Advantis Mortgage Rates, Fees & Info
Milwaukie, ORLEI: 254900MNIT450KPDA114
Tax ID: 93-0251640
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Advantis is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Advantis has a high proportion of conventional loans. Their top markets by origination volume include: Portland, San Jose, Los Angeles, Salem, and Bend among others. We have data for 55 markets. (Some data included below & more in-depth data is available with an active subscription.)Advantis has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Advantis is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.32% | 4/22/24 |
| 30 Year Conventional Purchase | 6.23% | 4/22/24 |
| 30 Year Conventional Refi | 6.23% | 4/22/24 |
| 30 Year Cash-out Refi | 6.36% | 4/22/24 |
| 30 Year FHA Purchase | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 6.05% | 4/22/24 |
| 15 Year Conventional Refi | 6.20% | 4/22/24 |
| 15 Year Cash-out Refi | 6.20% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Advantis Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Advantis. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,314Origination Dollar Volume (All Markets)
$260,490,000Awards
ADVANTIS - 2019
ADVANTIS is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
Work for ADVANTIS?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 992 | $213,390,000 | $215,111 | $4,303 | 4.66% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 36 | $6,740,000 | $187,222 | $0 | 6.36% |
| Outside of Metro Areas | 22 | $4,590,000 | $208,636 | $4,273 | 4.36% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 31 | $3,285,000 | $105,968 | $0 | 6.56% |
| SALEM, OR (FHA|USDA|VA) | 21 | $2,785,000 | $132,619 | $3,732 | 5.40% |
| BEND, OR (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $5,352 | 4.90% |
| Newport, OR (FHA|USDA|VA) | 10 | $2,420,000 | $242,000 | $4,200 | 4.27% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 19 | $2,335,000 | $122,895 | $0 | 6.30% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 26 | $2,040,000 | $78,462 | $0 | 6.52% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $3,875 | 5.94% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 11 | $1,565,000 | $142,273 | $0 | 6.25% |
| CORVALLIS, OR (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,608 | 4.25% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $0 | 6.33% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $0 | 6.34% |
| Astoria, OR (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,091 | 5.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $3,884 | 5.37% |
| Hood River, OR (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,720 | 4.73% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $4,996 | 5.94% |
| NAPA, CA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $0 | 6.30% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $4,360 | 4.63% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,239 | 5.43% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 9 | $585,000 | $65,000 | $0 | 6.50% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,767 | 4.18% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,458 | 4.25% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,653 | 5.89% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,411 | 4.73% |
| Prineville, OR (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $2,726 | 5.67% |
| Shelton, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,204 | 3.69% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,668 | 3.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,998 | 4.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,106 | 4.00% |
| Centralia, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,497 | 3.25% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $2,211 | 4.64% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,630 | 3.63% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.12% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,158 | 5.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 6.37% |
| Sonora, CA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 6.63% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 6.25% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.25% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.99% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 6.67% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 5.99% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.25% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 6.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.90% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.99% |
| REDDING, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 7.08% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.00% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.15% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.00% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against ADVANTIS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 153
Similarity Rank: 390
Similarity Rank: 414
Similarity Rank: 420
Similarity Rank: 549
Similarity Rank: 851
Similarity Rank: 918
Similarity Rank: 948
Similarity Rank: 1170
Similarity Rank: 1220
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 838 | $218,690,000 | $260,967 | $4,279 | 4.55% |
| HELOC | 476 | $41,800,000 | $87,815 | n/a | 5.62% |
For 2019, Advantis's most frequently originated type of loan was Conventional, with 838 originations. Their 2nd most popular type was HELOC, with 476 originations.
Loan Reason
For 2019, Advantis's most frequently cited loan purpose was Home Purchase, with 479 originations. The 2nd most popular reason was Home Improvement, with 293 originations.
Loan Duration/Length
For 2019, Advantis's most frequently cited loan duration was 30 Year, with 1,008 originations. The 2nd most popular length was 20 Year, with 235 originations.
Origination Fees/Closing Costs
Advantis's average total fees were $4,406, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 329 originations.
Interest Rates
During 2019, Advantis's average interest rate for loans was 4.74%, while their most frequently originated rate bucket for loans was 5-6%, with 401 originations.
Loan Sizing
2019 saw Advantis place emphasis on $100,000 or less loans with 436 originations, totaling $24,560,000 in origination value.
Applicant Income
Advantis lent most frequently to those with incomes in the $100k-150k range, with 390 originations. The second most popular income band? $75k-100k, with 256 originations.
Applicant Debt to Income Ratio
Advantis lent most frequently to those with DTI ratios of 20-30%, with 350 originations. The next most common DTI ratio? 30-36%, with 276 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.18%
Advantis has an average approval rate.
Pick Rate
Approvals leading to origination53.12%
Advantis has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1040.01 | 1 | $35,000 | $35,000 |
| 1056.81 | 1 | $25,000 | $25,000 |
| 1087.0 | 1 | $25,000 | $25,000 |
| 1129.04 | 1 | $25,000 | $25,000 |
| 1164.6 | 1 | $25,000 | $25,000 |
| 1177.4 | 1 | $45,000 | $45,000 |
| 1223.0 | 1 | $25,000 | $25,000 |
| 1324.0 | 1 | $35,000 | $35,000 |
| 1379.0 | 1 | $25,000 | $25,000 |
| 1389.0 | 1 | $35,000 | $35,000 |
| 1450.0 | 1 | $35,000 | $35,000 |
| 1469.0 | 1 | $35,000 | $35,000 |
| 1540.0 | 1 | $35,000 | $35,000 |
| 1600.0 | 1 | $45,000 | $45,000 |
| 1627.0 | 1 | $45,000 | $45,000 |
| 1641.45 | 1 | $45,000 | $45,000 |
| 1650.03 | 1 | $45,000 | $45,000 |
| 1655.0 | 1 | $45,000 | $45,000 |
| 1760.0 | 1 | $45,000 | $45,000 |
| 1790.64 | 1 | $45,000 | $45,000 |
| 1795.0 | 1 | $35,000 | $35,000 |
| 1799.0 | 1 | $55,000 | $55,000 |
| 1830.0 | 1 | $35,000 | $35,000 |
| 1846.49 | 1 | $55,000 | $55,000 |
| 1848.41 | 1 | $55,000 | $55,000 |
| 1868.98 | 1 | $55,000 | $55,000 |
| 1873.24 | 1 | $45,000 | $45,000 |
| 1962.58 | 1 | $55,000 | $55,000 |
| 1966.95 | 1 | $45,000 | $45,000 |
| 1969.0 | 2 | $110,000 | $55,000 |
| 1973.26 | 1 | $55,000 | $55,000 |
| 2010.0 | 1 | $45,000 | $45,000 |
| 2026.01 | 1 | $65,000 | $65,000 |
| 2094.0 | 1 | $65,000 | $65,000 |
| 2159.0 | 1 | $65,000 | $65,000 |
| 2198.0 | 1 | $45,000 | $45,000 |
| 2204.51 | 1 | $55,000 | $55,000 |
| 2221.0 | 1 | $75,000 | $75,000 |
| 2229.0 | 1 | $45,000 | $45,000 |
| 2239.0 | 1 | $55,000 | $55,000 |
| 2262.91 | 1 | $75,000 | $75,000 |
| 2270.95 | 1 | $75,000 | $75,000 |
| 2279.0 | 1 | $45,000 | $45,000 |
| 2320.0 | 1 | $45,000 | $45,000 |
| 2333.4 | 1 | $75,000 | $75,000 |
| 2347.39 | 1 | $75,000 | $75,000 |
| 2365.0 | 1 | $55,000 | $55,000 |
| 2379.0 | 1 | $75,000 | $75,000 |
| 2399.0 | 1 | $85,000 | $85,000 |
| 2415.0 | 1 | $85,000 | $85,000 |
| 2436.64 | 1 | $85,000 | $85,000 |
| 2441.0 | 1 | $55,000 | $55,000 |
| 2448.12 | 1 | $85,000 | $85,000 |
| 2463.37 | 1 | $85,000 | $85,000 |
| 2464.07 | 1 | $85,000 | $85,000 |
| 2479.0 | 1 | $85,000 | $85,000 |
| 2496.65 | 1 | $65,000 | $65,000 |
| 2499.0 | 1 | $85,000 | $85,000 |
| 2514.0 | 1 | $55,000 | $55,000 |
| 2599.0 | 1 | $95,000 | $95,000 |
| 2650.0 | 1 | $55,000 | $55,000 |
| 2695.0 | 1 | $55,000 | $55,000 |
| 2699.0 | 1 | $95,000 | $95,000 |
| 2705.0 | 1 | $55,000 | $55,000 |
| 2730.0 | 1 | $55,000 | $55,000 |
| 2747.0 | 1 | $95,000 | $95,000 |
| 2798.0 | 1 | $75,000 | $75,000 |
| 2814.83 | 1 | $105,000 | $105,000 |
| 2833.0 | 1 | $105,000 | $105,000 |
| 2833.93 | 1 | $105,000 | $105,000 |
| 2839.0 | 1 | $105,000 | $105,000 |
| 2848.35 | 1 | $75,000 | $75,000 |
| 2865.58 | 1 | $105,000 | $105,000 |
| 2867.13 | 1 | $105,000 | $105,000 |
| 2879.0 | 1 | $105,000 | $105,000 |
| 2889.0 | 1 | $105,000 | $105,000 |
| 2899.0 | 2 | $210,000 | $105,000 |
| 2943.0 | 1 | $105,000 | $105,000 |
| 2964.34 | 1 | $105,000 | $105,000 |
| 2990.0 | 1 | $85,000 | $85,000 |
| 3000.0 | 1 | $65,000 | $65,000 |
| 3056.2 | 1 | $115,000 | $115,000 |
| 3115.0 | 1 | $105,000 | $105,000 |
| 3119.0 | 1 | $115,000 | $115,000 |
| 3125.0 | 1 | $95,000 | $95,000 |
| 3139.0 | 1 | $115,000 | $115,000 |
| 3153.0 | 1 | $75,000 | $75,000 |
| 3179.0 | 1 | $115,000 | $115,000 |
| 3193.0 | 1 | $115,000 | $115,000 |
| 3199.0 | 3 | $375,000 | $125,000 |
| 3200.0 | 1 | $165,000 | $165,000 |
| 3214.0 | 1 | $75,000 | $75,000 |
| 3225.0 | 1 | $95,000 | $95,000 |
| 3229.0 | 3 | $275,000 | $91,667 |
| 3231.0 | 1 | $75,000 | $75,000 |
| 3232.0 | 7 | $585,000 | $83,571 |
| 3256.6 | 1 | $125,000 | $125,000 |
| 3263.0 | 1 | $125,000 | $125,000 |
| 3278.0 | 1 | $125,000 | $125,000 |
| 3291.0 | 1 | $125,000 | $125,000 |
| 3299.0 | 1 | $125,000 | $125,000 |
| 3339.0 | 1 | $125,000 | $125,000 |
| 3343.0 | 1 | $125,000 | $125,000 |
| 3355.8 | 1 | $125,000 | $125,000 |
| 3359.0 | 1 | $125,000 | $125,000 |
| 3439.0 | 1 | $135,000 | $135,000 |
| 3445.0 | 1 | $135,000 | $135,000 |
| 3447.72 | 1 | $125,000 | $125,000 |
| 3519.0 | 1 | $135,000 | $135,000 |
| 3527.81 | 1 | $135,000 | $135,000 |
| 3599.0 | 1 | $145,000 | $145,000 |
| 3679.0 | 1 | $145,000 | $145,000 |
| 3690.0 | 1 | $125,000 | $125,000 |
| 3763.43 | 1 | $145,000 | $145,000 |
| 3782.48 | 1 | $95,000 | $95,000 |
| 3799.0 | 1 | $155,000 | $155,000 |
| 3803.19 | 1 | $155,000 | $155,000 |
| 3808.0 | 1 | $155,000 | $155,000 |
| 3833.9 | 1 | $155,000 | $155,000 |
| 3838.9 | 1 | $155,000 | $155,000 |
| 3851.5 | 1 | $135,000 | $135,000 |
| 3856.02 | 1 | $155,000 | $155,000 |
| 3884.7 | 1 | $155,000 | $155,000 |
| 3903.5 | 1 | $155,000 | $155,000 |
| 3967.0 | 1 | $155,000 | $155,000 |
| 3999.0 | 2 | $330,000 | $165,000 |
| 4037.2 | 1 | $165,000 | $165,000 |
| 4159.0 | 1 | $165,000 | $165,000 |
| 4167.07 | 1 | $165,000 | $165,000 |
| 4199.0 | 1 | $175,000 | $175,000 |
| 4239.0 | 1 | $175,000 | $175,000 |
| 4299.0 | 1 | $175,000 | $175,000 |
| 4309.0 | 1 | $175,000 | $175,000 |
| 4379.0 | 1 | $175,000 | $175,000 |
| 4383.0 | 1 | $175,000 | $175,000 |
| 4504.0 | 1 | $155,000 | $155,000 |
| 4566.97 | 1 | $185,000 | $185,000 |
| 4599.0 | 1 | $195,000 | $195,000 |
| 4658.0 | 1 | $165,000 | $165,000 |
| 4699.0 | 1 | $195,000 | $195,000 |
| 4709.0 | 1 | $195,000 | $195,000 |
| 4719.0 | 2 | $390,000 | $195,000 |
| 4756.55 | 1 | $195,000 | $195,000 |
| 4779.0 | 1 | $195,000 | $195,000 |
| 4799.0 | 4 | $820,000 | $205,000 |
| 4847.0 | 1 | $205,000 | $205,000 |
| 4920.47 | 1 | $205,000 | $205,000 |
| 4921.0 | 1 | $205,000 | $205,000 |
| 4991.0 | 1 | $205,000 | $205,000 |
| 5004.0 | 1 | $215,000 | $215,000 |
| 5094.0 | 1 | $175,000 | $175,000 |
| 5263.0 | 1 | $225,000 | $225,000 |
| 5278.98 | 1 | $225,000 | $225,000 |
| 5359.0 | 1 | $225,000 | $225,000 |
| 5423.0 | 1 | $235,000 | $235,000 |
| 5595.0 | 1 | $205,000 | $205,000 |
| 5659.0 | 1 | $245,000 | $245,000 |
| 5958.8 | 1 | $255,000 | $255,000 |
| 6044.2 | 1 | $265,000 | $265,000 |
| 6049.0 | 1 | $265,000 | $265,000 |
| 6052.0 | 1 | $265,000 | $265,000 |
| 6197.0 | 1 | $265,000 | $265,000 |
| 6239.0 | 1 | $275,000 | $275,000 |
| 6408.3 | 1 | $285,000 | $285,000 |
| 6631.0 | 1 | $295,000 | $295,000 |
| 6649.0 | 1 | $285,000 | $285,000 |
| 6730.0 | 1 | $295,000 | $295,000 |
| 799.0 | 24 | $1,640,000 | $68,333 |
| 820.72 | 1 | $25,000 | $25,000 |
| NA | 1,105 | $237,195,000 | $214,656 |