Eaglebank Mortgage Rates, Fees & Info

Bethesda, MD

LEI: WVM1F03F86RQLLTEVE84

Tax ID: 52-2099123

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Eaglebank is a small bank specializing in Refi and Home Purchase loans. Eaglebank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, Baltimore, Myrtle Beach, Blacksburg, and Salisbury among others. We have data for 87 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Eaglebank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eaglebank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.36% 4/28/24
    30 Year Conventional Refi 6.25% 4/28/24
    30 Year Cash-out Refi 6.56% 4/28/24
    30 Year FHA Purchase 7.15% 4/28/24
    30 Year FHA Refi 7.90% 4/28/24
    30 Year VA Purchase 6.11% 4/28/24
    30 Year VA Refi 5.76% 4/28/24
    15 Year Conventional Purchase 5.91% 4/28/24
    15 Year Conventional Refi 5.88% 4/28/24
    15 Year Cash-out Refi 5.88% 4/28/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Eaglebank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Eaglebank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,597

    Origination Dollar Volume (All Markets)

    $1,493,395,000

    Employee count

    509 Show all (11) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,016 $1,198,670,000 $594,578 $4,748 2.90%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 236 $88,120,000 $373,390 $4,283 3.01%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $37,030,000 $18,515,000 $0 3.01%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $27,505,000 $27,505,000 $0 3.50%
    SALISBURY, MD-DE (FHA|USDA|VA) 36 $21,500,000 $597,222 $4,144 2.87%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 19 $8,845,000 $465,526 $5,233 2.90%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 20 $7,640,000 $382,000 $4,597 3.11%
    Outside of Metro Areas 19 $6,805,000 $358,158 $4,252 3.12%
    Easton, MD (FHA|USDA|VA) 11 $6,265,000 $569,545 $4,611 2.82%
    RICHMOND, VA (FHA|USDA|VA) 9 $4,835,000 $537,222 $3,127 3.14%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 15 $4,615,000 $307,667 $4,008 2.86%
    WINCHESTER, VA-WV (FHA|USDA|VA) 15 $4,085,000 $272,333 $5,745 2.76%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 12 $3,640,000 $303,333 $2,923 2.95%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 7 $3,375,000 $482,143 $5,163 3.09%
    RALEIGH-CARY, NC (FHA|USDA|VA) 11 $3,305,000 $300,455 $2,576 2.63%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $3,090,000 $772,500 $9,612 2.91%
    JACKSONVILLE, FL (FHA|USDA|VA) 6 $2,980,000 $496,667 $5,296 2.81%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 8 $2,910,000 $363,750 $3,822 2.86%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $2,770,000 $692,500 $7,453 2.69%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 11 $2,665,000 $242,273 $4,490 2.82%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 6 $2,660,000 $443,333 $5,841 2.81%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $2,620,000 $436,667 $3,915 2.65%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $2,495,000 $499,000 $4,465 3.75%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $2,440,000 $305,000 $4,668 2.78%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 6 $2,270,000 $378,333 $5,001 2.85%
    Glenwood Springs, CO (FHA|USDA|VA) 3 $2,165,000 $721,667 $2,846 2.96%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $2,060,000 $515,000 $3,303 2.72%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $1,735,000 $347,000 $3,396 2.95%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $1,695,000 $565,000 $4,626 3.00%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $1,570,000 $785,000 $5,887 3.06%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $1,470,000 $735,000 $5,686 2.94%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $1,410,000 $352,500 $3,653 2.53%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $1,240,000 $620,000 $7,301 2.75%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $1,180,000 $590,000 $4,103 2.94%
    GETTYSBURG, PA (FHA|USDA|VA) 3 $1,155,000 $385,000 $6,769 3.04%
    GRAND JUNCTION, CO (FHA|USDA|VA) 2 $1,140,000 $570,000 $2,661 2.88%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $1,060,000 $530,000 $4,009 3.50%
    Brevard, NC (FHA|USDA|VA) 1 $995,000 $995,000 $4,415 2.88%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $995,000 $995,000 $3,307 3.13%
    Edwards, CO (FHA|USDA|VA) 2 $940,000 $470,000 $2,485 2.63%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $865,000 $288,333 $3,379 2.71%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $865,000 $288,333 $4,230 2.96%
    PITTSBURGH, PA (FHA|USDA|VA) 2 $820,000 $410,000 $4,519 3.00%
    SAVANNAH, GA (FHA|USDA|VA) 1 $755,000 $755,000 $5,928 2.63%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $750,000 $375,000 $3,505 2.81%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $660,000 $330,000 $4,815 2.50%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $635,000 $635,000 $6,923 2.63%
    URBAN HONOLULU, HI (FHA|USDA|VA) 2 $630,000 $315,000 $3,234 2.88%
    Vineyard Haven, MA (FHA|USDA|VA) 1 $625,000 $625,000 $13,778 5.25%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $605,000 $605,000 $0 3.50%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $560,000 $280,000 $2,785 2.56%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $550,000 $275,000 $3,638 3.13%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $545,000 $545,000 $3,482 2.75%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $545,000 $545,000 $2,643 2.38%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $505,000 $505,000 $5,321 2.50%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $480,000 $240,000 $3,758 2.44%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $465,000 $465,000 $3,015 2.63%
    Thomasville, GA (FHA|USDA|VA) 5 $455,000 $91,000 $0 3.03%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $415,000 $138,333 $3,473 3.38%
    WILMINGTON, NC (FHA|USDA|VA) 1 $405,000 $405,000 $3,590 2.88%
    BEND, OR (FHA|USDA|VA) 1 $405,000 $405,000 $3,283 2.63%
    Cambridge, MD (FHA|USDA|VA) 2 $400,000 $200,000 $3,523 3.25%
    LOUISVILLE, KY (FHA|USDA|VA) 1 $385,000 $385,000 $3,384 2.88%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $355,000 $355,000 $5,109 3.25%
    MADISON, WI (FHA|USDA|VA) 1 $355,000 $355,000 $1,815 2.75%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $355,000 $355,000 $4,804 2.50%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.25%
    DOVER, DE (FHA|USDA|VA) 1 $325,000 $325,000 $3,198 2.75%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $2,316 2.75%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $315,000 $315,000 $3,149 2.50%
    SALEM, OR (FHA|USDA|VA) 1 $305,000 $305,000 $4,107 2.25%
    ANCHORAGE, AK (FHA|USDA|VA) 1 $295,000 $295,000 $4,117 2.38%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $285,000 $285,000 $3,291 3.00%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $275,000 $275,000 $3,077 3.00%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.50%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,190 2.99%
    SPARTANBURG, SC (FHA|USDA|VA) 2 $240,000 $120,000 $2,878 2.75%
    COLUMBIA, SC (FHA|USDA|VA) 1 $235,000 $235,000 $3,329 2.75%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $205,000 $205,000 $5,402 2.50%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $1,911 2.50%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,078 2.75%
    WORCESTER, MA-CT (FHA|USDA|VA) 1 $175,000 $175,000 $3,810 2.87%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $175,000 $175,000 $3,407 3.00%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,581 3.13%
    Cookeville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,659 3.38%
    PITTSFIELD, MA (FHA|USDA|VA) 1 $165,000 $165,000 $2,867 1.88%
    Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $145,000 $145,000 $4,338 2.50%
    Eaglebank's top markets include Washington, Baltimore, Myrtle Beach, Blacksburg, and Salisbury among others.

    Their top states include:
  • Maryland (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • District of Columbia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against EagleBank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
    Similarity Rank: 102
    DADE COUNTY FEDERAL CREDIT UNION
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    Similarity Rank: 352
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    Similarity Rank: 477
    Cedar Point Federal Credit Union
    Similarity Rank: 546
    ATLANTIS MORTGAGE CO., INC.
    Similarity Rank: 652
    Hebron Savings Bank
    Similarity Rank: 676
    Securityplus FCU
    Similarity Rank: 736
    The First National Bank of Long Island
    Similarity Rank: 748
    POWER FINANCIAL
    Similarity Rank: 768

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,318 $1,318,480,000 $568,801 $3,918 2.94%
    FHA 218 $144,450,000 $662,615 $10,317 2.73%
    VA 61 $30,465,000 $499,426 $9,401 2.55%

    For 2021, Eaglebank's most frequently originated type of loan was Conventional, with 2,318 originations. Their 2nd most popular type was FHA, with 218 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,306 $734,750,000 $562,596 $3,384 2.79%
    Home Purchase 944 $614,170,000 $650,604 $6,916 3.04%
    Cash Out Refi 346 $143,820,000 $415,665 $3,571 3.01%
    Home Improvement 1 $655,000 $655,000 $0 4.25%

    For 2021, Eaglebank's most frequently cited loan purpose was Refi, with 1,306 originations. The 2nd most popular reason was Home Purchase, with 944 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,113 $993,815,000 $470,334 $4,903 2.90%
    15 Year 258 $94,040,000 $364,496 $2,926 2.42%
    20 Year 85 $33,625,000 $395,588 $3,091 2.68%
    1 Year 42 $49,110,000 $1,169,286 $0 4.79%
    Other 39 $95,985,000 $2,461,154 $4,635 3.81%
    10 Year 29 $12,535,000 $432,241 $2,630 3.04%
    5 Year 22 $58,890,000 $2,676,818 $18,077 4.48%
    3 Year 6 $86,270,000 $14,378,333 $0 4.21%
    30+ year 3 $69,125,000 $23,041,667 $0 2.48%

    For 2021, Eaglebank's most frequently cited loan duration was 30 Year, with 2,113 originations. The 2nd most popular length was 15 Year, with 258 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,117 $977,665,000 $461,816
    $2k-3k 72 $35,090,000 $487,361
    $5k+ 50 $44,480,000 $889,600
    $4k-5k 22 $10,880,000 $494,545
    $3k-4k 21 $11,295,000 $537,857
    $<1k 6 $1,870,000 $311,667

    Eaglebank's average total fees were $4,903, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,117 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,518 $775,730,000 $511,021
    3-4% 528 $408,250,000 $773,201
    <2.5% 463 $237,605,000 $513,186
    4-5% 72 $59,090,000 $820,694
    5-6% 13 $12,165,000 $935,769
    6-7% 3 $555,000 $185,000

    During 2021, Eaglebank's average interest rate for loans was 2.90%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,518 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,023 $312,815,000 $305,782 $4,364 2.85%
    $400k-600k 737 $362,515,000 $491,879 $4,359 2.84%
    $600k-1MM 438 $329,840,000 $753,059 $5,947 3.02%
    $100k-200k 233 $38,235,000 $164,099 $3,004 2.94%
    $1MM+ 137 $447,635,000 $3,267,409 $7,273 3.22%
    $100,000 or less 29 $2,355,000 $81,207 $2,831 3.56%

    2021 saw Eaglebank place emphasis on $200k-400k loans with 1,023 originations, totaling $312,815,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 680 $341,140,000 $501,676 $4,065 2.86%
    $100k-150k 589 $236,855,000 $402,131 $4,110 2.83%
    $250k+ 489 $338,885,000 $693,016 $5,205 2.95%
    $50k-75k 317 $93,535,000 $295,063 $5,757 2.83%
    $75k-100k 309 $105,265,000 $340,663 $4,745 2.86%
    $50k or less 125 $34,515,000 $276,120 $5,271 2.65%

    Eaglebank lent most frequently to those with incomes in the $150k-250k range, with 680 originations. The second most popular income band? $100k-150k, with 589 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 607 $285,745,000 $470,750 $3,909 2.82%
    30-36% 432 $209,030,000 $483,866 $4,348 2.88%
    <20% 268 $118,660,000 $442,761 $3,647 2.79%
    40% 104 $52,560,000 $505,385 $5,614 2.90%
    42% 91 $45,745,000 $502,692 $4,932 2.92%
    37% 90 $37,480,000 $416,444 $4,356 2.88%
    38% 89 $39,815,000 $447,360 $4,134 2.95%
    50-60% 88 $32,380,000 $367,955 $10,206 2.75%
    41% 84 $42,420,000 $505,000 $5,364 2.96%
    36% 83 $42,155,000 $507,892 $4,374 2.86%
    43% 79 $32,235,000 $408,038 $5,017 2.95%
    49% 73 $29,005,000 $397,329 $5,108 2.85%
    39% 73 $37,245,000 $510,205 $4,551 2.99%
    45% 71 $27,635,000 $389,225 $4,938 2.88%
    44% 67 $27,945,000 $417,090 $5,452 2.90%
    48% 57 $24,725,000 $433,772 $5,021 2.86%
    46% 57 $25,135,000 $440,965 $5,133 2.89%
    47% 54 $20,960,000 $388,148 $5,602 2.88%
    >60% 4 $2,240,000 $560,000 $13,040 3.06%

    Eaglebank lent most frequently to those with DTI ratios of 20-30%, with 607 originations. The next most common DTI ratio? 30-36%, with 432 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,702 $767,130,000 $450,723 $4,617 2.85%
    Not applicable 88 $343,200,000 $3,900,000 $0 4.40%
    Not provided 405 $205,245,000 $506,778 $4,750 2.86%
    Asian 214 $100,460,000 $469,439 $4,317 2.84%
    Black 178 $73,490,000 $412,865 $5,280 2.95%
    American Indian 5 $1,855,000 $371,000 $3,254 3.12%
    Asian Indian 3 $1,465,000 $488,333 $6,133 2.75%
    Other Asian 1 $285,000 $285,000 $3,805 2.63%
    Chinese 1 $265,000 $265,000 $4,926 2.99%

    Approval Rates

    Total approvals of all applications
    96.29%

    Eaglebank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    89.30%

    Eaglebank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,597 $1,493,395,000 $575,046

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,597 $1,493,395,000 $575,046

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 168 $58,020,000 $345,357 $3,046 2.70%
    40-60% 598 $342,170,000 $572,191 $3,209 2.83%
    60-80% 1,061 $721,145,000 $679,684 $3,982 2.98%
    80-100% 729 $332,995,000 $456,783 $6,718 2.90%
    Over 100% 17 $11,595,000 $682,059 $17,781 3.28%
    Under 20% 24 $27,470,000 $1,144,583 $3,624 3.14%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Eaglebank 11166 Fairfax Blvd, Suite 100 Fairfax, VA 22030 Full Service B&M $67,242
    Eaglebank 12011 Sunset Hills Road Reston, VA 20190 Full Service B&M $117,436
    Eaglebank 1228 Connecticut Avenue Nw Washington, DC 20036 Full Service B&M $177,116
    Eaglebank 12300 Twinbrook Pkwy, Suite 5476b Rockville, MD 20852 Full Service B&M $156,540
    Eaglebank 12505 Park Potomac Ave Potomac, MD 20854 Full Service B&M $108,803
    Eaglebank 13986 Metrotech Drive Chantilly, VA 20151 Full Service B&M $58,044
    Eaglebank 1425 K Street, Nw Washington, DC 20005 Full Service B&M $85,971
    Eaglebank 2001 K Street Nw Washington, DC 20006 Full Service B&M $2,980,227
    Eaglebank 277 S. Washington Street Alexandria, VA 22314 Full Service B&M $70,447
    Eaglebank 2905 District Avenue, Suite 190 Fairfax, VA 22031 Full Service B&M $29,937
    Eaglebank 3143 N Street Washington, DC 20007 Full Service B&M $82,561
    Eaglebank 4420 N. Fairfax Dr Arlington, VA 22203 Full Service B&M $74,636
    Eaglebank 45745 Nokes Blvd, Ste 150 Dulles, VA 20166 Full Service B&M $232,262
    Eaglebank 5480 Wisconsin Avenue Chevy Chase, MD 20815 Full Service B&M $74,410
    Eaglebank 700 K Street, Nw, Suite 60 Washington, DC 20001 Full Service B&M $121,626
    Eaglebank 7735 Old Georgetown Rd, Ste 100 Bethesda, MD 20814 Full Service B&M $1,509,369
    Eaglebank 7830 Old Georgetown Road Bethesda, MD 20814 Full Service B&M $2,469,986
    Eaglebank 8245 Boone Boulevard Vienna, VA 22182 Full Service B&M $286,733
    Eaglebank 8677 Georgia Ave Silver Spring, MD 20910 Full Service B&M $227,707
    Eaglebank 9600 Blackwell Rd Rockville, MD 20850 Full Service B&M $184,031

    For 2021, Eaglebank had 20 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $363,687
    Net interest income $333,554
    Total noninterest income $37,360
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $4,562
    Trading account gains and fees $0
    Additional Noninterest Income $32,798
    Pre-tax net operating income $248,249
    Securities gains (or losses, -) $2,871
    Income before extraordinary items $187,234
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $187,234
    Minority interest net income $0
    Net income $187,234
    Sale, conversion, retirement of capital stock, net $7,811
    Net operating income $184,965

    Eaglebank's gross interest income from loans was $363,687,000.
    Eaglebank's net interest income from loans was $333,554,000.
    Eaglebank's fee based income from loans was $4,562,000.
    Eaglebank's net income from loans was $187,234,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $30,133
    Provision for credit losses $-21,940
    Total noninterest expense $144,605
    Salaries and employee benefits $88,398
    Premises and equipment expense $14,876
    Additional noninterest expense $41,331
    Applicable income taxes $63,886
    Net charge-offs $13,340
    Cash dividends $169,785

    Eaglebank's interest expense for loans was $30,133,000.
    Eaglebank's payroll and benefits expense were $88,398,000.
    Eaglebank's property, plant and equipment expenses $14,876,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 3.0%
    HELOC loans 7.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $10,024,167
    Deposits held in domestic offices $10,024,167
    Deposits by Individuals, partnerships, and corporations $9,667,070
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $315,635
    Deposits by Commercial banks and other depository institutions in U.S. $34,101
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $7,361
    Transaction accounts $1,198,840
    Demand deposits $915,041
    Nontransaction accounts $8,825,327
    Money market deposit accounts (MMDAs) $5,175,028
    Other savings deposits (excluding MMDAs) $2,921,218
    Total time deposits $729,082
    Total time and savings deposits $9,109,126
    Noninterest-bearing deposits $3,284,525
    Interest-bearing deposits $6,739,642
    Retail deposits $7,493,859
    IRAs and Keogh plan accounts $953,381
    Brokered deposits $2,426,119
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $11,799,111
    Cash & Balances due from depository institutions $1,694,461
    Interest-bearing balances $1,635,728
    Total securities $2,579,728
    Federal funds sold & reverse repurchase $20,391
    Net loans and leases $7,037,851
    Loan and leases loss allowance $74,965
    Trading account assets $5,273
    Bank premises and fixed assets $42,838
    Other real estate owned $1,635
    Goodwill and other intangibles $105,793
    All other assets $311,141

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $11,799,111
    Total Liabilities $10,456,326
    Total deposits $10,024,167
    Interest-bearing deposits $6,739,642
    Deposits held in domestic offices $10,024,167
    % insured (estimated) $61
    Federal funds purchased and repurchase agreements $23,918
    Trading liabilities $5,223
    Other borrowed funds $300,000
    Subordinated debt $0
    All other liabilities $103,018

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $7,037,851
    Loan and leases loss allowance $74,965
    Total loans and leases (domestic) $7,112,816
    All real estate loans $5,772,887
    Real estate loans in domestic offices $5,772,887
    Construction and development loans $1,508,289
    Residential 1-4 family construction $177,146
    Other construction, all land development and other land $1,331,143
    Loans secured by nonfarm nonresidential properties $3,271,978
    Nonfarm nonresidential secured by owner-occupied properties $1,077,008
    Commercial real estate & other non-farm, non-residential $2,194,970
    Multifamily residential real estate $646,400
    1-4 family residential loans $344,103
    Farmland loans $2,117
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $1,070,716
    To non-U.S. addressees $0
    Loans to individuals $1,064
    Credit card loans $0
    Related Plans $1,064
    Consumer Auto Loans $0
    Other loans to individuals $0
    All other loans & leases $292,600
    Loans to foreign governments and official institutions $0
    Other loans $137,407
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $13,300
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    EagleBank had $7,037,851,000 of loans outstanding in 2021. $5,772,887,000 of loans were in real estate loans. $1,508,289,000 of loans were in development loans. $646,400,000 of loans were in multifamily mortgage loans. $344,103,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 382 $132,454 $346,738
    Nonfarm, nonresidential loans - <$100k 8 $235 $29,375
    Nonfarm, nonresidential loans - $100-250k 94 $11,662 $124,064
    Nonfarm, nonresidential loans - $250k-1MM 280 $120,557 $430,561
    Commercial & Industrial, US addressed loans - <$1MM 2,084 $172,675 $82,857
    Commercial & Industrial, US addressed loans - <$100k 747 $8,633 $11,557
    Commercial & Industrial, US addressed loans - $100-250k 689 $33,649 $48,837
    Commercial & Industrial, US addressed loans - $250k-1MM 648 $130,393 $201,224