Pacific Premier Bank Mortgage Rates, Fees & Info

Irvine, CA

LEI: 549300NTH6N72ZZNX948

Tax ID: 95-3811107

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Pacific Premier Bank is a small bank specializing in Refi and Home Purchase loans. Pacific Premier Bank has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Phoenix, Riverside, Fresno, and San Diego among others. We have data for 49 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Pacific Premier Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.27% 4/22/24
    30 Year Conventional Refi 6.27% 4/22/24
    15 Year Conventional Refi 5.68% 4/22/24
    15 Year Cash-out Refi 5.68% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Pacific Premier Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Pacific Premier Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    718

    Origination Dollar Volume (All Markets)

    $2,005,450,000

    Employee count

    1,520

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 342 $916,440,000 $2,679,649 $0 3.34%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 47 $195,695,000 $4,163,723 $0 3.47%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 43 $119,295,000 $2,774,302 $0 3.50%
    FRESNO, CA (FHA|USDA|VA) 30 $116,890,000 $3,896,333 $0 3.23%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 44 $112,660,000 $2,560,455 $0 3.52%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 37 $102,585,000 $2,772,568 $0 3.43%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 35 $95,345,000 $2,724,143 $0 3.53%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 33 $63,035,000 $1,910,152 $0 3.30%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 10 $30,460,000 $3,046,000 $0 3.75%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $21,300,000 $5,325,000 $0 3.25%
    TUCSON, AZ (FHA|USDA|VA) 8 $19,580,000 $2,447,500 $0 3.73%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 8 $19,130,000 $2,391,250 $0 3.51%
    BAKERSFIELD, CA (FHA|USDA|VA) 2 $18,010,000 $9,005,000 $0 3.73%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 7 $17,565,000 $2,509,286 $0 3.89%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $15,250,000 $2,541,667 $0 3.42%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $13,565,000 $13,565,000 $0 3.30%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6 $11,540,000 $1,923,333 $0 3.75%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $10,870,000 $5,435,000 $0 3.73%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $8,570,000 $4,285,000 $0 3.63%
    SALINAS, CA (FHA|USDA|VA) 2 $8,280,000 $4,140,000 $0 3.63%
    SALEM, OR (FHA|USDA|VA) 3 $7,705,000 $2,568,333 $0 3.62%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $7,360,000 $1,840,000 $0 3.31%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $6,740,000 $1,685,000 $0 3.70%
    BOISE CITY, ID (FHA|USDA|VA) 2 $6,510,000 $3,255,000 $0 3.40%
    Hailey, ID (FHA|USDA|VA) 3 $6,065,000 $2,021,667 $0 3.62%
    AMARILLO, TX (FHA|USDA|VA) 3 $4,485,000 $1,495,000 $0 3.75%
    Outside of Metro Areas 3 $4,125,000 $1,375,000 $0 3.68%
    Roseburg, OR (FHA|USDA|VA) 1 $3,905,000 $3,905,000 $0 3.50%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $3,745,000 $3,745,000 $0 3.25%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $3,560,000 $1,780,000 $0 3.28%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $3,455,000 $3,455,000 $0 3.35%
    VALLEJO, CA (FHA|USDA|VA) 2 $2,890,000 $1,445,000 $0 3.50%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $2,805,000 $2,805,000 $0 3.50%
    YAKIMA, WA (FHA|USDA|VA) 1 $2,805,000 $2,805,000 $0 3.38%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $2,215,000 $2,215,000 $0 3.85%
    Ellensburg, WA (FHA|USDA|VA) 1 $2,185,000 $2,185,000 $0 3.75%
    La Grande, OR (FHA|USDA|VA) 1 $1,855,000 $1,855,000 $0 3.85%
    MADERA, CA (FHA|USDA|VA) 2 $1,820,000 $910,000 $0 3.70%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $1,730,000 $865,000 $0 3.93%
    Coos Bay, OR (FHA|USDA|VA) 1 $1,655,000 $1,655,000 $0 4.10%
    Astoria, OR (FHA|USDA|VA) 1 $1,595,000 $1,595,000 $0 3.60%
    Oak Harbor, WA (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $0 3.65%
    LONGVIEW, WA (FHA|USDA|VA) 1 $1,475,000 $1,475,000 $0 3.30%
    Port Angeles, WA (FHA|USDA|VA) 1 $1,465,000 $1,465,000 $0 3.20%
    VISALIA, CA (FHA|USDA|VA) 2 $1,460,000 $730,000 $0 3.25%
    STOCKTON, CA (FHA|USDA|VA) 1 $1,325,000 $1,325,000 $0 3.40%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $1,175,000 $1,175,000 $0 3.50%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $1,095,000 $1,095,000 $0 3.88%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $675,000 $675,000 $0 3.75%
    Pacific Premier Bank's top markets include Los Angeles, Phoenix, Riverside, Fresno, and San Diego among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 718 $2,005,450,000 $2,793,106 $0 3.42%

    For 2021, Pacific Premier Bank's most frequently originated type of loan was Conventional, with 718 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 500 $1,445,700,000 $2,891,400 $0 3.40%
    Home Purchase 217 $559,145,000 $2,576,705 $0 3.45%
    Home Improvement 1 $605,000 $605,000 $0 4.00%

    For 2021, Pacific Premier Bank's most frequently cited loan purpose was Refi, with 500 originations. The 2nd most popular reason was Home Purchase, with 217 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 606 $1,696,510,000 $2,799,521 $0 3.37%
    30 Year 65 $165,705,000 $2,549,308 $0 3.49%
    Other 24 $66,040,000 $2,751,667 $0 4.10%
    5 Year 15 $59,545,000 $3,969,667 $0 3.57%
    15 Year 5 $10,205,000 $2,041,000 $0 3.68%
    20 Year 2 $2,460,000 $1,230,000 $0 3.65%
    3 Year 1 $4,985,000 $4,985,000 $0 4.00%

    For 2021, Pacific Premier Bank's most frequently cited loan duration was 10 Year, with 606 originations. The 2nd most popular length was 30 Year, with 65 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 667 $1,805,085,000 $2,706,274
    2.5-3% 30 $142,870,000 $4,762,333
    4-5% 18 $48,700,000 $2,705,556
    5-6% 3 $8,795,000 $2,931,667

    During 2021, Pacific Premier Bank's average interest rate for loans was 3.49%, while their most frequently originated rate bucket for loans was 3-4%, with 667 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 588 $1,910,020,000 $3,248,333 $0 3.37%
    $600k-1MM 100 $82,280,000 $822,800 $0 3.57%
    $400k-600k 21 $10,565,000 $503,095 $0 3.70%
    $200k-400k 7 $2,295,000 $327,857 $0 4.06%
    $100k-200k 2 $290,000 $145,000 $0 3.75%

    2021 saw Pacific Premier Bank place emphasis on $1MM+ loans with 588 originations, totaling $1,910,020,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 12 $11,180,000 $931,667 $0 3.67%
    $75k-100k 5 $3,635,000 $727,000 $0 3.71%
    $250k+ 3 $5,525,000 $1,841,667 $0 3.35%
    $150k-250k 1 $1,005,000 $1,005,000 $0 3.65%

    Pacific Premier Bank lent most frequently to those with incomes in the $100k-150k range, with 12 originations. The second most popular income band? $75k-100k, with 5 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 633 $1,880,955,000 $2,971,493 $0 3.40%
    Not provided 40 $68,260,000 $1,706,500 $0 3.41%
    White 32 $40,280,000 $1,258,750 $0 3.63%
    Asian 6 $7,780,000 $1,296,667 $0 3.43%
    Asian Indian 3 $3,275,000 $1,091,667 $0 3.58%
    American Indian 1 $1,895,000 $1,895,000 $0 3.20%
    Black 1 $1,025,000 $1,025,000 $0 3.90%
    Native Hawaiian or Islander 1 $1,005,000 $1,005,000 $0 3.25%
    Other Pacific Islander 1 $975,000 $975,000 $0 3.75%

    Approval Rates

    Total approvals of all applications
    97.56%

    Pacific Premier Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    91.78%

    Pacific Premier Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 718 $2,005,450,000 $2,793,106

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    718 $2,005,450,000 $2,793,106

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 38 $48,830,000 $1,285,000 $0 3.64%
    40-60% 194 $507,140,000 $2,614,124 $0 3.49%
    60-80% 477 $1,435,465,000 $3,009,361 $0 3.36%
    80-100% 1 $10,015,000 $10,015,000 $0 3.15%
    Under 20% 8 $4,000,000 $500,000 $0 3.99%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    PACIFIC PREMIER BANCORP, INC. Other type of mortgage Struggling to pay mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Pacific Premier Bank 1000 N. Western Ave., Suite 101 San Pedro, CA 90732 Full Service B&M $69,455
    Pacific Premier Bank 102 East Sixth Street Suite 100 Corona, CA 92879 Full Service B&M $106,436
    Pacific Premier Bank 1035 State Street Santa Barbara, CA 93101 Full Service B&M $333,174
    Pacific Premier Bank 1045 West Katella Avenue Orange, CA 92867 Full Service B&M $356,814
    Pacific Premier Bank 10524 19th Avenue Se Everett, WA 98208 Full Service B&M $60,405
    Pacific Premier Bank 10777 West Twain Avenue, Suite 150 Las Vegas, NV 89135 Full Service B&M $140,385
    Pacific Premier Bank 110 South Fairfax Avenue Los Angeles, CA 90036 Full Service B&M $128,502
    Pacific Premier Bank 1101 Avenue D, Building B Snohomish, WA 98290 Full Service B&M $40,278
    Pacific Premier Bank 1144 Morro Street San Luis Obispo, CA 93401 Full Service B&M $311,036
    Pacific Premier Bank 11661 San Vicente Boulevard Los Angeles, CA 90049 Full Service B&M $453,769
    Pacific Premier Bank 1255 Las Tablas Rd, Ste 101 Templeton, CA 93465 Full Service B&M $75,252
    Pacific Premier Bank 139 Bendigo Boulevard N North Bend, WA 98045 Full Service B&M $39,475
    Pacific Premier Bank 1401 4th Ave Seattle, WA 98101 Full Service B&M $40,706
    Pacific Premier Bank 1501 Froom Ranch Way San Luis Obispo, CA 93405 Full Service B&M $68,203
    Pacific Premier Bank 1530 Grand Avenue Arroyo Grande, CA 93420 Full Service B&M $202,872
    Pacific Premier Bank 16500 Ventura Blvd. Encino, CA 91436 Full Service B&M $419,093
    Pacific Premier Bank 1715 Via El Prado Redondo Beach, CA 90277 Full Service B&M $85,101
    Pacific Premier Bank 17672 Yorba Linda Blvd Yorba Linda, CA 92886 Full Service B&M $86,594
    Pacific Premier Bank 17901 Von Karman Ave, Ste 1200 Irvine, CA 92614 Full Service B&M $6,751,242
    Pacific Premier Bank 1825 South Broadway Santa Maria, CA 93454 Full Service B&M $330,487
    Pacific Premier Bank 188 106th Ave Ne, Ste 200 Bellevue, WA 98004 Full Service B&M $146,257
    Pacific Premier Bank 19011 Magnolia Street Huntington Beach, CA 92646 Full Service B&M $117,684
    Pacific Premier Bank 192 N. Canon Drive Beverly Hills, CA 90210 Full Service B&M $92,690
    Pacific Premier Bank 19520 Highway 99, Suite 102 Lynnwood, WA 98036 Full Service B&M $71,615
    Pacific Premier Bank 200 West Commonwealth Avenue Fullerton, CA 92832 Full Service B&M $217,084
    Pacific Premier Bank 2001 S.E. Columbia River Drive, Suite 101 Vancouver, WA 98661 Full Service B&M $216,878
    Pacific Premier Bank 201 East State Street Suite 100 Redlands, CA 92373 Full Service B&M $96,547
    Pacific Premier Bank 2100 East Foothill Blvd Ste B La Verne, CA 91750 Full Service B&M $138,697
    Pacific Premier Bank 211 East Ocean Blvd. Suite 110 Long Beach, CA 90802 Full Service B&M $35,083
    Pacific Premier Bank 2141 Rosecrans Avenue, Suite 1160 El Segundo, CA 90245 Full Service B&M $332,647
    Pacific Premier Bank 2255 Main Street Cambria, CA 93428 Full Service B&M $117,560
    Pacific Premier Bank 23600 Hawthorne Boulevard, Unit B Torrance, CA 90505 Full Service B&M $84,373
    Pacific Premier Bank 2401 W. Whittier Blvd. Suite B Montebello, CA 90640 Full Service B&M $91,704
    Pacific Premier Bank 24050 Aliso Creek Road, Suite 1a Laguna Niguel, CA 92677 Full Service B&M $65,277
    Pacific Premier Bank 2575 East Camelback Road Suite 100 Phoenix, AZ 85016 Full Service B&M $253,465
    Pacific Premier Bank 2710 Via De La Valle B-170 Del Mar, CA 92014 Full Service B&M $56,664
    Pacific Premier Bank 2901 Rucker Avenue Everett, WA 98201 Full Service B&M $41,721
    Pacific Premier Bank 305 Front Street North Issaquah, WA 98027 Full Service B&M $93,018
    Pacific Premier Bank 306 West Second Street, Suite 100 San Bernardino, CA 92401 Full Service B&M $201,252
    Pacific Premier Bank 325 South Santa Fe Avenue, Suite 101 Vista, CA 92083 Full Service B&M $152,426
    Pacific Premier Bank 3403 Tenth Street, Suite 100 Riverside, CA 92501 Full Service B&M $603,739
    Pacific Premier Bank 3748 E. Coast Highway Corona Del Mar, CA 92625 Full Service B&M $78,818
    Pacific Premier Bank 400 South River Road Paso Robles, CA 93446 Full Service B&M $101,476
    Pacific Premier Bank 40723 Murrieta Hot Springs Rd. Murrieta, CA 92562 Full Service B&M $76,344
    Pacific Premier Bank 437 5th Avenue S. Ste 101 Edmonds, WA 98020 Full Service B&M $80,042
    Pacific Premier Bank 4400 E. Broadway Tucson, AZ 85711 Full Service B&M $276,677
    Pacific Premier Bank 4667 Macarthur Blvd, Suite 100 Newport Beach, CA 92660 Full Service B&M $444,805
    Pacific Premier Bank 4957 Katella Avenue, Suite B Los Alamitos, CA 90720 Full Service B&M $180,295
    Pacific Premier Bank 501 West Broadway, Suite 550 San Diego, CA 92101 Full Service B&M $270,188
    Pacific Premier Bank 525 Sw Broadway Portland, OR 97205 Full Service B&M $25,494
    Pacific Premier Bank 528 E College Way Mount Vernon, WA 98273 Full Service B&M $36,026
    Pacific Premier Bank 545 12th St Paso Robles, CA 93446 Full Service B&M $312,701
    Pacific Premier Bank 6400 North Oracle Road Tucson, AZ 85704 Full Service B&M $110,233
    Pacific Premier Bank 73-745 El Paseo Drive Palm Desert, CA 92260 Full Service B&M $143,830
    Pacific Premier Bank 73700 Gorgonio Drive Twentynine Palms, CA 92277 Full Service B&M $17,214
    Pacific Premier Bank 7480 El Camino Real Atascadero, CA 93422 Full Service B&M $165,306
    Pacific Premier Bank 7690 El Camino Real Carlsbad, CA 92009 Full Service B&M $44,413
    Pacific Premier Bank 78000 Fred Waring Drive, Suite 100 Palm Desert, CA 92211 Full Service B&M $117,116
    Pacific Premier Bank 790 E Colorado Blvd Suite 150 Pasadena, CA 91101 Full Service B&M $266,821
    Pacific Premier Bank 7979 Ivanhoe Ave., Suite 150 La Jolla, CA 92037 Full Service B&M $316,616
    Pacific Premier Bank 800 West Valley Parkway, Suite 100 Escondido, CA 92025 Full Service B&M $130,264
    Pacific Premier Bank 815 State Ave. Marysville, WA 98270 Full Service B&M $42,307
    Pacific Premier Bank 82 Peninsula Ctr Palos Verdes Peninsula, CA 90274 Full Service B&M $170,128
    Pacific Premier Bank 898 Morro Bay Boulevard Morro Bay, CA 93442 Full Service B&M $82,130
    Pacific Premier Bank 901 East Tahquitz Canyon Way Palm Springs, CA 92262 Full Service B&M $280,483

    For 2021, Pacific Premier Bank had 65 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $696,735
    Net interest income $681,272
    Total noninterest income $93,118
    Gross Fiduciary activities income $38,181
    Service charges on deposit accounts $9,218
    Trading account gains and fees $11
    Additional Noninterest Income $45,708
    Pre-tax net operating income $473,347
    Securities gains (or losses, -) $16,906
    Income before extraordinary items $360,645
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $360,645
    Minority interest net income $0
    Net income $360,645
    Sale, conversion, retirement of capital stock, net $6,276
    Net operating income $347,289

    Pacific Premier Bank's gross interest income from loans was $696,735,000.
    Pacific Premier Bank's net interest income from loans was $681,272,000.
    Pacific Premier Bank's fee based income from loans was $9,218,000.
    Pacific Premier Bank's net income from loans was $360,645,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $15,463
    Provision for credit losses $-70,876
    Total noninterest expense $371,919
    Salaries and employee benefits $211,263
    Premises and equipment expense $47,693
    Additional noninterest expense $112,963
    Applicable income taxes $129,608
    Net charge-offs $3,197
    Cash dividends $121,653

    Pacific Premier Bank's interest expense for loans was $15,463,000.
    Pacific Premier Bank's payroll and benefits expense were $211,263,000.
    Pacific Premier Bank's property, plant and equipment expenses $47,693,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $17,162,769
    Deposits held in domestic offices $17,162,769
    Deposits by Individuals, partnerships, and corporations $16,192,220
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $954,101
    Deposits by Commercial banks and other depository institutions in U.S. $16,448
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $490,076
    Demand deposits $443,392
    Nontransaction accounts $16,672,693
    Money market deposit accounts (MMDAs) $15,194,862
    Other savings deposits (excluding MMDAs) $419,558
    Total time deposits $1,058,273
    Total time and savings deposits $16,719,377
    Noninterest-bearing deposits $6,799,183
    Interest-bearing deposits $10,363,586
    Retail deposits $16,663,954
    IRAs and Keogh plan accounts $90,577
    Brokered deposits $5,553
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $21,088,887
    Cash & Balances due from depository institutions $306,919
    Interest-bearing balances $223,769
    Total securities $4,655,538
    Federal funds sold & reverse repurchase $0
    Net loans and leases $14,110,757
    Loan and leases loss allowance $197,752
    Trading account assets $5,226
    Bank premises and fixed assets $135,916
    Other real estate owned $0
    Goodwill and other intangibles $974,722
    All other assets $899,809

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $21,088,887
    Total Liabilities $17,894,488
    Total deposits $17,162,769
    Interest-bearing deposits $10,363,586
    Deposits held in domestic offices $17,162,769
    % insured (estimated) $64
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $5,230
    Other borrowed funds $550,000
    Subordinated debt $0
    All other liabilities $176,489

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $14,110,757
    Loan and leases loss allowance $197,752
    Total loans and leases (domestic) $14,308,509
    All real estate loans $12,004,979
    Real estate loans in domestic offices $12,004,979
    Construction and development loans $288,889
    Residential 1-4 family construction $89,330
    Other construction, all land development and other land $199,559
    Loans secured by nonfarm nonresidential properties $5,536,103
    Nonfarm nonresidential secured by owner-occupied properties $2,583,235
    Commercial real estate & other non-farm, non-residential $2,952,868
    Multifamily residential real estate $5,478,046
    1-4 family residential loans $518,389
    Farmland loans $183,552
    Loans held in foreign offices $0
    Farm loans $51,241
    Commercial and industrial loans $1,631,217
    To non-U.S. addressees $4,547
    Loans to individuals $4,238
    Credit card loans $26
    Related Plans $2,658
    Consumer Auto Loans $0
    Other loans to individuals $1,554
    All other loans & leases $616,834
    Loans to foreign governments and official institutions $0
    Other loans $326,515
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $49,535
    Loans secured by real estate to non-U.S. addressees $23,065
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Pacific Premier Bank had $14,110,757,000 of loans outstanding in 2021. $12,004,979,000 of loans were in real estate loans. $288,889,000 of loans were in development loans. $5,478,046,000 of loans were in multifamily mortgage loans. $518,389,000 of loans were in 1-4 family mortgage loans. $51,241,000 of loans were in farm loans. $26,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,673 $652,851 $390,228
    Nonfarm, nonresidential loans - <$100k 40 $1,242 $31,050
    Nonfarm, nonresidential loans - $100-250k 230 $34,752 $151,096
    Nonfarm, nonresidential loans - $250k-1MM 1,403 $616,857 $439,670
    Commercial & Industrial, US addressed loans - <$1MM 4,931 $462,742 $93,843
    Commercial & Industrial, US addressed loans - <$100k 2,945 $74,505 $25,299
    Commercial & Industrial, US addressed loans - $100-250k 751 $73,476 $97,838
    Commercial & Industrial, US addressed loans - $250k-1MM 1,235 $314,761 $254,867
    Farmland loans - <$1MM 11 $2,316 $210,545
    Farmland loans - $100-250k 4 $405 $101,250
    Farmland loans - $250k-1MM 7 $1,911 $273,000
    Agriculture operations loans - <$1MM 45 $2,036 $45,244
    Agriculture operations loans - <$100k 23 $1,038 $45,130
    Agriculture operations loans - $100-250k 9 $318 $35,333
    Agriculture operations loans - $250k-1MM 13 $680 $52,308