Loanleaders Of America Mortgage Rates, Fees & Info
IRVINE, CALEI: 549300I43FC7P0IJMR13
Tax ID: 33-0842784
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Mortgage Data
Review & Overview
Loanleaders Of America is a smaller mortgage company specializing in Refi and Cash Out Refi loans. Loanleaders Of America has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Riverside, Washington, San Francisco, and Seattle among others. We have data for 162 markets. (Some data included below & more in-depth data is available with an active subscription.)Loanleaders Of America has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Loanleaders Of America is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.97% | 12/4/22 |
| 30 Year Conventional Refi | 6.75% | 12/4/22 |
| 30 Year Cash-out Refi | 6.91% | 12/4/22 |
| 30 Year FHA Purchase | 7.86% | 12/4/22 |
| 30 Year FHA Refi | 7.38% | 12/4/22 |
| 30 Year VA Purchase | 6.45% | 12/4/22 |
| 30 Year VA Refi | 6.18% | 12/4/22 |
| 15 Year Conventional Purchase | 5.97% | 12/4/22 |
| 15 Year Conventional Refi | 6.07% | 12/4/22 |
| 15 Year Cash-out Refi | 6.07% | 12/4/22 |
| 15 Year FHA Refi | 7.14% | 12/4/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
1,166Origination Dollar Volume (All Markets)
$378,440,000Awards
LOANLEADERS OF AMERICA - 2021
LOANLEADERS OF AMERICA is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Loanleaders Of America's average 30 year fixed mortgage rate was
3%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of -0.15%.
Relative Fees (Closing Costs)
Loanleaders Of America's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,485.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 239 | $103,845,000 | $434,498 | $4,485 | 2.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 103 | $33,445,000 | $324,709 | $5,484 | 3.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 30 | $11,380,000 | $379,333 | $7,337 | 2.94% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 27 | $11,045,000 | $409,074 | $6,169 | 2.87% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 33 | $10,745,000 | $325,606 | $5,794 | 3.11% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 24 | $10,710,000 | $446,250 | $6,831 | 2.75% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 41 | $9,845,000 | $240,122 | $6,624 | 2.96% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 36 | $8,660,000 | $240,556 | $6,182 | 2.90% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 28 | $8,420,000 | $300,714 | $5,382 | 3.05% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 27 | $7,565,000 | $280,185 | $8,227 | 2.80% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 17 | $7,455,000 | $438,529 | $6,641 | 3.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 20 | $6,150,000 | $307,500 | $9,488 | 3.19% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 20 | $5,610,000 | $280,500 | $8,996 | 2.91% |
| Outside of Metro Areas | 20 | $5,150,000 | $257,500 | $6,578 | 2.98% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 13 | $5,085,000 | $391,154 | $6,181 | 2.88% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 17 | $5,055,000 | $297,353 | $6,526 | 2.96% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 16 | $4,430,000 | $276,875 | $8,715 | 2.98% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $4,350,000 | $310,714 | $5,148 | 3.02% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 10 | $4,150,000 | $415,000 | $6,236 | 2.96% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 11 | $3,735,000 | $339,545 | $5,153 | 2.99% |
| FRESNO, CA (FHA|USDA|VA) | 14 | $3,550,000 | $253,571 | $6,516 | 2.84% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 14 | $3,460,000 | $247,143 | $9,212 | 3.12% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 12 | $3,380,000 | $281,667 | $6,578 | 2.93% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 12 | $3,340,000 | $278,333 | $7,125 | 2.97% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $3,045,000 | $338,333 | $6,382 | 2.78% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $6,605 | 2.82% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $4,841 | 3.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 9 | $2,535,000 | $281,667 | $5,090 | 3.07% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $6,498 | 2.79% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $8,141 | 2.82% |
| NAPA, CA (FHA|USDA|VA) | 4 | $2,230,000 | $557,500 | $12,489 | 3.12% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $6,840 | 2.79% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $5,069 | 2.68% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $6,069 | 3.00% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $4,294 | 2.80% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $6,084 | 2.94% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $5,944 | 3.16% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $9,963 | 2.69% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $3,843 | 2.53% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $4,398 | 2.85% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $7,817 | 2.91% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $5,552 | 2.91% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $9,393 | 2.68% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $13,890 | 2.42% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $7,633 | 2.73% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $4,094 | 2.81% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $7,347 | 3.62% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $8,464 | 2.81% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $8,020 | 3.56% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $8,801 | 2.85% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $8,000 | 3.27% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $6,887 | 3.18% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $9,958 | 2.91% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $4,726 | 2.96% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,148 | 3.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $7,549 | 2.93% |
| READING, PA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $6,865 | 2.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $7,240 | 2.98% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,536 | 3.33% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $9,381 | 2.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $8,523 | 2.71% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,573 | 2.73% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $5,515 | 2.94% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $8,538 | 3.06% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $6,042 | 2.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,146 | 3.19% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $7,361 | 2.69% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,822 | 2.66% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,933 | 2.96% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $10,542 | 2.66% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $8,444 | 2.83% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $11,049 | 2.69% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $9,102 | 2.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,884 | 3.04% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,852 | 3.34% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,768 | 2.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,592 | 2.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,216 | 3.31% |
| BEND, OR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,442 | 2.69% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,430 | 3.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,183 | 2.42% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,885 | 3.13% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,130 | 2.69% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $28,378 | 2.99% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,615 | 2.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,166 | 2.56% |
| Outside of Metro Areas | 2 | $500,000 | $250,000 | $3,481 | 2.88% |
| Brookings, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,777 | 2.50% |
| MERCED, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,044 | 2.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,733 | 3.19% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $20,135 | 3.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,745 | 3.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,033 | 2.81% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,751 | 2.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,771 | 2.25% |
| Hood River, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,393 | 2.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,503 | 3.06% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,759 | 3.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,273 | 3.63% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,891 | 3.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,183 | 3.38% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,154 | 3.06% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,898 | 2.69% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,603 | 2.94% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,268 | 3.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,796 | 3.06% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,106 | 4.13% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,331 | 4.00% |
| OCALA, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,223 | 2.88% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,800 | 2.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,827 | 3.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,795 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,226 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,520 | 3.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,814 | 3.00% |
| ERIE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,247 | 2.75% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,422 | 2.99% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,183 | 2.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,470 | 3.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,932 | 3.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,519 | 2.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,715 | 2.99% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,016 | 3.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,053 | 2.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,542 | 2.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,697 | 2.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,094 | 3.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,962 | 2.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,969 | 2.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,415 | 2.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,152 | 3.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,661 | 2.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,335 | 2.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,664 | 3.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,373 | 1.99% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,721 | 3.13% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,657 | 3.25% |
| SALEM, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,698 | 2.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,659 | 2.63% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,361 | 3.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,215 | 3.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,665 | 2.88% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,810 | 3.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,927 | 3.25% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,015 | 3.25% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,696 | 3.13% |
| CHICO, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,890 | 3.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,534 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,015 | 3.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,037 | 2.75% |
| DuBois, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,210 | 3.25% |
| Douglas, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,689 | 2.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,115 | 3.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,879 | 3.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,884 | 2.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,213 | 2.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,774 | 2.99% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,105 | 3.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,250 | 2.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,524 | 3.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,035 | 3.88% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,973 | 2.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against LOANLEADERS OF AMERICA based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 924 | $302,850,000 | $327,760 | $4,915 | 2.95% |
| FHA | 212 | $59,570,000 | $280,991 | $11,836 | 2.96% |
| VA | 30 | $16,020,000 | $534,000 | $6,980 | 2.51% |
For 2021, Loanleaders Of America's most frequently originated type of loan was Conventional, with 924 originations. Their 2nd most popular type was FHA, with 212 originations.
Loan Reason
For 2021, Loanleaders Of America's most frequently cited loan purpose was Refi, with 508 originations. The 2nd most popular reason was Cash Out Refi, with 478 originations.
Loan Duration/Length
For 2021, Loanleaders Of America's most frequently cited loan duration was 30 Year, with 1,016 originations. The 2nd most popular length was 15 Year, with 103 originations.
Origination Fees/Closing Costs
Loanleaders Of America's average total fees were $6,485, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 468 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 535 | $169,385,000 | $316,607 |
| 3-4% | 410 | $137,110,000 | $334,415 |
| <2.5% | 210 | $68,220,000 | $324,857 |
| 4-5% | 11 | $3,725,000 | $338,636 |
During 2021, Loanleaders Of America's average interest rate for loans was 3.00%, while their most frequently originated rate bucket for loans was 2.5-3%, with 535 originations.
Loan Sizing
2021 saw Loanleaders Of America place emphasis on $200k-400k loans with 592 originations, totaling $169,690,000 in origination value.
Applicant Income
Loanleaders Of America lent most frequently to those with incomes in the $100k-150k range, with 308 originations. The second most popular income band? $50k-75k, with 253 originations.
Applicant Debt to Income Ratio
Loanleaders Of America lent most frequently to those with DTI ratios of 30-36%, with 202 originations. The next most common DTI ratio? 20-30%, with 187 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.65%
Loanleaders Of America has an average approval rate.
Pick Rate
Approvals leading to origination71.27%
Loanleaders Of America has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,166 | $378,440,000 | $324,563 |
