Columbia State Bank Mortgage Rates, Fees & Info

Tacoma, WA

LEI: 0S8H5NJFLHEVJXVTQ413

Tax ID: 91-0897063

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Columbia State Bank is a smaller bank specializing in Refi and Cash Out Refi loans. Columbia State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Seattle, Portland, Salem, Eugene, and Bremerton among others. We have data for 71 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Columbia State Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Columbia State Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 12/16/24
    30 Year Conventional Purchase 6.45% 12/16/24
    30 Year Conventional Refi 6.53% 12/16/24
    30 Year Cash-out Refi 6.51% 12/16/24
    30 Year VA Purchase 6.09% 12/16/24
    30 Year VA Refi 5.75% 12/16/24
    30 Year USDA Purchase 6.27% 12/16/24
    15 Year Conventional Purchase 6.01% 12/16/24
    15 Year Conventional Refi 6.08% 12/16/24
    15 Year Cash-out Refi 6.08% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Columbia State Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Columbia State Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,366

    Origination Dollar Volume (All Markets)

    $791,900,000

    Employee count

    2,062 Show all (22) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 757 $309,125,000 $408,355 $3,946 3.07%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 307 $103,595,000 $337,443 $3,980 3.09%
    SALEM, OR (FHA|USDA|VA) 152 $36,710,000 $241,513 $3,896 3.15%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 109 $31,895,000 $292,615 $4,129 3.19%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 99 $28,635,000 $289,242 $3,840 3.05%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 78 $23,800,000 $305,128 $3,002 3.15%
    Outside of Metro Areas 104 $22,010,000 $211,635 $4,438 3.16%
    Newport, OR (FHA|USDA|VA) 68 $20,670,000 $303,971 $4,514 3.26%
    BEND, OR (FHA|USDA|VA) 45 $19,945,000 $443,222 $5,340 3.01%
    Outside of Metro Areas 61 $13,575,000 $222,541 $4,101 2.94%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 42 $13,040,000 $310,476 $4,296 2.97%
    Sandpoint, ID (FHA|USDA|VA) 56 $12,310,000 $219,821 $4,716 3.08%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 17 $11,125,000 $654,412 $4,077 3.29%
    Astoria, OR (FHA|USDA|VA) 29 $10,775,000 $371,552 $4,410 3.21%
    BOISE CITY, ID (FHA|USDA|VA) 33 $9,995,000 $302,879 $4,479 3.22%
    BELLINGHAM, WA (FHA|USDA|VA) 28 $8,860,000 $316,429 $3,091 2.98%
    LEWISTON, ID-WA (FHA|USDA|VA) 37 $7,535,000 $203,649 $3,860 2.98%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 23 $7,215,000 $313,696 $4,280 3.31%
    Pullman, WA (FHA|USDA|VA) 18 $6,660,000 $370,000 $3,549 3.26%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 25 $6,525,000 $261,000 $3,795 3.23%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 26 $6,330,000 $243,462 $3,072 3.00%
    The Dalles, OR (FHA|USDA|VA) 15 $5,535,000 $369,000 $3,944 3.43%
    Ontario, OR-ID (FHA|USDA|VA) 28 $5,470,000 $195,357 $4,409 3.24%
    Centralia, WA (FHA|USDA|VA) 17 $5,395,000 $317,353 $3,549 3.27%
    YAKIMA, WA (FHA|USDA|VA) 9 $5,195,000 $577,222 $2,786 2.94%
    CORVALLIS, OR (FHA|USDA|VA) 5 $4,975,000 $995,000 $3,919 3.15%
    Othello, WA (FHA|USDA|VA) 15 $4,475,000 $298,333 $3,116 3.24%
    Ellensburg, WA (FHA|USDA|VA) 11 $4,085,000 $371,364 $4,839 3.06%
    MEDFORD, OR (FHA|USDA|VA) 9 $3,695,000 $410,556 $5,604 3.89%
    Moses Lake, WA (FHA|USDA|VA) 7 $3,425,000 $489,286 $4,906 2.98%
    Hood River, OR (FHA|USDA|VA) 8 $3,330,000 $416,250 $4,216 3.49%
    Prineville, OR (FHA|USDA|VA) 12 $3,220,000 $268,333 $3,269 3.08%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 9 $3,025,000 $336,111 $3,888 2.60%
    WENATCHEE, WA (FHA|USDA|VA) 7 $2,525,000 $360,714 $4,387 3.17%
    Shelton, WA (FHA|USDA|VA) 10 $2,370,000 $237,000 $3,636 3.08%
    Oak Harbor, WA (FHA|USDA|VA) 8 $2,330,000 $291,250 $3,389 3.34%
    WALLA WALLA, WA (FHA|USDA|VA) 11 $2,265,000 $205,909 $3,135 3.27%
    Hailey, ID (FHA|USDA|VA) 2 $1,880,000 $940,000 $7,327 3.00%
    LONGVIEW, WA (FHA|USDA|VA) 9 $1,815,000 $201,667 $5,280 3.01%
    TUCSON, AZ (FHA|USDA|VA) 7 $1,165,000 $166,429 $3,557 4.02%
    Coos Bay, OR (FHA|USDA|VA) 4 $1,160,000 $290,000 $4,821 3.19%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $1,095,000 $365,000 $3,964 2.71%
    Kalispell, MT (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,890 3.54%
    Port Angeles, WA (FHA|USDA|VA) 3 $995,000 $331,667 $3,069 2.79%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $860,000 $430,000 $3,267 3.36%
    Moscow, ID (FHA|USDA|VA) 5 $845,000 $169,000 $3,500 3.53%
    TWIN FALLS, ID (FHA|USDA|VA) 4 $800,000 $200,000 $3,614 3.06%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $765,000 $765,000 $3,821 3.00%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $660,000 $330,000 $3,464 3.56%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $620,000 $310,000 $5,492 2.94%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $515,000 $515,000 $3,434 2.88%
    Jackson, WY-ID (FHA|USDA|VA) 1 $515,000 $515,000 $6,333 2.63%
    Key West, FL (FHA|USDA|VA) 1 $485,000 $485,000 $4,122 3.25%
    Nogales, AZ (FHA|USDA|VA) 1 $475,000 $475,000 $5,502 3.00%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $475,000 $475,000 $6,853 2.75%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $410,000 $205,000 $3,172 3.25%
    Klamath Falls, OR (FHA|USDA|VA) 2 $380,000 $190,000 $3,846 2.81%
    Roseburg, OR (FHA|USDA|VA) 1 $355,000 $355,000 $4,429 3.00%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $345,000 $345,000 $2,999 3.00%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1 $325,000 $325,000 $2,912 3.00%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $305,000 $305,000 $2,312 2.88%
    MISSOULA, MT (FHA|USDA|VA) 1 $305,000 $305,000 $3,915 4.88%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $255,000 $255,000 $3,358 2.38%
    Mayfield, KY (FHA|USDA|VA) 1 $225,000 $225,000 $4,062 2.75%
    Aberdeen, WA (FHA|USDA|VA) 2 $220,000 $110,000 $3,196 2.94%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $215,000 $215,000 $2,916 2.75%
    BILLINGS, MT (FHA|USDA|VA) 1 $205,000 $205,000 $5,296 3.63%
    Bozeman, MT (FHA|USDA|VA) 1 $195,000 $195,000 $5,285 2.50%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $165,000 $165,000 $3,090 2.63%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $135,000 $135,000 $6,623 2.88%
    Helena, MT (FHA|USDA|VA) 1 $65,000 $65,000 $2,096 2.38%
    Columbia State Bank's top markets include Seattle, Portland, Salem, Eugene, and Bremerton among others.

    Their top states include:
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Columbia State Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Similarity Rank: 948
    LOANSNAP, INC.
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,770 $658,610,000 $372,096 $3,915 3.09%
    HELOC 550 $119,210,000 $216,745 n/a 3.20%
    VA 46 $14,080,000 $306,087 $7,229 2.92%

    For 2020, Columbia State Bank's most frequently originated type of loan was Conventional, with 1,770 originations. Their 2nd most popular type was HELOC, with 550 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 959 $363,015,000 $378,535 $3,512 2.99%
    Cash Out Refi 582 $188,910,000 $324,588 $4,152 3.10%
    Home Purchase 384 $148,800,000 $387,500 $4,961 3.30%
    Home Improvement 268 $50,770,000 $189,440 $4,174 3.26%
    Other 173 $40,405,000 $233,555 $4,566 3.14%

    For 2020, Columbia State Bank's most frequently cited loan purpose was Refi, with 959 originations. The 2nd most popular reason was Cash Out Refi, with 582 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,255 $423,425,000 $337,390 $4,120 3.09%
    Other 553 $130,395,000 $235,796 $3,402 3.19%
    15 Year 330 $94,460,000 $286,242 $3,511 2.66%
    20 Year 106 $31,400,000 $296,226 $3,482 3.23%
    10 Year 96 $100,560,000 $1,047,500 $2,402 4.02%
    5 Year 14 $6,860,000 $490,000 $0 4.36%
    30+ year 10 $3,990,000 $399,000 $11,321 4.45%
    3 Year 1 $705,000 $705,000 $0 5.75%
    1 Year 1 $105,000 $105,000 $0 4.50%

    For 2020, Columbia State Bank's most frequently cited loan duration was 30 Year, with 1,255 originations. The 2nd most popular length was Other, with 553 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,320 $401,380,000 $304,076
    $2k-3k 206 $68,840,000 $334,175
    $3k-4k 81 $29,655,000 $366,111
    $5k+ 46 $25,310,000 $550,217
    $4k-5k 27 $13,895,000 $514,630
    $<1k 1 $5,000 $5,000

    Columbia State Bank's average total fees were $4,120, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,320 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,199 $359,225,000 $299,604
    3-4% 577 $244,755,000 $424,185
    <2.5% 328 $94,350,000 $287,652
    4-5% 241 $86,495,000 $358,900
    5-6% 17 $5,875,000 $345,588
    6-7% 4 $1,200,000 $300,000

    During 2020, Columbia State Bank's average interest rate for loans was 3.09%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,199 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 987 $282,665,000 $286,388 $3,876 3.05%
    $100k-200k 530 $81,150,000 $153,113 $3,375 3.04%
    $400k-600k 455 $216,605,000 $476,055 $4,623 3.15%
    $100,000 or less 241 $13,725,000 $56,950 $2,941 3.16%
    $600k-1MM 96 $72,860,000 $758,958 $6,484 3.58%
    $1MM+ 57 $124,895,000 $2,191,140 $7,260 3.53%

    2020 saw Columbia State Bank place emphasis on $200k-400k loans with 987 originations, totaling $282,665,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 501 $143,515,000 $286,457 $3,937 3.03%
    $150k-250k 417 $146,515,000 $351,355 $4,299 3.07%
    $50k-75k 367 $77,755,000 $211,866 $3,774 3.05%
    $250k+ 365 $181,515,000 $497,301 $4,786 3.17%
    $75k-100k 356 $87,030,000 $244,466 $3,780 2.99%
    $50k or less 229 $31,635,000 $138,144 $3,314 3.01%

    Columbia State Bank lent most frequently to those with incomes in the $100k-150k range, with 501 originations. The second most popular income band? $150k-250k, with 417 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 552 $156,790,000 $284,040 $3,780 3.00%
    30-36% 423 $121,785,000 $287,908 $4,166 3.05%
    <20% 304 $97,280,000 $320,000 $3,971 2.90%
    39% 109 $26,645,000 $244,450 $4,030 3.20%
    44% 109 $31,305,000 $287,202 $4,530 3.08%
    36% 75 $19,195,000 $255,933 $3,634 3.01%
    37% 74 $18,950,000 $256,081 $4,310 3.06%
    40% 71 $18,805,000 $264,859 $3,575 2.97%
    43% 70 $22,900,000 $327,143 $3,728 3.07%
    38% 69 $20,905,000 $302,971 $3,958 3.09%
    42% 64 $22,930,000 $358,281 $4,573 3.08%
    41% 64 $19,330,000 $302,031 $4,293 3.05%
    45% 57 $16,985,000 $297,982 $4,691 3.08%
    49% 47 $16,825,000 $357,979 $3,719 3.01%
    46% 44 $14,360,000 $326,364 $3,440 3.15%
    48% 42 $12,940,000 $308,095 $3,763 3.02%
    47% 30 $9,520,000 $317,333 $4,043 3.47%
    50-60% 14 $5,570,000 $397,857 $6,445 3.32%
    >60% 1 $295,000 $295,000 $2,913 2.38%

    Columbia State Bank lent most frequently to those with DTI ratios of 20-30%, with 552 originations. The next most common DTI ratio? 30-36%, with 423 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,561 $452,045,000 $289,587 $4,052 3.06%
    Not provided 572 $179,710,000 $314,178 $3,931 3.01%
    Not applicable 112 $117,090,000 $1,045,446 $0 4.22%
    Asian 92 $35,710,000 $388,152 $4,046 3.15%
    Black 15 $4,255,000 $283,667 $3,415 3.39%
    American Indian 9 $1,975,000 $219,444 $3,434 2.68%
    Native Hawaiian or Islander 4 $870,000 $217,500 $3,967 3.31%
    Asian Indian 1 $245,000 $245,000 $2,358 2.50%

    Approval Rates

    Total approvals of all applications
    74.31%

    Columbia State Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    83.01%

    Columbia State Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,366 $791,900,000 $334,700

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 4 $5,330,000 $1,332,500
    Multifamily:Site-Built 47 $75,555,000 $1,607,553
    Single Family (1-4 Units):Manufactured 7 $1,415,000 $202,143
    Single Family (1-4 Units):Site-Built 2,308 $709,600,000 $307,452

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 433 $115,315,000 $266,316 $3,679 2.98%
    40-60% 612 $237,160,000 $387,516 $3,689 2.99%
    60-80% 829 $310,935,000 $375,072 $4,090 3.27%
    80-100% 268 $98,370,000 $367,052 $4,814 3.08%
    Over 100% 2 $3,300,000 $1,650,000 $0 3.75%
    Under 20% 222 $26,820,000 $120,811 $3,011 3.14%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    COLUMBIA BANKING SYSTEM, INC. Home equity loan or line of credit (HELOC) Trouble during payment process 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Columbia State Bank 301 Avenue A Seaside, OR 97138 Full Service B&M $30,048
    Columbia State Bank 111 West 7th Avenue Eugene, OR 97401 Full Service B&M $275,449
    Columbia State Bank 10 N. 5th Avenue Yakima, WA 98902 Full Service B&M $50,809
    Columbia State Bank 1000 Southwest Broadway, Suite 100 Portland, OR 97205 Full Service B&M $261,994
    Columbia State Bank 101 E. 6th Street Ste 100 Vancouver, WA 98660 Full Service B&M $279,157
    Columbia State Bank 101 S. Portage Ave Mattawa, WA 99349 Full Service B&M $35,955
    Columbia State Bank 10100 Silverdale Way Nw Silverdale, WA 98383 Full Service B&M $69,012
    Columbia State Bank 1011 Harlow Road Ste 101 Springfield, OR 97477 Full Service B&M $175,085
    Columbia State Bank 10321 Canyon Road East Puyallup, WA 98373 Full Service B&M $98,139
    Columbia State Bank 1033 S Hwy 395 Hermiston, OR 97838 Full Service B&M $81,232
    Columbia State Bank 10350 Ne 10th Street Bellevue, WA 98004 Full Service B&M $144,373
    Columbia State Bank 10355 Nw Glencoe Road, Suite 100 North Plains, OR 97133 Full Service B&M $67,995
    Columbia State Bank 1060 Wallace Road Nw Salem, OR 97304 Full Service B&M $51,826
    Columbia State Bank 107 Sunset Boulevard Cannon Beach, OR 97110 Full Service B&M $21,930
    Columbia State Bank 1100 North Harrison Avenue Centralia, WA 98531 Full Service B&M $37,860
    Columbia State Bank 1100 Olive Way, Suite 102 Seattle, WA 98101 Full Service B&M $258,537
    Columbia State Bank 111 West Seventh Ave Eugene, OR 97401 Limited, Administrative $0
    Columbia State Bank 1110 112th Avenue Ne, Suite 200 Bellevue, WA 98004 Full Service B&M $616,903
    Columbia State Bank 11102 Evergreen Way Everett, WA 98204 Full Service B&M $27,392
    Columbia State Bank 1122 Duane Street Astoria, OR 97103 Full Service B&M $98,764
    Columbia State Bank 113 Main Avenue West Twin Falls, ID 83301 Full Service B&M $24,778
    Columbia State Bank 1133 N. Evergreen Road Woodburn, OR 97071 Full Service B&M $70,990
    Columbia State Bank 11675 Southwest Pacific Highway Tigard, OR 97223 Full Service B&M $48,348
    Columbia State Bank 1207 Nw Glisan Portland, OR 97209 Full Service B&M $36,085
    Columbia State Bank 1225 Washington Way Longview, WA 98632 Full Service B&M $93,210
    Columbia State Bank 12255 Southwest First Street Beaverton, OR 97005 Full Service B&M $142,646
    Columbia State Bank 1250 Meridian Street East Milton, WA 98354 Full Service B&M $98,218
    Columbia State Bank 12812 N Addison St Spokane, WA 99218 Full Service B&M $25,806
    Columbia State Bank 1301 A St Tacoma, WA 98402 Full Service B&M $1,036,721
    Columbia State Bank 13305 Ne Highway 99, Suite 6 Vancouver, WA 98686 Full Service B&M $51,874
    Columbia State Bank 139 Gage Boulevard Richland, WA 99352 Full Service B&M $30,677
    Columbia State Bank 1450 High Street Eugene, OR 97401 Full Service B&M $107,417
    Columbia State Bank 1455 Se First Avenue Canby, OR 97013 Full Service B&M $131,014
    Columbia State Bank 150 West Ellendale Avenue Dallas, OR 97338 Full Service B&M $45,446
    Columbia State Bank 1501 54th Ave East Fife, WA 98424 Full Service B&M $54,059
    Columbia State Bank 1502 Sw Odem Medo Road Redmond, OR 97756 Full Service B&M $48,528
    Columbia State Bank 15104 Main St E Sumner, WA 98390 Full Service B&M $49,789
    Columbia State Bank 15820 Se Happy Valley Town Center Dr Happy Valley, OR 97086 Full Service B&M $52,874
    Columbia State Bank 160 E. Charles St Mount Angel, OR 97362 Full Service B&M $30,616
    Columbia State Bank 16200 Redmond Way Redmond, WA 98052 Full Service B&M $70,215
    Columbia State Bank 167 Lincoln Avenue Snohomish, WA 98290 Full Service B&M $49,695
    Columbia State Bank 1701 Northeast Third Street Bend, OR 97701 Full Service B&M $25,209
    Columbia State Bank 17208 Meridian E Puyallup, WA 98375 Full Service B&M $76,486
    Columbia State Bank 175 N. 16th Street Payette, ID 83661 Full Service B&M $58,753
    Columbia State Bank 17502 Pacific Avenue Spanaway, WA 98387 Full Service B&M $95,252
    Columbia State Bank 1755 Mount Hood Avenue Suite 120 Woodburn, OR 97071 Full Service B&M $66,826
    Columbia State Bank 1800 Wilco Rd Stayton, OR 97383 Full Service B&M $114,738
    Columbia State Bank 1806 3rd Street Tillamook, OR 97141 Full Service B&M $18,542
    Columbia State Bank 202 West Main Street Goldendale, WA 98620 Full Service B&M $54,936
    Columbia State Bank 1810 Everett Ave Everett, WA 98201 Full Service B&M $71,497
    Columbia State Bank 19500 Highway 2 Monroe, WA 98272 Full Service B&M $41,293
    Columbia State Bank 19550 Molalla Avenue, Suite 139 Oregon City, OR 97045 Full Service B&M $29,677
    Columbia State Bank 1959 S Union Ave Tacoma, WA 98405 Full Service B&M $154,969
    Columbia State Bank 19925 State Route 410 E Bonney Lake, WA 98391 Full Service B&M $56,171
    Columbia State Bank 200 East Main Street Monmouth, OR 97361 Full Service B&M $40,340
    Columbia State Bank 200 W Neider Ave Coeur D Alene, ID 83815 Limited, Trust Office $0
    Columbia State Bank 200 W. Neider Avenue Coeur D Alene, ID 83814 Full Service B&M $46,474
    Columbia State Bank 201 S. Main Street Colfax, WA 99111 Full Service B&M $79,550
    Columbia State Bank 201 South 84th Street Tacoma, WA 98444 Full Service B&M $46,222
    Columbia State Bank 201 West Main Avenue Ritzville, WA 99169 Full Service B&M $34,062
    Columbia State Bank 20148 10th Avenue Ne, Suite B Poulsbo, WA 98370 Full Service Retail $39,033
    Columbia State Bank 2041 Auburn Way North Auburn, WA 98002 Full Service B&M $89,846
    Columbia State Bank 208 High School Road Ne Bainbridge Island, WA 98110 Full Service B&M $32,113
    Columbia State Bank 2101 Sw Court Place Pendleton, OR 97801 Full Service B&M $55,895
    Columbia State Bank 211 East Holly Street Bellingham, WA 98225 Full Service B&M $58,041
    Columbia State Bank 2200 North 30th Street Tacoma, WA 98403 Full Service B&M $78,360
    Columbia State Bank 2212 Nw 56th St, Suite 102 Seattle, WA 98107 Full Service B&M $10,417
    Columbia State Bank 228 Bravo Terrace Port Orchard, WA 98367 Full Service B&M $41,162
    Columbia State Bank 2307 Olympic Highway North Shelton, WA 98584 Full Service B&M $54,458
    Columbia State Bank 233 Bridge Street Clarkston, WA 99403 Full Service B&M $29,705
    Columbia State Bank 23924 225th Way Se Maple Valley, WA 98038 Full Service B&M $75,212
    Columbia State Bank 2400 West 11th Avenue Eugene, OR 97402 Full Service B&M $70,144
    Columbia State Bank 2401 Mildred St. West Fircrest, WA 98466 Full Service B&M $208,619
    Columbia State Bank 24341 N Hwy 101 Hoodsport, WA 98548 Full Service B&M $24,647
    Columbia State Bank 249 Winslow Way East Bainbridge Island, WA 98110 Full Service B&M $112,745
    Columbia State Bank 25 Division Avenue Eugene, OR 97404 Full Service B&M $35,237
    Columbia State Bank 255 Coburg Road Eugene, OR 97401 Full Service B&M $46,063
    Columbia State Bank 2650 Cascade Avenue Hood River, OR 97031 Full Service B&M $153,017
    Columbia State Bank 26563 Lindvog Road Ne Kingston, WA 98346 Full Service B&M $26,899
    Columbia State Bank 2690 E. Lincoln Avenue Sunnyside, WA 98944 Full Service B&M $50,826
    Columbia State Bank 2755 Pence Loop Se Salem, OR 97302 Limited, Administrative $0
    Columbia State Bank 2820 Harrison Ave Nw Olympia, WA 98502 Full Service B&M $220,584
    Columbia State Bank 285 West Sixth Street Junction, OR 97448 Full Service B&M $27,804
    Columbia State Bank 290 Nw Chehalis Avenue Chehalis, WA 98532 Full Service B&M $81,613
    Columbia State Bank 29702 Southwest Town Center Loop West Wilsonville, OR 97070 Full Service B&M $61,282
    Columbia State Bank 300 Kootenai Cut Off Road Ponderay, ID 83852 Full Service B&M $33,177
    Columbia State Bank 3006 Judson Street, Suite 101 Gig Harbor, WA 98335 Full Service B&M $53,529
    Columbia State Bank 302 W. Cameron Avenue Kellogg, ID 83837 Full Service B&M $20,918
    Columbia State Bank 303 Union Avenue Southeast Olympia, WA 98501 Full Service B&M $438,315
    Columbia State Bank 310 Southeast Washington Street Hillsboro, OR 97123 Full Service B&M $88,766
    Columbia State Bank 315 East Main Street Silverton, OR 97381 Full Service B&M $89,293
    Columbia State Bank 316 East Third Street The Dalles, OR 97058 Full Service B&M $129,192
    Columbia State Bank 3235 E Mullan Ave Post Falls, ID 83854 Full Service B&M $21,079
    Columbia State Bank 3305 Commercial Street Se Salem, OR 97302 Full Service B&M $105,506
    Columbia State Bank 333 Sw 7th St Renton, WA 98057 Full Service B&M $48,251
    Columbia State Bank 33515 9th Avenue S. Federal Way, WA 98003 Full Service B&M $59,246
    Columbia State Bank 3500 Portland Rd Newberg, OR 97132 Full Service B&M $93,541
    Columbia State Bank 390 Ne Tohomish St White Salmon, WA 98672 Full Service B&M $53,064
    Columbia State Bank 401 East Main Street Molalla, OR 97038 Full Service B&M $67,977
    Columbia State Bank 401 East Third Street Suite 200 The Dalles, OR 97058 Limited, Administrative $0
    Columbia State Bank 404 North West Avenue Arlington, WA 98223 Full Service B&M $26,318
    Columbia State Bank 4101 A Street Auburn, WA 98002 Full Service B&M $69,687
    Columbia State Bank 4110 Pacific Avenue Forest Grove, OR 97116 Full Service B&M $62,713
    Columbia State Bank 414 Church Street Sandpoint, ID 83864 Full Service B&M $163,502
    Columbia State Bank 4157 North Highway 101, Suite 135 Lincoln City, OR 97367 Full Service B&M $43,316
    Columbia State Bank 4220 S. Meridian Puyallup, WA 98373 Full Service B&M $129,138
    Columbia State Bank 425 Northwest Hemlock Waldport, OR 97394 Full Service B&M $40,148
    Columbia State Bank 4260 River Road, North Keizer, OR 97303 Full Service B&M $74,473
    Columbia State Bank 440 E. Main Street Weiser, ID 83672 Full Service B&M $53,962
    Columbia State Bank 4725 Road 68 Pasco, WA 99301 Full Service B&M $42,659
    Columbia State Bank 473 Nw Burnside Rd Gresham, OR 97030 Full Service B&M $54,883
    Columbia State Bank 4805 Sw 77th Avenue Portland, OR 97225 Full Service B&M $29,259
    Columbia State Bank 500 Cherry Heights Road The Dalles, OR 97058 Full Service B&M $23,974
    Columbia State Bank 500 W Main Street Walla Walla, WA 99362 Full Service B&M $17,567
    Columbia State Bank 5000 Meadows Road Lake Oswego, OR 97035 Full Service B&M $147,438
    Columbia State Bank 501 Roosevelt Avenue East Enumclaw, WA 98022 Full Service B&M $159,802
    Columbia State Bank 504 West Meeker Street Kent, WA 98032 Full Service B&M $97,179
    Columbia State Bank 505 W Riverside Ave, Ste 100 Spokane, WA 99201 Full Service B&M $57,832
    Columbia State Bank 506 S 10th Avenue Caldwell, ID 83605 Full Service B&M $54,555
    Columbia State Bank 506 Southwest Coast Highway Newport, OR 97365 Full Service B&M $99,897
    Columbia State Bank 5083 Ne 122nd Ave Portland, OR 97230 Full Service B&M $70,449
    Columbia State Bank 510 Lancaster Drive Ne Salem, OR 97301 Full Service B&M $100,605
    Columbia State Bank 521 12th Avenue South Nampa, ID 83651 Full Service B&M $55,944
    Columbia State Bank 5303 Point Fosdick Drive, N.W. Gig Harbor, WA 98335 Full Service B&M $189,656
    Columbia State Bank 541 Northwest Highway 101 Depoe Bay, OR 97341 Full Service B&M $32,375
    Columbia State Bank 550 Center Street Ne Salem, OR 97301 Full Service B&M $177,438
    Columbia State Bank 5727 N 21st Street Tacoma, WA 98406 Full Service B&M $105,060
    Columbia State Bank 601 North 1st Street Tacoma, WA 98403 Full Service B&M $52,926
    Columbia State Bank 605 East Main Street Othello, WA 99344 Full Service B&M $52,927
    Columbia State Bank 6202 Mount Tacoma Drive Sw Lakewood, WA 98499 Full Service B&M $157,792
    Columbia State Bank 624 Southwest Fourth Street Madras, OR 97741 Full Service B&M $77,546
    Columbia State Bank 630 Se Marlin Avenue Warrenton, OR 97146 Full Service B&M $33,142
    Columbia State Bank 6552 Highway 2 Priest River, ID 83856 Full Service B&M $33,938
    Columbia State Bank 665 Woodland Square Loop Southeast Lacey, WA 98503 Full Service B&M $112,775
    Columbia State Bank 6750 Main Street Bonners Ferry, ID 83805 Full Service B&M $58,744
    Columbia State Bank 6878 West Hwy 53 Rathdrum, ID 83858 Full Service B&M $32,998
    Columbia State Bank 7111 Sw Nyberg St Tualatin, OR 97062 Full Service B&M $114,689
    Columbia State Bank 715 Laneda Avenue Manzanita, OR 97130 Full Service B&M $37,464
    Columbia State Bank 717 Ne Grand Ave Portland, OR 97232 Full Service B&M $122,558
    Columbia State Bank 721 Second Avenue Seattle, WA 98104 Full Service B&M $409,449
    Columbia State Bank 723 Haggen Dr, P.O. Box 805 Burlington, WA 98233 Full Service B&M $29,311
    Columbia State Bank 723 Ne Baker Mcminnville, OR 97128 Full Service B&M $105,276
    Columbia State Bank 746 Main Street Gooding, ID 83330 Full Service B&M $21,668
    Columbia State Bank 7500 Ne 117th Ave Vancouver, WA 98662 Full Service B&M $40,863
    Columbia State Bank 782 Goerig Street Woodland, WA 98674 Full Service B&M $74,245
    Columbia State Bank 795 Southeast Bishop Boulevard Pullman, WA 99163 Full Service B&M $33,884
    Columbia State Bank 805 Nw Bond St Bend, OR 97701 Full Service B&M $77,381
    Columbia State Bank 8805 Sw Tualatin-Sherwood Rd Tualatin, OR 97062 Full Service B&M $63,304
    Columbia State Bank 9000 Southeast 82nd Avenue Happy Valley, OR 97086 Full Service B&M $64,564
    Columbia State Bank 98 South Oregon Street Ontario, OR 97914 Full Service B&M $77,138

    For 2020, Columbia State Bank had 150 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $524,473
    Net interest income $508,669
    Total noninterest income $80,989
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $24,379
    Trading account gains and fees $0
    Additional Noninterest Income $56,610
    Pre-tax net operating income $179,572
    Securities gains (or losses, -) $16,698
    Income before extraordinary items $157,308
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $157,308
    Minority interest net income $0
    Net income $157,308
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $143,949

    Columbia State Bank's gross interest income from loans was $524,473,000.
    Columbia State Bank's net interest income from loans was $508,669,000.
    Columbia State Bank's fee based income from loans was $24,379,000.
    Columbia State Bank's net income from loans was $157,308,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $15,804
    Provision for credit losses $77,700
    Total noninterest expense $332,386
    Salaries and employee benefits $205,382
    Premises and equipment expense $34,575
    Additional noninterest expense $92,429
    Applicable income taxes $38,962
    Net charge-offs $14,160
    Cash dividends $89,000

    Columbia State Bank's interest expense for loans was $15,804,000.
    Columbia State Bank's payroll and benefits expense were $205,382,000.
    Columbia State Bank's property, plant and equipment expenses $34,575,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $13,883,203
    Deposits held in domestic offices $13,883,203
    Deposits by Individuals, partnerships, and corporations $12,799,123
    Deposits by U.S. Government $1
    Deposits by States and political subdivisions in the U.S. $1,084,052
    Deposits by Commercial banks and other depository institutions in U.S. $27
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,606,875
    Demand deposits $1,606,874
    Nontransaction accounts $12,276,328
    Money market deposit accounts (MMDAs) $10,760,246
    Other savings deposits (excluding MMDAs) $1,177,139
    Total time deposits $338,943
    Total time and savings deposits $12,276,329
    Noninterest-bearing deposits $6,920,526
    Interest-bearing deposits $6,962,677
    Retail deposits $13,770,517
    IRAs and Keogh plan accounts $52,480
    Brokered deposits $5,000
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $16,577,223
    Cash & Balances due from depository institutions $656,251
    Interest-bearing balances $434,867
    Total securities $5,205,993
    Federal funds sold & reverse repurchase $0
    Net loans and leases $9,305,002
    Loan and leases loss allowance $149,140
    Trading account assets $0
    Bank premises and fixed assets $222,496
    Other real estate owned $553
    Goodwill and other intangibles $787,860
    All other assets $399,068

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $16,577,223
    Total Liabilities $14,213,531
    Total deposits $13,883,203
    Interest-bearing deposits $6,962,677
    Deposits held in domestic offices $13,883,203
    % insured (estimated) $60
    Federal funds purchased and repurchase agreements $73,859
    Trading liabilities $0
    Other borrowed funds $74,917
    Subordinated debt $0
    All other liabilities $181,552

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $9,305,002
    Loan and leases loss allowance $149,140
    Total loans and leases (domestic) $9,454,142
    All real estate loans $5,330,854
    Real estate loans in domestic offices $5,330,854
    Construction and development loans $268,662
    Residential 1-4 family construction $107,176
    Other construction, all land development and other land $161,486
    Loans secured by nonfarm nonresidential properties $3,666,297
    Nonfarm nonresidential secured by owner-occupied properties $1,986,654
    Commercial real estate & other non-farm, non-residential $1,679,643
    Multifamily residential real estate $395,896
    1-4 family residential loans $710,061
    Farmland loans $289,938
    Loans held in foreign offices $0
    Farm loans $489,759
    Commercial and industrial loans $2,629,127
    To non-U.S. addressees $22,702
    Loans to individuals $35,526
    Credit card loans $4
    Related Plans $20,426
    Consumer Auto Loans $3,198
    Other loans to individuals $11,898
    All other loans & leases $968,875
    Loans to foreign governments and official institutions $0
    Other loans $458,658
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $171,006
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $6,033
    Non 1-4 family restructured loans & leases $4,314
    Total loans and leases (foreign) $0

    Columbia State Bank had $9,305,002,000 of loans outstanding in 2020. $5,330,854,000 of loans were in real estate loans. $268,662,000 of loans were in development loans. $395,896,000 of loans were in multifamily mortgage loans. $710,061,000 of loans were in 1-4 family mortgage loans. $489,759,000 of loans were in farm loans. $4,000 of loans were in credit card loans. $3,198,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,376 $831,662 $350,026
    Nonfarm, nonresidential loans - <$100k 91 $3,720 $40,879
    Nonfarm, nonresidential loans - $100-250k 510 $63,871 $125,237
    Nonfarm, nonresidential loans - $250k-1MM 1,775 $764,071 $430,463
    Commercial & Industrial, US addressed loans - <$1MM 6,579 $871,774 $132,509
    Commercial & Industrial, US addressed loans - <$100k 3,172 $68,628 $21,636
    Commercial & Industrial, US addressed loans - $100-250k 1,298 $122,462 $94,347
    Commercial & Industrial, US addressed loans - $250k-1MM 2,109 $680,684 $322,752
    Farmland loans - <$1MM 215 $40,064 $186,344
    Farmland loans - <$100k 20 $837 $41,850
    Farmland loans - $100-250k 77 $9,245 $120,065
    Farmland loans - $250k-1MM 118 $29,982 $254,085
    Agriculture operations loans - <$1MM 829 $70,486 $85,025
    Agriculture operations loans - <$100k 360 $9,158 $25,439
    Agriculture operations loans - $100-250k 235 $19,647 $83,604
    Agriculture operations loans - $250k-1MM 234 $41,681 $178,124