CASPER Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Casper averaged 6.69% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.6% and one month ago for the week of 2025-02-27, the average rate was 6.81%.

    Casper's average rate one year ago was 6.84%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.04%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Casper 30 Year Fixed Rate 2025-04-03 6.69%
    Casper 30 Year Fixed Rate Refi 2025-04-03 7.04%
    Casper 15 Year Fixed Rate 2025-04-03 5.72%
    Casper 15 Year Fixed Rate Refi 2025-04-03 5.92%
    Casper 30 Year FHA 2025-04-03 6.1%
    Casper 30 Year FHA Refi 2025-04-03 6.46%
    Casper 30 Year USDA 2025-04-03 6.42%
    Casper 30 Year USDA Refi 2025-04-03 6.52%
    Casper 30 Year VA 2025-04-03 6.01%
    Casper 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CASPER, WY.

    CASPER Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CASPER, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 50 6.68% $6,440
    Jonah Bank of Wyoming 46 6.62% $5,620
    WESTERN VISTA 38 6.52% $5,679
    GUILD MORTGAGE COMPANY 37 6.79% $6,429
    Wallick & Volk, Inc. 32 6.89% $7,568
    CROSSCOUNTRY MORTGAGE, LLC 19 6.51% $8,761
    UNITED WHOLESALE MORTGAGE, LLC 18 6.92% $8,648
    PRIMARY RESIDENTIAL MORTGAGE, INC. 14 6.40% $9,058
    Glacier Bank 12 6.88% $6,023
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 6.97% $6,857
    PRIMELENDING, A PLAINSCAPITAL COMPANY 9 7.18% $3,573
    Servion, Inc. 9 6.58% $6,355
    First Interstate Bank 8 6.78% $3,680
    The Huntington National Bank 6 7.38% $6,778
    MOVEMENT MORTGAGE, LLC 6 6.49% $6,287
    Century Mortgage Company DBA Century Lending Company 5 6.47% $6,797
    U.S. Bank 4 6.88% $3,802
    BROKER SOLUTIONS, INC. 4 6.25% $5,820
    Mr. Cooper ( Nationstar Mortgage ) 4 6.81% $6,634
    BMO Harris Bank 4 7.34% $4,008
    AMERICAN FINANCING CORPORATION 3 6.46% $5,019
    ON Q FINANCIAL, INC. 3 6.33% $6,849
    Wells Fargo Bank 3 6.13% $4,922
    T2 FINANCIAL LLC 2 6.68% $10,033
    NEWREZ LLC 2 6.13% $5,120
    NexBank 2 6.81% $8,234
    TRIAD FINANCIAL SERVICES, INC. 2 10.10% $6,845
    UBS Bank USA 2 6.88% $3,940
    Farm Credit Mid-America, ACA 2 7.25% $11,681
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.88% $3,893
    Carrington Mortgage Services, LLC 2 6.75% $9,502
    FIRST COLONY MORTGAGE CORPORATION 2 6.88% $9,108
    WYHY 2 7.81% $9,093
    BAY EQUITY LLC 2 6.68% $6,799
    Discover Bank 2 6.61% $0
    PENTAGON FEDERAL CREDIT UNION 2 6.50% $5,500
    West Gate Bank 1 6.25% $4,102
    Peak Financial 1 6.63% $3,995
    PHH Mortgage Corporation 1 5.99% $6,895
    PNC Bank 1 6.88% $6,864
    CMG MORTGAGE, INC. 1 6.99% $2,830
    CHURCHILL MORTGAGE CORPORATION 1 6.88% $3,000
    RELIANCE FIRST CAPITAL, LLC 1 6.99% $4,662
    South State Bank 1 7.13% $3,951
    Sunflower Bank 1 6.38% $5,561
    Bank of America 1 7.25% $8,280
    The Union Bank Company 1 7.50% $3,373
    AXIA FINANCIAL, LLC 1 6.99% $6,870
    USAA Federal Savings Bank 1 6.13% $4,271
    ANB Bank 1 6.50% $709
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $5,719
    American Mortgage & Equity Consultants, Inc. 1 7.49% $3,974
    First Western Trust Bank 1 6.13% $305
    Gateway First Bank 1 6.75% $14,931
    Flagstar Bank, FSB 1 7.75% $3,230
    Independent Bank 1 7.38% $4,869
    JPMorgan Chase Bank 1 5.99% $6,111
    LAKEVIEW LOAN SERVICING, LLC 1 7.13% $6,814
    LOANDEPOT.COM, LLC 1 7.38% $6,040
    Morgan Stanley Private Bank 1 5.55% $3,050
    Mortgage Research Center, LLC 1 7.50% $2,699
    CORNERSTONE HOME LENDING, INC. 1 7.00% $4,986
    Commerce Home Mortgage, Inc. 1 9.50% $11,742
    NASA Federal Credit Union 1 7.50% $5,497
    Nations Lending Corporation 1 7.13% $3,164
    NuVision Federal Credit Union 1 7.13% $3,094
    Old National Bank 1 6.50% $2,581

    CASPER Average Closing Costs & Other Stats

    CASPER, WY's 67 lenders originated 1,994 loans during 2024. The total origination value was $441,170,000, with an average loan value of $221,249.

    CASPER's average closing costs are $5,653.

    The top CASPER lender as defined by loan originations is QUICKEN LOANS, LLC, with 50 loans originated. Their average total fees are $6,440, which is $819 higher than the next largest lender, Jonah Bank of Wyoming.

    The lowest fee CASPER lenders (with over 10 loans originated) are Jonah Bank of Wyoming ($5,620), WESTERN VISTA ($5,679), Glacier Bank ($6,023), GUILD MORTGAGE COMPANY ($6,429) and QUICKEN LOANS, LLC ($6,440).

    The lowest rate CASPER lenders (with over 10 loans originated) are PRIMARY RESIDENTIAL MORTGAGE, INC. (6.40%), CROSSCOUNTRY MORTGAGE, LLC (6.51%), WESTERN VISTA (6.52%), Jonah Bank of Wyoming (6.62%) and QUICKEN LOANS, LLC (6.68%).

    CASPER, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Hilltop National Bank $24,170,000 $55,805,000 130.9% 12.6%
    GUILD MORTGAGE COMPANY $21,115,000 $37,355,000 76.9% 8.5%
    WESTERN VISTA $5,255,000 $35,325,000 572.2% 8.0%
    Jonah Bank of Wyoming $21,745,000 $32,075,000 47.5% 7.3%
    Wallick & Volk, Inc. $35,765,000 $26,560,000 -25.7% 6.0%
    QUICKEN LOANS, LLC $18,950,000 $25,195,000 33.0% 5.7%
    CROSSCOUNTRY MORTGAGE, LLC $8,680,000 $19,595,000 125.7% 4.4%
    UNITED WHOLESALE MORTGAGE, LLC $4,890,000 $15,580,000 218.6% 3.5%
    Glacier Bank $15,120,000 $14,315,000 -5.3% 3.2%
    Mortgage Research Center, LLC $8,050,000 $11,195,000 39.1% 2.5%
    NEWREZ LLC $4,895,000 $7,840,000 60.2% 1.8%
    Platte Valley Bank $7,945,000 $7,825,000 -1.5% 1.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,600,000 $7,735,000 68.2% 1.8%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $15,210,000 $7,205,000 -52.6% 1.6%
    WYHY $2,120,000 $6,290,000 196.7% 1.4%
    First Interstate Bank $19,055,000 $6,040,000 -68.3% 1.4%
    Century Mortgage Company DBA Century Lending Company $5,680,000 n/a 1.3%
    FREEDOM MORTGAGE CORPORATION $315,000 $4,385,000 1,292.1% 1.0%
    Servion, Inc. $1,045,000 $4,150,000 297.1% 0.9%
    MOVEMENT MORTGAGE, LLC $7,085,000 $3,820,000 -46.1% 0.9%
    U.S. Bank $2,810,000 $3,715,000 32.2% 0.8%
    LOANDEPOT.COM, LLC $2,250,000 $3,605,000 60.2% 0.8%
    ON Q FINANCIAL, INC. $7,690,000 $3,420,000 -55.5% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $1,160,000 $3,405,000 193.5% 0.8%
    The Huntington National Bank $1,585,000 $3,340,000 110.7% 0.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $3,560,000 $3,150,000 -11.5% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $705,000 $3,100,000 339.7% 0.7%
    USAA Federal Savings Bank $1,610,000 $2,965,000 84.2% 0.7%
    PENNYMAC LOAN SERVICES, LLC $1,100,000 $2,690,000 144.5% 0.6%
    GREYSTONE SERVICING COMPANY LLC $2,615,000 n/a 0.6%
    ANB Bank $1,660,000 $2,570,000 54.8% 0.6%
    TRIAD FINANCIAL SERVICES, INC. $3,405,000 $2,165,000 -36.4% 0.5%
    BMO Harris Bank $1,425,000 $2,050,000 43.9% 0.5%
    VILLAGE CAPITAL MORTGAGE $235,000 $1,970,000 738.3% 0.4%
    CMG MORTGAGE, INC. $2,430,000 $1,965,000 -19.1% 0.4%
    Farm Credit Mid-America, ACA $905,000 $1,825,000 101.7% 0.4%
    NAVY FEDERAL CREDIT UNION $2,390,000 $1,715,000 -28.2% 0.4%
    BROKER SOLUTIONS, INC. $220,000 $1,655,000 652.3% 0.4%
    AMERICAN FINANCING CORPORATION $580,000 $1,635,000 181.9% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $805,000 $1,475,000 83.2% 0.3%
    Figure Lending LLC $265,000 $1,470,000 454.7% 0.3%
    T2 FINANCIAL LLC $580,000 $1,380,000 137.9% 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,265,000 $1,375,000 8.7% 0.3%
    PENTAGON FEDERAL CREDIT UNION $470,000 $1,325,000 181.9% 0.3%
    CBRE MULTIFAMILY CAPITAL, INC. $1,265,000 n/a 0.3%
    Carrington Mortgage Services, LLC $625,000 $1,160,000 85.6% 0.3%
    Meridian Trust Federal Credit Union $465,000 $1,125,000 141.9% 0.3%
    The Federal Savings Bank $550,000 $1,100,000 100.0% 0.2%
    FIRST COLONY MORTGAGE CORPORATION $580,000 $1,080,000 86.2% 0.2%
    UBS Bank USA $1,080,000 n/a 0.2%
    NuVision Federal Credit Union $330,000 $1,070,000 224.2% 0.2%
    Gateway First Bank $5,985,000 $1,010,000 -83.1% 0.2%
    South State Bank $1,005,000 n/a 0.2%
    PLANET HOME LENDING, LLC $960,000 n/a 0.2%
    NexBank $900,000 n/a 0.2%
    Stockman Bank of Montana $895,000 n/a 0.2%
    BAY EQUITY LLC $865,000 n/a 0.2%
    HIGHMARK $445,000 $860,000 93.3% 0.2%
    Discover Bank $435,000 $855,000 96.6% 0.2%
    Wells Fargo Bank $5,645,000 $855,000 -84.9% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $850,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $1,220,000 $845,000 -30.7% 0.2%
    GUARANTEED RATE, INC. $635,000 $760,000 19.7% 0.2%
    NFM, INC. $760,000 n/a 0.2%
    Plains Commerce Bank $195,000 $760,000 289.7% 0.2%
    Nations Lending Corporation $750,000 n/a 0.2%
    Northpointe Bank $750,000 n/a 0.2%
    Bank of America $1,210,000 $720,000 -40.5% 0.2%
    First Federal Bank $720,000 n/a 0.2%
    Flagstar Bank, FSB $110,000 $685,000 522.7% 0.2%
    CORNERSTONE HOME LENDING, INC. $620,000 n/a 0.1%
    PNC Bank $630,000 $585,000 -7.1% 0.1%
    Morgan Stanley Private Bank $555,000 n/a 0.1%
    NEXERA HOLDING LLC $550,000 n/a 0.1%
    Coastal Community Bank $215,000 $470,000 118.6% 0.1%
    Black Hills Community Bank $465,000 $465,000 0.0% 0.1%
    FINANCE OF AMERICA REVERSE LLC $540,000 $465,000 -13.9% 0.1%
    NEW WEST LENDING, INC. $385,000 n/a 0.1%
    Gate City Bank $375,000 n/a 0.1%
    Independent Bank $375,000 n/a 0.1%
    Commerce Home Mortgage, Inc. $165,000 $370,000 124.2% 0.1%
    Equity Prime Mortgage LLC $145,000 $370,000 155.2% 0.1%
    PLAZA HOME MORTGAGE, INC. $365,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $255,000 $365,000 43.1% 0.1%
    AXIA FINANCIAL, LLC $335,000 n/a 0.1%
    Encompass Lending Group, LP $335,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $475,000 $325,000 -31.6% 0.1%
    First Savings Bank $305,000 n/a 0.1%
    Old National Bank $305,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $300,000 n/a 0.1%
    BOKF $295,000 n/a 0.1%
    The Loan Store, Inc. $295,000 n/a 0.1%
    American Mortgage & Equity Consultants, Inc. $495,000 $285,000 -42.4% 0.1%
    DEEPHAVEN MORTGAGE LLC $280,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $580,000 $280,000 -51.7% 0.1%
    The Union Bank Company $275,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $205,000 $265,000 29.3% 0.1%
    Barrington Bank & Trust Company, N.A. $315,000 $265,000 -15.9% 0.1%
    JPMorgan Chase Bank $830,000 $265,000 -68.1% 0.1%
    Peak Financial $265,000 n/a 0.1%
    Texana Bank $265,000 n/a 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $255,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $255,000 n/a 0.1%
    First Western Trust Bank $245,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 $245,000 58.1% 0.1%
    LENDSURE MORTGAGE CORP. $520,000 $225,000 -56.7% 0.1%
    Sunflower Bank $225,000 n/a 0.1%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $215,000 n/a 0.0%
    VERITAS FUNDING, LLC $205,000 $205,000 0.0% 0.0%
    AmeriHome Mortgage Company, LLC $225,000 $195,000 -13.3% 0.0%
    NASA Federal Credit Union $195,000 n/a 0.0%
    West Gate Bank $185,000 n/a 0.0%
    PHH Mortgage Corporation $165,000 n/a 0.0%
    First International Bank & Trust $1,100,000 $135,000 -87.7% 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $345,000 $125,000 -63.8% 0.0%
    Utah Power $410,000 $120,000 -70.7% 0.0%
    Bank of Colorado $105,000 n/a 0.0%
    Pinnacle Bank - Wyoming $1,055,000 $105,000 -90.0% 0.0%
    CHURCHILL MORTGAGE CORPORATION $580,000 $75,000 -87.1% 0.0%
    Centier Bank $50,000 n/a 0.0%
    Zions Bank $35,000 n/a 0.0%

    CASPER's top lender by overall market share is Hilltop National Bank, with 12.6% market share. In second place, with 8.5%, is GUILD MORTGAGE COMPANY, having originated $37,355,000 in loans. In third place, with 8.0%, is WESTERN VISTA, having originated $35,325,000 in loans. In fourth place, with 7.3%, is Jonah Bank of Wyoming, having originated $32,075,000 in loans. In fifth place, with 6.0%, is Wallick & Volk, Inc., having originated $26,560,000 in loans.

    CASPER Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - CASPER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $225,000 (0.0%) $265,867 (3.0%) 0.00 398
    2018-02-01 $233,725 (9.2%) $270,838 (5.8%) 0.00 375
    2018-03-01 $250,000 (13.0%) $276,563 (6.6%) 0.00 405
    2018-04-01 $259,500 (15.4%) $285,953 (7.4%) 0.00 414
    2018-05-01 $265,900 (16.1%) $295,439 (8.7%) 0.00 440
    2018-06-01 $267,400 (16.3%) $301,150 (12.5%) 0.00 462
    2018-07-01 $266,925 (16.1%) $303,896 (12.6%) 0.00 474
    2018-08-01 $265,675 (15.8%) $303,381 (12.7%) 0.00 473
    2018-09-01 $267,900 (16.5%) $299,556 (12.0%) 0.00 464
    2018-10-01 $267,050 (12.7%) $297,798 (9.1%) 0.00 442
    2018-11-01 $256,450 (11.2%) $297,861 (11.0%) 0.00 416
    2018-12-01 $250,000 (6.4%) $295,741 (11.2%) 0.00 383
    2019-01-01 $245,600 (9.2%) $287,411 (8.1%) 0.00 334
    2019-02-01 $239,600 (2.5%) $276,223 (2.0%) 0.00 324
    2019-03-01 $244,243 (-2.3%) $277,431 (0.3%) 0.00 317
    2019-04-01 $248,193 (-4.4%) $281,597 (-1.5%) 0.00 303
    2019-05-01 $245,000 (-7.9%) $285,346 (-3.4%) 0.00 274
    2019-06-01 $249,900 (-6.5%) $295,145 (-2.0%) 0.00 283
    2019-07-01 $240,950 (-9.7%) $291,964 (-3.9%) 0.00 304
    2019-08-01 $233,818 (-12.0%) $285,502 (-5.9%) 0.00 308
    2019-09-01 $226,045 (-15.6%) $280,359 (-6.4%) 0.00 311
    2019-10-01 $220,000 (-17.6%) $275,779 (-7.4%) 0.00 309
    2019-11-01 $216,950 (-15.4%) $273,958 (-8.0%) 0.00 254
    2019-12-01 $221,175 (-11.5%) $279,529 (-5.5%) 0.00 222
    2020-01-01 $228,750 (-6.9%) $285,029 (-0.8%) 0.00 201
    2020-02-01 $239,750 (0.1%) $289,182 (4.7%) 0.00 191
    2020-03-01 $247,450 (1.3%) $297,549 (7.3%) 0.00 190
    2020-04-01 $264,700 (6.7%) $312,032 (10.8%) 0.00 221
    2020-05-01 $265,000 (8.2%) $301,688 (5.7%) 0.00 228
    2020-06-01 $273,975 (9.6%) $322,286 (9.2%) 0.00 215
    2020-07-01 $282,598 (17.3%) $322,841 (10.6%) 0.00 234
    2020-08-01 $287,000 (22.7%) $333,468 (16.8%) 0.00 249
    2020-09-01 $287,325 (27.1%) $344,181 (22.8%) 0.00 256
    2020-10-01 $279,000 (26.8%) $333,595 (21.0%) 0.00 261
    2020-11-01 $266,750 (23.0%) $327,891 (19.7%) 0.00 264
    2020-12-01 $269,225 (21.7%) $328,304 (17.5%) 0.00 222
    2021-01-01 $265,000 (15.9%) $331,038 (16.1%) 0.00 195
    2021-02-01 $271,250 (13.1%) $348,767 (20.6%) 0.00 157
    2021-03-01 $286,000 (15.6%) $357,746 (20.2%) 0.00 131
    2021-04-01 $304,783 (15.1%) $399,725 (28.1%) 0.00 111
    2021-05-01 $315,000 (18.9%) $395,210 (31.0%) 0.00 114
    2021-06-01 $300,000 (9.5%) $393,946 (22.2%) 0.00 143
    2021-07-01 $282,450 (-0.1%) $361,191 (11.9%) 0.00 178
    2021-08-01 $292,500 (1.9%) $364,120 (9.2%) 0.00 192
    2021-09-01 $272,000 (-5.3%) $425,383 (23.6%) 0.00 184
    2021-10-01 $262,450 (-5.9%) $366,448 (9.9%) 0.00 168
    2021-11-01 $255,950 (-4.1%) $339,607 (3.6%) 0.00 136
    2021-12-01 $255,950 (-4.9%) $349,525 (6.5%) 0.00 128
    2022-01-01 $267,500 (0.9%) $368,259 (11.2%) 0.00 100
    2022-02-01 $299,750 (10.5%) $443,016 (27.0%) 0.00 76
    2022-03-01 $351,250 (22.8%) $461,353 (29.0%) 0.00 79
    2022-04-01 $370,000 (21.4%) $454,433 (13.7%) 0.00 82
    2022-05-01 $344,925 (9.5%) $448,359 (13.5%) 0.00 95
    2022-06-01 $346,175 (15.4%) $420,791 (6.8%) 0.00 137
    2022-07-01 $349,500 (23.7%) $427,464 (18.4%) 0.00 171
    2022-08-01 $349,500 (19.5%) $428,109 (17.6%) 0.00 196
    2022-09-01 $349,500 (28.5%) $426,621 (0.3%) 0.00 199
    2022-10-01 $364,950 (39.1%) $434,324 (18.5%) 0.00 177
    2022-11-01 $366,175 (43.1%) $434,534 (28.0%) 0.00 174
    2022-12-01 $382,400 (49.4%) $450,919 (29.0%) 0.00 163
    2023-01-01 $359,900 (34.5%) $439,604 (19.4%) 0.00 146
    2023-02-01 $351,500 (17.3%) $423,154 (-4.5%) 0.00 148
    2023-03-01 $385,000 (9.6%) $453,520 (-1.7%) 0.00 128
    2023-04-01 $404,100 (9.2%) $504,303 (11.0%) 0.00 130
    2023-05-01 $415,875 (20.6%) $529,990 (18.2%) 0.00 134
    2023-06-01 $399,450 (15.4%) $491,971 (16.9%) 0.00 153
    2023-07-01 $386,150 (10.5%) $471,109 (10.2%) 0.00 162
    2023-08-01 $374,500 (7.2%) $462,090 (7.9%) 0.00 190
    2023-09-01 $368,500 (5.4%) $463,973 (8.8%) 0.00 205
    2023-10-01 $363,450 (-0.4%) $476,326 (9.7%) 0.00 194
    2023-11-01 $375,000 (2.4%) $475,802 (9.5%) 0.00 193
    2023-12-01 $385,000 (0.7%) $480,382 (6.5%) 0.00 186
    2024-01-01 $378,500 (5.2%) $518,548 (18.0%) 0.00 185
    2024-02-01 $381,225 (8.5%) $519,122 (22.7%) 0.00 154
    2024-03-01 $375,000 (-2.6%) $518,909 (14.4%) 0.00 141
    2024-04-01 $369,950 (-8.5%) $521,725 (3.5%) 0.00 139
    2024-05-01 $392,200 (-5.7%) $548,411 (3.5%) 0.00 155
    2024-06-01 $386,500 (-3.2%) $544,663 (10.7%) 0.00 169
    2024-07-01 $379,925 (-1.6%) $539,130 (14.4%) 0.00 187
    2024-08-01 $383,450 (2.4%) $519,988 (12.5%) 0.00 213
    2024-09-01 $388,363 (5.4%) $529,299 (14.1%) 0.00 220
    2024-10-01 $399,600 (10.0%) $557,750 (17.1%) 0.00 204
    2024-11-01 $384,450 (2.5%) $527,858 (10.9%) 0.00 217
    2024-12-01 $368,750 (-4.2%) $522,581 (8.8%) 0.00 192
    2025-01-01 $370,000 (-2.3%) $528,197 (1.9%) 0.00 184
    2025-02-01 $394,000 (3.4%) $534,235 (2.9%) 0.00 188
    2025-03-01 $390,000 (4.0%) $515,272 (-0.7%) 0.00 182
    CASPER's median listing price for 2025-03-01 was $390,000, a difference of $15,000 (4.0%) versus the prior year and $-4,000 versus the prior month.

    CASPER's median listing price comes in at 0% of the national average.

    CASPER's average listing price for 2025-03-01 was $515,272, a difference of $-3,637 (-0.7%) versus the prior year and $-18,963 versus the prior month.

    For the 2025-03-01 period, CASPER had 182 MLS listings, a difference of -6 listings (-3%) versus the prior month and 41 listings (29%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - CASPER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,208 sqft
    2018-02-01 0 days 2,245 sqft
    2018-03-01 0 days 2,256 sqft
    2018-04-01 0 days 2,303 sqft
    2018-05-01 0 days 2,373 sqft
    2018-06-01 0 days 2,368 sqft
    2018-07-01 0 days 2,353 sqft
    2018-08-01 0 days 2,350 sqft
    2018-09-01 0 days 2,331 sqft
    2018-10-01 0 days 2,328 sqft
    2018-11-01 0 days 2,293 sqft
    2018-12-01 0 days 2,235 sqft
    2019-01-01 0 days 2,180 sqft
    2019-02-01 0 days 2,156 sqft
    2019-03-01 0 days 2,171 sqft
    2019-04-01 0 days 2,162 sqft
    2019-05-01 0 days 2,140 sqft
    2019-06-01 0 days 2,190 sqft
    2019-07-01 0 days 2,125 sqft
    2019-08-01 0 days 2,112 sqft
    2019-09-01 0 days 2,105 sqft
    2019-10-01 0 days 2,101 sqft
    2019-11-01 0 days 2,018 sqft
    2019-12-01 0 days 2,020 sqft
    2020-01-01 0 days 2,031 sqft
    2020-02-01 0 days 2,196 sqft
    2020-03-01 0 days 2,203 sqft
    2020-04-01 0 days 2,285 sqft
    2020-05-01 0 days 2,261 sqft
    2020-06-01 0 days 2,338 sqft
    2020-07-01 0 days 2,363 sqft
    2020-08-01 0 days 2,345 sqft
    2020-09-01 0 days 2,331 sqft
    2020-10-01 0 days 2,315 sqft
    2020-11-01 0 days 2,306 sqft
    2020-12-01 0 days 2,307 sqft
    2021-01-01 0 days 2,300 sqft
    2021-02-01 0 days 2,239 sqft
    2021-03-01 0 days 2,263 sqft
    2021-04-01 0 days 2,348 sqft
    2021-05-01 0 days 2,367 sqft
    2021-06-01 0 days 2,259 sqft
    2021-07-01 0 days 2,206 sqft
    2021-08-01 0 days 2,222 sqft
    2021-09-01 0 days 2,270 sqft
    2021-10-01 0 days 2,119 sqft
    2021-11-01 0 days 2,120 sqft
    2021-12-01 0 days 2,132 sqft
    2022-01-01 0 days 2,221 sqft
    2022-02-01 0 days 2,237 sqft
    2022-03-01 0 days 2,433 sqft
    2022-04-01 0 days 2,491 sqft
    2022-05-01 0 days 2,297 sqft
    2022-06-01 0 days 2,401 sqft
    2022-07-01 0 days 2,408 sqft
    2022-08-01 0 days 2,378 sqft
    2022-09-01 0 days 2,366 sqft
    2022-10-01 0 days 2,408 sqft
    2022-11-01 0 days 2,370 sqft
    2022-12-01 0 days 2,388 sqft
    2023-01-01 0 days 2,340 sqft
    2023-02-01 0 days 2,248 sqft
    2023-03-01 0 days 2,389 sqft
    2023-04-01 0 days 2,515 sqft
    2023-05-01 0 days 2,572 sqft
    2023-06-01 0 days 2,393 sqft
    2023-07-01 0 days 2,392 sqft
    2023-08-01 0 days 2,359 sqft
    2023-09-01 0 days 2,262 sqft
    2023-10-01 0 days 2,260 sqft
    2023-11-01 0 days 2,296 sqft
    2023-12-01 0 days 2,343 sqft
    2024-01-01 0 days 2,339 sqft
    2024-02-01 0 days 2,343 sqft
    2024-03-01 0 days 2,282 sqft
    2024-04-01 0 days 2,193 sqft
    2024-05-01 0 days 2,308 sqft
    2024-06-01 0 days 2,256 sqft
    2024-07-01 0 days 2,265 sqft
    2024-08-01 0 days 2,294 sqft
    2024-09-01 0 days 2,323 sqft
    2024-10-01 0 days 2,395 sqft
    2024-11-01 0 days 2,240 sqft
    2024-12-01 0 days 2,189 sqft
    2025-01-01 0 days 2,213 sqft
    2025-02-01 0 days 2,343 sqft
    2025-03-01 0 days 2,203 sqft
    CASPER's median listing age (time on market) for 2025-03-01 was 0 days.

    CASPER's median square footage for active listings during the 2025-03-01 period was 2,203 sqft. One year prior, the average listing was 2,282 sqft.

    CASPER, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,277 $319,675,000 $250,333
    Cash Out Refi 236 $41,950,000 $177,754
    Other 180 $29,250,000 $162,500
    Home Improvement 164 $14,320,000 $87,317
    Refi 136 $35,860,000 $263,676
    NA 1 $115,000 $115,000

    Casper's most frequently cited loan purpose was Home Purchase, with 1,277 originations. The 2nd most popular reason was Cash Out Refi, with 236 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 669 $178,075,000 $266,181
    Over 8% 365 $33,225,000 $91,027
    5-6% 306 $87,550,000 $286,111
    7-8% 286 $71,870,000 $251,294
    <2.5% 123 $2,435,000 $19,797
    4-5% 7 $1,905,000 $272,143
    2.5-3% 7 $515,000 $73,571
    3-4% 2 $550,000 $275,000

    During 2024, Casper's most frequently originated rate bucket was 6-7%, with 669 originations.

    Loan Sizing (CASPER, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 776 $218,260,000 $281,263
    $100,000 or less 615 $28,345,000 $46,089
    $100k-200k 391 $59,945,000 $153,312
    $400k-600k 159 $74,355,000 $467,642
    $600k-1000k 44 $32,540,000 $739,545
    $Over $1MM 9 $27,725,000 $3,080,556

    CASPER's loan sizing saw the bucket of loans from $200k-400k with 776 originations, totaling $218,260,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 718 $216,280,000 $301,226
    Under 20% 394 $15,490,000 $39,315
    60-80% 289 $79,535,000 $275,208
    20-40% 197 $21,265,000 $107,944
    40-60% 103 $26,135,000 $253,738
    Over 100% 28 $9,850,000 $351,786

    CASPER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 718 originations, totaling $216,280,000 in origination value.