Eagle Bank And Trust Company Mortgage Rates, Fees & Info
Little Rock, ARLEI: 549300QFP6J5QSZVF805
Tax ID: 71-0005235
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Mortgage Data
Review & Overview
Eagle Bank And Trust Company is a smaller bank specializing in Home Purchase loans. Eagle Bank And Trust Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Little Rock, Idaho Falls, Memphis, Monroe, and Fayetteville among others. We have data for 80 markets. (Some data included below & more in-depth data is available with an active subscription.)Eagle Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eagle Bank And Trust Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.60% | 4/22/24 |
| 30 Year Conventional Refi | 6.58% | 4/22/24 |
| 30 Year Cash-out Refi | 6.70% | 4/22/24 |
| 30 Year FHA Purchase | 7.39% | 4/22/24 |
| 30 Year FHA Refi | 7.36% | 4/22/24 |
| 30 Year VA Purchase | 6.28% | 4/22/24 |
| 30 Year VA Refi | 6.39% | 4/22/24 |
| 30 Year USDA Purchase | 6.71% | 4/22/24 |
| 30 Year USDA Refi | 6.62% | 4/22/24 |
| 15 Year Conventional Purchase | 6.25% | 4/22/24 |
| 15 Year Conventional Refi | 6.09% | 4/22/24 |
| 15 Year Cash-out Refi | 6.09% | 4/22/24 |
| 15 Year VA Refi | 6.77% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Eagle Bank And Trust Company Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,909Origination Dollar Volume (All Markets)
$716,055,000Awards
Eagle Bank and Trust Company - 2022
Eagle Bank and Trust Company is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 955 | $211,635,000 | $221,607 | $4,803 | 4.89% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 379 | $124,105,000 | $327,454 | $7,752 | 4.69% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 471 | $118,795,000 | $252,219 | $5,625 | 4.80% |
| MONROE, LA (FHA|USDA|VA) | 271 | $59,485,000 | $219,502 | $6,005 | 4.85% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 215 | $58,965,000 | $274,256 | $4,611 | 4.74% |
| Outside of Metro Areas | 195 | $37,685,000 | $193,256 | $4,020 | 4.95% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 104 | $25,910,000 | $249,135 | $7,509 | 4.17% |
| Blackfoot, ID (FHA|USDA|VA) | 40 | $11,500,000 | $287,500 | $7,692 | 4.82% |
| JONESBORO, AR (FHA|USDA|VA) | 57 | $11,175,000 | $196,053 | $5,924 | 5.18% |
| Rexburg, ID (FHA|USDA|VA) | 26 | $7,870,000 | $302,692 | $7,465 | 4.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 23 | $5,125,000 | $222,826 | $4,130 | 5.04% |
| BOISE CITY, ID (FHA|USDA|VA) | 11 | $3,875,000 | $352,273 | $8,775 | 4.51% |
| Searcy, AR (FHA|USDA|VA) | 17 | $3,375,000 | $198,529 | $3,906 | 5.62% |
| POCATELLO, ID (FHA|USDA|VA) | 11 | $3,215,000 | $292,273 | $7,010 | 4.51% |
| Ruston, LA (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $5,480 | 4.86% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $5,989 | 4.50% |
| Paragould, AR (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $5,027 | 4.45% |
| Russellville, AR (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $2,962 | 4.75% |
| Malvern, AR (FHA|USDA|VA) | 9 | $1,445,000 | $160,556 | $4,958 | 5.72% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $5,869 | 5.04% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $6,222 | 4.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $9,400 | 4.03% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $11,674 | 4.25% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $12,787 | 4.25% |
| Hailey, ID (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $20,786 | 6.38% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $2,900 | 3.63% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $6,882 | 5.50% |
| Blytheville, AR (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $5,566 | 4.10% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,746 | 5.50% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $4,685 | 4.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $4,368 | 6.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $17,031 | 4.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $6,117 | 6.13% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,582 | 5.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,103 | 3.25% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,718 | 4.79% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,936 | 4.25% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,826 | 5.38% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,947 | 4.19% |
| Grenada, MS (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $8,543 | 3.69% |
| Batesville, AR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,373 | 5.56% |
| Forrest City, AR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,261 | 4.50% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,346 | 4.38% |
| Burley, ID (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,570 | 4.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,163 | 5.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,758 | 6.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,186 | 6.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,239 | 5.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,177 | 4.44% |
| Starkville, MS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $16,767 | 3.63% |
| Oxford, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,911 | 4.63% |
| Harrison, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,364 | 5.44% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,155 | 5.13% |
| Jasper, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,226 | 3.25% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,666 | 5.75% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,958 | 5.50% |
| Riverton, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,332 | 5.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,939 | 3.63% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,058 | 3.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,893 | 3.25% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,269 | 6.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,006 | 3.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,187 | 4.63% |
| Lake City, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,663 | 2.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,194 | 4.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,251 | 5.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,337 | 4.88% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,787 | 3.38% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,335 | 4.88% |
| Camden, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,007 | 5.75% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,417 | 4.50% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,004 | 3.50% |
| Minden, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,634 | 6.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,136 | 5.88% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,155 | 6.13% |
| Woodward, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,658 | 5.63% |
| Altus, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,994 | 5.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,072 | 3.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,900 | 3.88% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,643 | 4.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against Eagle Bank and Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2022, Eagle Bank And Trust Company's most frequently originated type of loan was Conventional, with 2,059 originations. Their 2nd most popular type was FHA, with 496 originations.
Loan Reason
For 2022, Eagle Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 2,557 originations. The 2nd most popular reason was Cash Out Refi, with 206 originations.
Loan Duration/Length
For 2022, Eagle Bank And Trust Company's most frequently cited loan duration was 30 Year, with 2,588 originations. The 2nd most popular length was 15 Year, with 99 originations.
Origination Fees/Closing Costs
Eagle Bank And Trust Company's average total fees were $5,738, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,066 originations.
Interest Rates
During 2022, Eagle Bank And Trust Company's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 5-6%, with 1,009 originations.
Loan Sizing
2022 saw Eagle Bank And Trust Company place emphasis on $200k-400k loans with 1,425 originations, totaling $401,585,000 in origination value.
Applicant Income
Eagle Bank And Trust Company lent most frequently to those with incomes in the $50k-75k range, with 827 originations. The second most popular income band? $100k-150k, with 615 originations.
Applicant Debt to Income Ratio
Eagle Bank And Trust Company lent most frequently to those with DTI ratios of 30-36%, with 496 originations. The next most common DTI ratio? 20-30%, with 479 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.92%
Eagle Bank And Trust Company has an average approval rate.
Pick Rate
Approvals leading to origination75.90%
Eagle Bank And Trust Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,909 | $716,055,000 | $246,152 |