Glacier Bank Mortgage Rates, Fees & Info
Kalispell, MTLEI: 549300ESRQ6OLBB56N04
Tax ID: 81-0251125
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Bank Data
Review & Overview
Glacier Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Glacier Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Kalispell, Bozeman, Missoula, Spokane, and Billings among others. We have data for 91 markets. (Some data included below & more in-depth data is available with an active subscription.)Glacier Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Glacier Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/21/24 |
| 30 Year Conventional Purchase | 6.50% | 11/21/24 |
| 30 Year Conventional Refi | 6.35% | 11/21/24 |
| 30 Year Cash-out Refi | 6.58% | 11/21/24 |
| 30 Year FHA Purchase | 7.22% | 11/21/24 |
| 30 Year FHA Refi | 6.27% | 11/21/24 |
| 30 Year VA Purchase | 6.06% | 11/21/24 |
| 30 Year VA Refi | 5.78% | 11/21/24 |
| 30 Year USDA Purchase | 6.47% | 11/21/24 |
| 15 Year Conventional Purchase | 6.19% | 11/21/24 |
| 15 Year Conventional Refi | 5.98% | 11/21/24 |
| 15 Year Cash-out Refi | 5.98% | 11/21/24 |
| 15 Year VA Purchase | 5.67% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Glacier Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,218Origination Dollar Volume (All Markets)
$3,162,640,000Employee count
2,965Awards
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Glacier Bank - 2020
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For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 2,359 | $502,275,000 | $212,919 | $4,805 | 3.66% |
| Outside of Metro Areas | 1,347 | $362,215,000 | $268,905 | $6,690 | 3.37% |
| Kalispell, MT (FHA|USDA|VA) | 1,072 | $310,810,000 | $289,935 | $4,450 | 3.79% |
| Bozeman, MT (FHA|USDA|VA) | 816 | $301,080,000 | $368,971 | $6,108 | 3.73% |
| MISSOULA, MT (FHA|USDA|VA) | 783 | $193,245,000 | $246,801 | $4,928 | 3.71% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 574 | $166,000,000 | $289,199 | $5,382 | 3.32% |
| BILLINGS, MT (FHA|USDA|VA) | 695 | $138,935,000 | $199,906 | $5,364 | 3.56% |
| Sandpoint, ID (FHA|USDA|VA) | 446 | $121,050,000 | $271,413 | $7,126 | 3.45% |
| Helena, MT (FHA|USDA|VA) | 552 | $120,710,000 | $218,678 | $5,044 | 3.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 462 | $96,500,000 | $208,874 | $5,526 | 3.69% |
| POCATELLO, ID (FHA|USDA|VA) | 469 | $95,225,000 | $203,038 | $4,823 | 3.35% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 290 | $82,590,000 | $284,793 | $4,516 | 3.55% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 296 | $80,730,000 | $272,736 | $5,409 | 3.70% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 108 | $58,110,000 | $538,056 | $3,636 | 3.61% |
| WENATCHEE, WA (FHA|USDA|VA) | 138 | $52,680,000 | $381,739 | $5,145 | 3.54% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 97 | $50,925,000 | $525,000 | $4,020 | 4.21% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 191 | $43,865,000 | $229,660 | $4,622 | 3.23% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 126 | $41,620,000 | $330,317 | $4,335 | 3.43% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 175 | $34,905,000 | $199,457 | $4,550 | 3.57% |
| Evanston, WY (FHA|USDA|VA) | 136 | $25,200,000 | $185,294 | $4,366 | 3.26% |
| Durango, CO (FHA|USDA|VA) | 89 | $24,535,000 | $275,674 | $3,304 | 3.43% |
| CASPER, WY (FHA|USDA|VA) | 109 | $24,385,000 | $223,716 | $4,298 | 4.07% |
| Blackfoot, ID (FHA|USDA|VA) | 82 | $23,650,000 | $288,415 | $4,737 | 3.12% |
| RENO, NV (FHA|USDA|VA) | 63 | $18,665,000 | $296,270 | $3,129 | 4.11% |
| Heber, UT (FHA|USDA|VA) | 32 | $14,840,000 | $463,750 | $5,885 | 3.61% |
| Rock Springs, WY (FHA|USDA|VA) | 52 | $14,240,000 | $273,846 | $4,214 | 3.41% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 72 | $13,430,000 | $186,528 | $3,216 | 3.22% |
| Hailey, ID (FHA|USDA|VA) | 61 | $13,395,000 | $219,590 | $5,802 | 3.85% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 50 | $12,960,000 | $259,200 | $3,716 | 3.86% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 25 | $10,375,000 | $415,000 | $6,978 | 3.39% |
| Rexburg, ID (FHA|USDA|VA) | 40 | $9,380,000 | $234,500 | $5,395 | 3.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 29 | $9,045,000 | $311,897 | $5,702 | 3.48% |
| PUEBLO, CO (FHA|USDA|VA) | 47 | $7,905,000 | $168,191 | $2,944 | 3.67% |
| YUMA, AZ (FHA|USDA|VA) | 28 | $7,340,000 | $262,143 | $2,768 | 4.25% |
| GREAT FALLS, MT (FHA|USDA|VA) | 30 | $6,180,000 | $206,000 | $4,781 | 4.04% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 22 | $5,880,000 | $267,273 | $6,079 | 3.81% |
| PROVO-OREM, UT (FHA|USDA|VA) | 22 | $5,720,000 | $260,000 | $3,737 | 3.59% |
| Jackson, WY-ID (FHA|USDA|VA) | 13 | $5,625,000 | $432,692 | $6,216 | 3.55% |
| TUCSON, AZ (FHA|USDA|VA) | 12 | $4,800,000 | $400,000 | $5,268 | 3.81% |
| Cañon City, CO (FHA|USDA|VA) | 26 | $4,680,000 | $180,000 | $3,915 | 3.43% |
| TWIN FALLS, ID (FHA|USDA|VA) | 9 | $3,965,000 | $440,556 | $4,126 | 3.54% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 14 | $3,910,000 | $279,286 | $3,087 | 4.24% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 12 | $3,340,000 | $278,333 | $4,351 | 3.17% |
| Steamboat Springs, CO (FHA|USDA|VA) | 19 | $3,285,000 | $172,895 | $2,600 | 3.80% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $2,670,000 | $445,000 | $7,109 | 3.22% |
| CHEYENNE, WY (FHA|USDA|VA) | 10 | $2,350,000 | $235,000 | $4,177 | 3.43% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $1,607 | 4.52% |
| Payson, AZ (FHA|USDA|VA) | 3 | $2,345,000 | $781,667 | $3,707 | 3.39% |
| Riverton, WY (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $4,962 | 3.41% |
| Pullman, WA (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $6,951 | 3.78% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $6,179 | 3.59% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $5,554 | 3.67% |
| Gillette, WY (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $5,077 | 3.63% |
| Sheridan, WY (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $3,693 | 3.49% |
| Mountain Home, ID (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,132 | 3.51% |
| Moses Lake, WA (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $3,670 | 4.09% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,036 | 3.26% |
| Craig, CO (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $3,301 | 2.47% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,222 | 2.92% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,968 | 3.04% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 4.00% |
| LOGAN, UT-ID (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,014 | 3.25% |
| Fernley, NV (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,166 | 3.21% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $9,254 | 3.75% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,717 | 3.64% |
| Burley, ID (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,296 | 3.29% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 4.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,917 | 2.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,596 | 3.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,222 | 3.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,702 | 2.56% |
| Moscow, ID (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,749 | 5.08% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,880 | 3.13% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,659 | 4.10% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,290 | 2.50% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,674 | 3.14% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,822 | 3.38% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,236 | 3.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,771 | 3.75% |
| Shelton, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,742 | 3.38% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,156 | 3.50% |
| Othello, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,613 | 4.13% |
| Laramie, WY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,232 | 3.59% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,683 | 3.38% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.25% |
| Price, UT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.00% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.30% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.75% |
| Montrose, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.90% |
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Product Mix
For 2020, Glacier Bank's most frequently originated type of loan was Conventional, with 8,364 originations. Their 2nd most popular type was HELOC, with 3,053 originations.
Loan Reason
For 2020, Glacier Bank's most frequently cited loan purpose was Home Purchase, with 4,643 originations. The 2nd most popular reason was Refi, with 3,740 originations.
Loan Duration/Length
For 2020, Glacier Bank's most frequently cited loan duration was 30 Year, with 7,008 originations. The 2nd most popular length was 15 Year, with 4,250 originations.
Origination Fees/Closing Costs
Glacier Bank's average total fees were $5,441, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 2,173 originations.
Interest Rates
During 2020, Glacier Bank's average interest rate for loans was 3.25%, while their most frequently originated rate bucket for loans was 3-4%, with 4,324 originations.
Loan Sizing
2020 saw Glacier Bank place emphasis on $200k-400k loans with 5,320 originations, totaling $1,485,940,000 in origination value.
Applicant Income
Glacier Bank lent most frequently to those with incomes in the $50k-75k range, with 2,510 originations. The second most popular income band? $100k-150k, with 2,442 originations.
Applicant Debt to Income Ratio
Glacier Bank lent most frequently to those with DTI ratios of 20-30%, with 3,109 originations. The next most common DTI ratio? 30-36%, with 2,247 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.61%
Glacier Bank has an average approval rate.
Pick Rate
Approvals leading to origination74.63%
Glacier Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 17 | $255,000 | $15,000 |
| 100.0 | 14 | $480,000 | $34,286 |
| NA | 12,187 | $3,161,905,000 | $259,449 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Glacier Bancorp Inc. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Glacier Bank | 11 E Adams Ave. Chester, MT 59522 | Full Service B&M | $15,258 |
| Glacier Bank | 1 North Parkway Colorado City, CO 81019 | Full Service B&M | $29,584 |
| Glacier Bank | 100 E Broadway St Missoula, MT 59802 | Limited, Drive-thru | $86,531 |
| Glacier Bank | 100 W. Main Street Hamilton, MT 59840 | Full Service B&M | $116,965 |
| Glacier Bank | 1000 West Seventh Street Reno, NV 89503 | Full Service B&M | $83,621 |
| Glacier Bank | 1001 Main Street Evanston, WY 82930 | Full Service B&M | $132,580 |
| Glacier Bank | 1005 Highway 97 Brewster, WA 98812 | Full Service B&M | $61,503 |
| Glacier Bank | 101 South Lane Avenue East Helena, MT 59635 | Full Service B&M | $40,218 |
| Glacier Bank | 101 West 5th Street Pueblo, CO 81003 | Full Service B&M | $55,764 |
| Glacier Bank | 1010 Wilson Street Pinedale, WY 82941 | Limited, Drive-thru | $0 |
| Glacier Bank | 1021 North Lake Havasu Avenue Lake Havasu City, AZ 86403 | Full Service B&M | $53,037 |
| Glacier Bank | 105 Centennial Plaza Buena Vista, CO 81211 | Full Service B&M | $74,862 |
| Glacier Bank | 106 South Electric West Yellowstone, MT 59758 | Full Service B&M | $40,595 |
| Glacier Bank | 106 West Locust Street Waterville, WA 98858 | Full Service B&M | $17,400 |
| Glacier Bank | 107 South Fulton Thompson Falls, MT 59873 | Full Service B&M | $95,375 |
| Glacier Bank | 615 California Avenue Libby, MT 59923 | Full Service B&M | $96,873 |
| Glacier Bank | 110 South Main Street Brigham City, UT 84302 | Full Service B&M | $82,959 |
| Glacier Bank | 1101 Corporate Boulevard Reno, NV 89502 | Full Service B&M | $21,591 |
| Glacier Bank | 11689 South Foothills Boulevard Yuma, AZ 85367 | Full Service B&M | $149,389 |
| Glacier Bank | 12 South Main Street Layton, UT 84041 | Full Service B&M | $128,787 |
| Glacier Bank | 120 North State Street Morgan, UT 84050 | Full Service B&M | $67,012 |
| Glacier Bank | 121 East 1st Street Laurel, MT 59044 | Full Service B&M | $65,509 |
| Glacier Bank | 121 N. 9th Street Boise, ID 83702 | Full Service B&M | $55,904 |
| Glacier Bank | 1220 Sunshine Ave Cody, WY 82414 | Limited, Administrative | $0 |
| Glacier Bank | 1223 12th Avenue Road Nampa, ID 83651 | Full Service B&M | $57,995 |
| Glacier Bank | 12321 East Mission Avenue Spokane Valley, WA 99216 | Full Service B&M | $111,514 |
| Glacier Bank | 125 Ironwood Drive Coeur D Alene, ID 83814 | Full Service B&M | $305,181 |
| Glacier Bank | 1275 Gail Gardner Way Prescott, AZ 86303 | Full Service B&M | $0 |
| Glacier Bank | 1299 No. Hwy. 395 Gardnerville, NV 89410 | Full Service B&M | $91,394 |
| Glacier Bank | 1323 Highway 2 Sandpoint, ID 83864 | Full Service B&M | $94,673 |
| Glacier Bank | 135 Center Street Kalispell, MT 59901 | Limited, Drive-thru | $0 |
| Glacier Bank | 136 West 12300 South Draper, UT 84020 | Full Service B&M | $28,148 |
| Glacier Bank | 1405 Sixteenth Street Wheatland, WY 82201 | Full Service B&M | $165,526 |
| Glacier Bank | 1410 E. Valley Highway 26 Torrington, WY 82240 | Full Service B&M | $70,743 |
| Glacier Bank | 1426 Sheridan Avenue Cody, WY 82414 | Full Service B&M | $6,347 |
| Glacier Bank | 1433 N. Pinal Ave Casa Grande, AZ 85122 | Full Service B&M | $20,175 |
| Glacier Bank | 144 East Eighth Street Durango, CO 81301 | Full Service B&M | $148,978 |
| Glacier Bank | 147 North Cortez Street Prescott, AZ 86301 | Full Service B&M | $115,720 |
| Glacier Bank | 15 Johannes Ave Big Sandy, MT 59520 | Full Service B&M | $11,646 |
| Glacier Bank | 1502 Main Street Fort Benton, MT 59442 | Full Service B&M | $74,760 |
| Glacier Bank | 1507 8th Street Cody, WY 82414 | Full Service B&M | $119,868 |
| Glacier Bank | 1539 East Iron Eagle Drive Eagle, ID 83616 | Full Service B&M | $96,242 |
| Glacier Bank | 1546 Main Street Billings, MT 59105 | Full Service B&M | $78,010 |
| Glacier Bank | 1601 North Hill Field Road Layton, UT 84041 | Full Service B&M | $77,541 |
| Glacier Bank | 1660 North Eagle Rd Meridian, ID 83646 | Full Service B&M | $100,488 |
| Glacier Bank | 1704 Dearborn Avenue Missoula, MT 59801 | Full Service B&M | $350,808 |
| Glacier Bank | 1710 N. Main Durango, CO 81301 | Full Service B&M | $45,321 |
| Glacier Bank | 1715 W. Kathleen Avenue Coeur D Alene, ID 83815 | Full Service B&M | $48,823 |
| Glacier Bank | 1750 S. Woodlands Village Blvd Flagstaff, AZ 86001 | Full Service B&M | $19,843 |
| Glacier Bank | 1771 Mcculloch Boulevard Lake Havasu City, AZ 86403 | Full Service B&M | $163,625 |
| Glacier Bank | 1776 Park Avenue, Suite 101 Park City, UT 84060 | Full Service B&M | $83,227 |
| Glacier Bank | 188 Pine Street Okanogan, WA 98840 | Full Service B&M | $25,597 |
| Glacier Bank | 1880 Harrison Ave Butte, MT 59702 | Full Service B&M | $147,572 |
| Glacier Bank | 1880 Harrison Avenue Butte, MT 59701 | Limited, Drive-thru | $0 |
| Glacier Bank | 1900 9th Avenue Helena, MT 59601 | Full Service B&M | $57,396 |
| Glacier Bank | 2 Amherst Avenue Pueblo, CO 81005 | Full Service B&M | $17,629 |
| Glacier Bank | 2000 Flandro Drive Pocatello, ID 83202 | Full Service B&M | $56,046 |
| Glacier Bank | 201 North Main Avenue, P..O. Box 858 Choteau, MT 59422 | Full Service B&M | $61,281 |
| Glacier Bank | 201 South Main Pocatello, ID 83204 | Limited, Administrative | $0 |
| Glacier Bank | 2024 Caldwell Boulevard Nampa, ID 83651 | Full Service B&M | $70,217 |
| Glacier Bank | 205 West Broadway Lewistown, MT 59457 | Limited, Drive-thru | $0 |
| Glacier Bank | 206 N Main Street Hailey, ID 83333 | Full Service B&M | $98,072 |
| Glacier Bank | 207 South Main Bountiful, UT 84010 | Full Service B&M | $45,090 |
| Glacier Bank | 208 East Main Street Bozeman, MT 59715 | Full Service B&M | $583,299 |
| Glacier Bank | 2101 Fremont Drive Canon City, CO 81212 | Full Service B&M | $39,706 |
| Glacier Bank | 217 Main Street Ione, WA 99139 | Full Service B&M | $27,527 |
| Glacier Bank | 2199 Highway 2 East Kalispell, MT 59901 | Full Service B&M | $37,054 |
| Glacier Bank | 220 North Johnson Street Chelan, WA 98816 | Full Service B&M | $120,800 |
| Glacier Bank | 2202 Hualapai Mountain Rd Kingman, AZ 86401 | Full Service B&M | $76,647 |
| Glacier Bank | 221 E. Pine Street Pinedale, WY 82941 | Full Service B&M | $76,539 |
| Glacier Bank | 222 Dewey Avenue Eureka, MT 59917 | Full Service B&M | $56,669 |
| Glacier Bank | 222 West Main Street Rangely, CO 81648 | Full Service B&M | $61,465 |
| Glacier Bank | 224 West Main Street Lewistown, MT 59457 | Full Service B&M | $155,178 |
| Glacier Bank | 2240 Us Highway 93 South Kalispell, MT 59901 | Limited, Administrative | $0 |
| Glacier Bank | 2285 South 4th Avenue Yuma, AZ 85364 | Full Service B&M | $156,644 |
| Glacier Bank | 2330 South Virginia Street Reno, NV 89502 | Full Service B&M | $360,686 |
| Glacier Bank | 236 3rd Street, Se East Wenatchee, WA 98802 | Full Service B&M | $20,402 |
| Glacier Bank | 2401 Grand Avenue Billings, MT 59102 | Full Service B&M | $118,558 |
| Glacier Bank | 245 E 1st St Powell, WY 82435 | Full Service B&M | $167,047 |
| Glacier Bank | 2452 Highway 6 And 50 Grand Junction, CO 81505 | Full Service B&M | $90,469 |
| Glacier Bank | 25 N Spruce Street Colorado Springs, CO 80905 | Full Service B&M | $62,285 |
| Glacier Bank | 250 West Whalen Guernsey, WY 82214 | Full Service B&M | $18,460 |
| Glacier Bank | 2501 Caitlin Missoula, MT 59801 | Limited, Administrative | $0 |
| Glacier Bank | 2601 Garfield Missoula, MT 59801 | Full Service B&M | $80,759 |
| Glacier Bank | 2675 King Avenue West Billings, MT 59102 | Full Service B&M | $76,986 |
| Glacier Bank | 270 Anglers Drive Steamboat Springs, CO 80487 | Full Service B&M | $27,272 |
| Glacier Bank | 2775 Acrin Avenue Grand Junction, CO 81503 | Full Service B&M | $18,890 |
| Glacier Bank | 2797 South 25th East Ammon, ID 83406 | Full Service B&M | $58,064 |
| Glacier Bank | 280 South Arthur Avenue Pocatello, ID 83204 | Full Service B&M | $98,834 |
| Glacier Bank | 2812 1st Avenue North Billings, MT 59101 | Full Service B&M | $294,945 |
| Glacier Bank | 284 East Main Street Lovell, WY 82431 | Full Service B&M | $20,298 |
| Glacier Bank | 2845 Old Hardin Road Billings, MT 59101 | Full Service B&M | $22,879 |
| Glacier Bank | 297 Woodside Cutoff Road Corvallis, MT 59828 | Full Service Retail | $30,316 |
| Glacier Bank | 2970 East Saint Lukes Drive Meridian, ID 83642 | Limited, Drive-thru | $0 |
| Glacier Bank | 300 North Jackrabbit Lane Belgrade, MT 59714 | Limited, Drive-thru | $0 |
| Glacier Bank | 3001 E Skyline Dr, Ste 117 Tucson, AZ 85718 | Full Service B&M | $18,844 |
| Glacier Bank | 3010 American Way Missoula, MT 59808 | Full Service B&M | $124,260 |
| Glacier Bank | 3030 North Montana Avenue Helena, MT 59601 | Full Service B&M | $239,129 |
| Glacier Bank | 3044 N Glassford Hill Road Prescott Valley, AZ 86314 | Full Service B&M | $59,085 |
| Glacier Bank | 3045 N Reserve St Missoula, MT 59808 | Full Service B&M | $39,265 |
| Glacier Bank | 305 Hot Springs Boulevard Pagosa Springs, CO 81147 | Full Service B&M | $57,901 |
| Glacier Bank | 305 West Prairie Avenue Hayden, ID 83835 | Full Service B&M | $181,625 |
| Glacier Bank | 306 Euclid Avenue Helena, MT 59601 | Full Service Retail | $17,236 |
| Glacier Bank | 307 E Park St Anaconda, MT 59711 | Full Service B&M | $41,556 |
| Glacier Bank | 314 South Washington Afton, WY 83110 | Full Service B&M | $69,646 |
| Glacier Bank | 3171 N Montana Avenue Helena, MT 59602 | Full Service B&M | $21,974 |
| Glacier Bank | 318 Main Street Stevensville, MT 59870 | Full Service Retail | $2,478 |
| Glacier Bank | 319 E Main Street Oak Creek, CO 80467 | Full Service B&M | $19,723 |
| Glacier Bank | 319 East 2nd Street Whitefish, MT 59937 | Full Service B&M | $154,097 |
| Glacier Bank | 320 South Main Street Three Forks, MT 59752 | Full Service B&M | $38,576 |
| Glacier Bank | 321 Central Avenue Fairfield, MT 59436 | Full Service B&M | $72,834 |
| Glacier Bank | 321 Fuller Avenue Helena, MT 59601 | Full Service B&M | $87,617 |
| Glacier Bank | 33 Ice Center Lane Bozeman, MT 59718 | Full Service B&M | $85,887 |
| Glacier Bank | 330 Los Altos Prkwy Sparks, NV 89436 | Full Service B&M | $52,005 |
| Glacier Bank | 330 North Washington Avenue Newport, WA 99156 | Full Service B&M | $80,089 |
| Glacier Bank | 331 N Leadville Avenue Ketchum, ID 83340 | Full Service B&M | $97,122 |
| Glacier Bank | 337 Indiana Street, P.O. Box 9 Chinook, MT 59523 | Full Service B&M | $76,407 |
| Glacier Bank | 36042 Major Houle Road Pablo, MT 59855 | Limited, Drive-thru | $0 |
| Glacier Bank | 3651 Highway 95 Bullhead City, AZ 86442 | Full Service B&M | $45,754 |
| Glacier Bank | 3655 Brighton Boulevard Denver, CO 80216 | Full Service B&M | $130,497 |
| Glacier Bank | 3660 Mullan Road Missoula, MT 59808 | Full Service B&M | $69,290 |
| Glacier Bank | 3701 Harrison Avenue Butte, MT 59701 | Full Service B&M | $33,708 |
| Glacier Bank | 3737 N Stockton Hill Rd Kingman, AZ 86409 | Full Service B&M | $84,621 |
| Glacier Bank | 390 Post Avenue Vaughn, MT 59487 | Full Service B&M | $6,788 |
| Glacier Bank | 401 E. Main Street Florence, CO 81226 | Full Service B&M | $21,750 |
| Glacier Bank | 4222 South Carson Street Carson City, NV 89701 | Full Service B&M | $94,735 |
| Glacier Bank | 433 North 16th Street Boise, ID 83702 | Full Service B&M | $69,901 |
| Glacier Bank | 452 North 2nd East Rexburg, ID 83440 | Full Service B&M | $25,961 |
| Glacier Bank | 47 Damonte Ranch Parkway Reno, NV 89521 | Full Service B&M | $191,137 |
| Glacier Bank | 4742 N. 24th Street, Suite 165 Phoenix, AZ 85016 | Full Service B&M | $13,283 |
| Glacier Bank | 476655 Highway 95 North Ponderay, ID 83852 | Full Service B&M | $89,111 |
| Glacier Bank | 49 Commons Loop Kalispell, MT 59901 | Full Service B&M | $66,577 |
| Glacier Bank | 49 Commons Loop Kalispell, MT 59901 | Full Service B&M | $487,115 |
| Glacier Bank | 490 West Reseve Drive Kalispell, MT 59901 | Full Service B&M | $31,300 |
| Glacier Bank | 495 Main Street Billings, MT 59105 | Full Service B&M | $56,741 |
| Glacier Bank | 5015 West Old Highway Road Morgan, UT 84050 | Full Service B&M | $26,008 |
| Glacier Bank | 50331 Us Highway 93 Polson, MT 59860 | Limited, Drive-thru | $0 |
| Glacier Bank | 504 Main Street Meeker, CO 81641 | Full Service B&M | $99,966 |
| Glacier Bank | 50510 Us Highway 93 Polson, MT 59860 | Full Service B&M | $111,259 |
| Glacier Bank | 510 West Railroad Plains, MT 59859 | Full Service B&M | $25,533 |
| Glacier Bank | 511 West Main Street Belgrade, MT 59714 | Full Service B&M | $104,220 |
| Glacier Bank | 540 Highway 50 Salida, CO 81201 | Full Service B&M | $116,997 |
| Glacier Bank | 541 East Broadway Missoula, MT 59802 | Limited, Drive-thru | $0 |
| Glacier Bank | 5450 Greenwood Plaza Blvd Ste 100 Greenwood Village, CO 80111 | Full Service B&M | $10,278 |
| Glacier Bank | 55 Lone Peak Drive, Suite A Big Sky, MT 59716 | Full Service B&M | $120,528 |
| Glacier Bank | 597 E State Route 89a Cottonwood, AZ 86326 | Full Service B&M | $47,463 |
| Glacier Bank | 600 Yampa Avenue Craig, CO 81625 | Full Service B&M | $51,661 |
| Glacier Bank | 601 North Front Street Rock Springs, WY 82901 | Full Service B&M | $108,886 |
| Glacier Bank | 608 Midway Avenue Grand Coulee, WA 99133 | Full Service B&M | $40,821 |
| Glacier Bank | 614 North Mission Street Wenatchee, WA 98801 | Full Service B&M | $68,114 |
| Glacier Bank | 6195 Highway 93 South Whitefish, MT 59937 | Full Service B&M | $22,496 |
| Glacier Bank | 63239 Us Highway 93 Ronan, MT 59864 | Full Service B&M | $84,249 |
| Glacier Bank | 63802 Us Hwy 93 Ronan, MT 59864 | Limited, Drive-thru | $0 |
| Glacier Bank | 642 Cottonwood Road Bozeman, MT 59718 | Full Service B&M | $177,222 |
| Glacier Bank | 670 S. 19th Avenue Bozeman, MT 59715 | Full Service B&M | $152,003 |
| Glacier Bank | 68 N. Mcculloch Boulevard Pueblo West, CO 81007 | Full Service B&M | $71,013 |
| Glacier Bank | 685 Horizon Drive Grand Junction, CO 81506 | Full Service B&M | $40,130 |
| Glacier Bank | 690 South State Street Clearfield, UT 84015 | Full Service B&M | $43,284 |
| Glacier Bank | 709 East Seltice Way Post Falls, ID 83854 | Full Service B&M | $81,395 |
| Glacier Bank | 7100 Highway 93 S Suite B Lakeside, MT 59922 | Full Service B&M | $19,422 |
| Glacier Bank | 716 Pine Avenue Kemmerer, WY 83101 | Full Service B&M | $40,945 |
| Glacier Bank | 7186 1st Street Bonners Ferry, ID 83805 | Full Service B&M | $86,611 |
| Glacier Bank | 721 South Okoma Drive Omak, WA 98841 | Full Service B&M | $41,156 |
| Glacier Bank | North 101 Methow Valley Highway Twisp, WA 98856 | Full Service B&M | $105,942 |
| Glacier Bank | 7407 North Division Street Spokane, WA 99208 | Full Service B&M | $11,180 |
| Glacier Bank | 79 Hwy 89 Alpine, WY 83128 | Full Service B&M | $26,589 |
| Glacier Bank | 80 South Cole Road Boise, ID 83709 | Full Service B&M | $47,998 |
| Glacier Bank | 800 Miller Valley Road Prescott, AZ 86301 | Full Service B&M | $133,146 |
| Glacier Bank | 816 Royal Gorge Boulevard Canon City, CO 81212 | Full Service B&M | $78,308 |
| Glacier Bank | 822 Nucleus Avenue Columbia Falls, MT 59912 | Full Service B&M | $91,183 |
| Glacier Bank | 8251 Highway 35 Bigfork, MT 59911 | Full Service B&M | $91,533 |
| Glacier Bank | 850 W. Quinn Chubbuck, ID 83202 | Full Service B&M | $6,355 |
| Glacier Bank | 885 South Colorado Blvd Denver, CO 80246 | Full Service B&M | $136,756 |
| Glacier Bank | 900 North Highway 414 Mountain View, WY 82939 | Full Service B&M | $55,562 |
| Glacier Bank | 900 S. Utah Idaho Falls, ID 83402 | Full Service B&M | $83,699 |
| Glacier Bank | 980 North Fairfield Road Layton, UT 84041 | Full Service B&M | $27,406 |
For 2020, Glacier Bank had 176 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $635,924 |
| Net interest income | $613,317 |
| Total noninterest income | $161,676 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $30,403 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $131,273 |
| Pre-tax net operating income | $339,349 |
| Securities gains (or losses, -) | $1,103 |
| Income before extraordinary items | $275,703 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $275,703 |
| Minority interest net income | $0 |
| Net income | $275,703 |
| Sale, conversion, retirement of capital stock, net | $3,046 |
| Net operating income | $274,809 |
Glacier Bank's gross interest income from loans was $635,924,000.
Glacier Bank's net interest income from loans was $613,317,000.
Glacier Bank's fee based income from loans was $30,403,000.
Glacier Bank's net income from loans was $275,703,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $22,607 |
| Provision for credit losses | $37,637 |
| Total noninterest expense | $398,007 |
| Salaries and employee benefits | $245,550 |
| Premises and equipment expense | $36,096 |
| Additional noninterest expense | $116,361 |
| Applicable income taxes | $64,749 |
| Net charge-offs | $7,653 |
| Cash dividends | $188,000 |
Glacier Bank's interest expense for loans was $22,607,000.
Glacier Bank's payroll and benefits expense were $245,550,000.
Glacier Bank's property, plant and equipment expenses $36,096,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 1.1% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $14,882,955 |
| Deposits held in domestic offices | $14,882,955 |
| Deposits by Individuals, partnerships, and corporations | $13,982,691 |
| Deposits by U.S. Government | $1,681 |
| Deposits by States and political subdivisions in the U.S. | $889,724 |
| Deposits by Commercial banks and other depository institutions in U.S. | $8,859 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $2,428,767 |
| Demand deposits | $1,907,307 |
| Nontransaction accounts | $12,454,188 |
| Money market deposit accounts (MMDAs) | $2,694,577 |
| Other savings deposits (excluding MMDAs) | $8,780,832 |
| Total time deposits | $978,779 |
| Total time and savings deposits | $12,975,648 |
| Noninterest-bearing deposits | $5,495,990 |
| Interest-bearing deposits | $9,386,965 |
| Retail deposits | $14,566,099 |
| IRAs and Keogh plan accounts | $193,429 |
| Brokered deposits | $38,142 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $18,492,383 |
| Cash & Balances due from depository institutions | $633,142 |
| Interest-bearing balances | $406,034 |
| Total securities | $5,527,927 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $11,131,025 |
| Loan and leases loss allowance | $158,243 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $322,980 |
| Other real estate owned | $1,182 |
| Goodwill and other intangibles | $578,498 |
| All other assets | $297,629 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $18,492,384 |
| Total Liabilities | $16,123,343 |
| Total deposits | $14,882,955 |
| Interest-bearing deposits | $9,386,965 |
| Deposits held in domestic offices | $14,882,955 |
| % insured (estimated) | $73 |
| Federal funds purchased and repurchase agreements | $1,004,583 |
| Trading liabilities | $0 |
| Other borrowed funds | $33,068 |
| Subordinated debt | $0 |
| All other liabilities | $202,737 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $11,131,025 |
| Loan and leases loss allowance | $158,243 |
| Total loans and leases (domestic) | $11,289,268 |
| All real estate loans | $8,241,325 |
| Real estate loans in domestic offices | $8,241,325 |
| Construction and development loans | $1,238,874 |
| Residential 1-4 family construction | $306,374 |
| Other construction, all land development and other land | $932,500 |
| Loans secured by nonfarm nonresidential properties | $4,236,198 |
| Nonfarm nonresidential secured by owner-occupied properties | $1,945,686 |
| Commercial real estate & other non-farm, non-residential | $2,290,512 |
| Multifamily residential real estate | $391,895 |
| 1-4 family residential loans | $1,928,133 |
| Farmland loans | $446,225 |
| Loans held in foreign offices | $0 |
| Farm loans | $275,265 |
| Commercial and industrial loans | $1,850,198 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $190,186 |
| Credit card loans | $2,887 |
| Related Plans | $26,511 |
| Consumer Auto Loans | $49,436 |
| Other loans to individuals | $111,352 |
| All other loans & leases | $732,294 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $146,099 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $58,083 |
| Loans secured by real estate to non-U.S. addressees | $2,300 |
| Restructured Loans & leases | $23,618 |
| Non 1-4 family restructured loans & leases | $22,157 |
| Total loans and leases (foreign) | $0 |
Glacier Bank had $11,131,025,000 of loans outstanding in 2020. $8,241,325,000 of loans were in real estate loans. $1,238,874,000 of loans were in development loans. $391,895,000 of loans were in multifamily mortgage loans. $1,928,133,000 of loans were in 1-4 family mortgage loans. $275,265,000 of loans were in farm loans. $2,887,000 of loans were in credit card loans. $49,436,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 4,256 | $1,133,180 | $266,255 |
| Nonfarm, nonresidential loans - <$100k | 477 | $22,126 | $46,386 |
| Nonfarm, nonresidential loans - $100-250k | 1,377 | $172,853 | $125,529 |
| Nonfarm, nonresidential loans - $250k-1MM | 2,402 | $938,201 | $390,592 |
| Commercial & Industrial, US addressed loans - <$1MM | 14,963 | $970,749 | $64,877 |
| Commercial & Industrial, US addressed loans - <$100k | 11,161 | $258,912 | $23,198 |
| Commercial & Industrial, US addressed loans - $100-250k | 2,136 | $225,206 | $105,434 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 1,666 | $486,631 | $292,095 |
| Farmland loans - <$1MM | 746 | $117,601 | $157,642 |
| Farmland loans - <$100k | 178 | $7,750 | $43,539 |
| Farmland loans - $100-250k | 322 | $39,487 | $122,630 |
| Farmland loans - $250k-1MM | 246 | $70,364 | $286,033 |
| Agriculture operations loans - <$1MM | 1,462 | $89,224 | $61,029 |
| Agriculture operations loans - <$100k | 884 | $19,728 | $22,317 |
| Agriculture operations loans - $100-250k | 360 | $30,508 | $84,744 |
| Agriculture operations loans - $250k-1MM | 218 | $38,988 | $178,844 |