Eaglebank Mortgage Rates, Fees & Info

Bethesda, MD

LEI: WVM1F03F86RQLLTEVE84

Tax ID: 52-2099123

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Eaglebank is a small bank specializing in Refi and Home Purchase loans. Eaglebank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, Baltimore, Salisbury, New York, and Charlotte among others. We have data for 95 markets. (Some data included below & more in-depth data is available with an active subscription.)

Eaglebank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eaglebank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.36%	12/16/24
30 Year Conventional Refi	6.25%	12/16/24
30 Year Cash-out Refi	6.56%	12/16/24
30 Year FHA Purchase	7.15%	12/16/24
30 Year FHA Refi	7.90%	12/16/24
30 Year VA Purchase	6.11%	12/16/24
30 Year VA Refi	5.76%	12/16/24
15 Year Conventional Purchase	5.91%	12/16/24
15 Year Conventional Refi	5.88%	12/16/24
15 Year Cash-out Refi	5.88%	12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Eaglebank Mortgage Calculator

Purchase Price:

Loan Amount:

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% Deposit:

Interest Rate:

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Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Eaglebank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

3,050

Origination Dollar Volume (All Markets)

$1,559,730,000

Employee count

519

Awards

EagleBank 30 Year Conventional Loans bronze

EagleBank 30 Year Conventional Loans silver

EagleBank 30 Year Conventional Loans gold

Show all (11) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	2,470	$1,286,950,000	$521,032	$4,321	3.09%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	217	$134,575,000	$620,161	$3,555	3.11%
SALISBURY, MD-DE (FHA\|USDA\|VA)	60	$28,980,000	$483,000	$3,667	3.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	17	$8,135,000	$478,529	$5,216	2.90%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	15	$5,365,000	$357,667	$3,140	2.87%
RICHMOND, VA (FHA\|USDA\|VA)	13	$4,745,000	$365,000	$3,007	2.92%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	18	$4,540,000	$252,222	$5,677	2.84%
Easton, MD (FHA\|USDA\|VA)	10	$4,470,000	$447,000	$4,145	2.85%
Outside of Metro Areas	14	$3,830,000	$273,571	$3,670	3.03%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	12	$3,820,000	$318,333	$3,982	3.02%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	10	$3,470,000	$347,000	$2,628	3.50%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	10	$3,210,000	$321,000	$3,750	2.96%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	5	$3,035,000	$607,000	$2,760	3.35%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	6	$2,940,000	$490,000	$2,897	3.10%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	7	$2,855,000	$407,857	$3,262	3.05%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	6	$2,700,000	$450,000	$2,729	3.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	7	$2,645,000	$377,857	$5,154	3.07%
Glenwood Springs, CO (FHA\|USDA\|VA)	5	$2,335,000	$467,000	$3,004	3.15%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	3	$2,135,000	$711,667	$6,254	4.87%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	5	$2,015,000	$403,000	$2,527	2.85%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	3	$1,915,000	$638,333	$3,280	3.65%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	5	$1,635,000	$327,000	$3,891	2.85%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	5	$1,595,000	$319,000	$4,480	3.20%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	4	$1,550,000	$387,500	$3,431	2.75%
CALIFORNIA-LEXINGTON PARK, MD (FHA\|USDA\|VA)	5	$1,525,000	$305,000	$4,166	2.92%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	5	$1,495,000	$299,000	$2,739	2.90%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	4	$1,490,000	$372,500	$2,593	2.97%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	3	$1,455,000	$485,000	$5,898	3.13%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	2	$1,450,000	$725,000	$3,990	3.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	6	$1,350,000	$225,000	$4,353	3.42%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	4	$1,180,000	$295,000	$3,416	3.13%
Kill Devil Hills, NC (FHA\|USDA\|VA)	3	$1,015,000	$338,333	$3,234	2.79%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	4	$980,000	$245,000	$2,950	3.34%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	2	$940,000	$470,000	$4,305	2.69%
Hailey, ID (FHA\|USDA\|VA)	1	$885,000	$885,000	$0	3.13%
PITTSBURGH, PA (FHA\|USDA\|VA)	3	$845,000	$281,667	$4,181	3.04%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	2	$820,000	$410,000	$3,089	2.88%
ASHEVILLE, NC (FHA\|USDA\|VA)	3	$795,000	$265,000	$4,273	3.00%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	3	$785,000	$261,667	$2,114	3.21%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	2	$780,000	$390,000	$4,380	2.88%
GAINESVILLE, GA (FHA\|USDA\|VA)	2	$770,000	$385,000	$3,620	3.12%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	2	$770,000	$385,000	$2,696	3.19%
Boone, NC (FHA\|USDA\|VA)	2	$710,000	$355,000	$2,485	3.18%
JACKSONVILLE, NC (FHA\|USDA\|VA)	1	$705,000	$705,000	$3,911	3.88%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	1	$705,000	$705,000	$5,366	2.88%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	2	$650,000	$325,000	$4,094	2.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	2	$610,000	$305,000	$2,711	2.88%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	1	$595,000	$595,000	$5,255	3.00%
Thomasville, GA (FHA\|USDA\|VA)	5	$595,000	$119,000	$3,006	3.75%
BURLINGTON-SOUTH BURLINGTON, VT (FHA\|USDA\|VA)	2	$570,000	$285,000	$3,068	3.13%
YORK-HANOVER, PA (FHA\|USDA\|VA)	3	$565,000	$188,333	$4,704	2.88%
LYNCHBURG, VA (FHA\|USDA\|VA)	2	$550,000	$275,000	$3,448	2.81%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	2	$520,000	$260,000	$3,314	2.88%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	1	$515,000	$515,000	$4,190	3.00%
Breckenridge, CO (FHA\|USDA\|VA)	1	$515,000	$515,000	$3,323	2.88%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	1	$515,000	$515,000	$3,980	2.75%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	1	$515,000	$515,000	$3,465	2.88%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	1	$515,000	$515,000	$3,237	2.63%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	1	$515,000	$515,000	$4,207	2.50%
WORCESTER, MA-CT (FHA\|USDA\|VA)	1	$515,000	$515,000	$4,169	2.75%
Torrington, CT (FHA\|USDA\|VA)	2	$510,000	$255,000	$4,693	2.75%
Heber, UT (FHA\|USDA\|VA)	1	$505,000	$505,000	$2,700	2.88%
BOULDER, CO (FHA\|USDA\|VA)	1	$465,000	$465,000	$3,392	3.00%
OCEAN CITY, NJ (FHA\|USDA\|VA)	1	$455,000	$455,000	$3,017	3.00%
LANCASTER, PA (FHA\|USDA\|VA)	1	$455,000	$455,000	$5,756	2.63%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	1	$455,000	$455,000	$3,934	3.50%
GETTYSBURG, PA (FHA\|USDA\|VA)	1	$425,000	$425,000	$4,624	3.50%
BRUNSWICK, GA (FHA\|USDA\|VA)	1	$425,000	$425,000	$3,467	2.75%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	1	$395,000	$395,000	$3,237	2.50%
Fremont, NE (FHA\|USDA\|VA)	1	$395,000	$395,000	$3,315	2.75%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	1	$375,000	$375,000	$2,346	2.50%
Concord, NH (FHA\|USDA\|VA)	1	$365,000	$365,000	$3,496	2.50%
FORT COLLINS, CO (FHA\|USDA\|VA)	1	$325,000	$325,000	$2,772	2.88%
Brevard, NC (FHA\|USDA\|VA)	1	$315,000	$315,000	$3,455	2.88%
Seneca Falls, NY (FHA\|USDA\|VA)	1	$315,000	$315,000	$2,039	2.63%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	1	$315,000	$315,000	$2,838	3.13%
Cambridge, MD (FHA\|USDA\|VA)	2	$310,000	$155,000	$2,810	2.50%
BELLINGHAM, WA (FHA\|USDA\|VA)	1	$305,000	$305,000	$3,173	3.38%
COLUMBIA, SC (FHA\|USDA\|VA)	1	$305,000	$305,000	$2,654	2.63%
GREELEY, CO (FHA\|USDA\|VA)	1	$285,000	$285,000	$2,433	2.88%
COLUMBUS, OH (FHA\|USDA\|VA)	1	$275,000	$275,000	$3,451	3.13%
CHAMBERSBURG-WAYNESBORO, PA (FHA\|USDA\|VA)	1	$275,000	$275,000	$4,240	3.50%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	1	$275,000	$275,000	$5,196	3.75%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	1	$265,000	$265,000	$2,779	2.88%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	1	$245,000	$245,000	$2,752	3.00%
Morehead City, NC (FHA\|USDA\|VA)	1	$235,000	$235,000	$2,787	3.25%
STATE COLLEGE, PA (FHA\|USDA\|VA)	1	$205,000	$205,000	$3,237	3.50%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.13%
KNOXVILLE, TN (FHA\|USDA\|VA)	1	$175,000	$175,000	$3,398	3.00%
SYRACUSE, NY (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	3.37%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	1	$125,000	$125,000	$2,962	4.25%
Danville, KY (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.99%
CUMBERLAND, MD-WV (FHA\|USDA\|VA)	1	$115,000	$115,000	$2,476	2.75%
Show Low, AZ (FHA\|USDA\|VA)	1	$115,000	$115,000	$3,305	2.88%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.00%

Eaglebank's top markets include Washington, Baltimore, Salisbury, New York, and Charlotte among others.

Their top states include:

Maryland (FHA|USDA|VA)

Virginia (FHA|USDA|VA)

District of Columbia (FHA|USDA|VA)

Delaware (FHA|USDA|VA)

North Carolina (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against EagleBank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

The First National Bank of Long Island
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MOUNTAIN MORTGAGE CORP.
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ATLANTIS MORTGAGE CO., INC.
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Hebron Savings Bank
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TEG Federal Credit Union
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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	2,682	$1,368,110,000	$510,108	$3,500	3.12%
FHA	273	$147,095,000	$538,810	$9,841	2.82%
VA	95	$44,525,000	$468,684	$5,837	2.73%

For 2020, Eaglebank's most frequently originated type of loan was Conventional, with 2,682 originations. Their 2nd most popular type was FHA, with 273 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	1,841	$944,505,000	$513,039	$3,115	3.03%
Home Purchase	953	$513,655,000	$538,987	$6,655	3.16%
Cash Out Refi	210	$83,870,000	$399,381	$3,577	3.25%
Home Improvement	46	$17,700,000	$384,783	$3,731	3.17%

For 2020, Eaglebank's most frequently cited loan purpose was Refi, with 1,841 originations. The 2nd most popular reason was Home Purchase, with 953 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	2,490	$1,088,200,000	$437,028	$4,416	3.08%
15 Year	313	$113,105,000	$361,358	$2,868	2.65%
20 Year	94	$90,410,000	$961,809	$2,904	2.95%
Other	70	$93,650,000	$1,337,857	$2,718	3.72%
1 Year	40	$23,280,000	$582,000	$0	5.01%
5 Year	25	$17,775,000	$711,000	$11,519	4.77%
10 Year	13	$55,395,000	$4,261,154	$2,236	3.17%
3 Year	5	$77,915,000	$15,583,000	$0	4.07%

For 2020, Eaglebank's most frequently cited loan duration was 30 Year, with 2,490 originations. The 2nd most popular length was 15 Year, with 313 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$1k-2k	2,634	$1,137,450,000	$431,834
$2k-3k	60	$28,900,000	$481,667
$5k+	38	$24,480,000	$644,211
$3k-4k	27	$11,955,000	$442,778
$4k-5k	19	$9,345,000	$491,842
$<1k	5	$1,055,000	$211,000

Eaglebank's average total fees were $4,416, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,634 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
2.5-3%	1,336	$628,270,000	$470,262
3-4%	1,204	$699,870,000	$581,287
<2.5%	367	$132,205,000	$360,232
4-5%	108	$74,610,000	$690,833
5-6%	33	$23,935,000	$725,303
6-7%	2	$840,000	$420,000

During 2020, Eaglebank's average interest rate for loans was 3.08%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,336 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	1,268	$390,820,000	$308,218	$4,119	2.99%
$400k-600k	1,045	$507,685,000	$485,823	$4,139	3.04%
$600k-1MM	421	$305,095,000	$724,691	$4,783	3.21%
$100k-200k	228	$37,330,000	$163,728	$3,240	3.26%
$1MM+	65	$317,005,000	$4,877,000	$6,387	3.86%
$100,000 or less	23	$1,795,000	$78,043	$2,375	3.95%

2020 saw Eaglebank place emphasis on $200k-400k loans with 1,268 originations, totaling $390,820,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$150k-250k	849	$396,675,000	$467,226	$3,566	3.05%
$100k-150k	761	$315,085,000	$414,041	$3,965	3.05%
$250k+	466	$271,910,000	$583,498	$4,043	3.11%
$75k-100k	373	$128,075,000	$343,365	$4,484	3.01%
$50k-75k	332	$94,620,000	$285,000	$5,623	2.94%
$50k or less	174	$53,950,000	$310,057	$5,144	2.86%

Eaglebank lent most frequently to those with incomes in the $150k-250k range, with 849 originations. The second most popular income band? $100k-150k, with 761 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	770	$333,160,000	$432,675	$3,493	3.01%
30-36%	548	$243,630,000	$444,580	$3,861	3.04%
<20%	324	$138,500,000	$427,469	$3,157	2.94%
50-60%	115	$39,685,000	$345,087	$9,591	2.90%
42%	107	$50,565,000	$472,570	$4,418	3.19%
40%	103	$43,595,000	$423,252	$4,008	3.13%
36%	91	$39,105,000	$429,725	$3,784	3.04%
38%	90	$41,580,000	$462,000	$4,181	3.10%
44%	89	$33,025,000	$371,067	$4,721	3.16%
39%	86	$39,990,000	$465,000	$4,639	3.11%
43%	83	$34,245,000	$412,590	$4,722	3.08%
41%	78	$33,640,000	$431,282	$5,001	3.05%
46%	74	$27,950,000	$377,703	$5,378	3.02%
45%	72	$28,170,000	$391,250	$4,489	3.03%
48%	66	$24,840,000	$376,364	$4,535	3.05%
37%	65	$29,195,000	$449,154	$4,614	3.14%
47%	62	$23,160,000	$373,548	$4,933	3.10%
49%	62	$24,370,000	$393,065	$4,564	3.14%
>60%	4	$1,810,000	$452,500	$13,033	3.16%

Eaglebank lent most frequently to those with DTI ratios of 20-30%, with 770 originations. The next most common DTI ratio? 30-36%, with 548 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	2,038	$869,130,000	$426,462	$4,151	3.03%
Not applicable	95	$299,415,000	$3,151,737	$0	4.70%
Not provided	472	$215,370,000	$456,292	$4,064	3.04%
Asian	231	$96,105,000	$416,039	$3,478	3.02%
Black	202	$74,930,000	$370,941	$5,691	3.07%
American Indian	10	$4,010,000	$401,000	$5,413	2.86%
Asian Indian	1	$515,000	$515,000	$5,540	2.25%
Native Hawaiian or Islander	1	$255,000	$255,000	$6,762	2.75%

Approval Rates

Total approvals of all applications
96.26%

Eaglebank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
84.26%

Eaglebank has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	3,050	$1,559,730,000	$511,387

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Multifamily:Site-Built	14	$247,130,000	$17,652,143
Single Family (1-4 Units):Site-Built	3,036	$1,312,600,000	$432,345

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	159	$54,675,000	$343,868	$3,008	2.92%
40-60%	663	$283,625,000	$427,790	$2,953	2.98%
60-80%	1,266	$758,420,000	$599,068	$3,401	3.18%
80-100%	943	$457,535,000	$485,191	$6,074	3.05%
Over 100%	10	$3,240,000	$324,000	$14,512	3.60%
Under 20%	9	$2,235,000	$248,333	$2,516	3.38%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
Eaglebank	11166 Fairfax Blvd, Suite 100 Fairfax, VA 22030	Full Service B&M	$93,795
Eaglebank	12011 Sunset Hills Road Reston, VA 20190	Full Service B&M	$84,792
Eaglebank	1228 Connecticut Avenue Nw Washington, DC 20036	Full Service B&M	$137,503
Eaglebank	12300 Twinbrook Pkwy, Suite 5476b Rockville, MD 20852	Full Service B&M	$162,179
Eaglebank	12505 Park Potomac Ave Potomac, MD 20854	Full Service B&M	$101,515
Eaglebank	13986 Metrotech Drive Chantilly, VA 20151	Full Service B&M	$61,381
Eaglebank	1425 K Street, Nw Washington, DC 20005	Full Service B&M	$83,683
Eaglebank	1919 N. Lynn Street Arlington, VA 22209	Full Service B&M	$35,493
Eaglebank	2001 K Street Nw Washington, DC 20006	Full Service B&M	$3,186,861
Eaglebank	277 S. Washington Street Alexandria, VA 22314	Full Service B&M	$67,376
Eaglebank	2905 District Avenue, Suite 190 Fairfax, VA 22031	Full Service B&M	$38,005
Eaglebank	3143 N Street Washington, DC 20007	Full Service B&M	$68,034
Eaglebank	4420 N. Fairfax Dr Arlington, VA 22203	Full Service B&M	$47,129
Eaglebank	45745 Nokes Blvd, Ste 150 Dulles, VA 20166	Full Service B&M	$195,685
Eaglebank	5480 Wisconsin Avenue Chevy Chase, MD 20815	Full Service B&M	$77,196
Eaglebank	700 7th Street Nw Washington, DC 20001	Full Service B&M	$115,097
Eaglebank	7830 Old Georgetown Road Bethesda, MD 20814	Full Service B&M	$2,757,508
Eaglebank	8245 Boone Boulevard Vienna, VA 22182	Full Service B&M	$279,805
Eaglebank	8677 Georgia Ave Silver Spring, MD 20910	Full Service B&M	$214,071
Eaglebank	9600 Blackwell Rd Rockville, MD 20850	Full Service B&M	$177,734

For 2020, Eaglebank had 20 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$389,501
Net interest income	$332,820
Total noninterest income	$44,685
Gross Fiduciary activities income	$0
Service charges on deposit accounts	$4,416
Trading account gains and fees	$0
Additional Noninterest Income	$40,269
Pre-tax net operating income	$190,236
Securities gains (or losses, -)	$1,815
Income before extraordinary items	$147,516
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$147,516
Minority interest net income	$0
Net income	$147,516
Sale, conversion, retirement of capital stock, net	$5,324
Net operating income	$146,082

Eaglebank's gross interest income from loans was $389,501,000.
Eaglebank's net interest income from loans was $332,820,000.
Eaglebank's fee based income from loans was $4,416,000.
Eaglebank's net income from loans was $147,516,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$56,681
Provision for credit losses	$45,571
Total noninterest expense	$141,698
Salaries and employee benefits	$74,440
Premises and equipment expense	$15,715
Additional noninterest expense	$51,543
Applicable income taxes	$44,535
Net charge-offs	$20,097
Cash dividends	$141,327

Eaglebank's interest expense for loans was $56,681,000.
Eaglebank's payroll and benefits expense were $74,440,000.
Eaglebank's property, plant and equipment expenses $15,715,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	0.0%
Real Estate loans	0.0%
Construction & Land Development loans	0.0%
Nonfarm, nonresidential loans	0.0%
Multifamily residential loans	0.0%
1-4 family residential loans	1.0%
HELOC loans	0.0%
All other family	1.0%
Commercial & industrial loans	0.0%
Personal loans	20.0%
Credit card loans	0.0%
Other individual loans	20.0%
Auto loans	0.0%
Other consumer loans	20.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$9,218,512
Deposits held in domestic offices	$9,218,512
Deposits by Individuals, partnerships, and corporations	$8,823,089
Deposits by U.S. Government	$0
Deposits by States and political subdivisions in the U.S.	$334,422
Deposits by Commercial banks and other depository institutions in U.S.	$41,120
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$19,881
Transaction accounts	$1,088,855
Demand deposits	$818,578
Nontransaction accounts	$8,129,657
Money market deposit accounts (MMDAs)	$4,616,017
Other savings deposits (excluding MMDAs)	$2,535,880
Total time deposits	$977,760
Total time and savings deposits	$8,399,934
Noninterest-bearing deposits	$2,824,153
Interest-bearing deposits	$6,394,359
Retail deposits	$5,795,163
IRAs and Keogh plan accounts	$990,423
Brokered deposits	$3,202,372
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$11,021,530
Cash & Balances due from depository institutions	$1,760,891
Interest-bearing balances	$1,654,433
Total securities	$1,134,268
Federal funds sold & reverse repurchase	$28,200
Net loans and leases	$7,738,838
Loan and leases loss allowance	$109,579
Trading account assets	$0
Bank premises and fixed assets	$41,775
Other real estate owned	$4,987
Goodwill and other intangibles	$105,113
All other assets	$207,458

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$11,021,530
Total Liabilities	$9,674,295
Total deposits	$9,218,512
Interest-bearing deposits	$6,394,359
Deposits held in domestic offices	$9,218,512
% insured (estimated)	$64
Federal funds purchased and repurchase agreements	$26,726
Trading liabilities	$0
Other borrowed funds	$350,000
Subordinated debt	$0
All other liabilities	$79,057

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$7,738,838
Loan and leases loss allowance	$109,579
Total loans and leases (domestic)	$7,848,417
All real estate loans	$6,092,244
Real estate loans in domestic offices	$6,092,244
Construction and development loans	$1,382,487
Residential 1-4 family construction	$183,697
Other construction, all land development and other land	$1,198,790
Loans secured by nonfarm nonresidential properties	$3,573,652
Nonfarm nonresidential secured by owner-occupied properties	$1,057,655
Commercial real estate & other non-farm, non-residential	$2,515,997
Multifamily residential real estate	$716,870
1-4 family residential loans	$417,068
Farmland loans	$2,167
Loans held in foreign offices	$0
Farm loans	$0
Commercial and industrial loans	$1,554,904
To non-U.S. addressees	$0
Loans to individuals	$1,315
Credit card loans	$0
Related Plans	$1,140
Consumer Auto Loans	$0
Other loans to individuals	$175
All other loans & leases	$229,758
Loans to foreign governments and official institutions	$0
Other loans	$120,051
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$6,939
Loans secured by real estate to non-U.S. addressees	$0
Restructured Loans & leases	$13
Non 1-4 family restructured loans & leases	$13
Total loans and leases (foreign)	$0

EagleBank had $7,738,838,000 of loans outstanding in 2020. $6,092,244,000 of loans were in real estate loans. $1,382,487,000 of loans were in development loans. $716,870,000 of loans were in multifamily mortgage loans. $417,068,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	422	$151,320	$358,578
Nonfarm, nonresidential loans - <$100k	7	$234	$33,429
Nonfarm, nonresidential loans - $100-250k	102	$12,409	$121,657
Nonfarm, nonresidential loans - $250k-1MM	313	$138,677	$443,058
Commercial & Industrial, US addressed loans - <$1MM	3,046	$470,627	$154,507
Commercial & Industrial, US addressed loans - <$100k	1,159	$40,920	$35,306
Commercial & Industrial, US addressed loans - $100-250k	971	$106,303	$109,478
Commercial & Industrial, US addressed loans - $250k-1MM	916	$323,404	$353,061