American Mortgage Service Company Rates, Fees & Info

CINCINNATI, OH

LEI: 549300FOZZQIQVHMVH05

Tax ID: 31-0868609

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    American Mortgage Service Company is a small mortgage company specializing in Home Purchase and Refi loans. American Mortgage Service Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Cincinnati, Louisville, Indianapolis, Lexington, and Columbus among others. We have data for 122 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American Mortgage Service Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Mortgage Service Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.76% 12/16/24
    30 Year Conventional Refi 6.67% 12/16/24
    30 Year Cash-out Refi 6.81% 12/16/24
    30 Year FHA Purchase 7.53% 12/16/24
    30 Year FHA Refi 7.08% 12/16/24
    30 Year VA Purchase 6.42% 12/16/24
    30 Year VA Refi 6.00% 12/16/24
    30 Year USDA Purchase 6.92% 12/16/24
    30 Year USDA Refi 6.27% 12/16/24
    15 Year Conventional Purchase 6.15% 12/16/24
    15 Year Conventional Refi 6.11% 12/16/24
    15 Year Cash-out Refi 6.11% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    American Mortgage Service Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from American Mortgage Service Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    6,604

    Origination Dollar Volume (All Markets)

    $1,373,190,000
    Show all (36) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1,745 $348,365,000 $199,636 $3,901 3.16%
    LOUISVILLE, KY (FHA|USDA|VA) 601 $131,135,000 $218,195 $3,988 3.15%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 536 $123,990,000 $231,325 $3,272 3.09%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 490 $115,610,000 $235,939 $4,279 3.00%
    COLUMBUS, OH (FHA|USDA|VA) 420 $104,700,000 $249,286 $5,489 3.11%
    KNOXVILLE, TN (FHA|USDA|VA) 255 $73,985,000 $290,137 $3,806 3.05%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 347 $73,085,000 $210,620 $5,276 3.23%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 258 $47,550,000 $184,302 $3,902 3.16%
    BLOOMINGTON, IN (FHA|USDA|VA) 164 $38,060,000 $232,073 $3,157 3.07%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 135 $36,175,000 $267,963 $5,047 3.23%
    Bluffton, IN (FHA|USDA|VA) 189 $30,265,000 $160,132 $2,386 3.21%
    Outside of Metro Areas 197 $29,265,000 $148,553 $3,748 3.23%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 138 $27,900,000 $202,174 $4,933 3.07%
    FORT WAYNE, IN (FHA|USDA|VA) 142 $26,200,000 $184,507 $3,159 3.14%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 69 $12,695,000 $183,986 $4,142 3.01%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 69 $12,375,000 $179,348 $4,368 3.09%
    MUNCIE, IN (FHA|USDA|VA) 90 $12,020,000 $133,556 $2,877 3.07%
    Warsaw, IN (FHA|USDA|VA) 61 $11,675,000 $191,393 $2,650 2.90%
    Marion, IN (FHA|USDA|VA) 64 $7,660,000 $119,688 $2,892 3.10%
    MONTGOMERY, AL (FHA|USDA|VA) 34 $6,430,000 $189,118 $3,647 3.28%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 41 $5,485,000 $133,780 $3,582 3.36%
    Bardstown, KY (FHA|USDA|VA) 28 $5,230,000 $186,786 $4,929 3.28%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 14 $3,610,000 $257,857 $3,692 3.38%
    Richmond-Berea, KY (FHA|USDA|VA) 14 $3,530,000 $252,143 $3,526 3.03%
    Sevierville, TN (FHA|USDA|VA) 15 $3,195,000 $213,000 $4,737 3.14%
    Decatur, IN (FHA|USDA|VA) 22 $3,090,000 $140,455 $3,412 3.13%
    SPRINGFIELD, OH (FHA|USDA|VA) 24 $3,040,000 $126,667 $4,498 3.60%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 15 $2,855,000 $190,333 $5,144 3.43%
    Richmond, IN (FHA|USDA|VA) 19 $2,595,000 $136,579 $3,860 3.39%
    BOWLING GREEN, KY (FHA|USDA|VA) 14 $2,510,000 $179,286 $3,691 3.20%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 13 $2,475,000 $190,385 $4,262 3.00%
    Huntington, IN (FHA|USDA|VA) 18 $2,440,000 $135,556 $3,051 3.31%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $2,300,000 $230,000 $3,837 3.14%
    Frankfort, IN (FHA|USDA|VA) 12 $2,140,000 $178,333 $4,565 3.10%
    MORRISTOWN, TN (FHA|USDA|VA) 12 $2,120,000 $176,667 $4,872 2.99%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 10 $2,110,000 $211,000 $4,123 3.08%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 10 $1,880,000 $188,000 $5,618 3.34%
    Frankfort, KY (FHA|USDA|VA) 12 $1,860,000 $155,000 $4,020 3.28%
    Wabash, IN (FHA|USDA|VA) 10 $1,750,000 $175,000 $2,666 2.98%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,610,000 $402,500 $8,660 3.06%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 8 $1,530,000 $191,250 $5,620 3.25%
    New Castle, IN (FHA|USDA|VA) 11 $1,455,000 $132,273 $3,148 3.18%
    Crawfordsville, IN (FHA|USDA|VA) 10 $1,400,000 $140,000 $4,094 3.49%
    Central City, KY (FHA|USDA|VA) 15 $1,385,000 $92,333 $3,468 3.86%
    Danville, KY (FHA|USDA|VA) 5 $1,345,000 $269,000 $3,436 2.83%
    Auburn, IN (FHA|USDA|VA) 9 $1,285,000 $142,778 $2,744 2.96%
    AKRON, OH (FHA|USDA|VA) 6 $1,250,000 $208,333 $3,767 2.94%
    Urbana, OH (FHA|USDA|VA) 9 $1,185,000 $131,667 $4,143 3.44%
    Bedford, IN (FHA|USDA|VA) 7 $1,175,000 $167,857 $3,387 3.25%
    Logansport, IN (FHA|USDA|VA) 9 $1,115,000 $123,889 $3,963 3.11%
    Angola, IN (FHA|USDA|VA) 7 $1,075,000 $153,571 $2,271 3.48%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,213 3.20%
    Washington, IN (FHA|USDA|VA) 9 $995,000 $110,556 $3,762 3.47%
    JACKSONVILLE, FL (FHA|USDA|VA) 4 $970,000 $242,500 $6,156 2.97%
    Wilmington, OH (FHA|USDA|VA) 6 $960,000 $160,000 $3,271 3.19%
    London, KY (FHA|USDA|VA) 4 $960,000 $240,000 $3,771 3.69%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $945,000 $315,000 $5,736 2.71%
    COLUMBUS, IN (FHA|USDA|VA) 4 $920,000 $230,000 $4,027 3.00%
    KOKOMO, IN (FHA|USDA|VA) 6 $850,000 $141,667 $3,865 3.08%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $840,000 $420,000 $3,972 2.75%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $835,000 $278,333 $2,371 2.67%
    Kendallville, IN (FHA|USDA|VA) 6 $830,000 $138,333 $4,350 3.19%
    Madisonville, KY (FHA|USDA|VA) 6 $820,000 $136,667 $3,198 3.40%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $805,000 $268,333 $6,296 2.38%
    Coldwater, MI (FHA|USDA|VA) 2 $790,000 $395,000 $3,291 2.75%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $790,000 $197,500 $5,759 2.97%
    TERRE HAUTE, IN (FHA|USDA|VA) 7 $785,000 $112,143 $3,056 3.27%
    Cullman, AL (FHA|USDA|VA) 5 $785,000 $157,000 $2,741 2.93%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $745,000 $149,000 $3,928 3.05%
    TOLEDO, OH (FHA|USDA|VA) 4 $730,000 $182,500 $5,218 3.06%
    Somerset, KY (FHA|USDA|VA) 3 $715,000 $238,333 $4,846 3.17%
    OWENSBORO, KY (FHA|USDA|VA) 4 $690,000 $172,500 $2,286 3.28%
    Mount Sterling, KY (FHA|USDA|VA) 4 $670,000 $167,500 $4,849 3.22%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $650,000 $325,000 $3,634 2.50%
    Mount Vernon, OH (FHA|USDA|VA) 2 $620,000 $310,000 $3,764 2.88%
    Sidney, OH (FHA|USDA|VA) 4 $620,000 $155,000 $4,526 3.66%
    JACKSON, TN (FHA|USDA|VA) 6 $590,000 $98,333 $3,374 3.48%
    Bellefontaine, OH (FHA|USDA|VA) 4 $590,000 $147,500 $4,388 3.06%
    JOHNSON CITY, TN (FHA|USDA|VA) 4 $590,000 $147,500 $3,835 3.72%
    DECATUR, AL (FHA|USDA|VA) 3 $585,000 $195,000 $4,557 2.92%
    MOBILE, AL (FHA|USDA|VA) 3 $585,000 $195,000 $6,376 3.00%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $560,000 $280,000 $7,304 2.75%
    Campbellsville, KY (FHA|USDA|VA) 2 $530,000 $265,000 $2,291 3.88%
    Chillicothe, OH (FHA|USDA|VA) 2 $520,000 $260,000 $9,799 2.94%
    Defiance, OH (FHA|USDA|VA) 3 $515,000 $171,667 $4,459 3.42%
    Wooster, OH (FHA|USDA|VA) 2 $510,000 $255,000 $2,674 2.56%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $485,000 $161,667 $2,399 2.75%
    Athens, OH (FHA|USDA|VA) 2 $480,000 $240,000 $3,396 3.19%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $470,000 $235,000 $5,794 2.94%
    Van Wert, OH (FHA|USDA|VA) 3 $365,000 $121,667 $6,123 3.58%
    TUSCALOOSA, AL (FHA|USDA|VA) 2 $360,000 $180,000 $4,399 2.75%
    Glasgow, KY (FHA|USDA|VA) 2 $330,000 $165,000 $5,082 2.88%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,381 2.75%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $285,000 $285,000 $4,416 2.88%
    Newport, TN (FHA|USDA|VA) 2 $280,000 $140,000 $3,464 3.13%
    Seymour, IN (FHA|USDA|VA) 1 $265,000 $265,000 $2,833 2.50%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $235,000 $235,000 $7,075 2.88%
    Cookeville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $6,150 2.50%
    Connersville, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,671 3.38%
    CLEVELAND, TN (FHA|USDA|VA) 1 $215,000 $215,000 $5,409 3.00%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,166 3.88%
    Wapakoneta, OH (FHA|USDA|VA) 2 $210,000 $105,000 $4,390 3.19%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $205,000 $205,000 $2,691 2.63%
    Traverse City, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,338 2.88%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $200,000 $100,000 $3,174 3.88%
    Coshocton, OH (FHA|USDA|VA) 1 $195,000 $195,000 $2,944 2.63%
    Marion, OH (FHA|USDA|VA) 2 $190,000 $95,000 $4,861 4.06%
    Plymouth, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,964 3.50%
    Celina, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,260 3.88%
    JACKSON, MS (FHA|USDA|VA) 1 $185,000 $185,000 $5,406 3.75%
    Enterprise, AL (FHA|USDA|VA) 1 $175,000 $175,000 $6,227 3.75%
    Greenville, OH (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.88%
    Greeneville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $4,651 3.25%
    Findlay, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,229 3.50%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $165,000 $165,000 $4,228 2.75%
    FLINT, MI (FHA|USDA|VA) 1 $155,000 $155,000 $5,993 4.75%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,769 3.25%
    Jasper, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,460 2.88%
    Sandusky, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,836 3.25%
    Portsmouth, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,461 3.00%
    Greensburg, IN (FHA|USDA|VA) 1 $65,000 $65,000 $1,449 2.75%
    Peru, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,232 3.25%
    American Mortgage Service Company's top markets include Cincinnati, Louisville, Indianapolis, Lexington, and Columbus among others.

    Their top states include:
  • Kentucky (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against AMERICAN MORTGAGE SERVICE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,114 $885,220,000 $215,173 $3,134 3.13%
    FHA 1,401 $255,915,000 $182,666 $6,490 3.23%
    VA 668 $166,920,000 $249,880 $4,760 2.98%
    USDA 421 $65,135,000 $154,715 $4,453 3.13%

    For 2020, American Mortgage Service Company's most frequently originated type of loan was Conventional, with 4,114 originations. Their 2nd most popular type was FHA, with 1,401 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,691 $961,185,000 $204,900 $4,403 3.15%
    Refi 1,485 $326,055,000 $219,566 $2,914 3.06%
    Cash Out Refi 428 $85,950,000 $200,818 $3,563 3.33%

    For 2020, American Mortgage Service Company's most frequently cited loan purpose was Home Purchase, with 4,691 originations. The 2nd most popular reason was Refi, with 1,485 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,892 $1,231,520,000 $209,016 $4,148 3.17%
    15 Year 470 $92,640,000 $197,106 $2,750 2.74%
    20 Year 166 $34,980,000 $210,723 $2,774 3.19%
    Other 51 $10,585,000 $207,549 $2,824 3.11%
    10 Year 25 $3,465,000 $138,600 $2,680 2.73%

    For 2020, American Mortgage Service Company's most frequently cited loan duration was 30 Year, with 5,892 originations. The 2nd most popular length was 15 Year, with 470 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 4,346 $869,290,000 $200,021
    $<1k 1,629 $371,565,000 $228,094
    $2k-3k 376 $71,970,000 $191,410
    $3k-4k 135 $28,265,000 $209,370
    $4k-5k 73 $18,585,000 $254,589
    $5k+ 45 $13,515,000 $300,333

    American Mortgage Service Company's average total fees were $4,148, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,346 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,925 $583,725,000 $199,564
    2.5-3% 2,463 $537,085,000 $218,061
    <2.5% 852 $197,610,000 $231,937
    4-5% 356 $53,310,000 $149,747
    5-6% 8 $1,460,000 $182,500

    During 2020, American Mortgage Service Company's average interest rate for loans was 3.17%, while their most frequently originated rate bucket for loans was 3-4%, with 2,925 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,938 $445,440,000 $151,613 $3,585 3.20%
    $200k-400k 2,868 $774,990,000 $270,220 $4,499 3.04%
    $100,000 or less 566 $44,230,000 $78,145 $2,994 3.43%
    $400k-600k 222 $101,850,000 $458,784 $4,615 2.99%
    $600k-1MM 10 $6,680,000 $668,000 $7,209 3.41%

    2020 saw American Mortgage Service Company place emphasis on $100k-200k loans with 2,938 originations, totaling $445,440,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,888 $351,390,000 $186,118 $4,166 3.16%
    $50k or less 1,753 $264,285,000 $150,762 $3,800 3.18%
    $75k-100k 1,186 $268,140,000 $226,088 $4,164 3.14%
    $100k-150k 1,165 $299,165,000 $256,794 $3,983 3.10%
    $150k-250k 461 $139,635,000 $302,896 $3,814 3.07%
    $250k+ 117 $42,125,000 $360,043 $3,356 3.08%

    American Mortgage Service Company lent most frequently to those with incomes in the $50k-75k range, with 1,888 originations. The second most popular income band? $50k or less, with 1,753 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,530 $318,720,000 $208,314 $3,526 3.12%
    30-36% 1,108 $228,650,000 $206,363 $3,960 3.16%
    <20% 521 $101,535,000 $194,885 $2,972 3.05%
    50-60% 259 $56,775,000 $219,208 $6,636 3.04%
    43% 256 $53,460,000 $208,828 $4,252 3.24%
    40% 240 $49,300,000 $205,417 $4,427 3.23%
    39% 231 $48,595,000 $210,368 $4,131 3.13%
    37% 226 $45,910,000 $203,142 $4,069 3.24%
    44% 216 $45,730,000 $211,713 $4,412 3.19%
    41% 215 $43,935,000 $204,349 $4,253 3.25%
    36% 200 $41,320,000 $206,600 $3,963 3.16%
    42% 198 $40,490,000 $204,495 $4,329 3.29%
    38% 192 $38,010,000 $197,969 $4,082 3.28%
    47% 142 $29,610,000 $208,521 $4,483 3.23%
    46% 138 $30,670,000 $222,246 $4,537 3.16%
    45% 136 $27,820,000 $204,559 $4,294 3.24%
    48% 125 $27,475,000 $219,800 $4,760 3.11%
    49% 100 $20,660,000 $206,600 $4,268 3.18%
    >60% 41 $9,925,000 $242,073 $5,874 2.90%

    American Mortgage Service Company lent most frequently to those with DTI ratios of 20-30%, with 1,530 originations. The next most common DTI ratio? 30-36%, with 1,108 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,798 $983,810,000 $205,046 $3,862 3.14%
    Not provided 1,311 $282,715,000 $215,648 $4,214 3.13%
    Black 308 $64,910,000 $210,747 $5,215 3.25%
    Asian 157 $36,215,000 $230,669 $3,842 2.88%
    Not applicable 10 $1,830,000 $183,000 $5,012 3.24%
    Other Asian 8 $1,800,000 $225,000 $4,893 2.91%
    American Indian 4 $790,000 $197,500 $4,371 3.41%
    Asian Indian 4 $550,000 $137,500 $3,274 3.16%
    Other Pacific Islander 1 $255,000 $255,000 $3,672 3.25%
    Japanese 1 $165,000 $165,000 $0 3.25%
    Chinese 1 $75,000 $75,000 $3,090 2.75%
    Native Hawaiian or Islander 1 $75,000 $75,000 $3,594 4.25%

    Approval Rates

    Total approvals of all applications
    94.77%

    American Mortgage Service Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    86.27%

    American Mortgage Service Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,604 $1,373,190,000 $207,933

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 54 $6,240,000 $115,556
    Single Family (1-4 Units):Site-Built 6,550 $1,366,950,000 $208,695

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 59 $7,435,000 $126,017 $2,577 3.05%
    40-60% 341 $63,395,000 $185,909 $2,689 2.98%
    60-80% 1,512 $322,320,000 $213,175 $2,920 3.16%
    80-100% 4,151 $864,435,000 $208,247 $4,396 3.17%
    Over 100% 152 $39,430,000 $259,408 $8,603 3.04%
    Under 20% 6 $140,000 $23,333 $1,603 2.96%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    American Mortgage Service Company Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    American Mortgage Service Company Other type of mortgage Closing on a mortgage 1 50.0%