ROME Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Rome averaged
6.63%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.45% and
one month ago for the week of 2023-04-20, the
average rate was 6.05%.
Rome's average rate one year ago was 5.11%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.78%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Rome 30 Year Fixed Rate | 2023-05-25 | 6.63% |
| Rome 30 Year Fixed Rate Refi | 2023-05-25 | 5.78% |
| Rome 15 Year Fixed Rate | 2023-05-25 | 5.97% |
| Rome 15 Year Fixed Rate Refi | 2023-05-25 | 5.97% |
| Rome 30 Year FHA | 2023-05-25 | 6.12% |
| Rome 30 Year FHA Refi | 2023-05-25 | 6.41% |
| Rome 30 Year USDA | 2023-05-25 | 6.83% |
| Rome 30 Year USDA Refi | 2023-05-25 | 6.63% |
| Rome 30 Year VA | 2023-05-25 | 6.17% |
| Rome 30 Year VA Refi | 2023-05-25 | 6.41% |
ROME Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ROME, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ROME Average Closing Costs & Other Stats
ROME, GA's 117 lenders originated 2,103
loans during 2022. The total origination value was $429,145,000, with an average loan value of
$204,063.
ROME's average closing costs are $4,942.
The top ROME lender as defined by loan originations is QUICKEN LOANS, LLC, with
79 loans originated. Their average total fees are
$5,639, which is $789
higher than the next largest lender,
HOMESTAR FINANCIAL CORPORATION.
The lowest fee ROME lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,664), Wells Fargo Bank ($3,681), SWBC MORTGAGE CORPORATION ($3,791), Truist ($3,973) and United Community Bank ($4,343).
The lowest rate ROME lenders (with over 10 loans originated) are
SWBC MORTGAGE CORPORATION (4.33%), Regions Bank (4.46%), Truist (4.55%), South State Bank (4.68%) and Wells Fargo Bank (4.70%).
ROME, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| HOMESTAR FINANCIAL CORPORATION | $43,525,000 | $34,620,000 | -20.5% | 8.1% |
| United Community Bank | $38,820,000 | $31,130,000 | -19.8% | 7.3% |
| QUICKEN LOANS, LLC | $66,825,000 | $28,140,000 | -57.9% | 6.6% |
| FirstBank | $37,895,000 | $23,040,000 | -39.2% | 5.4% |
| LIMA ONE CAPITAL, LLC | $255,000 | $22,800,000 | 8,841.2% | 5.3% |
| South State Bank | $42,265,000 | $21,065,000 | -50.2% | 4.9% |
| Synovus Bank | $23,705,000 | $16,350,000 | -31.0% | 3.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $21,665,000 | $14,825,000 | -31.6% | 3.5% |
| Truist | $17,615,000 | $11,430,000 | -35.1% | 2.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,510,000 | $11,200,000 | 49.1% | 2.6% |
| Wells Fargo Bank | $14,770,000 | $8,545,000 | -42.1% | 2.0% |
| Regions Bank | $14,425,000 | $8,380,000 | -41.9% | 2.0% |
| SWBC MORTGAGE CORPORATION | $7,645,000 | $7,965,000 | 4.2% | 1.9% |
| THE MORTGAGE FIRM, INC. | $9,170,000 | $7,330,000 | -20.1% | 1.7% |
| Ameris Bank | $8,510,000 | $7,290,000 | -14.3% | 1.7% |
| Mortgage Research Center, LLC | $6,780,000 | $6,945,000 | 2.4% | 1.6% |
| EVERETT FINANCIAL, INC. | $1,345,000 | $6,485,000 | 382.2% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $10,415,000 | $5,715,000 | -45.1% | 1.3% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $2,035,000 | $5,680,000 | 179.1% | 1.3% |
| CERTAINTY HOME LOANS, LLC | $5,410,000 | $5,385,000 | -0.5% | 1.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,600,000 | $4,540,000 | -40.3% | 1.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,505,000 | $4,400,000 | 75.6% | 1.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $7,530,000 | $4,245,000 | -43.6% | 1.0% |
| MOVEMENT MORTGAGE, LLC | $1,805,000 | $4,095,000 | 126.9% | 1.0% |
| MEMBER FIRST MORTGAGE, LLC | $4,585,000 | $3,905,000 | -14.8% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $5,440,000 | $3,860,000 | -29.0% | 0.9% |
| STOCKTON MORTGAGE CORPORATION | $1,565,000 | $3,840,000 | 145.4% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $11,680,000 | $3,400,000 | -70.9% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $5,215,000 | $3,310,000 | -36.5% | 0.8% |
| DIRECT LENDERS, LLC | $1,670,000 | $3,235,000 | 93.7% | 0.8% |
| Renasant Bank | $1,700,000 | $3,145,000 | 85.0% | 0.7% |
| LOANDEPOT.COM, LLC | $6,715,000 | $3,140,000 | -53.2% | 0.7% |
| Coosa Valley Credit Union | $7,110,000 | $3,075,000 | -56.8% | 0.7% |
| BROKER SOLUTIONS, INC. | $3,545,000 | $3,030,000 | -14.5% | 0.7% |
| Flagstar Bank, FSB | $1,850,000 | $3,000,000 | 62.2% | 0.7% |
| JPMorgan Chase Bank | $3,475,000 | $2,960,000 | -14.8% | 0.7% |
| Bank of America | $3,035,000 | $2,535,000 | -16.5% | 0.6% |
| LENDINGONE, LLC | $220,000 | $2,110,000 | 859.1% | 0.5% |
| Prosperity Home Mortgage, LLC | $2,100,000 | $2,060,000 | -1.9% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,850,000 | $2,035,000 | -47.1% | 0.5% |
| Carrington Mortgage Services, LLC | $1,995,000 | $1,910,000 | -4.3% | 0.4% |
| BETTER MORTGAGE CORPORATION | $5,205,000 | $1,885,000 | -63.8% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $1,970,000 | $1,835,000 | -6.9% | 0.4% |
| The Federal Savings Bank | $590,000 | $1,605,000 | 172.0% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $440,000 | $1,475,000 | 235.2% | 0.3% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,395,000 | n/a | 0.3% | |
| Raymond James Bank | $1,305,000 | n/a | 0.3% | |
| NEW DAY FINANCIAL, LLC | $1,950,000 | $1,280,000 | -34.4% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $210,000 | $1,220,000 | 481.0% | 0.3% |
| FAMILY SAVINGS | $905,000 | $1,205,000 | 33.1% | 0.3% |
| First Horizon Bank | $505,000 | $1,205,000 | 138.6% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $2,885,000 | $1,195,000 | -58.6% | 0.3% |
| ATLANTA POSTAL | $1,595,000 | $1,170,000 | -26.6% | 0.3% |
| CIVIC FINANCIAL SERVICES, LLC | $105,000 | $1,165,000 | 1,009.5% | 0.3% |
| Discover Bank | $215,000 | $1,165,000 | 441.9% | 0.3% |
| PNC Bank | $550,000 | $1,155,000 | 110.0% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $465,000 | $1,110,000 | 138.7% | 0.3% |
| ACOPIA, LLC | $960,000 | $1,100,000 | 14.6% | 0.3% |
| GUILD MORTGAGE COMPANY | $2,230,000 | $1,100,000 | -50.7% | 0.3% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $1,395,000 | $1,100,000 | -21.1% | 0.3% |
| SOUTHWEST STAGE FUNDING, LLC | $155,000 | $1,025,000 | 561.3% | 0.2% |
| Ally Bank | $920,000 | $1,000,000 | 8.7% | 0.2% |
| NEWREZ LLC | $1,920,000 | $985,000 | -48.7% | 0.2% |
| USAA Federal Savings Bank | $685,000 | $980,000 | 43.1% | 0.2% |
| Colony Bank | $4,425,000 | $950,000 | -78.5% | 0.2% |
| GENEVA FINANCIAL, LLC | $175,000 | $930,000 | 431.4% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $115,000 | $930,000 | 708.7% | 0.2% |
| CALIBER HOME LOANS, INC. | $2,750,000 | $920,000 | -66.5% | 0.2% |
| NexBank | $845,000 | n/a | 0.2% | |
| DIRECT MORTGAGE LOANS, LLC | $345,000 | $825,000 | 139.1% | 0.2% |
| AMERICAN INTERNET MORTGAGE, INC. | $580,000 | $810,000 | 39.7% | 0.2% |
| TJC Mortgage, Inc. | $1,190,000 | $790,000 | -33.6% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $515,000 | $785,000 | 52.4% | 0.2% |
| Wilson Bank And Trust | $765,000 | n/a | 0.2% | |
| GUARANTEED RATE, INC. | $970,000 | $755,000 | -22.2% | 0.2% |
| GEORGIA UNITED | $170,000 | $745,000 | 338.2% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $725,000 | n/a | 0.2% | |
| 21ST MORTGAGE CORPORATION | $615,000 | $720,000 | 17.1% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $290,000 | $710,000 | 144.8% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,010,000 | $700,000 | -30.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,370,000 | $670,000 | -51.1% | 0.2% |
| MILEND, INC. | $1,760,000 | $665,000 | -62.2% | 0.2% |
| Citizens Bank & Trust, Inc. | $655,000 | n/a | 0.2% | |
| DAS Acquisition Company, LLC | $355,000 | $645,000 | 81.7% | 0.2% |
| PLANET HOME LENDING, LLC | $530,000 | $645,000 | 21.7% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,405,000 | $625,000 | -55.5% | 0.1% |
| First Bank | $355,000 | $610,000 | 71.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,050,000 | $605,000 | -42.4% | 0.1% |
| Patriot Bank | $605,000 | n/a | 0.1% | |
| U.S. Bank | $635,000 | $590,000 | -7.1% | 0.1% |
| First American Bank and Trust Company | $265,000 | $580,000 | 118.9% | 0.1% |
| Capitol Federal Savings Bank | $555,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $1,045,000 | $550,000 | -47.4% | 0.1% |
| DELTA COMMUNITY CREDIT UNION | $945,000 | $550,000 | -41.8% | 0.1% |
| Figure Lending LLC | $170,000 | $545,000 | 220.6% | 0.1% |
| SPRING EQ, LLC | $90,000 | $525,000 | 483.3% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,115,000 | $520,000 | -53.4% | 0.1% |
| Morgan Stanley Private Bank | $515,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $715,000 | $505,000 | -29.4% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $205,000 | $495,000 | 141.5% | 0.1% |
| First Option Mortgage, LLC | $370,000 | $495,000 | 33.8% | 0.1% |
| Metro City Bank | $185,000 | $495,000 | 167.6% | 0.1% |
| SHELTER HOME MORTGAGE, LLC | $675,000 | $485,000 | -28.1% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $425,000 | $470,000 | 10.6% | 0.1% |
| Bank of England | $865,000 | $455,000 | -47.4% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $450,000 | n/a | 0.1% | |
| Mortgage Assurance Inc. | $2,035,000 | $420,000 | -79.4% | 0.1% |
| NBKC BANK | $295,000 | $405,000 | 37.3% | 0.1% |
| Sunflower Bank | $355,000 | $405,000 | 14.1% | 0.1% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $385,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $385,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $1,470,000 | $375,000 | -74.5% | 0.1% |
| US MORTGAGE CORPORATION | $285,000 | $370,000 | 29.8% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,220,000 | $355,000 | -70.9% | 0.1% |
| The Union Bank Company | $355,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $355,000 | $345,000 | -2.8% | 0.1% |
| Capital City Home Loans, LLC | $1,275,000 | $345,000 | -72.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $655,000 | $340,000 | -48.1% | 0.1% |
| Baxter Credit Union | $155,000 | $340,000 | 119.4% | 0.1% |
| Alcova Mortgage LLC | $380,000 | $320,000 | -15.8% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $625,000 | $320,000 | -48.8% | 0.1% |
| Fifth Third Bank | $815,000 | $305,000 | -62.6% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $305,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $300,000 | n/a | 0.1% | |
| SUMMIT FUNDING, INC. | $275,000 | $290,000 | 5.5% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $285,000 | n/a | 0.1% | |
| Atlantic Union Bank | $275,000 | n/a | 0.1% | |
| DELMAR FINANCIAL COMPANY | $275,000 | n/a | 0.1% | |
| Shamrock Home Loans, Inc. | $175,000 | $275,000 | 57.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $370,000 | $270,000 | -27.0% | 0.1% |
| OAKTREE FUNDING CORP. | $270,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $265,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $320,000 | $260,000 | -18.8% | 0.1% |
| BancorpSouth Bank | $255,000 | n/a | 0.1% | |
| CRESCENT MORTGAGE COMPANY | $895,000 | $255,000 | -71.5% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $115,000 | $255,000 | 121.7% | 0.1% |
| Plains Commerce Bank | $255,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $250,000 | n/a | 0.1% | |
| Northpointe Bank | $245,000 | n/a | 0.1% | |
| PANORAMA MORTGAGE GROUP, LLC | $165,000 | $245,000 | 48.5% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $245,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $185,000 | $240,000 | 29.7% | 0.1% |
| LOANFLIGHT LENDING, LLC | $235,000 | n/a | 0.1% | |
| MILLENNIUM BANK | $235,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $235,000 | n/a | 0.1% | |
| ATHAS CAPITAL GROUP, INC. | $230,000 | n/a | 0.1% | |
| ISERVE RESIDENTIAL LENDING, LLC | $1,205,000 | $225,000 | -81.3% | 0.1% |
| LOANPAL, LLC | $115,000 | $220,000 | 91.3% | 0.1% |
| First National Bank of Pennsylvania | $215,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $215,000 | n/a | 0.1% | |
| Midwest Community Bank | $215,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $215,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $1,355,000 | $215,000 | -84.1% | 0.1% |
| EMM LOANS LLC | $145,000 | $205,000 | 41.4% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $105,000 | $205,000 | 95.2% | 0.0% |
| CLEARPATH LENDING | $245,000 | $195,000 | -20.4% | 0.0% |
| OPEN MORTGAGE, LLC | $165,000 | $195,000 | 18.2% | 0.0% |
| Paramount Bank | $235,000 | $195,000 | -17.0% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $145,000 | $185,000 | 27.6% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $185,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $210,000 | $185,000 | -11.9% | 0.0% |
| TOWER | $185,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $175,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $265,000 | $175,000 | -34.0% | 0.0% |
| MORIA DEVELOPMENT, INC. | $175,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $175,000 | n/a | 0.0% | |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $215,000 | $165,000 | -23.3% | 0.0% |
| COMMUNITYAMERICA | $165,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $145,000 | $165,000 | 13.8% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $625,000 | $165,000 | -73.6% | 0.0% |
| CANOPY MORTGAGE, LLC | $155,000 | n/a | 0.0% | |
| CREDIT UNION FINANCIAL SERVICES, LLC | $185,000 | $155,000 | -16.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $155,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $155,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $155,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $395,000 | $155,000 | -60.8% | 0.0% |
| East Coast Capital Corp. | $145,000 | n/a | 0.0% | |
| CREDIT UNION OF GEORGIA | $140,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $360,000 | $140,000 | -61.1% | 0.0% |
| AMWEST FUNDING CORP. | $155,000 | $135,000 | -12.9% | 0.0% |
| Nations Lending Corporation | $370,000 | $135,000 | -63.5% | 0.0% |
| TENNESSEE VALLEY | $135,000 | n/a | 0.0% | |
| Associated Credit Union | $125,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $125,000 | $125,000 | 0.0% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,290,000 | $125,000 | -90.3% | 0.0% |
| PHH Mortgage Corporation | $325,000 | $115,000 | -64.6% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $105,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $95,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $85,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $75,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $125,000 | $75,000 | -40.0% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $590,000 | $55,000 | -90.7% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $55,000 | n/a | 0.0% | |
| Citizens Bank | $255,000 | $55,000 | -78.4% | 0.0% |
| ITHINK FINANCIAL Credit Union | $55,000 | n/a | 0.0% | |
| MidFirst Bank | $55,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $25,000 | n/a | 0.0% |
ROME's top lender by overall market share is HOMESTAR FINANCIAL CORPORATION, with 8.1% market share. In second place, with 7.3%, is United Community Bank, having originated $31,130,000 in loans. In third place, with 6.6%, is QUICKEN LOANS, LLC, having originated $28,140,000 in loans. In fourth place, with 5.4%, is FirstBank, having originated $23,040,000 in loans. In fifth place, with 5.3%, is LIMA ONE CAPITAL, LLC, having originated $22,800,000 in loans.
ROME Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ROME (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $179,700 (15.5%) | $243,993 (5.7%) | 0.00 | 320 |
| 2018-02-01 | $170,575 (12.9%) | $229,231 (5.2%) | 0.00 | 326 |
| 2018-03-01 | $175,000 (16.7%) | $233,905 (5.9%) | 0.00 | 339 |
| 2018-04-01 | $179,900 (13.9%) | $249,023 (8.9%) | 0.00 | 362 |
| 2018-05-01 | $189,500 (18.5%) | $260,546 (11.6%) | 0.00 | 353 |
| 2018-06-01 | $199,000 (18.5%) | $268,334 (13.5%) | 0.00 | 353 |
| 2018-07-01 | $192,350 (16.7%) | $264,456 (13.6%) | 0.00 | 381 |
| 2018-08-01 | $177,400 (4.4%) | $255,653 (7.2%) | 0.00 | 427 |
| 2018-09-01 | $174,950 (3.0%) | $264,159 (11.8%) | 0.00 | 402 |
| 2018-10-01 | $159,683 (-8.7%) | $241,565 (-1.3%) | 0.00 | 449 |
| 2018-11-01 | $163,779 (-6.4%) | $243,986 (0.6%) | 0.00 | 462 |
| 2018-12-01 | $159,950 (-8.6%) | $245,852 (2.4%) | 0.00 | 443 |
| 2019-01-01 | $157,225 (-12.5%) | $247,861 (1.6%) | 0.00 | 402 |
| 2019-02-01 | $169,900 (-0.4%) | $274,795 (19.9%) | 0.00 | 385 |
| 2019-03-01 | $169,900 (-2.9%) | $271,007 (15.9%) | 0.00 | 400 |
| 2019-04-01 | $172,350 (-4.2%) | $276,656 (11.1%) | 0.00 | 408 |
| 2019-05-01 | $187,425 (-1.1%) | $290,686 (11.6%) | 0.00 | 414 |
| 2019-06-01 | $189,900 (-4.6%) | $275,990 (2.9%) | 0.00 | 430 |
| 2019-07-01 | $195,279 (1.5%) | $277,209 (4.8%) | 0.00 | 443 |
| 2019-08-01 | $209,900 (18.3%) | $280,067 (9.6%) | 0.00 | 419 |
| 2019-09-01 | $217,400 (24.3%) | $284,156 (7.6%) | 0.00 | 400 |
| 2019-10-01 | $217,400 (36.2%) | $286,636 (18.7%) | 0.00 | 382 |
| 2019-11-01 | $219,900 (34.3%) | $290,946 (19.3%) | 0.00 | 344 |
| 2019-12-01 | $219,900 (37.5%) | $287,387 (16.9%) | 0.00 | 348 |
| 2020-01-01 | $219,675 (39.7%) | $283,184 (14.3%) | 0.00 | 308 |
| 2020-02-01 | $232,500 (36.9%) | $289,491 (5.4%) | 0.00 | 317 |
| 2020-03-01 | $230,750 (35.8%) | $284,290 (4.9%) | 0.00 | 307 |
| 2020-04-01 | $222,200 (28.9%) | $288,409 (4.3%) | 0.00 | 307 |
| 2020-05-01 | $239,900 (28.0%) | $307,120 (5.7%) | 0.00 | 286 |
| 2020-06-01 | $248,200 (30.7%) | $312,405 (13.2%) | 0.00 | 254 |
| 2020-07-01 | $245,925 (25.9%) | $318,620 (14.9%) | 0.00 | 228 |
| 2020-08-01 | $246,950 (17.7%) | $334,284 (19.4%) | 0.00 | 219 |
| 2020-09-01 | $234,950 (8.1%) | $307,416 (8.2%) | 0.00 | 221 |
| 2020-10-01 | $219,950 (1.2%) | $288,505 (0.7%) | 0.00 | 218 |
| 2020-11-01 | $220,000 (0.1%) | $287,644 (-1.1%) | 0.00 | 207 |
| 2020-12-01 | $231,200 (5.1%) | $299,369 (4.2%) | 0.00 | 194 |
| 2021-01-01 | $231,200 (5.3%) | $319,735 (12.9%) | 0.00 | 162 |
| 2021-02-01 | $237,000 (1.9%) | $341,119 (17.8%) | 0.00 | 148 |
| 2021-03-01 | $245,875 (6.6%) | $342,749 (20.6%) | 0.00 | 133 |
| 2021-04-01 | $240,425 (8.2%) | $339,622 (17.8%) | 0.00 | 119 |
| 2021-05-01 | $249,450 (4.0%) | $370,879 (20.8%) | 0.00 | 121 |
| 2021-06-01 | $244,631 (-1.4%) | $359,343 (15.0%) | 0.00 | 158 |
| 2021-07-01 | $234,900 (-4.5%) | $344,706 (8.2%) | 0.00 | 172 |
| 2021-08-01 | $217,400 (-12.0%) | $319,712 (-4.4%) | 0.00 | 184 |
| 2021-09-01 | $212,175 (-9.7%) | $321,896 (4.7%) | 0.00 | 165 |
| 2021-10-01 | $210,000 (-4.5%) | $319,739 (10.8%) | 0.00 | 163 |
| 2021-11-01 | $200,000 (-9.1%) | $333,201 (15.8%) | 0.00 | 155 |
| 2021-12-01 | $226,200 (-2.2%) | $339,259 (13.3%) | 0.00 | 141 |
| 2022-01-01 | $234,900 (1.6%) | $369,939 (15.7%) | 0.00 | 109 |
| 2022-02-01 | $244,675 (3.2%) | $381,733 (11.9%) | 0.00 | 114 |
| 2022-03-01 | $241,750 (-1.7%) | $361,541 (5.5%) | 0.00 | 138 |
| 2022-04-01 | $249,000 (3.6%) | $353,260 (4.0%) | 0.00 | 141 |
| 2022-05-01 | $249,614 (0.1%) | $338,345 (-8.8%) | 0.00 | 168 |
| 2022-06-01 | $250,000 (2.2%) | $375,022 (4.4%) | 0.00 | 169 |
| 2022-07-01 | $257,900 (9.8%) | $366,534 (6.3%) | 0.00 | 194 |
| 2022-08-01 | $249,950 (15.0%) | $364,442 (14.0%) | 0.00 | 190 |
| 2022-09-01 | $259,000 (22.1%) | $370,186 (15.0%) | 0.00 | 188 |
| 2022-10-01 | $242,500 (15.5%) | $338,710 (5.9%) | 0.00 | 209 |
| 2022-11-01 | $238,250 (19.1%) | $343,787 (3.2%) | 0.00 | 218 |
| 2022-12-01 | $240,000 (6.1%) | $342,293 (0.9%) | 0.00 | 199 |
| 2023-01-01 | $242,450 (3.2%) | $329,922 (-10.8%) | 0.00 | 194 |
| 2023-02-01 | $245,750 (0.4%) | $320,297 (-16.1%) | 0.00 | 199 |
| 2023-03-01 | $259,500 (7.3%) | $338,718 (-6.3%) | 0.00 | 182 |
| 2023-04-01 | $264,000 (6.0%) | $330,786 (-6.4%) | 0.00 | 171 |
ROME's median listing price comes in at 0% of the national average.
ROME's average listing price for 2023-04-01 was $330,786, a difference of $-22,474 (-6.4%) versus the prior year and $-7,932 versus the prior month.
For the 2023-04-01 period, ROME had 171 MLS listings, a difference of -11 listings (-6%) versus the prior month and 30 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ROME (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,005 sqft |
| 2018-02-01 | 0 days | 1,830 sqft |
| 2018-03-01 | 0 days | 1,840 sqft |
| 2018-04-01 | 0 days | 1,881 sqft |
| 2018-05-01 | 0 days | 1,903 sqft |
| 2018-06-01 | 0 days | 1,936 sqft |
| 2018-07-01 | 0 days | 1,857 sqft |
| 2018-08-01 | 0 days | 1,816 sqft |
| 2018-09-01 | 0 days | 1,815 sqft |
| 2018-10-01 | 0 days | 1,859 sqft |
| 2018-11-01 | 0 days | 1,871 sqft |
| 2018-12-01 | 0 days | 1,871 sqft |
| 2019-01-01 | 0 days | 1,871 sqft |
| 2019-02-01 | 0 days | 1,827 sqft |
| 2019-03-01 | 0 days | 1,890 sqft |
| 2019-04-01 | 0 days | 1,972 sqft |
| 2019-05-01 | 0 days | 2,028 sqft |
| 2019-06-01 | 0 days | 2,154 sqft |
| 2019-07-01 | 0 days | 2,093 sqft |
| 2019-08-01 | 0 days | 2,090 sqft |
| 2019-09-01 | 0 days | 2,009 sqft |
| 2019-10-01 | 0 days | 2,002 sqft |
| 2019-11-01 | 0 days | 2,020 sqft |
| 2019-12-01 | 0 days | 1,957 sqft |
| 2020-01-01 | 0 days | 2,002 sqft |
| 2020-02-01 | 0 days | 2,026 sqft |
| 2020-03-01 | 0 days | 1,961 sqft |
| 2020-04-01 | 0 days | 2,006 sqft |
| 2020-05-01 | 0 days | 2,187 sqft |
| 2020-06-01 | 0 days | 2,240 sqft |
| 2020-07-01 | 0 days | 2,172 sqft |
| 2020-08-01 | 0 days | 2,147 sqft |
| 2020-09-01 | 0 days | 1,909 sqft |
| 2020-10-01 | 0 days | 1,833 sqft |
| 2020-11-01 | 0 days | 1,837 sqft |
| 2020-12-01 | 0 days | 1,814 sqft |
| 2021-01-01 | 0 days | 1,848 sqft |
| 2021-02-01 | 0 days | 1,840 sqft |
| 2021-03-01 | 0 days | 1,910 sqft |
| 2021-04-01 | 0 days | 1,875 sqft |
| 2021-05-01 | 0 days | 2,028 sqft |
| 2021-06-01 | 0 days | 1,879 sqft |
| 2021-07-01 | 0 days | 1,868 sqft |
| 2021-08-01 | 0 days | 1,727 sqft |
| 2021-09-01 | 0 days | 1,682 sqft |
| 2021-10-01 | 0 days | 1,670 sqft |
| 2021-11-01 | 0 days | 1,550 sqft |
| 2021-12-01 | 0 days | 1,618 sqft |
| 2022-01-01 | 0 days | 1,647 sqft |
| 2022-02-01 | 0 days | 1,714 sqft |
| 2022-03-01 | 0 days | 1,619 sqft |
| 2022-04-01 | 0 days | 1,745 sqft |
| 2022-05-01 | 0 days | 1,682 sqft |
| 2022-06-01 | 0 days | 1,850 sqft |
| 2022-07-01 | 0 days | 1,741 sqft |
| 2022-08-01 | 0 days | 1,703 sqft |
| 2022-09-01 | 0 days | 1,716 sqft |
| 2022-10-01 | 0 days | 1,695 sqft |
| 2022-11-01 | 0 days | 1,683 sqft |
| 2022-12-01 | 0 days | 1,642 sqft |
| 2023-01-01 | 0 days | 1,609 sqft |
| 2023-02-01 | 0 days | 1,635 sqft |
| 2023-03-01 | 0 days | 1,699 sqft |
| 2023-04-01 | 0 days | 1,686 sqft |
ROME's median square footage for active listings during the 2023-04-01 period was 1,686 sqft. One year prior, the average listing was 1,745 sqft.
ROME, GA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 30103 | Rome, GA | $810 | $830 | $950 | $1,180 | $1,440 |
| 30104 | Rome, GA | $710 | $710 | $920 | $1,220 | $1,420 |
| 30105 | Rome, GA | $640 | $650 | $800 | $1,060 | $1,270 |
| 30124 | Rome, GA | $640 | $640 | $840 | $1,120 | $1,300 |
| 30125 | Rome, GA | $610 | $620 | $810 | $1,080 | $1,250 |
| 30129 | Rome, GA | $650 | $660 | $860 | $1,150 | $1,330 |
| 30145 | Rome, GA | $910 | $930 | $1,090 | $1,370 | $1,650 |
| 30147 | Rome, GA | $630 | $630 | $830 | $1,110 | $1,280 |
| 30149 | Rome, GA | $670 | $670 | $880 | $1,180 | $1,360 |
| 30161 | Rome, GA | $610 | $620 | $810 | $1,080 | $1,250 |
| 30162 | Rome, GA | $650 | $660 | $860 | $1,150 | $1,330 |
| 30164 | Rome, GA | $650 | $660 | $860 | $1,150 | $1,330 |
| 30165 | Rome, GA | $670 | $670 | $880 | $1,180 | $1,360 |
| 30172 | Rome, GA | $650 | $660 | $860 | $1,150 | $1,330 |
| 30173 | Rome, GA | $620 | $620 | $820 | $1,100 | $1,270 |
| 30701 | Rome, GA | $580 | $580 | $760 | $1,020 | $1,170 |
| 30733 | Rome, GA | $760 | $770 | $1,010 | $1,350 | $1,560 |
| 30747 | Rome, GA | $570 | $590 | $700 | $930 | $1,110 |
2022 Average & Median Rent Data Statistics
ROME, GA average 1BR rent: $676, median: $660
ROME, GA average 2BR rent: $863, median: $860
ROME, GA average 3BR rent: $1,143, median: $1,150
ROME, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,232 | $295,710,000 | $240,024 |
| Cash Out Refi | 402 | $73,640,000 | $183,184 |
| Refi | 231 | $40,235,000 | $174,177 |
| Other | 142 | $12,560,000 | $88,451 |
| Home Improvement | 96 | $7,000,000 | $72,917 |
Rome's most frequently cited loan purpose was Home Purchase, with 1,232 originations. The 2nd most popular reason was Cash Out Refi, with 402 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 591 | $122,025,000 | $206,472 |
| 4-5% | 484 | $102,340,000 | $211,446 |
| 3-4% | 430 | $85,720,000 | $199,349 |
| 6-7% | 264 | $72,430,000 | $274,356 |
| 7-8% | 95 | $16,525,000 | $173,947 |
| 2.5-3% | 94 | $15,690,000 | $166,915 |
| Over 8% | 55 | $4,705,000 | $85,545 |
| <2.5% | 44 | $4,130,000 | $93,864 |
During 2022, Rome's most frequently originated rate bucket was 5-6%, with 591 originations.
Loan Sizing (ROME, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 905 | $135,155,000 | $149,343 |
| $200k-400k | 669 | $177,655,000 | $265,553 |
| $100,000 or less | 404 | $24,370,000 | $60,322 |
| $400k-600k | 89 | $42,745,000 | $480,281 |
| $600k-1000k | 24 | $16,770,000 | $698,750 |
| $Over $1MM | 12 | $32,450,000 | $2,704,167 |
ROME's loan sizing saw the bucket of loans from $100k-200k with 905 originations, totaling $135,155,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 951 | $219,405,000 | $230,710 |
| 60-80% | 550 | $137,680,000 | $250,327 |
| 40-60% | 243 | $38,835,000 | $159,815 |
| 20-40% | 157 | $14,835,000 | $94,490 |
| Under 20% | 138 | $5,770,000 | $41,812 |
| Over 100% | 20 | $6,660,000 | $333,000 |
ROME's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 951 originations, totaling $219,405,000 in origination value.