Cedartown Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Cedartown averaged
7.26%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.32% and
one month ago for the week of 2026-10-01, the
average rate was 7.56%.
Cedartown's average rate one year ago was 6.35%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Cedartown 30 Year Fixed Rate | 2026-11-05 | 7.26% |
| Cedartown 30 Year Fixed Rate Refi | 2026-11-05 | 7.08% |
| Cedartown 15 Year Fixed Rate | 2026-11-05 | 6.77% |
| Cedartown 15 Year Fixed Rate Refi | 2026-11-05 | 6.47% |
| Cedartown 30 Year FHA | 2026-11-05 | 6.75% |
| Cedartown 30 Year FHA Refi | 2026-11-05 | 6.83% |
| Cedartown 30 Year USDA | 2026-11-05 | 6.9% |
| Cedartown 30 Year USDA Refi | 2026-11-05 | 7.2% |
| Cedartown 30 Year VA | 2026-11-05 | 6.76% |
| Cedartown 30 Year VA Refi | 2026-11-05 | 6.56% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Cedartown, GA.
Cedartown Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Cedartown, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Cedartown Average Closing Costs & Other Stats
Cedartown, GA's 59 lenders originated 838
loans during 2025. The total origination value was $175,350,000, with an average loan value of
$209,248.
Cedartown's average closing costs are $6,063.
The top Cedartown lender as defined by loan originations is QUICKEN LOANS, LLC, with
17 loans originated. Their average total fees are
$7,476, which is $1,609
higher than the next largest lender,
MEMBER FIRST MORTGAGE, LLC.
The lowest fee Cedartown lenders (with over 10 loans originated) are
MEMBER FIRST MORTGAGE, LLC ($5,868), QUICKEN LOANS, LLC ($7,476), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,979), UNITED WHOLESALE MORTGAGE, LLC ($8,630) and .
The lowest rate Cedartown lenders (with over 10 loans originated) are
FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.52%), QUICKEN LOANS, LLC (6.53%), MEMBER FIRST MORTGAGE, LLC (6.53%), UNITED WHOLESALE MORTGAGE, LLC (6.62%) and .
Cedartown, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $9,950,000 | $12,685,000 | 27.5% | 7.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $11,065,000 | $11,050,000 | -0.1% | 6.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,185,000 | $11,005,000 | 53.2% | 6.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $6,575,000 | $7,710,000 | 17.3% | 4.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,940,000 | $7,660,000 | 94.4% | 4.4% |
| FAMILY SAVINGS | $4,345,000 | $5,725,000 | 31.8% | 3.3% |
| Century Mortgage Company DBA Century Lending Company | $1,400,000 | $5,595,000 | 299.6% | 3.2% |
| MEMBER FIRST MORTGAGE, LLC | $3,660,000 | $5,475,000 | 49.6% | 3.1% |
| Renasant Bank | $2,650,000 | $5,410,000 | 104.2% | 3.1% |
| FirstBank | $145,000 | $4,215,000 | 2,806.9% | 2.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,525,000 | $4,065,000 | -46.0% | 2.3% |
| SWBC MORTGAGE CORPORATION | $2,455,000 | $3,545,000 | 44.4% | 2.0% |
| Magnolia Bank | $1,530,000 | $3,425,000 | 123.9% | 2.0% |
| Mortgage Research Center, LLC | $2,910,000 | $3,245,000 | 11.5% | 1.9% |
| UNION HOME MORTGAGE CORP. | $1,475,000 | $3,140,000 | 112.9% | 1.8% |
| United Community Bank | $5,155,000 | $2,385,000 | -53.7% | 1.4% |
| LOANDEPOT.COM, LLC | $365,000 | $2,240,000 | 513.7% | 1.3% |
| EVANSVILLE TEACHERS | $790,000 | $2,195,000 | 177.8% | 1.3% |
| GUILD MORTGAGE COMPANY | $1,760,000 | $2,110,000 | 19.9% | 1.2% |
| Truist | $1,545,000 | $2,090,000 | 35.3% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $2,795,000 | $2,045,000 | -26.8% | 1.2% |
| Regions Bank | $2,135,000 | $2,035,000 | -4.7% | 1.2% |
| Ameris Bank | $3,180,000 | $2,025,000 | -36.3% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,105,000 | $2,020,000 | 82.8% | 1.2% |
| River City Bank | $115,000 | $1,815,000 | 1,478.3% | 1.0% |
| Colony Bank | $1,410,000 | $1,790,000 | 27.0% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $2,190,000 | $1,780,000 | -18.7% | 1.0% |
| Carrington Mortgage Services, LLC | $1,000,000 | $1,670,000 | 67.0% | 1.0% |
| EVERETT FINANCIAL, INC. | $2,755,000 | $1,625,000 | -41.0% | 0.9% |
| LAKEVIEW LOAN SERVICING, LLC | $305,000 | $1,600,000 | 424.6% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $480,000 | $1,570,000 | 227.1% | 0.9% |
| LENDINGHOME FUNDING CORPORATION | $1,525,000 | $1,420,000 | -6.9% | 0.8% |
| ENVOY MORTGAGE, LTD | $1,315,000 | n/a | 0.7% | |
| PLANET HOME LENDING, LLC | $655,000 | $1,205,000 | 84.0% | 0.7% |
| Shore United Bank | $1,105,000 | n/a | 0.6% | |
| AmeriHome Mortgage Company, LLC | $1,090,000 | n/a | 0.6% | |
| CANOPY MORTGAGE, LLC | $2,310,000 | $995,000 | -56.9% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $1,100,000 | $945,000 | -14.1% | 0.5% |
| VILLAGE CAPITAL MORTGAGE | $590,000 | $910,000 | 54.2% | 0.5% |
| LGE COMMUNITY | $620,000 | $905,000 | 46.0% | 0.5% |
| DIRECT LENDERS, LLC | $330,000 | $900,000 | 172.7% | 0.5% |
| ZILLOW HOME LOANS, LLC | $465,000 | $880,000 | 89.2% | 0.5% |
| BROKER SOLUTIONS, INC. | $1,410,000 | $860,000 | -39.0% | 0.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $500,000 | $850,000 | 70.0% | 0.5% |
| MID AMERICA MORTGAGE, INC. | $645,000 | $830,000 | 28.7% | 0.5% |
| The Loan Store, Inc. | $95,000 | $800,000 | 742.1% | 0.5% |
| TOWNE MORTGAGE COMPANY | $1,335,000 | $795,000 | -40.4% | 0.5% |
| GUARANTEED RATE, INC. | $3,320,000 | $745,000 | -77.6% | 0.4% |
| New Century Bank | $715,000 | n/a | 0.4% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $625,000 | $680,000 | 8.8% | 0.4% |
| United Bank | $630,000 | n/a | 0.4% | |
| NEWREZ LLC | $760,000 | $605,000 | -20.4% | 0.3% |
| Figure Lending LLC | $405,000 | $585,000 | 44.4% | 0.3% |
| ACOPIA, LLC | $155,000 | $570,000 | 267.7% | 0.3% |
| CREDIT UNION FINANCIAL SERVICES, LLC | $570,000 | n/a | 0.3% | |
| Flagstar Bank, FSB | $1,245,000 | $565,000 | -54.6% | 0.3% |
| Loan Simple, Inc. | $540,000 | n/a | 0.3% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $1,070,000 | $525,000 | -50.9% | 0.3% |
| LOANPAL, LLC | $335,000 | $520,000 | 55.2% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $3,300,000 | $520,000 | -84.2% | 0.3% |
| SPRING EQ, LLC | $515,000 | n/a | 0.3% | |
| LEADERONE FINANCIAL CORPORATION | $505,000 | n/a | 0.3% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $425,000 | $490,000 | 15.3% | 0.3% |
| BETTER MORTGAGE CORPORATION | $485,000 | n/a | 0.3% | |
| Prosperity Home Mortgage, LLC | $390,000 | $480,000 | 23.1% | 0.3% |
| NEXERA HOLDING LLC | $470,000 | n/a | 0.3% | |
| SOUTHWEST STAGE FUNDING, LLC | $470,000 | n/a | 0.3% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $195,000 | $465,000 | 138.5% | 0.3% |
| Equity Prime Mortgage LLC | $655,000 | $460,000 | -29.8% | 0.3% |
| A&D Mortgage LLC | $450,000 | n/a | 0.3% | |
| First Option Mortgage, LLC | $445,000 | n/a | 0.3% | |
| Paramount Residential Mortgage Group, Inc. | $305,000 | $425,000 | 39.3% | 0.2% |
| CARDINAL FINANCIAL | $1,000,000 | $415,000 | -58.5% | 0.2% |
| HomePromise Corporation | $395,000 | n/a | 0.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $375,000 | n/a | 0.2% | |
| Citizens Bank | $440,000 | $375,000 | -14.8% | 0.2% |
| MILEND, INC. | $155,000 | $360,000 | 132.3% | 0.2% |
| LIBERTY HOME MORTGAGE CORPORATION | $135,000 | $355,000 | 163.0% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $330,000 | n/a | 0.2% | |
| MICHIGAN MUTUAL, INC. | $330,000 | n/a | 0.2% | |
| U.S. Bank | $160,000 | $330,000 | 106.3% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $480,000 | $325,000 | -32.3% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $35,000 | $320,000 | 814.3% | 0.2% |
| Wells Fargo Bank | $975,000 | $310,000 | -68.2% | 0.2% |
| ALL IN | $305,000 | n/a | 0.2% | |
| EMBRACE HOME LOANS, INC. | $295,000 | n/a | 0.2% | |
| Mortgage Assurance Inc. | $675,000 | $295,000 | -56.3% | 0.2% |
| NJ LENDERS CORP. | $295,000 | n/a | 0.2% | |
| OCEANSIDE MORTGAGE COMPANY | $295,000 | n/a | 0.2% | |
| AMERICAN FINANCING CORPORATION | $65,000 | $285,000 | 338.5% | 0.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $225,000 | $285,000 | 26.7% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $1,435,000 | $285,000 | -80.1% | 0.2% |
| USAA Federal Savings Bank | $365,000 | $285,000 | -21.9% | 0.2% |
| DATA MORTGAGE, INC. | $275,000 | n/a | 0.2% | |
| Southern First Bank | $275,000 | n/a | 0.2% | |
| Bank OZK | $25,000 | $270,000 | 980.0% | 0.2% |
| 21ST MORTGAGE CORPORATION | $780,000 | $265,000 | -66.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $265,000 | n/a | 0.2% | |
| LENDSURE MORTGAGE CORP. | $255,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $255,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $255,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $245,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $785,000 | $245,000 | -68.8% | 0.1% |
| JMAC LENDING, INC. | $245,000 | n/a | 0.1% | |
| CSL Financial, LLC | $155,000 | $240,000 | 54.8% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $235,000 | n/a | 0.1% | |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $420,000 | $230,000 | -45.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $225,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $510,000 | $225,000 | -55.9% | 0.1% |
| ALLIANT CREDIT UNION | $220,000 | n/a | 0.1% | |
| Bank of England | $215,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $215,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $555,000 | $215,000 | -61.3% | 0.1% |
| UNITED MORTGAGE CORP | $215,000 | n/a | 0.1% | |
| EMM LOANS LLC | $820,000 | $205,000 | -75.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $185,000 | $205,000 | 10.8% | 0.1% |
| JPMorgan Chase Bank | $205,000 | n/a | 0.1% | |
| The Federal Savings Bank | $920,000 | $205,000 | -77.7% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $175,000 | $200,000 | 14.3% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $425,000 | $190,000 | -55.3% | 0.1% |
| First Federal Bank | $175,000 | n/a | 0.1% | |
| OCMBC, INC. | $175,000 | n/a | 0.1% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $165,000 | n/a | 0.1% | |
| ITHINK FINANCIAL Credit Union | $225,000 | $165,000 | -26.7% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $165,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $155,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $745,000 | $155,000 | -79.2% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $125,000 | $155,000 | 24.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $500,000 | $155,000 | -69.0% | 0.1% |
| STATE EMPLOYEES' | $145,000 | n/a | 0.1% | |
| GEORGIA UNITED | $45,000 | $140,000 | 211.1% | 0.1% |
| GEORGIA'S OWN | $390,000 | $115,000 | -70.5% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $305,000 | $105,000 | -65.6% | 0.1% |
| Capital City Home Loans, LLC | $1,125,000 | $105,000 | -90.7% | 0.1% |
| First National Community Bank | $960,000 | $105,000 | -89.1% | 0.1% |
| South State Bank | $105,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $105,000 | n/a | 0.1% | |
| USAlliance Federal Credit Union | $105,000 | n/a | 0.1% | |
| PNC Bank | $425,000 | $85,000 | -80.0% | 0.0% |
| NFM, INC. | $575,000 | $75,000 | -87.0% | 0.0% |
| Servion, Inc. | $65,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $55,000 | n/a | 0.0% | |
| Talbot State Bank | $55,000 | n/a | 0.0% | |
| CREDIT UNION OF GEORGIA | $165,000 | $35,000 | -78.8% | 0.0% |
| Associated Credit Union | $350,000 | $25,000 | -92.9% | 0.0% |
| Coastal Community Bank | $25,000 | n/a | 0.0% |
Cedartown's top lender by overall market share is QUICKEN LOANS, LLC, with 7.2% market share. In second place, with 6.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $11,050,000 in loans. In third place, with 6.3%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $11,005,000 in loans. In fourth place, with 4.4%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $7,710,000 in loans. In fifth place, with 4.4%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $7,660,000 in loans.
Cedartown Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Cedartown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $146,175 (12.8%) | $182,011 (2.6%) | 0.00 | 132 |
| 2018-02-01 | $144,225 (8.9%) | $179,949 (-6.2%) | 0.00 | 130 |
| 2018-03-01 | $149,000 (14.6%) | $197,781 (6.2%) | 0.00 | 127 |
| 2018-04-01 | $169,900 (21.5%) | $290,756 (55.0%) | 0.00 | 113 |
| 2018-05-01 | $185,887 (24.0%) | $296,363 (51.3%) | 0.00 | 122 |
| 2018-06-01 | $175,900 (19.4%) | $297,132 (58.9%) | 0.00 | 133 |
| 2018-07-01 | $181,738 (29.9%) | $313,781 (72.9%) | 0.00 | 125 |
| 2018-08-01 | $177,908 (36.9%) | $309,551 (86.5%) | 0.00 | 136 |
| 2018-09-01 | $174,500 (29.4%) | $301,174 (72.0%) | 0.00 | 139 |
| 2018-10-01 | $152,100 (1.8%) | $259,381 (32.7%) | 0.00 | 181 |
| 2018-11-01 | $147,450 (-0.7%) | $266,061 (37.7%) | 0.00 | 169 |
| 2018-12-01 | $147,400 (1.0%) | $269,423 (43.0%) | 0.00 | 151 |
| 2019-01-01 | $139,900 (-4.3%) | $268,188 (47.4%) | 0.00 | 149 |
| 2019-02-01 | $160,641 (11.4%) | $311,346 (73.0%) | 0.00 | 123 |
| 2019-03-01 | $149,576 (0.4%) | $302,106 (52.8%) | 0.00 | 125 |
| 2019-04-01 | $135,859 (-20.0%) | $270,990 (-6.8%) | 0.00 | 129 |
| 2019-05-01 | $136,225 (-26.7%) | $252,963 (-14.6%) | 0.00 | 148 |
| 2019-06-01 | $132,500 (-24.7%) | $246,307 (-17.1%) | 0.00 | 142 |
| 2019-07-01 | $148,000 (-18.6%) | $250,874 (-20.1%) | 0.00 | 149 |
| 2019-08-01 | $139,091 (-21.8%) | $253,655 (-18.1%) | 0.00 | 150 |
| 2019-09-01 | $145,227 (-16.8%) | $254,678 (-15.4%) | 0.00 | 148 |
| 2019-10-01 | $166,723 (9.6%) | $290,273 (11.9%) | 0.00 | 131 |
| 2019-11-01 | $185,500 (25.8%) | $311,865 (17.2%) | 0.00 | 119 |
| 2019-12-01 | $191,775 (30.1%) | $305,890 (13.5%) | 0.00 | 124 |
| 2020-01-01 | $193,330 (38.2%) | $313,228 (16.8%) | 0.00 | 116 |
| 2020-02-01 | $186,815 (16.3%) | $319,289 (2.6%) | 0.00 | 105 |
| 2020-03-01 | $174,900 (16.9%) | $306,452 (1.4%) | 0.00 | 100 |
| 2020-04-01 | $169,900 (25.1%) | $300,286 (10.8%) | 0.00 | 92 |
| 2020-05-01 | $179,900 (32.1%) | $330,796 (30.8%) | 0.00 | 67 |
| 2020-06-01 | $192,200 (45.1%) | $347,707 (41.2%) | 0.00 | 66 |
| 2020-07-01 | $194,250 (31.3%) | $369,739 (47.4%) | 0.00 | 53 |
| 2020-08-01 | $189,900 (36.5%) | $353,335 (39.3%) | 0.00 | 54 |
| 2020-09-01 | $223,662 (54.0%) | $416,662 (63.6%) | 0.00 | 51 |
| 2020-10-01 | $219,950 (31.9%) | $387,090 (33.4%) | 0.00 | 63 |
| 2020-11-01 | $197,400 (6.4%) | $363,255 (16.5%) | 0.00 | 73 |
| 2020-12-01 | $199,950 (4.3%) | $377,107 (23.3%) | 0.00 | 70 |
| 2021-01-01 | $215,000 (11.2%) | $397,001 (26.8%) | 0.00 | 63 |
| 2021-02-01 | $259,700 (39.0%) | $415,424 (30.1%) | 0.00 | 53 |
| 2021-03-01 | $246,175 (40.8%) | $433,808 (41.6%) | 0.00 | 40 |
| 2021-04-01 | $199,500 (17.4%) | $447,128 (48.9%) | 0.00 | 44 |
| 2021-05-01 | $214,900 (19.5%) | $482,804 (46.0%) | 0.00 | 48 |
| 2021-06-01 | $209,925 (9.2%) | $458,666 (31.9%) | 0.00 | 54 |
| 2021-07-01 | $217,500 (12.0%) | $517,804 (40.1%) | 0.00 | 51 |
| 2021-08-01 | $216,225 (13.9%) | $511,380 (44.7%) | 0.00 | 60 |
| 2021-09-01 | $205,550 (-8.1%) | $474,156 (13.8%) | 0.00 | 62 |
| 2021-10-01 | $212,450 (-3.4%) | $471,777 (21.9%) | 0.00 | 58 |
| 2021-11-01 | $219,900 (11.4%) | $462,583 (27.3%) | 0.00 | 60 |
| 2021-12-01 | $218,475 (9.3%) | $443,982 (17.7%) | 0.00 | 67 |
| 2022-01-01 | $247,500 (15.1%) | $378,373 (-4.7%) | 0.00 | 58 |
| 2022-02-01 | $259,900 (0.1%) | $370,251 (-10.9%) | 0.00 | 47 |
| 2022-03-01 | $276,375 (12.3%) | $362,001 (-16.6%) | 0.00 | 50 |
| 2022-04-01 | $275,450 (38.1%) | $372,134 (-16.8%) | 0.00 | 47 |
| 2022-05-01 | $289,675 (34.8%) | $370,195 (-23.3%) | 0.00 | 54 |
| 2022-06-01 | $281,200 (34.0%) | $364,637 (-20.5%) | 0.00 | 76 |
| 2022-07-01 | $279,950 (28.7%) | $380,187 (-26.6%) | 0.00 | 84 |
| 2022-08-01 | $284,450 (31.6%) | $357,388 (-30.1%) | 0.00 | 99 |
| 2022-09-01 | $277,225 (34.9%) | $351,625 (-25.8%) | 0.00 | 102 |
| 2022-10-01 | $269,000 (26.6%) | $336,072 (-28.8%) | 0.00 | 102 |
| 2022-11-01 | $274,700 (24.9%) | $358,854 (-22.4%) | 0.00 | 100 |
| 2022-12-01 | $271,750 (24.4%) | $358,790 (-19.2%) | 0.00 | 92 |
| 2023-01-01 | $272,000 (9.9%) | $371,014 (-2.0%) | 0.00 | 85 |
| 2023-02-01 | $258,225 (-0.6%) | $360,745 (-2.6%) | 0.00 | 69 |
| 2023-03-01 | $259,913 (-6.0%) | $354,304 (-2.1%) | 0.00 | 67 |
| 2023-04-01 | $299,900 (8.9%) | $474,430 (27.5%) | 0.00 | 82 |
| 2023-05-01 | $299,925 (3.5%) | $499,030 (34.8%) | 0.00 | 76 |
| 2023-06-01 | $309,563 (10.1%) | $496,307 (36.1%) | 0.00 | 81 |
| 2023-07-01 | $304,725 (8.9%) | $458,209 (20.5%) | 0.00 | 93 |
| 2023-08-01 | $294,875 (3.7%) | $394,775 (10.5%) | 0.00 | 95 |
| 2023-09-01 | $299,950 (8.2%) | $443,803 (26.2%) | 0.00 | 92 |
| 2023-10-01 | $313,900 (16.7%) | $427,523 (27.2%) | 0.00 | 114 |
| 2023-11-01 | $310,000 (12.9%) | $425,215 (18.5%) | 0.00 | 117 |
| 2023-12-01 | $315,900 (16.3%) | $429,103 (19.6%) | 0.00 | 115 |
| 2024-01-01 | $304,950 (12.1%) | $426,353 (14.9%) | 0.00 | 107 |
| 2024-02-01 | $299,500 (16.0%) | $351,793 (-2.5%) | 0.00 | 95 |
| 2024-03-01 | $298,000 (14.7%) | $355,494 (0.3%) | 0.00 | 89 |
| 2024-04-01 | $304,750 (1.6%) | $363,101 (-23.5%) | 0.00 | 101 |
| 2024-05-01 | $302,450 (0.8%) | $370,632 (-25.7%) | 0.00 | 112 |
| 2024-06-01 | $299,900 (-3.1%) | $362,306 (-27.0%) | 0.00 | 103 |
| 2024-07-01 | $279,325 (-8.3%) | $332,388 (-27.5%) | 0.00 | 112 |
| 2024-08-01 | $279,900 (-5.1%) | $333,323 (-15.6%) | 0.00 | 131 |
| 2024-09-01 | $279,938 (-6.7%) | $327,329 (-26.2%) | 0.00 | 154 |
| 2024-10-01 | $285,450 (-9.1%) | $327,075 (-23.5%) | 0.00 | 154 |
| 2024-11-01 | $285,000 (-8.1%) | $333,704 (-21.5%) | 0.00 | 168 |
| 2024-12-01 | $289,950 (-8.2%) | $341,068 (-20.5%) | 0.00 | 149 |
| 2025-01-01 | $292,450 (-4.1%) | $351,080 (-17.7%) | 0.00 | 137 |
| 2025-02-01 | $299,450 (0.0%) | $356,003 (1.2%) | 0.00 | 128 |
| 2025-03-01 | $299,900 (0.6%) | $352,097 (-1.0%) | 0.00 | 115 |
| 2025-04-01 | $291,175 (-4.5%) | $338,669 (-6.7%) | 0.00 | 118 |
| 2025-05-01 | $284,900 (-5.8%) | $336,338 (-9.3%) | 0.00 | 120 |
| 2025-06-01 | $289,000 (-3.6%) | $350,116 (-3.4%) | 0.00 | 127 |
| 2025-07-01 | $289,974 (3.8%) | $352,996 (6.2%) | 0.00 | 134 |
| 2025-08-01 | $282,000 (0.8%) | $347,858 (4.4%) | 0.00 | 140 |
| 2025-09-01 | $284,225 (1.5%) | $357,235 (9.1%) | 0.00 | 151 |
| 2025-10-01 | $299,426 (4.9%) | $351,457 (7.5%) | 0.00 | 153 |
| 2025-11-01 | $297,500 (4.4%) | $345,422 (3.5%) | 0.00 | 158 |
| 2025-12-01 | $296,250 (2.2%) | $336,124 (-1.5%) | 0.00 | 165 |
| 2026-01-01 | $292,450 (0.0%) | $334,898 (-4.6%) | 0.00 | 151 |
| 2026-02-01 | $295,000 (-1.5%) | $330,868 (-7.1%) | 0.00 | 158 |
| 2026-03-01 | $292,450 (-2.5%) | $332,982 (-5.4%) | 0.00 | 152 |
| 2026-04-01 | $290,575 (-0.2%) | $342,559 (1.2%) | 0.00 | 142 |
| 2026-05-01 | $296,000 (3.9%) | $358,013 (6.4%) | 0.00 | 143 |
| 2026-06-01 | $307,175 (6.3%) | $364,131 (4.0%) | 0.00 | 158 |
| 2026-07-01 | $299,000 (3.1%) | $355,042 (0.6%) | 0.00 | 165 |
| 2026-08-01 | $290,000 (2.8%) | $329,642 (-5.2%) | 0.00 | 174 |
| 2026-09-01 | $275,000 (-3.3%) | $315,819 (-11.6%) | 0.00 | 168 |
| 2026-10-01 | $282,400 (-5.7%) | $335,151 (-4.6%) | 0.00 | 165 |
Cedartown's median listing price for 2026-10-01 was $282,400, a difference of
$-17,026
(-5.7%) versus the prior year and
$7,400 versus the prior month.
Cedartown's median listing price comes in at 0% of the national average.
Cedartown's average listing price for 2026-10-01 was $335,151, a difference of $-16,306 (-4.6%) versus the prior year and $19,332 versus the prior month.
For the 2026-10-01 period, Cedartown had 165 MLS listings, a difference of -3 listings (-2%) versus the prior month and 12 listings (8%) versus the prior year.
Cedartown's median listing price comes in at 0% of the national average.
Cedartown's average listing price for 2026-10-01 was $335,151, a difference of $-16,306 (-4.6%) versus the prior year and $19,332 versus the prior month.
For the 2026-10-01 period, Cedartown had 165 MLS listings, a difference of -3 listings (-2%) versus the prior month and 12 listings (8%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Cedartown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,789 sqft |
| 2018-02-01 | 0 days | 1,794 sqft |
| 2018-03-01 | 0 days | 1,734 sqft |
| 2018-04-01 | 0 days | 1,725 sqft |
| 2018-05-01 | 0 days | 1,879 sqft |
| 2018-06-01 | 0 days | 1,916 sqft |
| 2018-07-01 | 0 days | 1,939 sqft |
| 2018-08-01 | 0 days | 1,882 sqft |
| 2018-09-01 | 0 days | 1,771 sqft |
| 2018-10-01 | 0 days | 1,724 sqft |
| 2018-11-01 | 0 days | 1,696 sqft |
| 2018-12-01 | 0 days | 1,692 sqft |
| 2019-01-01 | 0 days | 1,792 sqft |
| 2019-02-01 | 0 days | 1,814 sqft |
| 2019-03-01 | 0 days | 1,808 sqft |
| 2019-04-01 | 0 days | 1,802 sqft |
| 2019-05-01 | 0 days | 1,822 sqft |
| 2019-06-01 | 0 days | 1,823 sqft |
| 2019-07-01 | 0 days | 1,895 sqft |
| 2019-08-01 | 0 days | 1,870 sqft |
| 2019-09-01 | 0 days | 1,826 sqft |
| 2019-10-01 | 0 days | 1,841 sqft |
| 2019-11-01 | 0 days | 2,061 sqft |
| 2019-12-01 | 0 days | 1,919 sqft |
| 2020-01-01 | 0 days | 1,917 sqft |
| 2020-02-01 | 0 days | 1,923 sqft |
| 2020-03-01 | 0 days | 1,898 sqft |
| 2020-04-01 | 0 days | 1,900 sqft |
| 2020-05-01 | 0 days | 1,917 sqft |
| 2020-06-01 | 0 days | 2,127 sqft |
| 2020-07-01 | 0 days | 2,346 sqft |
| 2020-08-01 | 0 days | 2,117 sqft |
| 2020-09-01 | 0 days | 2,037 sqft |
| 2020-10-01 | 0 days | 2,160 sqft |
| 2020-11-01 | 0 days | 1,934 sqft |
| 2020-12-01 | 0 days | 1,943 sqft |
| 2021-01-01 | 0 days | 1,878 sqft |
| 2021-02-01 | 0 days | 1,922 sqft |
| 2021-03-01 | 0 days | 1,968 sqft |
| 2021-04-01 | 0 days | 1,855 sqft |
| 2021-05-01 | 0 days | 1,807 sqft |
| 2021-06-01 | 0 days | 1,523 sqft |
| 2021-07-01 | 0 days | 1,817 sqft |
| 2021-08-01 | 0 days | 1,775 sqft |
| 2021-09-01 | 0 days | 1,685 sqft |
| 2021-10-01 | 0 days | 1,710 sqft |
| 2021-11-01 | 0 days | 1,668 sqft |
| 2021-12-01 | 0 days | 1,762 sqft |
| 2022-01-01 | 0 days | 1,893 sqft |
| 2022-02-01 | 0 days | 1,808 sqft |
| 2022-03-01 | 0 days | 1,836 sqft |
| 2022-04-01 | 0 days | 1,804 sqft |
| 2022-05-01 | 0 days | 1,796 sqft |
| 2022-06-01 | 0 days | 1,770 sqft |
| 2022-07-01 | 0 days | 1,752 sqft |
| 2022-08-01 | 0 days | 1,750 sqft |
| 2022-09-01 | 0 days | 1,734 sqft |
| 2022-10-01 | 0 days | 1,708 sqft |
| 2022-11-01 | 0 days | 1,708 sqft |
| 2022-12-01 | 0 days | 1,797 sqft |
| 2023-01-01 | 0 days | 1,839 sqft |
| 2023-02-01 | 0 days | 1,706 sqft |
| 2023-03-01 | 0 days | 1,601 sqft |
| 2023-04-01 | 0 days | 1,689 sqft |
| 2023-05-01 | 0 days | 1,697 sqft |
| 2023-06-01 | 0 days | 1,751 sqft |
| 2023-07-01 | 0 days | 1,774 sqft |
| 2023-08-01 | 0 days | 1,743 sqft |
| 2023-09-01 | 0 days | 1,785 sqft |
| 2023-10-01 | 0 days | 1,790 sqft |
| 2023-11-01 | 0 days | 1,771 sqft |
| 2023-12-01 | 0 days | 1,761 sqft |
| 2024-01-01 | 0 days | 1,746 sqft |
| 2024-02-01 | 0 days | 1,752 sqft |
| 2024-03-01 | 0 days | 1,750 sqft |
| 2024-04-01 | 0 days | 1,765 sqft |
| 2024-05-01 | 0 days | 1,768 sqft |
| 2024-06-01 | 0 days | 1,750 sqft |
| 2024-07-01 | 0 days | 1,773 sqft |
| 2024-08-01 | 0 days | 1,753 sqft |
| 2024-09-01 | 0 days | 1,657 sqft |
| 2024-10-01 | 0 days | 1,685 sqft |
| 2024-11-01 | 0 days | 1,600 sqft |
| 2024-12-01 | 0 days | 1,692 sqft |
| 2025-01-01 | 0 days | 1,716 sqft |
| 2025-02-01 | 0 days | 1,760 sqft |
| 2025-03-01 | 0 days | 1,771 sqft |
| 2025-04-01 | 0 days | 1,651 sqft |
| 2025-05-01 | 0 days | 1,634 sqft |
| 2025-06-01 | 0 days | 1,595 sqft |
| 2025-07-01 | 0 days | 1,622 sqft |
| 2025-08-01 | 0 days | 1,600 sqft |
| 2025-09-01 | 0 days | 1,602 sqft |
| 2025-10-01 | 0 days | 1,643 sqft |
| 2025-11-01 | 0 days | 1,680 sqft |
| 2025-12-01 | 0 days | 1,678 sqft |
| 2026-01-01 | 0 days | 1,668 sqft |
| 2026-02-01 | 0 days | 1,635 sqft |
| 2026-03-01 | 0 days | 1,698 sqft |
| 2026-04-01 | 0 days | 1,693 sqft |
| 2026-05-01 | 0 days | 1,733 sqft |
| 2026-06-01 | 0 days | 1,751 sqft |
| 2026-07-01 | 0 days | 1,741 sqft |
| 2026-08-01 | 0 days | 1,670 sqft |
| 2026-09-01 | 0 days | 1,631 sqft |
| 2026-10-01 | 0 days | 1,670 sqft |
Cedartown's median listing age (time on market) for 2026-10-01 was 0 days.
Cedartown's median square footage for active listings during the 2026-10-01 period was 1,670 sqft. One year prior, the average listing was 1,643 sqft.
Cedartown's median square footage for active listings during the 2026-10-01 period was 1,670 sqft. One year prior, the average listing was 1,643 sqft.
Cedartown, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 417 | $102,005,000 | $244,616 |
| Cash Out Refi | 170 | $33,000,000 | $194,118 |
| Refi | 112 | $27,940,000 | $249,464 |
| Other | 99 | $8,375,000 | $84,596 |
| Home Improvement | 40 | $4,030,000 | $100,750 |
Cedartown's most frequently cited loan purpose was Home Purchase, with 417 originations. The 2nd most popular reason was Cash Out Refi, with 170 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 396 | $94,640,000 | $238,990 |
| 5-6% | 161 | $39,235,000 | $243,696 |
| 7-8% | 129 | $25,935,000 | $201,047 |
| Over 8% | 105 | $9,825,000 | $93,571 |
| <2.5% | 10 | $120,000 | $12,000 |
| 4-5% | 9 | $1,425,000 | $158,333 |
| 3-4% | 1 | $375,000 | $375,000 |
During 2025, Cedartown's most frequently originated rate bucket was 6-7%, with 396 originations.
Loan Sizing (Cedartown, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 344 | $93,060,000 | $270,523 |
| $100k-200k | 261 | $40,545,000 | $155,345 |
| $100,000 or less | 182 | $10,140,000 | $55,714 |
| $400k-600k | 37 | $16,905,000 | $456,892 |
| $600k-1000k | 10 | $7,560,000 | $756,000 |
| $Over $1MM | 4 | $7,140,000 | $1,785,000 |
Cedartown's loan sizing saw the bucket of loans from $200k-400k with 344 originations, totaling $93,060,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 368 | $97,410,000 | $264,701 |
| 60-80% | 147 | $35,595,000 | $242,143 |
| Under 20% | 95 | $4,405,000 | $46,368 |
| 20-40% | 93 | $8,275,000 | $88,978 |
| 40-60% | 89 | $19,635,000 | $220,618 |
| Over 100% | 6 | $1,790,000 | $298,333 |
Cedartown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 368 originations, totaling $97,410,000 in origination value.