Eaglebank Mortgage Rates, Fees & Info

Bethesda, MD

LEI: WVM1F03F86RQLLTEVE84

Tax ID: 52-2099123

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Eaglebank is a smaller bank specializing in Home Purchase and Refi loans. Eaglebank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, Baltimore, Richmond, Peoria, and Salisbury among others. We have data for 61 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Eaglebank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eaglebank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.36% 12/16/24
    30 Year Conventional Refi 6.25% 12/16/24
    30 Year Cash-out Refi 6.56% 12/16/24
    30 Year FHA Purchase 7.15% 12/16/24
    30 Year FHA Refi 7.90% 12/16/24
    30 Year VA Purchase 6.11% 12/16/24
    30 Year VA Refi 5.76% 12/16/24
    15 Year Conventional Purchase 5.91% 12/16/24
    15 Year Conventional Refi 5.88% 12/16/24
    15 Year Cash-out Refi 5.88% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Eaglebank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Eaglebank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,618

    Origination Dollar Volume (All Markets)

    $989,220,000

    Employee count

    492 Show all (9) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,306 $800,010,000 $612,565 $5,288 4.08%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 136 $89,760,000 $660,000 $4,900 4.37%
    RICHMOND, VA (FHA|USDA|VA) 5 $16,385,000 $3,277,000 $3,084 4.14%
    PEORIA, IL (FHA|USDA|VA) 1 $7,705,000 $7,705,000 $0 5.25%
    SALISBURY, MD-DE (FHA|USDA|VA) 20 $5,960,000 $298,000 $3,771 3.92%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $5,440,000 $2,720,000 $3,604 3.86%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 7 $5,145,000 $735,000 $4,638 4.02%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9 $4,725,000 $525,000 $6,125 3.94%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $3,845,000 $3,845,000 $0 2.95%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $3,830,000 $478,750 $5,598 4.47%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 10 $3,670,000 $367,000 $5,812 3.97%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $2,485,000 $2,485,000 $0 5.25%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $2,375,000 $791,667 $5,240 4.00%
    WINCHESTER, VA-WV (FHA|USDA|VA) 11 $2,375,000 $215,909 $5,845 4.07%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 6 $2,160,000 $360,000 $3,478 4.02%
    Glenwood Springs, CO (FHA|USDA|VA) 3 $2,105,000 $701,667 $3,406 3.75%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $2,085,000 $297,857 $5,300 3.82%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 5 $2,065,000 $413,000 $3,990 3.85%
    GRAND JUNCTION, CO (FHA|USDA|VA) 3 $1,515,000 $505,000 $3,034 3.58%
    RALEIGH-CARY, NC (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,710 3.78%
    Outside of Metro Areas 7 $1,345,000 $192,143 $2,850 4.16%
    BOULDER, CO (FHA|USDA|VA) 2 $1,190,000 $595,000 $4,558 3.50%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $1,175,000 $391,667 $2,895 4.04%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,598 3.72%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $1,035,000 $345,000 $4,374 4.04%
    Edwards, CO (FHA|USDA|VA) 2 $990,000 $495,000 $2,453 3.81%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $980,000 $490,000 $5,883 3.88%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $970,000 $242,500 $3,241 4.03%
    Easton, MD (FHA|USDA|VA) 2 $920,000 $460,000 $2,613 3.69%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $840,000 $420,000 $3,834 3.75%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $815,000 $271,667 $3,247 3.83%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $775,000 $775,000 $4,029 3.13%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $750,000 $375,000 $3,053 4.50%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $735,000 $735,000 $4,683 4.00%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $695,000 $695,000 $6,125 3.38%
    Heber, UT (FHA|USDA|VA) 1 $665,000 $665,000 $0 5.25%
    BEND, OR (FHA|USDA|VA) 2 $660,000 $330,000 $5,291 3.69%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $660,000 $330,000 $2,472 3.37%
    RAPID CITY, SD (FHA|USDA|VA) 2 $600,000 $300,000 $1,757 4.88%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $595,000 $595,000 $5,640 3.88%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $525,000 $525,000 $5,853 3.63%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $445,000 $445,000 $5,409 3.63%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $435,000 $435,000 $6,646 3.50%
    OCEAN CITY, NJ (FHA|USDA|VA) 1 $425,000 $425,000 $3,965 3.49%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $425,000 $425,000 $2,767 3.63%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $390,000 $195,000 $3,208 3.56%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $355,000 $355,000 $5,024 5.00%
    WILMINGTON, NC (FHA|USDA|VA) 1 $345,000 $345,000 $3,327 3.50%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $345,000 $345,000 $0 4.80%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $325,000 $325,000 $2,630 3.50%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $325,000 $325,000 $2,695 3.13%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $305,000 $305,000 $3,802 3.38%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $295,000 $295,000 $3,783 4.12%
    GREELEY, CO (FHA|USDA|VA) 1 $285,000 $285,000 $2,188 3.63%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $275,000 $275,000 $4,724 3.88%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $275,000 $275,000 $3,630 3.13%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $255,000 $255,000 $3,639 4.75%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,359 3.63%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,140 3.25%
    Thomasville, GA (FHA|USDA|VA) 2 $170,000 $85,000 $0 4.68%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.38%
    Eaglebank's top markets include Washington, Baltimore, Richmond, Peoria, and Salisbury among others.

    Their top states include:
  • Maryland (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • District of Columbia (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against EagleBank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
    Similarity Rank: 56
    DEL-ONE FEDERAL CREDIT UNION
    Similarity Rank: 84
    Schuyler Savings Bank
    Similarity Rank: 104
    Union County Savings Bank
    Similarity Rank: 150
    POWER FINANCIAL
    Similarity Rank: 188
    GARDEN SAVINGS FEDERAL CREDIT UNION
    Similarity Rank: 192
    Calvin B. Taylor Banking Company of Berlin, Maryland
    Similarity Rank: 204
    Blue Foundry Bank
    Similarity Rank: 212
    The Glen Burnie Mutual Savings Bank
    Similarity Rank: 218
    Bogota Savings Bank
    Similarity Rank: 246

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,310 $875,690,000 $668,466 $3,933 4.15%
    FHA 265 $92,195,000 $347,906 $9,442 3.86%
    VA 43 $21,335,000 $496,163 $8,509 3.58%

    For 2019, Eaglebank's most frequently originated type of loan was Conventional, with 1,310 originations. Their 2nd most popular type was FHA, with 265 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 845 $430,855,000 $509,888 $6,671 4.26%
    Refi 631 $484,385,000 $767,647 $3,586 3.85%
    Cash Out Refi 96 $42,570,000 $443,438 $3,699 3.99%
    Home Improvement 46 $31,410,000 $682,826 $4,148 4.42%

    For 2019, Eaglebank's most frequently cited loan purpose was Home Purchase, with 845 originations. The 2nd most popular reason was Refi, with 631 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,359 $584,965,000 $430,438 $5,293 3.94%
    1 Year 87 $57,365,000 $659,368 $0 5.94%
    15 Year 74 $24,420,000 $330,000 $3,051 3.47%
    Other 32 $70,320,000 $2,197,500 $2,479 5.50%
    5 Year 31 $22,325,000 $720,161 $0 5.24%
    20 Year 23 $10,325,000 $448,913 $3,588 3.87%
    10 Year 9 $161,365,000 $17,929,444 $250 5.06%
    30+ year 2 $9,130,000 $4,565,000 $0 3.40%
    3 Year 1 $49,005,000 $49,005,000 $0 4.00%

    For 2019, Eaglebank's most frequently cited loan duration was 30 Year, with 1,359 originations. The 2nd most popular length was 1 Year, with 87 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,282 $555,370,000 $433,206
    $2k-3k 42 $18,740,000 $446,190
    $3k-4k 11 $5,565,000 $505,909
    $5k+ 11 $7,935,000 $721,364
    $4k-5k 8 $3,600,000 $450,000
    $<1k 5 $905,000 $181,000

    Eaglebank's average total fees were $5,293, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,282 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 964 $603,340,000 $625,871
    4-5% 480 $259,010,000 $539,604
    5-6% 113 $91,965,000 $813,850
    6-7% 34 $12,880,000 $378,824
    2.5-3% 24 $13,600,000 $566,667
    7-8% 2 $420,000 $210,000
    Over 8% 1 $8,005,000 $8,005,000

    During 2019, Eaglebank's average interest rate for loans was 3.94%, while their most frequently originated rate bucket for loans was 3-4%, with 964 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 667 $200,905,000 $301,207 $5,349 4.00%
    $400k-600k 457 $221,545,000 $484,781 $4,956 3.99%
    $600k-1MM 262 $188,210,000 $718,359 $5,361 4.11%
    $100k-200k 144 $23,140,000 $160,694 $4,325 4.34%
    $1MM+ 65 $353,735,000 $5,442,077 $5,335 4.60%
    $100,000 or less 23 $1,685,000 $73,261 $2,427 5.18%

    2019 saw Eaglebank place emphasis on $200k-400k loans with 667 originations, totaling $200,905,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 385 $187,375,000 $486,688 $4,649 3.92%
    $100k-150k 356 $146,930,000 $412,725 $4,635 3.94%
    $50k-75k 241 $66,025,000 $273,963 $6,221 3.96%
    $75k-100k 205 $69,345,000 $338,268 $5,772 3.91%
    $250k+ 194 $130,410,000 $672,216 $4,489 3.92%
    $50k or less 81 $21,525,000 $265,741 $5,914 3.81%

    Eaglebank lent most frequently to those with incomes in the $150k-250k range, with 385 originations. The second most popular income band? $100k-150k, with 356 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 253 $121,465,000 $480,099 $3,931 3.83%
    30-36% 233 $106,915,000 $458,863 $4,598 3.90%
    50-60% 101 $34,545,000 $342,030 $9,636 3.88%
    42% 72 $29,330,000 $407,361 $5,663 3.97%
    44% 67 $24,425,000 $364,552 $5,817 3.99%
    <20% 66 $25,440,000 $385,455 $3,438 3.80%
    38% 62 $31,570,000 $509,194 $5,323 3.94%
    49% 61 $22,465,000 $368,279 $5,265 4.04%
    43% 60 $21,960,000 $366,000 $5,174 4.07%
    48% 59 $23,325,000 $395,339 $5,428 3.90%
    39% 58 $27,180,000 $468,621 $4,323 3.85%
    40% 54 $21,600,000 $400,000 $5,261 4.10%
    41% 54 $24,010,000 $444,630 $4,985 3.89%
    45% 53 $18,515,000 $349,340 $5,714 4.05%
    46% 47 $18,225,000 $387,766 $5,370 4.00%
    36% 47 $22,255,000 $473,511 $5,049 4.01%
    47% 46 $16,750,000 $364,130 $5,541 4.05%
    37% 45 $20,545,000 $456,556 $4,070 3.94%
    >60% 2 $900,000 $450,000 $3,092 3.56%

    Eaglebank lent most frequently to those with DTI ratios of 20-30%, with 253 originations. The next most common DTI ratio? 30-36%, with 233 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 919 $381,925,000 $415,588 $5,110 3.92%
    Not applicable 153 $365,605,000 $2,389,575 $0 5.64%
    Not provided 287 $137,275,000 $478,310 $4,781 3.93%
    Asian 129 $54,635,000 $423,527 $4,418 3.96%
    Black 124 $47,420,000 $382,419 $6,752 3.90%
    American Indian 4 $1,320,000 $330,000 $9,094 3.81%
    Asian Indian 1 $725,000 $725,000 $3,653 4.63%
    Other Asian 1 $315,000 $315,000 $3,781 4.25%

    Approval Rates

    Total approvals of all applications
    94.18%

    Eaglebank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.50%

    Eaglebank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,618 $989,220,000 $611,384

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 23 $293,505,000 $12,761,087
    Single Family (1-4 Units):Site-Built 1,595 $695,715,000 $436,185

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 69 $22,545,000 $326,739 $3,187 3.86%
    40-60% 205 $184,595,000 $900,463 $3,433 4.10%
    60-80% 621 $461,335,000 $742,890 $3,609 4.16%
    80-100% 683 $293,645,000 $429,934 $6,631 3.99%
    Over 100% 31 $16,375,000 $528,226 $13,577 4.95%
    Under 20% 7 $10,065,000 $1,437,857 $1,489 5.60%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    EagleBank 11166 Fairfax Blvd, Suite 100 Fairfax, VA 22030 Full Service B&M $95,289
    EagleBank 12011 Sunset Hills Road Reston, VA 20190 Full Service B&M $74,457
    EagleBank 1228 Connecticut Avenue Nw Washington, DC 20036 Full Service B&M $113,690
    EagleBank 12300 Twinbrook Pkwy, Suite 5476b Rockville, MD 20852 Full Service B&M $137,888
    EagleBank 12505 Park Potomac Ave Potomac, MD 20854 Full Service B&M $75,582
    EagleBank 13986 Metrotech Drive Chantilly, VA 20151 Full Service B&M $69,796
    EagleBank 1425 K Street, Nw Washington, DC 20005 Full Service B&M $66,903
    EagleBank 1919 N. Lynn Street Arlington, VA 22209 Full Service B&M $50,514
    EagleBank 2001 K Street Nw Washington, DC 20006 Full Service B&M $2,526,817
    EagleBank 277 S. Washington Street Alexandria, VA 22314 Full Service B&M $45,513
    EagleBank 2905 District Avenue, Suite 190 Fairfax, VA 22031 Full Service B&M $15,324
    EagleBank 3143 N Street Washington, DC 20007 Full Service B&M $56,508
    EagleBank 4420 N. Fairfax Dr Arlington, VA 22203 Full Service B&M $35,802
    EagleBank 45745 Nokes Blvd, Ste 150 Dulles, VA 20166 Full Service B&M $124,636
    EagleBank 5480 Wisconsin Avenue Chevy Chase, MD 20815 Full Service B&M $68,018
    EagleBank 700 7th Street Nw Washington, DC 20001 Full Service B&M $58,190
    EagleBank 7815 Woodmont Avenue Bethesda, MD 20814 Full Service B&M $2,798,272
    EagleBank 8245 Boone Boulevard Vienna, VA 22182 Full Service B&M $270,706
    EagleBank 8677 Georgia Ave Silver Spring, MD 20910 Full Service B&M $176,525
    EagleBank 9600 Blackwell Rd Rockville, MD 20850 Full Service B&M $151,377

    For 2019, Eaglebank had 20 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $429,422
    Net interest income $335,005
    Total noninterest income $24,969
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $6,247
    Trading account gains and fees $0
    Additional Noninterest Income $18,722
    Pre-tax net operating income $210,799
    Securities gains (or losses, -) $1,517
    Income before extraordinary items $155,292
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $155,292
    Minority interest net income $0
    Net income $155,292
    Sale, conversion, retirement of capital stock, net $7,684
    Net operating income $154,093

    Eaglebank's gross interest income from loans was $429,422,000.
    Eaglebank's net interest income from loans was $335,005,000.
    Eaglebank's fee based income from loans was $6,247,000.
    Eaglebank's net income from loans was $155,292,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $94,417
    Provision for credit losses $13,091
    Total noninterest expense $136,084
    Salaries and employee benefits $79,842
    Premises and equipment expense $14,387
    Additional noninterest expense $41,855
    Applicable income taxes $57,024
    Net charge-offs $9,376
    Cash dividends $85,190

    Eaglebank's interest expense for loans was $94,417,000.
    Eaglebank's payroll and benefits expense were $79,842,000.
    Eaglebank's property, plant and equipment expenses $14,387,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 2.0%
    HELOC loans 0.0%
    All other family 3.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $7,267,630
    Deposits held in domestic offices $7,267,630
    Deposits by Individuals, partnerships, and corporations $6,741,483
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $422,917
    Deposits by Commercial banks and other depository institutions in U.S. $65,509
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $37,721
    Transaction accounts $759,071
    Demand deposits $393,288
    Nontransaction accounts $6,508,559
    Money market deposit accounts (MMDAs) $3,016,277
    Other savings deposits (excluding MMDAs) $2,209,244
    Total time deposits $1,283,039
    Total time and savings deposits $6,874,342
    Noninterest-bearing deposits $2,068,177
    Interest-bearing deposits $5,199,453
    Retail deposits $5,127,631
    IRAs and Keogh plan accounts $330,196
    Brokered deposits $1,796,405
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $8,950,172
    Cash & Balances due from depository institutions $203,021
    Interest-bearing balances $153,800
    Total securities $836,047
    Federal funds sold & reverse repurchase $38,987
    Net loans and leases $7,528,797
    Loan and leases loss allowance $73,658
    Trading account assets $0
    Bank premises and fixed assets $42,826
    Other real estate owned $1,487
    Goodwill and other intangibles $104,739
    All other assets $194,268

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $8,950,172
    Total Liabilities $7,616,566
    Total deposits $7,267,630
    Interest-bearing deposits $5,199,453
    Deposits held in domestic offices $7,267,630
    % insured (estimated) $61
    Federal funds purchased and repurchase agreements $30,980
    Trading liabilities $0
    Other borrowed funds $279,959
    Subordinated debt $0
    All other liabilities $37,997

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $7,528,797
    Loan and leases loss allowance $73,658
    Total loans and leases (domestic) $7,602,455
    All real estate loans $6,180,602
    Real estate loans in domestic offices $6,180,602
    Construction and development loans $1,609,647
    Residential 1-4 family construction $374,028
    Other construction, all land development and other land $1,235,619
    Loans secured by nonfarm nonresidential properties $3,439,809
    Nonfarm nonresidential secured by owner-occupied properties $998,369
    Commercial real estate & other non-farm, non-residential $2,441,440
    Multifamily residential real estate $673,051
    1-4 family residential loans $457,133
    Farmland loans $962
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $1,241,310
    To non-U.S. addressees $0
    Loans to individuals $1,702
    Credit card loans $0
    Related Plans $1,337
    Consumer Auto Loans $13
    Other loans to individuals $352
    All other loans & leases $204,069
    Loans to foreign governments and official institutions $0
    Other loans $98,313
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $7,158
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $107
    Non 1-4 family restructured loans & leases $107
    Total loans and leases (foreign) $0

    EagleBank had $7,528,797,000 of loans outstanding in 2019. $6,180,602,000 of loans were in real estate loans. $1,609,647,000 of loans were in development loans. $673,051,000 of loans were in multifamily mortgage loans. $457,133,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $13,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 457 $171,503 $375,280
    Nonfarm, nonresidential loans - <$100k 7 $148 $21,143
    Nonfarm, nonresidential loans - $100-250k 112 $15,160 $135,357
    Nonfarm, nonresidential loans - $250k-1MM 338 $156,195 $462,115
    Commercial & Industrial, US addressed loans - <$1MM 1,901 $300,972 $158,323
    Commercial & Industrial, US addressed loans - <$100k 563 $15,327 $27,224
    Commercial & Industrial, US addressed loans - $100-250k 640 $57,076 $89,181
    Commercial & Industrial, US addressed loans - $250k-1MM 698 $228,569 $327,463