Advantis Mortgage Rates, Fees & Info
Milwaukie, ORLEI: 254900MNIT450KPDA114
Tax ID: 93-0251640
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Mortgage Data
Review & Overview
Advantis is a smaller mortgage company specializing in Home Improvement and Home Purchase loans. Advantis has a high proportion of conventional loans. Their top markets by origination volume include: Portland, Salem, San Jose, Seattle, and Los Angeles among others. We have data for 58 markets. (Some data included below & more in-depth data is available with an active subscription.)Advantis has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Advantis is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.32% | 4/22/24 |
| 30 Year Conventional Purchase | 6.23% | 4/22/24 |
| 30 Year Conventional Refi | 6.23% | 4/22/24 |
| 30 Year Cash-out Refi | 6.36% | 4/22/24 |
| 30 Year FHA Purchase | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 6.05% | 4/22/24 |
| 15 Year Conventional Refi | 6.20% | 4/22/24 |
| 15 Year Cash-out Refi | 6.20% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Advantis Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,399Origination Dollar Volume (All Markets)
$256,615,000Awards
ADVANTIS - 2022
ADVANTIS is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,026 | $192,740,000 | $187,856 | $5,274 | 4.83% |
| SALEM, OR (FHA|USDA|VA) | 42 | $8,720,000 | $207,619 | $5,504 | 5.48% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 39 | $8,615,000 | $220,897 | $0 | 5.78% |
| Outside of Metro Areas | 19 | $3,925,000 | $206,579 | $4,577 | 5.14% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 25 | $3,475,000 | $139,000 | $3,925 | 5.49% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 19 | $3,175,000 | $167,105 | $0 | 6.16% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 21 | $2,715,000 | $129,286 | $0 | 6.12% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 16 | $2,710,000 | $169,375 | $0 | 5.92% |
| Astoria, OR (FHA|USDA|VA) | 11 | $2,695,000 | $245,000 | $5,979 | 5.11% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 12 | $2,560,000 | $213,333 | $0 | 6.04% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 19 | $2,485,000 | $130,789 | $7,514 | 5.09% |
| BEND, OR (FHA|USDA|VA) | 14 | $2,060,000 | $147,143 | $9,054 | 5.10% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 15 | $1,555,000 | $103,667 | $0 | 5.85% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $0 | 5.75% |
| Prineville, OR (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $9,100 | 5.12% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $5,547 | 5.88% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $4,817 | 5.06% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $0 | 5.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $4,534 | 6.53% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $0 | 5.88% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,090 | 5.44% |
| Centralia, WA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,688 | 3.81% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,602 | 4.62% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,649 | 4.87% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 5.85% |
| NAPA, CA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 5.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,796 | 4.76% |
| Newport, OR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,342 | 3.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,648 | 4.50% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $0 | 5.11% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 5.88% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 5.94% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,013 | 5.01% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,872 | 5.13% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,808 | 5.51% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 6.70% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,199 | 4.34% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,219 | 5.70% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 6.17% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,317 | 4.38% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,575 | 5.95% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 6.17% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 4.70% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 5.88% |
| Hood River, OR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 5.53% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 6.50% |
| REDDING, CA (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 5.83% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.50% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.75% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.95% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,461 | 4.00% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.50% |
| Shelton, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.40% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.25% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.25% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against ADVANTIS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 10
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Similarity Rank: 700
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Similarity Rank: 1908
Similarity Rank: 1932
Similarity Rank: 1946
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 826 | $89,320,000 | $108,136 | n/a | 5.08% |
| Conventional | 573 | $167,295,000 | $291,963 | $5,263 | 4.95% |
For 2022, Advantis's most frequently originated type of loan was HELOC, with 826 originations. Their 2nd most popular type was Conventional, with 573 originations.
Loan Reason
For 2022, Advantis's most frequently cited loan purpose was Home Improvement, with 564 originations. The 2nd most popular reason was Home Purchase, with 430 originations.
Loan Duration/Length
For 2022, Advantis's most frequently cited loan duration was 30 Year, with 1,132 originations. The 2nd most popular length was Other, with 199 originations.
Origination Fees/Closing Costs
Advantis's average total fees were $5,417, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 178 originations.
Interest Rates
During 2022, Advantis's average interest rate for loans was 4.92%, while their most frequently originated rate bucket for loans was 3-4%, with 420 originations.
Loan Sizing
2022 saw Advantis place emphasis on $100,000 or less loans with 507 originations, totaling $30,155,000 in origination value.
Applicant Income
Advantis lent most frequently to those with incomes in the $100k-150k range, with 428 originations. The second most popular income band? $150k-250k, with 343 originations.
Applicant Debt to Income Ratio
Advantis lent most frequently to those with DTI ratios of 20-30%, with 270 originations. The next most common DTI ratio? 30-36%, with 263 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.06%
Advantis has an average approval rate.
Pick Rate
Approvals leading to origination59.61%
Advantis has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10107.74 | 1 | $305,000 | $305,000 |
| 10221.43 | 1 | $305,000 | $305,000 |
| 10299.0 | 1 | $315,000 | $315,000 |
| 10306.5 | 1 | $315,000 | $315,000 |
| 10347.6 | 1 | $315,000 | $315,000 |
| 10428.37 | 1 | $315,000 | $315,000 |
| 13740.14 | 1 | $425,000 | $425,000 |
| 15174.0 | 1 | $475,000 | $475,000 |
| 1528.0 | 1 | $45,000 | $45,000 |
| 1681.53 | 1 | $35,000 | $35,000 |
| 1958.0 | 1 | $45,000 | $45,000 |
| 1984.55 | 1 | $45,000 | $45,000 |
| 2082.0 | 1 | $45,000 | $45,000 |
| 2101.5 | 1 | $45,000 | $45,000 |
| 2161.0 | 1 | $45,000 | $45,000 |
| 2199.0 | 1 | $55,000 | $55,000 |
| 2255.0 | 1 | $45,000 | $45,000 |
| 2409.0 | 1 | $55,000 | $55,000 |
| 2430.21 | 1 | $55,000 | $55,000 |
| 2573.82 | 1 | $55,000 | $55,000 |
| 2589.0 | 1 | $55,000 | $55,000 |
| 2719.91 | 1 | $55,000 | $55,000 |
| 2798.7 | 1 | $55,000 | $55,000 |
| 2799.0 | 1 | $65,000 | $65,000 |
| 2805.0 | 1 | $65,000 | $65,000 |
| 2815.17 | 1 | $65,000 | $65,000 |
| 2879.48 | 1 | $65,000 | $65,000 |
| 2882.22 | 1 | $55,000 | $55,000 |
| 2891.44 | 1 | $65,000 | $65,000 |
| 2930.22 | 1 | $65,000 | $65,000 |
| 2971.65 | 1 | $65,000 | $65,000 |
| 3013.5 | 1 | $65,000 | $65,000 |
| 3017.14 | 1 | $65,000 | $65,000 |
| 3039.0 | 1 | $65,000 | $65,000 |
| 3082.5 | 1 | $65,000 | $65,000 |
| 3104.07 | 1 | $75,000 | $75,000 |
| 3113.76 | 1 | $75,000 | $75,000 |
| 3149.34 | 1 | $75,000 | $75,000 |
| 3153.64 | 1 | $75,000 | $75,000 |
| 3165.58 | 1 | $75,000 | $75,000 |
| 3199.0 | 1 | $95,000 | $95,000 |
| 3237.7 | 1 | $75,000 | $75,000 |
| 3263.8 | 1 | $75,000 | $75,000 |
| 3279.0 | 1 | $75,000 | $75,000 |
| 3364.0 | 1 | $85,000 | $85,000 |
| 3369.0 | 1 | $75,000 | $75,000 |
| 3456.0 | 1 | $75,000 | $75,000 |
| 3457.0 | 1 | $85,000 | $85,000 |
| 3471.0 | 1 | $85,000 | $85,000 |
| 3481.32 | 1 | $85,000 | $85,000 |
| 3587.18 | 1 | $85,000 | $85,000 |
| 3588.0 | 1 | $75,000 | $75,000 |
| 3617.4 | 1 | $85,000 | $85,000 |
| 3625.5 | 1 | $85,000 | $85,000 |
| 3625.65 | 1 | $85,000 | $85,000 |
| 3697.22 | 1 | $85,000 | $85,000 |
| 3699.0 | 1 | $95,000 | $95,000 |
| 3759.0 | 1 | $95,000 | $95,000 |
| 3762.33 | 1 | $95,000 | $95,000 |
| 3819.01 | 1 | $95,000 | $95,000 |
| 3820.01 | 1 | $95,000 | $95,000 |
| 3824.48 | 1 | $95,000 | $95,000 |
| 3849.0 | 1 | $95,000 | $95,000 |
| 3855.0 | 1 | $95,000 | $95,000 |
| 3885.95 | 1 | $95,000 | $95,000 |
| 3965.38 | 1 | $95,000 | $95,000 |
| 3969.0 | 2 | $190,000 | $95,000 |
| 3999.0 | 4 | $420,000 | $105,000 |
| 4029.0 | 1 | $105,000 | $105,000 |
| 4035.0 | 1 | $105,000 | $105,000 |
| 4080.0 | 1 | $105,000 | $105,000 |
| 4119.0 | 1 | $105,000 | $105,000 |
| 4130.11 | 1 | $105,000 | $105,000 |
| 4214.84 | 1 | $105,000 | $105,000 |
| 4215.0 | 1 | $105,000 | $105,000 |
| 4272.01 | 1 | $105,000 | $105,000 |
| 4293.42 | 1 | $105,000 | $105,000 |
| 4359.0 | 2 | $230,000 | $115,000 |
| 4371.3 | 1 | $115,000 | $115,000 |
| 4376.54 | 1 | $115,000 | $115,000 |
| 4509.0 | 1 | $115,000 | $115,000 |
| 4571.8 | 1 | $115,000 | $115,000 |
| 4590.0 | 1 | $115,000 | $115,000 |
| 4593.19 | 1 | $115,000 | $115,000 |
| 4597.89 | 1 | $115,000 | $115,000 |
| 4599.0 | 2 | $250,000 | $125,000 |
| 4629.69 | 1 | $125,000 | $125,000 |
| 4657.38 | 1 | $125,000 | $125,000 |
| 4716.6 | 1 | $125,000 | $125,000 |
| 4749.0 | 1 | $125,000 | $125,000 |
| 4751.48 | 1 | $125,000 | $125,000 |
| 4765.38 | 1 | $125,000 | $125,000 |
| 4776.3 | 1 | $125,000 | $125,000 |
| 4779.0 | 1 | $125,000 | $125,000 |
| 4839.0 | 1 | $125,000 | $125,000 |
| 4869.0 | 1 | $125,000 | $125,000 |
| 4903.37 | 1 | $135,000 | $135,000 |
| 4907.32 | 1 | $135,000 | $135,000 |
| 4932.24 | 1 | $135,000 | $135,000 |
| 4951.5 | 1 | $135,000 | $135,000 |
| 4986.0 | 1 | $135,000 | $135,000 |
| 4989.03 | 1 | $135,000 | $135,000 |
| 5049.0 | 2 | $270,000 | $135,000 |
| 5127.0 | 1 | $135,000 | $135,000 |
| 5169.0 | 1 | $135,000 | $135,000 |
| 5200.0 | 1 | $115,000 | $115,000 |
| 5312.14 | 1 | $145,000 | $145,000 |
| 5323.95 | 1 | $145,000 | $145,000 |
| 5496.0 | 1 | $145,000 | $145,000 |
| 5583.0 | 1 | $155,000 | $155,000 |
| 5618.38 | 1 | $155,000 | $155,000 |
| 5649.0 | 1 | $155,000 | $155,000 |
| 5679.0 | 1 | $155,000 | $155,000 |
| 5708.29 | 1 | $155,000 | $155,000 |
| 5799.0 | 1 | $165,000 | $165,000 |
| 5838.5 | 1 | $165,000 | $165,000 |
| 5859.0 | 1 | $145,000 | $145,000 |
| 5894.43 | 1 | $165,000 | $165,000 |
| 5979.0 | 1 | $165,000 | $165,000 |
| 5994.88 | 1 | $165,000 | $165,000 |
| 6078.98 | 1 | $165,000 | $165,000 |
| 6129.0 | 1 | $175,000 | $175,000 |
| 6159.0 | 1 | $175,000 | $175,000 |
| 6219.0 | 1 | $175,000 | $175,000 |
| 6344.66 | 1 | $175,000 | $175,000 |
| 6354.0 | 1 | $175,000 | $175,000 |
| 6372.0 | 1 | $175,000 | $175,000 |
| 6399.0 | 2 | $370,000 | $185,000 |
| 6428.97 | 1 | $185,000 | $185,000 |
| 6429.0 | 1 | $185,000 | $185,000 |
| 6485.22 | 1 | $185,000 | $185,000 |
| 6527.16 | 1 | $185,000 | $185,000 |
| 6600.82 | 1 | $185,000 | $185,000 |
| 6669.0 | 1 | $185,000 | $185,000 |
| 6699.0 | 1 | $195,000 | $195,000 |
| 6733.0 | 1 | $195,000 | $195,000 |
| 6777.06 | 1 | $195,000 | $195,000 |
| 6908.27 | 1 | $195,000 | $195,000 |
| 6939.0 | 1 | $195,000 | $195,000 |
| 6999.0 | 3 | $615,000 | $205,000 |
| 7128.74 | 1 | $205,000 | $205,000 |
| 7131.0 | 1 | $205,000 | $205,000 |
| 7182.7 | 1 | $205,000 | $205,000 |
| 7221.87 | 1 | $205,000 | $205,000 |
| 7239.0 | 2 | $410,000 | $205,000 |
| 7466.94 | 1 | $215,000 | $215,000 |
| 7479.0 | 1 | $215,000 | $215,000 |
| 7515.0 | 1 | $215,000 | $215,000 |
| 7543.66 | 1 | $215,000 | $215,000 |
| 7557.44 | 1 | $215,000 | $215,000 |
| 7599.0 | 3 | $675,000 | $225,000 |
| 7614.0 | 1 | $225,000 | $225,000 |
| 7727.32 | 1 | $335,000 | $335,000 |
| 7749.0 | 2 | $450,000 | $225,000 |
| 7908.6 | 1 | $235,000 | $235,000 |
| 8019.0 | 2 | $470,000 | $235,000 |
| 8046.0 | 1 | $235,000 | $235,000 |
| 8049.0 | 1 | $235,000 | $235,000 |
| 8086.5 | 1 | $235,000 | $235,000 |
| 8125.16 | 1 | $235,000 | $235,000 |
| 8319.0 | 2 | $490,000 | $245,000 |
| 8332.9 | 1 | $245,000 | $245,000 |
| 8439.0 | 2 | $490,000 | $245,000 |
| 8439.29 | 1 | $245,000 | $245,000 |
| 8598.15 | 1 | $255,000 | $255,000 |
| 8725.06 | 1 | $255,000 | $255,000 |
| 8799.0 | 1 | $265,000 | $265,000 |
| 8802.0 | 1 | $265,000 | $265,000 |
| 8829.0 | 1 | $265,000 | $265,000 |
| 9097.65 | 1 | $265,000 | $265,000 |
| 9128.97 | 1 | $275,000 | $275,000 |
| 9210.0 | 1 | $275,000 | $275,000 |
| 9396.0 | 1 | $275,000 | $275,000 |
| 9399.0 | 1 | $285,000 | $285,000 |
| 9473.86 | 1 | $285,000 | $285,000 |
| 9588.76 | 1 | $285,000 | $285,000 |
| 9879.0 | 1 | $295,000 | $295,000 |
| 9969.0 | 1 | $295,000 | $295,000 |
| 999.0 | 13 | $1,355,000 | $104,231 |
| 9999.0 | 2 | $610,000 | $305,000 |
| NA | 1,189 | $224,775,000 | $189,045 |