Bellwether Enterprise Real Estate Capital Mortgage Rates, Fees & Info
CLEVELAND, OHLEI: 549300RFPLMCMJL7BS81
Tax ID: 26-2916887
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Mortgage Data
Review & Overview
Bellwether Enterprise Real Estate Capital is a small mortgage company specializing in Home Purchase and Refi loans. Bellwether Enterprise Real Estate Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Columbus, Austin, Cleveland, and Cincinnati among others. We have data for 95 markets. (Some data included below & more in-depth data is available with an active subscription.)Bellwether Enterprise Real Estate Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year FHA Refi | 6.27% | 11/17/24 |
| 30 Year USDA Refi | 6.27% | 11/17/24 |
| 15 Year Conventional Refi | 5.68% | 11/17/24 |
| 15 Year Cash-out Refi | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bellwether Enterprise Real Estate Capital Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
201Origination Dollar Volume (All Markets)
$2,041,965,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $145,160,000 | $18,145,000 | $0 | 4.17% |
| COLUMBUS, OH (FHA|USDA|VA) | 13 | $131,075,000 | $10,082,692 | $0 | 5.02% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $127,580,000 | $21,263,333 | $0 | 4.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $125,345,000 | $8,356,333 | $0 | 4.92% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 12 | $118,170,000 | $9,847,500 | $0 | 4.86% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $101,425,000 | $20,285,000 | $0 | 4.98% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $90,155,000 | $8,195,909 | $0 | 5.13% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $72,920,000 | $36,460,000 | $0 | 4.76% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $67,495,000 | $13,499,000 | $0 | 4.54% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $63,635,000 | $12,727,000 | $0 | 4.73% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $63,160,000 | $31,580,000 | $0 | 5.36% |
| FLINT, MI (FHA|USDA|VA) | 2 | $47,070,000 | $23,535,000 | $0 | 4.77% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $45,720,000 | $22,860,000 | $0 | 5.03% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $43,005,000 | $43,005,000 | $0 | 4.48% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $36,930,000 | $18,465,000 | $0 | 4.07% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $34,895,000 | $11,631,667 | $0 | 4.50% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $33,375,000 | $33,375,000 | $0 | 3.92% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $32,780,000 | $16,390,000 | $0 | 4.69% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $26,870,000 | $4,478,333 | $0 | 4.90% |
| AKRON, OH (FHA|USDA|VA) | 1 | $25,685,000 | $25,685,000 | $0 | 5.10% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $24,445,000 | $24,445,000 | $0 | 4.90% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $23,170,000 | $11,585,000 | $0 | 4.06% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $23,025,000 | $23,025,000 | $0 | 4.56% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $21,830,000 | $10,915,000 | $0 | 4.73% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $21,805,000 | $21,805,000 | $0 | 5.14% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $20,735,000 | $20,735,000 | $0 | 4.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $20,190,000 | $10,095,000 | $0 | 4.56% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $20,070,000 | $10,035,000 | $0 | 4.26% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $19,280,000 | $9,640,000 | $0 | 4.44% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $18,225,000 | $18,225,000 | $0 | 4.40% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $15,245,000 | $15,245,000 | $0 | 4.39% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $14,545,000 | $4,848,333 | $0 | 5.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $14,265,000 | $14,265,000 | $0 | 3.85% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $13,905,000 | $13,905,000 | $0 | 4.87% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $12,940,000 | $6,470,000 | $0 | 4.89% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $12,860,000 | $6,430,000 | $0 | 5.37% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $12,005,000 | $12,005,000 | $0 | 4.15% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $11,685,000 | $11,685,000 | $0 | 4.38% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $11,650,000 | $2,912,500 | $0 | 4.94% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $11,465,000 | $11,465,000 | $0 | 4.95% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $11,165,000 | $11,165,000 | $0 | 4.29% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $10,845,000 | $10,845,000 | $0 | 4.49% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $10,665,000 | $10,665,000 | $0 | 4.64% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $10,490,000 | $5,245,000 | $0 | 4.93% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $10,205,000 | $10,205,000 | $0 | 4.86% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $10,080,000 | $5,040,000 | $0 | 5.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $9,915,000 | $9,915,000 | $0 | 4.82% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $9,345,000 | $9,345,000 | $0 | 4.76% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $8,115,000 | $8,115,000 | $0 | 4.97% |
| Meridian, MS (FHA|USDA|VA) | 1 | $7,505,000 | $7,505,000 | $0 | 3.80% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $7,215,000 | $7,215,000 | $0 | 5.10% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $6,995,000 | $6,995,000 | $0 | 4.98% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $6,810,000 | $3,405,000 | $0 | 4.51% |
| Indiana, PA (FHA|USDA|VA) | 1 | $6,805,000 | $6,805,000 | $0 | 4.90% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $6,680,000 | $3,340,000 | $0 | 4.11% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $6,395,000 | $6,395,000 | $0 | 4.65% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $6,320,000 | $3,160,000 | $0 | 5.41% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $5,935,000 | $5,935,000 | $0 | 6.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $5,855,000 | $5,855,000 | $0 | 5.32% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $5,830,000 | $2,915,000 | $0 | 4.84% |
| Danville, VA (FHA|USDA|VA) | 1 | $5,255,000 | $5,255,000 | $0 | 4.07% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $5,235,000 | $5,235,000 | $0 | 4.73% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $4,855,000 | $4,855,000 | $0 | 4.59% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $4,390,000 | $2,195,000 | $0 | 5.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $4,255,000 | $4,255,000 | $0 | 4.77% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $4,125,000 | $4,125,000 | $0 | 4.99% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $3,740,000 | $1,870,000 | $0 | 5.40% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $3,660,000 | $1,830,000 | $0 | 3.99% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $3,605,000 | $3,605,000 | $0 | 4.60% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $3,465,000 | $3,465,000 | $0 | 4.65% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $3,465,000 | $3,465,000 | $0 | 5.50% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $3,365,000 | $3,365,000 | $0 | 3.92% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $3,355,000 | $3,355,000 | $0 | 3.85% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $3,175,000 | $3,175,000 | $0 | 5.05% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $3,125,000 | $3,125,000 | $0 | 4.81% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $3,105,000 | $3,105,000 | $0 | 5.92% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $3,035,000 | $3,035,000 | $0 | 4.48% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $2,945,000 | $2,945,000 | $0 | 4.94% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $2,865,000 | $2,865,000 | $0 | 5.08% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $2,825,000 | $2,825,000 | $0 | 4.70% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $2,765,000 | $2,765,000 | $0 | 5.08% |
| Wilson, NC (FHA|USDA|VA) | 1 | $2,635,000 | $2,635,000 | $0 | 4.42% |
| Outside of Metro Areas | 1 | $2,505,000 | $2,505,000 | $0 | 4.68% |
| Somerset, PA (FHA|USDA|VA) | 1 | $2,365,000 | $2,365,000 | $0 | 4.84% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $2,325,000 | $2,325,000 | $0 | 5.22% |
| Palestine, TX (FHA|USDA|VA) | 1 | $2,235,000 | $2,235,000 | $0 | 3.79% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $2,025,000 | $2,025,000 | $0 | 4.42% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $2,015,000 | $2,015,000 | $0 | 5.08% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $1,895,000 | $1,895,000 | $0 | 4.59% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $1,825,000 | $1,825,000 | $0 | 4.91% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $1,820,000 | $910,000 | $0 | 5.04% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $1,735,000 | $1,735,000 | $0 | 4.97% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $1,535,000 | $1,535,000 | $0 | 5.10% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $1,475,000 | $1,475,000 | $0 | 4.84% |
| DALTON, GA (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 4.22% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 167 | $1,800,305,000 | $10,780,269 | $0 | 4.87% |
| FHA | 22 | $186,020,000 | $8,455,455 | $0 | 4.16% |
| USDA | 12 | $55,640,000 | $4,636,667 | $0 | 4.69% |
For 2018, Bellwether Enterprise Real Estate Capital's most frequently originated type of loan was Conventional, with 167 originations. Their 2nd most popular type was FHA, with 22 originations.
Loan Reason
For 2018, Bellwether Enterprise Real Estate Capital's most frequently cited loan purpose was Home Purchase, with 103 originations. The 2nd most popular reason was Refi, with 93 originations.
Loan Duration/Length
For 2018, Bellwether Enterprise Real Estate Capital's most frequently cited loan duration was 30 Year, with 122 originations. The 2nd most popular length was 30+ year, with 41 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 130 | $1,512,280,000 | $11,632,923 |
| 5-6% | 56 | $386,180,000 | $6,896,071 |
| 3-4% | 15 | $143,505,000 | $9,567,000 |
During 2018, Bellwether Enterprise Real Estate Capital's average interest rate for loans was 4.93%, while their most frequently originated rate bucket for loans was 4-5%, with 130 originations.
Loan Sizing
2018 saw Bellwether Enterprise Real Estate Capital place emphasis on $1MM+ loans with 197 originations, totaling $2,039,985,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 201 | $2,041,965,000 | $10,159,030 | $0 | 4.78% |
Approval Rates
Total approvals of all applications99.54%
Bellwether Enterprise Real Estate Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.04%
Bellwether Enterprise Real Estate Capital has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 201 | $2,041,965,000 | $10,159,030 |