Westcoast Mortgage Group And Realty Company Rates, Fees & Info

SACRAMENTO, CA

LEI: 549300YVM8B4UQC5DK40

Tax ID: 20-0711554

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Mortgage Data

Review & Overview

Westcoast Mortgage Group And Realty Company is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Westcoast Mortgage Group And Realty Company has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Sacramento, San Jose, San Diego, Las Vegas, and Seattle among others. We have data for 51 markets. (Some data included below & more in-depth data is available with an active subscription.)

Westcoast Mortgage Group And Realty Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Westcoast Mortgage Group And Realty Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 11/21/24
30 Year Conventional Refi 6.27% 11/21/24
30 Year Cash-out Refi 6.22% 11/21/24
30 Year FHA Purchase 6.27% 11/21/24
30 Year FHA Refi 6.27% 11/21/24
30 Year VA Purchase 6.27% 11/21/24
15 Year Conventional Purchase 5.68% 11/21/24
15 Year Conventional Refi 5.68% 11/21/24
15 Year Cash-out Refi 5.68% 11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Westcoast Mortgage Group And Realty Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Westcoast Mortgage Group And Realty Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

246

Origination Dollar Volume (All Markets)

$107,820,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 109 $42,645,000 $391,239 $13,800 4.34%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 14 $10,650,000 $760,714 $0 4.06%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 9 $5,965,000 $662,778 $0 4.69%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 16 $4,960,000 $310,000 $0 4.41%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 7 $4,665,000 $666,429 $0 4.59%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $2,985,000 $597,000 $0 4.37%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 6 $2,460,000 $410,000 $0 4.42%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $2,110,000 $527,500 $0 4.19%
STOCKTON, CA (FHA|USDA|VA) 5 $2,075,000 $415,000 $0 3.93%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $1,735,000 $1,735,000 $0 6.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,720,000 $430,000 $0 4.13%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $1,715,000 $343,000 $0 4.55%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $1,650,000 $825,000 $0 4.50%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $1,450,000 $725,000 $0 4.19%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $1,230,000 $615,000 $0 4.00%
VALLEJO, CA (FHA|USDA|VA) 2 $1,180,000 $590,000 $0 4.06%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $1,165,000 $388,333 $0 3.92%
CHICO, CA (FHA|USDA|VA) 3 $1,085,000 $361,667 $0 5.00%
MODESTO, CA (FHA|USDA|VA) 3 $1,035,000 $345,000 $0 5.29%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $855,000 $855,000 $0 3.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $810,000 $405,000 $0 5.68%
YUBA CITY, CA (FHA|USDA|VA) 2 $760,000 $380,000 $0 4.13%
MADERA, CA (FHA|USDA|VA) 2 $720,000 $360,000 $0 5.06%
RENO, NV (FHA|USDA|VA) 3 $715,000 $238,333 $0 5.04%
VISALIA, CA (FHA|USDA|VA) 2 $680,000 $340,000 $0 4.31%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $650,000 $325,000 $0 3.94%
BOISE CITY, ID (FHA|USDA|VA) 1 $645,000 $645,000 $0 4.88%
Kalispell, MT (FHA|USDA|VA) 1 $645,000 $645,000 $0 3.50%
SALINAS, CA (FHA|USDA|VA) 1 $645,000 $645,000 $0 3.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $640,000 $320,000 $0 7.06%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $575,000 $575,000 $0 3.75%
FRESNO, CA (FHA|USDA|VA) 2 $540,000 $270,000 $0 4.00%
Outside of Metro Areas 3 $525,000 $175,000 $0 4.63%
CARSON CITY, NV (FHA|USDA|VA) 1 $515,000 $515,000 $0 5.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $475,000 $475,000 $0 4.00%
SALEM, OR (FHA|USDA|VA) 1 $455,000 $455,000 $0 5.25%
BEND, OR (FHA|USDA|VA) 1 $445,000 $445,000 $11,941 5.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $435,000 $435,000 $0 5.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $400,000 $200,000 $0 4.56%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.00%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $365,000 $365,000 $0 3.75%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.50%
TUCSON, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $0 5.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $315,000 $315,000 $0 5.38%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $305,000 $305,000 $9,852 4.75%
Granbury, TX (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.50%
Clearlake, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.75%
Helena, MT (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.38%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.63%
Westcoast Mortgage Group And Realty Company's top markets include Sacramento, San Jose, San Diego, Las Vegas, and Seattle among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against WESTCOAST MORTGAGE GROUP AND REALTY COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SAFEAMERICA CREDIT UNION
    Similarity Rank: 54
    El Dorado Savings Bank, F.S.B.
    Similarity Rank: 119
    1ST NORTHERN CALIFORNIA
    Similarity Rank: 429
    Sterling Bank and Trust, FSB
    Similarity Rank: 535
    SIMPLIFI MORTGAGE, LLC
    Similarity Rank: 660
    GREATER NEVADA LLC
    Similarity Rank: 795
    SYNERGY HOME MORTGAGE, LLC
    Similarity Rank: 810
    CLARK COUNTY CREDIT UNION
    Similarity Rank: 1015
    SANTA CLARA COUNTY
    Similarity Rank: 1121

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 224 $99,430,000 $443,884 $12,551 4.41%
    FHA 20 $7,720,000 $386,000 $12,769 4.56%
    VA 2 $670,000 $335,000 $0 3.56%

    For 2022, Westcoast Mortgage Group And Realty Company's most frequently originated type of loan was Conventional, with 224 originations. Their 2nd most popular type was FHA, with 20 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 130 $66,880,000 $514,462 $12,638 4.74%
    Cash Out Refi 73 $27,295,000 $373,904 $0 4.25%
    Refi 43 $13,645,000 $317,326 $0 3.74%

    For 2022, Westcoast Mortgage Group And Realty Company's most frequently cited loan purpose was Home Purchase, with 130 originations. The 2nd most popular reason was Cash Out Refi, with 73 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 230 $103,250,000 $448,913 $12,638 4.50%
    20 Year 8 $2,130,000 $266,250 $0 3.22%
    15 Year 6 $1,820,000 $303,333 $0 3.25%
    10 Year 1 $245,000 $245,000 $0 2.63%
    Other 1 $375,000 $375,000 $0 2.88%

    For 2022, Westcoast Mortgage Group And Realty Company's most frequently cited loan duration was 30 Year, with 230 originations. The 2nd most popular length was 20 Year, with 8 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 87 $39,075,000 $449,138
    $5k+ 46 $24,060,000 $523,043
    $1k-2k 35 $12,225,000 $349,286
    $2k-3k 28 $11,420,000 $407,857
    $3k-4k 25 $12,055,000 $482,200
    $4k-5k 23 $8,425,000 $366,304

    Westcoast Mortgage Group And Realty Company's average total fees were $12,638, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 87 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 88 $39,450,000 $448,295
    4-5% 68 $31,530,000 $463,676
    5-6% 50 $19,640,000 $392,800
    2.5-3% 21 $7,795,000 $371,190
    6-7% 14 $7,760,000 $554,286
    7-8% 3 $965,000 $321,667
    <2.5% 1 $395,000 $395,000

    During 2022, Westcoast Mortgage Group And Realty Company's average interest rate for loans was 4.50%, while their most frequently originated rate bucket for loans was 3-4%, with 88 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 109 $33,125,000 $303,899 $9,852 4.25%
    $400k-600k 70 $33,910,000 $484,429 $13,335 4.58%
    $600k-1MM 36 $26,690,000 $741,389 $0 4.50%
    $100k-200k 23 $3,575,000 $155,435 $0 4.67%
    $1MM+ 8 $10,520,000 $1,315,000 $0 4.13%

    2022 saw Westcoast Mortgage Group And Realty Company place emphasis on $200k-400k loans with 109 originations, totaling $33,125,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 73 $31,465,000 $431,027 $12,210 4.48%
    $150k-250k 50 $27,470,000 $549,400 $0 4.61%
    $75k-100k 44 $14,700,000 $334,091 $11,941 4.24%
    $50k-75k 33 $9,825,000 $297,727 $14,621 4.25%
    $250k+ 27 $19,945,000 $738,704 $0 4.68%
    $50k or less 19 $4,415,000 $232,368 $0 3.95%

    Westcoast Mortgage Group And Realty Company lent most frequently to those with incomes in the $100k-150k range, with 73 originations. The second most popular income band? $150k-250k, with 50 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 34 $15,460,000 $454,706 $0 4.40%
    30-36% 30 $13,920,000 $464,000 $0 4.43%
    49% 26 $11,390,000 $438,077 $0 4.55%
    40% 18 $7,970,000 $442,778 $0 4.60%
    44% 17 $7,275,000 $427,941 $0 3.99%
    48% 14 $5,700,000 $407,143 $14,621 4.59%
    45% 14 $5,600,000 $400,000 $11,941 4.63%
    42% 13 $5,775,000 $444,231 $15,861 4.57%
    <20% 11 $2,815,000 $255,909 $0 3.93%
    41% 10 $7,750,000 $775,000 $0 4.21%
    37% 9 $4,565,000 $507,222 $0 4.33%
    39% 9 $4,665,000 $518,333 $10,917 4.14%
    36% 9 $3,595,000 $399,444 $0 4.17%
    43% 8 $3,260,000 $407,500 $0 4.22%
    46% 7 $2,815,000 $402,143 $9,852 5.36%
    47% 6 $2,110,000 $351,667 $0 4.85%
    38% 4 $1,080,000 $270,000 $0 4.53%
    50-60% 4 $1,400,000 $350,000 $0 4.53%

    Westcoast Mortgage Group And Realty Company lent most frequently to those with DTI ratios of 20-30%, with 34 originations. The next most common DTI ratio? 30-36%, with 30 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 151 $65,505,000 $433,808 $11,833 4.38%
    Not provided 53 $22,295,000 $420,660 $0 4.72%
    Asian 27 $13,645,000 $505,370 $0 3.95%
    Black 5 $2,645,000 $529,000 $0 5.47%
    American Indian 4 $1,500,000 $375,000 $0 4.72%
    Other Asian 2 $850,000 $425,000 $0 3.56%
    Filipino 2 $740,000 $370,000 $15,861 4.25%
    Native Hawaiian or Islander 2 $640,000 $320,000 $0 3.38%

    Approval Rates

    Total approvals of all applications
    98.78%

    Westcoast Mortgage Group And Realty Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    50.41%

    Westcoast Mortgage Group And Realty Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    10177.0 1 $335,000 $335,000
    10420.08 1 $285,000 $285,000
    10675.26 1 $355,000 $355,000
    10798.75 1 $415,000 $415,000
    10906.13 1 $325,000 $325,000
    11087.38 1 $475,000 $475,000
    11284.07 1 $885,000 $885,000
    11500.6 1 $485,000 $485,000
    11562.61 1 $585,000 $585,000
    11769.07 1 $515,000 $515,000
    12080.01 1 $915,000 $915,000
    12156.75 1 $255,000 $255,000
    12173.57 1 $335,000 $335,000
    12262.88 1 $645,000 $645,000
    12336.68 1 $1,005,000 $1,005,000
    12386.66 1 $395,000 $395,000
    12620.59 1 $505,000 $505,000
    12708.25 1 $635,000 $635,000
    12960.2 1 $1,045,000 $1,045,000
    13246.72 1 $475,000 $475,000
    13501.7 1 $1,305,000 $1,305,000
    13539.35 1 $345,000 $345,000
    13725.5 1 $705,000 $705,000
    14190.75 1 $425,000 $425,000
    14405.59 1 $605,000 $605,000
    14434.53 1 $465,000 $465,000
    14892.75 1 $1,505,000 $1,505,000
    14927.42 1 $1,205,000 $1,205,000
    15053.54 1 $395,000 $395,000
    15187.61 1 $415,000 $415,000
    15591.42 1 $475,000 $475,000
    16625.74 1 $495,000 $495,000
    1719.2 1 $225,000 $225,000
    17260.35 1 $485,000 $485,000
    17403.04 1 $355,000 $355,000
    17415.0 1 $765,000 $765,000
    17504.95 1 $1,335,000 $1,335,000
    1870.55 1 $195,000 $195,000
    1889.0 1 $245,000 $245,000
    1890.0 1 $115,000 $115,000
    19311.43 1 $765,000 $765,000
    1983.75 1 $235,000 $235,000
    19923.62 1 $595,000 $595,000
    2000.75 1 $395,000 $395,000
    2008.0 1 $555,000 $555,000
    2200.75 1 $225,000 $225,000
    2324.75 1 $435,000 $435,000
    2369.95 1 $135,000 $135,000
    2375.0 1 $245,000 $245,000
    2384.5 1 $225,000 $225,000
    2420.0 1 $175,000 $175,000
    2430.0 1 $125,000 $125,000
    2531.0 1 $255,000 $255,000
    2533.75 2 $650,000 $325,000
    2546.0 1 $415,000 $415,000
    2549.0 1 $245,000 $245,000
    2549.75 1 $435,000 $435,000
    2550.0 1 $295,000 $295,000
    2587.01 1 $205,000 $205,000
    2600.0 1 $335,000 $335,000
    2609.75 1 $465,000 $465,000
    2616.45 1 $325,000 $325,000
    2643.15 1 $405,000 $405,000
    2830.0 1 $515,000 $515,000
    2854.75 1 $175,000 $175,000
    2935.5 1 $425,000 $425,000
    2948.25 1 $105,000 $105,000
    2960.25 1 $275,000 $275,000
    3029.19 1 $375,000 $375,000
    3074.75 1 $285,000 $285,000
    3125.0 1 $485,000 $485,000
    3143.6 1 $295,000 $295,000
    3153.25 1 $325,000 $325,000
    3240.0 1 $355,000 $355,000
    3249.83 1 $135,000 $135,000
    3259.0 1 $455,000 $455,000
    3277.5 1 $365,000 $365,000
    3283.0 1 $285,000 $285,000
    3307.75 1 $285,000 $285,000
    3331.78 1 $175,000 $175,000
    3336.7 1 $645,000 $645,000
    3336.84 1 $375,000 $375,000
    3346.25 1 $245,000 $245,000
    3349.5 1 $245,000 $245,000
    3368.75 1 $315,000 $315,000
    3399.74 1 $455,000 $455,000
    3409.0 1 $745,000 $745,000
    3467.35 1 $215,000 $215,000
    3470.0 1 $585,000 $585,000
    3472.0 1 $375,000 $375,000
    3497.0 1 $305,000 $305,000
    3504.0 1 $425,000 $425,000
    3519.32 1 $365,000 $365,000
    3565.0 1 $465,000 $465,000
    3566.75 1 $495,000 $495,000
    3579.38 1 $265,000 $265,000
    3580.0 1 $685,000 $685,000
    3605.35 1 $565,000 $565,000
    3643.17 1 $145,000 $145,000
    3644.46 1 $565,000 $565,000
    3648.25 1 $365,000 $365,000
    3654.7 1 $315,000 $315,000
    3656.39 1 $265,000 $265,000
    3707.0 1 $525,000 $525,000
    3729.0 1 $975,000 $975,000
    3742.0 1 $135,000 $135,000
    3745.0 2 $1,320,000 $660,000
    3772.95 1 $545,000 $545,000
    3809.09 1 $255,000 $255,000
    3814.95 1 $895,000 $895,000
    3826.0 1 $475,000 $475,000
    3875.72 1 $545,000 $545,000
    3880.25 1 $255,000 $255,000
    3914.26 1 $515,000 $515,000
    3924.0 1 $205,000 $205,000
    3932.0 1 $335,000 $335,000
    3937.33 1 $575,000 $575,000
    3978.75 1 $275,000 $275,000
    3986.48 1 $395,000 $395,000
    3990.1 1 $495,000 $495,000
    3991.07 1 $485,000 $485,000
    3995.0 1 $555,000 $555,000
    4023.57 1 $355,000 $355,000
    4027.99 1 $315,000 $315,000
    4045.96 1 $975,000 $975,000
    4108.9 1 $195,000 $195,000
    4109.7 1 $195,000 $195,000
    4110.53 1 $215,000 $215,000
    4118.32 1 $225,000 $225,000
    4147.75 1 $335,000 $335,000
    4150.04 1 $535,000 $535,000
    4174.0 1 $565,000 $565,000
    4174.12 1 $585,000 $585,000
    4238.53 1 $455,000 $455,000
    4251.53 1 $155,000 $155,000
    4346.3 1 $265,000 $265,000
    4358.82 1 $645,000 $645,000
    4447.19 1 $405,000 $405,000
    4511.25 1 $365,000 $365,000
    4566.75 1 $305,000 $305,000
    4572.1 1 $175,000 $175,000
    4578.0 1 $315,000 $315,000
    4606.25 1 $465,000 $465,000
    4717.5 1 $585,000 $585,000
    4743.08 1 $395,000 $395,000
    4745.46 1 $435,000 $435,000
    4767.38 1 $205,000 $205,000
    4772.15 1 $335,000 $335,000
    4789.74 1 $395,000 $395,000
    4843.69 1 $295,000 $295,000
    4861.0 1 $405,000 $405,000
    4917.13 1 $215,000 $215,000
    4939.6 1 $425,000 $425,000
    4941.75 1 $365,000 $365,000
    5022.5 1 $375,000 $375,000
    5035.1 1 $155,000 $155,000
    5073.73 1 $595,000 $595,000
    5076.0 1 $635,000 $635,000
    5120.2 1 $605,000 $605,000
    5224.81 1 $895,000 $895,000
    5305.72 1 $335,000 $335,000
    5370.9 1 $105,000 $105,000
    5422.95 1 $375,000 $375,000
    5531.0 1 $605,000 $605,000
    5531.16 1 $125,000 $125,000
    5546.2 1 $415,000 $415,000
    5564.0 1 $1,735,000 $1,735,000
    5679.51 1 $125,000 $125,000
    5696.75 1 $325,000 $325,000
    5697.42 1 $235,000 $235,000
    5731.65 1 $515,000 $515,000
    5732.94 1 $175,000 $175,000
    5762.5 1 $225,000 $225,000
    5801.63 1 $385,000 $385,000
    5834.75 1 $785,000 $785,000
    5844.5 1 $425,000 $425,000
    5986.5 1 $345,000 $345,000
    6011.87 1 $345,000 $345,000
    6016.18 1 $435,000 $435,000
    6100.75 1 $545,000 $545,000
    6117.37 1 $685,000 $685,000
    6152.45 1 $385,000 $385,000
    6174.34 1 $925,000 $925,000
    6200.0 1 $295,000 $295,000
    6297.04 1 $255,000 $255,000
    6358.35 1 $225,000 $225,000
    6360.36 1 $275,000 $275,000
    6434.0 1 $235,000 $235,000
    6457.6 1 $645,000 $645,000
    6467.0 1 $285,000 $285,000
    6522.1 1 $645,000 $645,000
    6631.5 1 $875,000 $875,000
    6680.33 1 $635,000 $635,000
    6705.4 1 $645,000 $645,000
    6740.32 1 $735,000 $735,000
    6801.0 1 $1,385,000 $1,385,000
    6810.8 1 $375,000 $375,000
    6932.84 1 $185,000 $185,000
    7014.5 1 $855,000 $855,000
    7051.17 1 $375,000 $375,000
    7080.0 1 $255,000 $255,000
    7092.9 1 $865,000 $865,000
    7111.73 1 $265,000 $265,000
    7217.4 1 $275,000 $275,000
    7346.26 1 $185,000 $185,000
    7467.1 1 $385,000 $385,000
    7544.1 1 $565,000 $565,000
    7564.4 1 $435,000 $435,000
    7593.85 1 $685,000 $685,000
    7619.44 1 $225,000 $225,000
    7715.23 1 $215,000 $215,000
    7734.63 1 $245,000 $245,000
    7745.25 1 $375,000 $375,000
    7888.56 1 $685,000 $685,000
    7926.33 1 $295,000 $295,000
    8105.83 1 $455,000 $455,000
    8416.06 1 $185,000 $185,000
    8568.71 1 $645,000 $645,000
    8669.36 1 $365,000 $365,000
    8696.45 1 $435,000 $435,000
    8721.34 1 $205,000 $205,000
    8799.65 1 $675,000 $675,000
    9066.0 1 $475,000 $475,000
    9141.43 1 $405,000 $405,000
    9193.0 1 $345,000 $345,000
    9308.98 1 $265,000 $265,000
    9399.0 1 $605,000 $605,000
    9441.35 1 $285,000 $285,000
    9457.44 1 $355,000 $355,000
    9519.0 1 $355,000 $355,000
    9549.13 1 $495,000 $495,000
    9605.75 1 $405,000 $405,000
    9731.6 1 $365,000 $365,000
    9820.36 1 $335,000 $335,000
    9919.34 1 $265,000 $265,000
    9951.23 1 $335,000 $335,000
    NA 8 $3,200,000 $400,000

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    246 $107,820,000 $438,293

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 19 $4,895,000 $257,632 $0 3.91%
    40-60% 51 $16,085,000 $315,392 $9,852 4.31%
    60-80% 81 $36,175,000 $446,605 $0 4.34%
    80-100% 92 $50,080,000 $544,348 $13,335 4.66%
    Under 20% 2 $300,000 $150,000 $0 4.13%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    West Coast Servicing, Inc. Conventional home mortgage Trouble during payment process 1 100.0%