LONGVIEW Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Longview averaged 6.89% for the week of 2025-06-18, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2025-06-12) was 7.02% and one month ago for the week of 2025-05-15, the average rate was 7.09%.

Longview's average rate one year ago was 7.13%.

For refis of the same type during the week of 2025-06-18, the average rate was 6.92%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LONGVIEW, WA.

LONGVIEW Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LONGVIEW, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
GUILD MORTGAGE COMPANY 99 6.82% $7,565
UNITED WHOLESALE MORTGAGE, LLC 68 6.79% $8,236
QUICKEN LOANS, LLC 53 6.58% $7,149
FIBRE FEDERAL CREDIT UNION 52 6.20% $5,974
S1L, Inc. 37 6.60% $8,651
CMG MORTGAGE, INC. 35 6.81% $8,426
V.I.P. MORTGAGE, INC. 23 6.77% $7,843
AMERICAN PACIFIC MORTGAGE CORPORATION 22 7.02% $7,215
U.S. Bank 22 6.80% $4,686
NATIONS DIRECT MORTGAGE, LLC 20 6.91% $7,767
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 6.83% $6,730
COLUMBIA COMMUNITY CREDIT UNION 16 6.79% $6,970
GUARANTEED RATE, INC. 15 6.84% $6,374
NEWREZ LLC 14 6.96% $6,297
The Loan Store, Inc. 14 6.73% $7,704
RED CANOE CREDIT UNION 11 6.57% $9,173
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 10 6.89% $12,408
CORNERSTONE HOME LENDING, INC. 10 6.97% $6,563
BAY EQUITY LLC 10 6.40% $6,965
MOVEMENT MORTGAGE, LLC 9 6.77% $6,348
JPMorgan Chase Bank 8 6.80% $4,674
CROSSCOUNTRY MORTGAGE, LLC 8 6.88% $9,515
LOANDEPOT.COM, LLC 7 7.04% $8,641
EAGLE HOME MORTGAGE, LLC 7 5.64% $7,206
PENNYMAC LOAN SERVICES, LLC 7 6.77% $7,733
Umpqua Bank 7 6.68% $5,918
CARDINAL FINANCIAL 6 7.29% $8,303
OnPoint Community Credit Union 6 6.42% $6,765
Mr. Cooper ( Nationstar Mortgage ) 6 6.75% $10,657
iQ Credit Union 5 6.50% $3,553
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 6.62% $7,584
Sunflower Bank 5 6.85% $8,906
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 7.15% $8,986
BROKER SOLUTIONS, INC. 4 6.81% $9,156
DIRECTORS MORTGAGE, INC. 4 6.97% $10,092
HomeStreet Bank 4 6.66% $8,358
PREMIER MORTGAGE RESOURCES, L.L.C. 4 6.50% $5,837
1st Security Bank of Washington 4 6.69% $9,823
PROVIDENT FUNDING ASSOCIATES, L.P. 4 6.06% $7,803
Sierra Pacific Mortgage Company, Inc. 4 6.75% $5,220
SUMMIT MORTGAGE CORPORATION 4 6.37% $9,532
CHURCHILL MORTGAGE CORPORATION 3 7.29% $10,863
T2 FINANCIAL LLC 3 7.21% $6,503
NAVY FEDERAL CREDIT UNION 3 6.67% $6,326
ZILLOW HOME LOANS, LLC 3 6.88% $5,377
PLAZA HOME MORTGAGE, INC. 3 6.79% $7,739
Flagstar Bank, FSB 3 7.47% $4,222
RESIDENTIAL MORTGAGE, LLC 3 6.50% $11,620
INROADS 3 6.21% $6,518
Rivermark Community Credit Union 3 6.29% $4,386
NEXERA HOLDING LLC 2 9.38% $9,797
Northwest Farm Credit Services, FLCA 2 6.73% $8,799
UNION HOME MORTGAGE CORP. 2 6.50% $5,378
LEADERONE FINANCIAL CORPORATION 2 7.31% $3,905
Bank of America 2 7.13% $4,435
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.93% $6,582
DHI MORTGAGE COMPANY, LTD. 2 5.75% $3,010
BAY-VALLEY MORTGAGE GROUP 2 6.68% $5,932
OCMBC, INC. 2 9.37% $11,553
SCENIC OAKS FUNDING, INC. 2 6.49% $5,756
Banner Bank 2 6.56% $4,361
Boeing Employees Credit Union 2 6.56% $2,847
KeyBank 2 6.75% $5,207
MLD MORTGAGE INC. 2 6.50% $14,681
AMERISAVE MORTGAGE CORPORATION 2 6.63% $10,491
MORTGAGE EXPRESS, LLC 2 6.31% $6,906
O BEE 1 6.63% $5,145
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.63% $9,472
PANORAMA MORTGAGE GROUP, LLC 1 6.63% $14,052
Paramount Bank 1 7.63% $7,921
Paramount Residential Mortgage Group, Inc. 1 7.50% $9,874
Bank of the Pacific 1 6.88% $5,583
PHH Mortgage Corporation 1 6.50% $6,519
PREMIA MORTGAGE, LLC 1 6.55% $0
Unitus Community Credit Union 1 7.00% $4,235
Bank of England 1 7.63% $4,770
AMERICAN FINANCIAL RESOURCES, INC. 1 6.99% $7,275
ALAMEDA MORTGAGE CORPORATION 1 7.13% $7,264
ROYAL UNITED MORTGAGE LLC 1 6.88% $7,566
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.00% $14,531
Wells Fargo Bank 1 5.88% $6,514
SOUND 1 6.38% $4,061
STAR ONE CREDIT UNION 1 6.75% $2,929
Stifel Bank and Trust 1 5.88% $3,944
SUMMIT FUNDING, INC. 1 6.63% $9,961
The Federal Savings Bank 1 7.50% $7,245
The Huntington National Bank 1 6.63% $4,887
AmeriHome Mortgage Company, LLC 1 7.25% $12,038
Timberland Bank 1 6.50% $2,977
TRIAD FINANCIAL SERVICES, INC. 1 8.95% $11,537
TWINSTAR 1 7.88% $2,578
America's Credit Union 1 6.49% $2,840
Discover Bank 1 6.73% $0
ENVOY MORTGAGE, LTD 1 6.13% $18,813
DIGITAL Federal Credit Union 1 6.50% $3,577
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.62% $5,017
FIRST COMMUNITY 1 5.50% $5,446
First-Citizens Bank & Trust Company 1 6.23% $4,138
First National Bank of America 1 9.00% $8,766
FIRST TECHNOLOGY 1 6.00% $4,711
Cornerstone First Mortgage, Inc 1 6.50% $8,489
Citadel Servicing Corporation 1 7.63% $16,473
HAPO COMMUNITY CREDIT UNION 1 5.75% $5,332
Heritage Bank 1 6.50% $4,139
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.13% $7,184
HOMESIDE FINANCIAL, LLC 1 6.88% $12,064
American Mortgage & Equity Consultants, Inc. 1 6.99% $13,519
INTELLILOAN, INC. 1 7.50% $3,279
Century Mortgage Company DBA Century Lending Company 1 6.88% $10,209
Keystone Funding, Inc. 1 6.88% $10,896
LAKEVIEW LOAN SERVICING, LLC 1 6.63% $4,452
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.88% $14,909
CANOPY MORTGAGE, LLC 1 6.50% $11,921
Morgan Stanley Private Bank 1 7.15% $3,593
MORIA DEVELOPMENT, INC. 1 8.25% $9,998
MORTGAGE ACCESS CORP. 1 6.49% $6,845
BLACK HILLS FEDERAL CREDIT UNION 1 5.75% $10,741
MUTUAL OF OMAHA MORTGAGE, INC. 1 8.00% $874
BELEM SERVICING LLC 1 6.88% $4,687
NexBank 1 6.50% $5,929
Northpointe Bank 1 5.88% $3,515
NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.99% $11,531

LONGVIEW Average Closing Costs & Other Stats

LONGVIEW, WA's 122 lenders originated 2,728 loans during 2024. The total origination value was $708,050,000, with an average loan value of $259,549.

LONGVIEW's average closing costs are $6,511.

The top LONGVIEW lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 99 loans originated. Their average total fees are $7,565, which is $671 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee LONGVIEW lenders (with over 10 loans originated) are U.S. Bank ($4,686), FIBRE FEDERAL CREDIT UNION ($5,974), NEWREZ LLC ($6,297), GUARANTEED RATE, INC. ($6,374) and CORNERSTONE HOME LENDING, INC. ($6,563).

The lowest rate LONGVIEW lenders (with over 10 loans originated) are FIBRE FEDERAL CREDIT UNION (6.20%), BAY EQUITY LLC (6.40%), RED CANOE CREDIT UNION (6.57%), QUICKEN LOANS, LLC (6.58%) and S1L, Inc. (6.60%).

LONGVIEW, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
GUILD MORTGAGE COMPANY $50,625,000 $79,485,000 57.0% 11.2%
UNITED WHOLESALE MORTGAGE, LLC $35,680,000 $58,190,000 63.1% 8.2%
FIBRE FEDERAL CREDIT UNION $53,410,000 $54,995,000 3.0% 7.8%
QUICKEN LOANS, LLC $25,100,000 $31,925,000 27.2% 4.5%
RED CANOE CREDIT UNION $23,815,000 $22,745,000 -4.5% 3.2%
S1L, Inc. $11,625,000 $22,600,000 94.4% 3.2%
CMG MORTGAGE, INC. $15,850,000 $20,990,000 32.4% 3.0%
V.I.P. MORTGAGE, INC. $6,320,000 $20,915,000 230.9% 3.0%
NATIONS DIRECT MORTGAGE, LLC $5,210,000 $17,050,000 227.3% 2.4%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $18,695,000 $12,805,000 -31.5% 1.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $7,505,000 $12,615,000 68.1% 1.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $14,455,000 $12,605,000 -12.8% 1.8%
U.S. Bank $12,130,000 $12,165,000 0.3% 1.7%
GUARANTEED RATE, INC. $8,835,000 $11,475,000 29.9% 1.6%
COLUMBIA COMMUNITY CREDIT UNION $6,725,000 $10,380,000 54.3% 1.5%
Umpqua Bank $14,285,000 $10,200,000 -28.6% 1.4%
Mortgage Research Center, LLC $6,730,000 $9,515,000 41.4% 1.3%
CORNERSTONE HOME LENDING, INC. $10,625,000 $8,810,000 -17.1% 1.2%
NEWREZ LLC $3,685,000 $8,265,000 124.3% 1.2%
1st Security Bank of Washington $7,515,000 $7,925,000 5.5% 1.1%
FREEDOM MORTGAGE CORPORATION $2,545,000 $7,810,000 206.9% 1.1%
PENNYMAC LOAN SERVICES, LLC $7,230,000 $7,755,000 7.3% 1.1%
LOANDEPOT.COM, LLC $2,140,000 $7,200,000 236.4% 1.0%
The Loan Store, Inc. $2,030,000 $7,000,000 244.8% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $6,310,000 $6,450,000 2.2% 0.9%
MOVEMENT MORTGAGE, LLC $8,450,000 $6,415,000 -24.1% 0.9%
EAGLE HOME MORTGAGE, LLC $7,960,000 $5,980,000 -24.9% 0.8%
CARDINAL FINANCIAL $5,385,000 $5,830,000 8.3% 0.8%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,105,000 $5,820,000 176.5% 0.8%
HomeStreet Bank $6,015,000 $5,595,000 -7.0% 0.8%
BAY EQUITY LLC $2,270,000 $5,380,000 137.0% 0.8%
iQ Credit Union $7,365,000 $4,950,000 -32.8% 0.7%
Sunflower Bank $4,595,000 n/a 0.6%
NAVY FEDERAL CREDIT UNION $4,495,000 $4,525,000 0.7% 0.6%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,915,000 $4,520,000 136.0% 0.6%
SUMMIT MORTGAGE CORPORATION $3,165,000 $4,500,000 42.2% 0.6%
Banner Bank $830,000 $3,980,000 379.5% 0.6%
Flagstar Bank, FSB $3,185,000 $3,810,000 19.6% 0.5%
JPMorgan Chase Bank $1,585,000 $3,775,000 138.2% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $2,215,000 $3,595,000 62.3% 0.5%
OnPoint Community Credit Union $7,025,000 $3,275,000 -53.4% 0.5%
Unitus Community Credit Union $1,220,000 $2,795,000 129.1% 0.4%
PLAZA HOME MORTGAGE, INC. $375,000 $2,715,000 624.0% 0.4%
BROKER SOLUTIONS, INC. $1,565,000 $2,680,000 71.2% 0.4%
CANOPY MORTGAGE, LLC $5,540,000 $2,680,000 -51.6% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $640,000 $2,670,000 317.2% 0.4%
CALCON MUTUAL MORTGAGE LLC $375,000 $2,650,000 606.7% 0.4%
Bank of America $2,595,000 $2,570,000 -1.0% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $3,110,000 $2,530,000 -18.6% 0.4%
DOMINION FINANCIAL SERVICES, LLC $235,000 $2,500,000 963.8% 0.4%
Timberland Bank $3,610,000 $2,485,000 -31.2% 0.4%
Lower Columbia Longshoremen's Federal Credit Union $4,915,000 $2,450,000 -50.2% 0.3%
DHI MORTGAGE COMPANY, LTD. $9,365,000 $2,305,000 -75.4% 0.3%
SILVER HILL FUNDING, LLC $265,000 $2,260,000 752.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $580,000 $2,160,000 272.4% 0.3%
LAKEVIEW LOAN SERVICING, LLC $375,000 $2,140,000 470.7% 0.3%
Boeing Employees Credit Union $1,175,000 $2,120,000 80.4% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,500,000 $2,090,000 -16.4% 0.3%
PANORAMA MORTGAGE GROUP, LLC $1,035,000 $2,040,000 97.1% 0.3%
CHURCHILL MORTGAGE CORPORATION $4,105,000 $2,020,000 -50.8% 0.3%
Sierra Pacific Mortgage Company, Inc. $1,990,000 n/a 0.3%
UNION HOME MORTGAGE CORP. $2,005,000 $1,965,000 -2.0% 0.3%
HAPO COMMUNITY CREDIT UNION $1,385,000 $1,925,000 39.0% 0.3%
ENVOY MORTGAGE, LTD $640,000 $1,870,000 192.2% 0.3%
Paramount Residential Mortgage Group, Inc. $2,760,000 $1,860,000 -32.6% 0.3%
DIRECTORS MORTGAGE, INC. $660,000 $1,820,000 175.8% 0.3%
GoPrime Mortgage, Inc. $1,810,000 n/a 0.3%
VILLAGE CAPITAL MORTGAGE $935,000 $1,785,000 90.9% 0.3%
MLD MORTGAGE INC. $1,690,000 $1,780,000 5.3% 0.3%
Equity Prime Mortgage LLC $1,105,000 $1,695,000 53.4% 0.2%
RESIDENTIAL MORTGAGE, LLC $1,895,000 $1,650,000 -12.9% 0.2%
TRIAD FINANCIAL SERVICES, INC. $520,000 $1,525,000 193.3% 0.2%
SUMMIT FUNDING, INC. $940,000 $1,505,000 60.1% 0.2%
Plains Commerce Bank $1,500,000 n/a 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $205,000 $1,480,000 622.0% 0.2%
The Federal Savings Bank $1,860,000 $1,435,000 -22.8% 0.2%
Rivermark Community Credit Union $1,260,000 $1,420,000 12.7% 0.2%
NOVA FINANCIAL & INVESTMENT CORPORATION $1,395,000 n/a 0.2%
PLANET HOME LENDING, LLC $1,390,000 $1,380,000 -0.7% 0.2%
MORTGAGE EXPRESS, LLC $2,750,000 $1,330,000 -51.6% 0.2%
American Mortgage & Equity Consultants, Inc. $1,965,000 $1,325,000 -32.6% 0.2%
Figure Lending LLC $465,000 $1,230,000 164.5% 0.2%
T2 FINANCIAL LLC $350,000 $1,210,000 245.7% 0.2%
Century Mortgage Company DBA Century Lending Company $1,495,000 $1,165,000 -22.1% 0.2%
GESA $240,000 $1,155,000 381.3% 0.2%
AMERICAN FINANCING CORPORATION $515,000 $1,145,000 122.3% 0.2%
FIRST TECHNOLOGY $1,330,000 $1,135,000 -14.7% 0.2%
DAS Acquisition Company, LLC $1,125,000 n/a 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $2,425,000 $1,100,000 -54.6% 0.2%
LENDINGHOME FUNDING CORPORATION $2,765,000 $1,095,000 -60.4% 0.2%
INROADS $1,035,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $1,020,000 n/a 0.1%
Northwest Farm Credit Services, FLCA $1,000,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $1,455,000 $995,000 -31.6% 0.1%
Bank of the Pacific $355,000 $975,000 174.6% 0.1%
Discover Bank $325,000 $955,000 193.8% 0.1%
AmeriHome Mortgage Company, LLC $325,000 $910,000 180.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $295,000 $895,000 203.4% 0.1%
NFM, INC. $2,290,000 $850,000 -62.9% 0.1%
PHH Mortgage Corporation $165,000 $840,000 409.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $830,000 n/a 0.1%
Bank of England $820,000 n/a 0.1%
OCMBC, INC. $805,000 $815,000 1.2% 0.1%
ALLIANT CREDIT UNION $1,195,000 $800,000 -33.1% 0.1%
Prosperity Home Mortgage, LLC $800,000 n/a 0.1%
LPMC, LLC $710,000 $790,000 11.3% 0.1%
CITYWIDE HOME LOANS, LLC $355,000 $775,000 118.3% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $430,000 $775,000 80.2% 0.1%
Cornerstone First Mortgage, Inc $355,000 $765,000 115.5% 0.1%
FINANCE OF AMERICA REVERSE LLC $305,000 $730,000 139.3% 0.1%
USAA Federal Savings Bank $1,520,000 $730,000 -52.0% 0.1%
MID AMERICA MORTGAGE, INC. $920,000 $715,000 -22.3% 0.1%
Heritage Bank $1,080,000 $705,000 -34.7% 0.1%
SCENIC OAKS FUNDING, INC. $700,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $695,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,370,000 $690,000 -79.5% 0.1%
Wells Fargo Bank $1,705,000 $690,000 -59.5% 0.1%
Carrington Mortgage Services, LLC $1,155,000 $675,000 -41.6% 0.1%
The Huntington National Bank $675,000 n/a 0.1%
Paramount Bank $665,000 n/a 0.1%
NEXERA HOLDING LLC $445,000 $660,000 48.3% 0.1%
NEW DAY FINANCIAL, LLC $205,000 $650,000 217.1% 0.1%
TWINSTAR $5,995,000 $650,000 -89.2% 0.1%
BLACK HILLS FEDERAL CREDIT UNION $645,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $620,000 $645,000 4.0% 0.1%
21ST MORTGAGE CORPORATION $460,000 $640,000 39.1% 0.1%
First-Citizens Bank & Trust Company $635,000 n/a 0.1%
PNC Bank $460,000 $615,000 33.7% 0.1%
LEADERONE FINANCIAL CORPORATION $1,145,000 $610,000 -46.7% 0.1%
LENDSURE MORTGAGE CORP. $605,000 n/a 0.1%
KeyBank $10,050,000 $590,000 -94.1% 0.1%
Riverview Community Bank $385,000 $590,000 53.2% 0.1%
NexBank $580,000 n/a 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,025,000 $570,000 -44.4% 0.1%
Northpointe Bank $520,000 $565,000 8.7% 0.1%
Stifel Bank and Trust $540,000 n/a 0.1%
BAY-VALLEY MORTGAGE GROUP $520,000 n/a 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $3,185,000 $520,000 -83.7% 0.1%
ALAMEDA MORTGAGE CORPORATION $515,000 n/a 0.1%
GEORGIA'S OWN $515,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $155,000 $510,000 229.0% 0.1%
Barrington Bank & Trust Company, N.A. $690,000 $495,000 -28.3% 0.1%
Morgan Stanley Private Bank $495,000 n/a 0.1%
PREMIA MORTGAGE, LLC $305,000 $485,000 59.0% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $345,000 $465,000 34.8% 0.1%
LOANPAL, LLC $935,000 $460,000 -50.8% 0.1%
M&T Bank $375,000 $455,000 21.3% 0.1%
STAR ONE CREDIT UNION $445,000 n/a 0.1%
America's Credit Union $435,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $435,000 n/a 0.1%
INTELLILOAN, INC. $415,000 n/a 0.1%
Willamette Valley Bank $3,020,000 $405,000 -86.6% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $395,000 n/a 0.1%
PRIORITY HOME LENDING, LLC $880,000 $390,000 -55.7% 0.1%
Credence Funding Corporation $385,000 n/a 0.1%
Keystone Funding, Inc. $385,000 n/a 0.1%
Lakeview Community Capital, LLC $385,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $375,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $195,000 $375,000 92.3% 0.1%
Wallick & Volk, Inc. $365,000 n/a 0.1%
O BEE $360,000 n/a 0.1%
EMM LOANS LLC $355,000 n/a 0.1%
FIRST COMMUNITY $355,000 n/a 0.1%
First Federal Bank $355,000 n/a 0.1%
SOUND $1,570,000 $355,000 -77.4% 0.1%
Metro City Bank $345,000 n/a 0.0%
Old National Bank $345,000 n/a 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $325,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $315,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $315,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $305,000 n/a 0.0%
Citadel Servicing Corporation $305,000 n/a 0.0%
RF Renovo Management Company, LLC $215,000 $295,000 37.2% 0.0%
MORTGAGE ACCESS CORP. $285,000 n/a 0.0%
DIGITAL Federal Credit Union $275,000 n/a 0.0%
SPRING EQ, LLC $510,000 $275,000 -46.1% 0.0%
QUORUM FEDERAL CREDIT UNION $270,000 n/a 0.0%
GENEVA FINANCIAL, LLC $255,000 $265,000 3.9% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $265,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $255,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $245,000 n/a 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $5,450,000 $235,000 -95.7% 0.0%
SELCO COMMUNITY $710,000 $230,000 -67.6% 0.0%
BELEM SERVICING LLC $215,000 n/a 0.0%
Connexus Credit Union $65,000 $205,000 215.4% 0.0%
First National Bank of America $660,000 $195,000 -70.5% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $165,000 n/a 0.0%
HighTechLending Inc $155,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $560,000 $155,000 -72.3% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $175,000 $155,000 -11.4% 0.0%
Alaska USA Federal Credit Union $335,000 $150,000 -55.2% 0.0%
GTE Federal Credit Union $135,000 n/a 0.0%
HomeTrust Bank $190,000 $125,000 -34.2% 0.0%
OREGONIANS CREDIT UNION $105,000 $125,000 19.0% 0.0%
OREGON COMMUNITY $120,000 n/a 0.0%
Consolidated Federal Credit Union $280,000 $110,000 -60.7% 0.0%
HARBORSTONE $105,000 n/a 0.0%
KITSAP Credit Union $105,000 n/a 0.0%
OAKTREE FUNDING CORP. $620,000 $105,000 -83.1% 0.0%
ROYAL UNITED MORTGAGE LLC $285,000 $105,000 -63.2% 0.0%
CASTPARTS EMPLOYEES $100,000 n/a 0.0%
American Airlines Federal Credit Union $205,000 $95,000 -53.7% 0.0%
BMO Harris Bank $615,000 $95,000 -84.6% 0.0%
SPOKANE TEACHERS $90,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $215,000 $55,000 -74.4% 0.0%

LONGVIEW's top lender by overall market share is GUILD MORTGAGE COMPANY, with 11.2% market share. In second place, with 8.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $58,190,000 in loans. In third place, with 7.8%, is FIBRE FEDERAL CREDIT UNION, having originated $54,995,000 in loans. In fourth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $31,925,000 in loans. In fifth place, with 3.2%, is RED CANOE CREDIT UNION, having originated $22,745,000 in loans.

LONGVIEW, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,329 $455,685,000 $342,878
Cash Out Refi 388 $88,710,000 $228,634
Refi 382 $104,310,000 $273,063
Home Improvement 319 $30,945,000 $97,006
Other 310 $28,400,000 $91,613

Longview's most frequently cited loan purpose was Home Purchase, with 1,329 originations. The 2nd most popular reason was Cash Out Refi, with 388 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 927 $330,225,000 $356,230
Over 8% 760 $91,150,000 $119,934
7-8% 539 $148,685,000 $275,853
5-6% 338 $120,370,000 $356,124
<2.5% 105 $1,525,000 $14,524
4-5% 28 $10,950,000 $391,071
3-4% 3 $945,000 $315,000
2.5-3% 2 $790,000 $395,000

During 2024, Longview's most frequently originated rate bucket was 6-7%, with 927 originations.

Loan Sizing (LONGVIEW, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 977 $300,735,000 $307,815
$100,000 or less 769 $38,355,000 $49,876
$400k-600k 476 $224,320,000 $471,261
$100k-200k 389 $54,715,000 $140,656
$600k-1000k 106 $75,530,000 $712,547
$Over $1MM 11 $14,395,000 $1,308,636

LONGVIEW's loan sizing saw the bucket of loans from $200k-400k with 977 originations, totaling $300,735,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 950 $372,130,000 $391,716
Under 20% 732 $40,320,000 $55,082
60-80% 390 $148,450,000 $380,641
20-40% 336 $46,430,000 $138,185
40-60% 217 $61,975,000 $285,599
Over 100% 46 $21,640,000 $470,435

LONGVIEW's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 950 originations, totaling $372,130,000 in origination value.