American Mortgage Service Company Rates, Fees & Info

CINCINNATI, OH

LEI: 549300FOZZQIQVHMVH05

Tax ID: 31-0868609

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    American Mortgage Service Company is a smaller mortgage company specializing in Home Purchase loans. American Mortgage Service Company has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Cincinnati, Columbus, Louisville, Indianapolis, and Lexington among others. We have data for 110 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American Mortgage Service Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Mortgage Service Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.76% 4/21/24
    30 Year Conventional Refi 6.67% 4/21/24
    30 Year Cash-out Refi 6.81% 4/21/24
    30 Year FHA Purchase 7.53% 4/21/24
    30 Year FHA Refi 7.08% 4/21/24
    30 Year VA Purchase 6.42% 4/21/24
    30 Year VA Refi 6.00% 4/21/24
    30 Year USDA Purchase 6.92% 4/21/24
    30 Year USDA Refi 6.27% 4/21/24
    15 Year Conventional Purchase 6.15% 4/21/24
    15 Year Conventional Refi 6.11% 4/21/24
    15 Year Cash-out Refi 6.11% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    American Mortgage Service Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from American Mortgage Service Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    4,581

    Origination Dollar Volume (All Markets)

    $799,775,000
    Show all (19) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1,093 $179,695,000 $164,405 $4,093 4.85%
    COLUMBUS, OH (FHA|USDA|VA) 391 $92,445,000 $236,432 $6,592 4.66%
    LOUISVILLE, KY (FHA|USDA|VA) 432 $82,560,000 $191,111 $4,405 4.88%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 365 $65,785,000 $180,233 $3,820 4.77%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 280 $62,400,000 $222,857 $4,884 4.57%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 261 $37,475,000 $143,582 $3,873 4.73%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 193 $32,985,000 $170,907 $5,171 4.84%
    KNOXVILLE, TN (FHA|USDA|VA) 118 $31,150,000 $263,983 $3,708 4.62%
    Outside of Metro Areas 177 $29,385,000 $166,017 $4,158 4.83%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 128 $21,830,000 $170,547 $3,681 4.55%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 77 $18,335,000 $238,117 $5,754 4.72%
    Bluffton, IN (FHA|USDA|VA) 93 $12,125,000 $130,376 $2,912 4.95%
    FORT WAYNE, IN (FHA|USDA|VA) 59 $9,015,000 $152,797 $3,373 4.70%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 63 $8,575,000 $136,111 $4,189 5.06%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 46 $7,890,000 $171,522 $3,884 4.66%
    BLOOMINGTON, IN (FHA|USDA|VA) 47 $7,555,000 $160,745 $3,983 4.80%
    MUNCIE, IN (FHA|USDA|VA) 57 $7,295,000 $127,982 $3,090 4.73%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 43 $6,585,000 $153,140 $5,045 4.64%
    Warsaw, IN (FHA|USDA|VA) 35 $5,575,000 $159,286 $3,037 4.69%
    Marion, IN (FHA|USDA|VA) 43 $4,305,000 $100,116 $3,177 4.95%
    MONTGOMERY, AL (FHA|USDA|VA) 27 $3,595,000 $133,148 $3,938 5.01%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 31 $3,525,000 $113,710 $4,236 4.94%
    Central City, KY (FHA|USDA|VA) 24 $3,370,000 $140,417 $4,050 4.97%
    OWENSBORO, KY (FHA|USDA|VA) 19 $2,985,000 $157,105 $4,603 4.66%
    Decatur, IN (FHA|USDA|VA) 24 $2,760,000 $115,000 $3,367 4.92%
    Frankfort, IN (FHA|USDA|VA) 17 $2,425,000 $142,647 $4,144 4.83%
    Logansport, IN (FHA|USDA|VA) 24 $2,390,000 $99,583 $3,629 5.05%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 15 $2,255,000 $150,333 $4,833 4.84%
    Angola, IN (FHA|USDA|VA) 15 $2,185,000 $145,667 $3,059 4.78%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 13 $2,155,000 $165,769 $4,334 4.89%
    Bardstown, KY (FHA|USDA|VA) 15 $2,125,000 $141,667 $3,951 4.93%
    Richmond, IN (FHA|USDA|VA) 17 $1,985,000 $116,765 $3,738 5.13%
    TERRE HAUTE, IN (FHA|USDA|VA) 18 $1,970,000 $109,444 $3,750 4.95%
    Huntington, IN (FHA|USDA|VA) 17 $1,935,000 $113,824 $3,289 4.93%
    Richmond-Berea, KY (FHA|USDA|VA) 9 $1,855,000 $206,111 $3,768 4.56%
    BOWLING GREEN, KY (FHA|USDA|VA) 9 $1,775,000 $197,222 $4,482 4.76%
    Wabash, IN (FHA|USDA|VA) 17 $1,605,000 $94,412 $3,186 4.85%
    Auburn, IN (FHA|USDA|VA) 12 $1,400,000 $116,667 $3,448 4.88%
    Mount Sterling, KY (FHA|USDA|VA) 9 $1,375,000 $152,778 $5,081 4.94%
    SPRINGFIELD, OH (FHA|USDA|VA) 16 $1,370,000 $85,625 $4,189 5.30%
    MORRISTOWN, TN (FHA|USDA|VA) 10 $1,350,000 $135,000 $4,952 4.45%
    KOKOMO, IN (FHA|USDA|VA) 12 $1,320,000 $110,000 $3,190 5.01%
    Sevierville, TN (FHA|USDA|VA) 8 $1,290,000 $161,250 $6,714 4.58%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $1,190,000 $148,750 $4,895 4.86%
    Urbana, OH (FHA|USDA|VA) 9 $1,145,000 $127,222 $4,759 5.01%
    Kendallville, IN (FHA|USDA|VA) 9 $1,105,000 $122,778 $3,765 4.96%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $1,080,000 $135,000 $2,326 4.86%
    Bedford, IN (FHA|USDA|VA) 10 $990,000 $99,000 $3,993 4.84%
    PANAMA CITY, FL (FHA|USDA|VA) 6 $970,000 $161,667 $4,887 4.94%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $970,000 $485,000 $4,564 4.50%
    JOHNSON CITY, TN (FHA|USDA|VA) 5 $885,000 $177,000 $3,424 4.93%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 6 $870,000 $145,000 $4,796 4.94%
    New Castle, IN (FHA|USDA|VA) 7 $865,000 $123,571 $4,297 4.95%
    Frankfort, KY (FHA|USDA|VA) 6 $830,000 $138,333 $4,080 4.85%
    Somerset, KY (FHA|USDA|VA) 7 $825,000 $117,857 $3,142 4.84%
    Madisonville, KY (FHA|USDA|VA) 5 $735,000 $147,000 $4,545 5.10%
    Sidney, OH (FHA|USDA|VA) 5 $725,000 $145,000 $4,816 4.65%
    Jasper, IN (FHA|USDA|VA) 6 $720,000 $120,000 $3,475 4.94%
    COLUMBUS, IN (FHA|USDA|VA) 5 $675,000 $135,000 $4,189 4.83%
    Peru, IN (FHA|USDA|VA) 9 $665,000 $73,889 $2,991 5.19%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $510,000 $127,500 $4,849 5.09%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $500,000 $250,000 $4,372 4.94%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $500,000 $250,000 $3,749 4.56%
    TOLEDO, OH (FHA|USDA|VA) 4 $500,000 $125,000 $4,441 4.81%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $470,000 $235,000 $8,527 4.25%
    Marion, OH (FHA|USDA|VA) 3 $455,000 $151,667 $5,917 4.75%
    Cullman, AL (FHA|USDA|VA) 3 $415,000 $138,333 $3,536 4.50%
    Connersville, IN (FHA|USDA|VA) 5 $395,000 $79,000 $3,304 4.65%
    Crawfordsville, IN (FHA|USDA|VA) 3 $385,000 $128,333 $4,151 4.92%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $375,000 $125,000 $4,409 4.75%
    Seymour, IN (FHA|USDA|VA) 2 $360,000 $180,000 $6,430 5.00%
    North Vernon, IN (FHA|USDA|VA) 3 $355,000 $118,333 $2,960 4.67%
    MANSFIELD, OH (FHA|USDA|VA) 1 $345,000 $345,000 $3,698 4.63%
    Vincennes, IN (FHA|USDA|VA) 3 $335,000 $111,667 $4,203 5.04%
    Mount Vernon, OH (FHA|USDA|VA) 2 $320,000 $160,000 $5,256 5.44%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $320,000 $160,000 $4,501 4.31%
    Portsmouth, OH (FHA|USDA|VA) 2 $310,000 $155,000 $5,906 5.56%
    Paducah, KY-IL (FHA|USDA|VA) 2 $290,000 $145,000 $3,484 4.75%
    Wapakoneta, OH (FHA|USDA|VA) 2 $270,000 $135,000 $5,580 5.00%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $270,000 $135,000 $3,336 5.50%
    Washington, IN (FHA|USDA|VA) 3 $255,000 $85,000 $3,526 5.04%
    Atmore, AL (FHA|USDA|VA) 2 $240,000 $120,000 $4,533 4.75%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $240,000 $120,000 $2,177 5.06%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $235,000 $235,000 $2,877 4.88%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,660 4.75%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,709 4.63%
    MOBILE, AL (FHA|USDA|VA) 1 $205,000 $205,000 $6,647 4.88%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $205,000 $205,000 $5,418 4.88%
    Wilmington, OH (FHA|USDA|VA) 1 $195,000 $195,000 $6,613 5.00%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,581 4.75%
    JACKSON, MS (FHA|USDA|VA) 1 $185,000 $185,000 $5,940 4.50%
    Maysville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $4,641 4.50%
    Greensburg, IN (FHA|USDA|VA) 2 $180,000 $90,000 $3,602 4.44%
    AKRON, OH (FHA|USDA|VA) 2 $180,000 $90,000 $4,878 4.88%
    Chillicothe, OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,444 4.50%
    DECATUR, AL (FHA|USDA|VA) 1 $165,000 $165,000 $5,961 4.63%
    OCALA, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,014 4.88%
    Tiffin, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,620 4.50%
    Plymouth, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,820 4.75%
    Mayfield, KY (FHA|USDA|VA) 1 $135,000 $135,000 $4,449 4.88%
    Scottsburg, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,465 5.50%
    Ashtabula, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,966 4.25%
    Celina, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,697 4.50%
    Danville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $4,403 4.75%
    Brownsville, TN (FHA|USDA|VA) 2 $110,000 $55,000 $3,766 4.69%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $105,000 $105,000 $1,987 5.13%
    Ashland, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,928 4.38%
    Newport, TN (FHA|USDA|VA) 1 $85,000 $85,000 $3,778 5.38%
    London, KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,991 4.63%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,251 4.50%
    American Mortgage Service Company's top markets include Cincinnati, Columbus, Louisville, Indianapolis, and Lexington among others.

    Their top states include:
  • Kentucky (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against AMERICAN MORTGAGE SERVICE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Eglin Federal Credit Union
    Similarity Rank: 8
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,110 $393,750,000 $186,611 $3,313 4.87%
    FHA 1,543 $241,675,000 $156,627 $5,825 4.78%
    VA 528 $115,150,000 $218,087 $4,499 4.52%
    USDA 400 $49,200,000 $123,000 $3,916 4.75%

    For 2018, American Mortgage Service Company's most frequently originated type of loan was Conventional, with 2,110 originations. Their 2nd most popular type was FHA, with 1,543 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,281 $748,445,000 $174,829 $4,353 4.79%
    Cash Out Refi 178 $29,280,000 $164,494 $4,105 4.86%
    Refi 122 $22,050,000 $180,738 $3,577 4.67%

    For 2018, American Mortgage Service Company's most frequently cited loan purpose was Home Purchase, with 4,281 originations. The 2nd most popular reason was Cash Out Refi, with 178 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,384 $768,170,000 $175,221 $4,386 4.81%
    15 Year 134 $21,880,000 $163,284 $2,980 4.24%
    20 Year 49 $7,615,000 $155,408 $2,879 4.61%
    10 Year 9 $1,035,000 $115,000 $3,384 4.35%
    Other 5 $1,075,000 $215,000 $4,978 4.48%

    For 2018, American Mortgage Service Company's most frequently cited loan duration was 30 Year, with 4,384 originations. The 2nd most popular length was 15 Year, with 134 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,425 $383,225,000 $158,031
    $<1k 1,632 $324,450,000 $198,805
    $2k-3k 324 $49,470,000 $152,685
    $3k-4k 116 $20,580,000 $177,414
    $5k+ 45 $13,005,000 $289,000
    $4k-5k 39 $9,045,000 $231,923

    American Mortgage Service Company's average total fees were $4,386, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,425 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,129 $577,585,000 $184,591
    5-6% 1,150 $163,970,000 $142,583
    3-4% 277 $55,555,000 $200,560
    6-7% 25 $2,665,000 $106,600

    During 2018, American Mortgage Service Company's average interest rate for loans was 4.81%, while their most frequently originated rate bucket for loans was 4-5%, with 3,129 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,279 $335,125,000 $147,049 $3,989 4.80%
    $200k-400k 1,398 $371,580,000 $265,794 $5,350 4.63%
    $100,000 or less 846 $65,300,000 $77,187 $3,166 5.04%
    $400k-600k 50 $21,960,000 $439,200 $4,453 4.74%
    $600k-1MM 7 $4,805,000 $686,429 $4,229 4.57%
    $1MM+ 1 $1,005,000 $1,005,000 $35,503 4.25%

    2018 saw American Mortgage Service Company place emphasis on $100k-200k loans with 2,279 originations, totaling $335,125,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,532 $177,770,000 $116,038 $3,778 4.88%
    $50k-75k 1,381 $231,965,000 $167,969 $4,406 4.79%
    $75k-100k 787 $164,205,000 $208,647 $4,794 4.72%
    $100k-150k 616 $149,520,000 $242,727 $4,642 4.70%
    $150k-250k 201 $58,135,000 $289,229 $4,326 4.68%
    $250k+ 33 $12,005,000 $363,788 $5,148 4.72%

    American Mortgage Service Company lent most frequently to those with incomes in the $50k or less range, with 1,532 originations. The second most popular income band? $50k-75k, with 1,381 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 880 $149,170,000 $169,511 $4,062 4.83%
    20-30% 800 $133,660,000 $167,075 $3,843 4.76%
    50-60% 315 $59,935,000 $190,270 $5,754 4.61%
    38% 204 $33,850,000 $165,931 $4,348 4.88%
    39% 201 $36,035,000 $179,279 $4,519 4.76%
    40% 198 $34,260,000 $173,030 $4,733 4.85%
    <20% 197 $27,575,000 $139,975 $3,202 4.72%
    36% 190 $32,450,000 $170,789 $4,437 4.74%
    41% 186 $33,160,000 $178,280 $4,291 4.90%
    43% 181 $33,105,000 $182,901 $4,386 4.86%
    44% 180 $32,890,000 $182,722 $4,688 4.83%
    37% 176 $31,140,000 $176,932 $4,179 4.71%
    42% 153 $25,625,000 $167,484 $4,373 4.84%
    47% 148 $29,040,000 $196,216 $4,666 4.86%
    49% 145 $28,115,000 $193,897 $4,331 4.83%
    45% 139 $25,245,000 $181,619 $4,419 4.78%
    46% 133 $24,025,000 $180,639 $4,759 4.81%
    48% 130 $24,760,000 $190,462 $4,351 4.85%
    >60% 21 $4,965,000 $236,429 $4,818 4.48%

    American Mortgage Service Company lent most frequently to those with DTI ratios of 30-36%, with 880 originations. The next most common DTI ratio? 20-30%, with 800 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,801 $656,575,000 $172,737 $4,226 4.79%
    Not provided 344 $59,640,000 $173,372 $4,171 4.82%
    Black 293 $56,975,000 $194,454 $5,564 4.82%
    Asian 77 $15,795,000 $205,130 $4,612 4.52%
    Not applicable 27 $4,485,000 $166,111 $4,662 4.96%
    Other Asian 21 $2,835,000 $135,000 $4,681 4.45%
    American Indian 10 $1,760,000 $176,000 $5,792 4.64%
    Korean 1 $375,000 $375,000 $3,217 4.25%
    Asian Indian 1 $365,000 $365,000 $3,781 4.88%
    Native Hawaiian or Islander 2 $290,000 $145,000 $4,431 4.81%
    Filipino 2 $290,000 $145,000 $3,637 4.63%
    Vietnamese 1 $215,000 $215,000 $7,892 4.88%
    Other Pacific Islander 1 $175,000 $175,000 $8,061 6.00%

    Approval Rates

    Total approvals of all applications
    93.24%

    American Mortgage Service Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    84.72%

    American Mortgage Service Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,581 $799,775,000 $174,585

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 89 $9,675,000 $108,708
    Single Family (1-4 Units):Site-Built 4,492 $790,100,000 $175,890

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 36 $4,090,000 $113,611 $2,700 4.59%
    40-60% 122 $16,870,000 $138,279 $2,943 4.66%
    60-80% 592 $106,940,000 $180,642 $3,197 4.79%
    80-100% 3,678 $636,690,000 $173,108 $4,452 4.81%
    Over 100% 146 $34,350,000 $235,274 $7,600 4.60%
    Under 20% 4 $210,000 $52,500 $1,839 5.03%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    AMERICAN MORTGAGE AND INVESTMENT SERVICES, INC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%