Geo-corp Mortgage Rates, Fees & Info
PLANTATION, FLLEI: 549300P55E0GN57DEV03
Tax ID: 65-0738229
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Mortgage Data
Review & Overview
Geo-corp is a smaller mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Geo-corp has an average proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Riverside, Atlanta, Washington, and San Diego among others. We have data for 75 markets. (Some data included below & more in-depth data is available with an active subscription.)Geo-corp has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Geo-corp is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.40% | 4/5/25 |
| 30 Year Conventional Refi | 7.63% | 4/5/25 |
| 30 Year Cash-out Refi | 8.02% | 4/5/25 |
| 30 Year FHA Purchase | 8.35% | 4/5/25 |
| 30 Year FHA Refi | 7.70% | 4/5/25 |
| 30 Year VA Purchase | 6.96% | 4/5/25 |
| 15 Year Conventional Purchase | 6.41% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Geo-corp Mortgage Calculator
Your Estimates
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This is not an official calculator from Geo-corp. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
947Origination Dollar Volume (All Markets)
$462,155,000Awards
GEO-CORP - 2024
GEO-CORP is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Geo-corp's average 30 year fixed mortgage rate was
7.26%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.71%.
Relative Fees (Closing Costs)
Geo-corp's average total fees/closing costs for a 30 year fixed rate
mortgage were $23,201.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 223 | $151,535,000 | $679,529 | $31,856 | 7.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 185 | $94,155,000 | $508,946 | $25,792 | 7.19% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 90 | $34,000,000 | $377,778 | $18,469 | 7.31% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 73 | $31,785,000 | $435,411 | $14,476 | 7.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 34 | $25,050,000 | $736,765 | $35,072 | 7.26% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 38 | $14,440,000 | $380,000 | $13,076 | 7.02% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 45 | $14,095,000 | $313,222 | $17,343 | 7.39% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 29 | $12,745,000 | $439,483 | $24,607 | 7.26% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 34 | $12,700,000 | $373,529 | $19,279 | 7.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 20 | $7,500,000 | $375,000 | $20,039 | 7.74% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 20 | $7,270,000 | $363,500 | $19,347 | 7.31% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 15 | $5,825,000 | $388,333 | $15,501 | 7.40% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 15 | $4,755,000 | $317,000 | $18,374 | 7.18% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 10 | $3,290,000 | $329,000 | $18,621 | 7.71% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $3,080,000 | $308,000 | $16,879 | 6.93% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $2,920,000 | $730,000 | $38,450 | 7.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $2,550,000 | $425,000 | $8,153 | 6.83% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $2,310,000 | $385,000 | $17,049 | 7.94% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $19,416 | 7.58% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $1,835,000 | $611,667 | $10,321 | 7.92% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $15,690 | 7.25% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $27,058 | 7.50% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $9,017 | 6.78% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $14,307 | 7.28% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $15,835 | 7.42% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $1,015,000 | $1,015,000 | $50,383 | 7.13% |
| Newport, OR (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $15,593 | 8.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $13,369 | 7.13% |
| OCALA, FL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $16,616 | 7.46% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $17,837 | 7.94% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $16,893 | 6.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $20,563 | 6.81% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,621 | 6.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $9,022 | 7.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,454 | 7.18% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $17,713 | 7.38% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $31,248 | 7.63% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $29,917 | 7.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,118 | 7.63% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $26,294 | 7.38% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $27,663 | 6.38% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $17,536 | 6.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $13,405 | 6.93% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $20,424 | 7.88% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,966 | 7.50% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $21,915 | 7.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,201 | 7.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $21,141 | 7.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,008 | 7.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $18,656 | 7.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,579 | 7.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,473 | 7.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $19,140 | 6.50% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $18,390 | 8.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,859 | 7.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,749 | 5.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,205 | 6.63% |
| Granbury, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $17,307 | 7.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,310 | 7.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $18,400 | 8.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,811 | 7.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,141 | 6.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,182 | 7.38% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,357 | 6.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,302 | 6.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,770 | 6.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,871 | 7.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,597 | 8.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,683 | 8.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,411 | 7.38% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,922 | 7.50% |
| Outside of Metro Areas | 1 | $205,000 | $205,000 | $5,423 | 7.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,692 | 7.13% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,588 | 6.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,559 | 6.99% |
Similar Lenders
We use machine learning to identify the top lenders compared against GEO-CORP based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| FHA | 772 | $388,170,000 | $502,811 | $25,990 | 7.26% |
| Conventional | 174 | $73,300,000 | $421,264 | $9,452 | 7.19% |
| VA | 1 | $685,000 | $685,000 | $23,050 | 6.88% |
For 2024, Geo-corp's most frequently originated type of loan was FHA, with 772 originations. Their 2nd most popular type was Conventional, with 174 originations.
Loan Reason
For 2024, Geo-corp's most frequently cited loan purpose was Home Purchase, with 907 originations. The 2nd most popular reason was Cash Out Refi, with 21 originations.
Loan Duration/Length
For 2024, Geo-corp's most frequently cited loan duration was 30 Year, with 933 originations. The 2nd most popular length was 20 Year, with 9 originations.
Origination Fees/Closing Costs
Geo-corp's average total fees were $23,201, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 790 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7-8% | 444 | $224,030,000 | $504,572 |
| 6-7% | 371 | $176,415,000 | $475,512 |
| Over 8% | 111 | $51,795,000 | $466,622 |
| 5-6% | 21 | $9,915,000 | $472,143 |
During 2024, Geo-corp's average interest rate for loans was 7.26%, while their most frequently originated rate bucket for loans was 7-8%, with 444 originations.
Loan Sizing
2024 saw Geo-corp place emphasis on $200k-400k loans with 345 originations, totaling $110,045,000 in origination value.
Applicant Income
Geo-corp lent most frequently to those with incomes in the $100k-150k range, with 346 originations. The second most popular income band? $150k-250k, with 268 originations.
Applicant Debt to Income Ratio
Geo-corp lent most frequently to those with DTI ratios of 50-60%, with 124 originations. The next most common DTI ratio? 43%, with 66 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.77%
Geo-corp has an average approval rate.
Pick Rate
Approvals leading to origination46.78%
Geo-corp has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 947 | $462,155,000 | $488,020 |