Compeer Financial Flca Mortgage Rates, Fees & Info

SUN PRAIRIE, WI

LEI: 549300EWFHPBZH38K695

Tax ID: 41-1956286

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Mortgage Data

Review & Overview

Compeer Financial Flca is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Compeer Financial Flca has a high proportion of conventional loans. Their top markets by origination volume include: Minneapolis, Madison, Duluth, Mankato, and Rochester among others. We have data for 95 markets. (Some data included below & more in-depth data is available with an active subscription.)

Compeer Financial Flca has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Compeer Financial Flca is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.16% 11/22/24
30 Year Conventional Purchase 7.11% 11/22/24
30 Year Conventional Refi 6.95% 11/22/24
30 Year Cash-out Refi 7.38% 11/22/24
15 Year Conventional Purchase 6.67% 11/22/24
15 Year Conventional Refi 6.17% 11/22/24
15 Year Cash-out Refi 6.17% 11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Compeer Financial Flca Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Compeer Financial Flca. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,745

Origination Dollar Volume (All Markets)

$426,175,000

Awards

COMPEER FINANCIAL FLCA 30 Year Conventional Loans bronze
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 591 $131,175,000 $221,954 $3,212 3.78%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 165 $50,965,000 $308,879 $4,108 3.73%
MADISON, WI (FHA|USDA|VA) 54 $16,120,000 $298,519 $3,359 3.65%
DULUTH, MN-WI (FHA|USDA|VA) 65 $14,045,000 $216,077 $4,273 3.88%
MANKATO, MN (FHA|USDA|VA) 62 $13,640,000 $220,000 $2,926 3.64%
ROCHESTER, MN (FHA|USDA|VA) 55 $12,665,000 $230,273 $3,208 3.59%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 37 $11,555,000 $312,297 $4,417 3.78%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 34 $11,060,000 $325,294 $3,347 3.63%
ST. CLOUD, MN (FHA|USDA|VA) 34 $9,250,000 $272,059 $3,755 3.45%
EAU CLAIRE, WI (FHA|USDA|VA) 43 $9,005,000 $209,419 $2,474 3.69%
FOND DU LAC, WI (FHA|USDA|VA) 38 $7,250,000 $190,789 $2,573 3.67%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 21 $7,145,000 $340,238 $3,494 3.80%
Beaver Dam, WI (FHA|USDA|VA) 31 $7,115,000 $229,516 $2,756 3.72%
Faribault-Northfield, MN (FHA|USDA|VA) 24 $6,830,000 $284,583 $4,013 3.78%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 29 $6,175,000 $212,931 $3,027 3.82%
Red Wing, MN (FHA|USDA|VA) 22 $6,160,000 $280,000 $3,920 3.59%
Menomonie, WI (FHA|USDA|VA) 24 $6,130,000 $255,417 $3,198 3.69%
RACINE, WI (FHA|USDA|VA) 14 $5,230,000 $373,571 $3,728 3.68%
Whitewater, WI (FHA|USDA|VA) 11 $5,155,000 $468,636 $3,263 3.63%
Fairmont, MN (FHA|USDA|VA) 26 $4,370,000 $168,077 $3,007 3.66%
New Ulm, MN (FHA|USDA|VA) 17 $4,275,000 $251,471 $3,585 3.53%
Albert Lea, MN (FHA|USDA|VA) 21 $4,045,000 $192,619 $3,380 3.64%
Worthington, MN (FHA|USDA|VA) 19 $4,015,000 $211,316 $3,343 3.82%
Baraboo, WI (FHA|USDA|VA) 20 $3,990,000 $199,500 $2,966 3.73%
Austin, MN (FHA|USDA|VA) 17 $3,885,000 $228,529 $2,997 3.69%
SHEBOYGAN, WI (FHA|USDA|VA) 14 $3,500,000 $250,000 $2,709 3.75%
Brainerd, MN (FHA|USDA|VA) 12 $3,410,000 $284,167 $4,089 3.55%
Rochelle, IL (FHA|USDA|VA) 11 $3,015,000 $274,091 $3,788 3.93%
PEORIA, IL (FHA|USDA|VA) 15 $3,005,000 $200,333 $2,553 3.86%
Owatonna, MN (FHA|USDA|VA) 13 $2,895,000 $222,692 $3,544 3.57%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 15 $2,775,000 $185,000 $2,199 3.60%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 12 $2,550,000 $212,500 $2,465 3.59%
Ottawa, IL (FHA|USDA|VA) 11 $2,255,000 $205,000 $3,251 3.92%
Freeport, IL (FHA|USDA|VA) 11 $2,225,000 $202,273 $2,762 4.14%
Dixon, IL (FHA|USDA|VA) 9 $2,175,000 $241,667 $3,507 3.83%
BLOOMINGTON, IL (FHA|USDA|VA) 8 $1,720,000 $215,000 $2,481 3.89%
Winona, MN (FHA|USDA|VA) 2 $1,630,000 $815,000 $8,332 4.19%
ROCKFORD, IL (FHA|USDA|VA) 4 $1,560,000 $390,000 $5,384 3.72%
Quincy, IL-MO (FHA|USDA|VA) 7 $1,405,000 $200,714 $2,521 3.65%
Grand Rapids, MN (FHA|USDA|VA) 5 $1,385,000 $277,000 $4,841 3.96%
KANKAKEE, IL (FHA|USDA|VA) 8 $1,380,000 $172,500 $3,080 3.92%
Galesburg, IL (FHA|USDA|VA) 5 $1,345,000 $269,000 $2,797 3.73%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $1,285,000 $1,285,000 $13,989 3.50%
APPLETON, WI (FHA|USDA|VA) 9 $1,235,000 $137,222 $1,867 3.74%
Platteville, WI (FHA|USDA|VA) 6 $1,230,000 $205,000 $2,945 3.56%
LONGVIEW, TX (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $10,256 4.63%
Manitowoc, WI (FHA|USDA|VA) 4 $1,190,000 $297,500 $1,967 3.31%
Stephenville, TX (FHA|USDA|VA) 3 $1,185,000 $395,000 $3,502 3.63%
Hutchinson, MN (FHA|USDA|VA) 6 $1,150,000 $191,667 $3,046 3.94%
Macomb, IL (FHA|USDA|VA) 9 $1,005,000 $111,667 $2,225 4.05%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 4 $920,000 $230,000 $3,823 3.81%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $890,000 $445,000 $4,695 3.94%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $870,000 $435,000 $6,427 3.44%
FARGO, ND-MN (FHA|USDA|VA) 2 $830,000 $415,000 $5,364 3.63%
LUBBOCK, TX (FHA|USDA|VA) 2 $750,000 $375,000 $4,335 3.38%
Alexandria, MN (FHA|USDA|VA) 3 $695,000 $231,667 $4,170 3.67%
Fergus Falls, MN (FHA|USDA|VA) 3 $685,000 $228,333 $3,009 3.67%
Sterling, IL (FHA|USDA|VA) 3 $685,000 $228,333 $3,422 3.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $610,000 $305,000 $3,092 3.81%
Marshall, MN (FHA|USDA|VA) 3 $605,000 $201,667 $2,783 3.67%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $605,000 $201,667 $2,330 3.21%
Willmar, MN (FHA|USDA|VA) 2 $590,000 $295,000 $4,279 3.25%
Brenham, TX (FHA|USDA|VA) 1 $545,000 $545,000 $8,447 3.75%
Burlington, IA-IL (FHA|USDA|VA) 2 $540,000 $270,000 $1,997 3.88%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $450,000 $225,000 $4,150 2.81%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $375,000 $375,000 $2,643 3.13%
AMARILLO, TX (FHA|USDA|VA) 1 $355,000 $355,000 $2,826 4.38%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $350,000 $175,000 $4,396 3.19%
GREELEY, CO (FHA|USDA|VA) 1 $345,000 $345,000 $2,527 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $345,000 $345,000 $8,031 3.38%
RAPID CITY, SD (FHA|USDA|VA) 1 $325,000 $325,000 $4,411 3.75%
Kennett, MO (FHA|USDA|VA) 2 $320,000 $160,000 $2,498 3.94%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $315,000 $315,000 $3,841 4.13%
CaƱon City, CO (FHA|USDA|VA) 1 $305,000 $305,000 $5,842 3.13%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $295,000 $295,000 $4,166 4.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $3,801 4.25%
Mason City, IA (FHA|USDA|VA) 2 $280,000 $140,000 $2,937 4.44%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $275,000 $275,000 $3,383 4.00%
Pontiac, IL (FHA|USDA|VA) 2 $270,000 $135,000 $2,775 3.06%
Bonham, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,869 3.13%
Huntsville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,303 4.50%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,528 4.50%
Spearfish, SD (FHA|USDA|VA) 1 $205,000 $205,000 $4,775 2.63%
GREEN BAY, WI (FHA|USDA|VA) 1 $175,000 $175,000 $1,482 2.50%
Granbury, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,748 2.63%
Sulphur Springs, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,909 2.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,275 3.50%
Levelland, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,720 2.88%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.25%
Bemidji, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,411 4.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $125,000 $125,000 $2,432 4.50%
Marinette, WI-MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,358 4.95%
OWENSBORO, KY (FHA|USDA|VA) 1 $85,000 $85,000 $2,681 4.38%
Dumas, TX (FHA|USDA|VA) 1 $85,000 $85,000 $1,800 2.88%
Sikeston, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,188 4.75%
Compeer Financial Flca's top markets include Minneapolis, Madison, Duluth, Mankato, and Rochester among others.

Their top states include:
  • Minnesota (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against COMPEER FINANCIAL FLCA based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Savings Bank of Hegewisch
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    Rock Valley Credit Union
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    R.I.A. Federal Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,691 $421,015,000 $248,974 $3,361 3.72%
    HELOC 54 $5,160,000 $95,556 n/a 4.25%

    For 2021, Compeer Financial Flca's most frequently originated type of loan was Conventional, with 1,691 originations. Their 2nd most popular type was HELOC, with 54 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 745 $208,025,000 $279,228 $3,640 3.90%
    Cash Out Refi 552 $126,580,000 $229,312 $3,346 3.78%
    Refi 384 $82,310,000 $214,349 $3,016 3.28%
    Home Improvement 45 $6,175,000 $137,222 $1,856 4.05%
    Other 19 $3,085,000 $162,368 $2,970 4.20%

    For 2021, Compeer Financial Flca's most frequently cited loan purpose was Home Purchase, with 745 originations. The 2nd most popular reason was Cash Out Refi, with 552 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 847 $237,265,000 $280,124 $3,868 3.85%
    15 Year 242 $46,670,000 $192,851 $2,971 3.13%
    20 Year 215 $42,455,000 $197,465 $2,966 3.67%
    30+ year 175 $70,835,000 $404,771 $4,280 3.75%
    10 Year 133 $17,925,000 $134,774 $2,755 3.77%
    Other 132 $10,750,000 $81,439 $1,076 4.12%
    1 Year 1 $275,000 $275,000 $2,941 3.50%

    For 2021, Compeer Financial Flca's most frequently cited loan duration was 30 Year, with 847 originations. The 2nd most popular length was 15 Year, with 242 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 571 $100,595,000 $176,173
    $<1k 432 $77,410,000 $179,190
    $2k-3k 389 $105,915,000 $272,275
    $3k-4k 181 $66,665,000 $368,315
    $4k-5k 75 $38,675,000 $515,667
    $5k+ 43 $31,755,000 $738,488

    Compeer Financial Flca's average total fees were $3,868, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 571 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 898 $233,190,000 $259,677
    4-5% 576 $134,350,000 $233,247
    2.5-3% 204 $45,740,000 $224,216
    <2.5% 67 $12,895,000 $192,463

    During 2021, Compeer Financial Flca's average interest rate for loans was 3.85%, while their most frequently originated rate bucket for loans was 3-4%, with 898 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 670 $186,810,000 $278,821 $3,766 3.65%
    $100k-200k 521 $77,815,000 $149,357 $2,852 3.65%
    $100,000 or less 302 $17,150,000 $56,788 $1,518 3.95%
    $400k-600k 185 $88,105,000 $476,243 $4,850 3.83%
    $600k-1MM 54 $39,690,000 $735,000 $7,024 3.99%
    $1MM+ 13 $16,605,000 $1,277,308 $10,559 4.02%

    2021 saw Compeer Financial Flca place emphasis on $200k-400k loans with 670 originations, totaling $186,810,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 456 $115,680,000 $253,684 $3,442 3.68%
    $50k-75k 343 $61,765,000 $180,073 $3,004 3.74%
    $75k-100k 330 $72,880,000 $220,848 $3,213 3.75%
    $150k-250k 292 $95,540,000 $327,192 $3,810 3.73%
    $50k or less 214 $25,330,000 $118,364 $2,525 3.79%
    $250k+ 104 $53,450,000 $513,942 $5,352 3.81%

    Compeer Financial Flca lent most frequently to those with incomes in the $100k-150k range, with 456 originations. The second most popular income band? $50k-75k, with 343 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 460 $107,210,000 $233,065 $3,346 3.70%
    30-36% 406 $97,640,000 $240,493 $3,303 3.77%
    <20% 195 $40,695,000 $208,692 $3,160 3.57%
    42% 81 $22,655,000 $279,691 $3,803 3.90%
    37% 81 $21,365,000 $263,765 $3,382 3.82%
    38% 80 $19,980,000 $249,750 $3,364 3.79%
    40% 75 $20,015,000 $266,867 $3,337 3.90%
    39% 73 $17,755,000 $243,219 $3,340 3.72%
    36% 68 $19,960,000 $293,529 $3,645 3.89%
    41% 65 $16,455,000 $253,154 $3,208 3.85%
    44% 52 $14,090,000 $270,962 $3,456 3.69%
    43% 41 $12,465,000 $304,024 $3,663 3.65%
    46% 18 $4,990,000 $277,222 $3,740 3.52%
    45% 12 $3,200,000 $266,667 $3,419 3.69%
    47% 9 $1,595,000 $177,222 $3,098 3.36%
    48% 9 $1,735,000 $192,778 $3,418 3.49%
    49% 8 $1,500,000 $187,500 $3,408 3.12%
    50-60% 7 $1,305,000 $186,429 $2,719 3.50%
    >60% 3 $1,095,000 $365,000 $4,471 3.88%

    Compeer Financial Flca lent most frequently to those with DTI ratios of 20-30%, with 460 originations. The next most common DTI ratio? 30-36%, with 406 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,650 $402,920,000 $244,194 $3,350 3.73%
    Not provided 81 $20,475,000 $252,778 $3,566 3.74%
    Asian 8 $1,590,000 $198,750 $3,796 4.18%
    American Indian 3 $725,000 $241,667 $3,707 3.67%
    Black 3 $465,000 $155,000 $2,052 3.86%

    Approval Rates

    Total approvals of all applications
    90.36%

    Compeer Financial Flca has an average approval rate.

    Pick Rate

    Approvals leading to origination
    73.81%

    Compeer Financial Flca has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,745 $426,175,000 $244,226

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,745 $426,175,000 $244,226

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 164 $24,070,000 $146,768 $2,618 3.59%
    40-60% 305 $65,475,000 $214,672 $3,181 3.51%
    60-80% 610 $179,600,000 $294,426 $3,796 3.68%
    80-100% 512 $148,810,000 $290,645 $3,818 3.87%
    Under 20% 154 $8,220,000 $53,377 $756 4.10%