Centralia Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Centralia averaged 6.03% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.94% and one month ago for the week of 2022-05-26, the average rate was 5.53%.

Centralia's average rate one year ago was 3.12%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.95%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Centralia 30 Year Fixed Rate 2022-06-30 6.03%
Centralia 30 Year Fixed Rate Refi 2022-06-30 5.95%
Centralia 15 Year Fixed Rate 2022-06-30 5.54%
Centralia 15 Year Fixed Rate Refi 2022-06-30 5.28%
Centralia 30 Year FHA 2022-06-30 5.67%
Centralia 30 Year FHA Refi 2022-06-30 5.87%
Centralia 30 Year USDA 2022-06-30 5.51%
Centralia 30 Year USDA Refi 2022-06-30 5.53%
Centralia 30 Year VA 2022-06-30 5.75%
Centralia 30 Year VA Refi 2022-06-30 5.45%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Centralia, WA.

Centralia Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Centralia, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
ACADEMY MORTGAGE CORPORATION 228 3.27% $6,141
QUICKEN LOANS, LLC 221 3.09% $5,239
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 118 3.23% $4,672
PRIMELENDING, A PLAINSCAPITAL COMPANY 115 3.44% $5,906
SUMMIT FUNDING, INC. 113 3.28% $5,362
TWINSTAR 82 3.12% $3,361
UNITED WHOLESALE MORTGAGE, LLC 82 3.01% $4,549
GUILD MORTGAGE COMPANY 76 3.19% $4,910
WASHINGTON STATE EMPLOYEES Credit Union 66 3.12% $3,107
LOANDEPOT.COM, LLC 59 3.00% $5,428
CALIBER HOME LOANS, INC. 52 3.19% $4,372
PENNYMAC LOAN SERVICES, LLC 39 3.06% $5,074
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 35 3.37% $6,372
KeyBank 34 3.35% $2,165
Wells Fargo Bank 34 3.24% $3,423
Umpqua Bank 33 3.11% $4,821
HOMEBRIDGE FINANCIAL SERVICES, INC. 32 3.23% $4,385
JPMorgan Chase Bank 27 3.14% $3,257
Timberland Bank 27 3.25% $5,732
AMERISAVE MORTGAGE CORPORATION 27 2.90% $5,190
CHURCHILL MORTGAGE CORPORATION 24 3.40% $5,787
Boeing Employees Credit Union 24 2.99% $3,095
BROKER SOLUTIONS, INC. 23 2.98% $4,214
MOVEMENT MORTGAGE, LLC 22 3.35% $5,188
FINANCE OF AMERICA MORTGAGE LLC 20 3.18% $4,143
Mr. Cooper ( Nationstar Mortgage ) 19 3.23% $5,336
Flagstar Bank, FSB 19 3.17% $4,102
BAY EQUITY LLC 17 3.35% $6,305
MANN FINANCIAL INC. 16 3.13% $6,157
NEWREZ LLC 16 3.06% $4,047
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 16 3.10% $3,605
RED CANOE CREDIT UNION 15 3.58% $4,628
1st Security Bank of Washington 14 3.16% $5,905
BETTER MORTGAGE CORPORATION 14 2.86% $3,869
CROSSCOUNTRY MORTGAGE, LLC 14 3.26% $5,525
CRESCENT MORTGAGE COMPANY 13 3.14% $3,192
Paramount Residential Mortgage Group, Inc. 13 3.11% $4,477
AMERICAN PACIFIC MORTGAGE CORPORATION 12 3.09% $5,435
PRIMARY RESIDENTIAL MORTGAGE, INC. 12 3.29% $4,746
FIBRE FEDERAL CREDIT UNION 11 2.89% $5,958
Columbia State Bank 11 2.99% $3,688
AMERICAN FINANCING CORPORATION 10 3.06% $4,810
HomeStreet Bank 10 3.18% $6,034
Qualstar Credit Union 10 3.29% $4,228
Olympia Federal Savings & Loan Association 10 3.34% $4,092
AXIA FINANCIAL, LLC 10 3.33% $5,705
U.S. Bank 10 3.09% $2,983
CMG MORTGAGE, INC. 9 3.15% $6,117
FREEDOM MORTGAGE CORPORATION 9 3.15% $2,022
HOME POINT FINANCIAL CORPORATION 7 3.07% $4,551
GENEVA FINANCIAL, LLC 7 3.30% $8,540
SUMMIT MORTGAGE CORPORATION 7 3.59% $5,352
AMERICAN FINANCIAL NETWORK, INC. 7 3.16% $7,985
North American Savings Bank, F.S.B. 6 2.83% $2,600
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.17% $3,621
DIRECTORS MORTGAGE, INC. 6 3.17% $6,147
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 6 3.69% $6,616
CORNERSTONE HOME LENDING, INC. 6 3.19% $5,521
Sierra Pacific Mortgage Company, Inc. 6 3.52% $4,162
Bank of America 5 3.05% $2,611
PLANET HOME LENDING, LLC 5 3.13% $4,117
Washington Federal Bank 5 3.33% $4,991
Hometown Lenders, Inc. 4 3.34% $4,306
LAKEVIEW LOAN SERVICING, LLC 4 3.31% $1,364
SUN WEST MORTGAGE COMPANY, INC. 4 3.46% $6,608
Alaska USA Federal Credit Union 4 3.00% $4,337
SOUND 4 3.19% $3,288
Alaska USA Mortgage Company LLC 4 3.00% $4,337
PRIORITY HOME LENDING, LLC 4 3.00% $5,950
GSF Mortgage Corporation 4 3.31% $11,677
PREMIER MORTGAGE RESOURCES, L.L.C. 4 3.28% $5,291
PLAZA HOME MORTGAGE, INC. 4 3.37% $5,830
NAVY FEDERAL CREDIT UNION 4 4.25% $9,191
First Savings Bank 3 2.88% $9,692
MORTGAGE MASTER SERVICE CORPORATION 3 2.92% $3,928
CELEBRITY HOME LOANS, LLC 3 3.71% $4,223
Bank of the Pacific 3 3.13% $3,415
Nations Lending Corporation 3 2.96% $9,212
PNC Bank 3 3.08% $4,522
The Federal Savings Bank 3 3.63% $4,390
First Guaranty Mortgage Corporation 3 3.13% $2,489
LEADERONE FINANCIAL CORPORATION 3 3.29% $3,775
STEARNS LENDING, LLC 3 3.33% $4,194
LAND HOME FINANCIAL SERVICES, INC. 3 3.00% $5,104
EMM LOANS LLC 3 3.08% $9,936
LPMC, LLC 3 3.17% $3,721
OnPoint Community Credit Union 3 3.13% $2,164
Gateway First Bank 3 3.50% $3,733
Banner Bank 3 3.25% $3,334
GESA 3 2.92% $5,433
FIRST TECHNOLOGY 3 2.96% $3,494
GUARANTEED RATE, INC. 2 2.99% $2,144
COLUMBIA COMMUNITY CREDIT UNION 2 3.38% $3,561
ZILLOW HOME LOANS, LLC 2 3.44% $3,019
ENVOY MORTGAGE, LTD 2 3.50% $4,664
BNC National Bank 2 3.06% $3,446
First Federal Bank 2 3.13% $6,077
First Home Bank 2 3.00% $5,372
KELLER MORTGAGE, LLC 2 3.13% $2,643
LENDUS, LLC 2 3.19% $4,725
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 3.31% $5,006
NATIONS DIRECT MORTGAGE, LLC 2 3.19% $6,638
NETWORK CAPITAL FUNDING CORPORATION 2 3.88% $121,202
Northwest Farm Credit Services, FLCA 2 3.60% $10,162
America's Credit Union 2 3.44% $4,126
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.81% $2,508
Quontic Bank 2 5.50% $15,106
Rivermark Community Credit Union 2 3.00% $3,588
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.31% $8,338
ROYAL UNITED MORTGAGE LLC 2 3.63% $6,365
S1L, Inc. 2 3.49% $5,891
Solarity Credit Union 2 2.63% $4,150
SOVEREIGN LENDING GROUP INCORPORATED 2 3.94% $6,155
Toyota Financial Savings Bank 2 3.13% $3,242
UNION HOME MORTGAGE CORP. 2 3.25% $3,382
Unitus Community Credit Union 2 2.94% $3,248
Wallick & Volk, Inc. 2 3.31% $4,585
Willamette Valley Bank 2 3.38% $4,612
Wyndham Capital Mortgage, Inc. 2 2.81% $1,183
Carrington Mortgage Services, LLC 2 3.38% $4,276
ADVANTIS 1 3.13% $4,575
AmeriHome Mortgage Company, LLC 1 2.88% $5,292
NexBank 1 3.63% $6,755
NFM, INC. 1 2.63% $4,526
Austin Capital Bank SSB 1 4.88% $10,663
Amalgamated Bank 1 3.00% $3,307
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.63% $3,639
Old National Bank 1 2.50% $3,663
JLB CORPORATION 1 3.25% $10,978
INTERNATIONAL CITY MORTGAGE, INC. 1 3.50% $7,810
ONY GLO, INC. 1 2.75% $2,617
Pacific NW Federal Credit Union 1 3.13% $2,840
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 2.88% $3,714
InterContinental Capital Group, Inc 1 2.88% $6,111
Colonial Savings, F.A. 1 2.88% $2,863
PENRITH HOME LOANS LLC 1 3.25% $3,909
PHH Mortgage Corporation 1 3.88% $5,469
INTELLILOAN, INC. 1 2.75% $6,004
Platinum Home Mortgage Corporation 1 3.38% $3,081
HOMESIDE FINANCIAL, LLC 1 2.75% $3,101
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.13% $3,576
PREMIER LENDING, INC. 1 3.25% $5,205
Heritage Bank 1 3.00% $5,563
Goldwater Bank, N.A. 1 2.75% $2,932
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.25% $4,760
First National Bank of America 1 6.88% $9,545
Prosperity Home Mortgage, LLC 1 3.75% $4,398
Washington Trust Bank 1 2.88% $3,384
First Mortgage Solutions, LLC 1 2.88% $2,724
First Federal Savings and Loan Association of Port Angeles 1 2.63% $3,457
UNITED MORTGAGE CORP. 1 2.88% $7,394
RANLIFE, INC. 1 3.00% $5,556
AMERICAN FINANCIAL RESOURCES, INC. 1 2.99% $4,161
RELIANCE FIRST CAPITAL, LLC 1 3.25% $5,243
RESIDENTIAL BANCORP. 1 2.75% $3,339
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 4.13% $4,138
5TH STREET CAPITAL, INC. 1 5.13% $6,584
CANOPY MORTGAGE, LLC 1 2.63% $4,127
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.50% $3,150
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.00% $3,138
WESTWOOD MORTGAGE, INC. 1 2.75% $3,467
BAYSHORE MORTGAGE FUNDING, LLC 1 2.88% $2,573
CHERRY CREEK MORTGAGE, LLC 1 3.63% $123
SPOKANE TEACHERS 1 3.00% $9,314
SPRING EQ, LLC 1 2.88% $3,777
BNY Mellon 1 2.50% $4,114
Stifel Bank and Trust 1 3.00% $2,202
Strong Home Mortgage, LLC 1 2.75% $2,081
Deere Employees Credit Union 1 2.25% $4,469
DAS Acquisition Company, LLC 1 2.88% $3,443
Commerce Home Mortgage, Inc. 1 3.25% $3,948
T2 FINANCIAL LLC 1 2.88% $4,618
The Central Trust Bank 1 2.75% $2,840
Colten Mortgage, LLC 1 3.38% $3,875
TIAA, FSB 1 2.88% $6,442
Loan Simple, Inc. 1 3.00% $4,795
LOANPAL, LLC 1 2.99% $6,351
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.99% $4,182
Manufacturers and Traders Trust Company 1 3.25% $2,787
MASON MCDUFFIE MORTGAGE CORPORATION 1 2.99% $4,522
MID AMERICA MORTGAGE, INC. 1 3.00% $2,289
MLD MORTGAGE INC. 1 3.13% $3,462
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 3.63% $5,713
LOANLEADERS OF AMERICA, INC. 1 2.75% $3,661
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.63% $17,680
AMCAP MORTGAGE, LTD. 1 3.00% $5,875
AmRes Corporation 1 3.38% $4,109
MUFG Union Bank 1 2.50% $2,683
Arvest Bank 1 2.75% $5,798
TJC Mortgage, Inc. 1 3.25% $3,742
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.63% $1,728
NATIONS RELIABLE LENDING, LLC 1 3.63% $4,114
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.38% $5,961
KITSAP Credit Union 1 3.50% $10,023
NBKC BANK 1 2.88% $4,332

Centralia, WA's 195 lenders originated 4,822 loans during 2021. The total origination value was $1,272,010,000, with an average loan value of $263,793.

The top Centralia lender as defined by loan originations is ACADEMY MORTGAGE CORPORATION, with 228 loans originated. Their average total fees are $6,141, which is $902 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Centralia lenders (with over 10 loans originated) are KeyBank ($2,165), U.S. Bank ($2,983), Boeing Employees Credit Union ($3,095), WASHINGTON STATE EMPLOYEES Credit Union ($3,107) and CRESCENT MORTGAGE COMPANY ($3,192).

The lowest rate Centralia lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.86%), FIBRE FEDERAL CREDIT UNION (2.89%), AMERISAVE MORTGAGE CORPORATION (2.90%), BROKER SOLUTIONS, INC. (2.98%) and Columbia State Bank (2.99%).

Centralia, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
ACADEMY MORTGAGE CORPORATION $101,425,000 $112,470,000 10.9% 8.8%
QUICKEN LOANS, LLC $80,010,000 $87,050,000 8.8% 6.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $33,475,000 $62,190,000 85.8% 4.9%
SUMMIT FUNDING, INC. $53,375,000 $52,540,000 -1.6% 4.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $45,830,000 $48,395,000 5.6% 3.8%
UNITED WHOLESALE MORTGAGE, LLC $22,460,000 $45,640,000 103.2% 3.6%
TWINSTAR $45,905,000 $45,225,000 -1.5% 3.6%
GUILD MORTGAGE COMPANY $29,045,000 $40,915,000 40.9% 3.2%
WASHINGTON STATE EMPLOYEES Credit Union $32,005,000 $31,400,000 -1.9% 2.5%
CALIBER HOME LOANS, INC. $25,505,000 $31,110,000 22.0% 2.4%
Umpqua Bank $25,615,000 $29,290,000 14.3% 2.3%
FREEDOM MORTGAGE CORPORATION $41,850,000 $29,145,000 -30.4% 2.3%
LOANDEPOT.COM, LLC $15,675,000 $28,130,000 79.5% 2.2%
PENNYMAC LOAN SERVICES, LLC $11,750,000 $24,190,000 105.9% 1.9%
Wells Fargo Bank $13,600,000 $19,985,000 46.9% 1.6%
Mortgage Research Center, LLC $11,585,000 $19,345,000 67.0% 1.5%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $16,235,000 $18,215,000 12.2% 1.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $18,775,000 $15,860,000 -15.5% 1.2%
Timberland Bank $14,745,000 $15,850,000 7.5% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $12,680,000 $15,075,000 18.9% 1.2%
Olympia Federal Savings & Loan Association $14,030,000 $14,880,000 6.1% 1.2%
KeyBank $15,175,000 $14,475,000 -4.6% 1.1%
MOVEMENT MORTGAGE, LLC $12,340,000 $12,885,000 4.4% 1.0%
1st Security Bank of Washington $6,730,000 $12,640,000 87.8% 1.0%
MANN FINANCIAL INC. $10,340,000 $11,385,000 10.1% 0.9%
Boeing Employees Credit Union $8,700,000 $11,365,000 30.6% 0.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $10,475,000 $11,225,000 7.2% 0.9%
CHURCHILL MORTGAGE CORPORATION $1,320,000 $11,005,000 733.7% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $12,515,000 $10,930,000 -12.7% 0.9%
AMERISAVE MORTGAGE CORPORATION $6,720,000 $10,590,000 57.6% 0.8%
BROKER SOLUTIONS, INC. $9,720,000 $9,930,000 2.2% 0.8%
Flagstar Bank, FSB $10,395,000 $9,725,000 -6.4% 0.8%
Paramount Residential Mortgage Group, Inc. $9,950,000 $9,695,000 -2.6% 0.8%
BAY EQUITY LLC $5,590,000 $9,460,000 69.2% 0.7%
JPMorgan Chase Bank $7,325,000 $8,835,000 20.6% 0.7%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $8,755,000 n/a 0.7%
LAKEVIEW LOAN SERVICING, LLC $7,445,000 $8,730,000 17.3% 0.7%
NEWREZ LLC $3,025,000 $8,700,000 187.6% 0.7%
AXIA FINANCIAL, LLC $5,775,000 $7,805,000 35.2% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $6,245,000 $7,710,000 23.5% 0.6%
Washington Federal Bank $5,790,000 $7,520,000 29.9% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $8,010,000 $7,380,000 -7.9% 0.6%
RED CANOE CREDIT UNION $5,125,000 $7,320,000 42.8% 0.6%
HomeStreet Bank $5,415,000 $6,910,000 27.6% 0.5%
NAVY FEDERAL CREDIT UNION $4,595,000 $6,855,000 49.2% 0.5%
CMG MORTGAGE, INC. $6,935,000 $6,705,000 -3.3% 0.5%
BETTER MORTGAGE CORPORATION $2,845,000 $6,535,000 129.7% 0.5%
HOME POINT FINANCIAL CORPORATION $4,415,000 $6,480,000 46.8% 0.5%
FIBRE FEDERAL CREDIT UNION $5,130,000 $6,150,000 19.9% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $5,505,000 $5,970,000 8.4% 0.5%
CRESCENT MORTGAGE COMPANY $3,565,000 $5,675,000 59.2% 0.4%
Columbia State Bank $5,395,000 $5,355,000 -0.7% 0.4%
SUN WEST MORTGAGE COMPANY, INC. $4,740,000 $5,150,000 8.6% 0.4%
GENEVA FINANCIAL, LLC $5,825,000 $5,070,000 -13.0% 0.4%
The Federal Savings Bank $5,110,000 $5,050,000 -1.2% 0.4%
NEW DAY FINANCIAL, LLC $2,860,000 $4,955,000 73.3% 0.4%
U.S. Bank $5,610,000 $4,865,000 -13.3% 0.4%
Qualstar Credit Union $1,395,000 $4,825,000 245.9% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $5,445,000 $4,780,000 -12.2% 0.4%
Banner Bank $4,785,000 $4,570,000 -4.5% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $2,005,000 $3,875,000 93.3% 0.3%
Bank of America $2,000,000 $3,625,000 81.3% 0.3%
PLANET HOME LENDING, LLC $3,125,000 $3,615,000 15.7% 0.3%
North American Savings Bank, F.S.B. $1,010,000 $3,435,000 240.1% 0.3%
AMERICAN FINANCING CORPORATION $1,450,000 $3,165,000 118.3% 0.2%
SUMMIT MORTGAGE CORPORATION $6,825,000 $3,125,000 -54.2% 0.2%
Sierra Pacific Mortgage Company, Inc. $2,375,000 $3,115,000 31.2% 0.2%
Carrington Mortgage Services, LLC $5,670,000 $3,040,000 -46.4% 0.2%
CORNERSTONE HOME LENDING, INC. $1,020,000 $2,955,000 189.7% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $2,500,000 $2,895,000 15.8% 0.2%
DIRECTORS MORTGAGE, INC. $810,000 $2,685,000 231.5% 0.2%
NATIONS DIRECT MORTGAGE, LLC $1,150,000 $2,480,000 115.7% 0.2%
First Home Bank $1,965,000 $2,455,000 24.9% 0.2%
Hometown Lenders, Inc. $1,630,000 $2,430,000 49.1% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $2,640,000 $2,250,000 -14.8% 0.2%
Nations Lending Corporation $1,150,000 $2,240,000 94.8% 0.2%
GSF Mortgage Corporation $4,035,000 $2,105,000 -47.8% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $2,385,000 $2,055,000 -13.8% 0.2%
Alaska USA Federal Credit Union $855,000 $1,960,000 129.2% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,560,000 $1,935,000 -45.6% 0.2%
Strong Home Mortgage, LLC $1,820,000 $1,925,000 5.8% 0.2%
PRIORITY HOME LENDING, LLC $540,000 $1,895,000 250.9% 0.1%
Alaska USA Mortgage Company LLC $1,855,000 $1,885,000 1.6% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,390,000 $1,875,000 34.9% 0.1%
Willamette Valley Bank $815,000 $1,805,000 121.5% 0.1%
Northwest Farm Credit Services, FLCA $3,035,000 $1,770,000 -41.7% 0.1%
GUARANTEED RATE, INC. $2,380,000 $1,765,000 -25.8% 0.1%
USAA Federal Savings Bank $4,040,000 $1,695,000 -58.0% 0.1%
America's Credit Union $1,665,000 n/a 0.1%
AMERICAN ADVISORS GROUP $1,585,000 $1,645,000 3.8% 0.1%
INTERNATIONAL CITY MORTGAGE, INC. $520,000 $1,640,000 215.4% 0.1%
COLUMBIA COMMUNITY CREDIT UNION $305,000 $1,635,000 436.1% 0.1%
LEADERONE FINANCIAL CORPORATION $3,190,000 $1,595,000 -50.0% 0.1%
MID AMERICA MORTGAGE, INC. $825,000 $1,565,000 89.7% 0.1%
Toyota Financial Savings Bank $1,505,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $635,000 $1,465,000 130.7% 0.1%
Heritage Bank $1,445,000 n/a 0.1%
RANLIFE, INC. $730,000 $1,330,000 82.2% 0.1%
PNC Bank $830,000 $1,300,000 56.6% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $500,000 $1,295,000 159.0% 0.1%
Barrington Bank & Trust Company, N.A. $1,305,000 $1,285,000 -1.5% 0.1%
FIRST TECHNOLOGY $695,000 $1,285,000 84.9% 0.1%
Solarity Credit Union $1,275,000 n/a 0.1%
STEARNS LENDING, LLC $500,000 $1,270,000 154.0% 0.1%
PLAZA HOME MORTGAGE, INC. $2,315,000 $1,235,000 -46.7% 0.1%
LENDINGHOME FUNDING CORPORATION $485,000 $1,205,000 148.5% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $145,000 $1,195,000 724.1% 0.1%
ZILLOW HOME LOANS, LLC $635,000 $1,190,000 87.4% 0.1%
Goldwater Bank, N.A. $225,000 $1,175,000 422.2% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $1,205,000 $1,155,000 -4.1% 0.1%
SOUND $1,425,000 $1,145,000 -19.6% 0.1%
S1L, Inc. $1,115,000 n/a 0.1%
First Savings Bank $1,975,000 $1,065,000 -46.1% 0.1%
Gateway First Bank $820,000 $1,065,000 29.9% 0.1%
BNC National Bank $1,055,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $1,015,000 $1,040,000 2.5% 0.1%
First Federal Savings and Loan Association of Port Angeles $750,000 $1,010,000 34.7% 0.1%
LPMC, LLC $1,255,000 $995,000 -20.7% 0.1%
MORTGAGE MASTER SERVICE CORPORATION $450,000 $970,000 115.6% 0.1%
Prosperity Home Mortgage, LLC $365,000 $960,000 163.0% 0.1%
TJC Mortgage, Inc. $145,000 $955,000 558.6% 0.1%
OnPoint Community Credit Union $1,110,000 $930,000 -16.2% 0.1%
EMM LOANS LLC $550,000 $925,000 68.2% 0.1%
GESA $2,635,000 $920,000 -65.1% 0.1%
Bank of the Pacific $480,000 $910,000 89.6% 0.1%
Quontic Bank $910,000 n/a 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $585,000 $895,000 53.0% 0.1%
Unitus Community Credit Union $1,590,000 $895,000 -43.7% 0.1%
Pacific NW Federal Credit Union $880,000 n/a 0.1%
AMCAP MORTGAGE, LTD. $630,000 $870,000 38.1% 0.1%
First Guaranty Mortgage Corporation $1,180,000 $860,000 -27.1% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $675,000 $835,000 23.7% 0.1%
Wyndham Capital Mortgage, Inc. $560,000 $810,000 44.6% 0.1%
First Federal Bank $450,000 $795,000 76.7% 0.1%
Lakeview Community Capital, LLC $275,000 $785,000 185.5% 0.1%
Commerce Home Mortgage, Inc. $265,000 $760,000 186.8% 0.1%
MUFG Union Bank $405,000 $755,000 86.4% 0.1%
Mid-Continent Funding, Inc. $740,000 n/a 0.1%
MORTGAGE EXPRESS, LLC $730,000 n/a 0.1%
5TH STREET CAPITAL, INC. $715,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $1,255,000 $705,000 -43.8% 0.1%
PHH Mortgage Corporation $360,000 $695,000 93.1% 0.1%
Deere Employees Credit Union $690,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,195,000 $685,000 -42.7% 0.1%
Magnolia Bank $175,000 $670,000 282.9% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $955,000 $665,000 -30.4% 0.1%
HOMESIDE FINANCIAL, LLC $410,000 $640,000 56.1% 0.1%
ALLIANT CREDIT UNION $630,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $520,000 $600,000 15.4% 0.0%
REVERSE MORTGAGE FUNDING LLC $600,000 n/a 0.0%
Axos Bank $595,000 n/a 0.0%
21ST MORTGAGE CORPORATION $810,000 $590,000 -27.2% 0.0%
NFM, INC. $465,000 $580,000 24.7% 0.0%
CANOPY MORTGAGE, LLC $375,000 $575,000 53.3% 0.0%
PENRITH HOME LOANS LLC $635,000 $570,000 -10.2% 0.0%
Wallick & Volk, Inc. $205,000 $570,000 178.0% 0.0%
UNION HOME MORTGAGE CORP. $560,000 n/a 0.0%
Old National Bank $545,000 n/a 0.0%
ON Q FINANCIAL, INC. $165,000 $545,000 230.3% 0.0%
SPOKANE TEACHERS $545,000 n/a 0.0%
The Central Trust Bank $545,000 n/a 0.0%
Bank of England $540,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $400,000 $510,000 27.5% 0.0%
NP, Inc. $500,000 n/a 0.0%
IAA Credit Union $1,095,000 $485,000 -55.7% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $480,000 n/a 0.0%
ENVOY MORTGAGE, LTD $435,000 $480,000 10.3% 0.0%
InterContinental Capital Group, Inc $640,000 $480,000 -25.0% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $480,000 n/a 0.0%
Manufacturers and Traders Trust Company $480,000 n/a 0.0%
JLB CORPORATION $475,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $475,000 n/a 0.0%
ONY GLO, INC. $610,000 $455,000 -25.4% 0.0%
V.I.P. MORTGAGE, INC. $775,000 $455,000 -41.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $445,000 n/a 0.0%
AMWEST FUNDING CORP. $195,000 $435,000 123.1% 0.0%
KITSAP Credit Union $450,000 $430,000 -4.4% 0.0%
KELLER MORTGAGE, LLC $675,000 $420,000 -37.8% 0.0%
NBKC BANK $2,190,000 $420,000 -80.8% 0.0%
OPEN MORTGAGE, LLC $820,000 $420,000 -48.8% 0.0%
AmeriHome Mortgage Company, LLC $280,000 $410,000 46.4% 0.0%
LENDUS, LLC $1,280,000 $410,000 -68.0% 0.0%
BNY Mellon $405,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $265,000 $405,000 52.8% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $395,000 n/a 0.0%
Watermark Capital, Inc. $835,000 $390,000 -53.3% 0.0%
FirstBank $520,000 $385,000 -26.0% 0.0%
First Internet Bank of Indiana $265,000 $385,000 45.3% 0.0%
ML Mortgage Corp. $385,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $375,000 n/a 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $365,000 n/a 0.0%
Platinum Home Mortgage Corporation $365,000 n/a 0.0%
UNITED MORTGAGE CORP. $265,000 $365,000 37.7% 0.0%
iQ Credit Union $1,615,000 $360,000 -77.7% 0.0%
First Interstate Bank $355,000 n/a 0.0%
Neighborhood Loans, Inc. $355,000 n/a 0.0%
DHI MORTGAGE COMPANY, LTD. $345,000 n/a 0.0%
SPRING EQ, LLC $25,000 $345,000 1,280.0% 0.0%
T2 FINANCIAL LLC $345,000 $345,000 0.0% 0.0%
HighTechLending Inc $205,000 $340,000 65.9% 0.0%
First Mortgage Solutions, LLC $515,000 $335,000 -35.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $330,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $430,000 $325,000 -24.4% 0.0%
DAS Acquisition Company, LLC $275,000 $325,000 18.2% 0.0%
SOFI LENDING CORP. $325,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $315,000 n/a 0.0%
NexBank $315,000 n/a 0.0%
Rivermark Community Credit Union $305,000 n/a 0.0%
Sunflower Bank $1,300,000 $305,000 -76.5% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $560,000 $300,000 -46.4% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $295,000 n/a 0.0%
Austin Capital Bank SSB $285,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $265,000 $285,000 7.5% 0.0%
Credence Funding Corporation $195,000 $285,000 46.2% 0.0%
Equity Prime Mortgage LLC $325,000 $285,000 -12.3% 0.0%
JMAC LENDING, INC. $285,000 n/a 0.0%
PREMIER LENDING, INC. $285,000 n/a 0.0%
WESTERN EXPRESS LENDING $285,000 n/a 0.0%
Baxter Credit Union $275,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $195,000 $275,000 41.0% 0.0%
First National Bank of America $275,000 n/a 0.0%
KINECTA $275,000 n/a 0.0%
Amalgamated Bank $265,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $285,000 $265,000 -7.0% 0.0%
TIAA, FSB $265,000 n/a 0.0%
LADERA LENDING, INC. $1,370,000 $255,000 -81.4% 0.0%
OCEANSIDE MORTGAGE COMPANY $255,000 $255,000 0.0% 0.0%
LOANPAL, LLC $615,000 $250,000 -59.3% 0.0%
Arvest Bank $245,000 n/a 0.0%
Opportunity Bank of Montana $245,000 n/a 0.0%
AmRes Corporation $235,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $315,000 $235,000 -25.4% 0.0%
DIGITAL Federal Credit Union $235,000 n/a 0.0%
Peoples Bank $145,000 $235,000 62.1% 0.0%
CIVIC FINANCIAL SERVICES, LLC $225,000 n/a 0.0%
Loan Simple, Inc. $480,000 $225,000 -53.1% 0.0%
NATIONS RELIABLE LENDING, LLC $175,000 $225,000 28.6% 0.0%
LOANLEADERS OF AMERICA, INC. $215,000 n/a 0.0%
Figure Lending LLC $135,000 $210,000 55.6% 0.0%
VERITY $210,000 n/a 0.0%
INTELLILOAN, INC. $205,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $195,000 $205,000 5.1% 0.0%
ADVANTIS $105,000 $200,000 90.5% 0.0%
ROYAL UNITED MORTGAGE LLC $150,000 $200,000 33.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $195,000 n/a 0.0%
Stifel Bank and Trust $185,000 n/a 0.0%
WESTWOOD MORTGAGE, INC. $175,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $740,000 $165,000 -77.7% 0.0%
Bank of the West $800,000 $165,000 -79.4% 0.0%
Colten Mortgage, LLC $165,000 n/a 0.0%
MLD MORTGAGE INC. $230,000 $165,000 -28.3% 0.0%
RESIDENTIAL BANCORP. $165,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $175,000 $155,000 -11.4% 0.0%
Washington Trust Bank $705,000 $155,000 -78.0% 0.0%
Colonial Savings, F.A. $245,000 $145,000 -40.8% 0.0%
Northpointe Bank $935,000 $135,000 -85.6% 0.0%
HORIZON $125,000 n/a 0.0%
TAPCO Credit Union $595,000 $125,000 -79.0% 0.0%
Ally Bank $145,000 $105,000 -27.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $180,000 $95,000 -47.2% 0.0%
EVANSVILLE TEACHERS $75,000 n/a 0.0%
CASCADE FEDERAL CREDIT UNION $65,000 n/a 0.0%
Discover Bank $165,000 $55,000 -66.7% 0.0%

Centralia's top lender by overall market share is ACADEMY MORTGAGE CORPORATION, with 8.8% market share. In second place, with 6.8%, is QUICKEN LOANS, LLC, having originated $87,050,000 in loans. In third place, with 4.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $62,190,000 in loans. In third place, with 4.1%, is SUMMIT FUNDING, INC., having originated $52,540,000 in loans. In third place, with 3.8%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $48,395,000 in loans.


Centralia, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,731 $550,535,000 $318,044
Refi 1,445 $347,955,000 $240,799
Cash Out Refi 1,326 $338,060,000 $254,947
Other 193 $22,215,000 $115,104
Home Improvement 127 $13,245,000 $104,291

Centralia's most frequently cited loan purpose was Home Purchase, with 1,731 originations. The 2nd most popular reason was Refi, with 1,445 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 2,012 $564,730,000 $280,681
2.5-3% 1,704 $463,010,000 $271,719
<2.5% 798 $175,920,000 $220,451
4-5% 180 $53,290,000 $296,056
5-6% 63 $10,575,000 $167,857
Over 8% 11 $1,245,000 $113,182
6-7% 9 $845,000 $93,889
7-8% 4 $350,000 $87,500

During 2021, Centralia's most frequently originated rate bucket was 3-4%, with 2,012 originations.

Loan Sizing (Centralia, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,630 $756,380,000 $287,597
$100k-200k 1,101 $169,705,000 $154,137
$400k-600k 571 $268,545,000 $470,306
$100,000 or less 463 $22,315,000 $48,197
$600k-1000k 49 $33,365,000 $680,918
$Over $1MM 8 $21,700,000 $2,712,500

Centralia's loan sizing saw the bucket of loans from $200k-400k with 2,630 originations, totaling $756,380,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,517 $459,315,000 $302,779
80-100% 1,413 $466,375,000 $330,060
40-60% 916 $209,780,000 $229,017
20-40% 408 $54,550,000 $133,701
Under 20% 324 $12,090,000 $37,315
Over 100% 71 $28,045,000 $395,000

Centralia's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,517 originations, totaling $459,315,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $253,750 (27.2%) $320,295 (12.9%) 0.00 217
2018-02-01 $251,500 (15.7%) $323,070 (10.4%) 0.00 194
2018-03-01 $269,500 (18.2%) $329,847 (9.6%) 0.00 181
2018-04-01 $292,000 (17.3%) $346,008 (12.0%) 0.00 173
2018-05-01 $294,750 (16.8%) $354,785 (13.8%) 0.00 188
2018-06-01 $289,900 (13.7%) $349,907 (5.1%) 0.00 232
2018-07-01 $304,450 (21.8%) $363,529 (11.1%) 0.00 250
2018-08-01 $303,750 (20.3%) $349,465 (7.5%) 0.00 289
2018-09-01 $299,500 (17.5%) $345,316 (9.2%) 0.00 315
2018-10-01 $304,450 (21.8%) $346,893 (10.9%) 0.00 308
2018-11-01 $302,000 (19.8%) $349,975 (7.4%) 0.00 297
2018-12-01 $326,900 (28.7%) $370,773 (16.5%) 0.00 251
2019-01-01 $322,500 (27.1%) $376,826 (17.7%) 0.00 207
2019-02-01 $324,575 (29.1%) $370,994 (14.8%) 0.00 204
2019-03-01 $319,614 (18.6%) $358,534 (8.7%) 0.00 203
2019-04-01 $318,614 (9.1%) $352,674 (1.9%) 0.00 190
2019-05-01 $319,745 (8.5%) $355,947 (0.3%) 0.00 195
2019-06-01 $324,944 (12.1%) $360,564 (3.1%) 0.00 217
2019-07-01 $322,000 (5.8%) $375,940 (3.4%) 0.00 232
2019-08-01 $321,571 (5.9%) $381,652 (9.2%) 0.00 236
2019-09-01 $319,571 (6.7%) $378,855 (9.7%) 0.00 225
2019-10-01 $311,400 (2.3%) $363,980 (4.9%) 0.00 284
2019-11-01 $314,000 (4.0%) $367,392 (5.0%) 0.00 266
2019-12-01 $313,950 (-4.0%) $374,607 (1.0%) 0.00 231
2020-01-01 $316,400 (-1.9%) $386,053 (2.5%) 0.00 223
2020-02-01 $319,900 (-1.4%) $389,262 (4.9%) 0.00 225
2020-03-01 $322,500 (0.9%) $387,549 (8.1%) 0.00 235
2020-04-01 $335,000 (5.1%) $395,152 (12.0%) 0.00 239
2020-05-01 $335,000 (4.8%) $404,107 (13.5%) 0.00 236
2020-06-01 $338,950 (4.3%) $413,114 (14.6%) 0.00 223
2020-07-01 $349,700 (8.6%) $413,353 (10.0%) 0.00 225
2020-08-01 $355,000 (10.4%) $430,648 (12.8%) 0.00 215
2020-09-01 $339,975 (6.4%) $415,098 (9.6%) 0.00 222
2020-10-01 $345,000 (10.8%) $435,873 (19.8%) 0.00 208
2020-11-01 $349,700 (11.4%) $451,548 (22.9%) 0.00 127
2020-12-01 $349,500 (11.3%) $443,567 (18.4%) 0.00 107
2021-01-01 $349,900 (10.6%) $447,917 (16.0%) 0.00 94
2021-02-01 $350,000 (9.4%) $487,581 (25.3%) 0.00 81
2021-03-01 $372,500 (15.5%) $482,560 (24.5%) 0.00 70
2021-04-01 $380,000 (13.4%) $472,248 (19.5%) 0.00 69
2021-05-01 $399,500 (19.3%) $497,123 (23.0%) 0.00 83
2021-06-01 $399,450 (17.9%) $521,160 (26.2%) 0.00 105
2021-07-01 $442,500 (26.5%) $535,632 (29.6%) 0.00 117
2021-08-01 $447,000 (25.9%) $544,247 (26.4%) 0.00 140
2021-09-01 $449,450 (32.2%) $525,289 (26.6%) 0.00 149
2021-10-01 $445,000 (29.0%) $523,690 (20.2%) 0.00 148
2021-11-01 $454,250 (29.9%) $511,754 (13.3%) 0.00 118
2021-12-01 $433,450 (24.0%) $490,332 (10.5%) 0.00 91
2022-01-01 $420,000 (20.0%) $497,478 (11.1%) 0.00 64
2022-02-01 $440,000 (25.7%) $525,602 (7.8%) 0.00 71
2022-03-01 $466,750 (25.3%) $585,967 (21.4%) 0.00 74
2022-04-01 $499,000 (31.3%) $658,390 (39.4%) 0.00 84
2022-05-01 $544,500 (36.3%) $658,421 (32.5%) 0.00 132
2022-06-01 $499,450 (25.0%) $615,384 (18.1%) 0.00 205
Centralia's median listing price for 2022-06-01 was $499,450, a difference of $100,000 (25.0%) versus the prior year and $-45,050 versus the prior month.

Centralia's median listing price comes in at 0% of the national average.

Centralia's average listing price for 2022-06-01 was $615,384, a difference of $94,224 (18.1%) versus the prior year and $-43,037 versus the prior month.

For the 2022-06-01 period, Centralia had 205 MLS listings, a difference of 73 listings (55%) versus the prior month and 100 listings (95%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Centralia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,782 sqft
2018-02-01 0 days 1,782 sqft
2018-03-01 0 days 1,884 sqft
2018-04-01 0 days 1,972 sqft
2018-05-01 0 days 1,929 sqft
2018-06-01 0 days 1,937 sqft
2018-07-01 0 days 1,986 sqft
2018-08-01 0 days 1,864 sqft
2018-09-01 0 days 1,864 sqft
2018-10-01 0 days 1,850 sqft
2018-11-01 0 days 1,847 sqft
2018-12-01 0 days 1,894 sqft
2019-01-01 0 days 1,887 sqft
2019-02-01 0 days 1,901 sqft
2019-03-01 0 days 1,863 sqft
2019-04-01 0 days 1,832 sqft
2019-05-01 0 days 1,845 sqft
2019-06-01 0 days 1,811 sqft
2019-07-01 0 days 1,822 sqft
2019-08-01 0 days 1,807 sqft
2019-09-01 0 days 1,806 sqft
2019-10-01 0 days 1,785 sqft
2019-11-01 0 days 1,800 sqft
2019-12-01 0 days 1,811 sqft
2020-01-01 0 days 1,825 sqft
2020-02-01 0 days 1,792 sqft
2020-03-01 0 days 1,777 sqft
2020-04-01 0 days 1,779 sqft
2020-05-01 0 days 1,782 sqft
2020-06-01 0 days 1,822 sqft
2020-07-01 0 days 1,848 sqft
2020-08-01 0 days 1,824 sqft
2020-09-01 0 days 1,741 sqft
2020-10-01 0 days 1,728 sqft
2020-11-01 0 days 1,751 sqft
2020-12-01 0 days 1,792 sqft
2021-01-01 0 days 1,728 sqft
2021-02-01 0 days 1,678 sqft
2021-03-01 0 days 1,606 sqft
2021-04-01 0 days 1,657 sqft
2021-05-01 0 days 1,579 sqft
2021-06-01 0 days 1,592 sqft
2021-07-01 0 days 1,782 sqft
2021-08-01 0 days 1,841 sqft
2021-09-01 0 days 1,860 sqft
2021-10-01 0 days 1,968 sqft
2021-11-01 0 days 1,943 sqft
2021-12-01 0 days 1,808 sqft
2022-01-01 0 days 1,760 sqft
2022-02-01 0 days 1,757 sqft
2022-03-01 0 days 1,796 sqft
2022-04-01 0 days 1,872 sqft
2022-05-01 0 days 1,858 sqft
2022-06-01 0 days 1,805 sqft
Centralia's median listing age (time on market) for 2022-06-01 was 0 days.

Centralia's median square footage for active listings during the 2022-06-01 period was 1,805 sqft. One year prior, the average listing was 1,592 sqft.