PINE BLUFF Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Pine Bluff averaged 6.71% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.72% and one month ago for the week of 2024-10-10, the average rate was 6.15%.

    Pine Bluff's average rate one year ago was 7.53%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Pine Bluff 30 Year Fixed Rate 2024-11-14 6.71%
    Pine Bluff 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Pine Bluff 15 Year Fixed Rate 2024-11-14 6.19%
    Pine Bluff 15 Year Fixed Rate Refi 2024-11-14 6.49%
    Pine Bluff 30 Year FHA 2024-11-14 0.13%
    Pine Bluff 30 Year FHA Refi 2024-11-14 -0.2%
    Pine Bluff 30 Year USDA 2024-11-14 -0.2%
    Pine Bluff 30 Year USDA Refi 2024-11-14 -0.2%
    Pine Bluff 30 Year VA 2024-11-14 0.2%
    Pine Bluff 30 Year VA Refi 2024-11-14 -0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PINE BLUFF, AR.

    PINE BLUFF Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PINE BLUFF, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Simmons Bank 40 6.99% $3,133
    MORTGAGE FINANCIAL SERVICES, LLC 24 6.79% $5,035
    FirstTrust Home Loans, Inc. 12 7.12% $4,630
    QUICKEN LOANS, LLC 11 7.18% $5,276
    PINE BLUFF COTTON BELT Federal Credit Union 11 6.35% $2,575
    EVERETT FINANCIAL, INC. 6 7.21% $3,617
    UNITED WHOLESALE MORTGAGE, LLC 5 7.13% $4,938
    GUARANTEED RATE, INC. 5 6.72% $5,427
    LOANDEPOT.COM, LLC 4 6.84% $6,696
    U.S. Bank 3 6.79% $5,087
    Citizens Bank 3 6.75% $3,439
    JPMorgan Chase Bank 3 7.38% $7,015
    Wells Fargo Bank 3 5.17% $7,291
    Bank of England 2 6.56% $5,152
    Bank of America 2 5.63% $4,220
    FLAT BRANCH MORTGAGE, INC. 2 6.81% $4,970
    Mortgage Research Center, LLC 2 7.50% $3,255
    NEWREZ LLC 2 7.94% $1,480
    Regions Bank 2 6.88% $5,056
    TELCOE FEDERAL CREDIT UNION 2 6.75% $3,754
    USAA Federal Savings Bank 2 6.06% $5,653
    CORNERSTONE HOME LENDING, INC. 1 5.88% $4,115
    LAKEVIEW LOAN SERVICING, LLC 1 7.63% $7,584
    LAND HOME FINANCIAL SERVICES, INC. 1 6.88% $3,282
    CHURCHILL MORTGAGE CORPORATION 1 6.38% $3,152
    Centennial Bank 1 7.25% $2,956
    THRIVE MORTGAGE, LLC 1 6.63% $3,277
    M&T Bank 1 6.13% $5,340
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.63% $5,862
    NAVY FEDERAL CREDIT UNION 1 7.75% $6,139
    Arvest Bank 1 6.88% $3,498
    OCMBC, INC. 1 11.13% $4,867
    PENNYMAC LOAN SERVICES, LLC 1 5.88% $5,606
    PHH Mortgage Corporation 1 6.49% $7,847
    Barrington Bank & Trust Company, N.A. 1 6.38% $3,799
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.63% $5,013
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 5.50% $2,690
    AgHeritage Farm Credit Services FLCA 1 7.55% $5,750
    ROYAL UNITED MORTGAGE LLC 1 7.50% $5,482
    21ST MORTGAGE CORPORATION 1 8.72% $4,887
    First National Bank of Omaha 1 6.38% $3,653
    Equity Bank 1 6.50% $2,580
    Flagstar Bank, FSB 1 6.63% $5,608
    ARKANSAS Federal Credit Union 1 5.25% $4,263
    Eagle Bank and Trust Company 1 6.88% $4,255
    GUILD MORTGAGE COMPANY 1 7.75% $3,699

    PINE BLUFF Average Closing Costs & Other Stats

    PINE BLUFF, AR's 46 lenders originated 972 loans during 2023. The total origination value was $140,060,000, with an average loan value of $144,095.

    PINE BLUFF's average closing costs are $4,618.

    The top PINE BLUFF lender as defined by loan originations is Simmons Bank, with 40 loans originated. Their average total fees are $3,133, which is $1,902 lower than the next largest lender, MORTGAGE FINANCIAL SERVICES, LLC.

    The lowest fee PINE BLUFF lenders (with over 10 loans originated) are PINE BLUFF COTTON BELT Federal Credit Union ($2,575), Simmons Bank ($3,133), FirstTrust Home Loans, Inc. ($4,630), MORTGAGE FINANCIAL SERVICES, LLC ($5,035) and QUICKEN LOANS, LLC ($5,276).

    The lowest rate PINE BLUFF lenders (with over 10 loans originated) are PINE BLUFF COTTON BELT Federal Credit Union (6.35%), MORTGAGE FINANCIAL SERVICES, LLC (6.79%), Simmons Bank (6.99%), FirstTrust Home Loans, Inc. (7.12%) and QUICKEN LOANS, LLC (7.18%).

    PINE BLUFF, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Simmons Bank $21,990,000 $13,695,000 -37.7% 9.8%
    MORTGAGE FINANCIAL SERVICES, LLC $16,750,000 $11,525,000 -31.2% 8.2%
    Gateway Bank $8,000,000 n/a 5.7%
    Merchants Bank of Indiana $15,975,000 $7,330,000 -54.1% 5.2%
    PINE BLUFF COTTON BELT Federal Credit Union $6,265,000 $7,240,000 15.6% 5.2%
    QUICKEN LOANS, LLC $10,515,000 $7,135,000 -32.1% 5.1%
    Relyance Bank $10,960,000 $7,030,000 -35.9% 5.0%
    FirstTrust Home Loans, Inc. $8,130,000 $6,895,000 -15.2% 4.9%
    Mortgage Research Center, LLC $3,810,000 $4,760,000 24.9% 3.4%
    EVERETT FINANCIAL, INC. $2,880,000 $4,720,000 63.9% 3.4%
    21ST MORTGAGE CORPORATION $2,430,000 $4,500,000 85.2% 3.2%
    UNITED WHOLESALE MORTGAGE, LLC $2,660,000 $4,040,000 51.9% 2.9%
    Arvest Bank $1,445,000 $3,780,000 161.6% 2.7%
    GUARANTEED RATE, INC. $2,330,000 $3,670,000 57.5% 2.6%
    FBT Bank & Mortgage $3,500,000 n/a 2.5%
    BANK OF STAR CITY $2,045,000 n/a 1.5%
    NEW DAY FINANCIAL, LLC $570,000 $1,555,000 172.8% 1.1%
    PILGRIM MORTGAGE LLC $835,000 $1,550,000 85.6% 1.1%
    Stone Bank $13,685,000 $1,465,000 -89.3% 1.0%
    Centennial Bank $3,655,000 $1,400,000 -61.7% 1.0%
    Wells Fargo Bank $2,575,000 $1,385,000 -46.2% 1.0%
    LOANDEPOT.COM, LLC $2,705,000 $1,285,000 -52.5% 0.9%
    TRIAD FINANCIAL SERVICES, INC. $605,000 $1,280,000 111.6% 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $960,000 $1,085,000 13.0% 0.8%
    FLAT BRANCH MORTGAGE, INC. $600,000 $1,055,000 75.8% 0.8%
    ARKANSAS Federal Credit Union $1,305,000 $1,000,000 -23.4% 0.7%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $760,000 $910,000 19.7% 0.6%
    U.S. Bank $3,005,000 $895,000 -70.2% 0.6%
    NEWREZ LLC $1,395,000 $830,000 -40.5% 0.6%
    Citizens Bank $2,030,000 $820,000 -59.6% 0.6%
    JPMorgan Chase Bank $615,000 $805,000 30.9% 0.6%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $795,000 n/a 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $765,000 $775,000 1.3% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,855,000 $730,000 -60.6% 0.5%
    Bank of America $1,240,000 $700,000 -43.5% 0.5%
    Bank OZK $1,505,000 $695,000 -53.8% 0.5%
    Barrington Bank & Trust Company, N.A. $960,000 $645,000 -32.8% 0.5%
    TIB The Independent Bankersbank $630,000 n/a 0.4%
    AgHeritage Farm Credit Services FLCA $620,000 n/a 0.4%
    Bank of England $765,000 $620,000 -19.0% 0.4%
    CARDINAL FINANCIAL $420,000 $595,000 41.7% 0.4%
    NAVY FEDERAL CREDIT UNION $720,000 $575,000 -20.1% 0.4%
    USAA Federal Savings Bank $780,000 $515,000 -34.0% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $510,000 $510,000 0.0% 0.4%
    Regions Bank $870,000 $455,000 -47.7% 0.3%
    First Community Bank $600,000 $435,000 -27.5% 0.3%
    GUILD MORTGAGE COMPANY $65,000 $420,000 546.2% 0.3%
    VILLAGE CAPITAL MORTGAGE $415,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $755,000 $410,000 -45.7% 0.3%
    Eagle Bank and Trust Company $660,000 $410,000 -37.9% 0.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $215,000 $410,000 90.7% 0.3%
    MERCHANTS & FARMERS BANK $400,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $400,000 220.0% 0.3%
    Trustmark National Bank $395,000 n/a 0.3%
    Armed Forces Bank $355,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $200,000 $340,000 70.0% 0.2%
    Community First National Bank $330,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $1,780,000 $320,000 -82.0% 0.2%
    ENCORE BANK $595,000 $315,000 -47.1% 0.2%
    PENNYMAC LOAN SERVICES, LLC $1,695,000 $310,000 -81.7% 0.2%
    ACADEMY MORTGAGE CORPORATION $205,000 $300,000 46.3% 0.2%
    TELCOE FEDERAL CREDIT UNION $55,000 $290,000 427.3% 0.2%
    PLANET HOME LENDING, LLC $370,000 $265,000 -28.4% 0.2%
    BANK OF LITTLE ROCK MORTGAGE CORPORATION $680,000 $260,000 -61.8% 0.2%
    GSF Mortgage Corporation $135,000 $245,000 81.5% 0.2%
    AMCAP MORTGAGE, LTD. $225,000 n/a 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $35,000 $215,000 514.3% 0.2%
    RELIANCE FIRST CAPITAL, LLC $65,000 $215,000 230.8% 0.2%
    ROYAL UNITED MORTGAGE LLC $170,000 $215,000 26.5% 0.2%
    CALIBER HOME LOANS, INC. $840,000 $210,000 -75.0% 0.1%
    Flagstar Bank, FSB $375,000 $195,000 -48.0% 0.1%
    PENTAGON FEDERAL CREDIT UNION $195,000 n/a 0.1%
    POLARIS HOME FUNDING CORP. $185,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $185,000 n/a 0.1%
    THRIVE MORTGAGE, LLC $185,000 n/a 0.1%
    Deere Employees Credit Union $45,000 $180,000 300.0% 0.1%
    The Farmers & Merchants Bank $175,000 n/a 0.1%
    PHH Mortgage Corporation $85,000 $165,000 94.1% 0.1%
    COMMUNITY MORTGAGE CORPORATION $155,000 n/a 0.1%
    Connexus Credit Union $155,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $760,000 $155,000 -79.6% 0.1%
    DAS Acquisition Company, LLC $435,000 $155,000 -64.4% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $155,000 n/a 0.1%
    Legacy National Bank $155,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $155,000 n/a 0.1%
    Equity Prime Mortgage LLC $145,000 n/a 0.1%
    NFM, INC. $155,000 $145,000 -6.5% 0.1%
    CHURCHILL MORTGAGE CORPORATION $135,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $135,000 n/a 0.1%
    SPRING EQ, LLC $135,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $575,000 $125,000 -78.3% 0.1%
    Magnolia Bank $125,000 n/a 0.1%
    OCMBC, INC. $125,000 n/a 0.1%
    Southern Bancorp Bank $685,000 $125,000 -81.8% 0.1%
    First National Bank of Omaha $115,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $115,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $105,000 n/a 0.1%
    Carrington Mortgage Services, LLC $410,000 $95,000 -76.8% 0.1%
    M&T Bank $95,000 n/a 0.1%
    Nations Lending Corporation $95,000 n/a 0.1%
    BancorpSouth $205,000 $90,000 -56.1% 0.1%
    Secured Investment Corp. $130,000 $85,000 -34.6% 0.1%
    Coastal Community Bank $70,000 n/a 0.0%
    Equity Bank $65,000 n/a 0.0%
    CSL Financial, LLC $820,000 $55,000 -93.3% 0.0%
    Discover Bank $35,000 $55,000 57.1% 0.0%
    First Security Bank $55,000 n/a 0.0%
    S1L, Inc. $55,000 n/a 0.0%
    Lakeview Community Capital, LLC $385,000 $50,000 -87.0% 0.0%
    LAND HOME FINANCIAL SERVICES, INC. $45,000 n/a 0.0%
    Figure Lending LLC $115,000 $35,000 -69.6% 0.0%
    MidFirst Bank $35,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

    PINE BLUFF's top lender by overall market share is Simmons Bank, with 9.8% market share. In second place, with 8.2%, is MORTGAGE FINANCIAL SERVICES, LLC, having originated $11,525,000 in loans. In third place, with 5.7%, is Gateway Bank, having originated $8,000,000 in loans. In fourth place, with 5.2%, is Merchants Bank of Indiana, having originated $7,330,000 in loans. In fifth place, with 5.2%, is PINE BLUFF COTTON BELT Federal Credit Union, having originated $7,240,000 in loans.

    PINE BLUFF Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - PINE BLUFF (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $95,250 (4.7%) $112,958 (-6.7%) 0.00 201
    2018-02-01 $95,000 (-2.5%) $112,624 (-8.2%) 0.00 198
    2018-03-01 $84,959 (-15.0%) $103,314 (-17.7%) 0.00 192
    2018-04-01 $88,600 (-8.7%) $112,743 (-9.1%) 0.00 196
    2018-05-01 $95,000 (-0.1%) $116,755 (-3.3%) 0.00 204
    2018-06-01 $99,700 (4.8%) $117,496 (-4.4%) 0.00 209
    2018-07-01 $99,800 (0.7%) $118,049 (-4.2%) 0.00 205
    2018-08-01 $99,600 (7.7%) $116,754 (-0.1%) 0.00 218
    2018-09-01 $99,900 (5.2%) $120,419 (3.1%) 0.00 218
    2018-10-01 $97,950 (3.6%) $118,503 (4.4%) 0.00 218
    2018-11-01 $89,800 (-0.1%) $112,312 (2.0%) 0.00 231
    2018-12-01 $90,000 (-2.2%) $112,533 (1.5%) 0.00 217
    2019-01-01 $88,900 (-6.7%) $107,169 (-5.1%) 0.00 214
    2019-02-01 $88,500 (-6.8%) $107,807 (-4.3%) 0.00 207
    2019-03-01 $88,186 (3.8%) $110,421 (6.9%) 0.00 212
    2019-04-01 $92,500 (4.4%) $114,906 (1.9%) 0.00 217
    2019-05-01 $91,850 (-3.3%) $112,410 (-3.7%) 0.00 206
    2019-06-01 $85,000 (-14.7%) $115,059 (-2.1%) 0.00 203
    2019-07-01 $85,575 (-14.3%) $116,494 (-1.3%) 0.00 200
    2019-08-01 $82,336 (-17.3%) $115,149 (-1.4%) 0.00 211
    2019-09-01 $78,491 (-21.4%) $113,881 (-5.4%) 0.00 232
    2019-10-01 $75,927 (-22.5%) $112,518 (-5.1%) 0.00 248
    2019-11-01 $74,900 (-16.6%) $105,553 (-6.0%) 0.00 250
    2019-12-01 $70,000 (-22.2%) $101,588 (-9.7%) 0.00 239
    2020-01-01 $69,900 (-21.4%) $102,113 (-4.7%) 0.00 223
    2020-02-01 $74,900 (-15.4%) $106,028 (-1.7%) 0.00 214
    2020-03-01 $79,500 (-9.9%) $108,243 (-2.0%) 0.00 209
    2020-04-01 $75,875 (-18.0%) $105,783 (-7.9%) 0.00 204
    2020-05-01 $74,950 (-18.4%) $103,249 (-8.2%) 0.00 182
    2020-06-01 $71,163 (-16.3%) $101,807 (-11.5%) 0.00 159
    2020-07-01 $75,000 (-12.4%) $114,423 (-1.8%) 0.00 144
    2020-08-01 $74,700 (-9.3%) $116,163 (0.9%) 0.00 129
    2020-09-01 $85,475 (8.9%) $127,223 (11.7%) 0.00 127
    2020-10-01 $96,500 (27.1%) $123,176 (9.5%) 0.00 132
    2020-11-01 $102,400 (36.7%) $127,453 (20.8%) 0.00 130
    2020-12-01 $104,950 (49.9%) $129,450 (27.4%) 0.00 130
    2021-01-01 $98,000 (40.2%) $129,679 (27.0%) 0.00 100
    2021-02-01 $86,000 (14.8%) $116,167 (9.6%) 0.00 90
    2021-03-01 $100,450 (26.4%) $117,785 (8.8%) 0.00 89
    2021-04-01 $99,950 (31.7%) $117,711 (11.3%) 0.00 87
    2021-05-01 $90,500 (20.8%) $114,130 (10.5%) 0.00 83
    2021-06-01 $91,875 (29.1%) $117,733 (15.6%) 0.00 84
    2021-07-01 $102,450 (36.6%) $132,835 (16.1%) 0.00 100
    2021-08-01 $105,188 (40.8%) $136,325 (17.4%) 0.00 116
    2021-09-01 $109,975 (28.7%) $142,433 (12.0%) 0.00 127
    2021-10-01 $110,000 (14.0%) $142,411 (15.6%) 0.00 136
    2021-11-01 $110,000 (7.4%) $141,090 (10.7%) 0.00 135
    2021-12-01 $114,000 (8.6%) $142,493 (10.1%) 0.00 128
    2022-01-01 $115,000 (17.4%) $149,602 (15.4%) 0.00 109
    2022-02-01 $108,225 (25.8%) $140,369 (20.8%) 0.00 98
    2022-03-01 $118,875 (18.3%) $149,703 (27.1%) 0.00 93
    2022-04-01 $135,000 (35.1%) $161,578 (37.3%) 0.00 98
    2022-05-01 $144,975 (60.2%) $160,212 (40.4%) 0.00 99
    2022-06-01 $131,250 (42.9%) $160,574 (36.4%) 0.00 105
    2022-07-01 $129,900 (26.8%) $161,454 (21.5%) 0.00 114
    2022-08-01 $126,175 (20.0%) $156,579 (14.9%) 0.00 115
    2022-09-01 $139,000 (26.4%) $161,706 (13.5%) 0.00 130
    2022-10-01 $149,950 (36.3%) $173,318 (21.7%) 0.00 129
    2022-11-01 $145,000 (31.8%) $164,302 (16.5%) 0.00 139
    2022-12-01 $140,000 (22.8%) $162,458 (14.0%) 0.00 135
    2023-01-01 $136,475 (18.7%) $157,774 (5.5%) 0.00 121
    2023-02-01 $139,750 (29.1%) $152,701 (8.8%) 0.00 123
    2023-03-01 $130,750 (10.0%) $150,683 (0.7%) 0.00 143
    2023-04-01 $138,500 (2.6%) $159,679 (-1.2%) 0.00 148
    2023-05-01 $119,900 (-17.3%) $155,589 (-2.9%) 0.00 142
    2023-06-01 $131,750 (0.4%) $159,798 (-0.5%) 0.00 151
    2023-07-01 $130,000 (0.1%) $156,416 (-3.1%) 0.00 152
    2023-08-01 $131,000 (3.8%) $170,883 (9.1%) 0.00 165
    2023-09-01 $139,000 (0.0%) $174,888 (8.2%) 0.00 172
    2023-10-01 $138,000 (-8.0%) $174,780 (0.8%) 0.00 178
    2023-11-01 $136,925 (-5.6%) $172,825 (5.2%) 0.00 174
    2023-12-01 $132,250 (-5.5%) $167,634 (3.2%) 0.00 184
    2024-01-01 $136,600 (0.1%) $172,532 (9.4%) 0.00 172
    2024-02-01 $134,250 (-3.9%) $161,991 (6.1%) 0.00 183
    2024-03-01 $135,000 (3.3%) $163,534 (8.5%) 0.00 166
    2024-04-01 $142,450 (2.9%) $179,150 (12.2%) 0.00 159
    2024-05-01 $126,700 (5.7%) $172,476 (10.9%) 0.00 165
    2024-06-01 $128,000 (-2.9%) $173,085 (8.3%) 0.00 178
    2024-07-01 $140,850 (8.4%) $176,120 (12.6%) 0.00 170
    2024-08-01 $149,250 (13.9%) $184,503 (8.0%) 0.00 187
    2024-09-01 $148,750 (7.0%) $193,315 (10.5%) 0.00 203
    2024-10-01 $149,000 (8.0%) $188,508 (7.9%) 0.00 228
    PINE BLUFF's median listing price for 2024-10-01 was $149,000, a difference of $11,000 (8.0%) versus the prior year and $250 versus the prior month.

    PINE BLUFF's median listing price comes in at 0% of the national average.

    PINE BLUFF's average listing price for 2024-10-01 was $188,508, a difference of $13,728 (7.9%) versus the prior year and $-4,807 versus the prior month.

    For the 2024-10-01 period, PINE BLUFF had 228 MLS listings, a difference of 25 listings (12%) versus the prior month and 50 listings (28%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - PINE BLUFF (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,815 sqft
    2018-02-01 0 days 1,811 sqft
    2018-03-01 0 days 1,800 sqft
    2018-04-01 0 days 1,776 sqft
    2018-05-01 0 days 1,796 sqft
    2018-06-01 0 days 1,810 sqft
    2018-07-01 0 days 1,825 sqft
    2018-08-01 0 days 1,838 sqft
    2018-09-01 0 days 1,833 sqft
    2018-10-01 0 days 1,808 sqft
    2018-11-01 0 days 1,802 sqft
    2018-12-01 0 days 1,748 sqft
    2019-01-01 0 days 1,700 sqft
    2019-02-01 0 days 1,687 sqft
    2019-03-01 0 days 1,712 sqft
    2019-04-01 0 days 1,749 sqft
    2019-05-01 0 days 1,742 sqft
    2019-06-01 0 days 1,712 sqft
    2019-07-01 0 days 1,690 sqft
    2019-08-01 0 days 1,663 sqft
    2019-09-01 0 days 1,649 sqft
    2019-10-01 0 days 1,638 sqft
    2019-11-01 0 days 1,605 sqft
    2019-12-01 0 days 1,613 sqft
    2020-01-01 0 days 1,622 sqft
    2020-02-01 0 days 1,580 sqft
    2020-03-01 0 days 1,567 sqft
    2020-04-01 0 days 1,572 sqft
    2020-05-01 0 days 1,544 sqft
    2020-06-01 0 days 1,527 sqft
    2020-07-01 0 days 1,560 sqft
    2020-08-01 0 days 1,572 sqft
    2020-09-01 0 days 1,667 sqft
    2020-10-01 0 days 1,639 sqft
    2020-11-01 0 days 1,689 sqft
    2020-12-01 0 days 1,648 sqft
    2021-01-01 0 days 1,713 sqft
    2021-02-01 0 days 1,625 sqft
    2021-03-01 0 days 1,655 sqft
    2021-04-01 0 days 1,624 sqft
    2021-05-01 0 days 1,573 sqft
    2021-06-01 0 days 1,526 sqft
    2021-07-01 0 days 1,632 sqft
    2021-08-01 0 days 1,754 sqft
    2021-09-01 0 days 1,750 sqft
    2021-10-01 0 days 1,664 sqft
    2021-11-01 0 days 1,657 sqft
    2021-12-01 0 days 1,671 sqft
    2022-01-01 0 days 1,714 sqft
    2022-02-01 0 days 1,578 sqft
    2022-03-01 0 days 1,718 sqft
    2022-04-01 0 days 1,819 sqft
    2022-05-01 0 days 1,898 sqft
    2022-06-01 0 days 1,845 sqft
    2022-07-01 0 days 1,754 sqft
    2022-08-01 0 days 1,775 sqft
    2022-09-01 0 days 1,735 sqft
    2022-10-01 0 days 1,774 sqft
    2022-11-01 0 days 1,722 sqft
    2022-12-01 0 days 1,731 sqft
    2023-01-01 0 days 1,760 sqft
    2023-02-01 0 days 1,694 sqft
    2023-03-01 0 days 1,676 sqft
    2023-04-01 0 days 1,728 sqft
    2023-05-01 0 days 1,626 sqft
    2023-06-01 0 days 1,679 sqft
    2023-07-01 0 days 1,633 sqft
    2023-08-01 0 days 1,672 sqft
    2023-09-01 0 days 1,720 sqft
    2023-10-01 0 days 1,707 sqft
    2023-11-01 0 days 1,666 sqft
    2023-12-01 0 days 1,651 sqft
    2024-01-01 0 days 1,652 sqft
    2024-02-01 0 days 1,646 sqft
    2024-03-01 0 days 1,636 sqft
    2024-04-01 0 days 1,788 sqft
    2024-05-01 0 days 1,649 sqft
    2024-06-01 0 days 1,644 sqft
    2024-07-01 0 days 1,656 sqft
    2024-08-01 0 days 1,687 sqft
    2024-09-01 0 days 1,710 sqft
    2024-10-01 0 days 1,690 sqft
    PINE BLUFF's median listing age (time on market) for 2024-10-01 was 0 days.

    PINE BLUFF's median square footage for active listings during the 2024-10-01 period was 1,690 sqft. One year prior, the average listing was 1,707 sqft.

    PINE BLUFF, AR Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    71601 Pine Bluff, AR MSA $560 $590 $780 $980 $1,050
    71602 Pine Bluff, AR MSA $610 $650 $860 $1,080 $1,160
    71603 Pine Bluff, AR MSA $610 $650 $850 $1,070 $1,140
    71639 Pine Bluff, AR MSA $510 $550 $720 $910 $990
    71643 Pine Bluff, AR MSA $510 $550 $720 $910 $990
    71644 Pine Bluff, AR MSA $510 $550 $720 $910 $990
    71652 Pine Bluff, AR MSA $510 $550 $720 $910 $990
    71655 Pine Bluff, AR MSA $510 $550 $720 $910 $990
    71659 Pine Bluff, AR MSA $530 $560 $740 $930 $1,000
    71660 Pine Bluff, AR MSA $510 $550 $730 $920 $990
    71665 Pine Bluff, AR MSA $510 $550 $720 $910 $990
    71667 Pine Bluff, AR MSA $510 $550 $720 $910 $990
    71671 Pine Bluff, AR MSA $530 $570 $750 $940 $1,010
    71675 Pine Bluff, AR MSA $510 $550 $720 $910 $990
    71678 Pine Bluff, AR MSA $510 $550 $720 $910 $990
    72004 Pine Bluff, AR MSA $510 $550 $720 $910 $990
    72046 Pine Bluff, AR MSA $640 $660 $750 $1,010 $1,200
    72057 Pine Bluff, AR MSA $790 $810 $920 $1,170 $1,460
    72072 Pine Bluff, AR MSA $640 $660 $760 $1,010 $1,200
    72073 Pine Bluff, AR MSA $580 $610 $790 $1,000 $1,080
    72079 Pine Bluff, AR MSA $700 $730 $930 $1,170 $1,310
    72132 Pine Bluff, AR MSA $760 $810 $1,040 $1,310 $1,430
    72133 Pine Bluff, AR MSA $590 $630 $830 $1,040 $1,110
    72150 Pine Bluff, AR MSA $680 $690 $790 $1,010 $1,260
    72152 Pine Bluff, AR MSA $550 $590 $770 $970 $1,040
    72160 Pine Bluff, AR MSA $640 $660 $810 $1,030 $1,200
    72168 Pine Bluff, AR MSA $610 $640 $760 $990 $1,140
    72175 Pine Bluff, AR MSA $610 $650 $860 $1,080 $1,160
    72182 Pine Bluff, AR MSA $590 $630 $830 $1,040 $1,110

    2022 Average & Median Rent Data Statistics
    PINE BLUFF, AR average 1BR rent: $615, median: $590
    PINE BLUFF, AR average 2BR rent: $784, median: $760
    PINE BLUFF, AR average 3BR rent: $995, median: $980

    PINE BLUFF, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 676 $97,020,000 $143,521
    Cash Out Refi 106 $13,210,000 $124,623
    Home Improvement 72 $4,240,000 $58,889
    Refi 71 $20,475,000 $288,380
    Other 47 $5,115,000 $108,830

    Pine Bluff's most frequently cited loan purpose was Home Purchase, with 676 originations. The 2nd most popular reason was Cash Out Refi, with 106 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 336 $48,410,000 $144,077
    7-8% 191 $35,705,000 $186,937
    Over 8% 154 $15,850,000 $102,922
    5-6% 76 $15,040,000 $197,895
    4-5% 6 $1,270,000 $211,667
    <2.5% 4 $130,000 $32,500
    3-4% 2 $540,000 $270,000

    During 2023, Pine Bluff's most frequently originated rate bucket was 6-7%, with 336 originations.

    Loan Sizing (PINE BLUFF, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 435 $24,145,000 $55,506
    $100k-200k 363 $52,685,000 $145,138
    $200k-400k 152 $40,160,000 $264,211
    $400k-600k 15 $6,815,000 $454,333
    $Over $1MM 4 $14,190,000 $3,547,500
    $600k-1000k 3 $2,065,000 $688,333

    PINE BLUFF's loan sizing saw the bucket of loans from $100,000 or less with 435 originations, totaling $24,145,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 496 $79,210,000 $159,698
    60-80% 116 $24,060,000 $207,414
    Under 20% 52 $1,120,000 $21,538
    20-40% 43 $2,525,000 $58,721
    40-60% 40 $6,910,000 $172,750
    Over 100% 17 $2,905,000 $170,882

    PINE BLUFF's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 496 originations, totaling $79,210,000 in origination value.