Compeer Financial Flca Mortgage Rates, Fees & Info
SUN PRAIRIE, WILEI: 549300EWFHPBZH38K695
Tax ID: 41-1956286
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Compeer Financial Flca is a smaller mortgage company specializing in Cash Out Refi, Refi, and Home Purchase loans. Compeer Financial Flca has a high proportion of conventional loans. Their top markets by origination volume include: Minneapolis, Rochester, Madison, Duluth, and St. Cloud among others. We have data for 106 markets. (Some data included below & more in-depth data is available with an active subscription.)Compeer Financial Flca has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Compeer Financial Flca is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.16% | 11/21/24 |
| 30 Year Conventional Purchase | 7.11% | 11/21/24 |
| 30 Year Conventional Refi | 6.95% | 11/21/24 |
| 30 Year Cash-out Refi | 7.38% | 11/21/24 |
| 15 Year Conventional Purchase | 6.67% | 11/21/24 |
| 15 Year Conventional Refi | 6.17% | 11/21/24 |
| 15 Year Cash-out Refi | 6.17% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Compeer Financial Flca Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Compeer Financial Flca. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,520Origination Dollar Volume (All Markets)
$592,120,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 740 | $147,350,000 | $199,122 | $3,592 | 3.57% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 291 | $83,685,000 | $287,577 | $4,697 | 3.48% |
| ROCHESTER, MN (FHA|USDA|VA) | 99 | $24,975,000 | $252,273 | $4,267 | 3.33% |
| MADISON, WI (FHA|USDA|VA) | 88 | $24,890,000 | $282,841 | $3,232 | 3.49% |
| DULUTH, MN-WI (FHA|USDA|VA) | 96 | $21,270,000 | $221,563 | $4,514 | 3.61% |
| ST. CLOUD, MN (FHA|USDA|VA) | 77 | $18,465,000 | $239,805 | $4,475 | 3.48% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 64 | $17,820,000 | $278,438 | $3,162 | 3.30% |
| MANKATO, MN (FHA|USDA|VA) | 73 | $16,385,000 | $224,452 | $3,380 | 3.37% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 71 | $16,345,000 | $230,211 | $3,457 | 3.47% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 60 | $15,950,000 | $265,833 | $3,437 | 3.69% |
| Red Wing, MN (FHA|USDA|VA) | 41 | $11,605,000 | $283,049 | $4,619 | 3.34% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 44 | $11,140,000 | $253,182 | $4,439 | 3.36% |
| FOND DU LAC, WI (FHA|USDA|VA) | 52 | $9,680,000 | $186,154 | $2,452 | 3.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 34 | $8,690,000 | $255,588 | $3,165 | 3.53% |
| Beaver Dam, WI (FHA|USDA|VA) | 41 | $8,545,000 | $208,415 | $2,606 | 3.41% |
| Menomonie, WI (FHA|USDA|VA) | 30 | $7,420,000 | $247,333 | $4,261 | 3.33% |
| Owatonna, MN (FHA|USDA|VA) | 30 | $7,000,000 | $233,333 | $4,034 | 3.55% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 33 | $6,955,000 | $210,758 | $3,545 | 3.73% |
| Albert Lea, MN (FHA|USDA|VA) | 35 | $6,305,000 | $180,143 | $3,460 | 3.47% |
| PEORIA, IL (FHA|USDA|VA) | 32 | $5,770,000 | $180,313 | $2,922 | 3.78% |
| RACINE, WI (FHA|USDA|VA) | 20 | $5,750,000 | $287,500 | $2,970 | 3.15% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 22 | $5,570,000 | $253,182 | $2,954 | 3.34% |
| Baraboo, WI (FHA|USDA|VA) | 21 | $5,465,000 | $260,238 | $3,673 | 3.66% |
| New Ulm, MN (FHA|USDA|VA) | 24 | $5,220,000 | $217,500 | $3,365 | 3.38% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $5,115,000 | $465,000 | $6,302 | 3.69% |
| Brainerd, MN (FHA|USDA|VA) | 16 | $5,010,000 | $313,125 | $5,845 | 3.47% |
| Hutchinson, MN (FHA|USDA|VA) | 18 | $5,010,000 | $278,333 | $4,707 | 3.67% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 18 | $4,800,000 | $266,667 | $3,336 | 3.51% |
| Fairmont, MN (FHA|USDA|VA) | 32 | $4,790,000 | $149,688 | $2,981 | 3.47% |
| Austin, MN (FHA|USDA|VA) | 21 | $4,205,000 | $200,238 | $3,889 | 3.38% |
| APPLETON, WI (FHA|USDA|VA) | 20 | $4,120,000 | $206,000 | $3,067 | 3.37% |
| Whitewater, WI (FHA|USDA|VA) | 14 | $4,110,000 | $293,571 | $3,252 | 3.55% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 12 | $3,710,000 | $309,167 | $4,116 | 3.93% |
| ROCKFORD, IL (FHA|USDA|VA) | 18 | $3,530,000 | $196,111 | $3,614 | 3.64% |
| Worthington, MN (FHA|USDA|VA) | 21 | $3,395,000 | $161,667 | $3,491 | 3.56% |
| KANKAKEE, IL (FHA|USDA|VA) | 11 | $2,865,000 | $260,455 | $3,134 | 3.44% |
| Rochelle, IL (FHA|USDA|VA) | 11 | $2,635,000 | $239,545 | $3,913 | 3.41% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $2,315,000 | $2,315,000 | $27,505 | 4.13% |
| Dixon, IL (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $3,712 | 3.86% |
| Platteville, WI (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $3,832 | 3.75% |
| Quincy, IL-MO (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $3,372 | 3.35% |
| Marshall, MN (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $4,627 | 3.73% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $4,483 | 3.85% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,289 | 3.46% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $1,550,000 | $775,000 | $5,638 | 3.94% |
| Winona, MN (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $3,872 | 3.13% |
| Ottawa, IL (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $2,733 | 3.54% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $6,157 | 4.06% |
| Willmar, MN (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $4,858 | 3.19% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $5,337 | 3.79% |
| Granbury, TX (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $7,056 | 4.38% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $6,063 | 4.33% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $6,060 | 3.44% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,149 | 4.50% |
| TYLER, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,763 | 3.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,262 | 3.23% |
| Grand Rapids, MN (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $2,933 | 3.66% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $7,367 | 3.75% |
| Sterling, CO (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,940 | 3.03% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,455 | 3.43% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $12,346 | 3.50% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,333 | 4.06% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,889 | 2.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,013 | 3.50% |
| Brenham, TX (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $10,299 | 3.50% |
| Marinette, WI-MI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,779 | 3.94% |
| Sterling, IL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,882 | 3.56% |
| Plainview, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,854 | 3.56% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $6,242 | 4.13% |
| Freeport, IL (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $2,513 | 3.98% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,607 | 3.88% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,142 | 4.09% |
| Bemidji, MN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $2,971 | 3.88% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,192 | 3.42% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,714 | 3.13% |
| Galesburg, IL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,073 | 3.44% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,793 | 2.88% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,890 | 3.69% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,042 | 2.50% |
| Macomb, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,812 | 3.69% |
| Shawano, WI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,171 | 3.33% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,160 | 3.63% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,251 | 3.00% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,839 | 2.88% |
| Mason City, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,278 | 3.50% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,053 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,795 | 3.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,828 | 4.00% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,171 | 3.75% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,817 | 3.13% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,151 | 3.50% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,634 | 3.50% |
| Meridian, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,914 | 4.25% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,079 | 3.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,872 | 3.13% |
| Palestine, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,843 | 2.75% |
| Borger, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,363 | 5.25% |
| Starkville, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,699 | 3.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,877 | 3.38% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,832 | 2.75% |
| Kennett, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,253 | 3.13% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,912 | 3.75% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,885 | 3.50% |
| Marion, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,034 | 4.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,628 | 5.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $948 | 4.95% |
Similar Lenders
We use machine learning to identify the top lenders compared against COMPEER FINANCIAL FLCA based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 42
Similarity Rank: 120
Similarity Rank: 126
Similarity Rank: 135
Similarity Rank: 156
Similarity Rank: 168
Similarity Rank: 198
Similarity Rank: 264
Similarity Rank: 280
Similarity Rank: 312
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,469 | $588,215,000 | $238,240 | $3,796 | 3.49% |
| HELOC | 51 | $3,905,000 | $76,569 | n/a | 4.49% |
For 2020, Compeer Financial Flca's most frequently originated type of loan was Conventional, with 2,469 originations. Their 2nd most popular type was HELOC, with 51 originations.
Loan Reason
For 2020, Compeer Financial Flca's most frequently cited loan purpose was Cash Out Refi, with 865 originations. The 2nd most popular reason was Refi, with 839 originations.
Loan Duration/Length
For 2020, Compeer Financial Flca's most frequently cited loan duration was 30 Year, with 1,205 originations. The 2nd most popular length was 15 Year, with 494 originations.
Origination Fees/Closing Costs
Compeer Financial Flca's average total fees were $4,332, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 657 originations.
Interest Rates
During 2020, Compeer Financial Flca's average interest rate for loans was 3.58%, while their most frequently originated rate bucket for loans was 3-4%, with 1,374 originations.
Loan Sizing
2020 saw Compeer Financial Flca place emphasis on $200k-400k loans with 1,045 originations, totaling $291,505,000 in origination value.
Applicant Income
Compeer Financial Flca lent most frequently to those with incomes in the $100k-150k range, with 737 originations. The second most popular income band? $50k-75k, with 483 originations.
Applicant Debt to Income Ratio
Compeer Financial Flca lent most frequently to those with DTI ratios of 20-30%, with 810 originations. The next most common DTI ratio? 30-36%, with 576 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.99%
Compeer Financial Flca has an average approval rate.
Pick Rate
Approvals leading to origination79.76%
Compeer Financial Flca has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,520 | $592,120,000 | $234,968 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 92 | $12,740,000 | $138,478 |
| Single Family (1-4 Units):Site-Built | 2,428 | $579,380,000 | $238,624 |