Eaglebank Mortgage Rates, Fees & Info

Bethesda, MD

LEI: WVM1F03F86RQLLTEVE84

Tax ID: 52-2099123

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Eaglebank is a smaller bank specializing in Home Purchase and Refi loans. Eaglebank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, Baltimore, Albany, Philadelphia, and Charlotte among others. We have data for 70 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Eaglebank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eaglebank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.36% 12/16/24
    30 Year Conventional Refi 6.25% 12/16/24
    30 Year Cash-out Refi 6.56% 12/16/24
    30 Year FHA Purchase 7.15% 12/16/24
    30 Year FHA Refi 7.90% 12/16/24
    30 Year VA Purchase 6.11% 12/16/24
    30 Year VA Refi 5.76% 12/16/24
    15 Year Conventional Purchase 5.91% 12/16/24
    15 Year Conventional Refi 5.88% 12/16/24
    15 Year Cash-out Refi 5.88% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Eaglebank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Eaglebank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,157

    Origination Dollar Volume (All Markets)

    $719,935,000

    Employee count

    470 Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 899 $580,055,000 $645,222 $6,158 4.73%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 107 $31,185,000 $291,449 $5,758 4.81%
    ALBANY, GA (FHA|USDA|VA) 1 $22,305,000 $22,305,000 $0 5.25%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5 $21,535,000 $4,307,000 $7,671 4.79%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $13,185,000 $2,637,000 $4,858 4.49%
    SALISBURY, MD-DE (FHA|USDA|VA) 16 $5,770,000 $360,625 $4,014 4.46%
    PITTSBURGH, PA (FHA|USDA|VA) 4 $5,560,000 $1,390,000 $7,920 4.54%
    WINCHESTER, VA-WV (FHA|USDA|VA) 11 $2,515,000 $228,636 $5,704 4.88%
    MORGANTOWN, WV (FHA|USDA|VA) 1 $2,265,000 $2,265,000 $0 6.00%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $2,015,000 $671,667 $7,963 4.75%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,675,000 $335,000 $8,574 4.55%
    RICHMOND, VA (FHA|USDA|VA) 7 $1,645,000 $235,000 $5,428 4.50%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $1,510,000 $755,000 $6,942 4.44%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,445,000 $481,667 $3,017 4.75%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $1,165,000 $388,333 $6,983 4.54%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $5,876 4.25%
    RALEIGH-CARY, NC (FHA|USDA|VA) 3 $1,065,000 $355,000 $3,079 4.42%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $1,000,000 $500,000 $6,812 4.06%
    Outside of Metro Areas 4 $950,000 $237,500 $3,931 4.50%
    Hailey, ID (FHA|USDA|VA) 1 $915,000 $915,000 $6,911 4.13%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $865,000 $865,000 $4,215 4.50%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $850,000 $425,000 $11,742 4.38%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $840,000 $420,000 $9,150 4.85%
    LANCASTER, PA (FHA|USDA|VA) 3 $825,000 $275,000 $5,830 4.67%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $820,000 $205,000 $2,615 5.00%
    LYNCHBURG, VA (FHA|USDA|VA) 6 $720,000 $120,000 $2,633 4.98%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $705,000 $235,000 $3,730 4.50%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $705,000 $705,000 $5,670 4.50%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $645,000 $645,000 $5,698 4.50%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $640,000 $320,000 $7,658 4.56%
    GREELEY, CO (FHA|USDA|VA) 2 $630,000 $315,000 $4,393 4.44%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $615,000 $615,000 $0 5.25%
    Cambridge, MD (FHA|USDA|VA) 2 $590,000 $295,000 $3,141 4.13%
    Heber, UT (FHA|USDA|VA) 1 $535,000 $535,000 $3,758 4.13%
    Edwards, CO (FHA|USDA|VA) 1 $535,000 $535,000 $2,962 4.88%
    Easton, MD (FHA|USDA|VA) 2 $500,000 $250,000 $3,286 4.69%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $465,000 $465,000 $6,023 4.38%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $455,000 $455,000 $4,170 4.88%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $455,000 $455,000 $3,254 4.50%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $450,000 $225,000 $3,992 4.69%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $435,000 $435,000 $11,465 4.25%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $435,000 $435,000 $5,508 4.63%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $410,000 $205,000 $2,913 4.69%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $385,000 $385,000 $3,087 3.63%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $385,000 $385,000 $3,247 4.49%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $375,000 $375,000 $3,289 3.50%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $375,000 $375,000 $4,547 4.63%
    OCEAN CITY, NJ (FHA|USDA|VA) 1 $365,000 $365,000 $4,712 4.88%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $350,000 $175,000 $4,538 4.81%
    Seneca Falls, NY (FHA|USDA|VA) 1 $335,000 $335,000 $5,210 4.38%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $325,000 $325,000 $4,116 3.88%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $325,000 $325,000 $7,727 4.25%
    WILMINGTON, NC (FHA|USDA|VA) 1 $315,000 $315,000 $3,528 4.25%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $305,000 $305,000 $4,610 5.38%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $295,000 $295,000 $3,680 4.38%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $295,000 $295,000 $3,050 4.75%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.88%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $255,000 $255,000 $5,146 4.63%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.50%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $215,000 $215,000 $5,162 5.25%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $215,000 $215,000 $3,107 4.38%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,894 4.75%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,815 4.63%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $7,550 4.25%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,289 4.88%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.25%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,537 4.63%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,222 4.50%
    Wooster, OH (FHA|USDA|VA) 1 $115,000 $115,000 $2,578 4.63%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.88%
    Eaglebank's top markets include Washington, Baltimore, Albany, Philadelphia, and Charlotte among others.

    Their top states include:
  • Maryland (FHA|USDA|VA)
  • District of Columbia (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against EagleBank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    APL
    Similarity Rank: 32
    The Glen Burnie Mutual Savings Bank
    Similarity Rank: 54
    N C P D Federal Credit Union
    Similarity Rank: 55
    Bogota Savings Bank
    Similarity Rank: 63
    Union County Savings Bank
    Similarity Rank: 66
    GARDEN SAVINGS FEDERAL CREDIT UNION
    Similarity Rank: 80
    The Atlantic Federal Credit Union
    Similarity Rank: 120
    Freehold Savings Bank
    Similarity Rank: 120
    Blue Foundry Bank
    Similarity Rank: 125
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
    Similarity Rank: 126

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 889 $609,265,000 $685,337 $4,510 4.82%
    FHA 213 $85,925,000 $403,404 $9,052 4.44%
    VA 55 $24,745,000 $449,909 $10,665 4.25%

    For 2018, Eaglebank's most frequently originated type of loan was Conventional, with 889 originations. Their 2nd most popular type was FHA, with 213 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 912 $451,780,000 $495,373 $6,533 4.74%
    Refi 131 $179,165,000 $1,367,672 $3,447 4.56%
    Cash Out Refi 81 $73,655,000 $909,321 $4,510 4.72%
    Home Improvement 32 $14,620,000 $456,875 $3,511 4.79%
    NA 1 $715,000 $715,000 $0 6.00%

    For 2018, Eaglebank's most frequently cited loan purpose was Home Purchase, with 912 originations. The 2nd most popular reason was Refi, with 131 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 915 $351,245,000 $383,874 $6,052 4.57%
    1 Year 115 $86,195,000 $749,522 $0 5.75%
    Other 40 $91,440,000 $2,286,000 $7,301 5.41%
    15 Year 29 $8,005,000 $276,034 $3,930 4.08%
    5 Year 23 $55,155,000 $2,398,043 $0 5.29%
    10 Year 15 $65,575,000 $4,371,667 $1,579 5.25%
    20 Year 13 $4,675,000 $359,615 $3,202 4.34%
    3 Year 4 $32,670,000 $8,167,500 $29,243 5.06%
    30+ year 3 $24,975,000 $8,325,000 $0 4.15%

    For 2018, Eaglebank's most frequently cited loan duration was 30 Year, with 915 originations. The 2nd most popular length was 1 Year, with 115 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 760 $291,550,000 $383,618
    $2k-3k 52 $24,170,000 $464,808
    $5k+ 23 $18,065,000 $785,435
    $3k-4k 17 $5,815,000 $342,059
    $4k-5k 16 $6,630,000 $414,375
    $<1k 7 $1,355,000 $193,571

    Eaglebank's average total fees were $6,052, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 760 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 783 $482,005,000 $615,587
    5-6% 231 $187,165,000 $810,238
    3-4% 112 $39,190,000 $349,911
    6-7% 25 $10,445,000 $417,800
    7-8% 5 $585,000 $117,000
    Over 8% 1 $545,000 $545,000

    During 2018, Eaglebank's average interest rate for loans was 4.57%, while their most frequently originated rate bucket for loans was 4-5%, with 783 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 493 $147,855,000 $299,909 $6,098 4.60%
    $400k-600k 288 $137,880,000 $478,750 $5,899 4.67%
    $100k-200k 157 $24,225,000 $154,299 $4,292 4.87%
    $600k-1MM 131 $93,565,000 $714,237 $7,004 4.77%
    $1MM+ 68 $315,010,000 $4,632,500 $10,518 5.20%
    $100,000 or less 20 $1,400,000 $70,000 $1,999 5.32%

    2018 saw Eaglebank place emphasis on $200k-400k loans with 493 originations, totaling $147,855,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 240 $92,830,000 $386,792 $6,084 4.57%
    $150k-250k 211 $100,315,000 $475,427 $5,927 4.59%
    $50k-75k 192 $51,600,000 $268,750 $5,991 4.54%
    $75k-100k 139 $47,555,000 $342,122 $5,821 4.50%
    $250k+ 96 $65,450,000 $681,771 $5,584 4.65%
    $50k or less 94 $20,690,000 $220,106 $6,461 4.51%

    Eaglebank lent most frequently to those with incomes in the $100k-150k range, with 240 originations. The second most popular income band? $150k-250k, with 211 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 154 $69,880,000 $453,766 $5,651 4.54%
    20-30% 124 $52,830,000 $426,048 $5,067 4.52%
    50-60% 80 $26,340,000 $329,250 $8,453 4.40%
    49% 75 $28,215,000 $376,200 $5,484 4.68%
    46% 48 $14,850,000 $309,375 $5,949 4.63%
    43% 43 $14,835,000 $345,000 $6,924 4.61%
    41% 41 $15,575,000 $379,878 $5,280 4.55%
    44% 41 $16,065,000 $391,829 $6,599 4.51%
    <20% 40 $14,180,000 $354,500 $3,969 4.54%
    39% 38 $16,570,000 $436,053 $5,758 4.55%
    45% 35 $12,205,000 $348,714 $5,663 4.46%
    48% 34 $11,370,000 $334,412 $6,239 4.51%
    47% 34 $11,960,000 $351,765 $6,411 4.58%
    38% 33 $12,925,000 $391,667 $5,088 4.43%
    42% 30 $11,420,000 $380,667 $5,298 4.78%
    40% 29 $11,725,000 $404,310 $6,843 4.50%
    37% 28 $10,560,000 $377,143 $6,454 4.77%
    >60% 28 $10,230,000 $365,357 $8,028 4.79%
    36% 25 $10,605,000 $424,200 $5,181 4.63%

    Eaglebank lent most frequently to those with DTI ratios of 30-36%, with 154 originations. The next most common DTI ratio? 20-30%, with 124 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 182 $340,430,000 $1,870,495 $0 5.58%
    White 629 $239,205,000 $380,294 $5,998 4.56%
    Not provided 192 $81,160,000 $422,708 $5,676 4.54%
    Black 84 $32,020,000 $381,190 $7,263 4.64%
    Asian 64 $25,060,000 $391,563 $4,961 4.49%
    American Indian 3 $1,135,000 $378,333 $9,425 5.00%
    Asian Indian 1 $545,000 $545,000 $6,401 5.00%
    Other Asian 2 $380,000 $190,000 $3,177 5.36%

    Approval Rates

    Total approvals of all applications
    93.31%

    Eaglebank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    78.74%

    Eaglebank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,157 $719,935,000 $622,243

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 29 $248,615,000 $8,572,931
    Single Family (1-4 Units):Site-Built 1,128 $471,320,000 $417,837

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 39 $43,535,000 $1,116,282 $3,293 4.43%
    40-60% 103 $51,425,000 $499,272 $4,062 4.83%
    60-80% 401 $302,935,000 $755,449 $4,547 4.90%
    80-100% 579 $307,115,000 $530,423 $6,619 4.59%
    Over 100% 27 $14,005,000 $518,704 $16,824 4.79%
    Under 20% 8 $920,000 $115,000 $1,930 5.63%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    EagleBank 11166 Fairfax Blvd, Suite 100 Fairfax, VA 22030 Full Service B&M $69,197
    EagleBank 12011 Sunset Hills Road Reston, VA 20190 Full Service B&M $54,956
    EagleBank 1228 Connecticut Avenue Nw Washington, DC 20036 Full Service B&M $107,292
    EagleBank 12300 Twinbrook Pkwy Rockville, MD 20852 Full Service B&M $159,109
    EagleBank 12505 Park Potomac Ave Potomac, MD 20854 Full Service B&M $87,572
    EagleBank 13986 Metrotech Drive Chantilly, VA 20151 Full Service B&M $53,144
    EagleBank 1425 K Street, Nw Washington, DC 20005 Full Service B&M $62,225
    EagleBank 1919 N. Lynn Street Arlington, VA 22209 Full Service B&M $43,839
    EagleBank 2001 K Street Nw Washington, DC 20006 Full Service B&M $2,340,875
    EagleBank 277 S. Washington Street Alexandria, VA 22314 Full Service B&M $38,041
    EagleBank 2905 District Avenue, Suite 190 Fairfax, VA 22031 Full Service B&M $18,802
    EagleBank 3143 N Street Washington, DC 20007 Full Service B&M $55,046
    EagleBank 4420 N. Fairfax Dr Arlington, VA 22203 Full Service B&M $34,241
    EagleBank 45745 Nokes Blvd, Ste 150 Dulles, VA 20166 Full Service B&M $82,631
    EagleBank 5480 Wisconsin Avenue Chevy Chase, MD 20815 Full Service B&M $64,676
    EagleBank 700 7th Street Nw Washington, DC 20001 Full Service B&M $62,111
    EagleBank 7815 Woodmont Avenue Bethesda, MD 20814 Full Service B&M $2,461,915
    EagleBank 8245 Boone Boulevard Vienna, VA 22182 Full Service B&M $255,815
    EagleBank 8677 Georgia Ave Silver Spring, MD 20910 Full Service B&M $167,416
    EagleBank 9600 Blackwell Rd Rockville, MD 20850 Full Service B&M $125,410

    For 2018, Eaglebank had 20 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $390,479
    Net interest income $325,427
    Total noninterest income $23,175
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $7,014
    Trading account gains and fees $0
    Additional Noninterest Income $16,161
    Pre-tax net operating income $214,684
    Securities gains (or losses, -) $97
    Income before extraordinary items $160,742
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $160,742
    Minority interest net income $0
    Net income $160,742
    Sale, conversion, retirement of capital stock, net $15,494
    Net operating income $160,665

    Eaglebank's gross interest income from loans was $390,479,000.
    Eaglebank's net interest income from loans was $325,427,000.
    Eaglebank's fee based income from loans was $7,014,000.
    Eaglebank's net income from loans was $160,742,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $65,052
    Provision for credit losses $9,187
    Total noninterest expense $124,731
    Salaries and employee benefits $67,734
    Premises and equipment expense $15,659
    Additional noninterest expense $41,338
    Applicable income taxes $54,039
    Net charge-offs $3,475
    Cash dividends $0

    Eaglebank's interest expense for loans was $65,052,000.
    Eaglebank's payroll and benefits expense were $67,734,000.
    Eaglebank's property, plant and equipment expenses $15,659,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $7,048,933
    Deposits held in domestic offices $7,048,933
    Deposits by Individuals, partnerships, and corporations $6,382,904
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $517,948
    Deposits by Commercial banks and other depository institutions in U.S. $13,251
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $134,830
    Transaction accounts $619,653
    Demand deposits $365,294
    Nontransaction accounts $6,429,280
    Money market deposit accounts (MMDAs) $2,980,013
    Other savings deposits (excluding MMDAs) $2,121,869
    Total time deposits $1,327,399
    Total time and savings deposits $6,683,639
    Noninterest-bearing deposits $2,115,383
    Interest-bearing deposits $4,933,550
    Retail deposits $5,257,443
    IRAs and Keogh plan accounts $541,377
    Brokered deposits $1,360,857
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $8,380,685
    Cash & Balances due from depository institutions $310,088
    Interest-bearing balances $269,478
    Total securities $783,921
    Federal funds sold & reverse repurchase $11,934
    Net loans and leases $6,940,757
    Loan and leases loss allowance $69,944
    Trading account assets $0
    Bank premises and fixed assets $15,438
    Other real estate owned $1,394
    Goodwill and other intangibles $105,766
    All other assets $211,387

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $8,380,685
    Total Liabilities $7,132,031
    Total deposits $7,048,933
    Interest-bearing deposits $4,933,550
    Deposits held in domestic offices $7,048,933
    % insured (estimated) $59
    Federal funds purchased and repurchase agreements $30,413
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $52,685

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $6,940,757
    Loan and leases loss allowance $69,944
    Total loans and leases (domestic) $7,010,701
    All real estate loans $5,622,299
    Real estate loans in domestic offices $5,622,299
    Construction and development loans $1,616,098
    Residential 1-4 family construction $399,649
    Other construction, all land development and other land $1,216,449
    Loans secured by nonfarm nonresidential properties $3,127,028
    Nonfarm nonresidential secured by owner-occupied properties $945,687
    Commercial real estate & other non-farm, non-residential $2,181,341
    Multifamily residential real estate $396,184
    1-4 family residential loans $482,007
    Farmland loans $982
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $1,177,891
    To non-U.S. addressees $0
    Loans to individuals $1,906
    Credit card loans $0
    Related Plans $1,365
    Consumer Auto Loans $67
    Other loans to individuals $474
    All other loans & leases $235,128
    Loans to foreign governments and official institutions $0
    Other loans $134,731
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $19,658
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $10,626
    Non 1-4 family restructured loans & leases $10,626
    Total loans and leases (foreign) $0

    EagleBank had $6,940,757,000 of loans outstanding in 2018. $5,622,299,000 of loans were in real estate loans. $1,616,098,000 of loans were in development loans. $396,184,000 of loans were in multifamily mortgage loans. $482,007,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $67,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 509 $182,490 $358,527
    Nonfarm, nonresidential loans - <$100k 13 $350 $26,923
    Nonfarm, nonresidential loans - $100-250k 130 $17,135 $131,808
    Nonfarm, nonresidential loans - $250k-1MM 366 $165,005 $450,833
    Commercial & Industrial, US addressed loans - <$1MM 2,227 $313,599 $140,817
    Commercial & Industrial, US addressed loans - <$100k 736 $17,958 $24,399
    Commercial & Industrial, US addressed loans - $100-250k 718 $58,774 $81,858
    Commercial & Industrial, US addressed loans - $250k-1MM 773 $236,867 $306,426