Eagle Bank And Trust Company Mortgage Rates, Fees & Info

Little Rock, AR

LEI: 549300QFP6J5QSZVF805

Tax ID: 71-0005235

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Mortgage Data

Bank Data

Review & Overview

Eagle Bank And Trust Company is a small bank specializing in Home Purchase and Refi loans. Eagle Bank And Trust Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Little Rock, Idaho Falls, Memphis, Fayetteville, and Monroe among others. We have data for 82 markets. (Some data included below & more in-depth data is available with an active subscription.)

Eagle Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eagle Bank And Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.60% 12/16/24
30 Year Conventional Refi 6.58% 12/16/24
30 Year Cash-out Refi 6.70% 12/16/24
30 Year FHA Purchase 7.39% 12/16/24
30 Year FHA Refi 7.36% 12/16/24
30 Year VA Purchase 6.28% 12/16/24
30 Year VA Refi 6.39% 12/16/24
30 Year USDA Purchase 6.71% 12/16/24
30 Year USDA Refi 6.62% 12/16/24
15 Year Conventional Purchase 6.25% 12/16/24
15 Year Conventional Refi 6.09% 12/16/24
15 Year Cash-out Refi 6.09% 12/16/24
15 Year VA Refi 6.77% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Eagle Bank And Trust Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Eagle Bank And Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,816

Origination Dollar Volume (All Markets)

$1,239,710,000

Employee count

206 Show all (50) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1,668 $339,820,000 $203,729 $3,048 2.94%
IDAHO FALLS, ID (FHA|USDA|VA) 1,086 $255,110,000 $234,908 $5,509 2.85%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1,032 $214,210,000 $207,568 $3,201 2.93%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 697 $158,915,000 $227,999 $2,650 2.98%
MONROE, LA (FHA|USDA|VA) 403 $81,525,000 $202,295 $3,639 3.04%
Outside of Metro Areas 285 $50,605,000 $177,561 $2,607 3.16%
Blackfoot, ID (FHA|USDA|VA) 122 $27,280,000 $223,607 $5,516 2.86%
JONESBORO, AR (FHA|USDA|VA) 104 $17,730,000 $170,481 $3,541 2.89%
Rexburg, ID (FHA|USDA|VA) 60 $16,020,000 $267,000 $5,797 2.73%
HOT SPRINGS, AR (FHA|USDA|VA) 53 $10,665,000 $201,226 $2,685 2.98%
BOISE CITY, ID (FHA|USDA|VA) 18 $5,180,000 $287,778 $5,964 2.85%
Paragould, AR (FHA|USDA|VA) 31 $5,085,000 $164,032 $3,972 2.98%
POCATELLO, ID (FHA|USDA|VA) 18 $3,960,000 $220,000 $5,470 2.76%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 12 $3,350,000 $279,167 $3,841 2.94%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 11 $3,315,000 $301,364 $4,462 2.72%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $3,015,000 $274,091 $3,737 2.55%
Searcy, AR (FHA|USDA|VA) 17 $2,265,000 $133,235 $3,319 2.96%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $2,260,000 $376,667 $3,059 2.60%
FORT SMITH, AR-OK (FHA|USDA|VA) 10 $2,160,000 $216,000 $2,120 3.09%
Ruston, LA (FHA|USDA|VA) 11 $2,135,000 $194,091 $3,380 3.30%
Malvern, AR (FHA|USDA|VA) 11 $1,855,000 $168,636 $4,132 3.27%
PINE BLUFF, AR (FHA|USDA|VA) 8 $1,750,000 $218,750 $3,490 2.84%
JACKSON, MS (FHA|USDA|VA) 7 $1,715,000 $245,000 $2,048 3.07%
Blytheville, AR (FHA|USDA|VA) 12 $1,710,000 $142,500 $3,136 3.01%
Russellville, AR (FHA|USDA|VA) 11 $1,665,000 $151,364 $2,237 2.94%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $1,465,000 $488,333 $4,074 2.58%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $1,445,000 $481,667 $6,703 2.38%
Oxford, MS (FHA|USDA|VA) 9 $1,445,000 $160,556 $2,248 2.90%
BATON ROUGE, LA (FHA|USDA|VA) 6 $1,390,000 $231,667 $2,712 2.98%
Jackson, WY-ID (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,419 3.02%
Mountain Home, AR (FHA|USDA|VA) 4 $1,060,000 $265,000 $2,225 2.81%
Outside of Metro Areas 4 $1,050,000 $262,500 $6,043 3.06%
ST. GEORGE, UT (FHA|USDA|VA) 4 $970,000 $242,500 $4,051 2.75%
PROVO-OREM, UT (FHA|USDA|VA) 3 $775,000 $258,333 $4,922 2.83%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3 $745,000 $248,333 $6,903 2.63%
El Dorado, AR (FHA|USDA|VA) 5 $715,000 $143,000 $2,688 2.98%
TULSA, OK (FHA|USDA|VA) 3 $685,000 $228,333 $2,619 2.63%
LOGAN, UT-ID (FHA|USDA|VA) 2 $680,000 $340,000 $2,366 2.69%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $580,000 $290,000 $2,834 3.13%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $570,000 $285,000 $8,421 2.69%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $550,000 $275,000 $2,933 2.88%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $540,000 $270,000 $2,301 3.44%
HATTIESBURG, MS (FHA|USDA|VA) 2 $520,000 $260,000 $3,193 3.13%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $510,000 $255,000 $3,576 2.81%
Heber, UT (FHA|USDA|VA) 1 $445,000 $445,000 $7,142 2.88%
Harrison, AR (FHA|USDA|VA) 3 $405,000 $135,000 $1,830 3.04%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $395,000 $395,000 $5,254 2.25%
KNOXVILLE, TN (FHA|USDA|VA) 1 $385,000 $385,000 $3,323 2.75%
Arkadelphia, AR (FHA|USDA|VA) 3 $385,000 $128,333 $2,390 3.00%
Ontario, OR-ID (FHA|USDA|VA) 1 $375,000 $375,000 $7,501 2.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $365,000 $365,000 $5,590 2.75%
TWIN FALLS, ID (FHA|USDA|VA) 2 $360,000 $180,000 $6,162 3.19%
ABILENE, TX (FHA|USDA|VA) 1 $355,000 $355,000 $4,049 2.63%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $340,000 $170,000 $3,691 3.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $335,000 $335,000 $2,035 3.38%
JOPLIN, MO (FHA|USDA|VA) 1 $305,000 $305,000 $2,272 4.13%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $295,000 $295,000 $3,736 2.88%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $295,000 $295,000 $5,150 3.38%
Burley, ID (FHA|USDA|VA) 1 $295,000 $295,000 $3,631 2.88%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $285,000 $285,000 $10,956 3.38%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $285,000 $285,000 $2,263 2.88%
MIDLAND, TX (FHA|USDA|VA) 1 $275,000 $275,000 $2,167 2.63%
LAWTON, OK (FHA|USDA|VA) 1 $275,000 $275,000 $4,659 2.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,413 2.63%
SUMTER, SC (FHA|USDA|VA) 2 $260,000 $130,000 $1,769 2.38%
Price, UT (FHA|USDA|VA) 1 $245,000 $245,000 $4,248 3.63%
Laurel, MS (FHA|USDA|VA) 1 $235,000 $235,000 $5,208 2.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,716 2.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $195,000 $195,000 $2,127 3.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,880 2.50%
Tupelo, MS (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.25%
Corinth, MS (FHA|USDA|VA) 1 $145,000 $145,000 $2,399 3.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,447 2.88%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $125,000 $125,000 $1,742 3.00%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,039 3.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $105,000 $105,000 $1,524 2.63%
Helena-West Helena, AR (FHA|USDA|VA) 1 $105,000 $105,000 $1,524 3.50%
Hope, AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,042 2.50%
Batesville, AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,177 2.63%
LONGVIEW, TX (FHA|USDA|VA) 1 $85,000 $85,000 $1,645 2.63%
Cleveland, MS (FHA|USDA|VA) 1 $75,000 $75,000 $1,855 3.50%
Forrest City, AR (FHA|USDA|VA) 1 $55,000 $55,000 $2,812 3.75%
Eagle Bank And Trust Company's top markets include Little Rock, Idaho Falls, Memphis, Fayetteville, and Monroe among others.

Their top states include:
  • Arkansas (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,319 $929,965,000 $215,320 $3,061 2.97%
    FHA 721 $137,235,000 $190,340 $5,895 2.94%
    VA 430 $112,240,000 $261,023 $4,504 2.71%
    USDA 346 $60,270,000 $174,191 $4,284 2.86%

    For 2020, Eagle Bank And Trust Company's most frequently originated type of loan was Conventional, with 4,319 originations. Their 2nd most popular type was FHA, with 721 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,416 $704,630,000 $206,273 $4,060 2.97%
    Refi 1,755 $391,845,000 $223,274 $2,667 2.84%
    Cash Out Refi 625 $140,585,000 $224,936 $4,071 3.04%
    Other 15 $2,155,000 $143,667 $2,516 3.19%
    Home Improvement 5 $495,000 $99,000 $2,048 4.13%

    For 2020, Eagle Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 3,416 originations. The 2nd most popular reason was Refi, with 1,755 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,740 $1,050,950,000 $221,719 $3,814 2.98%
    15 Year 650 $128,890,000 $198,292 $2,703 2.66%
    20 Year 155 $33,725,000 $217,581 $2,711 2.96%
    Other 122 $16,850,000 $138,115 $2,453 2.93%
    10 Year 93 $2,665,000 $28,656 $2,115 2.72%
    5 Year 35 $3,925,000 $112,143 $0 1.83%
    3 Year 18 $2,360,000 $131,111 $0 4.70%
    1 Year 3 $345,000 $115,000 $0 4.75%

    For 2020, Eagle Bank And Trust Company's most frequently cited loan duration was 30 Year, with 4,740 originations. The 2nd most popular length was 15 Year, with 650 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,683 $766,025,000 $207,989
    $2k-3k 713 $145,325,000 $203,822
    $1k-2k 664 $131,550,000 $198,117
    $3k-4k 405 $115,095,000 $284,185
    $4k-5k 116 $43,010,000 $370,776
    $5k+ 32 $13,870,000 $433,438

    Eagle Bank And Trust Company's average total fees were $3,814, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,683 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 2,556 $571,200,000 $223,474
    3-4% 1,871 $384,985,000 $205,764
    <2.5% 1,207 $259,305,000 $214,834
    4-5% 171 $23,025,000 $134,649
    5-6% 11 $1,195,000 $108,636

    During 2020, Eagle Bank And Trust Company's average interest rate for loans was 2.98%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,556 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,581 $699,945,000 $271,191 $4,087 2.91%
    $100k-200k 2,413 $372,335,000 $154,304 $3,140 2.99%
    $100,000 or less 535 $32,485,000 $60,720 $2,281 2.89%
    $400k-600k 279 $128,485,000 $460,520 $4,855 2.84%
    $600k-1MM 6 $4,040,000 $673,333 $11,770 2.90%
    $1MM+ 2 $2,420,000 $1,210,000 $0 3.25%

    2020 saw Eagle Bank And Trust Company place emphasis on $200k-400k loans with 2,581 originations, totaling $699,945,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,573 $298,425,000 $189,717 $3,771 2.95%
    $50k or less 1,190 $161,250,000 $135,504 $3,398 2.87%
    $100k-150k 1,093 $281,355,000 $257,415 $3,585 2.97%
    $75k-100k 1,081 $241,185,000 $223,113 $3,866 2.94%
    $150k-250k 545 $159,085,000 $291,899 $3,583 3.01%
    $250k+ 162 $53,600,000 $330,864 $3,602 2.95%

    Eagle Bank And Trust Company lent most frequently to those with incomes in the $50k-75k range, with 1,573 originations. The second most popular income band? $50k or less, with 1,190 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,339 $286,935,000 $214,291 $3,251 2.92%
    30-36% 1,066 $224,930,000 $211,004 $3,580 2.94%
    <20% 626 $130,130,000 $207,875 $2,923 2.88%
    43% 243 $50,465,000 $207,675 $4,149 2.91%
    44% 237 $47,825,000 $201,793 $3,937 2.96%
    37% 218 $44,490,000 $204,083 $3,376 3.00%
    41% 215 $47,625,000 $221,512 $4,266 2.96%
    38% 208 $45,600,000 $219,231 $3,876 2.97%
    40% 206 $43,430,000 $210,825 $3,634 3.01%
    42% 201 $43,035,000 $214,104 $4,081 2.97%
    39% 200 $44,140,000 $220,700 $3,887 2.95%
    50-60% 172 $36,190,000 $210,407 $5,741 2.79%
    36% 162 $35,100,000 $216,667 $4,106 3.08%
    45% 149 $31,075,000 $208,557 $3,826 2.93%
    46% 115 $25,595,000 $222,565 $3,940 2.97%
    48% 110 $23,740,000 $215,818 $4,132 2.94%
    47% 106 $22,090,000 $208,396 $4,111 2.97%
    49% 92 $18,370,000 $199,674 $3,722 2.98%
    >60% 5 $1,525,000 $305,000 $8,837 2.60%

    Eagle Bank And Trust Company lent most frequently to those with DTI ratios of 20-30%, with 1,339 originations. The next most common DTI ratio? 30-36%, with 1,066 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,129 $1,094,855,000 $213,464 $3,653 2.94%
    Black 313 $58,765,000 $187,748 $3,767 2.86%
    Not provided 180 $42,050,000 $233,611 $3,132 2.93%
    Asian 145 $32,285,000 $222,655 $2,930 2.93%
    Not applicable 23 $5,885,000 $255,870 $2,938 4.62%
    American Indian 26 $5,870,000 $225,769 $2,809 3.00%

    Approval Rates

    Total approvals of all applications
    97.31%

    Eagle Bank And Trust Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    82.15%

    Eagle Bank And Trust Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,816 $1,239,710,000 $213,155

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 4 $3,020,000 $755,000
    Single Family (1-4 Units):Manufactured 21 $1,775,000 $84,524
    Single Family (1-4 Units):Site-Built 5,791 $1,234,915,000 $213,247

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 102 $13,090,000 $128,333 $2,455 2.87%
    40-60% 505 $95,305,000 $188,723 $2,892 2.80%
    60-80% 1,990 $446,900,000 $224,573 $3,129 3.01%
    80-100% 2,973 $651,295,000 $219,070 $3,966 2.97%
    Over 100% 84 $23,180,000 $275,952 $8,953 2.80%
    Under 20% 127 $1,285,000 $10,118 $1,280 1.73%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Eagle Bank and Trust Company 1152 Main Street Vilonia, AR 72173 Full Service B&M $6,967
    Eagle Bank and Trust Company 14600 Arkansas 107 Gravel Ridge, AR 72076 Full Service B&M $3,847
    Eagle Bank and Trust Company 1510 Highway 25b North Heber Springs, AR 72543 Full Service B&M $2,401
    Eagle Bank and Trust Company 2300 Kiehl Avenue Sherwood, AR 72116 Full Service B&M $11,480
    Eagle Bank and Trust Company 370 Dave Creek Parkway Fairfield Bay, AR 72088 Full Service B&M $14,515
    Eagle Bank and Trust Company 6022 Highway 36 West Rose Bud, AR 72137 Full Service B&M $6,537
    Eagle Bank and Trust Company 6224 Heber Springs Road Quitman, AR 72131 Full Service B&M $33,786
    Eagle Bank and Trust Company 650 South Shackleford Road Suite 150 Little Rock, AR 72211 Full Service B&M $45,305
    Eagle Bank and Trust Company 6699 Herber Springs Road Drasco, AR 72530 Full Service B&M $14,126
    Eagle Bank and Trust Company 7311 North Hills Boulevard, #4 North Little Rock, AR 72116 Full Service B&M $59,930
    Eagle Bank and Trust Company 8454 Edgemont Road Greers Ferry, AR 72067 Full Service B&M $65,190
    Eagle Bank and Trust Company 9801 Maumelle Blvd North Little Rock, AR 72113 Full Service B&M $2,662
    Eagle Bank and Trust Company Second And Main Streets Heber Springs, AR 72543 Full Service B&M $88,758

    For 2020, Eagle Bank And Trust Company had 13 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $17,672
    Net interest income $15,301
    Total noninterest income $41,529
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $446
    Trading account gains and fees $0
    Additional Noninterest Income $41,083
    Pre-tax net operating income $11,140
    Securities gains (or losses, -) $46
    Income before extraordinary items $8,778
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $8,778
    Minority interest net income $0
    Net income $8,778
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $8,741

    Eagle Bank And Trust Company's gross interest income from loans was $17,672,000.
    Eagle Bank And Trust Company's net interest income from loans was $15,301,000.
    Eagle Bank And Trust Company's fee based income from loans was $446,000.
    Eagle Bank And Trust Company's net income from loans was $8,778,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,371
    Provision for credit losses $1,364
    Total noninterest expense $44,326
    Salaries and employee benefits $36,397
    Premises and equipment expense $2,403
    Additional noninterest expense $5,526
    Applicable income taxes $2,408
    Net charge-offs $757
    Cash dividends $445

    Eagle Bank And Trust Company's interest expense for loans was $2,371,000.
    Eagle Bank And Trust Company's payroll and benefits expense were $36,397,000.
    Eagle Bank And Trust Company's property, plant and equipment expenses $2,403,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $380,731
    Deposits held in domestic offices $380,731
    Deposits by Individuals, partnerships, and corporations $329,592
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $51,139
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $225,975
    Demand deposits $93,184
    Nontransaction accounts $154,756
    Money market deposit accounts (MMDAs) $56,093
    Other savings deposits (excluding MMDAs) $31,444
    Total time deposits $67,219
    Total time and savings deposits $287,547
    Noninterest-bearing deposits $93,184
    Interest-bearing deposits $287,547
    Retail deposits $363,974
    IRAs and Keogh plan accounts $7,028
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $458,393
    Cash & Balances due from depository institutions $14,239
    Interest-bearing balances $6,717
    Total securities $149,374
    Federal funds sold & reverse repurchase $51,025
    Net loans and leases $218,661
    Loan and leases loss allowance $3,660
    Trading account assets $0
    Bank premises and fixed assets $9,247
    Other real estate owned $4,350
    Goodwill and other intangibles $0
    All other assets $11,497

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $458,393
    Total Liabilities $391,372
    Total deposits $380,731
    Interest-bearing deposits $287,547
    Deposits held in domestic offices $380,731
    % insured (estimated) $64
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $5,680
    Subordinated debt $0
    All other liabilities $4,961

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $218,661
    Loan and leases loss allowance $3,660
    Total loans and leases (domestic) $222,321
    All real estate loans $210,189
    Real estate loans in domestic offices $210,189
    Construction and development loans $18,280
    Residential 1-4 family construction $7,595
    Other construction, all land development and other land $10,685
    Loans secured by nonfarm nonresidential properties $72,762
    Nonfarm nonresidential secured by owner-occupied properties $50,177
    Commercial real estate & other non-farm, non-residential $22,585
    Multifamily residential real estate $2,718
    1-4 family residential loans $115,928
    Farmland loans $501
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $9,450
    To non-U.S. addressees $0
    Loans to individuals $1,925
    Credit card loans $0
    Related Plans $410
    Consumer Auto Loans $104
    Other loans to individuals $1,411
    All other loans & leases $757
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $60
    Non 1-4 family restructured loans & leases $60
    Total loans and leases (foreign) $0

    Eagle Bank and Trust Company had $218,661,000 of loans outstanding in 2020. $210,189,000 of loans were in real estate loans. $18,280,000 of loans were in development loans. $2,718,000 of loans were in multifamily mortgage loans. $115,928,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $104,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 101 $19,759 $195,634
    Nonfarm, nonresidential loans - <$100k 33 $1,766 $53,515
    Nonfarm, nonresidential loans - $100-250k 34 $4,866 $143,118
    Nonfarm, nonresidential loans - $250k-1MM 34 $13,127 $386,088
    Commercial & Industrial, US addressed loans - <$1MM 205 $8,236 $40,176
    Commercial & Industrial, US addressed loans - <$100k 172 $3,148 $18,302
    Commercial & Industrial, US addressed loans - $100-250k 18 $1,345 $74,722
    Commercial & Industrial, US addressed loans - $250k-1MM 15 $3,743 $249,533
    Farmland loans - <$1MM 4 $305 $76,250
    Farmland loans - <$100k 3 $209 $69,667
    Farmland loans - $100-250k 1 $96 $96,000