Columbia State Bank Mortgage Rates, Fees & Info

Tacoma, WA

LEI: 0S8H5NJFLHEVJXVTQ413

Tax ID: 91-0897063

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Columbia State Bank is a smaller bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Columbia State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Seattle, Portland, Salem, Eugene, and Spokane among others. We have data for 54 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Columbia State Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Columbia State Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 12/16/24
    30 Year Conventional Purchase 6.45% 12/16/24
    30 Year Conventional Refi 6.53% 12/16/24
    30 Year Cash-out Refi 6.51% 12/16/24
    30 Year VA Purchase 6.09% 12/16/24
    30 Year VA Refi 5.75% 12/16/24
    30 Year USDA Purchase 6.27% 12/16/24
    15 Year Conventional Purchase 6.01% 12/16/24
    15 Year Conventional Refi 6.08% 12/16/24
    15 Year Cash-out Refi 6.08% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Columbia State Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Columbia State Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,473

    Origination Dollar Volume (All Markets)

    $430,675,000

    Employee count

    2,129 Show all (7) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 424 $156,790,000 $369,788 $5,102 4.53%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 235 $78,765,000 $335,170 $4,278 4.61%
    SALEM, OR (FHA|USDA|VA) 124 $26,160,000 $210,968 $4,609 4.63%
    Outside of Metro Areas 90 $16,540,000 $183,778 $4,779 4.59%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 51 $15,185,000 $297,745 $4,695 4.56%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 37 $10,835,000 $292,838 $3,496 4.36%
    BEND, OR (FHA|USDA|VA) 32 $9,330,000 $291,563 $5,149 4.45%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 36 $9,230,000 $256,389 $4,406 4.58%
    Newport, OR (FHA|USDA|VA) 49 $8,315,000 $169,694 $4,662 4.46%
    Outside of Metro Areas 36 $7,310,000 $203,056 $4,509 4.47%
    Sandpoint, ID (FHA|USDA|VA) 31 $6,995,000 $225,645 $4,621 4.40%
    Astoria, OR (FHA|USDA|VA) 21 $6,635,000 $315,952 $4,028 4.71%
    Pullman, WA (FHA|USDA|VA) 21 $6,445,000 $306,905 $3,013 4.63%
    LONGVIEW, WA (FHA|USDA|VA) 13 $5,895,000 $453,462 $3,307 4.45%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 18 $5,410,000 $300,556 $4,309 4.07%
    BOISE CITY, ID (FHA|USDA|VA) 20 $5,210,000 $260,500 $6,018 4.62%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 19 $4,595,000 $241,842 $3,567 4.34%
    Centralia, WA (FHA|USDA|VA) 21 $4,025,000 $191,667 $4,566 4.78%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 22 $3,910,000 $177,727 $3,578 4.40%
    BELLINGHAM, WA (FHA|USDA|VA) 13 $3,625,000 $278,846 $5,888 3.82%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 21 $3,525,000 $167,857 $4,231 4.47%
    Hood River, OR (FHA|USDA|VA) 14 $3,330,000 $237,857 $3,889 4.59%
    CORVALLIS, OR (FHA|USDA|VA) 5 $3,185,000 $637,000 $3,909 4.05%
    LEWISTON, ID-WA (FHA|USDA|VA) 13 $3,105,000 $238,846 $3,822 4.22%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $2,995,000 $599,000 $8,388 4.55%
    Oak Harbor, WA (FHA|USDA|VA) 8 $2,740,000 $342,500 $5,307 3.81%
    Ontario, OR-ID (FHA|USDA|VA) 16 $2,510,000 $156,875 $4,813 4.50%
    The Dalles, OR (FHA|USDA|VA) 13 $2,245,000 $172,692 $3,796 4.87%
    YAKIMA, WA (FHA|USDA|VA) 6 $1,930,000 $321,667 $0 5.34%
    Ellensburg, WA (FHA|USDA|VA) 2 $1,360,000 $680,000 $4,777 4.00%
    Othello, WA (FHA|USDA|VA) 9 $1,295,000 $143,889 $3,733 4.49%
    WENATCHEE, WA (FHA|USDA|VA) 6 $1,240,000 $206,667 $2,809 4.19%
    Prineville, OR (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,070 4.35%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $945,000 $189,000 $4,823 4.53%
    SALT LAKE CITY, UT (FHA|USDA|VA) 2 $730,000 $365,000 $3,133 3.75%
    GRANTS PASS, OR (FHA|USDA|VA) 2 $730,000 $365,000 $0 4.83%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $620,000 $310,000 $4,547 4.06%
    Shelton, WA (FHA|USDA|VA) 3 $585,000 $195,000 $3,318 4.58%
    WALLA WALLA, WA (FHA|USDA|VA) 4 $580,000 $145,000 $3,341 4.63%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $485,000 $485,000 $11,482 3.63%
    Moses Lake, WA (FHA|USDA|VA) 2 $480,000 $240,000 $3,159 3.75%
    Rexburg, ID (FHA|USDA|VA) 1 $455,000 $455,000 $0 4.75%
    STOCKTON, CA (FHA|USDA|VA) 1 $415,000 $415,000 $2,624 3.63%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $405,000 $405,000 $2,961 3.88%
    Hailey, ID (FHA|USDA|VA) 1 $325,000 $325,000 $4,707 3.88%
    Klamath Falls, OR (FHA|USDA|VA) 2 $310,000 $155,000 $3,488 4.00%
    Moscow, ID (FHA|USDA|VA) 2 $300,000 $150,000 $3,522 5.25%
    Mountain Home, ID (FHA|USDA|VA) 1 $275,000 $275,000 $4,134 4.75%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $275,000 $275,000 $4,114 4.25%
    MEDFORD, OR (FHA|USDA|VA) 1 $265,000 $265,000 $3,992 3.88%
    MISSOULA, MT (FHA|USDA|VA) 1 $245,000 $245,000 $3,879 3.88%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $205,000 $205,000 $2,776 5.50%
    TWIN FALLS, ID (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.13%
    REDDING, CA (FHA|USDA|VA) 1 $105,000 $105,000 $3,330 4.88%
    Columbia State Bank's top markets include Seattle, Portland, Salem, Eugene, and Spokane among others.

    Their top states include:
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Columbia State Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    INDUSTRIAL CU OF WHATCOM COUNTY
    Similarity Rank: 9
    PIONEER
    Similarity Rank: 168
    FIRST MORTGAGE COMPANY, INC.
    Similarity Rank: 182
    SELCO COMMUNITY
    Similarity Rank: 340
    Potlatch No. 1 Financial Credit Union
    Similarity Rank: 363
    Citizens Bank
    Similarity Rank: 390
    KITSAP Credit Union
    Similarity Rank: 418
    MARION AND POLK SCHOOLS CREDIT UNION
    Similarity Rank: 420
    CONNECTIONS
    Similarity Rank: 420
    INROADS
    Similarity Rank: 549

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 758 $281,310,000 $371,121 $4,278 4.24%
    HELOC 660 $130,760,000 $198,121 n/a 4.95%
    VA 55 $18,605,000 $338,273 $8,622 3.45%

    For 2019, Columbia State Bank's most frequently originated type of loan was Conventional, with 758 originations. Their 2nd most popular type was HELOC, with 660 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 372 $141,850,000 $381,317 $3,824 4.54%
    Home Improvement 320 $52,360,000 $163,625 $3,274 4.94%
    Home Purchase 316 $115,800,000 $366,456 $5,111 4.31%
    Cash Out Refi 292 $88,820,000 $304,178 $4,691 4.14%
    Other 173 $31,845,000 $184,075 $4,123 4.79%

    For 2019, Columbia State Bank's most frequently cited loan purpose was Refi, with 372 originations. The 2nd most popular reason was Home Improvement, with 320 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 664 $132,600,000 $199,699 $0 4.93%
    30 Year 578 $189,650,000 $328,114 $4,767 4.09%
    15 Year 91 $21,115,000 $232,033 $3,576 3.77%
    10 Year 73 $59,525,000 $815,411 $4 5.01%
    20 Year 50 $13,020,000 $260,400 $3,688 4.80%
    5 Year 7 $6,715,000 $959,286 $353 4.86%
    30+ year 6 $2,450,000 $408,333 $11,037 4.42%
    3 Year 4 $5,600,000 $1,400,000 $0 5.58%

    For 2019, Columbia State Bank's most frequently cited loan duration was Other, with 664 originations. The 2nd most popular length was 30 Year, with 578 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 537 $148,445,000 $276,434
    $2k-3k 77 $23,185,000 $301,104
    $3k-4k 30 $13,080,000 $436,000
    $5k+ 27 $14,405,000 $533,519
    $<1k 19 $14,745,000 $776,053
    $4k-5k 10 $3,410,000 $341,000

    Columbia State Bank's average total fees were $4,767, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 537 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 835 $215,215,000 $257,743
    3-4% 438 $156,740,000 $357,854
    5-6% 157 $47,655,000 $303,535
    6-7% 27 $6,305,000 $233,519
    2.5-3% 8 $2,370,000 $296,250
    7-8% 8 $2,390,000 $298,750

    During 2019, Columbia State Bank's average interest rate for loans was 4.09%, while their most frequently originated rate bucket for loans was 4-5%, with 835 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 534 $149,130,000 $279,270 $4,421 4.31%
    $100k-200k 333 $48,815,000 $146,592 $3,592 4.60%
    $100,000 or less 321 $17,215,000 $53,629 $2,877 4.88%
    $400k-600k 179 $85,255,000 $476,285 $6,495 4.43%
    $600k-1MM 63 $49,055,000 $778,651 $5,971 4.40%
    $1MM+ 43 $81,205,000 $1,888,488 $9,422 4.61%

    2019 saw Columbia State Bank place emphasis on $200k-400k loans with 534 originations, totaling $149,130,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 296 $72,620,000 $245,338 $4,700 4.40%
    $150k-250k 246 $67,770,000 $275,488 $5,038 4.65%
    $50k-75k 237 $39,825,000 $168,038 $4,372 4.36%
    $250k+ 222 $108,030,000 $486,622 $5,281 4.60%
    $75k-100k 204 $43,460,000 $213,039 $4,547 4.39%
    $50k or less 144 $17,700,000 $122,917 $3,740 4.42%

    Columbia State Bank lent most frequently to those with incomes in the $100k-150k range, with 296 originations. The second most popular income band? $150k-250k, with 246 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 289 $73,595,000 $254,654 $4,875 4.43%
    30-36% 247 $56,965,000 $230,628 $4,324 4.45%
    <20% 201 $46,165,000 $229,677 $3,877 4.53%
    39% 87 $14,745,000 $169,483 $4,552 4.66%
    44% 78 $19,220,000 $246,410 $5,544 4.70%
    36% 53 $11,395,000 $215,000 $4,365 4.46%
    38% 45 $11,325,000 $251,667 $4,427 4.26%
    41% 42 $12,780,000 $304,286 $5,316 4.44%
    43% 41 $10,745,000 $262,073 $4,647 4.42%
    40% 39 $11,085,000 $284,231 $4,572 4.27%
    49% 38 $13,230,000 $348,158 $3,788 4.47%
    37% 36 $6,060,000 $168,333 $4,459 4.56%
    45% 32 $10,460,000 $326,875 $4,062 4.32%
    48% 32 $10,490,000 $327,813 $5,551 4.10%
    42% 24 $8,440,000 $351,667 $4,562 4.49%
    46% 23 $7,025,000 $305,435 $5,294 4.18%
    47% 22 $7,810,000 $355,000 $5,095 4.18%
    50-60% 15 $4,495,000 $299,667 $6,743 4.06%
    >60% 4 $1,430,000 $357,500 $0 4.81%

    Columbia State Bank lent most frequently to those with DTI ratios of 20-30%, with 289 originations. The next most common DTI ratio? 30-36%, with 247 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,092 $261,210,000 $239,203 $4,608 4.54%
    Not provided 233 $77,425,000 $332,296 $4,658 4.17%
    Not applicable 91 $74,335,000 $816,868 $0 5.27%
    Asian 32 $11,910,000 $372,188 $3,862 4.79%
    Black 13 $2,935,000 $225,769 $4,033 4.24%
    Native Hawaiian or Islander 4 $1,260,000 $315,000 $6,242 4.31%
    American Indian 6 $1,110,000 $185,000 $6,283 4.13%
    Asian Indian 1 $255,000 $255,000 $0 5.00%
    Filipino 1 $235,000 $235,000 $3,559 4.00%

    Approval Rates

    Total approvals of all applications
    68.41%

    Columbia State Bank has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    85.68%

    Columbia State Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,473 $430,675,000 $292,379

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $1,005,000 $1,005,000
    Multifamily:Site-Built 33 $40,655,000 $1,231,970
    Single Family (1-4 Units):Manufactured 6 $2,730,000 $455,000
    Single Family (1-4 Units):Site-Built 1,433 $386,285,000 $269,564

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 296 $65,850,000 $222,466 $3,644 4.74%
    40-60% 274 $99,350,000 $362,591 $4,181 4.33%
    60-80% 417 $154,665,000 $370,899 $4,586 4.47%
    80-100% 220 $72,760,000 $330,727 $5,555 4.17%
    Over 100% 11 $16,865,000 $1,533,182 $0 5.15%
    Under 20% 255 $21,185,000 $83,078 $2,676 4.87%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    COLUMBIA BANKING SYSTEM, INC. Conventional home mortgage Trouble during payment process 2 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Columbia State Bank 10 N. 5th Avenue Yakima, WA 98902 Full Service B&M $41,713
    Columbia State Bank 1000 Southwest Broadway, Suite 100 Portland, OR 97205 Full Service B&M $215,890
    Columbia State Bank 101 E. 6th Street Ste 100 Vancouver, WA 98660 Full Service B&M $213,565
    Columbia State Bank 101 S. Portage Ave Mattawa, WA 99349 Full Service B&M $29,555
    Columbia State Bank 10100 Silverdale Way Nw Silverdale, WA 98383 Full Service B&M $49,990
    Columbia State Bank 1011 Harlow Road Ste 101 Springfield, OR 97477 Full Service B&M $146,688
    Columbia State Bank 10321 Canyon Road East Puyallup, WA 98373 Full Service B&M $80,364
    Columbia State Bank 1033 S Hwy 395 Hermiston, OR 97838 Full Service B&M $62,954
    Columbia State Bank 10350 Ne 10th St, Bellevue, WA 98004 Full Service B&M $107,005
    Columbia State Bank 10355 Nw Glencoe Road, Suite 100 North Plains, OR 97133 Full Service B&M $59,581
    Columbia State Bank 1060 Wallace Road, N.W. Salem, OR 97304 Full Service B&M $43,358
    Columbia State Bank 107 Sunset Boulevard Ste A Cannon Beach, OR 97110 Full Service B&M $18,003
    Columbia State Bank 1100 North Harrison Avenue Centralia, WA 98531 Full Service B&M $29,574
    Columbia State Bank 1100 Olive Way, Suite 102 Seattle, WA 98101 Full Service B&M $173,989
    Columbia State Bank 111 West 7th Avenue Eugene, OR 97401 Full Service B&M $259,533
    Columbia State Bank 111 West Seventh Ave Eugene, OR 97401 Limited, Administrative $0
    Columbia State Bank 1110 112th Avenue Ne, Suite 200 Bellevue, WA 98004 Full Service B&M $432,646
    Columbia State Bank 11102 Evergreen Way Everett, WA 98204 Full Service B&M $19,010
    Columbia State Bank 1122 Duane Street Astoria, OR 97103 Full Service B&M $84,415
    Columbia State Bank 113 Main Avenue West Twin Falls, ID 83301 Full Service B&M $19,247
    Columbia State Bank 401 East Third Street Suite 200 The Dalles, OR 97058 Limited, Administrative $0
    Columbia State Bank 1133 N. Evergreen Road Woodburn, OR 97071 Full Service B&M $64,837
    Columbia State Bank 1133 Nw Wall Street Bend, OR 97701 Full Service B&M $50,469
    Columbia State Bank 11675 Southwest Pacific Highway Tigard, OR 97223 Full Service B&M $19,768
    Columbia State Bank 1207 Nw Glisan Portland, OR 97209 Full Service B&M $37,145
    Columbia State Bank 1225 Washington Way Longview, WA 98632 Full Service B&M $77,315
    Columbia State Bank 12255 Southwest First Beaverton, OR 97005 Full Service B&M $100,328
    Columbia State Bank 1250 Meridian Street East Milton, WA 98354 Full Service B&M $90,653
    Columbia State Bank 12812 N Addison Spokane, WA 99218 Full Service B&M $16,033
    Columbia State Bank 1301 A Street Tacoma, WA 98402 Full Service B&M $704,380
    Columbia State Bank 13305 Ne Highway 99, Suite 6 Vancouver, WA 98686 Full Service B&M $29,167
    Columbia State Bank 139 Gage Boulevard Richland, WA 99352 Full Service B&M $29,937
    Columbia State Bank 1450 High Street Eugene, OR 97401 Full Service B&M $93,910
    Columbia State Bank 1455 Se First Avenue Canby, OR 97013 Full Service B&M $113,212
    Columbia State Bank 150 West Ellendale Avenue Dallas, OR 97338 Full Service B&M $36,713
    Columbia State Bank 1501 54th Ave East Fife, WA 98424 Full Service B&M $43,028
    Columbia State Bank 1502 Sw Odem Medo Road Redmond, OR 97756 Full Service B&M $45,325
    Columbia State Bank 15104 Main St E Sumner, WA 98390 Full Service B&M $36,934
    Columbia State Bank 15340 Sw Royalty Parkway King City, OR 97224 Full Service B&M $20,351
    Columbia State Bank 15820 Se Happy Valley Town Center Dr Happy Valley, OR 97086 Full Service B&M $28,131
    Columbia State Bank 160 E. Charles St Mount Angel, OR 97362 Full Service B&M $23,264
    Columbia State Bank 16200 Redmond Way Redmond, WA 98052 Full Service B&M $64,836
    Columbia State Bank 167 Lincoln Avenue Snohomish, WA 98290 Full Service B&M $39,783
    Columbia State Bank 1701 Northeast Third Street Bend, OR 97701 Full Service B&M $21,613
    Columbia State Bank 17208 Meridian E Puyallup, WA 98375 Full Service B&M $65,603
    Columbia State Bank 175 N. 16th Street Payette, ID 83661 Full Service B&M $44,777
    Columbia State Bank 17502 Pacific Avenue Spanaway, WA 98387 Full Service B&M $83,585
    Columbia State Bank 1755 Mount Hood Avenue Suite 120 Woodburn, OR 97071 Full Service B&M $59,033
    Columbia State Bank 1800 Wilco Rd Stayton, OR 97383 Full Service B&M $95,047
    Columbia State Bank 1806 3rd Street Tillamook, OR 97141 Full Service B&M $13,715
    Columbia State Bank 1810 Everett Ave Everett, WA 98201 Full Service B&M $40,107
    Columbia State Bank 19500 Highway 2 Monroe, WA 98272 Full Service B&M $30,276
    Columbia State Bank 19550 Molalla Avenue, Suite 139 Oregon City, OR 97045 Full Service B&M $24,180
    Columbia State Bank 1959 S Union Ave Tacoma, WA 98405 Full Service B&M $141,830
    Columbia State Bank 19925 State Route 410 E Bonney Lake, WA 98391 Full Service B&M $38,201
    Columbia State Bank 200 East Main Street Monmouth, OR 97361 Full Service B&M $34,430
    Columbia State Bank 200 W Neider Ave Coeur D Alene, ID 83815 Limited, Trust Office $0
    Columbia State Bank 200 W. Neider Avenue Coeur D Alene, ID 83814 Full Service B&M $33,561
    Columbia State Bank 201 S. Main Street Colfax, WA 99111 Full Service B&M $55,636
    Columbia State Bank 201 South 84th Street Tacoma, WA 98444 Full Service B&M $43,599
    Columbia State Bank 201 West Main Avenue Ritzville, WA 99169 Full Service B&M $30,538
    Columbia State Bank 20148 10th Avenue Ne, Suite B Poulsbo, WA 98370 Full Service Retail $32,099
    Columbia State Bank 202 West Main Street Goldendale, WA 98620 Full Service B&M $46,731
    Columbia State Bank 2041 Auburn Way North Auburn, WA 98002 Full Service B&M $72,256
    Columbia State Bank 208 High School Road Ne Bainbridge Island, WA 98110 Full Service B&M $22,177
    Columbia State Bank 2101 Sw Court Place Pendleton, OR 97801 Full Service B&M $45,119
    Columbia State Bank 211 East Holly Street Bellingham, WA 98225 Full Service B&M $53,656
    Columbia State Bank 2200 North 30th Street Tacoma, WA 98403 Full Service B&M $77,131
    Columbia State Bank 2212 Nw 56th St, Suite 102 Seattle, WA 98107 Full Service B&M $5,232
    Columbia State Bank 228 Bravo Terrace Port Orchard, WA 98367 Full Service B&M $28,395
    Columbia State Bank 2307 Olympic Highway North Shelton, WA 98584 Full Service B&M $54,329
    Columbia State Bank 233 Bridge Street Clarkston, WA 99403 Full Service B&M $23,777
    Columbia State Bank 23924 225th Way Se Maple Valley, WA 98038 Full Service B&M $32,343
    Columbia State Bank 2400 West 11th Avenue Eugene, OR 97402 Full Service B&M $48,834
    Columbia State Bank 2401 Mildred St. West Fircrest, WA 98466 Full Service B&M $191,552
    Columbia State Bank 24341 N Hwy 101 Hoodsport, WA 98548 Full Service B&M $23,426
    Columbia State Bank 249 Winslow Way East Bainbridge Island, WA 98110 Full Service B&M $103,830
    Columbia State Bank 25 Division Avenue Eugene, OR 97404 Full Service B&M $28,356
    Columbia State Bank 255 Coburg Road Eugene, OR 97401 Full Service B&M $37,877
    Columbia State Bank 2650 Cascade Avenue Hood River, OR 97031 Full Service B&M $120,478
    Columbia State Bank 26563 Lindvog Road Ne Kingston, WA 98346 Full Service B&M $22,644
    Columbia State Bank 2690 E. Lincoln Avenue Sunnyside, WA 98944 Full Service B&M $41,744
    Columbia State Bank 2755 Pence Loop Se Salem, OR 97302 Limited, Administrative $0
    Columbia State Bank 2820 Harrison Ave Nw Olympia, WA 98502 Full Service B&M $181,869
    Columbia State Bank 285 West Sixth Street Junction, OR 97448 Full Service B&M $21,486
    Columbia State Bank 290 Nw Chehalis Avenue Chehalis, WA 98532 Full Service B&M $114,941
    Columbia State Bank 29290 Highway 410 Buckley, WA 98321 Full Service B&M $45,011
    Columbia State Bank 29702 Southwest Town Center Loop West Wilsonville, OR 97070 Full Service B&M $53,289
    Columbia State Bank 300 Kootenai Cut Off Road Ponderay, ID 83852 Full Service B&M $29,582
    Columbia State Bank 3006 Judson Street, Suite 101 Gig Harbor, WA 98335 Full Service B&M $52,503
    Columbia State Bank 301 Avenue A Seaside, OR 97138 Full Service B&M $27,297
    Columbia State Bank 302 W. Cameron Avenue Kellogg, ID 83837 Full Service B&M $16,801
    Columbia State Bank 303 Union Avenue Southeast Olympia, WA 98501 Full Service B&M $27,720
    Columbia State Bank 305 108th Avenue Ne, Suite 100 Bellevue, WA 98004 Limited, Administrative $0
    Columbia State Bank 310 Southeast Washington Street Hillsboro, OR 97123 Full Service B&M $69,955
    Columbia State Bank 31329 Third Avenue Black Diamond, WA 98010 Full Service B&M $33,441
    Columbia State Bank 315 East Main Street Silverton, OR 97381 Full Service B&M $78,891
    Columbia State Bank 316 East Third Street The Dalles, OR 97058 Full Service B&M $97,255
    Columbia State Bank 3235 E Mullan Ave Post Falls, ID 83854 Full Service B&M $19,399
    Columbia State Bank 3305 Commercial Street Se Salem, OR 97302 Full Service B&M $85,927
    Columbia State Bank 333 Sw 7th St Renton, WA 98057 Full Service B&M $48,344
    Columbia State Bank 33515 9th Avenue S. Federal Way, WA 98003 Full Service B&M $49,235
    Columbia State Bank 3500 Portland Rd Newberg, OR 97132 Full Service B&M $75,182
    Columbia State Bank 390 Ne Tohomish St White Salmon, WA 98672 Full Service B&M $48,154
    Columbia State Bank 401 East Main Street Molalla, OR 97038 Full Service B&M $55,387
    Columbia State Bank 404 North West Avenue Arlington, WA 98223 Full Service B&M $15,942
    Columbia State Bank 4101 'a' Street Se Auburn, WA 98002 Full Service B&M $54,766
    Columbia State Bank 4110 Pacific Avenue Forest Grove, OR 97116 Full Service B&M $51,385
    Columbia State Bank 414 Church Street Sandpoint, ID 83864 Full Service B&M $136,103
    Columbia State Bank 4157 North Highway 101, Suite 135 Lincoln City, OR 97367 Full Service B&M $33,992
    Columbia State Bank 4220 S. Meridian Puyallup, WA 98373 Full Service B&M $156,147
    Columbia State Bank 425 Northwest Hemlock Waldport, OR 97394 Full Service B&M $38,200
    Columbia State Bank 4260 River Road, North Keizer, OR 97303 Full Service B&M $53,769
    Columbia State Bank 440 E. Main Street Weiser, ID 83672 Full Service B&M $49,113
    Columbia State Bank 45872 Main Street / Po Box 426 Concrete, WA 98237 Full Service B&M $14,486
    Columbia State Bank 4725 Road 68 Pasco, WA 99301 Full Service B&M $32,015
    Columbia State Bank 473 Nw Burnside Rd Gresham, OR 97030 Full Service B&M $32,952
    Columbia State Bank 4805 Sw 77th Avenue Portland, OR 97225 Full Service B&M $21,200
    Columbia State Bank 500 Cherry Heights Road The Dalles, OR 97058 Full Service B&M $20,834
    Columbia State Bank 500 W Main Street Walla Walla, WA 99362 Full Service B&M $19,300
    Columbia State Bank 5000 Meadows Road Lake Oswego, OR 97035 Full Service B&M $106,489
    Columbia State Bank 501 Roosevelt Avenue East Enumclaw, WA 98022 Full Service B&M $88,691
    Columbia State Bank 504 West Meeker Street Kent, WA 98032 Full Service B&M $64,905
    Columbia State Bank 505 W Riverside Ave, Ste 100 Spokane, WA 99201 Full Service B&M $43,003
    Columbia State Bank 506 S 10th Avenue Caldwell, ID 83605 Full Service B&M $43,520
    Columbia State Bank 506 Southwest Coast Highway Newport, OR 97365 Full Service B&M $90,390
    Columbia State Bank 5083 Ne 122nd Ave Portland, OR 97230 Full Service B&M $53,390
    Columbia State Bank 510 Lancaster Drive, N.E. Salem, OR 97301 Full Service B&M $76,790
    Columbia State Bank 521 12th Avenue, South Nampa, ID 83651 Full Service B&M $40,984
    Columbia State Bank 5303 Point Fosdick Drive, N.W. Gig Harbor, WA 98335 Full Service B&M $155,055
    Columbia State Bank 541 Northwest Highway 101 Depoe Bay, OR 97341 Full Service B&M $29,598
    Columbia State Bank 550 Center Street, N.E. Salem, OR 97301 Full Service B&M $143,107
    Columbia State Bank 5727 N 21st Street Tacoma, WA 98406 Full Service B&M $95,026
    Columbia State Bank 601 North 1st Street Tacoma, WA 98403 Full Service B&M $41,288
    Columbia State Bank 605 East Main Street Othello, WA 99344 Full Service B&M $44,948
    Columbia State Bank 6202 Mount Tacoma Drive Sw Lakewood, WA 98499 Full Service B&M $152,802
    Columbia State Bank 624 Southwest Fourth Street Madras, OR 97741 Full Service B&M $64,340
    Columbia State Bank 630 Se Marlin Avenue Warrenton, OR 97146 Full Service B&M $27,670
    Columbia State Bank 6552 Highway 2 Priest River, ID 83856 Full Service B&M $29,177
    Columbia State Bank 665 Woodland Square Loop, Southeast Lacey, WA 98503 Full Service B&M $106,232
    Columbia State Bank 6750 Main Bonners Ferry, ID 83805 Full Service B&M $46,419
    Columbia State Bank 6878 West Hwy 53 Rathdrum, ID 83858 Full Service B&M $26,752
    Columbia State Bank 7111 Sw Nyberg St Tualatin, OR 97062 Full Service B&M $80,561
    Columbia State Bank 715 Laneda Avenue Manzanita, OR 97130 Full Service B&M $27,270
    Columbia State Bank 717 Ne Grand Ave Portland, OR 97232 Full Service B&M $90,420
    Columbia State Bank 721 Second Avenue Seattle, WA 98104 Full Service B&M $272,232
    Columbia State Bank 723 Haggen Drive, P.O. Box 805 Burlington, WA 98233 Full Service B&M $18,034
    Columbia State Bank 723 Ne Baker Mcminnville, OR 97128 Full Service B&M $84,074
    Columbia State Bank 746 Main Street Gooding, ID 83330 Full Service B&M $18,510
    Columbia State Bank 7500 Ne 117th Ave Vancouver, WA 98662 Full Service B&M $26,545
    Columbia State Bank 782 Goerig Street Woodland, WA 98674 Full Service B&M $61,161
    Columbia State Bank 795 Southeast Bishop Boulevard Pullman, WA 99163 Full Service B&M $32,780
    Columbia State Bank 8805 Sw Tualatin-Sherwood Rd Tualatin, OR 97062 Full Service B&M $49,220
    Columbia State Bank 9000 Southeast 82nd Avenue Happy Valley, OR 97086 Full Service B&M $52,810
    Columbia State Bank 98 South Oregon Street Ontario, OR 97914 Full Service B&M $61,391

    For 2019, Columbia State Bank had 155 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $535,693
    Net interest income $500,945
    Total noninterest income $89,690
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $27,034
    Trading account gains and fees $0
    Additional Noninterest Income $62,656
    Pre-tax net operating income $243,667
    Securities gains (or losses, -) $2,158
    Income before extraordinary items $197,779
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $197,779
    Minority interest net income $0
    Net income $197,779
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $196,052

    Columbia State Bank's gross interest income from loans was $535,693,000.
    Columbia State Bank's net interest income from loans was $500,945,000.
    Columbia State Bank's fee based income from loans was $27,034,000.
    Columbia State Bank's net income from loans was $197,779,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $34,748
    Provision for credit losses $3,493
    Total noninterest expense $343,475
    Salaries and employee benefits $208,686
    Premises and equipment expense $33,833
    Additional noninterest expense $100,956
    Applicable income taxes $48,046
    Net charge-offs $2,894
    Cash dividends $168,000

    Columbia State Bank's interest expense for loans was $34,748,000.
    Columbia State Bank's payroll and benefits expense were $208,686,000.
    Columbia State Bank's property, plant and equipment expenses $33,833,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $10,720,986
    Deposits held in domestic offices $10,720,986
    Deposits by Individuals, partnerships, and corporations $10,080,921
    Deposits by U.S. Government $17
    Deposits by States and political subdivisions in the U.S. $640,048
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,234,489
    Demand deposits $1,232,929
    Nontransaction accounts $9,486,497
    Money market deposit accounts (MMDAs) $8,203,172
    Other savings deposits (excluding MMDAs) $883,256
    Total time deposits $400,069
    Total time and savings deposits $9,488,057
    Noninterest-bearing deposits $5,340,778
    Interest-bearing deposits $5,380,208
    Retail deposits $10,556,733
    IRAs and Keogh plan accounts $56,609
    Brokered deposits $12,259
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $14,071,995
    Cash & Balances due from depository institutions $250,729
    Interest-bearing balances $24,132
    Total securities $3,742,544
    Federal funds sold & reverse repurchase $0
    Net loans and leases $8,677,215
    Loan and leases loss allowance $83,968
    Trading account assets $0
    Bank premises and fixed assets $220,042
    Other real estate owned $552
    Goodwill and other intangibles $796,588
    All other assets $384,325

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $14,071,995
    Total Liabilities $11,915,956
    Total deposits $10,720,986
    Interest-bearing deposits $5,380,208
    Deposits held in domestic offices $10,720,986
    % insured (estimated) $58
    Federal funds purchased and repurchase agreements $64,437
    Trading liabilities $0
    Other borrowed funds $1,016,499
    Subordinated debt $0
    All other liabilities $114,034

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $8,677,215
    Loan and leases loss allowance $83,968
    Total loans and leases (domestic) $8,761,183
    All real estate loans $5,264,031
    Real estate loans in domestic offices $5,264,031
    Construction and development loans $361,177
    Residential 1-4 family construction $132,822
    Other construction, all land development and other land $228,355
    Loans secured by nonfarm nonresidential properties $3,533,782
    Nonfarm nonresidential secured by owner-occupied properties $1,897,702
    Commercial real estate & other non-farm, non-residential $1,636,080
    Multifamily residential real estate $411,741
    1-4 family residential loans $655,039
    Farmland loans $302,292
    Loans held in foreign offices $0
    Farm loans $463,358
    Commercial and industrial loans $2,147,681
    To non-U.S. addressees $26,163
    Loans to individuals $43,773
    Credit card loans $11
    Related Plans $23,848
    Consumer Auto Loans $4,086
    Other loans to individuals $15,828
    All other loans & leases $842,340
    Loans to foreign governments and official institutions $0
    Other loans $353,798
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $99,565
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $8,403
    Non 1-4 family restructured loans & leases $6,330
    Total loans and leases (foreign) $0

    Columbia State Bank had $8,677,215,000 of loans outstanding in 2019. $5,264,031,000 of loans were in real estate loans. $361,177,000 of loans were in development loans. $411,741,000 of loans were in multifamily mortgage loans. $655,039,000 of loans were in 1-4 family mortgage loans. $463,358,000 of loans were in farm loans. $11,000 of loans were in credit card loans. $4,086,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,431 $837,599 $344,549
    Nonfarm, nonresidential loans - <$100k 103 $4,683 $45,466
    Nonfarm, nonresidential loans - $100-250k 562 $71,721 $127,617
    Nonfarm, nonresidential loans - $250k-1MM 1,766 $761,195 $431,028
    Commercial & Industrial, US addressed loans - <$1MM 5,445 $689,177 $126,571
    Commercial & Industrial, US addressed loans - <$100k 2,595 $43,290 $16,682
    Commercial & Industrial, US addressed loans - $100-250k 932 $73,874 $79,264
    Commercial & Industrial, US addressed loans - $250k-1MM 1,918 $572,013 $298,234
    Farmland loans - <$1MM 251 $47,774 $190,335
    Farmland loans - <$100k 24 $889 $37,042
    Farmland loans - $100-250k 92 $11,540 $125,435
    Farmland loans - $250k-1MM 135 $35,345 $261,815
    Agriculture operations loans - <$1MM 614 $64,084 $104,371
    Agriculture operations loans - <$100k 223 $6,321 $28,345
    Agriculture operations loans - $100-250k 185 $15,889 $85,886
    Agriculture operations loans - $250k-1MM 206 $41,874 $203,272