESCENT MORTGAGE COMPANY $295,000 $265,000 -10.2% 0.1%
GMFS LLC $215,000 $255,000 18.6% 0.1%
Kwik Mortgage Corporation $255,000 n/a 0.1%
Loan Simple, Inc. $255,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $245,000 n/a 0.1%
COMPASS MORTGAGE, INC. $245,000 n/a 0.1%
Ixonia Bank $245,000 n/a 0.1%
First Savings Bank $235,000 n/a 0.1%
Figure Lending LLC $230,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $325,000 $230,000 -29.2% 0.1%
VILLAGE CAPITAL MORTGAGE $1,395,000 $230,000 -83.5% 0.1%
FIRST TECHNOLOGY $225,000 n/a 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $215,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $575,000 $215,000 -62.6% 0.1%
THE MORTGAGE FIRM, INC. $2,550,000 $215,000 -91.6% 0.1%
ZILLOW HOME LOANS, LLC $245,000 $215,000 -12.2% 0.1%
TOGETHER CREDIT UNION $210,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $205,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $485,000 $205,000 -57.7% 0.1%
NBKC BANK $205,000 n/a 0.1%
SUMMIT FUNDING, INC. $185,000 $205,000 10.8% 0.1%
LOANPAL, LLC $155,000 $195,000 25.8% 0.1%
The First, A National Banking Association $195,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $185,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $1,070,000 $185,000 -82.7% 0.1%
Equity Prime Mortgage LLC $175,000 $185,000 5.7% 0.1%
First Guaranty Mortgage Corporation $185,000 n/a 0.1%
Goldwater Bank, N.A. $1,470,000 $185,000 -87.4% 0.1%
M&T Bank $135,000 $185,000 37.0% 0.1%
CITIZENS EQUITY FIRST $175,000 n/a 0.1%
CONTOUR MORTGAGE CORPORATION $175,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $175,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $175,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $175,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $165,000 n/a 0.1%
Gateway First Bank $165,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $185,000 $155,000 -16.2% 0.1%
TJC Mortgage, Inc. $225,000 $155,000 -31.1% 0.1%
ACADEMY MORTGAGE CORPORATION $125,000 $145,000 16.0% 0.1%
REVERSE MORTGAGE FUNDING LLC $105,000 $145,000 38.1% 0.1%
Lakeview Community Capital, LLC $310,000 $135,000 -56.5% 0.1%
MICHIGAN MUTUAL, INC. $135,000 n/a 0.1%
Alcova Mortgage LLC $730,000 $125,000 -82.9% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $115,000 n/a 0.1%
Bank of England $415,000 $115,000 -72.3% 0.1%
Fifth Third Bank $95,000 $105,000 10.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.1%
ATLANTA POSTAL $465,000 $95,000 -79.6% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $95,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $75,000 n/a 0.0%
GEORGIA'S OWN $55,000 n/a 0.0%
CREDIT UNION FINANCIAL SERVICES, LLC $45,000 n/a 0.0%
First-Citizens Bank & Trust Company $225,000 $45,000 -80.0% 0.0%
JPMorgan Chase Bank $1,015,000 $45,000 -95.6% 0.0%
ALLEGACY FEDERAL CREDIT UNION $35,000 n/a 0.0%
1st Franklin Financial Corporation $85,000 $25,000 -70.6% 0.0%
DELTA COMMUNITY CREDIT UNION $145,000 $25,000 -82.8% 0.0%
ITHINK FINANCIAL Credit Union $65,000 $25,000 -61.5% 0.0%

Cedartown's top lender by overall market share is HOMESTAR FINANCIAL CORPORATION, with 12.0% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $11,750,000 in loans. In third place, with 6.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $11,285,000 in loans. In fourth place, with 5.0%, is United Community Bank, having originated $9,045,000 in loans. In fifth place, with 3.5%, is Truist, having originated $6,430,000 in loans.


Cedartown Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Cedartown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $146,175 (12.8%) $182,011 (2.6%) 0.00 132
2018-02-01 $144,225 (8.9%) $179,949 (-6.2%) 0.00 130
2018-03-01 $149,000 (14.6%) $197,781 (6.2%) 0.00 127
2018-04-01 $169,900 (21.5%) $290,756 (55.0%) 0.00 113
2018-05-01 $185,887 (24.0%) $296,363 (51.3%) 0.00 122
2018-06-01 $175,900 (18.1%) $297,132 (58.9%) 0.00 133
2018-07-01 $180,888 (29.3%) $314,264 (73.2%) 0.00 125
2018-08-01 $177,675 (36.7%) $310,378 (87.0%) 0.00 135
2018-09-01 $174,050 (29.0%) $301,941 (72.4%) 0.00 138
2018-10-01 $153,200 (2.5%) $260,608 (33.3%) 0.00 178
2018-11-01 $149,950 (1.0%) $267,298 (38.3%) 0.00 168
2018-12-01 $150,000 (2.8%) $271,246 (44.0%) 0.00 150
2019-01-01 $140,000 (-4.2%) $270,259 (48.5%) 0.00 148
2019-02-01 $159,925 (10.9%) $311,346 (73.0%) 0.00 123
2019-03-01 $148,329 (-0.5%) $301,116 (52.3%) 0.00 125
2019-04-01 $133,900 (-21.2%) $270,615 (-6.9%) 0.00 128
2019-05-01 $134,425 (-27.7%) $252,505 (-14.8%) 0.00 147
2019-06-01 $132,250 (-24.8%) $245,802 (-17.3%) 0.00 141
2019-07-01 $143,000 (-21.0%) $250,416 (-20.3%) 0.00 148
2019-08-01 $140,427 (-21.0%) $255,072 (-17.8%) 0.00 148
2019-09-01 $148,568 (-14.6%) $258,856 (-14.3%) 0.00 145
2019-10-01 $169,173 (10.4%) $293,436 (12.6%) 0.00 129
2019-11-01 $185,500 (23.7%) $311,865 (16.7%) 0.00 119
2019-12-01 $191,775 (27.9%) $305,890 (12.8%) 0.00 124
2020-01-01 $193,330 (38.1%) $313,228 (15.9%) 0.00 116
2020-02-01 $185,858 (16.2%) $319,283 (2.6%) 0.00 104
2020-03-01 $173,650 (17.1%) $306,332 (1.7%) 0.00 99
2020-04-01 $169,900 (26.9%) $300,082 (10.9%) 0.00 91
2020-05-01 $179,900 (33.8%) $330,940 (31.1%) 0.00 66
2020-06-01 $189,900 (43.6%) $348,089 (41.6%) 0.00 65
2020-07-01 $192,100 (34.3%) $370,517 (48.0%) 0.00 52
2020-08-01 $189,900 (35.2%) $353,864 (38.7%) 0.00 54
2020-09-01 $223,662 (50.5%) $416,662 (61.0%) 0.00 51
2020-10-01 $220,000 (30.0%) $387,090 (31.9%) 0.00 63
2020-11-01 $196,150 (5.7%) $362,977 (16.4%) 0.00 73
2020-12-01 $199,925 (4.3%) $376,365 (23.0%) 0.00 70
2021-01-01 $212,450 (9.9%) $396,889 (26.7%) 0.00 62
2021-02-01 $259,700 (39.7%) $415,462 (30.1%) 0.00 53
2021-03-01 $246,175 (41.8%) $433,808 (41.6%) 0.00 40
2021-04-01 $199,500 (17.4%) $447,128 (49.0%) 0.00 44
2021-05-01 $214,900 (19.5%) $482,804 (45.9%) 0.00 48
2021-06-01 $209,925 (10.6%) $460,586 (32.3%) 0.00 54
2021-07-01 $210,000 (9.3%) $517,804 (39.8%) 0.00 51
2021-08-01 $216,225 (13.9%) $511,380 (44.5%) 0.00 60
2021-09-01 $205,550 (-8.1%) $474,156 (13.8%) 0.00 62
2021-10-01 $212,450 (-3.4%) $471,777 (21.9%) 0.00 58
2021-11-01 $219,900 (12.1%) $462,583 (27.4%) 0.00 60
2021-12-01 $217,475 (8.8%) $444,646 (18.1%) 0.00 66
2022-01-01 $250,000 (17.7%) $376,633 (-5.1%) 0.00 58
2022-02-01 $259,925 (0.1%) $369,916 (-11.0%) 0.00 48
2022-03-01 $277,225 (12.6%) $363,080 (-16.3%) 0.00 50
2022-04-01 $280,000 (40.4%) $372,632 (-16.7%) 0.00 48
2022-05-01 $292,400 (36.1%) $370,663 (-23.2%) 0.00 55
2022-06-01 $285,875 (36.2%) $365,211 (-20.7%) 0.00 78
2022-07-01 $280,000 (33.3%) $379,336 (-26.7%) 0.00 86
2022-08-01 $289,675 (34.0%) $356,942 (-30.2%) 0.00 101
2022-09-01 $277,000 (34.8%) $350,710 (-26.0%) 0.00 104
2022-10-01 $269,000 (26.6%) $335,542 (-28.9%) 0.00 102
2022-11-01 $274,825 (25.0%) $359,180 (-22.4%) 0.00 100
2022-12-01 $271,750 (25.0%) $359,146 (-19.2%) 0.00 92
2023-01-01 $274,950 (10.0%) $370,974 (-1.5%) 0.00 87
2023-02-01 $259,688 (-0.1%) $360,339 (-2.6%) 0.00 71
Cedartown's median listing price for 2023-02-01 was $259,688, a difference of $-237 (-0.1%) versus the prior year and $-15,262 versus the prior month.

Cedartown's median listing price comes in at 0% of the national average.

Cedartown's average listing price for 2023-02-01 was $360,339, a difference of $-9,577 (-2.6%) versus the prior year and $-10,635 versus the prior month.

For the 2023-02-01 period, Cedartown had 71 MLS listings, a difference of -16 listings (-18%) versus the prior month and 23 listings (48%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Cedartown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,797 sqft
2018-02-01 0 days 1,800 sqft
2018-03-01 0 days 1,749 sqft
2018-04-01 0 days 1,734 sqft
2018-05-01 0 days 1,887 sqft
2018-06-01 0 days 1,900 sqft
2018-07-01 0 days 1,943 sqft
2018-08-01 0 days 1,859 sqft
2018-09-01 0 days 1,749 sqft
2018-10-01 0 days 1,721 sqft
2018-11-01 0 days 1,699 sqft
2018-12-01 0 days 1,690 sqft
2019-01-01 0 days 1,792 sqft
2019-02-01 0 days 1,819 sqft
2019-03-01 0 days 1,811 sqft
2019-04-01 0 days 1,802 sqft
2019-05-01 0 days 1,822 sqft
2019-06-01 0 days 1,824 sqft
2019-07-01 0 days 1,925 sqft
2019-08-01 0 days 1,891 sqft
2019-09-01 0 days 1,840 sqft
2019-10-01 0 days 1,846 sqft
2019-11-01 0 days 2,064 sqft
2019-12-01 0 days 1,930 sqft
2020-01-01 0 days 1,920 sqft
2020-02-01 0 days 1,923 sqft
2020-03-01 0 days 1,897 sqft
2020-04-01 0 days 1,900 sqft
2020-05-01 0 days 1,888 sqft
2020-06-01 0 days 2,058 sqft
2020-07-01 0 days 2,373 sqft
2020-08-01 0 days 2,117 sqft
2020-09-01 0 days 2,037 sqft
2020-10-01 0 days 2,069 sqft
2020-11-01 0 days 1,895 sqft
2020-12-01 0 days 1,911 sqft
2021-01-01 0 days 1,834 sqft
2021-02-01 0 days 1,818 sqft
2021-03-01 0 days 1,921 sqft
2021-04-01 0 days 1,854 sqft
2021-05-01 0 days 1,783 sqft
2021-06-01 0 days 1,515 sqft
2021-07-01 0 days 1,784 sqft
2021-08-01 0 days 1,728 sqft
2021-09-01 0 days 1,688 sqft
2021-10-01 0 days 1,710 sqft
2021-11-01 0 days 1,684 sqft
2021-12-01 0 days 1,768 sqft
2022-01-01 0 days 1,862 sqft
2022-02-01 0 days 1,800 sqft
2022-03-01 0 days 1,797 sqft
2022-04-01 0 days 1,761 sqft
2022-05-01 0 days 1,745 sqft
2022-06-01 0 days 1,773 sqft
2022-07-01 0 days 1,746 sqft
2022-08-01 0 days 1,743 sqft
2022-09-01 0 days 1,740 sqft
2022-10-01 0 days 1,715 sqft
2022-11-01 0 days 1,708 sqft
2022-12-01 0 days 1,794 sqft
2023-01-01 0 days 1,842 sqft
2023-02-01 0 days 1,741 sqft
Cedartown's median listing age (time on market) for 2023-02-01 was 0 days.

Cedartown's median square footage for active listings during the 2023-02-01 period was 1,741 sqft. One year prior, the average listing was 1,800 sqft.

Cedartown, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 547 $119,395,000 $218,272
Cash Out Refi 222 $38,990,000 $175,631
Refi 88 $14,030,000 $159,432
Other 70 $5,320,000 $76,000
Home Improvement 35 $3,835,000 $109,571

Cedartown's most frequently cited loan purpose was Home Purchase, with 547 originations. The 2nd most popular reason was Cash Out Refi, with 222 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 277 $58,675,000 $211,823
4-5% 236 $45,850,000 $194,280
3-4% 179 $30,255,000 $169,022
6-7% 142 $27,090,000 $190,775
2.5-3% 40 $7,330,000 $183,250
7-8% 38 $6,030,000 $158,684
Over 8% 25 $2,035,000 $81,400
<2.5% 18 $2,640,000 $146,667

During 2022, Cedartown's most frequently originated rate bucket was 5-6%, with 277 originations.

Loan Sizing (Cedartown, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 396 $59,600,000 $150,505
$200k-400k 352 $91,950,000 $261,222
$100,000 or less 178 $10,510,000 $59,045
$400k-600k 27 $12,695,000 $470,185
$600k-1000k 8 $5,630,000 $703,750
$Over $1MM 1 $1,185,000 $1,185,000

Cedartown's loan sizing saw the bucket of loans from $100k-200k with 396 originations, totaling $59,600,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 416 $92,200,000 $221,635
60-80% 250 $52,410,000 $209,640
40-60% 113 $16,965,000 $150,133
20-40% 79 $7,245,000 $91,709
Under 20% 62 $2,160,000 $34,839
Over 100% 26 $7,480,000 $287,692

Cedartown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 416 originations, totaling $92,200,000 in origination value.