LEWISTON Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lewiston averaged 6.42% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.43% and one month ago for the week of 2025-02-27, the average rate was 6.64%.

    Lewiston's average rate one year ago was 6.67%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.54%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Lewiston 30 Year Fixed Rate 2025-04-03 6.42%
    Lewiston 30 Year Fixed Rate Refi 2025-04-03 6.54%
    Lewiston 15 Year Fixed Rate 2025-04-03 5.62%
    Lewiston 15 Year Fixed Rate Refi 2025-04-03 5.72%
    Lewiston 30 Year FHA 2025-04-03 6.34%
    Lewiston 30 Year FHA Refi 2025-04-03 6.36%
    Lewiston 30 Year USDA 2025-04-03 6.12%
    Lewiston 30 Year USDA Refi 2025-04-03 6.52%
    Lewiston 30 Year VA 2025-04-03 6.17%
    Lewiston 30 Year VA Refi 2025-04-03 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEWISTON, ID-WA.

    LEWISTON Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LEWISTON, ID-WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 60 6.74% $8,353
    Potlatch No. 1 Financial Credit Union 52 6.39% $5,034
    QUICKEN LOANS, LLC 34 6.65% $7,735
    IDAHO CENTRAL 32 6.50% $5,320
    BAY EQUITY LLC 23 6.76% $5,554
    AMERICAN PACIFIC MORTGAGE CORPORATION 15 6.60% $7,314
    NEWREZ LLC 15 6.91% $6,229
    MOVEMENT MORTGAGE, LLC 14 6.97% $6,942
    LAND HOME FINANCIAL SERVICES, INC. 12 6.95% $5,828
    U.S. Bank 12 6.81% $3,825
    S1L, Inc. 7 6.66% $9,292
    Umpqua Bank 6 6.46% $7,219
    LOANDEPOT.COM, LLC 6 6.42% $8,808
    Sierra Pacific Mortgage Company, Inc. 4 6.78% $5,218
    JPMorgan Chase Bank 4 6.53% $6,162
    Zions Bank 3 6.75% $5,014
    Banner Bank 3 6.75% $3,927
    CMG MORTGAGE, INC. 3 7.08% $7,919
    CROSSCOUNTRY MORTGAGE, LLC 3 7.02% $8,169
    GUARANTEED RATE, INC. 3 6.54% $6,077
    Mr. Cooper ( Nationstar Mortgage ) 3 6.58% $8,757
    SPOKANE TEACHERS 3 6.63% $6,913
    The Loan Store, Inc. 3 6.79% $7,087
    Wells Fargo Bank 3 7.04% $5,334
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.68% $7,769
    Century Mortgage Company DBA Century Lending Company 2 6.99% $11,745
    Washington Trust Bank 2 6.88% $4,554
    PNC Bank 2 6.75% $5,438
    BROKER SOLUTIONS, INC. 2 6.63% $11,630
    BMO Harris Bank 2 7.06% $7,545
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.38% $8,013
    Flagstar Bank, FSB 2 6.69% $5,456
    AMERICAN FINANCING CORPORATION 2 6.56% $10,341
    GUILD MORTGAGE COMPANY 2 6.44% $6,844
    HomeStreet Bank 2 6.38% $8,168
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $9,252
    Nations Lending Corporation 1 7.50% $10,556
    CALCON MUTUAL MORTGAGE LLC 1 6.99% $13,292
    Northwest Farm Credit Services, FLCA 1 6.95% $7,444
    ONY GLO, INC. 1 6.99% $3,123
    AMERISAVE MORTGAGE CORPORATION 1 6.63% $9,804
    GESA 1 6.88% $7,418
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.38% $8,478
    Boeing Employees Credit Union 1 6.38% $2,396
    USAA Federal Savings Bank 1 6.63% $5,572
    SAMMAMISH MORTGAGE COMPANY 1 6.88% $4,797
    Baxter Credit Union 1 7.13% $3,331
    SOUND 1 6.25% $2,538
    Alaska USA Federal Credit Union 1 6.88% $5,321
    Sunflower Bank 1 6.49% $7,138
    JMJ FINANCIAL GROUP 1 6.00% $6,440
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.13% $10,002
    KeyBank 1 6.75% $5,186
    CHURCHILL MORTGAGE CORPORATION 1 6.13% $6,512
    LENOX FINANCIAL MORTGAGE CORPORATION 1 7.00% $4,272
    Willamette Valley Bank 1 5.88% $5,471
    MOUNTAIN AMERICA 1 6.25% $4,399
    CARDINAL FINANCIAL 1 6.75% $7,256
    THRIVENT Federal Credit Union 1 6.63% $6,646
    M&T Bank 1 6.63% $3,857

    LEWISTON Average Closing Costs & Other Stats

    LEWISTON, ID-WA's 60 lenders originated 1,296 loans during 2024. The total origination value was $294,080,000, with an average loan value of $226,914.

    LEWISTON's average closing costs are $5,968.

    The top LEWISTON lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 60 loans originated. Their average total fees are $8,353, which is $3,320 higher than the next largest lender, Potlatch No. 1 Financial Credit Union.

    The lowest fee LEWISTON lenders (with over 10 loans originated) are U.S. Bank ($3,825), Potlatch No. 1 Financial Credit Union ($5,034), IDAHO CENTRAL ($5,320), BAY EQUITY LLC ($5,554) and LAND HOME FINANCIAL SERVICES, INC. ($5,828).

    The lowest rate LEWISTON lenders (with over 10 loans originated) are Potlatch No. 1 Financial Credit Union (6.39%), IDAHO CENTRAL (6.50%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.60%), QUICKEN LOANS, LLC (6.65%) and UNITED WHOLESALE MORTGAGE, LLC (6.74%).

    LEWISTON, ID-WA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $33,655,000 $48,410,000 43.8% 16.5%
    Potlatch No. 1 Financial Credit Union $34,380,000 $36,010,000 4.7% 12.2%
    IDAHO CENTRAL $11,785,000 $17,845,000 51.4% 6.1%
    QUICKEN LOANS, LLC $12,920,000 $17,640,000 36.5% 6.0%
    BAY EQUITY LLC $13,740,000 $16,890,000 22.9% 5.7%
    Mortgage Research Center, LLC $4,390,000 $9,955,000 126.8% 3.4%
    MOVEMENT MORTGAGE, LLC $7,495,000 $9,575,000 27.8% 3.3%
    NEWREZ LLC $10,020,000 $9,415,000 -6.0% 3.2%
    U.S. Bank $7,435,000 $8,375,000 12.6% 2.8%
    FREEDOM MORTGAGE CORPORATION $2,405,000 $7,290,000 203.1% 2.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $9,735,000 $7,175,000 -26.3% 2.4%
    LAND HOME FINANCIAL SERVICES, INC. $3,915,000 $5,400,000 37.9% 1.8%
    S1L, Inc. $1,050,000 $5,125,000 388.1% 1.7%
    Umpqua Bank $3,980,000 $4,730,000 18.8% 1.6%
    Mr. Cooper ( Nationstar Mortgage ) $470,000 $3,795,000 707.4% 1.3%
    CMG MORTGAGE, INC. $2,035,000 $3,310,000 62.7% 1.1%
    American Mortgage & Equity Consultants, Inc. $2,900,000 $3,035,000 4.7% 1.0%
    CROSSCOUNTRY MORTGAGE, LLC $2,185,000 $2,600,000 19.0% 0.9%
    LOANDEPOT.COM, LLC $2,145,000 $2,435,000 13.5% 0.8%
    NAVY FEDERAL CREDIT UNION $2,020,000 $2,365,000 17.1% 0.8%
    PENNYMAC LOAN SERVICES, LLC $2,140,000 $2,360,000 10.3% 0.8%
    Banner Bank $4,380,000 $2,290,000 -47.7% 0.8%
    The Loan Store, Inc. $720,000 $2,245,000 211.8% 0.8%
    Zions Bank $7,685,000 $1,615,000 -79.0% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $955,000 $1,565,000 63.9% 0.5%
    BROKER SOLUTIONS, INC. $875,000 $1,535,000 75.4% 0.5%
    Wells Fargo Bank $2,070,000 $1,465,000 -29.2% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,055,000 $1,340,000 27.0% 0.5%
    GUILD MORTGAGE COMPANY $1,345,000 $1,340,000 -0.4% 0.5%
    Washington Trust Bank $1,820,000 $1,290,000 -29.1% 0.4%
    VILLAGE CAPITAL MORTGAGE $455,000 $1,285,000 182.4% 0.4%
    GUARANTEED RATE, INC. $1,230,000 n/a 0.4%
    Century Mortgage Company DBA Century Lending Company $265,000 $1,220,000 360.4% 0.4%
    USAA Federal Savings Bank $305,000 $1,220,000 300.0% 0.4%
    SPOKANE TEACHERS $405,000 $1,150,000 184.0% 0.4%
    Figure Lending LLC $145,000 $1,115,000 669.0% 0.4%
    Sunflower Bank $1,995,000 $1,055,000 -47.1% 0.4%
    Sierra Pacific Mortgage Company, Inc. $710,000 $1,045,000 47.2% 0.4%
    JPMorgan Chase Bank $1,615,000 $1,030,000 -36.2% 0.4%
    PNC Bank $95,000 $985,000 936.8% 0.3%
    Flagstar Bank, FSB $900,000 $950,000 5.6% 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,220,000 $945,000 -22.5% 0.3%
    AMERICAN FINANCING CORPORATION $920,000 n/a 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $175,000 $840,000 380.0% 0.3%
    Equity Prime Mortgage LLC $825,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $295,000 $800,000 171.2% 0.3%
    Boeing Employees Credit Union $755,000 $765,000 1.3% 0.3%
    HomeStreet Bank $750,000 n/a 0.3%
    WASHINGTON STATE EMPLOYEES Credit Union $1,280,000 $735,000 -42.6% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $1,235,000 $730,000 -40.9% 0.2%
    Stifel Bank and Trust $705,000 n/a 0.2%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $255,000 $685,000 168.6% 0.2%
    PLANET HOME LENDING, LLC $600,000 n/a 0.2%
    CLEARPATH LENDING $740,000 $590,000 -20.3% 0.2%
    BMO Harris Bank $580,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $270,000 $580,000 114.8% 0.2%
    FINANCE OF AMERICA REVERSE LLC $155,000 $575,000 271.0% 0.2%
    The Federal Savings Bank $775,000 $520,000 -32.9% 0.2%
    Baxter Credit Union $505,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $1,040,000 $460,000 -55.8% 0.2%
    DAS Acquisition Company, LLC $460,000 n/a 0.2%
    SUMMIT FUNDING, INC. $2,015,000 $455,000 -77.4% 0.2%
    PLAZA HOME MORTGAGE, INC. $415,000 n/a 0.1%
    PREMIER MORTGAGE RESOURCES, L.L.C. $865,000 $415,000 -52.0% 0.1%
    NEXERA HOLDING LLC $410,000 n/a 0.1%
    GESA $405,000 n/a 0.1%
    RANLIFE, INC. $400,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $390,000 n/a 0.1%
    Glacier Bank $105,000 $365,000 247.6% 0.1%
    KeyBank $365,000 n/a 0.1%
    ONY GLO, INC. $365,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $355,000 n/a 0.1%
    M&T Bank $175,000 $355,000 102.9% 0.1%
    Northwest Farm Credit Services, FLCA $225,000 $355,000 57.8% 0.1%
    DIRECTORS MORTGAGE, INC. $345,000 n/a 0.1%
    MORTGAGEONE, INC. $345,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $490,000 $345,000 -29.6% 0.1%
    Washington Federal Bank $125,000 $345,000 176.0% 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $330,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $325,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $670,000 $325,000 -51.5% 0.1%
    THRIVENT Federal Credit Union $315,000 n/a 0.1%
    Alaska USA Federal Credit Union $305,000 n/a 0.1%
    Magnolia Bank $305,000 n/a 0.1%
    SAMMAMISH MORTGAGE COMPANY $305,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $305,000 n/a 0.1%
    Nations Lending Corporation $285,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $265,000 n/a 0.1%
    Carrington Mortgage Services, LLC $35,000 $245,000 600.0% 0.1%
    SOUND $75,000 $245,000 226.7% 0.1%
    Summit Mortgage Corporation $245,000 n/a 0.1%
    Discover Bank $320,000 $240,000 -25.0% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,305,000 $240,000 -81.6% 0.1%
    AMERICA FIRST $65,000 $225,000 246.2% 0.1%
    CARDINAL FINANCIAL $175,000 $195,000 11.4% 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $195,000 n/a 0.1%
    Willamette Valley Bank $195,000 n/a 0.1%
    MOUNTAIN AMERICA $25,000 $180,000 620.0% 0.1%
    NUMERICA CREDIT UNION $800,000 $170,000 -78.8% 0.1%
    Secured Investment Corp. $165,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $150,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $135,000 n/a 0.0%
    Service Federal Credit Union $105,000 n/a 0.0%
    VERITY $105,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $415,000 $100,000 -75.9% 0.0%
    Centier Bank $85,000 n/a 0.0%
    JMJ FINANCIAL GROUP $85,000 n/a 0.0%
    Bank of America $80,000 $80,000 0.0% 0.0%
    WESTMARK Credit Union $245,000 $75,000 -69.4% 0.0%
    GTE Federal Credit Union $105,000 $55,000 -47.6% 0.0%
    Morgan Stanley Private Bank $2,045,000 $45,000 -97.8% 0.0%
    Qualstar Credit Union $15,000 n/a 0.0%

    LEWISTON's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 16.5% market share. In second place, with 12.2%, is Potlatch No. 1 Financial Credit Union, having originated $36,010,000 in loans. In third place, with 6.1%, is IDAHO CENTRAL, having originated $17,845,000 in loans. In fourth place, with 6.0%, is QUICKEN LOANS, LLC, having originated $17,640,000 in loans. In fifth place, with 5.7%, is BAY EQUITY LLC, having originated $16,890,000 in loans.

    LEWISTON Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - LEWISTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $232,188 (8.0%) $295,830 (8.0%) 0.00 211
    2018-02-01 $239,000 (11.2%) $295,371 (7.6%) 0.00 206
    2018-03-01 $246,500 (8.0%) $295,442 (13.0%) 0.00 239
    2018-04-01 $252,750 (6.4%) $297,066 (11.2%) 0.00 261
    2018-05-01 $250,500 (4.4%) $304,760 (13.9%) 0.00 286
    2018-06-01 $249,900 (4.2%) $300,576 (14.0%) 0.00 281
    2018-07-01 $250,500 (4.8%) $306,691 (17.5%) 0.00 292
    2018-08-01 $252,325 (6.5%) $307,942 (17.6%) 0.00 291
    2018-09-01 $249,500 (4.4%) $314,107 (17.0%) 0.00 273
    2018-10-01 $245,450 (6.9%) $307,675 (15.9%) 0.00 262
    2018-11-01 $239,225 (1.8%) $303,161 (8.1%) 0.00 251
    2018-12-01 $239,500 (2.6%) $315,218 (9.2%) 0.00 192
    2019-01-01 $239,925 (3.3%) $312,282 (5.6%) 0.00 170
    2019-02-01 $239,975 (0.4%) $309,539 (4.8%) 0.00 171
    2019-03-01 $250,257 (1.5%) $316,103 (7.0%) 0.00 203
    2019-04-01 $265,875 (5.2%) $327,586 (10.3%) 0.00 244
    2019-05-01 $281,125 (12.2%) $337,016 (10.6%) 0.00 132
    2019-06-01 $278,450 (11.4%) $348,751 (16.0%) 0.00 140
    2019-07-01 $287,212 (14.7%) $363,791 (18.6%) 0.00 142
    2019-08-01 $282,805 (12.1%) $359,764 (16.8%) 0.00 139
    2019-09-01 $272,761 (9.3%) $343,663 (9.4%) 0.00 146
    2019-10-01 $264,975 (8.0%) $327,642 (6.5%) 0.00 150
    2019-11-01 $259,900 (8.6%) $317,017 (4.6%) 0.00 152
    2019-12-01 $261,050 (9.0%) $325,801 (3.4%) 0.00 124
    2020-01-01 $266,125 (10.9%) $321,722 (3.0%) 0.00 102
    2020-02-01 $269,900 (12.5%) $327,075 (5.7%) 0.00 97
    2020-03-01 $266,000 (6.3%) $329,068 (4.1%) 0.00 97
    2020-04-01 $267,225 (0.5%) $335,275 (2.4%) 0.00 106
    2020-05-01 $297,000 (5.7%) $371,939 (10.4%) 0.00 98
    2020-06-01 $277,400 (-0.4%) $369,800 (6.0%) 0.00 84
    2020-07-01 $291,200 (1.4%) $380,219 (4.5%) 0.00 74
    2020-08-01 $285,000 (0.8%) $377,917 (5.1%) 0.00 83
    2020-09-01 $288,450 (5.8%) $371,529 (8.1%) 0.00 78
    2020-10-01 $289,900 (9.4%) $398,558 (21.6%) 0.00 73
    2020-11-01 $281,400 (8.3%) $413,648 (30.5%) 0.00 63
    2020-12-01 $276,425 (5.9%) $411,398 (26.3%) 0.00 50
    2021-01-01 $277,900 (4.4%) $426,857 (32.7%) 0.00 40
    2021-02-01 $319,700 (18.5%) $531,551 (62.5%) 0.00 31
    2021-03-01 $361,750 (36.0%) $555,545 (68.8%) 0.00 35
    2021-04-01 $361,475 (35.3%) $560,728 (67.2%) 0.00 34
    2021-05-01 $369,000 (24.2%) $531,825 (43.0%) 0.00 46
    2021-06-01 $349,750 (26.1%) $533,043 (44.1%) 0.00 52
    2021-07-01 $312,500 (7.3%) $488,653 (28.5%) 0.00 66
    2021-08-01 $342,500 (20.2%) $547,764 (44.9%) 0.00 94
    2021-09-01 $344,700 (19.5%) $564,421 (51.9%) 0.00 94
    2021-10-01 $354,900 (22.4%) $562,640 (41.2%) 0.00 96
    2021-11-01 $388,225 (38.0%) $580,352 (40.3%) 0.00 81
    2021-12-01 $380,000 (37.5%) $613,532 (49.1%) 0.00 66
    2022-01-01 $394,250 (41.9%) $625,021 (46.4%) 0.00 52
    2022-02-01 $403,450 (26.2%) $684,868 (28.8%) 0.00 40
    2022-03-01 $424,250 (17.3%) $658,655 (18.6%) 0.00 46
    2022-04-01 $432,500 (19.7%) $595,591 (6.2%) 0.00 67
    2022-05-01 $432,475 (17.2%) $632,952 (19.0%) 0.00 77
    2022-06-01 $444,450 (27.1%) $605,865 (13.7%) 0.00 103
    2022-07-01 $419,900 (34.4%) $552,593 (13.1%) 0.00 137
    2022-08-01 $414,950 (21.2%) $536,675 (-2.0%) 0.00 154
    2022-09-01 $432,450 (25.5%) $539,189 (-4.5%) 0.00 148
    2022-10-01 $441,825 (24.5%) $538,265 (-4.3%) 0.00 151
    2022-11-01 $433,425 (11.6%) $506,412 (-12.7%) 0.00 151
    2022-12-01 $419,000 (10.3%) $488,449 (-20.4%) 0.00 136
    2023-01-01 $417,250 (5.8%) $479,987 (-23.2%) 0.00 134
    2023-02-01 $419,500 (4.0%) $473,268 (-30.9%) 0.00 131
    2023-03-01 $413,000 (-2.7%) $482,940 (-26.7%) 0.00 111
    2023-04-01 $415,000 (-4.1%) $483,863 (-18.8%) 0.00 118
    2023-05-01 $425,900 (-1.5%) $507,323 (-19.9%) 0.00 127
    2023-06-01 $440,250 (-0.9%) $531,127 (-12.3%) 0.00 139
    2023-07-01 $430,000 (2.4%) $544,129 (-1.5%) 0.00 169
    2023-08-01 $428,000 (3.1%) $547,564 (2.0%) 0.00 186
    2023-09-01 $425,000 (-1.7%) $545,712 (1.2%) 0.00 191
    2023-10-01 $423,500 (-4.2%) $552,591 (2.7%) 0.00 191
    2023-11-01 $425,000 (-1.9%) $560,405 (10.7%) 0.00 172
    2023-12-01 $417,250 (-0.4%) $553,741 (13.4%) 0.00 147
    2024-01-01 $422,500 (1.3%) $566,680 (18.1%) 0.00 137
    2024-02-01 $416,050 (-0.8%) $564,795 (19.3%) 0.00 135
    2024-03-01 $419,500 (1.6%) $559,282 (15.8%) 0.00 129
    2024-04-01 $439,500 (5.9%) $581,126 (20.1%) 0.00 142
    2024-05-01 $465,200 (9.2%) $581,939 (14.7%) 0.00 155
    2024-06-01 $445,000 (1.1%) $577,190 (8.7%) 0.00 173
    2024-07-01 $439,625 (2.2%) $571,708 (5.1%) 0.00 184
    2024-08-01 $438,250 (2.4%) $564,529 (3.1%) 0.00 196
    2024-09-01 $437,250 (2.9%) $543,814 (-0.4%) 0.00 204
    2024-10-01 $434,725 (2.7%) $547,071 (-1.0%) 0.00 193
    2024-11-01 $437,450 (2.9%) $545,893 (-2.6%) 0.00 185
    2024-12-01 $425,000 (1.9%) $543,095 (-1.9%) 0.00 177
    2025-01-01 $425,000 (0.6%) $532,642 (-6.0%) 0.00 170
    2025-02-01 $426,475 (2.5%) $524,078 (-7.2%) 0.00 164
    2025-03-01 $437,000 (4.2%) $526,259 (-5.9%) 0.00 165
    LEWISTON's median listing price for 2025-03-01 was $437,000, a difference of $17,500 (4.2%) versus the prior year and $10,525 versus the prior month.

    LEWISTON's median listing price comes in at 0% of the national average.

    LEWISTON's average listing price for 2025-03-01 was $526,259, a difference of $-33,023 (-5.9%) versus the prior year and $2,181 versus the prior month.

    For the 2025-03-01 period, LEWISTON had 165 MLS listings, a difference of 1 listings (1%) versus the prior month and 36 listings (28%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - LEWISTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,128 sqft
    2018-02-01 0 days 2,183 sqft
    2018-03-01 0 days 2,176 sqft
    2018-04-01 0 days 2,218 sqft
    2018-05-01 0 days 2,220 sqft
    2018-06-01 0 days 2,240 sqft
    2018-07-01 0 days 2,247 sqft
    2018-08-01 0 days 2,251 sqft
    2018-09-01 0 days 2,238 sqft
    2018-10-01 0 days 2,162 sqft
    2018-11-01 0 days 2,099 sqft
    2018-12-01 0 days 2,138 sqft
    2019-01-01 0 days 2,154 sqft
    2019-02-01 0 days 2,156 sqft
    2019-03-01 0 days 2,194 sqft
    2019-04-01 0 days 2,216 sqft
    2019-05-01 0 days 2,209 sqft
    2019-06-01 0 days 2,184 sqft
    2019-07-01 0 days 2,246 sqft
    2019-08-01 0 days 2,352 sqft
    2019-09-01 0 days 2,359 sqft
    2019-10-01 0 days 2,353 sqft
    2019-11-01 0 days 2,288 sqft
    2019-12-01 0 days 2,327 sqft
    2020-01-01 0 days 2,371 sqft
    2020-02-01 0 days 2,288 sqft
    2020-03-01 0 days 2,148 sqft
    2020-04-01 0 days 2,111 sqft
    2020-05-01 0 days 2,288 sqft
    2020-06-01 0 days 2,148 sqft
    2020-07-01 0 days 2,194 sqft
    2020-08-01 0 days 2,243 sqft
    2020-09-01 0 days 2,231 sqft
    2020-10-01 0 days 2,190 sqft
    2020-11-01 0 days 2,189 sqft
    2020-12-01 0 days 2,046 sqft
    2021-01-01 0 days 1,949 sqft
    2021-02-01 0 days 2,164 sqft
    2021-03-01 0 days 2,169 sqft
    2021-04-01 0 days 1,977 sqft
    2021-05-01 0 days 2,172 sqft
    2021-06-01 0 days 2,186 sqft
    2021-07-01 0 days 2,018 sqft
    2021-08-01 0 days 2,118 sqft
    2021-09-01 0 days 1,979 sqft
    2021-10-01 0 days 2,056 sqft
    2021-11-01 0 days 2,170 sqft
    2021-12-01 0 days 2,039 sqft
    2022-01-01 0 days 2,024 sqft
    2022-02-01 0 days 2,042 sqft
    2022-03-01 0 days 2,127 sqft
    2022-04-01 0 days 2,176 sqft
    2022-05-01 0 days 2,229 sqft
    2022-06-01 0 days 2,148 sqft
    2022-07-01 0 days 2,090 sqft
    2022-08-01 0 days 2,170 sqft
    2022-09-01 0 days 2,241 sqft
    2022-10-01 0 days 2,244 sqft
    2022-11-01 0 days 2,141 sqft
    2022-12-01 0 days 2,089 sqft
    2023-01-01 0 days 2,106 sqft
    2023-02-01 0 days 2,123 sqft
    2023-03-01 0 days 2,153 sqft
    2023-04-01 0 days 2,174 sqft
    2023-05-01 0 days 2,177 sqft
    2023-06-01 0 days 2,288 sqft
    2023-07-01 0 days 2,212 sqft
    2023-08-01 0 days 2,254 sqft
    2023-09-01 0 days 2,271 sqft
    2023-10-01 0 days 2,195 sqft
    2023-11-01 0 days 2,181 sqft
    2023-12-01 0 days 2,177 sqft
    2024-01-01 0 days 2,138 sqft
    2024-02-01 0 days 2,076 sqft
    2024-03-01 0 days 2,025 sqft
    2024-04-01 0 days 2,129 sqft
    2024-05-01 0 days 2,209 sqft
    2024-06-01 0 days 2,193 sqft
    2024-07-01 0 days 2,112 sqft
    2024-08-01 0 days 2,098 sqft
    2024-09-01 0 days 2,078 sqft
    2024-10-01 0 days 2,115 sqft
    2024-11-01 0 days 2,107 sqft
    2024-12-01 0 days 2,108 sqft
    2025-01-01 0 days 2,096 sqft
    2025-02-01 0 days 2,078 sqft
    2025-03-01 0 days 2,080 sqft
    LEWISTON's median listing age (time on market) for 2025-03-01 was 0 days.

    LEWISTON's median square footage for active listings during the 2025-03-01 period was 2,080 sqft. One year prior, the average listing was 2,025 sqft.

    LEWISTON, ID-WA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 604 $181,920,000 $301,192
    Cash Out Refi 225 $43,525,000 $193,444
    Other 188 $16,800,000 $89,362
    Refi 159 $41,025,000 $258,019
    Home Improvement 119 $10,755,000 $90,378
    NA 1 $55,000 $55,000

    Lewiston's most frequently cited loan purpose was Home Purchase, with 604 originations. The 2nd most popular reason was Cash Out Refi, with 225 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 463 $137,345,000 $296,641
    Over 8% 320 $28,340,000 $88,563
    7-8% 212 $47,440,000 $223,774
    5-6% 189 $59,065,000 $312,513
    4-5% 15 $4,695,000 $313,000
    <2.5% 10 $590,000 $59,000
    2.5-3% 3 $805,000 $268,333
    3-4% 1 $195,000 $195,000

    During 2024, Lewiston's most frequently originated rate bucket was 6-7%, with 463 originations.

    Loan Sizing (LEWISTON, ID-WA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 562 $163,480,000 $290,890
    $100,000 or less 339 $18,345,000 $54,115
    $100k-200k 247 $36,835,000 $149,130
    $400k-600k 128 $59,800,000 $467,188
    $600k-1000k 18 $13,280,000 $737,778
    $Over $1MM 2 $2,340,000 $1,170,000

    LEWISTON's loan sizing saw the bucket of loans from $200k-400k with 562 originations, totaling $163,480,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 419 $139,865,000 $333,807
    Under 20% 233 $11,515,000 $49,421
    60-80% 197 $60,885,000 $309,061
    20-40% 183 $21,545,000 $117,732
    40-60% 131 $27,095,000 $206,832
    Over 100% 21 $7,745,000 $368,810

    LEWISTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 419 originations, totaling $139,865,000 in origination value.