Centralia Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Centralia averaged
7.09%
for the week of 2025-05-08, compared to the national average of
6.76% for the same period.
The average rate for the prior week (2025-05-01) was
7.09% and
one month ago for the week of 2025-04-03, the
average rate was 6.77%.
Centralia's average rate one year ago was 7.45%.
For refis of the same type during the week of 2025-05-08, the average rate
was 7.39%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-08 | 6.76% |
| Centralia 30 Year Fixed Rate | 2025-05-08 | 7.09% |
| Centralia 30 Year Fixed Rate Refi | 2025-05-08 | 7.39% |
| Centralia 15 Year Fixed Rate | 2025-05-08 | 5.99% |
| Centralia 15 Year Fixed Rate Refi | 2025-05-08 | 5.99% |
| Centralia 30 Year FHA | 2025-05-08 | 6.68% |
| Centralia 30 Year FHA Refi | 2025-05-08 | 6.48% |
| Centralia 30 Year USDA | 2025-05-08 | 6.57% |
| Centralia 30 Year USDA Refi | 2025-05-08 | 6.37% |
| Centralia 30 Year VA | 2025-05-08 | 6.65% |
| Centralia 30 Year VA Refi | 2025-05-08 | 5.54% |
Centralia Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Centralia, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Centralia Average Closing Costs & Other Stats
Centralia, WA's 118 lenders originated 1,884
loans during 2024. The total origination value was $551,890,000, with an average loan value of
$292,935.
Centralia's average closing costs are $6,805.
The top Centralia lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
75 loans originated. Their average total fees are
$9,456, which is $1,113
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Centralia lenders (with over 10 loans originated) are
TWINSTAR ($3,747), WASHINGTON STATE EMPLOYEES Credit Union ($4,214), KeyBank ($5,496), MOVEMENT MORTGAGE, LLC ($6,673) and SUMMIT FUNDING, INC. ($8,295).
The lowest rate Centralia lenders (with over 10 loans originated) are
TWINSTAR (6.45%), KeyBank (6.68%), QUICKEN LOANS, LLC (6.70%), WASHINGTON STATE EMPLOYEES Credit Union (6.86%) and UNITED WHOLESALE MORTGAGE, LLC (6.90%).
Centralia, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $9,000,000 | $55,075,000 | 511.9% | 10.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $32,970,000 | $52,775,000 | 60.1% | 9.6% |
| QUICKEN LOANS, LLC | $21,040,000 | $29,250,000 | 39.0% | 5.3% |
| TWINSTAR | $10,565,000 | $21,440,000 | 102.9% | 3.9% |
| MOVEMENT MORTGAGE, LLC | $12,930,000 | $17,775,000 | 37.5% | 3.2% |
| SUMMIT FUNDING, INC. | $23,865,000 | $17,185,000 | -28.0% | 3.1% |
| WASHINGTON STATE EMPLOYEES Credit Union | $14,500,000 | $16,315,000 | 12.5% | 3.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $8,245,000 | $15,010,000 | 82.0% | 2.7% |
| Timberland Bank | $9,640,000 | $13,540,000 | 40.5% | 2.5% |
| CMG MORTGAGE, INC. | $8,050,000 | $12,750,000 | 58.4% | 2.3% |
| Mortgage Research Center, LLC | $6,545,000 | $12,345,000 | 88.6% | 2.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $11,485,000 | $10,760,000 | -6.3% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $2,835,000 | $10,715,000 | 278.0% | 1.9% |
| FREEDOM MORTGAGE CORPORATION | $2,765,000 | $9,565,000 | 245.9% | 1.7% |
| NEWREZ LLC | $4,450,000 | $8,835,000 | 98.5% | 1.6% |
| Umpqua Bank | $7,200,000 | $7,765,000 | 7.8% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $15,490,000 | $7,135,000 | -53.9% | 1.3% |
| Washington Trust Bank | $6,625,000 | n/a | 1.2% | |
| Olympia Federal Savings & Loan Association | $4,445,000 | $5,810,000 | 30.7% | 1.1% |
| FIBRE FEDERAL CREDIT UNION | $4,580,000 | $5,760,000 | 25.8% | 1.0% |
| BROKER SOLUTIONS, INC. | $3,935,000 | $5,600,000 | 42.3% | 1.0% |
| GUARANTEED RATE, INC. | $2,980,000 | $5,540,000 | 85.9% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $4,640,000 | $5,275,000 | 13.7% | 1.0% |
| HomeStreet Bank | $4,475,000 | $4,850,000 | 8.4% | 0.9% |
| Boeing Employees Credit Union | $4,730,000 | $4,640,000 | -1.9% | 0.8% |
| LOANDEPOT.COM, LLC | $3,480,000 | $4,455,000 | 28.0% | 0.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $6,345,000 | $4,430,000 | -30.2% | 0.8% |
| MLD MORTGAGE INC. | $1,340,000 | $4,310,000 | 221.6% | 0.8% |
| KeyBank | $2,220,000 | $4,260,000 | 91.9% | 0.8% |
| Banner Bank | $4,465,000 | $3,500,000 | -21.6% | 0.6% |
| The Loan Store, Inc. | $810,000 | $3,500,000 | 332.1% | 0.6% |
| RED CANOE CREDIT UNION | $3,405,000 | $3,440,000 | 1.0% | 0.6% |
| 1st Security Bank of Washington | $5,445,000 | $3,370,000 | -38.1% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,795,000 | $3,365,000 | 87.5% | 0.6% |
| BAY EQUITY LLC | $4,275,000 | $3,325,000 | -22.2% | 0.6% |
| NATIONS DIRECT MORTGAGE, LLC | $335,000 | $3,220,000 | 861.2% | 0.6% |
| Carrington Mortgage Services, LLC | $1,850,000 | $3,150,000 | 70.3% | 0.6% |
| O BEE | $2,775,000 | $3,090,000 | 11.4% | 0.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | $435,000 | $3,085,000 | 609.2% | 0.6% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $3,150,000 | $2,875,000 | -8.7% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $515,000 | $2,735,000 | 431.1% | 0.5% |
| CORNERSTONE HOME LENDING, INC. | $1,665,000 | $2,725,000 | 63.7% | 0.5% |
| JPMorgan Chase Bank | $1,160,000 | $2,575,000 | 122.0% | 0.5% |
| V.I.P. MORTGAGE, INC. | $475,000 | $2,520,000 | 430.5% | 0.5% |
| VILLAGE CAPITAL MORTGAGE | $445,000 | $2,375,000 | 433.7% | 0.4% |
| PLANET HOME LENDING, LLC | $965,000 | $2,315,000 | 139.9% | 0.4% |
| Washington Federal Bank | $3,695,000 | $2,065,000 | -44.1% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,650,000 | $2,045,000 | -22.8% | 0.4% |
| S1L, Inc. | $865,000 | $2,015,000 | 132.9% | 0.4% |
| GEORGIA'S OWN | $95,000 | $1,995,000 | 2,000.0% | 0.4% |
| T2 FINANCIAL LLC | $1,205,000 | $1,990,000 | 65.1% | 0.4% |
| U.S. Bank | $3,240,000 | $1,990,000 | -38.6% | 0.4% |
| CANOPY MORTGAGE, LLC | $265,000 | $1,950,000 | 635.8% | 0.4% |
| TRIAD FINANCIAL SERVICES, INC. | $1,920,000 | $1,930,000 | 0.5% | 0.3% |
| Wells Fargo Bank | $640,000 | $1,880,000 | 193.8% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $1,470,000 | $1,845,000 | 25.5% | 0.3% |
| iQ Credit Union | $720,000 | $1,840,000 | 155.6% | 0.3% |
| NP, Inc. | $1,805,000 | n/a | 0.3% | |
| SOUND | $1,085,000 | $1,800,000 | 65.9% | 0.3% |
| AXIA FINANCIAL, LLC | $3,230,000 | $1,725,000 | -46.6% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $295,000 | $1,695,000 | 474.6% | 0.3% |
| GESA | $455,000 | $1,690,000 | 271.4% | 0.3% |
| NEW DAY FINANCIAL, LLC | $395,000 | $1,690,000 | 327.8% | 0.3% |
| USAA Federal Savings Bank | $855,000 | $1,640,000 | 91.8% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $940,000 | $1,630,000 | 73.4% | 0.3% |
| Sunflower Bank | $1,620,000 | n/a | 0.3% | |
| CARDINAL FINANCIAL | $3,200,000 | $1,605,000 | -49.8% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,605,000 | n/a | 0.3% | |
| Northwest Farm Credit Services, FLCA | $275,000 | $1,535,000 | 458.2% | 0.3% |
| American Mortgage & Equity Consultants, Inc. | $155,000 | $1,455,000 | 838.7% | 0.3% |
| COLUMBIA COMMUNITY CREDIT UNION | $1,350,000 | $1,425,000 | 5.6% | 0.3% |
| FIRST COLONY MORTGAGE CORPORATION | $485,000 | $1,370,000 | 182.5% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,860,000 | $1,365,000 | -26.6% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $1,330,000 | n/a | 0.2% | |
| SAMMAMISH MORTGAGE COMPANY | $910,000 | $1,315,000 | 44.5% | 0.2% |
| Flagstar Bank, FSB | $2,730,000 | $1,280,000 | -53.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,525,000 | $1,280,000 | -16.1% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $1,255,000 | n/a | 0.2% | |
| NFM, INC. | $2,775,000 | $1,230,000 | -55.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $2,485,000 | $1,205,000 | -51.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $2,465,000 | $1,190,000 | -51.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,165,000 | n/a | 0.2% | |
| Bank of America | $1,055,000 | $1,160,000 | 10.0% | 0.2% |
| SPOKANE TEACHERS | $1,155,000 | n/a | 0.2% | |
| Century Mortgage Company DBA Century Lending Company | $1,135,000 | n/a | 0.2% | |
| Seattle Metropolitan Credit Union | $610,000 | $1,115,000 | 82.8% | 0.2% |
| PHH Mortgage Corporation | $85,000 | $1,030,000 | 1,111.8% | 0.2% |
| RESIDENTIAL BANCORP | $1,025,000 | n/a | 0.2% | |
| Solarity Credit Union | $1,005,000 | n/a | 0.2% | |
| Discover Bank | $1,100,000 | $960,000 | -12.7% | 0.2% |
| Heritage Bank | $2,785,000 | $945,000 | -66.1% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $595,000 | $925,000 | 55.5% | 0.2% |
| OnPoint Community Credit Union | $1,250,000 | $905,000 | -27.6% | 0.2% |
| Figure Lending LLC | $410,000 | $865,000 | 111.0% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $515,000 | $840,000 | 63.1% | 0.2% |
| NETWORK CAPITAL FUNDING CORPORATION | $215,000 | $830,000 | 286.0% | 0.2% |
| INTERCAP LENDING INC. | $825,000 | n/a | 0.1% | |
| SUMMIT MORTGAGE CORPORATION | $1,690,000 | $815,000 | -51.8% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $810,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $530,000 | $790,000 | 49.1% | 0.1% |
| INTELLILOAN, INC. | $730,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $640,000 | $700,000 | 9.4% | 0.1% |
| OCMBC, INC. | $695,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $685,000 | n/a | 0.1% | |
| The Huntington National Bank | $765,000 | $685,000 | -10.5% | 0.1% |
| Cornerstone First Mortgage, Inc | $675,000 | n/a | 0.1% | |
| MOUNTAIN WEST FINANCIAL, INC. | $660,000 | n/a | 0.1% | |
| Citibank | $655,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $655,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $1,050,000 | $650,000 | -38.1% | 0.1% |
| First National Bank of America | $925,000 | $645,000 | -30.3% | 0.1% |
| PRIORITY HOME LENDING, LLC | $530,000 | $640,000 | 20.8% | 0.1% |
| The Federal Savings Bank | $1,410,000 | $610,000 | -56.7% | 0.1% |
| Qualstar Credit Union | $55,000 | $595,000 | 981.8% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $585,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $635,000 | $580,000 | -8.7% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $980,000 | $570,000 | -41.8% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $810,000 | $550,000 | -32.1% | 0.1% |
| Northpointe Bank | $12,585,000 | $550,000 | -95.6% | 0.1% |
| PNC Bank | $1,085,000 | $520,000 | -52.1% | 0.1% |
| CLEARPATH LENDING | $515,000 | n/a | 0.1% | |
| WHATCOM EDUCATIONAL CREDIT UNION | $505,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $315,000 | $500,000 | 58.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $485,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,085,000 | $475,000 | -56.2% | 0.1% |
| UNITED MORTGAGE CORP | $475,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $2,325,000 | $470,000 | -79.8% | 0.1% |
| Willamette Valley Bank | $1,140,000 | $470,000 | -58.8% | 0.1% |
| HARBORSTONE | $750,000 | $455,000 | -39.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $915,000 | $435,000 | -52.5% | 0.1% |
| MORTGAGE EXPRESS, LLC | $445,000 | $435,000 | -2.2% | 0.1% |
| Armed Forces Bank | $375,000 | $425,000 | 13.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $415,000 | n/a | 0.1% | |
| First United Bank and Trust Company | $405,000 | n/a | 0.1% | |
| Luxury Mortgage Corp. | $405,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $405,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,725,000 | $400,000 | -89.3% | 0.1% |
| SCENIC OAKS FUNDING, INC. | $395,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $355,000 | $385,000 | 8.5% | 0.1% |
| Gateway First Bank | $425,000 | $385,000 | -9.4% | 0.1% |
| Nations Lending Corporation | $85,000 | $385,000 | 352.9% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $375,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $205,000 | $370,000 | 80.5% | 0.1% |
| DIRECTORS MORTGAGE, INC. | $355,000 | n/a | 0.1% | |
| LOANPAL, LLC | $355,000 | n/a | 0.1% | |
| Truist | $575,000 | $355,000 | -38.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $355,000 | n/a | 0.1% | |
| SALAL | $170,000 | $350,000 | 105.9% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $345,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $1,100,000 | $345,000 | -68.6% | 0.1% |
| ENVOY MORTGAGE, LTD | $335,000 | n/a | 0.1% | |
| M&T Bank | $335,000 | n/a | 0.1% | |
| RANLIFE, INC. | $335,000 | n/a | 0.1% | |
| SeaTrust Mortgage Company | $375,000 | $335,000 | -10.7% | 0.1% |
| BM Real Estate Services, Inc. | $325,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $320,000 | n/a | 0.1% | |
| FUNDLOANS CAPITAL | $315,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $315,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $315,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $160,000 | $315,000 | 96.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $4,510,000 | $305,000 | -93.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $140,000 | $305,000 | 117.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $285,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $275,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $310,000 | $260,000 | -16.1% | 0.0% |
| Florida Capital Bank | $255,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $420,000 | $255,000 | -39.3% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $245,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $235,000 | n/a | 0.0% | |
| America's Credit Union | $865,000 | $225,000 | -74.0% | 0.0% |
| Bank of the Pacific | $225,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $135,000 | $225,000 | 66.7% | 0.0% |
| Credence Funding Corporation | $215,000 | n/a | 0.0% | |
| PENINSULA COMMUNITY | $215,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $195,000 | $195,000 | 0.0% | 0.0% |
| University Bank | $115,000 | $175,000 | 52.2% | 0.0% |
| Plains Commerce Bank | $540,000 | $165,000 | -69.4% | 0.0% |
| First-Citizens Bank & Trust Company | $135,000 | n/a | 0.0% | |
| BMO Harris Bank | $155,000 | $125,000 | -19.4% | 0.0% |
| ON Q FINANCIAL, INC. | $700,000 | $115,000 | -83.6% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $105,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $105,000 | n/a | 0.0% | |
| Lower Columbia Longshoremen's Federal Credit Union | $770,000 | $100,000 | -87.0% | 0.0% |
| HORIZON | $80,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $55,000 | n/a | 0.0% | |
| Rivermark Community Credit Union | $55,000 | $55,000 | 0.0% | 0.0% |
| FIRST TECHNOLOGY | $310,000 | $35,000 | -88.7% | 0.0% |
Centralia's top lender by overall market share is GUILD MORTGAGE COMPANY, with 10.0% market share. In second place, with 9.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $52,775,000 in loans. In third place, with 5.3%, is QUICKEN LOANS, LLC, having originated $29,250,000 in loans. In fourth place, with 3.9%, is TWINSTAR, having originated $21,440,000 in loans. In fifth place, with 3.2%, is MOVEMENT MORTGAGE, LLC, having originated $17,775,000 in loans.
Centralia, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 898 | $323,780,000 | $360,557 |
| Cash Out Refi | 303 | $80,615,000 | $266,056 |
| Refi | 278 | $104,660,000 | $376,475 |
| Other | 237 | $25,525,000 | $107,700 |
| Home Improvement | 168 | $17,310,000 | $103,036 |
Centralia's most frequently cited loan purpose was Home Purchase, with 898 originations. The 2nd most popular reason was Cash Out Refi, with 303 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 681 | $254,065,000 | $373,076 |
| Over 8% | 444 | $59,000,000 | $132,883 |
| 7-8% | 407 | $124,905,000 | $306,892 |
| 5-6% | 253 | $101,345,000 | $400,573 |
| <2.5% | 62 | $2,200,000 | $35,484 |
| 4-5% | 25 | $8,525,000 | $341,000 |
| 2.5-3% | 2 | $600,000 | $300,000 |
| 3-4% | 1 | $305,000 | $305,000 |
During 2024, Centralia's most frequently originated rate bucket was 6-7%, with 681 originations.
Loan Sizing (Centralia, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 764 | $234,800,000 | $307,330 |
| $100,000 or less | 394 | $19,440,000 | $49,340 |
| $400k-600k | 365 | $170,915,000 | $468,260 |
| $100k-200k | 259 | $36,225,000 | $139,865 |
| $600k-1000k | 93 | $63,655,000 | $684,462 |
| $Over $1MM | 9 | $26,855,000 | $2,983,889 |
Centralia's loan sizing saw the bucket of loans from $200k-400k with 764 originations, totaling $234,800,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 651 | $267,685,000 | $411,190 |
| Under 20% | 390 | $21,660,000 | $55,538 |
| 60-80% | 321 | $131,975,000 | $411,137 |
| 20-40% | 231 | $37,445,000 | $162,100 |
| 40-60% | 210 | $60,200,000 | $286,667 |
| Over 100% | 37 | $18,065,000 | $488,243 |
Centralia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 651 originations, totaling $267,685,000 in origination value.