Bellwether Enterprise Real Estate Capital Mortgage Rates, Fees & Info

CLEVELAND, OH

LEI: 549300RFPLMCMJL7BS81

Tax ID: 26-2916887

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Mortgage Data

Review & Overview

Bellwether Enterprise Real Estate Capital is a mid-sized mortgage company specializing in Refi, Cash Out Refi, and Other loans. Bellwether Enterprise Real Estate Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Los Angeles, Dallas, San Diego, and Austin among others. We have data for 117 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bellwether Enterprise Real Estate Capital has an average approval rate when compared to the average across all lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year FHA Refi 6.27% 11/17/24
30 Year USDA Refi 6.27% 11/17/24
15 Year Conventional Refi 5.68% 11/17/24
15 Year Cash-out Refi 5.68% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bellwether Enterprise Real Estate Capital Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bellwether Enterprise Real Estate Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

309

Origination Dollar Volume (All Markets)

$3,357,895,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLUMBUS, OH (FHA|USDA|VA) 24 $337,980,000 $14,082,500 $0 0.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 27 $277,475,000 $10,276,852 $0 0.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 19 $188,025,000 $9,896,053 $0 0.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 18 $170,860,000 $9,492,222 $0 0.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 8 $163,490,000 $20,436,250 $0 0.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 11 $147,135,000 $13,375,909 $0 0.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $117,975,000 $16,853,571 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 5 $81,005,000 $16,201,000 $0 0.00%
LOUISVILLE, KY (FHA|USDA|VA) 5 $70,065,000 $14,013,000 $0 0.00%
Edwards, CO (FHA|USDA|VA) 1 $68,425,000 $68,425,000 $0 0.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $63,865,000 $21,288,333 $0 0.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $63,840,000 $15,960,000 $0 0.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 9 $61,625,000 $6,847,222 $0 0.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 6 $59,730,000 $9,955,000 $0 0.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $57,345,000 $19,115,000 $0 0.00%
SIOUX FALLS, SD (FHA|USDA|VA) 4 $56,250,000 $14,062,500 $0 0.00%
PITTSBURGH, PA (FHA|USDA|VA) 4 $52,390,000 $13,097,500 $0 0.00%
FARGO, ND-MN (FHA|USDA|VA) 4 $46,000,000 $11,500,000 $0 0.00%
BISMARCK, ND (FHA|USDA|VA) 1 $45,995,000 $45,995,000 $0 0.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $44,860,000 $22,430,000 $0 0.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $43,685,000 $14,561,667 $0 0.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $41,530,000 $20,765,000 $0 0.00%
BILLINGS, MT (FHA|USDA|VA) 2 $40,530,000 $20,265,000 $0 0.00%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $38,330,000 $19,165,000 $0 0.00%
CHEYENNE, WY (FHA|USDA|VA) 2 $38,300,000 $19,150,000 $0 0.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3 $37,195,000 $12,398,333 $0 0.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $35,975,000 $35,975,000 $0 0.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $34,475,000 $11,491,667 $0 0.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $32,680,000 $16,340,000 $0 0.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $30,695,000 $30,695,000 $0 0.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $26,815,000 $26,815,000 $0 0.00%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $24,565,000 $8,188,333 $0 0.00%
Outside of Metro Areas 5 $23,625,000 $4,725,000 $0 0.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $22,695,000 $7,565,000 $0 0.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $22,085,000 $22,085,000 $0 0.00%
GREELEY, CO (FHA|USDA|VA) 1 $21,755,000 $21,755,000 $0 0.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $20,085,000 $20,085,000 $0 0.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $19,745,000 $19,745,000 $0 0.00%
TUCSON, AZ (FHA|USDA|VA) 2 $19,320,000 $9,660,000 $0 0.00%
ST. GEORGE, UT (FHA|USDA|VA) 1 $19,265,000 $19,265,000 $0 0.00%
LINCOLN, NE (FHA|USDA|VA) 3 $18,825,000 $6,275,000 $0 0.00%
Newport, OR (FHA|USDA|VA) 2 $18,260,000 $9,130,000 $0 0.00%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $17,495,000 $5,831,667 $0 0.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $16,670,000 $4,167,500 $0 0.00%
GREAT FALLS, MT (FHA|USDA|VA) 1 $16,535,000 $16,535,000 $0 0.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $16,010,000 $8,005,000 $0 0.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $15,810,000 $7,905,000 $0 0.00%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $15,400,000 $7,700,000 $0 0.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $15,210,000 $7,605,000 $0 0.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $14,255,000 $14,255,000 $0 0.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $14,005,000 $14,005,000 $0 0.00%
Rock Springs, WY (FHA|USDA|VA) 2 $13,940,000 $6,970,000 $0 0.00%
NILES, MI (FHA|USDA|VA) 2 $13,750,000 $6,875,000 $0 0.00%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $12,675,000 $12,675,000 $0 0.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $12,415,000 $12,415,000 $0 0.00%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $11,800,000 $5,900,000 $0 0.00%
LAWTON, OK (FHA|USDA|VA) 1 $11,745,000 $11,745,000 $0 0.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $11,710,000 $5,855,000 $0 0.00%
DOTHAN, AL (FHA|USDA|VA) 1 $11,565,000 $11,565,000 $0 0.00%
Montrose, CO (FHA|USDA|VA) 1 $11,215,000 $11,215,000 $0 0.00%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $11,200,000 $5,600,000 $0 0.00%
Manitowoc, WI (FHA|USDA|VA) 1 $11,185,000 $11,185,000 $0 0.00%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $10,910,000 $5,455,000 $0 0.00%
RICHMOND, VA (FHA|USDA|VA) 1 $10,825,000 $10,825,000 $0 0.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $10,795,000 $10,795,000 $0 0.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $10,075,000 $10,075,000 $0 0.00%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $9,625,000 $9,625,000 $0 0.00%
ASHEVILLE, NC (FHA|USDA|VA) 1 $9,505,000 $9,505,000 $0 0.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $9,400,000 $4,700,000 $0 0.00%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $9,370,000 $4,685,000 $0 0.00%
MANHATTAN, KS (FHA|USDA|VA) 1 $9,085,000 $9,085,000 $0 0.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $8,565,000 $8,565,000 $0 0.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $8,475,000 $8,475,000 $0 0.00%
MANKATO, MN (FHA|USDA|VA) 3 $8,215,000 $2,738,333 $0 0.00%
MOBILE, AL (FHA|USDA|VA) 1 $8,075,000 $8,075,000 $0 0.00%
Thomaston, GA (FHA|USDA|VA) 1 $7,985,000 $7,985,000 $0 0.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $7,965,000 $7,965,000 $0 0.00%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $7,910,000 $3,955,000 $0 0.00%
Durant, OK (FHA|USDA|VA) 1 $7,785,000 $7,785,000 $0 0.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $7,430,000 $3,715,000 $0 0.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $7,185,000 $2,395,000 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $6,365,000 $6,365,000 $0 0.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $5,725,000 $5,725,000 $0 0.00%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $5,385,000 $5,385,000 $0 0.00%
Fergus Falls, MN (FHA|USDA|VA) 1 $5,255,000 $5,255,000 $0 0.00%
LAREDO, TX (FHA|USDA|VA) 1 $5,255,000 $5,255,000 $0 0.00%
SAVANNAH, GA (FHA|USDA|VA) 1 $5,205,000 $5,205,000 $0 0.00%
CaƱon City, CO (FHA|USDA|VA) 1 $4,805,000 $4,805,000 $0 0.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $4,325,000 $4,325,000 $0 0.00%
Sanford, NC (FHA|USDA|VA) 1 $4,305,000 $4,305,000 $0 0.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $4,305,000 $4,305,000 $0 0.00%
Ardmore, OK (FHA|USDA|VA) 1 $4,195,000 $4,195,000 $0 0.00%
TOLEDO, OH (FHA|USDA|VA) 2 $3,780,000 $1,890,000 $0 0.00%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $3,515,000 $3,515,000 $0 0.00%
ST. CLOUD, MN (FHA|USDA|VA) 1 $3,415,000 $3,415,000 $0 0.00%
Salem, OH (FHA|USDA|VA) 1 $3,245,000 $3,245,000 $0 0.00%
Athens, TX (FHA|USDA|VA) 1 $3,185,000 $3,185,000 $0 0.00%
Wooster, OH (FHA|USDA|VA) 1 $3,105,000 $3,105,000 $0 0.00%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $0 0.00%
Sevierville, TN (FHA|USDA|VA) 1 $2,905,000 $2,905,000 $0 0.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $2,865,000 $2,865,000 $0 0.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $2,855,000 $2,855,000 $0 0.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $2,735,000 $2,735,000 $0 0.00%
COLUMBIA, SC (FHA|USDA|VA) 1 $2,635,000 $2,635,000 $0 0.00%
Mason City, IA (FHA|USDA|VA) 1 $2,515,000 $2,515,000 $0 0.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $2,505,000 $2,505,000 $0 0.00%
Duncan, OK (FHA|USDA|VA) 1 $2,335,000 $2,335,000 $0 0.00%
Bonham, TX (FHA|USDA|VA) 1 $2,075,000 $2,075,000 $0 0.00%
TYLER, TX (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $0 0.00%
MONROE, LA (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 0.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $1,475,000 $1,475,000 $0 0.00%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $1,355,000 $1,355,000 $0 0.00%
Mitchell, SD (FHA|USDA|VA) 1 $1,075,000 $1,075,000 $0 0.00%
Cadillac, MI (FHA|USDA|VA) 1 $325,000 $325,000 $0 0.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
Bellwether Enterprise Real Estate Capital's top markets include Columbus, Los Angeles, Dallas, San Diego, and Austin among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 272 $3,050,150,000 $11,213,787 $0 0.00%
    FHA 30 $295,590,000 $9,853,000 $0 0.00%
    USDA 7 $12,155,000 $1,736,429 $0 0.00%

    For 2020, Bellwether Enterprise Real Estate Capital's most frequently originated type of loan was Conventional, with 272 originations. Their 2nd most popular type was FHA, with 30 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 121 $1,160,025,000 $9,586,983 $0 0.00%
    Cash Out Refi 117 $1,420,815,000 $12,143,718 $0 0.00%
    Other 65 $735,345,000 $11,313,000 $0 0.00%
    NA 6 $41,710,000 $6,951,667 $0 0.00%

    For 2020, Bellwether Enterprise Real Estate Capital's most frequently cited loan purpose was Refi, with 121 originations. The 2nd most popular reason was Cash Out Refi, with 117 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 156 $1,565,580,000 $10,035,769 $0 0.00%
    Other 89 $1,106,615,000 $12,433,876 $0 0.00%
    30+ year 35 $301,235,000 $8,606,714 $0 0.00%
    15 Year 25 $354,565,000 $14,182,600 $0 0.00%
    20 Year 4 $29,900,000 $7,475,000 $0 0.00%

    For 2020, Bellwether Enterprise Real Estate Capital's most frequently cited loan duration was 10 Year, with 156 originations. The 2nd most popular length was Other, with 89 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 300 $3,356,580,000 $11,188,600 $0 0.00%
    $100,000 or less 7 $35,000 $5,000 $0 0.00%
    $200k-400k 1 $325,000 $325,000 $0 0.00%
    $600k-1MM 1 $955,000 $955,000 $0 0.00%

    2020 saw Bellwether Enterprise Real Estate Capital place emphasis on $1MM+ loans with 300 originations, totaling $3,356,580,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 309 $3,357,895,000 $10,866,974 $0 0.00%

    Approval Rates

    Total approvals of all applications
    86.80%

    Bellwether Enterprise Real Estate Capital has an average approval rate.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 309 $3,357,895,000 $10,866,974

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 54 $613,580,000 $11,362,593
    Multifamily:Site-Built 255 $2,744,315,000 $10,762,020

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 13 $71,175,000 $5,475,000 $0 0.00%
    40-60% 94 $762,950,000 $8,116,489 $0 0.00%
    60-80% 138 $1,992,570,000 $14,438,913 $0 0.00%
    80-100% 28 $356,300,000 $12,725,000 $0 0.00%
    Over 100% 4 $37,970,000 $9,492,500 $0 0.00%
    Under 20% 16 $61,290,000 $3,830,625 $0 0.00%