Loanleaders Of America Mortgage Rates, Fees & Info
IRVINE, CALEI: 549300I43FC7P0IJMR13
Tax ID: 33-0842784
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Loanleaders Of America is a smaller mortgage company specializing in Refi and Cash Out Refi loans. Loanleaders Of America has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets include Los Angeles, Riverside, Washington, San Francisco, and Seattle among others. Loanleaders Of America has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Loanleaders Of America is typically a high fee lendor.Originations
1,166Origination Dollar Volume (All Markets)
$378,440,000Awards
LOANLEADERS OF AMERICA - 2021
LOANLEADERS OF AMERICA is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Loanleaders Of America 's average 30 year fixed rate mortgage of loans were
3%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.15%.
Relative Fees
Loanleaders Of America 's average total fees for a 30 year fixed rate
mortgage are $6,485.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 239 | $103,845,000 | $434,498 | $4,485 | 2.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 103 | $33,445,000 | $324,709 | $5,484 | 3.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 30 | $11,380,000 | $379,333 | $7,337 | 2.94% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 27 | $11,045,000 | $409,074 | $6,169 | 2.87% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 33 | $10,745,000 | $325,606 | $5,794 | 3.11% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 24 | $10,710,000 | $446,250 | $6,831 | 2.75% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 41 | $9,845,000 | $240,122 | $6,624 | 2.96% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 36 | $8,660,000 | $240,556 | $6,182 | 2.90% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 28 | $8,420,000 | $300,714 | $5,382 | 3.05% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 27 | $7,565,000 | $280,185 | $8,227 | 2.80% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 17 | $7,455,000 | $438,529 | $6,641 | 3.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 20 | $6,150,000 | $307,500 | $9,488 | 3.19% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 20 | $5,610,000 | $280,500 | $8,996 | 2.91% |
| Outside of Metro Areas | 20 | $5,150,000 | $257,500 | $6,578 | 2.98% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 13 | $5,085,000 | $391,154 | $6,181 | 2.88% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 17 | $5,055,000 | $297,353 | $6,526 | 2.96% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 16 | $4,430,000 | $276,875 | $8,715 | 2.98% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $4,350,000 | $310,714 | $5,148 | 3.02% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 10 | $4,150,000 | $415,000 | $6,236 | 2.96% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 11 | $3,735,000 | $339,545 | $5,153 | 2.99% |
| FRESNO, CA (FHA|USDA|VA) | 14 | $3,550,000 | $253,571 | $6,516 | 2.84% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 14 | $3,460,000 | $247,143 | $9,212 | 3.12% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 12 | $3,380,000 | $281,667 | $6,578 | 2.93% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 12 | $3,340,000 | $278,333 | $7,125 | 2.97% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $3,045,000 | $338,333 | $6,382 | 2.78% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $6,605 | 2.82% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $4,841 | 3.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 9 | $2,535,000 | $281,667 | $5,090 | 3.07% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $6,498 | 2.79% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $8,141 | 2.82% |
| NAPA, CA (FHA|USDA|VA) | 4 | $2,230,000 | $557,500 | $12,489 | 3.12% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $6,840 | 2.79% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $5,069 | 2.68% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $6,069 | 3.00% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $4,294 | 2.80% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $6,084 | 2.94% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $5,944 | 3.16% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $9,963 | 2.69% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $3,843 | 2.53% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $4,398 | 2.85% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $7,817 | 2.91% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $5,552 | 2.91% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $9,393 | 2.68% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $13,890 | 2.42% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $7,633 | 2.73% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $4,094 | 2.81% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $7,347 | 3.62% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $8,464 | 2.81% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $8,020 | 3.56% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $8,801 | 2.85% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $8,000 | 3.27% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $6,887 | 3.18% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $9,958 | 2.91% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $4,726 | 2.96% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,148 | 3.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $7,549 | 2.93% |
| READING, PA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $6,865 | 2.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $7,240 | 2.98% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,536 | 3.33% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $9,381 | 2.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $8,523 | 2.71% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,573 | 2.73% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $5,515 | 2.94% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $8,538 | 3.06% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $6,042 | 2.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,146 | 3.19% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $7,361 | 2.69% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,822 | 2.66% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,933 | 2.96% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $10,542 | 2.66% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $8,444 | 2.83% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $11,049 | 2.69% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $9,102 | 2.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,884 | 3.04% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,852 | 3.34% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,768 | 2.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,592 | 2.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,216 | 3.31% |
| BEND, OR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,442 | 2.69% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,430 | 3.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,183 | 2.42% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,885 | 3.13% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,130 | 2.69% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $28,378 | 2.99% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,615 | 2.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,166 | 2.56% |
| Outside of Metro Areas | 2 | $500,000 | $250,000 | $3,481 | 2.88% |
| Brookings, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,777 | 2.50% |
| MERCED, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,044 | 2.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,733 | 3.19% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $20,135 | 3.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,745 | 3.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,033 | 2.81% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,751 | 2.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,771 | 2.25% |
| Hood River, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,393 | 2.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,503 | 3.06% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,759 | 3.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,273 | 3.63% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,891 | 3.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,183 | 3.38% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,154 | 3.06% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,898 | 2.69% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,603 | 2.94% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,268 | 3.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,796 | 3.06% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,106 | 4.13% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,331 | 4.00% |
| OCALA, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,223 | 2.88% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,800 | 2.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,827 | 3.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,795 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,226 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,520 | 3.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,814 | 3.00% |
| ERIE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,247 | 2.75% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,422 | 2.99% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,183 | 2.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,470 | 3.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,932 | 3.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,519 | 2.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,715 | 2.99% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,016 | 3.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,053 | 2.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,542 | 2.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,697 | 2.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,094 | 3.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,962 | 2.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,969 | 2.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,415 | 2.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,152 | 3.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,661 | 2.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,335 | 2.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,664 | 3.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,373 | 1.99% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,721 | 3.13% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,657 | 3.25% |
| SALEM, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,698 | 2.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,659 | 2.63% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,361 | 3.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,215 | 3.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,665 | 2.88% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,810 | 3.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,927 | 3.25% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,015 | 3.25% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,696 | 3.13% |
| CHICO, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,890 | 3.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,534 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,015 | 3.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,037 | 2.75% |
| DuBois, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,210 | 3.25% |
| Douglas, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,689 | 2.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,115 | 3.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,879 | 3.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,884 | 2.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,213 | 2.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,774 | 2.99% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,105 | 3.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,250 | 2.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,524 | 3.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,035 | 3.88% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,973 | 2.88% |
Loanleaders Of America 's top markets include Los Angeles, Riverside, Washington, San Francisco, and Seattle among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 924 | $302,850,000 | $327,760 | $4,915 | 2.95% |
| FHA | 212 | $59,570,000 | $280,991 | $11,836 | 2.96% |
| VA | 30 | $16,020,000 | $534,000 | $6,980 | 2.51% |
For the 2021 period, Loanleaders Of America 's most frequently originated loan type of loans were Conventional, with 924 originations. Their 2nd most popular type is FHA, with 212 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 508 | $164,790,000 | $324,390 | $4,550 | 2.82% |
| Cash Out Refi | 478 | $151,250,000 | $316,423 | $7,421 | 3.01% |
| Home Purchase | 114 | $41,660,000 | $365,439 | $8,529 | 3.16% |
| Home Improvement | 66 | $20,740,000 | $314,242 | $6,498 | 3.00% |
For the 2021, Loanleaders Of America 's most frequently cited loan purpose of loans were Refi, with 508 originations. The 2nd most popular reason of loans were Cash Out Refi, with 478 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,016 | $338,970,000 | $333,632 | $6,485 | 3.00% |
| 15 Year | 103 | $26,575,000 | $258,010 | $4,594 | 2.44% |
| 20 Year | 30 | $8,550,000 | $285,000 | $4,157 | 2.79% |
| Other | 9 | $2,575,000 | $286,111 | $4,675 | 2.86% |
| 10 Year | 8 | $1,770,000 | $221,250 | $3,979 | 2.31% |
For the 2021, Loanleaders Of America 's most frequently cited loan length of loans were 30 Year, with 1,016 originations. The 2nd most popular length of loans were 15 Year, with 103 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 468 | $163,210,000 | $348,739 |
| $5k+ | 298 | $97,700,000 | $327,852 |
| $3k-4k | 198 | $54,520,000 | $275,354 |
| $2k-3k | 150 | $40,450,000 | $269,667 |
| $<1k | 42 | $17,630,000 | $419,762 |
$6,485 of loans were Loanleaders Of America 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 468 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 535 | $169,385,000 | $316,607 |
| 3-4% | 410 | $137,110,000 | $334,415 |
| <2.5% | 210 | $68,220,000 | $324,857 |
| 4-5% | 11 | $3,725,000 | $338,636 |
During 2021, Loanleaders Of America 's average interest rate of loans were 3.00%, while their most frequently originated rate bucket of loans were 2.5-3%, with 535 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 592 | $169,690,000 | $286,639 | $6,782 | 2.99% |
| $400k-600k | 275 | $133,605,000 | $485,836 | $5,729 | 2.90% |
| $100k-200k | 241 | $39,225,000 | $162,759 | $5,184 | 2.87% |
| $600k-1MM | 44 | $31,710,000 | $720,682 | $7,343 | 2.95% |
| $100,000 or less | 12 | $1,060,000 | $88,333 | $3,571 | 3.06% |
| $1MM+ | 2 | $3,150,000 | $1,575,000 | $27,184 | 3.69% |
2021 saw Loanleaders Of America place emphasis on $200k-400k loans with 592 originations, totaling $169,690,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 308 | $109,250,000 | $354,708 | $6,373 | 3.01% |
| $50k-75k | 253 | $64,635,000 | $255,474 | $6,403 | 2.92% |
| $75k-100k | 215 | $67,205,000 | $312,581 | $6,510 | 2.95% |
| $50k or less | 169 | $42,095,000 | $249,083 | $6,410 | 2.86% |
| $150k-250k | 155 | $60,865,000 | $392,677 | $5,214 | 2.92% |
| $250k+ | 65 | $33,565,000 | $516,385 | $5,893 | 2.89% |
Loanleaders Of America lent most frequently to those with incomes in the $100k-150k range, with 308 originations. The second most popular income band? $50k-75k, with 253 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30-36% | 202 | $62,060,000 | $307,228 | $5,839 | 2.91% |
| 20-30% | 187 | $63,825,000 | $341,310 | $5,289 | 2.90% |
| 42% | 61 | $20,765,000 | $340,410 | $6,332 | 3.06% |
| 44% | 58 | $19,520,000 | $336,552 | $6,485 | 3.07% |
| 43% | 54 | $16,670,000 | $308,704 | $6,029 | 3.03% |
| <20% | 52 | $17,660,000 | $339,615 | $4,815 | 2.80% |
| 40% | 50 | $16,350,000 | $327,000 | $6,358 | 2.95% |
| 38% | 49 | $16,355,000 | $333,776 | $6,682 | 2.97% |
| 49% | 48 | $14,720,000 | $306,667 | $7,665 | 2.98% |
| 45% | 47 | $13,995,000 | $297,766 | $6,082 | 2.97% |
| 50-60% | 46 | $13,510,000 | $293,696 | $12,244 | 2.90% |
| 39% | 45 | $14,795,000 | $328,778 | $5,495 | 3.03% |
| 36% | 45 | $13,685,000 | $304,111 | $6,376 | 2.95% |
| 48% | 42 | $13,470,000 | $320,714 | $6,327 | 3.00% |
| 41% | 42 | $14,330,000 | $341,190 | $6,098 | 3.02% |
| 37% | 40 | $12,030,000 | $300,750 | $5,864 | 2.87% |
| 47% | 39 | $11,945,000 | $306,282 | $6,644 | 3.02% |
| 46% | 38 | $12,380,000 | $325,789 | $5,633 | 2.94% |
| >60% | 20 | $9,970,000 | $498,500 | $6,210 | 2.57% |
Loanleaders Of America lent most frequently to those with DTI ratios of 30-36%, with 202 originations. The next most common DTI ratio? 20-30%, with 187 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 783 | $252,565,000 | $322,561 | $6,050 | 2.94% |
| Not provided | 256 | $86,340,000 | $337,266 | $6,419 | 2.93% |
| Black | 83 | $24,475,000 | $294,880 | $7,457 | 3.03% |
| Asian | 42 | $14,440,000 | $343,810 | $6,078 | 2.90% |
| Native Hawaiian | 2 | $620,000 | $310,000 | $2,939 | 3.00% |
Approval Rates
Total approvals of all applications94.30%
Loanleaders Of America has an average approval rate.
Pick Rate
Approvals leading to origination74.79%
Loanleaders Of America has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,166 | $378,440,000 | $324,563 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1,166 | $378,440,000 | $324,563 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 96 | $25,610,000 | $266,771 | $4,289 | 2.83% |
| 40-60% | 352 | $112,240,000 | $318,864 | $4,630 | 2.87% |
| 60-80% | 510 | $170,610,000 | $334,529 | $6,631 | 3.01% |
| 80-100% | 196 | $67,210,000 | $342,908 | $9,046 | 2.96% |
| Over 100% | 1 | $435,000 | $435,000 | $18,200 | 2.50% |
| Under 20% | 11 | $2,335,000 | $212,273 | $4,101 | 2.81% |
