Glacier Bank Mortgage Rates, Fees & Info

Kalispell, MT

LEI: 549300ESRQ6OLBB56N04

Tax ID: 81-0251125

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Glacier Bank is a small bank specializing in Home Purchase loans. Glacier Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Bozeman, Kalispell, Spokane, Missoula, and Sandpoint among others. We have data for 76 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Glacier Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Glacier Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/18/24
    30 Year Conventional Purchase 6.50% 4/18/24
    30 Year Conventional Refi 6.35% 4/18/24
    30 Year Cash-out Refi 6.58% 4/18/24
    30 Year FHA Purchase 7.22% 4/18/24
    30 Year FHA Refi 6.27% 4/18/24
    30 Year VA Purchase 6.06% 4/18/24
    30 Year VA Refi 5.78% 4/18/24
    30 Year USDA Purchase 6.47% 4/18/24
    15 Year Conventional Purchase 6.19% 4/18/24
    15 Year Conventional Refi 5.98% 4/18/24
    15 Year Cash-out Refi 5.98% 4/18/24
    15 Year VA Purchase 5.67% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Glacier Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Glacier Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    8,124

    Origination Dollar Volume (All Markets)

    $1,880,020,000

    Employee count

    2,642 Show all (15) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 1,645 $311,565,000 $189,401 $4,710 4.78%
    Outside of Metro Areas 947 $240,835,000 $254,314 $6,613 4.36%
    Bozeman, MT (FHA|USDA|VA) 580 $193,740,000 $334,034 $6,489 4.85%
    Kalispell, MT (FHA|USDA|VA) 789 $186,625,000 $236,534 $4,754 4.79%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 387 $115,125,000 $297,481 $5,966 4.32%
    MISSOULA, MT (FHA|USDA|VA) 505 $97,645,000 $193,356 $4,644 4.79%
    Sandpoint, ID (FHA|USDA|VA) 360 $92,760,000 $257,667 $6,943 4.35%
    BILLINGS, MT (FHA|USDA|VA) 496 $91,230,000 $183,931 $5,875 4.59%
    Helena, MT (FHA|USDA|VA) 438 $79,220,000 $180,868 $4,622 4.74%
    BOISE CITY, ID (FHA|USDA|VA) 354 $68,300,000 $192,938 $5,728 4.71%
    POCATELLO, ID (FHA|USDA|VA) 368 $65,300,000 $177,446 $4,451 4.36%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 104 $52,680,000 $506,538 $2,993 5.49%
    WENATCHEE, WA (FHA|USDA|VA) 100 $33,340,000 $333,400 $6,096 4.51%
    IDAHO FALLS, ID (FHA|USDA|VA) 99 $21,395,000 $216,111 $4,112 4.31%
    Butte-Silver Bow, MT (FHA|USDA|VA) 137 $21,035,000 $153,540 $5,024 4.68%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 53 $17,485,000 $329,906 $4,235 4.59%
    Heber, UT (FHA|USDA|VA) 52 $16,490,000 $317,115 $6,376 4.69%
    Durango, CO (FHA|USDA|VA) 71 $16,015,000 $225,563 $3,289 4.46%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 21 $15,215,000 $724,524 $4,741 4.73%
    Blackfoot, ID (FHA|USDA|VA) 55 $14,715,000 $267,545 $4,630 4.16%
    Evanston, WY (FHA|USDA|VA) 78 $12,330,000 $158,077 $3,770 4.39%
    Hailey, ID (FHA|USDA|VA) 56 $11,510,000 $205,536 $7,312 4.89%
    Rexburg, ID (FHA|USDA|VA) 33 $10,115,000 $306,515 $3,862 4.82%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 37 $9,725,000 $262,838 $3,556 4.75%
    SALT LAKE CITY, UT (FHA|USDA|VA) 18 $8,150,000 $452,778 $14,711 5.15%
    YUMA, AZ (FHA|USDA|VA) 35 $7,305,000 $208,714 $1,902 5.51%
    PUEBLO, CO (FHA|USDA|VA) 32 $6,550,000 $204,688 $3,156 4.71%
    GRAND JUNCTION, CO (FHA|USDA|VA) 30 $5,690,000 $189,667 $2,827 4.32%
    Rock Springs, WY (FHA|USDA|VA) 33 $5,205,000 $157,727 $4,555 4.60%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 20 $4,550,000 $227,500 $4,783 5.24%
    Cañon City, CO (FHA|USDA|VA) 21 $3,865,000 $184,048 $3,251 4.44%
    FLAGSTAFF, AZ (FHA|USDA|VA) 8 $3,580,000 $447,500 $0 5.08%
    PROVO-OREM, UT (FHA|USDA|VA) 10 $3,480,000 $348,000 $2,599 5.06%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 11 $3,365,000 $305,909 $5,301 4.19%
    Jackson, WY-ID (FHA|USDA|VA) 10 $3,200,000 $320,000 $8,040 4.49%
    TUCSON, AZ (FHA|USDA|VA) 3 $2,695,000 $898,333 $2,688 4.12%
    Steamboat Springs, CO (FHA|USDA|VA) 14 $2,180,000 $155,714 $2,531 4.92%
    TWIN FALLS, ID (FHA|USDA|VA) 8 $1,960,000 $245,000 $3,413 4.38%
    Payson, AZ (FHA|USDA|VA) 3 $1,955,000 $651,667 $6,184 4.37%
    CHEYENNE, WY (FHA|USDA|VA) 8 $1,700,000 $212,500 $6,350 5.10%
    RENO, NV (FHA|USDA|VA) 3 $1,305,000 $435,000 $3,827 3.83%
    ST. GEORGE, UT (FHA|USDA|VA) 5 $1,235,000 $247,000 $5,194 4.55%
    LOGAN, UT-ID (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,960 4.53%
    Ontario, OR-ID (FHA|USDA|VA) 6 $1,210,000 $201,667 $4,255 4.57%
    Craig, CO (FHA|USDA|VA) 4 $1,150,000 $287,500 $4,634 4.97%
    Pullman, WA (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,032 4.40%
    LEWISTON, ID-WA (FHA|USDA|VA) 4 $890,000 $222,500 $4,498 4.19%
    CASPER, WY (FHA|USDA|VA) 3 $885,000 $295,000 $4,766 4.43%
    GREAT FALLS, MT (FHA|USDA|VA) 9 $785,000 $87,222 $2,056 5.31%
    Breckenridge, CO (FHA|USDA|VA) 1 $785,000 $785,000 $6,468 4.75%
    BOULDER, CO (FHA|USDA|VA) 1 $705,000 $705,000 $0 4.65%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $665,000 $221,667 $4,165 3.96%
    FARMINGTON, NM (FHA|USDA|VA) 5 $665,000 $133,000 $0 5.33%
    Montrose, CO (FHA|USDA|VA) 1 $655,000 $655,000 $3,275 4.13%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $645,000 $215,000 $6,922 4.13%
    GREELEY, CO (FHA|USDA|VA) 2 $620,000 $310,000 $5,608 5.63%
    FORT COLLINS, CO (FHA|USDA|VA) 2 $570,000 $285,000 $4,713 3.88%
    Moscow, ID (FHA|USDA|VA) 4 $560,000 $140,000 $5,861 5.39%
    Riverton, WY (FHA|USDA|VA) 2 $470,000 $235,000 $5,017 3.69%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $425,000 $425,000 $0 4.37%
    Scottsbluff, NE (FHA|USDA|VA) 3 $395,000 $131,667 $3,751 5.58%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $390,000 $195,000 $5,033 4.88%
    YAKIMA, WA (FHA|USDA|VA) 1 $385,000 $385,000 $7,965 3.88%
    Mountain Home, ID (FHA|USDA|VA) 2 $330,000 $165,000 $4,669 4.75%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $280,000 $140,000 $3,895 4.38%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $245,000 $245,000 $7,042 4.63%
    Shelton, WA (FHA|USDA|VA) 1 $235,000 $235,000 $6,427 4.25%
    Elko, NV (FHA|USDA|VA) 1 $235,000 $235,000 $5,007 3.38%
    Sheridan, WY (FHA|USDA|VA) 1 $235,000 $235,000 $7,101 3.25%
    Moses Lake, WA (FHA|USDA|VA) 2 $200,000 $100,000 $2,540 4.21%
    Gillette, WY (FHA|USDA|VA) 3 $175,000 $58,333 $2,278 6.77%
    Othello, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,035 4.38%
    Laramie, WY (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.30%
    Ellensburg, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.00%
    LINCOLN, NE (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.38%
    Burley, ID (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.45%
    Glacier Bank's top markets include Bozeman, Kalispell, Spokane, Missoula, and Sandpoint among others.

    Their top states include:
  • Montana (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Wyoming (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Glacier Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PARK SIDE FINANCIAL
    Similarity Rank: 35
    CLEARWATER Federal Credit Union
    Similarity Rank: 40
    LA Financial Federal Credit Union
    Similarity Rank: 72
    Potlatch No. 1 Financial Credit Union
    Similarity Rank: 121
    State Bank of Southern Utah
    Similarity Rank: 189
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION
    Similarity Rank: 216
    Jordan Federal Credit Union
    Similarity Rank: 245
    SIMPLIFI MORTGAGE, LLC
    Similarity Rank: 288
    IDAHO STATE UNIVERSITY
    Similarity Rank: 312
    WEBER STATE FEDERAL CREDIT UNION
    Similarity Rank: 329

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,534 $1,347,980,000 $297,305 $5,073 4.32%
    HELOC 2,897 $373,755,000 $129,014 n/a 5.33%
    FHA 328 $69,230,000 $211,067 $7,972 4.01%
    VA 250 $68,050,000 $272,200 $7,111 3.89%
    USDA 115 $21,005,000 $182,652 $5,825 3.79%

    For 2019, Glacier Bank's most frequently originated type of loan was Conventional, with 4,534 originations. Their 2nd most popular type was HELOC, with 2,897 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,087 $1,152,115,000 $281,897 $5,771 4.40%
    Refi 1,448 $350,160,000 $241,823 $4,342 4.73%
    Home Improvement 949 $85,915,000 $90,532 $3,975 5.40%
    Other 862 $98,850,000 $114,675 $4,677 5.29%
    Cash Out Refi 778 $192,980,000 $248,046 $4,902 4.15%

    For 2019, Glacier Bank's most frequently cited loan purpose was Home Purchase, with 4,087 originations. The 2nd most popular reason was Refi, with 1,448 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,152 $1,178,520,000 $283,844 $5,700 4.16%
    15 Year 3,274 $462,090,000 $141,139 $3,823 5.11%
    Other 202 $116,180,000 $575,149 $0 5.28%
    20 Year 187 $48,105,000 $257,246 $4,473 4.71%
    10 Year 178 $39,030,000 $219,270 $465 5.75%
    1 Year 78 $21,640,000 $277,436 $0 6.18%
    5 Year 42 $9,110,000 $216,905 $1,003 5.90%
    3 Year 7 $3,425,000 $489,286 $0 5.61%
    30+ year 4 $1,920,000 $480,000 $5,681 4.84%

    For 2019, Glacier Bank's most frequently cited loan duration was 30 Year, with 4,152 originations. The 2nd most popular length was 15 Year, with 3,274 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 1,146 $261,920,000 $228,551
    $<1k 990 $240,410,000 $242,838
    $1k-2k 951 $170,385,000 $179,164
    $3k-4k 712 $207,690,000 $291,699
    $5k+ 419 $258,925,000 $617,959
    $4k-5k 283 $102,245,000 $361,290

    Glacier Bank's average total fees were $5,700, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 1,146 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,090 $814,810,000 $263,693
    3-4% 2,367 $620,145,000 $261,996
    5-6% 2,184 $381,000,000 $174,451
    6-7% 274 $40,660,000 $148,394
    7-8% 67 $6,145,000 $91,716
    2.5-3% 55 $13,355,000 $242,818
    Over 8% 45 $1,705,000 $37,889
    <2.5% 41 $2,165,000 $52,805

    During 2019, Glacier Bank's average interest rate for loans was 4.16%, while their most frequently originated rate bucket for loans was 4-5%, with 3,090 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,936 $801,420,000 $272,963 $5,666 4.31%
    $100k-200k 2,207 $325,555,000 $147,510 $4,186 4.60%
    $100,000 or less 2,044 $105,500,000 $51,614 $2,015 5.28%
    $400k-600k 644 $299,450,000 $464,984 $6,672 4.34%
    $600k-1MM 182 $136,080,000 $747,692 $10,687 4.67%
    $1MM+ 111 $212,015,000 $1,910,045 $19,807 4.82%

    2019 saw Glacier Bank place emphasis on $200k-400k loans with 2,936 originations, totaling $801,420,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,730 $295,540,000 $170,832 $5,174 4.58%
    $100k-150k 1,541 $351,835,000 $228,316 $5,596 4.64%
    $50k or less 1,332 $160,090,000 $120,188 $4,256 4.73%
    $75k-100k 1,323 $267,155,000 $201,931 $5,409 4.59%
    $150k-250k 967 $265,205,000 $274,255 $5,980 4.66%
    $250k+ 601 $282,925,000 $470,757 $9,160 4.64%

    Glacier Bank lent most frequently to those with incomes in the $50k-75k range, with 1,730 originations. The second most popular income band? $100k-150k, with 1,541 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,872 $385,090,000 $205,710 $5,138 4.65%
    30-36% 1,546 $325,200,000 $210,349 $5,367 4.56%
    <20% 1,074 $216,020,000 $201,136 $5,239 4.78%
    42% 376 $87,190,000 $231,888 $6,221 4.83%
    41% 321 $70,325,000 $219,081 $5,701 4.71%
    39% 315 $76,685,000 $243,444 $5,945 4.67%
    40% 314 $71,490,000 $227,675 $5,318 4.54%
    37% 298 $66,610,000 $223,523 $5,469 4.54%
    36% 282 $59,080,000 $209,504 $5,065 4.59%
    38% 277 $61,885,000 $223,412 $5,774 4.63%
    44% 183 $44,565,000 $243,525 $5,348 4.19%
    43% 181 $42,275,000 $233,564 $5,286 4.22%
    45% 121 $30,945,000 $255,744 $5,273 4.21%
    46% 114 $28,330,000 $248,509 $5,301 4.24%
    47% 104 $25,680,000 $246,923 $5,565 4.24%
    48% 91 $21,495,000 $236,209 $5,589 4.20%
    49% 87 $20,755,000 $238,563 $5,483 4.09%
    50-60% 77 $17,795,000 $231,104 $7,300 4.28%
    >60% 25 $3,855,000 $154,200 $5,571 5.28%

    Glacier Bank lent most frequently to those with DTI ratios of 20-30%, with 1,872 originations. The next most common DTI ratio? 30-36%, with 1,546 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,225 $1,552,035,000 $214,815 $5,400 4.62%
    Not applicable 311 $192,655,000 $619,469 $0 5.49%
    Not provided 430 $102,900,000 $239,302 $5,813 4.59%
    Asian 67 $16,575,000 $247,388 $5,786 4.56%
    American Indian 60 $10,390,000 $173,167 $4,397 4.49%
    Black 20 $3,140,000 $157,000 $5,054 4.88%
    Native Hawaiian or Islander 8 $2,050,000 $256,250 $6,311 4.75%
    Chinese 1 $125,000 $125,000 $2,575 3.50%
    Asian Indian 1 $125,000 $125,000 $4,040 5.00%
    Other Pacific Islander 1 $25,000 $25,000 $0 5.65%

    Approval Rates

    Total approvals of all applications
    89.78%

    Glacier Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    74.73%

    Glacier Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 7 $65,000 $9,286
    100.0 31 $925,000 $29,839
    120.0 1 $45,000 $45,000
    NA 8,085 $1,878,985,000 $232,404

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 22 $22,100,000 $1,004,545
    Multifamily:Site-Built 83 $93,225,000 $1,123,193
    Single Family (1-4 Units):Manufactured 356 $37,150,000 $104,354
    Single Family (1-4 Units):Site-Built 7,663 $1,727,545,000 $225,440

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,255 $175,945,000 $140,195 $3,829 5.09%
    40-60% 1,111 $283,025,000 $254,748 $4,671 4.58%
    60-80% 2,468 $797,710,000 $323,221 $5,449 4.55%
    80-100% 1,977 $541,845,000 $274,074 $6,011 4.20%
    Over 100% 56 $14,710,000 $262,679 $11,540 4.14%
    Under 20% 1,254 $65,840,000 $52,504 $842 5.20%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Glacier Bancorp Inc. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    Glacier Bancorp Inc. Conventional home mortgage Struggling to pay mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Glacier Bank 1 North Parkway Colorado City, CO 81019 Full Service B&M $25,863
    Glacier Bank 100 East Broadway Missoula, MT 59806 Full Service B&M $70,594
    Glacier Bank 100 N. Main Street Hamilton, MT 59840 Full Service B&M $102,044
    Glacier Bank 1001 Main Street Evanston, WY 82930 Full Service B&M $121,712
    Glacier Bank 1005 Highway 97 Brewster, WA 98812 Full Service B&M $48,939
    Glacier Bank 101 South Lane Avenue East Helena, MT 59635 Full Service B&M $40,421
    Glacier Bank 101 W Ironwood Dr. Suite 210 Coeur D Alene, ID 83814 Full Service Cyber Office $0
    Glacier Bank 101 West 5th Street Pueblo, CO 81003 Full Service B&M $33,833
    Glacier Bank 1010 Wilson Street Pinedale, WY 82941 Limited, Drive-thru $0
    Glacier Bank 105 Centennial Plaza Buena Vista, CO 81211 Full Service B&M $68,850
    Glacier Bank 106 South Electric West Yellowstone, MT 59758 Full Service B&M $37,287
    Glacier Bank 106 West Locust Street Waterville, WA 98858 Full Service B&M $16,573
    Glacier Bank 107 South Fulton Thompson Falls, MT 59873 Full Service B&M $81,784
    Glacier Bank 11 E Adams Ave. Chester, MT 59522 Full Service B&M $10,664
    Glacier Bank 110 South Main Street Brigham City, UT 84302 Full Service B&M $79,548
    Glacier Bank 11689 South Foothills Boulevard Yuma, AZ 85367 Full Service B&M $120,118
    Glacier Bank 12 South Main Street Layton, UT 84041 Full Service B&M $109,585
    Glacier Bank 120 North State Street Morgan, UT 84050 Full Service B&M $63,364
    Glacier Bank 121 East 1st Street Laurel, MT 59044 Full Service B&M $54,908
    Glacier Bank 1220 Sunshine Ave Cody, WY 82414 Limited, Administrative $0
    Glacier Bank 1223 12th Avenue Road Nampa, ID 83651 Full Service B&M $53,311
    Glacier Bank 12321 East Mission Avenue Spokane Valley, WA 99206 Full Service B&M $72,789
    Glacier Bank 125 Ironwood Drive Coeur D Alene, ID 83814 Full Service B&M $243,194
    Glacier Bank 1323 Highway 2 Sandpoint, ID 83864 Full Service B&M $72,221
    Glacier Bank 135 Center Street Kalispell, MT 59901 Limited, Drive-thru $0
    Glacier Bank 136 West 12300 South Draper, UT 84020 Full Service B&M $26,027
    Glacier Bank 1405 Sixteenth Street Wheatland, WY 82201 Full Service B&M $144,796
    Glacier Bank 1410 E. Valley Highway 26 Torrington, WY 82240 Full Service B&M $69,684
    Glacier Bank 1426 Sheridan Avenue Cody, WY 82414 Full Service B&M $2,623
    Glacier Bank 1433 N. Pinal Ave Casa Grande, AZ 85122 Full Service B&M $16,278
    Glacier Bank 144 East Eighth Street Durango, CO 81301 Full Service B&M $113,330
    Glacier Bank 1502-1504 Main Street Fort Benton, MT 59442 Full Service B&M $63,222
    Glacier Bank 1507 8th Street Cody, WY 82414 Full Service B&M $101,255
    Glacier Bank 1539 East Iron Eagle Drive Eagle, ID 83616 Full Service B&M $80,426
    Glacier Bank 1546 Main Street Billings, MT 59105 Full Service B&M $60,610
    Glacier Bank 1601 North Hill Field Road Layton, UT 84041 Full Service B&M $51,701
    Glacier Bank 1660 North Eagle Rd Meridian, ID 83646 Full Service B&M $80,913
    Glacier Bank 1704 Dearborn Avenue Missoula, MT 59801 Full Service B&M $339,490
    Glacier Bank 1710 N. Main Durango, CO 81301 Full Service B&M $32,812
    Glacier Bank 1715 W. Kathleen Avenue Coeur D Alene, ID 83815 Full Service B&M $41,606
    Glacier Bank 1750 S. Woodlands Village Blvd Flagstaff, AZ 86001 Full Service B&M $3,253
    Glacier Bank 1776 Park Avenue Park City, UT 84060 Full Service B&M $78,188
    Glacier Bank 188 Pine Street Okanogan, WA 98840 Full Service B&M $24,619
    Glacier Bank 1880 Harrison Ave Butte, MT 59702 Full Service B&M $126,937
    Glacier Bank 1880 Harrison Avenue Butte, MT 59701 Limited, Drive-thru $0
    Glacier Bank 1900 9th Avenue Helena, MT 59601 Full Service B&M $49,860
    Glacier Bank 2 Amherst Avenue Pueblo, CO 81005 Full Service B&M $16,866
    Glacier Bank 2000 Flandro Drive Pocatello, ID 83202 Full Service B&M $46,596
    Glacier Bank 201 North Main Avenue, P..O. Box 858 Choteau, MT 59422 Full Service B&M $55,700
    Glacier Bank 201 South Main Pocatello, ID 83204 Limited, Administrative $0
    Glacier Bank 2024 Caldwell Boulevard Nampa, ID 83651 Full Service B&M $53,050
    Glacier Bank 205 West Broadway Lewistown, MT 59457 Limited, Drive-thru $0
    Glacier Bank 206 N Main Street Hailey, ID 83333 Full Service B&M $79,114
    Glacier Bank 207 South Main Bountiful, UT 84010 Full Service B&M $40,037
    Glacier Bank 208 East Main Street Bozeman, MT 59715 Full Service B&M $494,934
    Glacier Bank 2101 Fremont Drive Canon City, CO 81212 Full Service B&M $36,903
    Glacier Bank 217 Main Street Ione, WA 99139 Full Service B&M $23,525
    Glacier Bank 2199 Highway 2 East Kalispell, MT 59901 Full Service B&M $30,648
    Glacier Bank 220 North Johnson Street Chelan, WA 98816 Full Service B&M $96,127
    Glacier Bank 221 E. Pine Street Pinedale, WY 82941 Full Service B&M $68,665
    Glacier Bank 222 Dewey Avenue Eureka, MT 59917 Full Service B&M $47,121
    Glacier Bank 222 West Main Street Rangely, CO 81648 Full Service B&M $54,483
    Glacier Bank 224 West Main Street Lewistown, MT 59457 Full Service B&M $153,458
    Glacier Bank 2240 Us Highway 93 South Kalispell, MT 59901 Limited, Administrative $0
    Glacier Bank 2285 South 4th Avenue Yuma, AZ 85364 Full Service B&M $118,338
    Glacier Bank 236 3rd Street, Se East Wenatchee, WA 98802 Full Service B&M $16,766
    Glacier Bank 2401 Grand Avenue Billings, MT 59102 Full Service B&M $101,790
    Glacier Bank 245 East First Powell, WY 82435 Full Service B&M $184,318
    Glacier Bank 2452 Highway 6 And 50 Grand Junction, CO 81505 Full Service B&M $56,846
    Glacier Bank 25 N Spruce Street Colorado Springs, CO 80905 Full Service B&M $31,719
    Glacier Bank 250 West Whalen Guernsey, WY 82214 Full Service B&M $17,507
    Glacier Bank 2501 Caitlin Missoula, MT 59801 Limited, Administrative $0
    Glacier Bank 2601 Garfield Missoula, MT 59801 Full Service B&M $73,400
    Glacier Bank 2675 King Avenue West Billings, MT 59102 Full Service B&M $65,515
    Glacier Bank 270 Anglers Drive Steamboat Springs, CO 80488 Full Service B&M $20,853
    Glacier Bank 2775 Acrin Avenue Grand Junction, CO 81503 Full Service B&M $18,086
    Glacier Bank 2797 South 25th East Idaho Falls, ID 83406 Full Service B&M $35,978
    Glacier Bank 280 South Arthur Avenue Pocatello, ID 83204 Full Service B&M $79,895
    Glacier Bank 2812 1st Avenue North Billings, MT 59101 Full Service B&M $247,961
    Glacier Bank 284 East Main Street Lovell, WY 82431 Full Service B&M $19,861
    Glacier Bank 2845 Old Hardin Road Billings, MT 59101 Full Service B&M $19,312
    Glacier Bank 297 Woodside Cutoff Road Corvallis, MT 59828 Full Service B&M $20,798
    Glacier Bank 2970 East Saint Lukes Drive Meridian, ID 83642 Limited, Drive-thru $0
    Glacier Bank 300 North Jackrabbit Lane Belgrade, MT 59714 Limited, Drive-thru $0
    Glacier Bank 3010 American Way Missoula, MT 59808 Full Service B&M $100,180
    Glacier Bank 3030 North Montana Avenue Helena, MT 59601 Full Service Cyber Office $0
    Glacier Bank 3030 North Montana Avenue Helena, MT 59601 Full Service B&M $194,768
    Glacier Bank 3045 North Reserve Street Missoula, MT 59808 Full Service Retail $34,185
    Glacier Bank 305 Hot Springs Boulevard Pagosa Springs, CO 81147 Full Service B&M $50,453
    Glacier Bank 305 West Prairie Avenue Hayden, ID 83835 Full Service B&M $134,450
    Glacier Bank 306 Euclid Avenue Helena, MT 59601 Full Service Retail $16,252
    Glacier Bank 307 E Park St Anaconda, MT 59711 Full Service B&M $32,063
    Glacier Bank 314 South Washington Afton, WY 83110 Full Service B&M $53,369
    Glacier Bank 3171 N Montana Avenue Helena, MT 59602 Full Service B&M $16,120
    Glacier Bank 318 Main Street Stevensville, MT 59870 Full Service Retail $769
    Glacier Bank 319 E Main Street Oak Creek, CO 80467 Full Service B&M $16,975
    Glacier Bank 319 East 2nd St Whitefish, MT 59937 Limited, Drive-thru $0
    Glacier Bank 319 East 2nd Street Whitefish, MT 59937 Full Service B&M $129,397
    Glacier Bank 320 South Main Street Three Forks, MT 59752 Full Service B&M $31,963
    Glacier Bank 321 Central Avenue Fairfield, MT 59436 Full Service B&M $87,866
    Glacier Bank 321 Fuller Avenue Helena, MT 59601 Full Service B&M $74,151
    Glacier Bank 33 Ice Center Lane Bozeman, MT 59718 Full Service B&M $65,526
    Glacier Bank 330 North Washington Avenue Newport, WA 99156 Full Service B&M $59,485
    Glacier Bank 331 N Leadville Avenue Ketchum, ID 83340 Full Service B&M $75,762
    Glacier Bank 3322 Glassford Hill Road, Suite D Prescott Valley, AZ 86314 Full Service B&M $10,779
    Glacier Bank 337 Indiana Street, P.O. Box 9 Chinook, MT 59523 Full Service B&M $39,207
    Glacier Bank 36042 Major Houle Road Pablo, MT 59855 Limited, Drive-thru $0
    Glacier Bank 3655 Brighton Boulevard Denver, CO 80216 Full Service B&M $82,168
    Glacier Bank 3660 Mullan Road Missoula, MT 59808 Full Service B&M $42,527
    Glacier Bank 3701 Harrison Avenue Butte, MT 59701 Full Service B&M $28,990
    Glacier Bank 390 Post Avenue Vaughn, MT 59487 Full Service B&M $6,380
    Glacier Bank 401 E. Main Street Florence, CO 81226 Full Service B&M $16,731
    Glacier Bank 433 North 16th Street Boise, ID 83702 Full Service B&M $62,191
    Glacier Bank 452 North 2nd East Rexburg, ID 83440 Full Service B&M $17,637
    Glacier Bank 4713 East Camp Lowell Drive Tucson, AZ 85712 Full Service B&M $8,019
    Glacier Bank 476655 Highway 95 North Ponderay, ID 83852 Full Service B&M $68,971
    Glacier Bank 49 Commons Loop Kalispell, MT 59901 Full Service B&M $54,542
    Glacier Bank 49 Commons Loop Kalispell, MT 59901 Full Service B&M $584,264
    Glacier Bank 490 West Reseve Drive Kalispell, MT 59901 Full Service B&M $25,008
    Glacier Bank 495 Main Street Billings, MT 59105 Full Service B&M $42,167
    Glacier Bank 5015 West Old Highway Road Morgan, UT 84050 Full Service B&M $20,603
    Glacier Bank 50331 Us Highway 93 Polson, MT 59860 Limited, Drive-thru $0
    Glacier Bank 504 Main Street Meeker, CO 81641 Full Service B&M $70,970
    Glacier Bank 50510 Us Highway 93 Polson, MT 59860 Full Service B&M $90,589
    Glacier Bank 510 West Railroad Plains, MT 59859 Full Service B&M $23,964
    Glacier Bank 511 West Main Street Belgrade, MT 59714 Full Service B&M $88,661
    Glacier Bank 540 Highway 50 Salida, CO 81201 Full Service B&M $92,827
    Glacier Bank 541 East Broadway Missoula, MT 59802 Limited, Drive-thru $0
    Glacier Bank 55 Lone Peak Drive Big Sky, MT 59716 Full Service B&M $107,436
    Glacier Bank 600 Yampa Avenue Craig, CO 81625 Full Service B&M $44,978
    Glacier Bank 601 North Front Street Rock Springs, WY 82901 Full Service B&M $94,571
    Glacier Bank 608 Midway Avenue Grand Coulee, WA 99133 Full Service B&M $37,206
    Glacier Bank 614 North Mission Street Wenatchee, WA 98801 Full Service B&M $42,017
    Glacier Bank 615 California Avenue Libby, MT 59923 Full Service B&M $93,092
    Glacier Bank 6195 Highway 93 South Whitefish, MT 59937 Full Service B&M $17,613
    Glacier Bank 63239 Us Highway 93 Ronan, MT 59864 Full Service B&M $69,526
    Glacier Bank 63802 Us Hwy 93 Ronan, MT 59864 Limited, Drive-thru $0
    Glacier Bank 642 Cottonwood Road Bozeman, MT 59718 Full Service B&M $169,146
    Glacier Bank 670 S. 19th Avenue Bozeman, MT 59715 Full Service B&M $94,584
    Glacier Bank 68 N. Mcculloch Boulevard Pueblo, CO 81007 Full Service B&M $45,106
    Glacier Bank 685 Horizon Drive Grand Junction, CO 81506 Full Service B&M $34,614
    Glacier Bank 690 South State Street Clearfield, UT 84015 Full Service B&M $33,366
    Glacier Bank 709 East Seltice Way Post Falls, ID 83854 Full Service B&M $60,572
    Glacier Bank 7100 Highway 93 S Suite B Lakeside, MT 59922 Full Service B&M $14,519
    Glacier Bank 716 Pine Avenue Kemmerer, WY 83101 Full Service B&M $36,627
    Glacier Bank 7186 1st Street Bonners Ferry, ID 83805 Full Service B&M $81,901
    Glacier Bank 721 South Okoma Drive Omak, WA 98841 Full Service B&M $32,933
    Glacier Bank 7407 North Division Street Spokane, WA 99208 Full Service B&M $7,868
    Glacier Bank 79 Hwy 89 Alpine, WY 83128 Full Service B&M $24,263
    Glacier Bank 80 South Cole Road Boise, ID 83709 Full Service B&M $40,087
    Glacier Bank 800 Miller Valley Road Prescott, AZ 86301 Full Service B&M $53,881
    Glacier Bank 800 West Bannock Street Boise, ID 83702 Full Service B&M $31,919
    Glacier Bank 816 Royal Gorge Boulevard Canon City, CO 81212 Full Service B&M $62,273
    Glacier Bank 822 Nucleus Avenue Columbia Falls, MT 59912 Full Service B&M $73,830
    Glacier Bank 8251 Highway 35 Bigfork, MT 59911 Full Service B&M $77,470
    Glacier Bank 850 W. Quinn Chubbuck, ID 83202 Full Service B&M $33
    Glacier Bank 885 South Colorado Blvd Denver, CO 80246 Full Service B&M $134,024
    Glacier Bank 900 North Highway 414 Mountain View, WY 82939 Full Service B&M $45,876
    Glacier Bank 900 S. Utah Idaho Falls, ID 83402 Full Service B&M $46,669
    Glacier Bank 980 North Fairfield Road Layton, UT 84041 Full Service B&M $24,119
    Glacier Bank North 101 Methow Valley Highway Twisp, WA 98856 Full Service B&M $85,062

    For 2019, Glacier Bank had 161 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $554,383
    Net interest income $518,142
    Total noninterest income $106,130
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $35,187
    Trading account gains and fees $0
    Additional Noninterest Income $70,943
    Pre-tax net operating income $264,447
    Securities gains (or losses, -) $14,497
    Income before extraordinary items $225,806
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $225,806
    Minority interest net income $0
    Net income $225,806
    Sale, conversion, retirement of capital stock, net $7,683
    Net operating income $214,063

    Glacier Bank's gross interest income from loans was $554,383,000.
    Glacier Bank's net interest income from loans was $518,142,000.
    Glacier Bank's fee based income from loans was $35,187,000.
    Glacier Bank's net income from loans was $225,806,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $36,241
    Provision for credit losses $57
    Total noninterest expense $359,768
    Salaries and employee benefits $195,240
    Premises and equipment expense $33,032
    Additional noninterest expense $131,496
    Applicable income taxes $53,138
    Net charge-offs $6,806
    Cash dividends $142,000

    Glacier Bank's interest expense for loans was $36,241,000.
    Glacier Bank's payroll and benefits expense were $195,240,000.
    Glacier Bank's property, plant and equipment expenses $33,032,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 2.4%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $10,834,293
    Deposits held in domestic offices $10,834,293
    Deposits by Individuals, partnerships, and corporations $10,152,711
    Deposits by U.S. Government $2,593
    Deposits by States and political subdivisions in the U.S. $669,396
    Deposits by Commercial banks and other depository institutions in U.S. $9,593
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,847,573
    Demand deposits $1,491,035
    Nontransaction accounts $8,986,720
    Money market deposit accounts (MMDAs) $2,347,710
    Other savings deposits (excluding MMDAs) $5,680,509
    Total time deposits $958,500
    Total time and savings deposits $9,343,258
    Noninterest-bearing deposits $3,720,118
    Interest-bearing deposits $7,114,175
    Retail deposits $10,514,882
    IRAs and Keogh plan accounts $187,871
    Brokered deposits $53,297
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $13,673,038
    Cash & Balances due from depository institutions $330,960
    Interest-bearing balances $132,321
    Total securities $2,800,177
    Federal funds sold & reverse repurchase $0
    Net loans and leases $9,457,514
    Loan and leases loss allowance $124,490
    Trading account assets $0
    Bank premises and fixed assets $307,294
    Other real estate owned $4,885
    Goodwill and other intangibles $521,322
    All other assets $250,886

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $13,673,038
    Total Liabilities $11,610,028
    Total deposits $10,834,293
    Interest-bearing deposits $7,114,175
    Deposits held in domestic offices $10,834,293
    % insured (estimated) $76
    Federal funds purchased and repurchase agreements $569,824
    Trading liabilities $0
    Other borrowed funds $67,431
    Subordinated debt $0
    All other liabilities $138,480

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $9,457,514
    Loan and leases loss allowance $124,490
    Total loans and leases (domestic) $9,582,004
    All real estate loans $7,493,317
    Real estate loans in domestic offices $7,493,317
    Construction and development loans $1,156,098
    Residential 1-4 family construction $324,018
    Other construction, all land development and other land $832,080
    Loans secured by nonfarm nonresidential properties $3,684,901
    Nonfarm nonresidential secured by owner-occupied properties $1,667,526
    Commercial real estate & other non-farm, non-residential $2,017,375
    Multifamily residential real estate $342,498
    1-4 family residential loans $1,858,360
    Farmland loans $451,460
    Loans held in foreign offices $0
    Farm loans $249,903
    Commercial and industrial loans $991,580
    To non-U.S. addressees $0
    Loans to individuals $174,643
    Credit card loans $2,027
    Related Plans $21,920
    Consumer Auto Loans $50,158
    Other loans to individuals $100,538
    All other loans & leases $672,561
    Loans to foreign governments and official institutions $0
    Other loans $118,860
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $22,187
    Loans secured by real estate to non-U.S. addressees $2,372
    Restructured Loans & leases $33,650
    Non 1-4 family restructured loans & leases $31,495
    Total loans and leases (foreign) $0

    Glacier Bank had $9,457,514,000 of loans outstanding in 2019. $7,493,317,000 of loans were in real estate loans. $1,156,098,000 of loans were in development loans. $342,498,000 of loans were in multifamily mortgage loans. $1,858,360,000 of loans were in 1-4 family mortgage loans. $249,903,000 of loans were in farm loans. $2,027,000 of loans were in credit card loans. $50,158,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 3,975 $1,061,912 $267,148
    Nonfarm, nonresidential loans - <$100k 469 $21,523 $45,891
    Nonfarm, nonresidential loans - $100-250k 1,325 $171,750 $129,623
    Nonfarm, nonresidential loans - $250k-1MM 2,181 $868,639 $398,276
    Commercial & Industrial, US addressed loans - <$1MM 6,523 $463,990 $71,131
    Commercial & Industrial, US addressed loans - <$100k 4,229 $83,155 $19,663
    Commercial & Industrial, US addressed loans - $100-250k 1,193 $104,307 $87,433
    Commercial & Industrial, US addressed loans - $250k-1MM 1,101 $276,528 $251,161
    Farmland loans - <$1MM 760 $115,136 $151,495
    Farmland loans - <$100k 189 $7,845 $41,508
    Farmland loans - $100-250k 333 $41,606 $124,943
    Farmland loans - $250k-1MM 238 $65,685 $275,987
    Agriculture operations loans - <$1MM 1,345 $91,878 $68,311
    Agriculture operations loans - <$100k 772 $17,291 $22,398
    Agriculture operations loans - $100-250k 363 $33,201 $91,463
    Agriculture operations loans - $250k-1MM 210 $41,386 $197,076