Loanleaders Of America Mortgage Rates, Fees & Info
IRVINE, CALEI: 549300I43FC7P0IJMR13
Tax ID: 33-0842784
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Mortgage Data
Review & Overview
Loanleaders Of America is a smaller mortgage company specializing in Refi and Cash Out Refi loans. Loanleaders Of America has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, San Diego, Washington, and San Francisco among others. We have data for 174 markets. (Some data included below & more in-depth data is available with an active subscription.)Loanleaders Of America has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Loanleaders Of America is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.17% | 4/21/24 |
| 30 Year Conventional Refi | 6.63% | 4/21/24 |
| 30 Year Cash-out Refi | 7.01% | 4/21/24 |
| 30 Year FHA Purchase | 7.38% | 4/21/24 |
| 30 Year FHA Refi | 6.98% | 4/21/24 |
| 30 Year VA Purchase | 6.15% | 4/21/24 |
| 15 Year Conventional Purchase | 6.70% | 4/21/24 |
| 15 Year Conventional Refi | 6.03% | 4/21/24 |
| 15 Year Cash-out Refi | 6.03% | 4/21/24 |
| 15 Year FHA Refi | 7.12% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Loanleaders Of America Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,063Origination Dollar Volume (All Markets)
$652,525,000Awards
LOANLEADERS OF AMERICA - 2020
LOANLEADERS OF AMERICA is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 497 | $206,505,000 | $415,503 | $4,341 | 2.85% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 146 | $46,280,000 | $316,986 | $4,889 | 3.03% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 77 | $28,745,000 | $373,312 | $3,933 | 2.99% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 76 | $24,910,000 | $327,763 | $5,085 | 2.87% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 52 | $21,330,000 | $410,192 | $3,925 | 2.94% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 62 | $20,760,000 | $334,839 | $5,538 | 3.06% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 82 | $20,430,000 | $249,146 | $4,418 | 3.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 58 | $19,770,000 | $340,862 | $6,095 | 3.01% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 55 | $19,295,000 | $350,818 | $6,173 | 2.96% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 70 | $17,080,000 | $244,000 | $6,448 | 2.94% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 54 | $14,970,000 | $277,222 | $7,629 | 2.92% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 60 | $13,560,000 | $226,000 | $7,129 | 3.45% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 41 | $10,515,000 | $256,463 | $7,427 | 3.03% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 28 | $8,160,000 | $291,429 | $4,655 | 2.91% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 14 | $7,200,000 | $514,286 | $8,419 | 3.22% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 23 | $6,255,000 | $271,957 | $4,394 | 2.92% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 22 | $6,230,000 | $283,182 | $6,511 | 2.89% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 25 | $5,965,000 | $238,600 | $6,793 | 3.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 14 | $5,520,000 | $394,286 | $6,647 | 2.92% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $5,205,000 | $247,857 | $6,305 | 3.15% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 22 | $5,110,000 | $232,273 | $5,137 | 2.90% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 17 | $4,975,000 | $292,647 | $6,241 | 2.80% |
| MODESTO, CA (FHA|USDA|VA) | 18 | $4,730,000 | $262,778 | $5,769 | 2.90% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 20 | $4,620,000 | $231,000 | $5,715 | 3.41% |
| Outside of Metro Areas | 23 | $4,495,000 | $195,435 | $5,963 | 3.39% |
| STOCKTON, CA (FHA|USDA|VA) | 15 | $4,185,000 | $279,000 | $3,974 | 2.85% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 16 | $3,720,000 | $232,500 | $6,515 | 2.84% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $3,490,000 | $349,000 | $5,041 | 3.08% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $3,110,000 | $311,000 | $7,635 | 3.10% |
| FRESNO, CA (FHA|USDA|VA) | 12 | $2,960,000 | $246,667 | $4,132 | 2.80% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 11 | $2,865,000 | $260,455 | $6,288 | 3.24% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $6,166 | 3.10% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $2,760,000 | $230,000 | $6,260 | 2.96% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $2,680,000 | $446,667 | $7,195 | 3.27% |
| VISALIA, CA (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $4,336 | 2.91% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 14 | $2,580,000 | $184,286 | $6,303 | 3.01% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $6,408 | 3.05% |
| PROVO-OREM, UT (FHA|USDA|VA) | 8 | $2,290,000 | $286,250 | $3,767 | 2.88% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $5,418 | 2.96% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $6,507 | 2.93% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $7,173 | 3.06% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $2,909 | 3.31% |
| PITTSBURGH, PA (FHA|USDA|VA) | 12 | $1,880,000 | $156,667 | $5,179 | 3.77% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $4,618 | 2.91% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $5,892 | 2.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $5,967 | 2.80% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $4,066 | 2.81% |
| MERCED, CA (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,514 | 3.02% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $4,682 | 2.84% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $6,135 | 3.71% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $4,930 | 2.94% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $3,723 | 2.93% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $6,775 | 2.98% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $6,030 | 2.91% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $6,370 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $6,965 | 2.67% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $4,491 | 3.13% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $2,727 | 2.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $5,407 | 3.33% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,324 | 3.44% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $8,606 | 2.83% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $3,944 | 2.70% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,746 | 2.84% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $3,326 | 3.00% |
| READING, PA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,525 | 2.83% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $6,220 | 2.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $7,632 | 3.43% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,955 | 2.63% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,171 | 3.03% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $7,105 | 3.18% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $7,853 | 3.04% |
| SALEM, OR (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,117 | 2.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,730 | 2.83% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,589 | 2.66% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,303 | 3.03% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,099 | 2.79% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,387 | 3.13% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,756 | 3.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,187 | 3.29% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,140 | 2.58% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,970 | 3.13% |
| NAPA, CA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $5,126 | 2.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,415 | 3.08% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,770 | 3.41% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,390 | 3.04% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,606 | 2.67% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,646 | 2.94% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,746 | 2.67% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,850 | 2.69% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,210 | 3.06% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,670 | 3.19% |
| TYLER, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,884 | 3.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,471 | 2.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,061 | 2.46% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,025 | 2.69% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $13,994 | 3.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,478 | 5.50% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $15,470 | 2.63% |
| Newberry, SC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,964 | 2.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,400 | 2.88% |
| Sonora, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,813 | 3.06% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,833 | 3.63% |
| DALTON, GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $8,197 | 2.75% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,541 | 2.79% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,302 | 3.31% |
| Edwards, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,799 | 2.63% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,539 | 2.38% |
| REDDING, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,420 | 2.63% |
| OCALA, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,008 | 3.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,060 | 2.56% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,716 | 2.44% |
| MADERA, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,770 | 3.19% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,387 | 3.44% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,426 | 2.75% |
| Key West, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,177 | 6.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,295 | 3.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,080 | 2.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,902 | 4.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,134 | 2.56% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,757 | 3.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,031 | 2.88% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,501 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,426 | 2.63% |
| Washington, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $18,694 | 3.75% |
| Athens, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,732 | 4.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,208 | 2.88% |
| Heber, UT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,905 | 3.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,952 | 2.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,710 | 2.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,555 | 2.63% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,168 | 2.63% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,686 | 2.44% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,845 | 2.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,270 | 3.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,709 | 2.88% |
| Jesup, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $17,016 | 2.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,352 | 4.13% |
| Shelton, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,768 | 2.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,804 | 2.50% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,270 | 3.50% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,101 | 2.75% |
| Shelby, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,254 | 4.00% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,234 | 3.13% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,264 | 2.63% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,463 | 3.25% |
| Dublin, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,927 | 2.75% |
| CHICO, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,390 | 2.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,770 | 7.50% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,220 | 2.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,124 | 2.88% |
| Prineville, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,172 | 3.13% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,544 | 3.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,376 | 2.88% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,468 | 3.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,974 | 2.63% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,077 | 2.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,564 | 3.38% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,741 | 3.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,225 | 2.75% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,294 | 3.38% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,746 | 2.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,764 | 2.25% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,692 | 2.88% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,700 | 3.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,888 | 3.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,731 | 2.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,832 | 3.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,600 | 2.25% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,285 | 3.88% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,502 | 3.00% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,696 | 3.25% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,095 | 2.50% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,044 | 7.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,560 | 2.25% |
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We use machine learning to identify the top lenders compared against LOANLEADERS OF AMERICA based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Loanleaders Of America's most frequently originated type of loan was Conventional, with 1,791 originations. Their 2nd most popular type was FHA, with 269 originations.
Loan Reason
For 2020, Loanleaders Of America's most frequently cited loan purpose was Refi, with 1,245 originations. The 2nd most popular reason was Cash Out Refi, with 601 originations.
Loan Duration/Length
For 2020, Loanleaders Of America's most frequently cited loan duration was 30 Year, with 1,689 originations. The 2nd most popular length was 15 Year, with 241 originations.
Origination Fees/Closing Costs
Loanleaders Of America's average total fees were $5,564, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 969 originations.
Interest Rates
During 2020, Loanleaders Of America's average interest rate for loans was 3.07%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,034 originations.
Loan Sizing
2020 saw Loanleaders Of America place emphasis on $200k-400k loans with 1,109 originations, totaling $318,215,000 in origination value.
Applicant Income
Loanleaders Of America lent most frequently to those with incomes in the $100k-150k range, with 531 originations. The second most popular income band? $50k-75k, with 435 originations.
Applicant Debt to Income Ratio
Loanleaders Of America lent most frequently to those with DTI ratios of 20-30%, with 421 originations. The next most common DTI ratio? 30-36%, with 353 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.09%
Loanleaders Of America has an average approval rate.
Pick Rate
Approvals leading to origination76.78%
Loanleaders Of America has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,063 | $652,525,000 | $316,299 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 14 | $2,770,000 | $197,857 |
| Single Family (1-4 Units):Site-Built | 2,049 | $649,755,000 | $317,108 |