First Bank Mortgage Rates, Fees & Info
Burkburnett, TXLEI: 549300LO3MP4RAI32X70
Tax ID: 75-0164917
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Bank Data
Review & Overview
First Bank is a smaller bank specializing in Home Purchase and Refi loans. First Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Wichita Falls, Houston, Sherman, and Austin among others. We have data for 70 markets. (Some data included below & more in-depth data is available with an active subscription.)First Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/18/24 |
| 30 Year Conventional Purchase | 6.72% | 4/18/24 |
| 30 Year Conventional Refi | 6.59% | 4/18/24 |
| 30 Year Cash-out Refi | 6.84% | 4/18/24 |
| 30 Year FHA Purchase | 7.58% | 4/18/24 |
| 30 Year VA Purchase | 6.25% | 4/18/24 |
| 30 Year VA Refi | 6.29% | 4/18/24 |
| 30 Year USDA Purchase | 7.34% | 4/18/24 |
| 15 Year Conventional Purchase | 6.24% | 4/18/24 |
| 15 Year Conventional Refi | 6.34% | 4/18/24 |
| 15 Year Cash-out Refi | 6.34% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from First Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,996Origination Dollar Volume (All Markets)
$554,030,000Employee count
163Awards
First Bank - 2020
First Bank is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for First Bank?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,541 | $452,305,000 | $293,514 | $5,947 | 3.57% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 208 | $30,860,000 | $148,365 | $3,502 | 3.77% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 32 | $8,890,000 | $277,813 | $5,980 | 3.30% |
| Outside of Metro Areas | 37 | $8,385,000 | $226,622 | $4,724 | 3.53% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 29 | $7,555,000 | $260,517 | $5,857 | 3.87% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $6,115,000 | $470,385 | $5,287 | 3.39% |
| RENO, NV (FHA|USDA|VA) | 13 | $4,685,000 | $360,385 | $4,128 | 3.14% |
| Gainesville, TX (FHA|USDA|VA) | 12 | $3,100,000 | $258,333 | $5,401 | 3.24% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $2,755,000 | $551,000 | $5,779 | 4.18% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $4,404 | 3.38% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $1,830,000 | $915,000 | $5,204 | 3.81% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $4,879 | 3.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $5,128 | 3.08% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $4,528 | 3.25% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,909 | 2.97% |
| Bonham, TX (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $3,819 | 3.54% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $3,569 | 3.29% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $9,651 | 2.88% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $10,200 | 2.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,088 | 3.44% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,762 | 3.46% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,422 | 3.25% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,726 | 3.83% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,219 | 4.06% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,624 | 3.17% |
| TYLER, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,915 | 3.19% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,663 | 3.19% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,688 | 3.58% |
| Granbury, TX (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $7,699 | 5.00% |
| Edwards, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $8,588 | 3.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,877 | 3.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,822 | 3.63% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,566 | 3.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,307 | 3.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,099 | 3.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,168 | 3.06% |
| Athens, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 5.63% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,672 | 3.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,556 | 2.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,633 | 3.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,801 | 3.50% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,285 | 4.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,060 | 3.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,280 | 2.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,239 | 4.13% |
| Durant, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,182 | 2.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,519 | 3.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,710 | 3.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.56% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,449 | 3.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,326 | 2.63% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,176 | 3.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,473 | 3.63% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,672 | 2.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,451 | 4.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,940 | 3.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,546 | 3.63% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,008 | 2.88% |
| Vernon, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,599 | 4.38% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,203 | 4.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,531 | 3.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,739 | 3.63% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,961 | 3.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,734 | 3.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,850 | 3.00% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,160 | 3.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,776 | 3.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,127 | 4.38% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,994 | 3.25% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 6.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against First Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 90
Similarity Rank: 657
Similarity Rank: 1480
Similarity Rank: 1824
Similarity Rank: 1836
Similarity Rank: 1848
Similarity Rank: 1885
Similarity Rank: 1895
Similarity Rank: 1900
Similarity Rank: 2088
Product Mix
For 2020, First Bank's most frequently originated type of loan was Conventional, with 1,707 originations. Their 2nd most popular type was FHA, with 147 originations.
Loan Reason
For 2020, First Bank's most frequently cited loan purpose was Home Purchase, with 950 originations. The 2nd most popular reason was Refi, with 750 originations.
Loan Duration/Length
For 2020, First Bank's most frequently cited loan duration was 30 Year, with 1,448 originations. The 2nd most popular length was 15 Year, with 201 originations.
Origination Fees/Closing Costs
First Bank's average total fees were $5,861, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 701 originations.
Interest Rates
During 2020, First Bank's average interest rate for loans was 3.36%, while their most frequently originated rate bucket for loans was 3-4%, with 932 originations.
Loan Sizing
2020 saw First Bank place emphasis on $200k-400k loans with 999 originations, totaling $284,935,000 in origination value.
Applicant Income
First Bank lent most frequently to those with incomes in the $100k-150k range, with 475 originations. The second most popular income band? $150k-250k, with 390 originations.
Applicant Debt to Income Ratio
First Bank lent most frequently to those with DTI ratios of 20-30%, with 345 originations. The next most common DTI ratio? 30-36%, with 321 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.85%
First Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination82.11%
First Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,996 | $554,030,000 | $277,570 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST HORIZON BANK | Conventional home mortgage | Closing on a mortgage | 1 | 6.7% |
| FIRST HORIZON BANK | Conventional home mortgage | Trouble during payment process | 4 | 26.7% |
| FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 3 | 20.0% |
| FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 6.7% |
| FIRST HORIZON BANK | Other type of mortgage | Closing on a mortgage | 2 | 13.3% |
| FIRST HORIZON BANK | Other type of mortgage | Struggling to pay mortgage | 1 | 6.7% |
| FIRST HORIZON BANK | Other type of mortgage | Trouble during payment process | 2 | 13.3% |
| FIRST HORIZON BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 6.7% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| First Bank | 2801 Midwestern Parkway Wichita Falls, TX 76308 | Full Service B&M | $56,995 |
| First Bank | 300 East Third Burkburnett, TX 76354 | Full Service B&M | $105,457 |
| First Bank | 318 W. Park Street Iowa Park, TX 76367 | Full Service B&M | $80,791 |
| First Bank | 4110 Kell Wichita Falls, TX 76309 | Full Service B&M | $156,305 |
| First Bank | 4400 Main Street Frisco, TX 75033 | Full Service B&M | $72,270 |
| First Bank | 900 Bailey Ranch Road Aledo, TX 76008 | Full Service B&M | $10,518 |
| First Bank | 901 Lamar St. Wichita Falls, TX 76301 | Full Service B&M | $10,358 |
For 2020, First Bank had 7 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $22,204 |
| Net interest income | $20,165 |
| Total noninterest income | $28,295 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $941 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $27,354 |
| Pre-tax net operating income | $15,252 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $15,252 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $15,252 |
| Minority interest net income | $0 |
| Net income | $15,252 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $15,252 |
First Bank's gross interest income from loans was $22,204,000.
First Bank's net interest income from loans was $20,165,000.
First Bank's fee based income from loans was $941,000.
First Bank's net income from loans was $15,252,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $2,039 |
| Provision for credit losses | $2,400 |
| Total noninterest expense | $30,808 |
| Salaries and employee benefits | $23,280 |
| Premises and equipment expense | $2,152 |
| Additional noninterest expense | $5,376 |
| Applicable income taxes | $0 |
| Net charge-offs | $916 |
| Cash dividends | $5,748 |
First Bank's interest expense for loans was $2,039,000.
First Bank's payroll and benefits expense were $23,280,000.
First Bank's property, plant and equipment expenses $2,152,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 1.0% |
| Construction & Land Development loans | 3.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 0.0% |
| All other family | 1.0% |
| Commercial & industrial loans | 1.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $470,965 |
| Deposits held in domestic offices | $470,965 |
| Deposits by Individuals, partnerships, and corporations | $420,465 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $50,490 |
| Deposits by Commercial banks and other depository institutions in U.S. | $10 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $79,690 |
| Demand deposits | $33,881 |
| Nontransaction accounts | $391,275 |
| Money market deposit accounts (MMDAs) | $83,970 |
| Other savings deposits (excluding MMDAs) | $222,332 |
| Total time deposits | $84,972 |
| Total time and savings deposits | $437,084 |
| Noninterest-bearing deposits | $155,131 |
| Interest-bearing deposits | $315,834 |
| Retail deposits | $431,586 |
| IRAs and Keogh plan accounts | $7,420 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $536,603 |
| Cash & Balances due from depository institutions | $68,476 |
| Interest-bearing balances | $58,344 |
| Total securities | $6,128 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $435,447 |
| Loan and leases loss allowance | $8,727 |
| Trading account assets | $1,299 |
| Bank premises and fixed assets | $16,495 |
| Other real estate owned | $1,519 |
| Goodwill and other intangibles | $2,416 |
| All other assets | $4,823 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $536,603 |
| Total Liabilities | $474,180 |
| Total deposits | $470,965 |
| Interest-bearing deposits | $315,834 |
| Deposits held in domestic offices | $470,965 |
| % insured (estimated) | $67 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $250 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $2,965 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $435,447 |
| Loan and leases loss allowance | $8,727 |
| Total loans and leases (domestic) | $444,174 |
| All real estate loans | $347,422 |
| Real estate loans in domestic offices | $347,422 |
| Construction and development loans | $63,559 |
| Residential 1-4 family construction | $31,958 |
| Other construction, all land development and other land | $31,601 |
| Loans secured by nonfarm nonresidential properties | $107,593 |
| Nonfarm nonresidential secured by owner-occupied properties | $42,043 |
| Commercial real estate & other non-farm, non-residential | $65,550 |
| Multifamily residential real estate | $14,086 |
| 1-4 family residential loans | $150,641 |
| Farmland loans | $11,543 |
| Loans held in foreign offices | $0 |
| Farm loans | $2,632 |
| Commercial and industrial loans | $88,957 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $4,552 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $2,071 |
| Other loans to individuals | $2,481 |
| All other loans & leases | $610 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $76 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $66 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
First Bank had $435,447,000 of loans outstanding in 2020. $347,422,000 of loans were in real estate loans. $63,559,000 of loans were in development loans. $14,086,000 of loans were in multifamily mortgage loans. $150,641,000 of loans were in 1-4 family mortgage loans. $2,632,000 of loans were in farm loans. $0 of loans were in credit card loans. $2,071,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 130 | $26,697 | $205,362 |
| Nonfarm, nonresidential loans - <$100k | 36 | $1,293 | $35,917 |
| Nonfarm, nonresidential loans - $100-250k | 49 | $6,811 | $139,000 |
| Nonfarm, nonresidential loans - $250k-1MM | 45 | $18,593 | $413,178 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,088 | $58,562 | $53,825 |
| Commercial & Industrial, US addressed loans - <$100k | 887 | $20,066 | $22,622 |
| Commercial & Industrial, US addressed loans - $100-250k | 126 | $14,207 | $112,754 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 75 | $24,289 | $323,853 |
| Farmland loans - <$1MM | 19 | $2,336 | $122,947 |
| Farmland loans - <$100k | 7 | $242 | $34,571 |
| Farmland loans - $100-250k | 7 | $792 | $113,143 |
| Farmland loans - $250k-1MM | 5 | $1,302 | $260,400 |
| Agriculture operations loans - <$1MM | 53 | $2,632 | $49,660 |
| Agriculture operations loans - <$100k | 43 | $913 | $21,233 |
| Agriculture operations loans - $100-250k | 5 | $559 | $111,800 |
| Agriculture operations loans - $250k-1MM | 5 | $1,160 | $232,000 |