KINGSTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Kingston averaged
6.73%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.91% and
one month ago for the week of 2024-03-14, the
average rate was 6.77%.
Kingston's average rate one year ago was 5.9%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.5%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Kingston 30 Year Fixed Rate | 2024-04-18 | 6.73% |
| Kingston 30 Year Fixed Rate Refi | 2024-04-18 | 7.5% |
| Kingston 15 Year Fixed Rate | 2024-04-18 | 6.39% |
| Kingston 15 Year Fixed Rate Refi | 2024-04-18 | 6.49% |
| Kingston 30 Year FHA | 2024-04-18 | 6.67% |
| Kingston 30 Year FHA Refi | 2024-04-18 | 6.76% |
| Kingston 30 Year USDA | 2024-04-18 | 6.96% |
| Kingston 30 Year USDA Refi | 2024-04-18 | 7.06% |
| Kingston 30 Year VA | 2024-04-18 | 6.66% |
| Kingston 30 Year VA Refi | 2024-04-18 | 6.56% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within KINGSTON, NY.
KINGSTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the KINGSTON, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
KINGSTON Average Closing Costs & Other Stats
KINGSTON, NY's 111 lenders originated 2,676
loans during 2023. The total origination value was $778,090,000, with an average loan value of
$290,766.
KINGSTON's average closing costs are $5,715.
The top KINGSTON lender as defined by loan originations is Ulster Savings Bank, with
134 loans originated. Their average total fees are
$5,346, which is $89
lower than the next largest lender,
HOMESTEAD FUNDING CORP..
The lowest fee KINGSTON lenders (with over 10 loans originated) are
Walden Savings Bank ($3,092), TEG Federal Credit Union ($3,387), TrustCo Bank ($4,073), KeyBank ($4,451) and HUDSON VALLEY CREDIT UNION ($4,859).
The lowest rate KINGSTON lenders (with over 10 loans originated) are
Citibank (5.87%), Bank of America (6.02%), TD Bank (6.15%), TEG Federal Credit Union (6.20%) and Walden Savings Bank (6.21%).
KINGSTON, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Ulster Savings Bank | $125,385,000 | $72,325,000 | -42.3% | 9.3% |
| HOMESTEAD FUNDING CORP. | $59,950,000 | $40,770,000 | -32.0% | 5.2% |
| GREYSTONE SERVICING COMPANY LLC | $39,090,000 | n/a | 5.0% | |
| HUDSON VALLEY CREDIT UNION | $55,305,000 | $38,600,000 | -30.2% | 5.0% |
| QUICKEN LOANS, LLC | $74,480,000 | $37,925,000 | -49.1% | 4.9% |
| Rondout Savings Bank | $81,360,000 | $35,450,000 | -56.4% | 4.6% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $35,385,000 | n/a | 4.5% | |
| MID-HUDSON VALLEY | $52,570,000 | $31,375,000 | -40.3% | 4.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $42,380,000 | $24,990,000 | -41.0% | 3.2% |
| JPMorgan Chase Bank | $36,455,000 | $21,705,000 | -40.5% | 2.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $25,410,000 | $20,210,000 | -20.5% | 2.6% |
| Wallkill Valley Federal Savings and Loan Association | $22,460,000 | $18,910,000 | -15.8% | 2.4% |
| Sawyer Savings Bank | $23,845,000 | $17,430,000 | -26.9% | 2.2% |
| HUDSON HERITAGE | $5,160,000 | $16,995,000 | 229.4% | 2.2% |
| Citizens Bank | $26,645,000 | $15,835,000 | -40.6% | 2.0% |
| Bank of America | $22,970,000 | $14,510,000 | -36.8% | 1.9% |
| Citibank | $17,555,000 | $14,320,000 | -18.4% | 1.8% |
| Wells Fargo Bank | $37,275,000 | $13,340,000 | -64.2% | 1.7% |
| KeyBank | $23,010,000 | $12,950,000 | -43.7% | 1.7% |
| Walden Savings Bank | $13,300,000 | $12,445,000 | -6.4% | 1.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $17,170,000 | $11,900,000 | -30.7% | 1.5% |
| Rhinebeck Bank | $7,375,000 | $11,060,000 | 50.0% | 1.4% |
| M&T Bank | $19,055,000 | $10,245,000 | -46.2% | 1.3% |
| TrustCo Bank | $9,540,000 | $10,025,000 | 5.1% | 1.3% |
| TD Bank | $16,530,000 | $7,270,000 | -56.0% | 0.9% |
| LOANDEPOT.COM, LLC | $16,480,000 | $7,195,000 | -56.3% | 0.9% |
| Valley National Bank | $8,270,000 | $7,165,000 | -13.4% | 0.9% |
| City National Bank | $7,760,000 | $6,365,000 | -18.0% | 0.8% |
| GUARANTEED RATE, INC. | $9,520,000 | $5,995,000 | -37.0% | 0.8% |
| The Bank of Greene County | $13,130,000 | $5,390,000 | -58.9% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $4,760,000 | $4,795,000 | 0.7% | 0.6% |
| NEWREZ LLC | $4,280,000 | $4,735,000 | 10.6% | 0.6% |
| PLAZA HOME MORTGAGE, INC. | $3,030,000 | $4,625,000 | 52.6% | 0.6% |
| U.S. Bank | $8,045,000 | $3,965,000 | -50.7% | 0.5% |
| Plains Commerce Bank | $410,000 | $3,860,000 | 841.5% | 0.5% |
| BETTER MORTGAGE CORPORATION | $5,185,000 | $3,810,000 | -26.5% | 0.5% |
| Raymond James Bank | $545,000 | $3,685,000 | 576.1% | 0.5% |
| TEG Federal Credit Union | $4,835,000 | $3,565,000 | -26.3% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $2,580,000 | $3,455,000 | 33.9% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,325,000 | $3,450,000 | -52.9% | 0.4% |
| Morgan Stanley Private Bank | $11,355,000 | $3,355,000 | -70.5% | 0.4% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $3,945,000 | $3,290,000 | -16.6% | 0.4% |
| Mortgage Research Center, LLC | $4,065,000 | $3,140,000 | -22.8% | 0.4% |
| Logan Finance Corporation | $235,000 | $2,580,000 | 997.9% | 0.3% |
| PNC Bank | $1,075,000 | $2,290,000 | 113.0% | 0.3% |
| BNY Mellon | $1,190,000 | $2,260,000 | 89.9% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $1,855,000 | $2,175,000 | 17.3% | 0.3% |
| CALIBER HOME LOANS, INC. | $10,475,000 | $2,170,000 | -79.3% | 0.3% |
| Bethpage Federal Credit Union | $1,925,000 | $2,150,000 | 11.7% | 0.3% |
| NBT Bank | $470,000 | $2,080,000 | 342.6% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $3,560,000 | $1,980,000 | -44.4% | 0.3% |
| First-Citizens Bank & Trust Company | $1,960,000 | n/a | 0.3% | |
| PENNYMAC LOAN SERVICES, LLC | $1,030,000 | $1,930,000 | 87.4% | 0.2% |
| USAA Federal Savings Bank | $1,955,000 | $1,880,000 | -3.8% | 0.2% |
| SEFCU SERVICES, LLC | $1,575,000 | $1,870,000 | 18.7% | 0.2% |
| Charles Schwab Bank, SSB | $2,290,000 | $1,740,000 | -24.0% | 0.2% |
| A&D Mortgage LLC | $2,205,000 | $1,730,000 | -21.5% | 0.2% |
| BNB Bank | $1,715,000 | n/a | 0.2% | |
| EMBRACE HOME LOANS, INC. | $955,000 | $1,715,000 | 79.6% | 0.2% |
| Carrington Mortgage Services, LLC | $1,930,000 | $1,660,000 | -14.0% | 0.2% |
| The Federal Savings Bank | $2,360,000 | $1,575,000 | -33.3% | 0.2% |
| Goldman Sachs Bank USA | $1,550,000 | n/a | 0.2% | |
| CMG MORTGAGE, INC. | $1,030,000 | $1,500,000 | 45.6% | 0.2% |
| Quontic Bank | $1,580,000 | $1,495,000 | -5.4% | 0.2% |
| NJ LENDERS CORP. | $2,865,000 | $1,395,000 | -51.3% | 0.2% |
| Stifel Bank and Trust | $1,690,000 | $1,360,000 | -19.5% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,455,000 | $1,355,000 | -6.9% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $6,620,000 | $1,270,000 | -80.8% | 0.2% |
| First Republic Bank | $11,600,000 | $1,265,000 | -89.1% | 0.2% |
| East Coast Capital Corp. | $480,000 | $1,240,000 | 158.3% | 0.2% |
| NBKC BANK | $2,025,000 | $1,235,000 | -39.0% | 0.2% |
| Community Bank | $4,005,000 | $1,225,000 | -69.4% | 0.2% |
| CLIFFCO, INC. | $1,495,000 | $1,205,000 | -19.4% | 0.2% |
| Prosperity Home Mortgage, LLC | $1,135,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $4,125,000 | $1,085,000 | -73.7% | 0.1% |
| Orange Bank &Trust Company | $1,140,000 | $1,075,000 | -5.7% | 0.1% |
| GuardHill Financial Corp. | $2,185,000 | $1,070,000 | -51.0% | 0.1% |
| Salisbury Bank and Trust Company | $52,210,000 | $1,065,000 | -98.0% | 0.1% |
| Discover Bank | $1,115,000 | $1,060,000 | -4.9% | 0.1% |
| SELF RELIANCE NY Federal Credit Union | $840,000 | $1,055,000 | 25.6% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $2,230,000 | $1,015,000 | -54.5% | 0.1% |
| FM Home Loans, LLC | $975,000 | $990,000 | 1.5% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $985,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $1,005,000 | $970,000 | -3.5% | 0.1% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $1,485,000 | $935,000 | -37.0% | 0.1% |
| STATE EMPLOYEES FEDERAL CREDIT UNION | $1,565,000 | $930,000 | -40.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $925,000 | n/a | 0.1% | |
| ARK MORTGAGE, INC. | $3,695,000 | $905,000 | -75.5% | 0.1% |
| Actors Federal Credit Union | $875,000 | n/a | 0.1% | |
| Jeff Bank | $1,250,000 | $845,000 | -32.4% | 0.1% |
| Flagstar Bank, FSB | $3,875,000 | $830,000 | -78.6% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $2,790,000 | $785,000 | -71.9% | 0.1% |
| Ally Bank | $285,000 | $775,000 | 171.9% | 0.1% |
| First Horizon Bank | $775,000 | n/a | 0.1% | |
| MID-ISLAND MORTGAGE CORP. | $590,000 | $775,000 | 31.4% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,205,000 | $760,000 | -36.9% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $255,000 | $735,000 | 188.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $670,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $380,000 | $665,000 | 75.0% | 0.1% |
| Tompkins Trust Company | $665,000 | n/a | 0.1% | |
| SUNMARK FEDERAL CREDIT UNION | $375,000 | $645,000 | 72.0% | 0.1% |
| The Huntington National Bank | $370,000 | $635,000 | 71.6% | 0.1% |
| Wayne Bank | $2,915,000 | $615,000 | -78.9% | 0.1% |
| American Airlines Federal Credit Union | $590,000 | n/a | 0.1% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $285,000 | $590,000 | 107.0% | 0.1% |
| MLD MORTGAGE INC. | $585,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $290,000 | $580,000 | 100.0% | 0.1% |
| AFFINITY | $135,000 | $575,000 | 325.9% | 0.1% |
| Citadel Servicing Corporation | $570,000 | n/a | 0.1% | |
| Municipal Credit Union | $1,515,000 | $560,000 | -63.0% | 0.1% |
| TOGETHER CREDIT UNION | $545,000 | n/a | 0.1% | |
| USAlliance Federal Credit Union | $2,970,000 | $520,000 | -82.5% | 0.1% |
| Webster Bank | $6,265,000 | $520,000 | -91.7% | 0.1% |
| Kwik Mortgage Corporation | $505,000 | n/a | 0.1% | |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $65,000 | $490,000 | 653.8% | 0.1% |
| Hometown Equity Mortgage, LLC | $790,000 | $490,000 | -38.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $545,000 | $460,000 | -15.6% | 0.1% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $460,000 | n/a | 0.1% | |
| HARTFORD FUNDING, LTD. | $460,000 | n/a | 0.1% | |
| Cathay Bank | $450,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $725,000 | $450,000 | -37.9% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $755,000 | $440,000 | -41.7% | 0.1% |
| Magnolia Bank | $325,000 | $435,000 | 33.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $3,610,000 | $430,000 | -88.1% | 0.1% |
| WALL STREET MORTGAGE BANKERS, LTD. | $215,000 | $425,000 | 97.7% | 0.1% |
| Nassau Educators Federal Credit Union | $570,000 | $420,000 | -26.3% | 0.1% |
| United Nations Federal Credit Union | $5,225,000 | $415,000 | -92.1% | 0.1% |
| ARC HOME LLC | $440,000 | $395,000 | -10.2% | 0.1% |
| BOND STREET MORTGAGE, LLC | $355,000 | n/a | 0.0% | |
| HOME TOWN FUNDING, INC. | $595,000 | $355,000 | -40.3% | 0.0% |
| The First Bank of Greenwich | $355,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $910,000 | $355,000 | -61.0% | 0.0% |
| UBS Bank USA | $4,185,000 | $345,000 | -91.8% | 0.0% |
| GREENWOOD | $35,000 | $340,000 | 871.4% | 0.0% |
| BAYPORT FUNDING LLC | $305,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $305,000 | n/a | 0.0% | |
| GREENWAY MORTGAGE FUNDING CORP. | $275,000 | $305,000 | 10.9% | 0.0% |
| CARDINAL FINANCIAL | $1,305,000 | $295,000 | -77.4% | 0.0% |
| PLANET HOME LENDING, LLC | $275,000 | $275,000 | 0.0% | 0.0% |
| ALLIANT CREDIT UNION | $265,000 | $255,000 | -3.8% | 0.0% |
| Ponce Bank | $255,000 | n/a | 0.0% | |
| The National Bank of Coxsackie | $185,000 | $255,000 | 37.8% | 0.0% |
| Provident Bank | $245,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $405,000 | $205,000 | -49.4% | 0.0% |
| LYNX MORTGAGE BANK LLC | $205,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $1,310,000 | $195,000 | -85.1% | 0.0% |
| State Department Federal Credit Union | $195,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $4,635,000 | $185,000 | -96.0% | 0.0% |
| UIF CORPORATION | $185,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $965,000 | $175,000 | -81.9% | 0.0% |
| Bank of England | $1,050,000 | $165,000 | -84.3% | 0.0% |
| OWNERSCHOICE FUNDING, INCORPORATED | $510,000 | $145,000 | -71.6% | 0.0% |
| Glens Falls National Bank and Trust Company | $135,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $5,575,000 | $125,000 | -97.8% | 0.0% |
| SUMA YONKERS Federal Credit Union | $135,000 | $125,000 | -7.4% | 0.0% |
| Metro City Bank | $845,000 | $115,000 | -86.4% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $105,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $460,000 | $105,000 | -77.2% | 0.0% |
| PINNACLE | $95,000 | n/a | 0.0% | |
| BayCoast Bank | $110,000 | $85,000 | -22.7% | 0.0% |
| TEACHERS | $1,160,000 | $85,000 | -92.7% | 0.0% |
| COMMUNITY RESOURCE FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| GFA Federal Credit Union | $65,000 | n/a | 0.0% | |
| Lakeland Bank | $45,000 | n/a | 0.0% | |
| Baxter Credit Union | $65,000 | $35,000 | -46.2% | 0.0% |
| The People's Credit Union | $65,000 | $25,000 | -61.5% | 0.0% |
KINGSTON's top lender by overall market share is Ulster Savings Bank, with 9.3% market share. In second place, with 5.2%, is HOMESTEAD FUNDING CORP., having originated $40,770,000 in loans. In third place, with 5.0%, is GREYSTONE SERVICING COMPANY LLC, having originated $39,090,000 in loans. In fourth place, with 5.0%, is HUDSON VALLEY CREDIT UNION, having originated $38,600,000 in loans. In fifth place, with 4.9%, is QUICKEN LOANS, LLC, having originated $37,925,000 in loans.
KINGSTON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - KINGSTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $274,900 (15.0%) | $450,702 (19.6%) | 1.02 | 1,025 |
| 2018-02-01 | $267,225 (11.4%) | $443,991 (19.3%) | 0.97 | 986 |
| 2018-03-01 | $274,950 (14.7%) | $465,097 (25.4%) | 0.96 | 963 |
| 2018-04-01 | $299,000 (20.1%) | $505,794 (33.2%) | 1.01 | 824 |
| 2018-05-01 | $299,950 (15.4%) | $511,973 (33.7%) | 1.00 | 945 |
| 2018-06-01 | $306,950 (14.1%) | $498,242 (27.8%) | 1.02 | 1,095 |
| 2018-07-01 | $302,400 (12.0%) | $481,629 (18.5%) | 1.01 | 1,094 |
| 2018-08-01 | $307,200 (16.0%) | $474,445 (16.1%) | 1.03 | 1,074 |
| 2018-09-01 | $299,900 (11.8%) | $461,776 (11.3%) | 1.01 | 1,081 |
| 2018-10-01 | $299,900 (10.1%) | $479,059 (12.9%) | 1.02 | 1,071 |
| 2018-11-01 | $299,925 (9.1%) | $489,432 (13.4%) | 1.02 | 1,014 |
| 2018-12-01 | $299,000 (8.8%) | $476,249 (7.7%) | 1.03 | 942 |
| 2019-01-01 | $299,000 (8.8%) | $472,999 (5.0%) | 1.03 | 850 |
| 2019-02-01 | $299,450 (12.1%) | $484,276 (9.1%) | 1.01 | 817 |
| 2019-03-01 | $292,957 (6.6%) | $466,576 (0.3%) | 0.96 | 939 |
| 2019-04-01 | $285,957 (-4.4%) | $437,524 (-13.5%) | 0.91 | 1,136 |
| 2019-05-01 | $287,500 (-4.2%) | $434,373 (-15.2%) | 0.90 | 1,268 |
| 2019-06-01 | $349,000 (13.7%) | $499,640 (0.3%) | 1.09 | 1,010 |
| 2019-07-01 | $343,625 (13.6%) | $489,647 (1.7%) | 1.08 | 1,060 |
| 2019-08-01 | $338,636 (10.2%) | $483,812 (2.0%) | 1.07 | 1,077 |
| 2019-09-01 | $333,216 (11.1%) | $474,368 (2.7%) | 1.07 | 1,103 |
| 2019-10-01 | $329,000 (9.7%) | $466,685 (-2.6%) | 1.06 | 1,110 |
| 2019-11-01 | $324,999 (8.4%) | $466,680 (-4.7%) | 1.07 | 1,055 |
| 2019-12-01 | $324,950 (8.7%) | $466,427 (-2.1%) | 1.08 | 939 |
| 2020-01-01 | $327,000 (9.4%) | $458,638 (-3.0%) | 1.09 | 785 |
| 2020-02-01 | $327,000 (9.2%) | $457,663 (-5.5%) | 1.07 | 738 |
| 2020-03-01 | $344,900 (17.7%) | $473,018 (1.4%) | 1.08 | 791 |
| 2020-04-01 | $348,000 (21.7%) | $487,616 (11.5%) | 1.09 | 767 |
| 2020-05-01 | $349,900 (21.7%) | $498,020 (14.7%) | 1.06 | 707 |
| 2020-06-01 | $357,000 (2.3%) | $503,588 (0.8%) | 1.05 | 677 |
| 2020-07-01 | $362,500 (5.5%) | $508,953 (3.9%) | 1.05 | 743 |
| 2020-08-01 | $375,000 (10.7%) | $535,986 (10.8%) | 1.07 | 765 |
| 2020-09-01 | $384,683 (15.5%) | $534,260 (12.6%) | 1.10 | 818 |
| 2020-10-01 | $399,000 (21.3%) | $562,579 (20.6%) | 1.14 | 806 |
| 2020-11-01 | $400,000 (23.1%) | $589,841 (26.4%) | 1.17 | 707 |
| 2020-12-01 | $401,250 (23.5%) | $592,406 (27.0%) | 1.19 | 633 |
| 2021-01-01 | $409,000 (25.1%) | $600,256 (30.9%) | 1.22 | 542 |
| 2021-02-01 | $409,750 (25.3%) | $609,254 (33.1%) | 1.19 | 458 |
| 2021-03-01 | $405,000 (17.4%) | $616,487 (30.3%) | 1.15 | 429 |
| 2021-04-01 | $410,000 (17.8%) | $623,694 (27.9%) | 1.11 | 428 |
| 2021-05-01 | $399,950 (14.3%) | $606,528 (21.8%) | 1.06 | 469 |
| 2021-06-01 | $417,238 (16.9%) | $620,041 (23.1%) | 1.10 | 503 |
| 2021-07-01 | $434,450 (19.9%) | $654,179 (28.5%) | 1.15 | 536 |
| 2021-08-01 | $438,500 (16.9%) | $658,278 (22.8%) | 1.17 | 581 |
| 2021-09-01 | $427,450 (11.1%) | $664,361 (24.4%) | 1.14 | 601 |
| 2021-10-01 | $409,900 (2.7%) | $675,450 (20.1%) | 1.09 | 598 |
| 2021-11-01 | $412,500 (3.1%) | $670,424 (13.7%) | 1.10 | 547 |
| 2021-12-01 | $425,000 (5.9%) | $686,147 (15.8%) | 1.15 | 454 |
| 2022-01-01 | $439,450 (7.4%) | $715,344 (19.2%) | 1.19 | 366 |
| 2022-02-01 | $452,250 (10.4%) | $763,980 (25.4%) | 1.18 | 287 |
| 2022-03-01 | $449,675 (11.0%) | $713,973 (15.8%) | 1.13 | 286 |
| 2022-04-01 | $449,900 (9.7%) | $701,106 (12.4%) | 1.07 | 308 |
| 2022-05-01 | $454,500 (13.6%) | $687,421 (13.3%) | 1.04 | 374 |
| 2022-06-01 | $499,000 (19.6%) | $750,801 (21.1%) | 1.11 | 518 |
| 2022-07-01 | $499,225 (14.9%) | $743,820 (13.7%) | 1.12 | 615 |
| 2022-08-01 | $499,450 (13.9%) | $752,791 (14.4%) | 1.15 | 632 |
| 2022-09-01 | $499,000 (16.7%) | $744,961 (12.1%) | 1.17 | 632 |
| 2022-10-01 | $490,000 (19.5%) | $723,231 (7.1%) | 1.15 | 633 |
| 2022-11-01 | $499,000 (21.0%) | $726,178 (8.3%) | 1.20 | 607 |
| 2022-12-01 | $489,900 (15.3%) | $720,887 (5.1%) | 1.21 | 535 |
| 2023-01-01 | $468,725 (6.7%) | $676,348 (-5.5%) | 1.16 | 454 |
| 2023-02-01 | $488,000 (7.9%) | $678,094 (-11.2%) | 1.18 | 391 |
| 2023-03-01 | $479,500 (6.6%) | $671,698 (-5.9%) | 1.13 | 374 |
| 2023-04-01 | $499,000 (10.9%) | $751,826 (7.2%) | 1.16 | 397 |
| 2023-05-01 | $528,000 (16.2%) | $742,438 (8.0%) | 1.20 | 453 |
| 2023-06-01 | $569,000 (14.0%) | $782,814 (4.3%) | 1.28 | 486 |
| 2023-07-01 | $572,400 (14.7%) | $784,469 (5.5%) | 1.30 | 534 |
| 2023-08-01 | $557,450 (11.6%) | $779,435 (3.5%) | 1.28 | 558 |
| 2023-09-01 | $574,900 (15.2%) | $800,563 (7.5%) | 1.34 | 613 |
| 2023-10-01 | $562,000 (14.7%) | $801,021 (10.8%) | 1.32 | 603 |
| 2023-11-01 | $549,900 (10.2%) | $790,592 (8.9%) | 1.31 | 611 |
| 2023-12-01 | $575,000 (17.4%) | $824,805 (14.4%) | 1.40 | 488 |
| 2024-01-01 | $558,225 (19.1%) | $814,954 (20.5%) | 1.36 | 402 |
| 2024-02-01 | $557,175 (14.2%) | $813,681 (20.0%) | 1.34 | 398 |
| 2024-03-01 | $547,000 (14.1%) | $825,092 (22.8%) | 1.29 | 390 |
KINGSTON's median listing price for 2024-03-01 was $547,000, a difference of
$67,500
(14.1%) versus the prior year and
$-10,175 versus the prior month.
KINGSTON's median listing price comes in at 129% of the national average.
KINGSTON's average listing price for 2024-03-01 was $825,092, a difference of $153,394 (22.8%) versus the prior year and $11,411 versus the prior month.
For the 2024-03-01 period, KINGSTON had 390 MLS listings, a difference of -8 listings (-2%) versus the prior month and 16 listings (4%) versus the prior year.
KINGSTON's median listing price comes in at 129% of the national average.
KINGSTON's average listing price for 2024-03-01 was $825,092, a difference of $153,394 (22.8%) versus the prior year and $11,411 versus the prior month.
For the 2024-03-01 period, KINGSTON had 390 MLS listings, a difference of -8 listings (-2%) versus the prior month and 16 listings (4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - KINGSTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 121 days | 1,917 sqft |
| 2018-02-01 | 122 days | 1,902 sqft |
| 2018-03-01 | 116 days | 1,920 sqft |
| 2018-04-01 | 86 days | 2,026 sqft |
| 2018-05-01 | 68 days | 2,044 sqft |
| 2018-06-01 | 58 days | 2,036 sqft |
| 2018-07-01 | 66 days | 1,996 sqft |
| 2018-08-01 | 74 days | 1,992 sqft |
| 2018-09-01 | 86 days | 1,957 sqft |
| 2018-10-01 | 87 days | 1,955 sqft |
| 2018-11-01 | 90 days | 2,000 sqft |
| 2018-12-01 | 99 days | 1,977 sqft |
| 2019-01-01 | 107 days | 1,999 sqft |
| 2019-02-01 | 113 days | 1,981 sqft |
| 2019-03-01 | 96 days | 1,906 sqft |
| 2019-04-01 | 73 days | 1,849 sqft |
| 2019-05-01 | 60 days | 1,851 sqft |
| 2019-06-01 | 58 days | 2,036 sqft |
| 2019-07-01 | 63 days | 2,014 sqft |
| 2019-08-01 | 73 days | 1,990 sqft |
| 2019-09-01 | 80 days | 1,968 sqft |
| 2019-10-01 | 86 days | 1,950 sqft |
| 2019-11-01 | 95 days | 1,956 sqft |
| 2019-12-01 | 104 days | 1,960 sqft |
| 2020-01-01 | 116 days | 1,980 sqft |
| 2020-02-01 | 115 days | 2,044 sqft |
| 2020-03-01 | 107 days | 2,051 sqft |
| 2020-04-01 | 91 days | 2,052 sqft |
| 2020-05-01 | 94 days | 2,052 sqft |
| 2020-06-01 | 66 days | 2,045 sqft |
| 2020-07-01 | 38 days | 2,023 sqft |
| 2020-08-01 | 44 days | 2,044 sqft |
| 2020-09-01 | 46 days | 2,023 sqft |
| 2020-10-01 | 52 days | 2,028 sqft |
| 2020-11-01 | 66 days | 2,069 sqft |
| 2020-12-01 | 86 days | 2,048 sqft |
| 2021-01-01 | 100 days | 2,061 sqft |
| 2021-02-01 | 103 days | 2,055 sqft |
| 2021-03-01 | 86 days | 1,993 sqft |
| 2021-04-01 | 64 days | 2,020 sqft |
| 2021-05-01 | 43 days | 1,985 sqft |
| 2021-06-01 | 43 days | 1,990 sqft |
| 2021-07-01 | 51 days | 2,045 sqft |
| 2021-08-01 | 57 days | 2,007 sqft |
| 2021-09-01 | 58 days | 1,969 sqft |
| 2021-10-01 | 66 days | 1,854 sqft |
| 2021-11-01 | 69 days | 1,859 sqft |
| 2021-12-01 | 79 days | 1,824 sqft |
| 2022-01-01 | 101 days | 1,854 sqft |
| 2022-02-01 | 108 days | 1,995 sqft |
| 2022-03-01 | 78 days | 1,924 sqft |
| 2022-04-01 | 40 days | 1,900 sqft |
| 2022-05-01 | 38 days | 1,892 sqft |
| 2022-06-01 | 35 days | 1,906 sqft |
| 2022-07-01 | 43 days | 1,980 sqft |
| 2022-08-01 | 57 days | 2,019 sqft |
| 2022-09-01 | 66 days | 2,020 sqft |
| 2022-10-01 | 67 days | 2,000 sqft |
| 2022-11-01 | 77 days | 2,054 sqft |
| 2022-12-01 | 87 days | 2,027 sqft |
| 2023-01-01 | 99 days | 1,965 sqft |
| 2023-02-01 | 106 days | 2,014 sqft |
| 2023-03-01 | 108 days | 2,020 sqft |
| 2023-04-01 | 59 days | 2,024 sqft |
| 2023-05-01 | 46 days | 2,005 sqft |
| 2023-06-01 | 45 days | 2,057 sqft |
| 2023-07-01 | 51 days | 2,059 sqft |
| 2023-08-01 | 59 days | 2,047 sqft |
| 2023-09-01 | 66 days | 2,051 sqft |
| 2023-10-01 | 65 days | 2,013 sqft |
| 2023-11-01 | 69 days | 1,998 sqft |
| 2023-12-01 | 79 days | 2,028 sqft |
| 2024-01-01 | 92 days | 2,044 sqft |
| 2024-02-01 | 95 days | 2,008 sqft |
| 2024-03-01 | 72 days | 1,960 sqft |
KINGSTON's median listing age (time on market) for 2024-03-01 was 72 days.
This
is -33%
shorter
than the same period one year ago.
KINGSTON's median square footage for active listings during the 2024-03-01 period was 1,960 sqft. One year prior, the average listing was 2,020 sqft.
KINGSTON's median square footage for active listings during the 2024-03-01 period was 1,960 sqft. One year prior, the average listing was 2,020 sqft.
KINGSTON, NY Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 12401 | Kingston, NY MSA | $1,120 | $1,190 | $1,540 | $2,020 | $2,250 |
| 12402 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12404 | Kingston, NY MSA | $960 | $1,020 | $1,320 | $1,730 | $1,930 |
| 12406 | Kingston, NY MSA | $850 | $960 | $1,230 | $1,620 | $1,820 |
| 12409 | Kingston, NY MSA | $1,120 | $1,190 | $1,540 | $2,020 | $2,250 |
| 12410 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12411 | Kingston, NY MSA | $1,080 | $1,140 | $1,480 | $1,940 | $2,160 |
| 12412 | Kingston, NY MSA | $960 | $1,020 | $1,330 | $1,740 | $1,940 |
| 12416 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12417 | Kingston, NY MSA | $1,120 | $1,190 | $1,550 | $2,030 | $2,260 |
| 12419 | Kingston, NY MSA | $1,160 | $1,230 | $1,590 | $2,080 | $2,320 |
| 12420 | Kingston, NY MSA | $1,090 | $1,170 | $1,510 | $1,970 | $2,190 |
| 12428 | Kingston, NY MSA | $1,000 | $1,060 | $1,380 | $1,810 | $2,010 |
| 12429 | Kingston, NY MSA | $1,200 | $1,280 | $1,660 | $2,180 | $2,420 |
| 12432 | Kingston, NY MSA | $1,080 | $1,150 | $1,490 | $1,950 | $2,170 |
| 12433 | Kingston, NY MSA | $1,070 | $1,140 | $1,480 | $1,940 | $2,160 |
| 12435 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12440 | Kingston, NY MSA | $1,280 | $1,360 | $1,760 | $2,300 | $2,570 |
| 12441 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12443 | Kingston, NY MSA | $1,300 | $1,380 | $1,790 | $2,340 | $2,610 |
| 12446 | Kingston, NY MSA | $850 | $960 | $1,230 | $1,620 | $1,820 |
| 12448 | Kingston, NY MSA | $1,060 | $1,130 | $1,460 | $1,920 | $2,140 |
| 12449 | Kingston, NY MSA | $1,110 | $1,180 | $1,530 | $2,000 | $2,230 |
| 12453 | Kingston, NY MSA | $1,020 | $1,090 | $1,410 | $1,850 | $2,060 |
| 12455 | Kingston, NY MSA | $850 | $960 | $1,230 | $1,620 | $1,820 |
| 12456 | Kingston, NY MSA | $1,020 | $1,090 | $1,410 | $1,850 | $2,060 |
| 12457 | Kingston, NY MSA | $870 | $960 | $1,230 | $1,620 | $1,820 |
| 12458 | Kingston, NY MSA | $850 | $960 | $1,230 | $1,620 | $1,820 |
| 12461 | Kingston, NY MSA | $850 | $960 | $1,230 | $1,620 | $1,820 |
| 12463 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12464 | Kingston, NY MSA | $1,110 | $1,180 | $1,530 | $2,000 | $2,230 |
| 12465 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12466 | Kingston, NY MSA | $1,130 | $1,200 | $1,560 | $2,040 | $2,280 |
| 12471 | Kingston, NY MSA | $1,220 | $1,300 | $1,680 | $2,200 | $2,450 |
| 12472 | Kingston, NY MSA | $1,000 | $1,060 | $1,380 | $1,810 | $2,010 |
| 12475 | Kingston, NY MSA | $1,480 | $1,560 | $2,030 | $2,660 | $2,960 |
| 12477 | Kingston, NY MSA | $1,020 | $1,090 | $1,410 | $1,850 | $2,060 |
| 12480 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12481 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12483 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12484 | Kingston, NY MSA | $1,220 | $1,290 | $1,680 | $2,200 | $2,450 |
| 12486 | Kingston, NY MSA | $1,280 | $1,360 | $1,760 | $2,300 | $2,570 |
| 12487 | Kingston, NY MSA | $1,170 | $1,240 | $1,610 | $2,110 | $2,350 |
| 12489 | Kingston, NY MSA | $850 | $960 | $1,230 | $1,620 | $1,820 |
| 12490 | Kingston, NY MSA | $1,020 | $1,090 | $1,410 | $1,850 | $2,060 |
| 12491 | Kingston, NY MSA | $1,150 | $1,220 | $1,590 | $2,080 | $2,310 |
| 12493 | Kingston, NY MSA | $1,240 | $1,310 | $1,700 | $2,230 | $2,490 |
| 12494 | Kingston, NY MSA | $890 | $960 | $1,230 | $1,620 | $1,820 |
| 12495 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12498 | Kingston, NY MSA | $980 | $1,040 | $1,350 | $1,770 | $1,970 |
| 12515 | Kingston, NY MSA | $990 | $1,050 | $1,360 | $1,780 | $1,980 |
| 12525 | Kingston, NY MSA | $1,080 | $1,150 | $1,490 | $1,950 | $2,170 |
| 12528 | Kingston, NY MSA | $1,240 | $1,310 | $1,700 | $2,220 | $2,480 |
| 12542 | Kingston, NY MSA | $950 | $1,010 | $1,310 | $1,710 | $1,910 |
| 12547 | Kingston, NY MSA | $1,370 | $1,460 | $1,890 | $2,470 | $2,760 |
| 12548 | Kingston, NY MSA | $990 | $1,050 | $1,360 | $1,780 | $1,980 |
| 12550 | Kingston, NY MSA | $1,050 | $1,150 | $1,480 | $1,880 | $2,090 |
| 12561 | Kingston, NY MSA | $1,260 | $1,340 | $1,740 | $2,280 | $2,540 |
| 12566 | Kingston, NY MSA | $1,170 | $1,260 | $1,620 | $2,100 | $2,330 |
| 12568 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12586 | Kingston, NY MSA | $1,190 | $1,300 | $1,670 | $2,130 | $2,360 |
| 12588 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12589 | Kingston, NY MSA | $1,040 | $1,110 | $1,440 | $1,870 | $2,080 |
| 12725 | Kingston, NY MSA | $1,070 | $1,140 | $1,480 | $1,930 | $2,160 |
| 12740 | Kingston, NY MSA | $1,180 | $1,260 | $1,630 | $2,130 | $2,380 |
| 12758 | Kingston, NY MSA | $960 | $1,020 | $1,320 | $1,730 | $1,930 |
| 12763 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 12789 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
| 13731 | Kingston, NY MSA | $1,090 | $1,160 | $1,500 | $1,960 | $2,190 |
2022 Average & Median Rent Data Statistics
KINGSTON, NY average 1BR rent: $1,157, median: $1,160
KINGSTON, NY average 2BR rent: $1,496, median: $1,500
KINGSTON, NY average 3BR rent: $1,957, median: $1,960
KINGSTON, NY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,371 | $490,815,000 | $357,998 |
| Cash Out Refi | 423 | $120,565,000 | $285,024 |
| Home Improvement | 416 | $45,410,000 | $109,159 |
| Other | 258 | $43,330,000 | $167,946 |
| Refi | 208 | $77,970,000 | $374,856 |
Kingston's most frequently cited loan purpose was Home Purchase, with 1,371 originations. The 2nd most popular reason was Cash Out Refi, with 423 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 977 | $263,145,000 | $269,340 |
| 7-8% | 611 | $142,305,000 | $232,905 |
| Over 8% | 329 | $62,375,000 | $189,590 |
| 5-6% | 272 | $139,300,000 | $512,132 |
| 3-4% | 150 | $18,560,000 | $123,733 |
| 4-5% | 57 | $22,735,000 | $398,860 |
| <2.5% | 18 | $3,270,000 | $181,667 |
| 2.5-3% | 2 | $420,000 | $210,000 |
During 2023, Kingston's most frequently originated rate bucket was 6-7%, with 977 originations.
Loan Sizing (KINGSTON, NY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 980 | $279,760,000 | $285,469 |
| $100,000 or less | 606 | $33,340,000 | $55,017 |
| $100k-200k | 592 | $85,720,000 | $144,797 |
| $400k-600k | 337 | $158,475,000 | $470,252 |
| $600k-1000k | 117 | $84,715,000 | $724,060 |
| $Over $1MM | 44 | $136,080,000 | $3,092,727 |
KINGSTON's loan sizing saw the bucket of loans from $200k-400k with 980 originations, totaling $279,760,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 626 | $226,510,000 | $361,837 |
| 60-80% | 601 | $301,255,000 | $501,256 |
| Under 20% | 474 | $26,750,000 | $56,435 |
| 20-40% | 415 | $62,155,000 | $149,771 |
| 40-60% | 285 | $70,025,000 | $245,702 |
| Over 100% | 11 | $3,735,000 | $339,545 |
KINGSTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 626 originations, totaling $226,510,000 in origination value.